Home > First Savings and Loan Association of America, F.S.A. > Income and Expense
First Savings and Loan Association of America, F.S.A., Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,276,000 | 2,399 |
| Total interest expense | $5,884,000 | 2,718 |
| Net interest income | $8,392,000 | 2,125 |
| Provision for loan and lease losses | $2,546,000 | 577 |
| Total noninterest income | $2,343,000 | 1,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,343,000 | 1,125 |
| Total noninterest expense | $3,523,000 | 3,802 |
| Salaries and employee benefits | $1,191,000 | 5,353 |
| Premises and equipment expense | $570,000 | 3,520 |
| Additional noninterest expense | $1,762,000 | 2,519 |
| Pre-tax net operating income | $4,666,000 | 1,543 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,741,000 | 1,318 |
| Income before extraordinary items | $2,925,000 | 1,800 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,925,000 | 1,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,435,000 | 495 |
| Cash dividends | $2,423,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,925,000 | 1,735 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $15,110,000 | 2,319 |
| Total interest expense | $6,686,000 | 2,514 |
| Net interest income | $8,424,000 | 2,105 |
| Provision for loan and lease losses | $1,515,000 | 751 |
| Total noninterest income | $2,089,000 | 1,808 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,089,000 | 1,100 |
| Total noninterest expense | $3,459,000 | 3,739 |
| Salaries and employee benefits | $1,445,000 | 4,494 |
| Premises and equipment expense | $560,000 | 3,461 |
| Additional noninterest expense | $1,454,000 | 2,892 |
| Pre-tax net operating income | $5,539,000 | 1,338 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,108,000 | 1,097 |
| Income before extraordinary items | $3,431,000 | 1,532 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,431,000 | 1,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $774,000 | 900 |
| Cash dividends | $7,176,000 | 474 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,431,000 | 1,523 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,602,000 | 2,226 |
| Total interest expense | $6,484,000 | 2,274 |
| Net interest income | $8,118,000 | 2,162 |
| Provision for loan and lease losses | $440,000 | 1,954 |
| Total noninterest income | $1,306,000 | 2,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,306,000 | 1,530 |
| Total noninterest expense | $4,639,000 | 2,912 |
| Salaries and employee benefits | $1,913,000 | 3,582 |
| Premises and equipment expense | $914,000 | 2,232 |
| Additional noninterest expense | $1,812,000 | 2,407 |
| Pre-tax net operating income | $4,345,000 | 1,727 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,566,000 | 1,536 |
| Income before extraordinary items | $2,779,000 | 1,912 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,779,000 | 1,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $530,000 | 1,164 |
| Cash dividends | $1,500,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,779,000 | 1,880 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,009,000 | 2,035 |
| Total interest expense | $6,893,000 | 2,196 |
| Net interest income | $9,116,000 | 1,880 |
| Provision for loan and lease losses | $240,000 | 3,065 |
| Total noninterest income | $1,399,000 | 2,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,399,000 | 1,469 |
| Total noninterest expense | $4,102,000 | 3,149 |
| Salaries and employee benefits | $2,014,000 | 3,306 |
| Premises and equipment expense | $872,000 | 2,233 |
| Additional noninterest expense | $1,216,000 | 3,329 |
| Pre-tax net operating income | $6,173,000 | 1,212 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $2,211,000 | 1,138 |
| Income before extraordinary items | $3,961,000 | 1,339 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,961,000 | 1,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $258,000 | 2,064 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,961,640 | 1,282 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,746,000 | 2,069 |
| Total interest expense | $6,701,000 | 2,250 |
| Net interest income | $9,045,000 | 1,920 |
| Provision for loan and lease losses | $340,000 | 2,366 |
| Total noninterest income | $1,200,000 | 2,633 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,200,000 | 1,557 |
| Total noninterest expense | $3,342,000 | 3,754 |
| Salaries and employee benefits | $1,711,000 | 3,817 |
| Premises and equipment expense | $621,000 | 3,049 |
| Additional noninterest expense | $1,010,000 | 3,866 |
| Pre-tax net operating income | $6,563,000 | 1,202 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,417,000 | 1,124 |
| Income before extraordinary items | $4,146,000 | 1,310 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,146,000 | 1,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,146,000 | 1,274 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,605,000 | 2,162 |
| Total interest expense | $6,577,000 | 2,346 |
| Net interest income | $9,028,000 | 1,993 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $1,161,000 | 2,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,161,000 | 1,636 |
| Total noninterest expense | $3,905,000 | 3,423 |
| Salaries and employee benefits | $1,669,000 | 3,913 |
| Premises and equipment expense | $591,000 | 3,256 |
| Additional noninterest expense | $1,645,000 | 2,895 |
| Pre-tax net operating income | $6,149,000 | 1,182 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,117,000 | 1,167 |
| Income before extraordinary items | $4,032,000 | 1,245 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,032,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,007 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,032,000 | 1,220 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $14,576,000 | 2,311 |
| Total interest expense | $6,259,000 | 2,452 |
| Net interest income | $8,317,000 | 2,162 |
| Provision for loan and lease losses | $-2,000 | 11,346 |
| Total noninterest income | $1,279,000 | 2,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,279,000 | 1,525 |
| Total noninterest expense | $3,182,000 | 4,081 |
| Salaries and employee benefits | $1,601,000 | 4,050 |
| Premises and equipment expense | $524,000 | 3,613 |
| Additional noninterest expense | $1,057,000 | 4,164 |
| Pre-tax net operating income | $6,416,000 | 1,200 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,964,000 | 1,294 |
| Income before extraordinary items | $4,452,000 | 1,192 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,452,000 | 1,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,173 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,452,000 | 1,170 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,770,000 | 2,224 |
| Total interest expense | $5,554,000 | 2,241 |
| Net interest income | $8,216,000 | 2,197 |
| Provision for loan and lease losses | $19,000 | 7,864 |
| Total noninterest income | $1,126,000 | 2,853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,126,000 | 1,700 |
| Total noninterest expense | $2,920,000 | 4,516 |
| Salaries and employee benefits | $1,387,000 | 4,611 |
| Premises and equipment expense | $403,000 | 4,561 |
| Additional noninterest expense | $1,130,000 | 4,270 |
| Pre-tax net operating income | $6,403,000 | 1,175 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,938,000 | 1,241 |
| Income before extraordinary items | $4,465,000 | 1,133 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,465,000 | 1,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,465,000 | 1,145 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,486,000 | 2,299 |
| Total interest expense | $5,427,000 | 2,378 |
| Net interest income | $8,059,000 | 2,225 |
| Provision for loan and lease losses | $125,000 | 5,103 |
| Total noninterest income | $1,267,000 | 2,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,267,000 | 1,750 |
| Total noninterest expense | $2,966,000 | 4,563 |
| Salaries and employee benefits | $1,392,000 | 4,579 |
| Premises and equipment expense | $415,000 | 4,577 |
| Additional noninterest expense | $1,159,000 | 4,323 |
| Pre-tax net operating income | $6,235,000 | 1,117 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,682,000 | 1,409 |
| Income before extraordinary items | $4,553,000 | 1,143 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,553,000 | 1,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,553,000 | 1,058 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,777,000 | 2,559 |
| Total interest expense | $6,295,000 | 2,670 |
| Net interest income | $7,482,000 | 2,419 |
| Provision for loan and lease losses | $-27,000 | 13,555 |
| Total noninterest income | $1,094,000 | 3,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,094,000 | 1,876 |
| Total noninterest expense | $2,850,000 | 4,742 |
| Salaries and employee benefits | $1,350,000 | 4,658 |
| Premises and equipment expense | $421,000 | 4,605 |
| Additional noninterest expense | $1,079,000 | 4,757 |
| Pre-tax net operating income | $5,753,000 | 1,127 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,405,000 | 1,525 |
| Income before extraordinary items | $4,348,000 | 1,085 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,348,000 | 1,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 4,614 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,348,000 | 995 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.