Home > First Safety Bank > Income and Expense
First Safety Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $822,000 | 5,536 |
| Total interest expense | $80,000 | 5,288 |
| Net interest income | $742,000 | 5,529 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $207,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $201,000 | 3,594 |
| Total noninterest expense | $1,107,000 | 4,824 |
| Salaries and employee benefits | $435,000 | 5,252 |
| Premises and equipment expense | $58,000 | 5,495 |
| Additional noninterest expense | $614,000 | 3,819 |
| Pre-tax net operating income | $-158,000 | 5,909 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $-158,000 | 5,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-158,000 | 5,916 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-158,000 | 5,916 |
| Net charge-offs | $-7,000 | 4,862 |
| Cash dividends | $15,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-158,000 | 5,905 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $407,000 | 5,593 |
| Total interest expense | $40,000 | 5,333 |
| Net interest income | $367,000 | 5,594 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $73,000 | 4,767 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $70,000 | 4,016 |
| Total noninterest expense | $455,000 | 5,145 |
| Salaries and employee benefits | $216,000 | 5,300 |
| Premises and equipment expense | $28,000 | 5,550 |
| Additional noninterest expense | $211,000 | 4,572 |
| Pre-tax net operating income | $-15,000 | 5,843 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-15,000 | 5,855 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-15,000 | 5,853 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-15,000 | 5,854 |
| Net charge-offs | $-4,000 | 4,749 |
| Cash dividends | $12,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-15,000 | 5,834 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,725,000 | 5,582 |
| Total interest expense | $166,000 | 5,371 |
| Net interest income | $1,559,000 | 5,562 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $323,000 | 4,714 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $11,000 | 5,918 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $312,000 | 3,930 |
| Total noninterest expense | $1,489,000 | 5,443 |
| Salaries and employee benefits | $873,000 | 5,367 |
| Premises and equipment expense | $110,000 | 5,682 |
| Additional noninterest expense | $506,000 | 5,378 |
| Pre-tax net operating income | $393,000 | 5,110 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $393,000 | 5,033 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $393,000 | 5,036 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $393,000 | 5,036 |
| Net charge-offs | $-9,000 | 5,171 |
| Cash dividends | $189,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $393,000 | 4,996 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,301,000 | 5,638 |
| Total interest expense | $127,000 | 5,419 |
| Net interest income | $1,174,000 | 5,633 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $236,000 | 4,790 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $8,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 3,987 |
| Total noninterest expense | $1,134,000 | 5,477 |
| Salaries and employee benefits | $677,000 | 5,330 |
| Premises and equipment expense | $84,000 | 5,737 |
| Additional noninterest expense | $373,000 | 5,453 |
| Pre-tax net operating income | $276,000 | 5,272 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $276,000 | 5,184 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 5,188 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $276,000 | 5,190 |
| Net charge-offs | $-8,000 | 5,100 |
| Cash dividends | $138,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $276,000 | 5,138 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $865,000 | 5,690 |
| Total interest expense | $86,000 | 5,449 |
| Net interest income | $779,000 | 5,689 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $164,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $4,000 | 6,103 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $160,000 | 3,944 |
| Total noninterest expense | $760,000 | 5,522 |
| Salaries and employee benefits | $451,000 | 5,388 |
| Premises and equipment expense | $57,000 | 5,763 |
| Additional noninterest expense | $252,000 | 5,480 |
| Pre-tax net operating income | $183,000 | 5,306 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $183,000 | 5,201 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $183,000 | 5,203 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $183,000 | 5,205 |
| Net charge-offs | $-5,000 | 5,028 |
| Cash dividends | $72,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $183,000 | 5,158 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $431,000 | 5,740 |
| Total interest expense | $44,000 | 5,480 |
| Net interest income | $387,000 | 5,736 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $51,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,000 | 6,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $49,000 | 4,536 |
| Total noninterest expense | $390,000 | 5,533 |
| Salaries and employee benefits | $236,000 | 5,373 |
| Premises and equipment expense | $29,000 | 5,795 |
| Additional noninterest expense | $125,000 | 5,529 |
| Pre-tax net operating income | $48,000 | 5,632 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $48,000 | 5,627 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $48,000 | 5,627 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $48,000 | 5,628 |
| Net charge-offs | $-3,000 | 4,874 |
| Cash dividends | $36,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $48,000 | 5,575 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,762,000 | 5,808 |
| Total interest expense | $193,000 | 5,537 |
| Net interest income | $1,569,000 | 5,799 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $308,000 | 4,961 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $14,000 | 6,207 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $294,000 | 4,040 |
| Total noninterest expense | $1,591,000 | 5,606 |
| Salaries and employee benefits | $944,000 | 5,463 |
| Premises and equipment expense | $106,000 | 6,005 |
| Additional noninterest expense | $541,000 | 5,533 |
| Pre-tax net operating income | $286,000 | 5,505 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $286,000 | 5,433 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $286,000 | 5,432 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $286,000 | 5,433 |
| Net charge-offs | $-7,000 | 5,613 |
| Cash dividends | $184,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $286,000 | 5,385 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,328,000 | 5,872 |
| Total interest expense | $146,000 | 5,595 |
| Net interest income | $1,182,000 | 5,857 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $250,000 | 4,926 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $11,000 | 6,278 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $239,000 | 3,969 |
| Total noninterest expense | $1,201,000 | 5,638 |
| Salaries and employee benefits | $712,000 | 5,473 |
| Premises and equipment expense | $81,000 | 6,038 |
| Additional noninterest expense | $408,000 | 5,562 |
| Pre-tax net operating income | $231,000 | 5,554 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $231,000 | 5,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $231,000 | 5,466 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $231,000 | 5,467 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $138,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $231,000 | 5,424 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $885,000 | 5,910 |
| Total interest expense | $99,000 | 5,634 |
| Net interest income | $786,000 | 5,897 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $136,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $8,000 | 6,307 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $128,000 | 4,241 |
| Total noninterest expense | $796,000 | 5,683 |
| Salaries and employee benefits | $475,000 | 5,518 |
| Premises and equipment expense | $53,000 | 6,100 |
| Additional noninterest expense | $268,000 | 5,624 |
| Pre-tax net operating income | $126,000 | 5,671 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $126,000 | 5,617 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $126,000 | 5,618 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $126,000 | 5,619 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $92,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $126,000 | 5,569 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $444,000 | 5,965 |
| Total interest expense | $51,000 | 5,674 |
| Net interest income | $393,000 | 5,958 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $72,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $69,000 | 4,116 |
| Total noninterest expense | $383,000 | 5,806 |
| Salaries and employee benefits | $238,000 | 5,581 |
| Premises and equipment expense | $26,000 | 6,172 |
| Additional noninterest expense | $119,000 | 5,836 |
| Pre-tax net operating income | $82,000 | 5,441 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $82,000 | 5,365 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $82,000 | 5,366 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $82,000 | 5,366 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $46,000 | 2,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $82,000 | 5,321 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,817,000 | 6,002 |
| Total interest expense | $255,000 | 5,628 |
| Net interest income | $1,562,000 | 6,016 |
| Provision for loan and lease losses | $41,000 | 4,393 |
| Total noninterest income | $428,000 | 4,642 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $16,000 | 6,462 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $412,000 | 3,624 |
| Total noninterest expense | $1,546,000 | 5,853 |
| Salaries and employee benefits | $939,000 | 5,647 |
| Premises and equipment expense | $113,000 | 6,197 |
| Additional noninterest expense | $494,000 | 5,869 |
| Pre-tax net operating income | $403,000 | 5,213 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $403,000 | 5,141 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $403,000 | 5,144 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $403,000 | 5,144 |
| Net charge-offs | $-10,000 | 6,164 |
| Cash dividends | $264,000 | 3,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $403,000 | 5,082 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 6,061 |
| Total interest expense | $198,000 | 5,677 |
| Net interest income | $1,170,000 | 6,072 |
| Provision for loan and lease losses | $42,000 | 4,120 |
| Total noninterest income | $321,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $11,000 | 6,552 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $310,000 | 3,697 |
| Total noninterest expense | $1,167,000 | 5,862 |
| Salaries and employee benefits | $705,000 | 5,670 |
| Premises and equipment expense | $87,000 | 6,231 |
| Additional noninterest expense | $375,000 | 5,881 |
| Pre-tax net operating income | $282,000 | 5,403 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $282,000 | 5,336 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $282,000 | 5,337 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $282,000 | 5,338 |
| Net charge-offs | $-11,000 | 6,152 |
| Cash dividends | $198,000 | 2,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $282,000 | 5,249 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $911,000 | 6,092 |
| Total interest expense | $137,000 | 5,699 |
| Net interest income | $774,000 | 6,096 |
| Provision for loan and lease losses | $38,000 | 3,840 |
| Total noninterest income | $245,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $8,000 | 6,574 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $237,000 | 3,534 |
| Total noninterest expense | $782,000 | 5,883 |
| Salaries and employee benefits | $473,000 | 5,687 |
| Premises and equipment expense | $55,000 | 6,307 |
| Additional noninterest expense | $254,000 | 5,873 |
| Pre-tax net operating income | $199,000 | 5,324 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $199,000 | 5,277 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $199,000 | 5,280 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $199,000 | 5,280 |
| Net charge-offs | $-8,000 | 6,085 |
| Cash dividends | $132,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $199,000 | 5,153 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $453,000 | 6,149 |
| Total interest expense | $70,000 | 5,747 |
| Net interest income | $383,000 | 6,161 |
| Provision for loan and lease losses | $27,000 | 3,386 |
| Total noninterest income | $128,000 | 4,452 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $4,000 | 6,617 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $124,000 | 3,449 |
| Total noninterest expense | $394,000 | 5,933 |
| Salaries and employee benefits | $233,000 | 5,779 |
| Premises and equipment expense | $27,000 | 6,356 |
| Additional noninterest expense | $134,000 | 5,858 |
| Pre-tax net operating income | $90,000 | 5,411 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $90,000 | 5,363 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $90,000 | 5,365 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $90,000 | 5,365 |
| Net charge-offs | $-7,000 | 6,052 |
| Cash dividends | $66,000 | 2,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $90,000 | 5,261 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 6,195 |
| Total interest expense | $349,000 | 5,765 |
| Net interest income | $1,573,000 | 6,220 |
| Provision for loan and lease losses | $176,000 | 4,116 |
| Total noninterest income | $531,000 | 4,392 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $14,000 | 6,742 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $517,000 | 3,298 |
| Total noninterest expense | $1,504,000 | 6,093 |
| Salaries and employee benefits | $911,000 | 5,868 |
| Premises and equipment expense | $117,000 | 6,392 |
| Additional noninterest expense | $476,000 | 6,134 |
| Pre-tax net operating income | $424,000 | 5,090 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $424,000 | 5,132 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $424,000 | 5,130 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $424,000 | 5,131 |
| Net charge-offs | $172,000 | 3,921 |
| Cash dividends | $254,000 | 3,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $424,000 | 4,921 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 6,277 |
| Total interest expense | $273,000 | 5,834 |
| Net interest income | $1,189,000 | 6,311 |
| Provision for loan and lease losses | $138,000 | 3,987 |
| Total noninterest income | $398,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $11,000 | 6,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $387,000 | 3,315 |
| Total noninterest expense | $1,127,000 | 6,138 |
| Salaries and employee benefits | $687,000 | 5,892 |
| Premises and equipment expense | $81,000 | 6,533 |
| Additional noninterest expense | $359,000 | 6,182 |
| Pre-tax net operating income | $322,000 | 5,236 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $322,000 | 5,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $322,000 | 5,242 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $322,000 | 5,242 |
| Net charge-offs | $129,000 | 3,732 |
| Cash dividends | $196,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $322,000 | 5,050 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $978,000 | 6,324 |
| Total interest expense | $192,000 | 5,843 |
| Net interest income | $786,000 | 6,364 |
| Provision for loan and lease losses | $54,000 | 4,513 |
| Total noninterest income | $220,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $7,000 | 6,880 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $213,000 | 3,581 |
| Total noninterest expense | $760,000 | 6,179 |
| Salaries and employee benefits | $464,000 | 5,917 |
| Premises and equipment expense | $54,000 | 6,572 |
| Additional noninterest expense | $242,000 | 6,215 |
| Pre-tax net operating income | $192,000 | 5,344 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $192,000 | 5,373 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $192,000 | 5,372 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $192,000 | 5,372 |
| Net charge-offs | $65,000 | 3,794 |
| Cash dividends | $138,000 | 2,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $192,000 | 5,178 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $496,000 | 6,360 |
| Total interest expense | $101,000 | 5,853 |
| Net interest income | $395,000 | 6,411 |
| Provision for loan and lease losses | $27,000 | 4,294 |
| Total noninterest income | $125,000 | 4,571 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $3,000 | 6,938 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,398 |
| Total noninterest expense | $377,000 | 6,246 |
| Salaries and employee benefits | $232,000 | 5,972 |
| Premises and equipment expense | $27,000 | 6,604 |
| Additional noninterest expense | $118,000 | 6,284 |
| Pre-tax net operating income | $116,000 | 5,239 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $116,000 | 5,192 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $116,000 | 5,193 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $116,000 | 5,194 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $80,000 | 2,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $116,000 | 5,049 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,133,000 | 6,348 |
| Total interest expense | $480,000 | 5,927 |
| Net interest income | $1,653,000 | 6,396 |
| Provision for loan and lease losses | $156,000 | 4,892 |
| Total noninterest income | $399,000 | 4,783 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $20,000 | 6,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $379,000 | 3,517 |
| Total noninterest expense | $1,454,000 | 6,358 |
| Salaries and employee benefits | $892,000 | 6,077 |
| Premises and equipment expense | $109,000 | 6,756 |
| Additional noninterest expense | $453,000 | 6,398 |
| Pre-tax net operating income | $442,000 | 4,869 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $442,000 | 4,815 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $442,000 | 4,817 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $442,000 | 4,816 |
| Net charge-offs | $186,000 | 4,384 |
| Cash dividends | $207,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $442,000 | 4,685 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,618,000 | 6,393 |
| Total interest expense | $372,000 | 5,983 |
| Net interest income | $1,246,000 | 6,432 |
| Provision for loan and lease losses | $94,000 | 5,010 |
| Total noninterest income | $252,000 | 5,101 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $16,000 | 6,773 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $236,000 | 3,842 |
| Total noninterest expense | $1,098,000 | 6,392 |
| Salaries and employee benefits | $667,000 | 6,095 |
| Premises and equipment expense | $80,000 | 6,810 |
| Additional noninterest expense | $351,000 | 6,413 |
| Pre-tax net operating income | $306,000 | 5,090 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $306,000 | 5,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 5,023 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $306,000 | 5,023 |
| Net charge-offs | $50,000 | 4,981 |
| Cash dividends | $132,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $306,000 | 4,912 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,092,000 | 6,439 |
| Total interest expense | $256,000 | 6,046 |
| Net interest income | $836,000 | 6,464 |
| Provision for loan and lease losses | $54,000 | 5,070 |
| Total noninterest income | $135,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,221 |
| Total noninterest expense | $739,000 | 6,431 |
| Salaries and employee benefits | $450,000 | 6,123 |
| Premises and equipment expense | $53,000 | 6,870 |
| Additional noninterest expense | $236,000 | 6,471 |
| Pre-tax net operating income | $178,000 | 5,245 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $178,000 | 5,173 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $178,000 | 5,172 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $178,000 | 5,173 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $92,000 | 2,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $178,000 | 5,085 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 6,496 |
| Total interest expense | $132,000 | 6,075 |
| Net interest income | $407,000 | 6,533 |
| Provision for loan and lease losses | $27,000 | 4,803 |
| Total noninterest income | $56,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,604 |
| Total noninterest expense | $376,000 | 6,464 |
| Salaries and employee benefits | $227,000 | 6,155 |
| Premises and equipment expense | $29,000 | 6,837 |
| Additional noninterest expense | $120,000 | 6,495 |
| Pre-tax net operating income | $60,000 | 5,619 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $60,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $60,000 | 5,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $60,000 | 5,554 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $60,000 | 5,505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 6,494 |
| Total interest expense | $719,000 | 5,918 |
| Net interest income | $1,604,000 | 6,633 |
| Provision for loan and lease losses | $150,000 | 5,638 |
| Total noninterest income | $492,000 | 4,597 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,588 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $469,000 | 3,281 |
| Total noninterest expense | $1,525,000 | 6,494 |
| Salaries and employee benefits | $885,000 | 6,250 |
| Premises and equipment expense | $119,000 | 6,892 |
| Additional noninterest expense | $521,000 | 6,439 |
| Pre-tax net operating income | $421,000 | 4,567 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $421,000 | 4,562 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $421,000 | 4,562 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $421,000 | 4,562 |
| Net charge-offs | $110,000 | 5,341 |
| Cash dividends | $157,000 | 3,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $421,000 | 4,412 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 6,580 |
| Total interest expense | $567,000 | 5,969 |
| Net interest income | $1,194,000 | 6,727 |
| Provision for loan and lease losses | $81,000 | 5,901 |
| Total noninterest income | $304,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $18,000 | 6,678 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $286,000 | 3,616 |
| Total noninterest expense | $1,140,000 | 6,554 |
| Salaries and employee benefits | $668,000 | 6,289 |
| Premises and equipment expense | $89,000 | 6,984 |
| Additional noninterest expense | $383,000 | 6,529 |
| Pre-tax net operating income | $277,000 | 4,942 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $277,000 | 4,972 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $277,000 | 4,975 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $277,000 | 4,976 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $57,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $277,000 | 4,785 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,169,000 | 6,633 |
| Total interest expense | $390,000 | 6,015 |
| Net interest income | $779,000 | 6,795 |
| Provision for loan and lease losses | $54,000 | 5,798 |
| Total noninterest income | $157,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $12,000 | 6,717 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 4,024 |
| Total noninterest expense | $736,000 | 6,648 |
| Salaries and employee benefits | $441,000 | 6,354 |
| Premises and equipment expense | $58,000 | 7,055 |
| Additional noninterest expense | $237,000 | 6,678 |
| Pre-tax net operating income | $146,000 | 5,228 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $146,000 | 5,246 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $146,000 | 5,249 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $146,000 | 5,248 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $38,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $146,000 | 5,093 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $586,000 | 6,716 |
| Total interest expense | $206,000 | 6,010 |
| Net interest income | $380,000 | 6,894 |
| Provision for loan and lease losses | $27,000 | 5,545 |
| Total noninterest income | $74,000 | 5,551 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $69,000 | 4,144 |
| Total noninterest expense | $371,000 | 6,717 |
| Salaries and employee benefits | $224,000 | 6,408 |
| Premises and equipment expense | $29,000 | 7,134 |
| Additional noninterest expense | $118,000 | 6,756 |
| Pre-tax net operating income | $56,000 | 5,584 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $56,000 | 5,613 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $56,000 | 5,614 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $56,000 | 5,613 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $19,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $56,000 | 5,506 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 6,643 |
| Total interest expense | $1,047,000 | 5,932 |
| Net interest income | $1,512,000 | 6,899 |
| Provision for loan and lease losses | $194,000 | 5,826 |
| Total noninterest income | $629,000 | 4,278 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $41,000 | 6,625 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $588,000 | 2,927 |
| Total noninterest expense | $1,495,000 | 6,804 |
| Salaries and employee benefits | $896,000 | 6,469 |
| Premises and equipment expense | $103,000 | 7,354 |
| Additional noninterest expense | $496,000 | 6,799 |
| Pre-tax net operating income | $452,000 | 4,103 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $452,000 | 4,009 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $452,000 | 4,008 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $452,000 | 4,008 |
| Net charge-offs | $302,000 | 4,474 |
| Cash dividends | $156,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $452,000 | 3,920 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 6,689 |
| Total interest expense | $806,000 | 6,010 |
| Net interest income | $1,153,000 | 6,902 |
| Provision for loan and lease losses | $131,000 | 5,675 |
| Total noninterest income | $530,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $30,000 | 6,683 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $500,000 | 2,813 |
| Total noninterest expense | $1,131,000 | 6,808 |
| Salaries and employee benefits | $669,000 | 6,496 |
| Premises and equipment expense | $76,000 | 7,425 |
| Additional noninterest expense | $386,000 | 6,756 |
| Pre-tax net operating income | $421,000 | 4,121 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $421,000 | 3,975 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $421,000 | 3,971 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $421,000 | 3,974 |
| Net charge-offs | $2,000 | 6,855 |
| Cash dividends | $117,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $421,000 | 3,873 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 6,704 |
| Total interest expense | $552,000 | 6,083 |
| Net interest income | $787,000 | 6,876 |
| Provision for loan and lease losses | $54,000 | 6,022 |
| Total noninterest income | $403,000 | 3,833 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $384,000 | 2,612 |
| Total noninterest expense | $781,000 | 6,796 |
| Salaries and employee benefits | $448,000 | 6,572 |
| Premises and equipment expense | $50,000 | 7,503 |
| Additional noninterest expense | $283,000 | 6,617 |
| Pre-tax net operating income | $355,000 | 3,898 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $355,000 | 3,683 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $355,000 | 3,682 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $355,000 | 3,682 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $78,000 | 3,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $355,000 | 3,572 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,699 |
| Total interest expense | $283,000 | 6,133 |
| Net interest income | $401,000 | 6,863 |
| Provision for loan and lease losses | $27,000 | 5,667 |
| Total noninterest income | $169,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $11,000 | 6,642 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $158,000 | 2,881 |
| Total noninterest expense | $393,000 | 6,776 |
| Salaries and employee benefits | $223,000 | 6,634 |
| Premises and equipment expense | $27,000 | 7,482 |
| Additional noninterest expense | $143,000 | 6,425 |
| Pre-tax net operating income | $150,000 | 4,508 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $150,000 | 4,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $150,000 | 4,356 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $150,000 | 4,356 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $39,000 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $150,000 | 4,189 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,096,000 | 6,560 |
| Total interest expense | $1,441,000 | 6,059 |
| Net interest income | $1,655,000 | 6,819 |
| Provision for loan and lease losses | $108,000 | 5,964 |
| Total noninterest income | $207,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $32,000 | 6,875 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $175,000 | 5,065 |
| Total noninterest expense | $1,464,000 | 6,920 |
| Salaries and employee benefits | $920,000 | 6,608 |
| Premises and equipment expense | $106,000 | 7,559 |
| Additional noninterest expense | $438,000 | 6,892 |
| Pre-tax net operating income | $290,000 | 5,474 |
| Securities gains (losses) | $12,000 | 2,444 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $302,000 | 5,110 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $302,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,058 |
| Cash dividends | $190,000 | 4,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $290,000 | 5,318 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,351,000 | 6,595 |
| Total interest expense | $1,122,000 | 6,102 |
| Net interest income | $1,229,000 | 6,889 |
| Provision for loan and lease losses | $81,000 | 5,423 |
| Total noninterest income | $190,000 | 6,213 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $22,000 | 6,971 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 4,764 |
| Total noninterest expense | $1,107,000 | 6,907 |
| Salaries and employee benefits | $715,000 | 6,544 |
| Premises and equipment expense | $71,000 | 7,712 |
| Additional noninterest expense | $321,000 | 6,914 |
| Pre-tax net operating income | $231,000 | 5,926 |
| Securities gains (losses) | $12,000 | 2,294 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $243,000 | 5,486 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $243,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,177 |
| Cash dividends | $150,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $231,000 | 5,725 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,596,000 | 6,636 |
| Total interest expense | $771,000 | 6,172 |
| Net interest income | $825,000 | 6,890 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $157,000 | 5,902 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $14,000 | 7,021 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $143,000 | 4,391 |
| Total noninterest expense | $750,000 | 6,924 |
| Salaries and employee benefits | $479,000 | 6,585 |
| Premises and equipment expense | $49,000 | 7,726 |
| Additional noninterest expense | $222,000 | 6,874 |
| Pre-tax net operating income | $178,000 | 5,957 |
| Securities gains (losses) | $3,000 | 2,869 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $181,000 | 5,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $181,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,854 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $178,000 | 5,708 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $822,000 | 6,660 |
| Total interest expense | $391,000 | 6,292 |
| Net interest income | $431,000 | 6,865 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $87,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $80,000 | 4,198 |
| Total noninterest expense | $381,000 | 6,925 |
| Salaries and employee benefits | $245,000 | 6,571 |
| Premises and equipment expense | $27,000 | 7,657 |
| Additional noninterest expense | $109,000 | 6,916 |
| Pre-tax net operating income | $110,000 | 5,902 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $110,000 | 5,709 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $110,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,531 |
| Cash dividends | $75,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $110,000 | 5,613 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,394,000 | 6,584 |
| Total interest expense | $1,499,000 | 6,436 |
| Net interest income | $1,895,000 | 6,632 |
| Provision for loan and lease losses | $131,000 | 4,509 |
| Total noninterest income | $261,000 | 6,301 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $30,000 | 7,022 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $231,000 | 4,763 |
| Total noninterest expense | $1,430,000 | 7,019 |
| Salaries and employee benefits | $916,000 | 6,645 |
| Premises and equipment expense | $110,000 | 7,640 |
| Additional noninterest expense | $404,000 | 7,019 |
| Pre-tax net operating income | $595,000 | 5,707 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $595,000 | 5,364 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $595,000 | 5,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $280,000 | 4,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $595,000 | 5,346 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 6,642 |
| Total interest expense | $1,091,000 | 6,521 |
| Net interest income | $1,430,000 | 6,655 |
| Provision for loan and lease losses | $103,000 | 4,065 |
| Total noninterest income | $196,000 | 6,346 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $21,000 | 7,079 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $1,082,000 | 6,995 |
| Salaries and employee benefits | $693,000 | 6,624 |
| Premises and equipment expense | $81,000 | 7,644 |
| Additional noninterest expense | $308,000 | 6,990 |
| Pre-tax net operating income | $441,000 | 5,999 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $441,000 | 5,621 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $441,000 | 5,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $210,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $441,000 | 5,608 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,646,000 | 6,727 |
| Total interest expense | $694,000 | 6,637 |
| Net interest income | $952,000 | 6,693 |
| Provision for loan and lease losses | $48,000 | 4,431 |
| Total noninterest income | $115,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $14,000 | 7,128 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $101,000 | 5,106 |
| Total noninterest expense | $721,000 | 7,034 |
| Salaries and employee benefits | $465,000 | 6,650 |
| Premises and equipment expense | $53,000 | 7,706 |
| Additional noninterest expense | $203,000 | 7,038 |
| Pre-tax net operating income | $298,000 | 6,048 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $298,000 | 5,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $298,000 | 5,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 3,311 |
| Cash dividends | $140,000 | 4,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $298,000 | 5,654 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $800,000 | 6,816 |
| Total interest expense | $330,000 | 6,757 |
| Net interest income | $470,000 | 6,752 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $67,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $61,000 | 4,714 |
| Total noninterest expense | $364,000 | 7,050 |
| Salaries and employee benefits | $239,000 | 6,644 |
| Premises and equipment expense | $25,000 | 7,791 |
| Additional noninterest expense | $100,000 | 7,079 |
| Pre-tax net operating income | $152,000 | 6,035 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,124 |
| Cash dividends | $70,000 | 3,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $152,000 | 5,605 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 6,760 |
| Total interest expense | $1,109,000 | 6,735 |
| Net interest income | $1,911,000 | 6,663 |
| Provision for loan and lease losses | $98,000 | 4,793 |
| Total noninterest income | $203,000 | 6,902 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $25,000 | 7,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $178,000 | 5,325 |
| Total noninterest expense | $1,378,000 | 7,090 |
| Salaries and employee benefits | $889,000 | 6,686 |
| Premises and equipment expense | $91,000 | 7,903 |
| Additional noninterest expense | $398,000 | 7,070 |
| Pre-tax net operating income | $638,000 | 6,084 |
| Securities gains (losses) | $20,000 | 909 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $658,000 | 5,626 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $658,000 | 5,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,128 |
| Cash dividends | $349,000 | 4,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $638,000 | 5,671 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,238,000 | 6,834 |
| Total interest expense | $797,000 | 6,798 |
| Net interest income | $1,441,000 | 6,722 |
| Provision for loan and lease losses | $63,000 | 4,799 |
| Total noninterest income | $163,000 | 6,822 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $20,000 | 7,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 5,225 |
| Total noninterest expense | $1,015,000 | 7,136 |
| Salaries and employee benefits | $640,000 | 6,784 |
| Premises and equipment expense | $75,000 | 7,834 |
| Additional noninterest expense | $300,000 | 7,085 |
| Pre-tax net operating income | $526,000 | 6,117 |
| Securities gains (losses) | $18,000 | 773 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $544,000 | 5,579 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $544,000 | 5,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $276,000 | 3,781 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $526,000 | 5,646 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,456,000 | 6,884 |
| Total interest expense | $508,000 | 6,816 |
| Net interest income | $948,000 | 6,791 |
| Provision for loan and lease losses | $42,000 | 4,660 |
| Total noninterest income | $132,000 | 6,475 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 4,766 |
| Total noninterest expense | $690,000 | 7,127 |
| Salaries and employee benefits | $435,000 | 6,774 |
| Premises and equipment expense | $50,000 | 7,848 |
| Additional noninterest expense | $205,000 | 7,052 |
| Pre-tax net operating income | $348,000 | 6,169 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $348,000 | 5,700 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $348,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $193,000 | 3,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $348,000 | 5,693 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 6,905 |
| Total interest expense | $247,000 | 6,802 |
| Net interest income | $467,000 | 6,851 |
| Provision for loan and lease losses | $21,000 | 4,472 |
| Total noninterest income | $47,000 | 7,046 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $367,000 | 7,002 |
| Salaries and employee benefits | $220,000 | 6,758 |
| Premises and equipment expense | $27,000 | 7,763 |
| Additional noninterest expense | $120,000 | 6,632 |
| Pre-tax net operating income | $126,000 | 6,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $126,000 | 6,317 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 6,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $106,000 | 3,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $126,000 | 6,314 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 6,858 |
| Total interest expense | $855,000 | 6,638 |
| Net interest income | $1,824,000 | 6,860 |
| Provision for loan and lease losses | $99,000 | 4,862 |
| Total noninterest income | $592,000 | 4,818 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $26,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $566,000 | 3,170 |
| Total noninterest expense | $1,371,000 | 7,103 |
| Salaries and employee benefits | $875,000 | 6,705 |
| Premises and equipment expense | $96,000 | 7,905 |
| Additional noninterest expense | $400,000 | 7,094 |
| Pre-tax net operating income | $946,000 | 5,505 |
| Securities gains (losses) | $4,000 | 1,802 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $950,000 | 4,953 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $950,000 | 4,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $416,000 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $946,000 | 4,935 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,960,000 | 6,920 |
| Total interest expense | $613,000 | 6,660 |
| Net interest income | $1,347,000 | 6,940 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $540,000 | 4,327 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 7,463 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $521,000 | 2,802 |
| Total noninterest expense | $1,030,000 | 7,096 |
| Salaries and employee benefits | $657,000 | 6,707 |
| Premises and equipment expense | $71,000 | 7,938 |
| Additional noninterest expense | $302,000 | 7,085 |
| Pre-tax net operating income | $789,000 | 5,361 |
| Securities gains (losses) | $4,000 | 1,810 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $793,000 | 4,780 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $793,000 | 4,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,651 |
| Cash dividends | $347,000 | 3,335 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $789,000 | 4,764 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,271,000 | 6,948 |
| Total interest expense | $391,000 | 6,652 |
| Net interest income | $880,000 | 6,982 |
| Provision for loan and lease losses | $7,000 | 6,262 |
| Total noninterest income | $459,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $13,000 | 7,465 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $446,000 | 2,363 |
| Total noninterest expense | $689,000 | 7,103 |
| Salaries and employee benefits | $440,000 | 6,703 |
| Premises and equipment expense | $47,000 | 7,926 |
| Additional noninterest expense | $202,000 | 7,063 |
| Pre-tax net operating income | $643,000 | 4,837 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $646,000 | 4,224 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $646,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $291,000 | 3,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $643,000 | 4,187 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $622,000 | 7,019 |
| Total interest expense | $188,000 | 6,699 |
| Net interest income | $434,000 | 7,072 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $7,000 | 7,502 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $65,000 | 4,607 |
| Total noninterest expense | $339,000 | 7,178 |
| Salaries and employee benefits | $220,000 | 6,753 |
| Premises and equipment expense | $24,000 | 7,971 |
| Additional noninterest expense | $95,000 | 7,250 |
| Pre-tax net operating income | $167,000 | 6,351 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $170,000 | 5,808 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $170,000 | 5,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $70,000 | 3,228 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $167,000 | 5,821 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,571,000 | 6,831 |
| Total interest expense | $803,000 | 6,253 |
| Net interest income | $1,768,000 | 6,945 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $459,000 | 5,480 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $28,000 | 7,573 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $431,000 | 3,578 |
| Total noninterest expense | $1,364,000 | 7,151 |
| Salaries and employee benefits | $906,000 | 6,587 |
| Premises and equipment expense | $86,000 | 8,137 |
| Additional noninterest expense | $372,000 | 7,276 |
| Pre-tax net operating income | $863,000 | 5,608 |
| Securities gains (losses) | $190,000 | 852 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,053,000 | 4,551 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,053,000 | 4,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $608,000 | 3,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $863,000 | 5,014 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,947,000 | 6,821 |
| Total interest expense | $613,000 | 6,196 |
| Net interest income | $1,334,000 | 6,935 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $361,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $21,000 | 7,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $340,000 | 3,489 |
| Total noninterest expense | $1,024,000 | 7,110 |
| Salaries and employee benefits | $680,000 | 6,536 |
| Premises and equipment expense | $66,000 | 8,111 |
| Additional noninterest expense | $278,000 | 7,266 |
| Pre-tax net operating income | $671,000 | 5,610 |
| Securities gains (losses) | $88,000 | 1,272 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $759,000 | 4,757 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $759,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,993 |
| Cash dividends | $422,000 | 2,966 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $671,000 | 4,972 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 6,852 |
| Total interest expense | $418,000 | 6,169 |
| Net interest income | $879,000 | 6,996 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $14,000 | 7,676 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $254,000 | 3,299 |
| Total noninterest expense | $670,000 | 7,209 |
| Salaries and employee benefits | $453,000 | 6,592 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $174,000 | 7,443 |
| Pre-tax net operating income | $477,000 | 5,428 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $480,000 | 4,838 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $480,000 | 4,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $338,000 | 2,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $477,000 | 4,771 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $676,000 | 6,800 |
| Total interest expense | $215,000 | 6,147 |
| Net interest income | $461,000 | 6,905 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $149,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $7,000 | 7,665 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $356,000 | 7,079 |
| Salaries and employee benefits | $242,000 | 6,445 |
| Premises and equipment expense | $21,000 | 8,211 |
| Additional noninterest expense | $93,000 | 7,316 |
| Pre-tax net operating income | $254,000 | 5,245 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $257,000 | 4,669 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $257,000 | 4,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $163,000 | 2,390 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $254,000 | 4,582 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,771,000 | 6,774 |
| Total interest expense | $1,072,000 | 5,922 |
| Net interest income | $1,699,000 | 7,062 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $1,083,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $28,000 | 7,743 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,055,000 | 2,310 |
| Total noninterest expense | $1,443,000 | 6,994 |
| Salaries and employee benefits | $1,000,000 | 6,263 |
| Premises and equipment expense | $87,000 | 8,237 |
| Additional noninterest expense | $356,000 | 7,406 |
| Pre-tax net operating income | $1,333,000 | 4,418 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,339,000 | 3,841 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,339,000 | 3,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $788,000 | 2,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,333,000 | 3,691 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,084,000 | 6,840 |
| Total interest expense | $839,000 | 5,930 |
| Net interest income | $1,245,000 | 7,171 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $991,000 | 3,159 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $21,000 | 7,816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $970,000 | 2,096 |
| Total noninterest expense | $1,068,000 | 7,032 |
| Salaries and employee benefits | $731,000 | 6,336 |
| Premises and equipment expense | $69,000 | 8,186 |
| Additional noninterest expense | $268,000 | 7,418 |
| Pre-tax net operating income | $1,168,000 | 4,148 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,171,000 | 3,568 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,171,000 | 3,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,722 |
| Cash dividends | $661,000 | 2,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,168,000 | 3,397 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 6,816 |
| Total interest expense | $579,000 | 5,951 |
| Net interest income | $847,000 | 7,121 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $689,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $675,000 | 2,025 |
| Total noninterest expense | $738,000 | 6,951 |
| Salaries and employee benefits | $516,000 | 6,147 |
| Premises and equipment expense | $44,000 | 8,257 |
| Additional noninterest expense | $178,000 | 7,425 |
| Pre-tax net operating income | $798,000 | 4,067 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $801,000 | 3,508 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $801,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,747 |
| Cash dividends | $459,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $798,000 | 3,321 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 6,826 |
| Total interest expense | $308,000 | 5,862 |
| Net interest income | $413,000 | 7,202 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $230,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $223,000 | 2,533 |
| Total noninterest expense | $327,000 | 7,306 |
| Salaries and employee benefits | $208,000 | 6,865 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $94,000 | 7,306 |
| Pre-tax net operating income | $316,000 | 4,658 |
| Securities gains (losses) | $3,000 | 2,514 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $319,000 | 4,073 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $319,000 | 4,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,819 |
| Cash dividends | $268,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $316,000 | 3,898 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 6,728 |
| Total interest expense | $1,664,000 | 5,397 |
| Net interest income | $1,461,000 | 7,497 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $786,000 | 4,039 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $28,000 | 7,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $758,000 | 2,582 |
| Total noninterest expense | $1,214,000 | 7,439 |
| Salaries and employee benefits | $801,000 | 6,877 |
| Premises and equipment expense | $80,000 | 8,441 |
| Additional noninterest expense | $333,000 | 7,565 |
| Pre-tax net operating income | $1,029,000 | 5,138 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,030,000 | 4,518 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,030,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,916 |
| Cash dividends | $442,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,029,000 | 4,399 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,547,000 | 6,741 |
| Total interest expense | $2,216,000 | 5,794 |
| Net interest income | $1,331,000 | 7,635 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $434,000 | 5,474 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $403,000 | 3,518 |
| Total noninterest expense | $1,133,000 | 7,621 |
| Salaries and employee benefits | $749,000 | 6,985 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $296,000 | 7,885 |
| Pre-tax net operating income | $632,000 | 6,060 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $633,000 | 5,478 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $633,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,146 |
| Cash dividends | $302,000 | 4,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $632,000 | 5,360 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,481,000 | 6,953 |
| Total interest expense | $1,998,000 | 6,276 |
| Net interest income | $1,483,000 | 7,495 |
| Provision for loan and lease losses | $92,000 | 5,481 |
| Total noninterest income | $141,000 | 8,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,033 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 6,226 |
| Total noninterest expense | $1,109,000 | 7,719 |
| Salaries and employee benefits | $599,000 | 7,705 |
| Premises and equipment expense | $74,000 | 8,912 |
| Additional noninterest expense | $436,000 | 6,881 |
| Pre-tax net operating income | $423,000 | 7,352 |
| Securities gains (losses) | $1,000 | 1,732 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $424,000 | 6,705 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $424,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,623 |
| Cash dividends | $384,000 | 4,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $423,000 | 6,723 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 7,024 |
| Total interest expense | $1,876,000 | 6,214 |
| Net interest income | $1,444,000 | 7,697 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $162,000 | 7,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 5,941 |
| Total noninterest expense | $1,017,000 | 8,071 |
| Salaries and employee benefits | $550,000 | 8,042 |
| Premises and equipment expense | $61,000 | 9,406 |
| Additional noninterest expense | $406,000 | 7,213 |
| Pre-tax net operating income | $589,000 | 6,751 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $592,000 | 5,936 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $592,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $444,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $587,000 | 5,932 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 7,265 |
| Total interest expense | $1,652,000 | 6,865 |
| Net interest income | $1,561,000 | 7,550 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $364,000 | 5,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,790 |
| Total noninterest expense | $1,019,000 | 8,057 |
| Salaries and employee benefits | $506,000 | 8,321 |
| Premises and equipment expense | $46,000 | 9,908 |
| Additional noninterest expense | $467,000 | 6,673 |
| Pre-tax net operating income | $902,000 | 5,726 |
| Securities gains (losses) | $-13,000 | 10,228 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $889,000 | 4,872 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $889,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $650,000 | 2,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $902,000 | 4,722 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,134,000 | 7,591 |
| Total interest expense | $1,631,000 | 7,045 |
| Net interest income | $1,503,000 | 7,973 |
| Provision for loan and lease losses | $9,000 | 8,470 |
| Total noninterest income | $132,000 | 8,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,595 |
| Total noninterest expense | $897,000 | 8,696 |
| Salaries and employee benefits | $470,000 | 8,817 |
| Premises and equipment expense | $32,000 | 10,586 |
| Additional noninterest expense | $395,000 | 7,397 |
| Pre-tax net operating income | $729,000 | 6,862 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $-121,000 | 10,728 |
| Income before extraordinary items | $851,000 | 5,251 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $851,000 | 5,253 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $461,000 | 3,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $850,000 | 5,199 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 8,148 |
| Total interest expense | $1,559,000 | 7,422 |
| Net interest income | $1,329,000 | 8,690 |
| Provision for loan and lease losses | $14,000 | 8,292 |
| Total noninterest income | $137,000 | 9,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $22,000 | 9,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,735 |
| Total noninterest expense | $895,000 | 9,074 |
| Salaries and employee benefits | $439,000 | 9,335 |
| Premises and equipment expense | $44,000 | 10,805 |
| Additional noninterest expense | $412,000 | 7,776 |
| Pre-tax net operating income | $557,000 | 7,646 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $160,000 | 7,726 |
| Income before extraordinary items | $396,000 | 7,651 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $396,000 | 7,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $1,000 | 8,325 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 11,296 |
| Net operating income | $396,710 | 7,588 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 8,958 |
| Total interest expense | $1,321,000 | 8,213 |
| Net interest income | $1,187,000 | 9,369 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $106,000 | 10,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 10,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 7,676 |
| Total noninterest expense | $809,000 | 9,732 |
| Salaries and employee benefits | $413,000 | 9,844 |
| Premises and equipment expense | $46,000 | 11,193 |
| Additional noninterest expense | $350,000 | 8,689 |
| Pre-tax net operating income | $480,000 | 8,554 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $149,000 | 8,282 |
| Income before extraordinary items | $331,000 | 8,656 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $331,000 | 8,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,482 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $331,000 | 8,623 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 9,509 |
| Total interest expense | $1,020,000 | 8,606 |
| Net interest income | $1,134,000 | 9,954 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 10,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 7,572 |
| Total noninterest expense | $785,000 | 10,305 |
| Salaries and employee benefits | $375,000 | 10,504 |
| Premises and equipment expense | $47,000 | 11,731 |
| Additional noninterest expense | $363,000 | 9,199 |
| Pre-tax net operating income | $451,000 | 8,990 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $148,000 | 8,343 |
| Income before extraordinary items | $304,000 | 9,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $304,000 | 9,103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $1,000 | 8,919 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $303,330 | 9,181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 9,823 |
| Total interest expense | $1,106,000 | 8,653 |
| Net interest income | $1,076,000 | 10,499 |
| Provision for loan and lease losses | $11,000 | 9,693 |
| Total noninterest income | $176,000 | 9,684 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 11,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,378 |
| Total noninterest expense | $784,000 | 10,744 |
| Salaries and employee benefits | $354,000 | 11,105 |
| Premises and equipment expense | $45,000 | 12,369 |
| Additional noninterest expense | $385,000 | 9,428 |
| Pre-tax net operating income | $457,000 | 8,967 |
| Securities gains (losses) | $5,000 | 6,132 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $309,000 | 9,379 |
| Extraordinary gains, net | $150,000 | 1,230 |
| Net income | $459,000 | 8,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $305,650 | 9,163 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 9,872 |
| Total interest expense | $1,364,000 | 8,981 |
| Net interest income | $1,162,000 | 10,465 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $125,000 | 11,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 11,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $111,000 | 7,728 |
| Total noninterest expense | $706,000 | 11,493 |
| Salaries and employee benefits | $335,000 | 11,607 |
| Premises and equipment expense | $36,000 | 13,211 |
| Additional noninterest expense | $335,000 | 10,380 |
| Pre-tax net operating income | $571,000 | 7,919 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $183,000 | 7,908 |
| Income before extraordinary items | $388,000 | 8,339 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $388,000 | 8,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $388,000 | 7,981 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.