Home > First Republic Thrift & Loan > Income and Expense
First Republic Thrift & Loan, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $133,042,000 | 362 |
| Total interest expense | $97,631,000 | 272 |
| Net interest income | $35,411,000 | 581 |
| Provision for loan and lease losses | $14,282,000 | 150 |
| Total noninterest income | $5,134,000 | 946 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $6,000 | 10,236 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,128,000 | 651 |
| Total noninterest expense | $20,728,000 | 763 |
| Salaries and employee benefits | $6,711,000 | 1,026 |
| Premises and equipment expense | $2,494,000 | 875 |
| Additional noninterest expense | $11,523,000 | 616 |
| Pre-tax net operating income | $5,535,000 | 1,380 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,261,000 | 1,135 |
| Income before extraordinary items | $3,274,000 | 1,560 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,274,000 | 1,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,040,000 | 177 |
| Cash dividends | $800,000 | 2,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,274,000 | 1,540 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $106,563,000 | 388 |
| Total interest expense | $66,440,000 | 304 |
| Net interest income | $40,123,000 | 526 |
| Provision for loan and lease losses | $9,383,000 | 195 |
| Total noninterest income | $4,710,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,710,000 | 663 |
| Total noninterest expense | $18,951,000 | 845 |
| Salaries and employee benefits | $5,634,000 | 1,200 |
| Premises and equipment expense | $2,284,000 | 932 |
| Additional noninterest expense | $11,033,000 | 649 |
| Pre-tax net operating income | $16,499,000 | 530 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $6,836,000 | 452 |
| Income before extraordinary items | $9,663,000 | 581 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,663,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,016,000 | 226 |
| Cash dividends | $2,500,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,663,000 | 583 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $97,683,000 | 400 |
| Total interest expense | $53,154,000 | 344 |
| Net interest income | $44,529,000 | 478 |
| Provision for loan and lease losses | $4,839,000 | 449 |
| Total noninterest income | $6,187,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,187,000 | 583 |
| Total noninterest expense | $17,536,000 | 940 |
| Salaries and employee benefits | $3,617,000 | 1,853 |
| Premises and equipment expense | $1,664,000 | 1,282 |
| Additional noninterest expense | $12,255,000 | 655 |
| Pre-tax net operating income | $28,341,000 | 306 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $11,925,000 | 275 |
| Income before extraordinary items | $16,416,000 | 360 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $16,416,000 | 371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,059,000 | 414 |
| Cash dividends | $1,963,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $16,416,000 | 342 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $94,553,000 | 454 |
| Total interest expense | $56,618,000 | 395 |
| Net interest income | $37,935,000 | 554 |
| Provision for loan and lease losses | $8,049,000 | 433 |
| Total noninterest income | $6,756,000 | 788 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,756,000 | 553 |
| Total noninterest expense | $13,288,000 | 1,196 |
| Salaries and employee benefits | $3,664,000 | 1,814 |
| Premises and equipment expense | $1,358,000 | 1,569 |
| Additional noninterest expense | $8,266,000 | 896 |
| Pre-tax net operating income | $23,354,000 | 299 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $9,608,000 | 283 |
| Income before extraordinary items | $13,751,000 | 374 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $13,751,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,198,000 | 411 |
| Cash dividends | $1,160,000 | 1,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $13,747,800 | 338 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.