Home > First Republic Bank > Income and Expense
First Republic Bank, Income and Expense
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $355,916,000 | 110 |
| Total interest expense | $187,918,000 | 98 |
| Net interest income | $167,998,000 | 109 |
| Provision for loan and lease losses | $1,000,000 | 585 |
| Total noninterest income | $42,235,000 | 151 |
| Gross Fiduciary activities income | $2,598,000 | 158 |
| Service charges on deposit accounts | $2,343,000 | 378 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $37,294,000 | 128 |
| Total noninterest expense | $187,867,000 | 88 |
| Salaries and employee benefits | $74,920,000 | 91 |
| Premises and equipment expense | $26,224,000 | 78 |
| Additional noninterest expense | $86,723,000 | 85 |
| Pre-tax net operating income | $21,366,000 | 305 |
| Securities gains (losses) | $-44,000 | 8,281 |
| Applicable income taxes | $280,000 | 2,819 |
| Income before extraordinary items | $21,042,000 | 227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,042,000 | 226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $505,000 | 707 |
| Cash dividends | $12,934,000 | 222 |
| Sale, conversion, retirement of capital stock, net | $15,973,000 | 57 |
| Net operating income | $21,085,560 | 227 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $173,665,000 | 106 |
| Total interest expense | $90,951,000 | 96 |
| Net interest income | $82,714,000 | 108 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $22,949,000 | 139 |
| Gross Fiduciary activities income | $1,261,000 | 156 |
| Service charges on deposit accounts | $1,095,000 | 384 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,593,000 | 120 |
| Total noninterest expense | $97,065,000 | 86 |
| Salaries and employee benefits | $38,697,000 | 91 |
| Premises and equipment expense | $13,180,000 | 76 |
| Additional noninterest expense | $45,188,000 | 81 |
| Pre-tax net operating income | $8,598,000 | 360 |
| Securities gains (losses) | $-44,000 | 8,483 |
| Applicable income taxes | $5,578,000 | 212 |
| Income before extraordinary items | $2,976,000 | 616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,976,000 | 615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $299,000 | 573 |
| Cash dividends | $6,495,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $5,484,000 | 69 |
| Net operating income | $3,004,160 | 596 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $605,652,000 | 104 |
| Total interest expense | $307,557,000 | 100 |
| Net interest income | $298,095,000 | 108 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $80,091,000 | 150 |
| Gross Fiduciary activities income | $4,432,000 | 167 |
| Service charges on deposit accounts | $2,375,000 | 743 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $73,284,000 | 123 |
| Total noninterest expense | $284,677,000 | 106 |
| Salaries and employee benefits | $137,208,000 | 92 |
| Premises and equipment expense | $45,119,000 | 82 |
| Additional noninterest expense | $102,350,000 | 110 |
| Pre-tax net operating income | $93,509,000 | 166 |
| Securities gains (losses) | $-34,000 | 7,777 |
| Applicable income taxes | $24,303,000 | 199 |
| Income before extraordinary items | $69,172,000 | 166 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $69,172,000 | 167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,356,000 | 8,677 |
| Cash dividends | $22,313,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $169,269,000 | 9 |
| Net operating income | $69,197,160 | 163 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $431,918,000 | 118 |
| Total interest expense | $213,895,000 | 113 |
| Net interest income | $218,023,000 | 117 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $55,705,000 | 167 |
| Gross Fiduciary activities income | $3,210,000 | 176 |
| Service charges on deposit accounts | $1,574,000 | 840 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,921,000 | 140 |
| Total noninterest expense | $204,318,000 | 116 |
| Salaries and employee benefits | $98,996,000 | 100 |
| Premises and equipment expense | $32,222,000 | 87 |
| Additional noninterest expense | $73,100,000 | 126 |
| Pre-tax net operating income | $69,410,000 | 184 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $17,526,000 | 226 |
| Income before extraordinary items | $51,884,000 | 177 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $51,884,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,291,000 | 8,740 |
| Cash dividends | $15,914,000 | 221 |
| Sale, conversion, retirement of capital stock, net | $14,712,000 | 102 |
| Net operating income | $51,884,000 | 176 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $275,296,000 | 121 |
| Total interest expense | $129,124,000 | 119 |
| Net interest income | $146,172,000 | 118 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $34,973,000 | 176 |
| Gross Fiduciary activities income | $2,170,000 | 181 |
| Service charges on deposit accounts | $1,013,000 | 858 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,790,000 | 145 |
| Total noninterest expense | $132,664,000 | 118 |
| Salaries and employee benefits | $65,434,000 | 102 |
| Premises and equipment expense | $19,642,000 | 94 |
| Additional noninterest expense | $47,588,000 | 131 |
| Pre-tax net operating income | $48,481,000 | 181 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000,000 | 199 |
| Income before extraordinary items | $34,481,000 | 176 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,481,000 | 176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,754,000 | 8,774 |
| Cash dividends | $10,124,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $11,579,000 | 84 |
| Net operating income | $34,481,000 | 175 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $131,303,000 | 126 |
| Total interest expense | $58,742,000 | 122 |
| Net interest income | $72,561,000 | 118 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,583,000 | 175 |
| Gross Fiduciary activities income | $1,148,000 | 169 |
| Service charges on deposit accounts | $497,000 | 851 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,938,000 | 147 |
| Total noninterest expense | $65,187,000 | 123 |
| Salaries and employee benefits | $32,500,000 | 105 |
| Premises and equipment expense | $9,627,000 | 96 |
| Additional noninterest expense | $23,060,000 | 132 |
| Pre-tax net operating income | $24,957,000 | 177 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,737,000 | 188 |
| Income before extraordinary items | $17,220,000 | 176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $17,220,000 | 177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,693,000 | 8,789 |
| Cash dividends | $5,052,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $5,747,000 | 70 |
| Net operating income | $17,220,000 | 175 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $429,637,000 | 129 |
| Total interest expense | $169,773,000 | 119 |
| Net interest income | $259,864,000 | 126 |
| Provision for loan and lease losses | $4,000,000 | 283 |
| Total noninterest income | $67,404,000 | 180 |
| Gross Fiduciary activities income | $3,925,000 | 184 |
| Service charges on deposit accounts | $1,976,000 | 879 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $61,503,000 | 151 |
| Total noninterest expense | $229,774,000 | 131 |
| Salaries and employee benefits | $111,922,000 | 115 |
| Premises and equipment expense | $34,870,000 | 101 |
| Additional noninterest expense | $82,982,000 | 136 |
| Pre-tax net operating income | $93,494,000 | 188 |
| Securities gains (losses) | $-630,000 | 8,725 |
| Applicable income taxes | $32,038,000 | 179 |
| Income before extraordinary items | $60,826,000 | 190 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $60,826,000 | 190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-932,000 | 8,808 |
| Cash dividends | $17,873,000 | 263 |
| Sale, conversion, retirement of capital stock, net | $89,645,000 | 15 |
| Net operating income | $61,241,800 | 188 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $303,958,000 | 135 |
| Total interest expense | $113,230,000 | 123 |
| Net interest income | $190,728,000 | 131 |
| Provision for loan and lease losses | $3,000,000 | 266 |
| Total noninterest income | $50,834,000 | 187 |
| Gross Fiduciary activities income | $2,839,000 | 186 |
| Service charges on deposit accounts | $1,475,000 | 885 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,520,000 | 155 |
| Total noninterest expense | $169,657,000 | 132 |
| Salaries and employee benefits | $83,830,000 | 116 |
| Premises and equipment expense | $25,547,000 | 105 |
| Additional noninterest expense | $60,280,000 | 138 |
| Pre-tax net operating income | $68,905,000 | 189 |
| Securities gains (losses) | $-607,000 | 8,798 |
| Applicable income taxes | $23,733,000 | 187 |
| Income before extraordinary items | $44,565,000 | 202 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $44,565,000 | 202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-834,000 | 8,833 |
| Cash dividends | $12,852,000 | 252 |
| Sale, conversion, retirement of capital stock, net | $86,328,000 | 10 |
| Net operating income | $44,959,550 | 196 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $189,612,000 | 139 |
| Total interest expense | $67,067,000 | 128 |
| Net interest income | $122,545,000 | 133 |
| Provision for loan and lease losses | $2,000,000 | 264 |
| Total noninterest income | $33,733,000 | 187 |
| Gross Fiduciary activities income | $1,847,000 | 186 |
| Service charges on deposit accounts | $983,000 | 872 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $30,903,000 | 152 |
| Total noninterest expense | $110,095,000 | 134 |
| Salaries and employee benefits | $53,803,000 | 117 |
| Premises and equipment expense | $16,746,000 | 108 |
| Additional noninterest expense | $39,546,000 | 141 |
| Pre-tax net operating income | $44,183,000 | 192 |
| Securities gains (losses) | $-308,000 | 8,798 |
| Applicable income taxes | $15,466,000 | 186 |
| Income before extraordinary items | $28,409,000 | 203 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $28,409,000 | 203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,577 |
| Cash dividends | $7,930,000 | 246 |
| Sale, conversion, retirement of capital stock, net | $59,709,000 | 9 |
| Net operating income | $28,609,200 | 195 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $88,453,000 | 144 |
| Total interest expense | $29,823,000 | 134 |
| Net interest income | $58,630,000 | 138 |
| Provision for loan and lease losses | $1,000,000 | 255 |
| Total noninterest income | $17,402,000 | 186 |
| Gross Fiduciary activities income | $828,000 | 196 |
| Service charges on deposit accounts | $478,000 | 859 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,096,000 | 153 |
| Total noninterest expense | $53,445,000 | 138 |
| Salaries and employee benefits | $26,420,000 | 122 |
| Premises and equipment expense | $8,336,000 | 112 |
| Additional noninterest expense | $18,689,000 | 146 |
| Pre-tax net operating income | $21,587,000 | 200 |
| Securities gains (losses) | $-285,000 | 8,882 |
| Applicable income taxes | $7,509,000 | 187 |
| Income before extraordinary items | $13,793,000 | 205 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $13,793,000 | 205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-168,000 | 8,851 |
| Cash dividends | $3,616,000 | 226 |
| Sale, conversion, retirement of capital stock, net | $55,777,000 | 8 |
| Net operating income | $13,978,250 | 199 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $294,418,000 | 151 |
| Total interest expense | $87,758,000 | 140 |
| Net interest income | $206,660,000 | 150 |
| Provision for loan and lease losses | $5,000,000 | 250 |
| Total noninterest income | $58,304,000 | 202 |
| Gross Fiduciary activities income | $2,970,000 | 206 |
| Service charges on deposit accounts | $1,747,000 | 1,016 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,587,000 | 164 |
| Total noninterest expense | $186,027,000 | 149 |
| Salaries and employee benefits | $86,416,000 | 132 |
| Premises and equipment expense | $28,803,000 | 119 |
| Additional noninterest expense | $70,808,000 | 151 |
| Pre-tax net operating income | $73,937,000 | 196 |
| Securities gains (losses) | $-940,000 | 8,899 |
| Applicable income taxes | $26,498,000 | 188 |
| Income before extraordinary items | $46,499,000 | 219 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $46,499,000 | 220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 959 |
| Cash dividends | $12,180,000 | 311 |
| Sale, conversion, retirement of capital stock, net | $86,244,000 | 9 |
| Net operating income | $47,100,600 | 211 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $211,064,000 | 153 |
| Total interest expense | $60,730,000 | 143 |
| Net interest income | $150,334,000 | 153 |
| Provision for loan and lease losses | $4,000,000 | 245 |
| Total noninterest income | $40,306,000 | 217 |
| Gross Fiduciary activities income | $2,149,000 | 212 |
| Service charges on deposit accounts | $1,293,000 | 1,038 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $36,864,000 | 180 |
| Total noninterest expense | $133,793,000 | 160 |
| Salaries and employee benefits | $61,574,000 | 143 |
| Premises and equipment expense | $21,075,000 | 124 |
| Additional noninterest expense | $51,144,000 | 161 |
| Pre-tax net operating income | $52,847,000 | 205 |
| Securities gains (losses) | $-813,000 | 8,979 |
| Applicable income taxes | $18,732,000 | 196 |
| Income before extraordinary items | $33,302,000 | 223 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $33,302,000 | 224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $894,000 | 620 |
| Cash dividends | $8,704,000 | 308 |
| Sale, conversion, retirement of capital stock, net | $83,969,000 | 8 |
| Net operating income | $33,822,320 | 216 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $135,611,000 | 159 |
| Total interest expense | $38,156,000 | 149 |
| Net interest income | $97,455,000 | 156 |
| Provision for loan and lease losses | $3,000,000 | 224 |
| Total noninterest income | $26,453,000 | 222 |
| Gross Fiduciary activities income | $1,395,000 | 218 |
| Service charges on deposit accounts | $847,000 | 1,044 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $24,211,000 | 187 |
| Total noninterest expense | $87,408,000 | 164 |
| Salaries and employee benefits | $39,813,000 | 146 |
| Premises and equipment expense | $13,590,000 | 127 |
| Additional noninterest expense | $34,005,000 | 158 |
| Pre-tax net operating income | $33,500,000 | 215 |
| Securities gains (losses) | $-167,000 | 8,999 |
| Applicable income taxes | $12,101,000 | 207 |
| Income before extraordinary items | $21,232,000 | 226 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,232,000 | 227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 742 |
| Cash dividends | $5,627,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $69,879,000 | 8 |
| Net operating income | $21,338,880 | 221 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $65,579,000 | 160 |
| Total interest expense | $18,653,000 | 152 |
| Net interest income | $46,926,000 | 158 |
| Provision for loan and lease losses | $1,000,000 | 312 |
| Total noninterest income | $13,845,000 | 204 |
| Gross Fiduciary activities income | $667,000 | 224 |
| Service charges on deposit accounts | $404,000 | 1,062 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,774,000 | 169 |
| Total noninterest expense | $44,367,000 | 157 |
| Salaries and employee benefits | $21,210,000 | 139 |
| Premises and equipment expense | $6,750,000 | 129 |
| Additional noninterest expense | $16,407,000 | 163 |
| Pre-tax net operating income | $15,404,000 | 223 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $5,554,000 | 207 |
| Income before extraordinary items | $9,871,000 | 244 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $9,871,000 | 245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,279 |
| Cash dividends | $2,611,000 | 301 |
| Sale, conversion, retirement of capital stock, net | $67,652,000 | 5 |
| Net operating income | $9,857,560 | 224 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $254,346,000 | 165 |
| Total interest expense | $84,865,000 | 152 |
| Net interest income | $169,481,000 | 164 |
| Provision for loan and lease losses | $7,002,000 | 261 |
| Total noninterest income | $59,662,000 | 211 |
| Gross Fiduciary activities income | $2,152,000 | 245 |
| Service charges on deposit accounts | $1,235,000 | 1,403 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $56,275,000 | 173 |
| Total noninterest expense | $160,650,000 | 169 |
| Salaries and employee benefits | $74,337,000 | 151 |
| Premises and equipment expense | $28,142,000 | 121 |
| Additional noninterest expense | $58,171,000 | 180 |
| Pre-tax net operating income | $61,491,000 | 210 |
| Securities gains (losses) | $282,000 | 1,092 |
| Applicable income taxes | $24,723,000 | 198 |
| Income before extraordinary items | $37,050,000 | 247 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $37,050,000 | 249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,316,000 | 312 |
| Cash dividends | $3,678,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $17,254,000 | 43 |
| Net operating income | $36,869,520 | 228 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $189,522,000 | 170 |
| Total interest expense | $64,231,000 | 156 |
| Net interest income | $125,291,000 | 169 |
| Provision for loan and lease losses | $6,000,000 | 240 |
| Total noninterest income | $48,668,000 | 208 |
| Gross Fiduciary activities income | $1,506,000 | 269 |
| Service charges on deposit accounts | $845,000 | 1,539 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,317,000 | 167 |
| Total noninterest expense | $120,027,000 | 166 |
| Salaries and employee benefits | $57,489,000 | 151 |
| Premises and equipment expense | $21,277,000 | 122 |
| Additional noninterest expense | $41,261,000 | 184 |
| Pre-tax net operating income | $47,932,000 | 211 |
| Securities gains (losses) | $-834,000 | 9,202 |
| Applicable income taxes | $16,702,000 | 225 |
| Income before extraordinary items | $30,396,000 | 238 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,396,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,327,000 | 252 |
| Cash dividends | $1,821,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $2,640,000 | 207 |
| Net operating income | $30,938,100 | 219 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $123,821,000 | 175 |
| Total interest expense | $43,072,000 | 161 |
| Net interest income | $80,749,000 | 172 |
| Provision for loan and lease losses | $2,780,000 | 310 |
| Total noninterest income | $34,321,000 | 198 |
| Gross Fiduciary activities income | $914,000 | 291 |
| Service charges on deposit accounts | $503,000 | 1,677 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $32,904,000 | 161 |
| Total noninterest expense | $76,615,000 | 170 |
| Salaries and employee benefits | $35,763,000 | 157 |
| Premises and equipment expense | $14,379,000 | 122 |
| Additional noninterest expense | $26,473,000 | 186 |
| Pre-tax net operating income | $35,675,000 | 196 |
| Securities gains (losses) | $-763,000 | 9,244 |
| Applicable income taxes | $12,437,000 | 205 |
| Income before extraordinary items | $22,475,000 | 225 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $22,475,000 | 225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,634,000 | 200 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $946,000 | 217 |
| Net operating income | $22,963,320 | 204 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $60,612,000 | 181 |
| Total interest expense | $22,273,000 | 162 |
| Net interest income | $38,339,000 | 178 |
| Provision for loan and lease losses | $1,000,000 | 373 |
| Total noninterest income | $18,006,000 | 190 |
| Gross Fiduciary activities income | $446,000 | 302 |
| Service charges on deposit accounts | $233,000 | 1,748 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,327,000 | 153 |
| Total noninterest expense | $37,036,000 | 175 |
| Salaries and employee benefits | $16,848,000 | 165 |
| Premises and equipment expense | $7,204,000 | 124 |
| Additional noninterest expense | $12,984,000 | 189 |
| Pre-tax net operating income | $18,309,000 | 194 |
| Securities gains (losses) | $-333,000 | 9,292 |
| Applicable income taxes | $6,340,000 | 204 |
| Income before extraordinary items | $11,636,000 | 216 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $11,636,000 | 216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,907,000 | 130 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-264,000 | 9,292 |
| Net operating income | $11,852,450 | 199 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $247,441,000 | 184 |
| Total interest expense | $102,472,000 | 162 |
| Net interest income | $144,969,000 | 191 |
| Provision for loan and lease losses | $6,500,000 | 320 |
| Total noninterest income | $42,552,000 | 244 |
| Gross Fiduciary activities income | $1,530,000 | 324 |
| Service charges on deposit accounts | $859,000 | 1,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,163,000 | 200 |
| Total noninterest expense | $139,889,000 | 183 |
| Salaries and employee benefits | $61,213,000 | 166 |
| Premises and equipment expense | $22,065,000 | 146 |
| Additional noninterest expense | $56,611,000 | 186 |
| Pre-tax net operating income | $41,132,000 | 277 |
| Securities gains (losses) | $14,000 | 3,404 |
| Applicable income taxes | $14,745,000 | 277 |
| Income before extraordinary items | $26,401,000 | 303 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $26,401,000 | 303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,556 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $21,030,000 | 22 |
| Net operating income | $26,392,040 | 289 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $283,300,000 | 183 |
| Total interest expense | $155,978,000 | 169 |
| Net interest income | $127,322,000 | 203 |
| Provision for loan and lease losses | $1,400,000 | 958 |
| Total noninterest income | $24,456,000 | 334 |
| Gross Fiduciary activities income | $1,101,000 | 402 |
| Service charges on deposit accounts | $632,000 | 2,339 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $22,723,000 | 276 |
| Total noninterest expense | $107,867,000 | 210 |
| Salaries and employee benefits | $49,051,000 | 184 |
| Premises and equipment expense | $14,074,000 | 186 |
| Additional noninterest expense | $44,742,000 | 218 |
| Pre-tax net operating income | $42,511,000 | 246 |
| Securities gains (losses) | $426,000 | 673 |
| Applicable income taxes | $17,875,000 | 225 |
| Income before extraordinary items | $25,062,000 | 281 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $25,062,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $789,000 | 1,110 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,069,000 | 392 |
| Net operating income | $24,789,360 | 272 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $291,182,000 | 197 |
| Total interest expense | $187,363,000 | 177 |
| Net interest income | $103,819,000 | 224 |
| Provision for loan and lease losses | $1,000,000 | 1,061 |
| Total noninterest income | $29,740,000 | 295 |
| Gross Fiduciary activities income | $532,000 | 583 |
| Service charges on deposit accounts | $331,000 | 3,760 |
| Trading account gains and fees | $-967,000 | 4,534 |
| Additional Noninterest Income | $29,844,000 | 224 |
| Total noninterest expense | $92,270,000 | 230 |
| Salaries and employee benefits | $41,192,000 | 206 |
| Premises and equipment expense | $10,647,000 | 237 |
| Additional noninterest expense | $40,431,000 | 223 |
| Pre-tax net operating income | $40,289,000 | 275 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $17,526,000 | 235 |
| Income before extraordinary items | $22,763,000 | 303 |
| Extraordinary gains, net | $-123,000 | 9,890 |
| Net income | $22,640,000 | 305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-208,000 | 9,829 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-5,873,000 | 9,885 |
| Net operating income | $22,763,000 | 299 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $229,497,000 | 211 |
| Total interest expense | $145,783,000 | 177 |
| Net interest income | $83,714,000 | 269 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $21,825,000 | 374 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $150,000 | 5,840 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $21,675,000 | 290 |
| Total noninterest expense | $66,178,000 | 288 |
| Salaries and employee benefits | $27,623,000 | 286 |
| Premises and equipment expense | $7,959,000 | 309 |
| Additional noninterest expense | $30,596,000 | 277 |
| Pre-tax net operating income | $39,361,000 | 293 |
| Securities gains (losses) | $-30,000 | 9,665 |
| Applicable income taxes | $17,109,000 | 260 |
| Income before extraordinary items | $22,222,000 | 340 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $22,222,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-354,000 | 10,170 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-18,747,000 | 10,219 |
| Net operating income | $22,241,200 | 335 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $196,668,000 | 225 |
| Total interest expense | $129,739,000 | 193 |
| Net interest income | $66,929,000 | 317 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $7,149,000 | 738 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $111,000 | 6,650 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $7,038,000 | 523 |
| Total noninterest expense | $38,906,000 | 434 |
| Salaries and employee benefits | $15,609,000 | 471 |
| Premises and equipment expense | $5,013,000 | 441 |
| Additional noninterest expense | $18,284,000 | 370 |
| Pre-tax net operating income | $35,172,000 | 290 |
| Securities gains (losses) | $48,000 | 1,766 |
| Applicable income taxes | $14,813,000 | 257 |
| Income before extraordinary items | $20,407,000 | 326 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $20,407,000 | 327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,448,000 | 10,448 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $-11,669,000 | 10,459 |
| Net operating income | $20,376,280 | 313 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $176,815,000 | 253 |
| Total interest expense | $119,124,000 | 206 |
| Net interest income | $57,691,000 | 364 |
| Provision for loan and lease losses | $500,000 | 1,761 |
| Total noninterest income | $5,903,000 | 826 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $31,000 | 8,897 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $5,872,000 | 552 |
| Total noninterest expense | $33,652,000 | 473 |
| Salaries and employee benefits | $13,101,000 | 519 |
| Premises and equipment expense | $3,807,000 | 559 |
| Additional noninterest expense | $16,744,000 | 386 |
| Pre-tax net operating income | $29,442,000 | 334 |
| Securities gains (losses) | $42,000 | 1,434 |
| Applicable income taxes | $12,327,000 | 298 |
| Income before extraordinary items | $17,157,000 | 391 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $17,157,000 | 392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,137,000 | 10,906 |
| Cash dividends | $9,400,000 | 383 |
| Sale, conversion, retirement of capital stock, net | $-2,843,000 | 10,900 |
| Net operating income | $17,130,120 | 374 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $160,747,000 | 303 |
| Total interest expense | $106,677,000 | 241 |
| Net interest income | $54,070,000 | 412 |
| Provision for loan and lease losses | $5,903,000 | 304 |
| Total noninterest income | $9,034,000 | 630 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $10,000 | 9,750 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,024,000 | 455 |
| Total noninterest expense | $27,956,000 | 592 |
| Salaries and employee benefits | $8,805,000 | 794 |
| Premises and equipment expense | $3,388,000 | 663 |
| Additional noninterest expense | $15,763,000 | 480 |
| Pre-tax net operating income | $29,245,000 | 353 |
| Securities gains (losses) | $28,000 | 1,737 |
| Applicable income taxes | $12,060,000 | 320 |
| Income before extraordinary items | $17,213,000 | 379 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $17,213,000 | 379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,387,000 | 291 |
| Cash dividends | $3,190,000 | 915 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $17,195,080 | 374 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 4,985 |
| Total interest expense | $2,527,000 | 5,515 |
| Net interest income | $3,774,000 | 4,538 |
| Provision for loan and lease losses | $483,000 | 1,616 |
| Total noninterest income | $246,000 | 7,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,530 |
| Total noninterest expense | $1,177,000 | 8,288 |
| Salaries and employee benefits | $572,000 | 8,547 |
| Premises and equipment expense | $228,000 | 6,692 |
| Additional noninterest expense | $377,000 | 8,427 |
| Pre-tax net operating income | $2,360,000 | 3,013 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $826,000 | 2,803 |
| Income before extraordinary items | $1,534,000 | 3,179 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,534,000 | 3,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,275 |
| Cash dividends | $182,000 | 5,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,534,000 | 3,166 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,885,000 | 8,260 |
| Total interest expense | $794,000 | 9,635 |
| Net interest income | $2,091,000 | 7,347 |
| Provision for loan and lease losses | $338,000 | 2,078 |
| Total noninterest income | $293,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 4,145 |
| Total noninterest expense | $775,000 | 10,356 |
| Salaries and employee benefits | $190,000 | 12,133 |
| Premises and equipment expense | $189,000 | 7,666 |
| Additional noninterest expense | $396,000 | 8,866 |
| Pre-tax net operating income | $1,271,000 | 5,017 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $444,000 | 4,438 |
| Income before extraordinary items | $827,000 | 5,232 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $827,000 | 5,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,521 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $827,000 | 5,291 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 13,210 |
| Total interest expense | $72,000 | 13,195 |
| Net interest income | $159,000 | 13,168 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $10,000 | 13,170 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $294,000 | 13,004 |
| Salaries and employee benefits | $165,000 | 12,883 |
| Premises and equipment expense | $41,000 | 12,502 |
| Additional noninterest expense | $88,000 | 13,042 |
| Pre-tax net operating income | $-165,000 | 12,668 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-77,000 | 12,923 |
| Income before extraordinary items | $-88,000 | 12,649 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-88,000 | 12,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 6,277 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-88,000 | 12,547 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 13,828 |
| Total interest expense | $93,000 | 13,828 |
| Net interest income | $206,000 | 13,764 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $2,000 | 13,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,804 |
| Total noninterest expense | $364,000 | 13,337 |
| Salaries and employee benefits | $150,000 | 13,551 |
| Premises and equipment expense | $13,000 | 13,799 |
| Additional noninterest expense | $201,000 | 12,223 |
| Pre-tax net operating income | $-172,000 | 13,048 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-59,000 | 13,523 |
| Income before extraordinary items | $-113,000 | 13,082 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-113,000 | 13,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-113,000 | 12,938 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.