Home > First Republic Bank > Income and Expense
First Republic Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,108,000 | 2,008 |
| Total interest expense | $6,944,000 | 2,136 |
| Net interest income | $9,164,000 | 1,923 |
| Provision for loan and lease losses | $1,006,000 | 967 |
| Total noninterest income | $2,345,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,112,000 | 1,192 |
| Trading account gains and fees | $-4,000 | 4,506 |
| Additional Noninterest Income | $1,237,000 | 1,599 |
| Total noninterest expense | $6,288,000 | 2,165 |
| Salaries and employee benefits | $3,563,000 | 1,972 |
| Premises and equipment expense | $967,000 | 2,111 |
| Additional noninterest expense | $1,758,000 | 2,471 |
| Pre-tax net operating income | $4,215,000 | 1,760 |
| Securities gains (losses) | $47,000 | 1,000 |
| Applicable income taxes | $1,830,000 | 1,336 |
| Income before extraordinary items | $2,432,000 | 2,156 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,432,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $687,000 | 942 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $-27,000 | 10,071 |
| Net operating income | $2,401,920 | 2,153 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,387,000 | 2,260 |
| Total interest expense | $6,685,000 | 2,268 |
| Net interest income | $7,702,000 | 2,219 |
| Provision for loan and lease losses | $336,000 | 2,379 |
| Total noninterest income | $1,464,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $917,000 | 1,372 |
| Trading account gains and fees | $12,000 | 190 |
| Additional Noninterest Income | $535,000 | 2,858 |
| Total noninterest expense | $5,252,000 | 2,479 |
| Salaries and employee benefits | $3,064,000 | 2,206 |
| Premises and equipment expense | $803,000 | 2,444 |
| Additional noninterest expense | $1,385,000 | 2,980 |
| Pre-tax net operating income | $3,578,000 | 2,030 |
| Securities gains (losses) | $126,000 | 1,142 |
| Applicable income taxes | $1,253,000 | 1,913 |
| Income before extraordinary items | $2,451,000 | 2,128 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,451,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,467 |
| Cash dividends | $640,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,367,840 | 2,136 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,227,000 | 2,481 |
| Total interest expense | $6,000,000 | 2,492 |
| Net interest income | $7,227,000 | 2,412 |
| Provision for loan and lease losses | $958,000 | 1,020 |
| Total noninterest income | $1,251,000 | 2,537 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $921,000 | 1,401 |
| Trading account gains and fees | $5,000 | 217 |
| Additional Noninterest Income | $325,000 | 3,755 |
| Total noninterest expense | $7,184,000 | 1,806 |
| Salaries and employee benefits | $4,231,000 | 1,539 |
| Premises and equipment expense | $1,099,000 | 1,800 |
| Additional noninterest expense | $1,854,000 | 2,248 |
| Pre-tax net operating income | $336,000 | 8,797 |
| Securities gains (losses) | $47,000 | 1,374 |
| Applicable income taxes | $146,000 | 7,669 |
| Income before extraordinary items | $237,000 | 8,857 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $237,000 | 8,862 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,207 |
| Cash dividends | $690,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $206,920 | 9,062 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,412,000 | 2,679 |
| Total interest expense | $5,541,000 | 2,744 |
| Net interest income | $6,871,000 | 2,568 |
| Provision for loan and lease losses | $517,000 | 1,690 |
| Total noninterest income | $1,134,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $811,000 | 1,643 |
| Trading account gains and fees | $-2,000 | 4,636 |
| Additional Noninterest Income | $325,000 | 3,899 |
| Total noninterest expense | $5,441,000 | 2,513 |
| Salaries and employee benefits | $2,764,000 | 2,409 |
| Premises and equipment expense | $879,000 | 2,257 |
| Additional noninterest expense | $1,798,000 | 2,692 |
| Pre-tax net operating income | $2,047,000 | 3,370 |
| Securities gains (losses) | $91,000 | 1,003 |
| Applicable income taxes | $727,000 | 3,094 |
| Income before extraordinary items | $1,411,000 | 3,386 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,411,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 1,236 |
| Cash dividends | $415,000 | 3,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,350,940 | 3,465 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,568,000 | 3,136 |
| Total interest expense | $4,367,000 | 3,410 |
| Net interest income | $6,201,000 | 2,870 |
| Provision for loan and lease losses | $379,000 | 1,939 |
| Total noninterest income | $1,254,000 | 2,618 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $746,000 | 1,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $508,000 | 2,851 |
| Total noninterest expense | $5,020,000 | 2,701 |
| Salaries and employee benefits | $2,597,000 | 2,574 |
| Premises and equipment expense | $631,000 | 3,081 |
| Additional noninterest expense | $1,792,000 | 2,634 |
| Pre-tax net operating income | $2,056,000 | 3,401 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $652,000 | 3,438 |
| Income before extraordinary items | $1,387,000 | 3,495 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,387,000 | 3,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,753 |
| Cash dividends | $408,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,398,560 | 3,440 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,493,000 | 3,970 |
| Total interest expense | $2,783,000 | 4,234 |
| Net interest income | $4,710,000 | 3,759 |
| Provision for loan and lease losses | $185,000 | 3,163 |
| Total noninterest income | $970,000 | 3,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $724,000 | 1,863 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,644 |
| Total noninterest expense | $4,172,000 | 3,301 |
| Salaries and employee benefits | $2,154,000 | 3,071 |
| Premises and equipment expense | $521,000 | 3,670 |
| Additional noninterest expense | $1,497,000 | 3,298 |
| Pre-tax net operating income | $1,323,000 | 4,878 |
| Securities gains (losses) | $7,000 | 2,440 |
| Applicable income taxes | $391,000 | 4,847 |
| Income before extraordinary items | $939,000 | 4,737 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $939,000 | 4,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $350,000 | 4,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $934,030 | 4,804 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,064,000 | 4,903 |
| Total interest expense | $2,303,000 | 5,154 |
| Net interest income | $3,761,000 | 4,652 |
| Provision for loan and lease losses | $250,000 | 3,377 |
| Total noninterest income | $756,000 | 4,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $574,000 | 2,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,963 |
| Total noninterest expense | $3,512,000 | 3,897 |
| Salaries and employee benefits | $1,717,000 | 3,785 |
| Premises and equipment expense | $576,000 | 3,449 |
| Additional noninterest expense | $1,219,000 | 4,140 |
| Pre-tax net operating income | $755,000 | 7,062 |
| Securities gains (losses) | $747,000 | 677 |
| Applicable income taxes | $410,000 | 4,925 |
| Income before extraordinary items | $1,092,000 | 4,351 |
| Extraordinary gains, net | $142,000 | 1,284 |
| Net income | $1,234,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,296 |
| Cash dividends | $340,000 | 4,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $546,690 | 6,923 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 5,439 |
| Total interest expense | $2,681,000 | 5,670 |
| Net interest income | $3,378,000 | 5,168 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $941,000 | 3,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $515,000 | 2,683 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 3,552 |
| Total noninterest expense | $2,967,000 | 4,585 |
| Salaries and employee benefits | $1,469,000 | 4,310 |
| Premises and equipment expense | $390,000 | 4,889 |
| Additional noninterest expense | $1,108,000 | 4,662 |
| Pre-tax net operating income | $1,202,000 | 4,910 |
| Securities gains (losses) | $681,000 | 861 |
| Applicable income taxes | $475,000 | 4,169 |
| Income before extraordinary items | $1,408,000 | 3,260 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,408,000 | 3,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 6,878 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $897,250 | 4,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.