Home > First Reliance Bank > Income and Expense
First Reliance Bank, Income and Expense
| 2025-06-30 (YTD Data) | Rank | |
| Total interest income | $28,075,000 | 967 |
| Total interest expense | $9,576,000 | 1,043 |
| Net interest income | $18,499,000 | 947 |
| Provision for loan and lease losses | $795,000 | 772 |
| Total noninterest income | $7,587,000 | 601 |
| Gross Fiduciary activities income | $0 | 937 |
| Service charges on deposit accounts | $618,000 | 866 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,969,000 | 458 |
| Total noninterest expense | $17,548,000 | 828 |
| Salaries and employee benefits | $10,791,000 | 757 |
| Premises and equipment expense | $1,464,000 | 909 |
| Additional noninterest expense | $6,969,000 | 470 |
| Pre-tax net operating income | $7,743,000 | 889 |
| Securities gains (losses) | $-182,000 | 4,250 |
| Applicable income taxes | $1,732,000 | 744 |
| Income before extraordinary items | $5,829,000 | 978 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $5,829,000 | 990 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,829,000 | 978 |
| Net charge-offs | $198,000 | 958 |
| Cash dividends | $3,500,000 | 663 |
| Sale, conversion, retirement of capital stock, net | $0 | 478 |
| Net operating income | $5,972,780 | 963 |
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $13,772,000 | 977 |
| Total interest expense | $4,680,000 | 1,051 |
| Net interest income | $9,092,000 | 947 |
| Provision for loan and lease losses | $707,000 | 478 |
| Total noninterest income | $2,624,000 | 726 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $319,000 | 843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,305,000 | 569 |
| Total noninterest expense | $8,504,000 | 843 |
| Salaries and employee benefits | $5,247,000 | 772 |
| Premises and equipment expense | $745,000 | 920 |
| Additional noninterest expense | $2,305,000 | 569 |
| Pre-tax net operating income | $2,505,000 | 1,235 |
| Securities gains (losses) | $-182,000 | 4,333 |
| Applicable income taxes | $474,000 | 1,058 |
| Income before extraordinary items | $1,849,000 | 1,366 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $1,849,000 | 1,384 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,849,000 | 1,366 |
| Net charge-offs | $144,000 | 693 |
| Cash dividends | $2,000,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $1,994,600 | 1,305 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $52,465,000 | 1,009 |
| Total interest expense | $19,635,000 | 1,045 |
| Net interest income | $32,830,000 | 986 |
| Provision for loan and lease losses | $319,000 | 1,691 |
| Total noninterest income | $9,042,000 | 822 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $1,296,000 | 830 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,746,000 | 675 |
| Total noninterest expense | $31,734,000 | 878 |
| Salaries and employee benefits | $19,136,000 | 815 |
| Premises and equipment expense | $3,244,000 | 816 |
| Additional noninterest expense | $7,746,000 | 675 |
| Pre-tax net operating income | $9,819,000 | 1,170 |
| Securities gains (losses) | $-308,000 | 4,174 |
| Applicable income taxes | $2,147,000 | 916 |
| Income before extraordinary items | $7,364,000 | 1,292 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,364,000 | 1,302 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $7,364,000 | 1,292 |
| Net charge-offs | $259,000 | 1,257 |
| Cash dividends | $3,000,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $7,607,320 | 1,270 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $38,892,000 | 1,008 |
| Total interest expense | $14,836,000 | 1,039 |
| Net interest income | $24,056,000 | 1,003 |
| Provision for loan and lease losses | $180,000 | 1,789 |
| Total noninterest income | $7,381,000 | 778 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $970,000 | 832 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,411,000 | 625 |
| Total noninterest expense | $23,322,000 | 877 |
| Salaries and employee benefits | $14,236,000 | 812 |
| Premises and equipment expense | $2,401,000 | 826 |
| Additional noninterest expense | $6,411,000 | 625 |
| Pre-tax net operating income | $7,935,000 | 1,097 |
| Securities gains (losses) | $-162,000 | 4,236 |
| Applicable income taxes | $1,759,000 | 864 |
| Income before extraordinary items | $6,014,000 | 1,184 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,014,000 | 1,199 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $6,014,000 | 1,186 |
| Net charge-offs | $253,000 | 989 |
| Cash dividends | $3,000,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $6,141,980 | 1,176 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $25,375,000 | 1,015 |
| Total interest expense | $9,776,000 | 1,043 |
| Net interest income | $15,599,000 | 1,024 |
| Provision for loan and lease losses | $261,000 | 1,206 |
| Total noninterest income | $5,265,000 | 727 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $643,000 | 825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,622,000 | 583 |
| Total noninterest expense | $15,615,000 | 871 |
| Salaries and employee benefits | $9,563,000 | 812 |
| Premises and equipment expense | $1,595,000 | 838 |
| Additional noninterest expense | $4,622,000 | 583 |
| Pre-tax net operating income | $4,988,000 | 1,135 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $1,076,000 | 907 |
| Income before extraordinary items | $3,912,000 | 1,194 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,912,000 | 1,212 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,912,000 | 1,196 |
| Net charge-offs | $201,000 | 808 |
| Cash dividends | $2,000,000 | 901 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $3,912,000 | 1,207 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $12,342,000 | 1,034 |
| Total interest expense | $4,769,000 | 1,049 |
| Net interest income | $7,573,000 | 1,046 |
| Provision for loan and lease losses | $209,000 | 825 |
| Total noninterest income | $2,579,000 | 739 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $336,000 | 793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,243,000 | 592 |
| Total noninterest expense | $7,772,000 | 887 |
| Salaries and employee benefits | $4,778,000 | 820 |
| Premises and equipment expense | $804,000 | 848 |
| Additional noninterest expense | $2,243,000 | 592 |
| Pre-tax net operating income | $2,171,000 | 1,229 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $505,000 | 937 |
| Income before extraordinary items | $1,666,000 | 1,327 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,666,000 | 1,338 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,666,000 | 1,326 |
| Net charge-offs | $113,000 | 680 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $1,666,000 | 1,330 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $44,367,000 | 1,035 |
| Total interest expense | $14,145,000 | 1,017 |
| Net interest income | $30,222,000 | 1,036 |
| Provision for loan and lease losses | $363,000 | 1,505 |
| Total noninterest income | $8,989,000 | 796 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,374,000 | 785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,615,000 | 657 |
| Total noninterest expense | $29,633,000 | 899 |
| Salaries and employee benefits | $17,933,000 | 839 |
| Premises and equipment expense | $3,242,000 | 803 |
| Additional noninterest expense | $7,615,000 | 657 |
| Pre-tax net operating income | $9,215,000 | 1,233 |
| Securities gains (losses) | $-1,526,000 | 4,363 |
| Applicable income taxes | $1,595,000 | 1,137 |
| Income before extraordinary items | $6,094,000 | 1,501 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,094,000 | 1,517 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $6,094,000 | 1,504 |
| Net charge-offs | $228,000 | 1,096 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,299,540 | 1,318 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $32,466,000 | 1,030 |
| Total interest expense | $9,718,000 | 1,011 |
| Net interest income | $22,748,000 | 1,037 |
| Provision for loan and lease losses | $484,000 | 1,026 |
| Total noninterest income | $7,083,000 | 775 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,038,000 | 774 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,045,000 | 645 |
| Total noninterest expense | $22,259,000 | 899 |
| Salaries and employee benefits | $13,477,000 | 843 |
| Premises and equipment expense | $2,490,000 | 792 |
| Additional noninterest expense | $6,045,000 | 645 |
| Pre-tax net operating income | $7,088,000 | 1,264 |
| Securities gains (losses) | $-723,000 | 4,409 |
| Applicable income taxes | $1,334,000 | 1,080 |
| Income before extraordinary items | $5,031,000 | 1,440 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,031,000 | 1,450 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,031,000 | 1,439 |
| Net charge-offs | $229,000 | 835 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,602,170 | 1,338 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $20,945,000 | 1,030 |
| Total interest expense | $5,762,000 | 1,006 |
| Net interest income | $15,183,000 | 1,041 |
| Provision for loan and lease losses | $525,000 | 756 |
| Total noninterest income | $4,634,000 | 767 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $668,000 | 789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,966,000 | 624 |
| Total noninterest expense | $14,848,000 | 878 |
| Salaries and employee benefits | $8,965,000 | 839 |
| Premises and equipment expense | $1,656,000 | 781 |
| Additional noninterest expense | $3,966,000 | 624 |
| Pre-tax net operating income | $4,444,000 | 1,312 |
| Securities gains (losses) | $-455,000 | 4,470 |
| Applicable income taxes | $819,000 | 1,140 |
| Income before extraordinary items | $3,170,000 | 1,501 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,170,000 | 1,519 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,170,000 | 1,501 |
| Net charge-offs | $219,000 | 648 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,529,450 | 1,388 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $9,965,000 | 1,060 |
| Total interest expense | $2,353,000 | 1,056 |
| Net interest income | $7,612,000 | 1,039 |
| Provision for loan and lease losses | $243,000 | 788 |
| Total noninterest income | $2,316,000 | 752 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $326,000 | 809 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,990,000 | 607 |
| Total noninterest expense | $7,460,000 | 889 |
| Salaries and employee benefits | $4,556,000 | 843 |
| Premises and equipment expense | $841,000 | 802 |
| Additional noninterest expense | $1,990,000 | 607 |
| Pre-tax net operating income | $2,225,000 | 1,352 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $447,000 | 1,110 |
| Income before extraordinary items | $1,778,000 | 1,399 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,778,000 | 1,397 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,778,000 | 1,399 |
| Net charge-offs | $102,000 | 593 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,778,000 | 1,412 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $33,196,000 | 1,052 |
| Total interest expense | $2,092,000 | 1,550 |
| Net interest income | $31,104,000 | 996 |
| Provision for loan and lease losses | $476,000 | 1,261 |
| Total noninterest income | $9,553,000 | 781 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,392,000 | 787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,161,000 | 645 |
| Total noninterest expense | $31,247,000 | 845 |
| Salaries and employee benefits | $18,932,000 | 787 |
| Premises and equipment expense | $3,323,000 | 776 |
| Additional noninterest expense | $8,161,000 | 645 |
| Pre-tax net operating income | $8,934,000 | 1,382 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,914,000 | 1,111 |
| Income before extraordinary items | $7,020,000 | 1,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,020,000 | 1,452 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,020,000 | 1,453 |
| Net charge-offs | $-140,000 | 4,366 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,020,000 | 1,475 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $23,788,000 | 1,055 |
| Total interest expense | $889,000 | 1,915 |
| Net interest income | $22,899,000 | 999 |
| Provision for loan and lease losses | $361,000 | 1,135 |
| Total noninterest income | $7,878,000 | 753 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,062,000 | 780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,816,000 | 616 |
| Total noninterest expense | $23,792,000 | 824 |
| Salaries and employee benefits | $14,559,000 | 767 |
| Premises and equipment expense | $2,484,000 | 775 |
| Additional noninterest expense | $6,816,000 | 616 |
| Pre-tax net operating income | $6,624,000 | 1,380 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,421,000 | 1,114 |
| Income before extraordinary items | $5,203,000 | 1,436 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,203,000 | 1,435 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,203,000 | 1,436 |
| Net charge-offs | $-225,000 | 4,497 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,203,000 | 1,469 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $14,818,000 | 1,071 |
| Total interest expense | $440,000 | 2,123 |
| Net interest income | $14,378,000 | 1,026 |
| Provision for loan and lease losses | $194,000 | 1,159 |
| Total noninterest income | $4,847,000 | 776 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $719,000 | 769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,128,000 | 674 |
| Total noninterest expense | $15,992,000 | 801 |
| Salaries and employee benefits | $10,070,000 | 725 |
| Premises and equipment expense | $1,614,000 | 795 |
| Additional noninterest expense | $4,308,000 | 871 |
| Pre-tax net operating income | $3,039,000 | 1,720 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $613,000 | 1,333 |
| Income before extraordinary items | $2,426,000 | 1,757 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,426,000 | 1,757 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,426,000 | 1,757 |
| Net charge-offs | $-260,000 | 4,606 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,426,000 | 1,788 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $7,022,000 | 1,093 |
| Total interest expense | $221,000 | 2,071 |
| Net interest income | $6,801,000 | 1,049 |
| Provision for loan and lease losses | $81,000 | 1,080 |
| Total noninterest income | $2,669,000 | 743 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $362,000 | 756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,307,000 | 636 |
| Total noninterest expense | $8,020,000 | 800 |
| Salaries and employee benefits | $5,039,000 | 735 |
| Premises and equipment expense | $814,000 | 796 |
| Additional noninterest expense | $2,167,000 | 859 |
| Pre-tax net operating income | $1,369,000 | 1,758 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $264,000 | 1,412 |
| Income before extraordinary items | $1,105,000 | 1,790 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,105,000 | 1,790 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,105,000 | 1,790 |
| Net charge-offs | $-82,000 | 4,510 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,105,000 | 1,809 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $26,717,000 | 1,163 |
| Total interest expense | $1,210,000 | 1,949 |
| Net interest income | $25,507,000 | 1,115 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $16,223,000 | 606 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,221,000 | 819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,002,000 | 511 |
| Total noninterest expense | $33,875,000 | 756 |
| Salaries and employee benefits | $20,547,000 | 718 |
| Premises and equipment expense | $2,925,000 | 882 |
| Additional noninterest expense | $10,403,000 | 748 |
| Pre-tax net operating income | $7,555,000 | 1,546 |
| Securities gains (losses) | $81,000 | 950 |
| Applicable income taxes | $1,576,000 | 1,273 |
| Income before extraordinary items | $6,060,000 | 1,646 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,060,000 | 1,645 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,060,000 | 1,646 |
| Net charge-offs | $-564,000 | 4,730 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,996,010 | 1,631 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $19,619,000 | 1,205 |
| Total interest expense | $938,000 | 1,983 |
| Net interest income | $18,681,000 | 1,160 |
| Provision for loan and lease losses | $206,000 | 1,453 |
| Total noninterest income | $13,111,000 | 582 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $1,007,000 | 756 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,104,000 | 504 |
| Total noninterest expense | $25,026,000 | 776 |
| Salaries and employee benefits | $15,347,000 | 725 |
| Premises and equipment expense | $2,154,000 | 908 |
| Additional noninterest expense | $7,525,000 | 765 |
| Pre-tax net operating income | $6,560,000 | 1,445 |
| Securities gains (losses) | $81,000 | 884 |
| Applicable income taxes | $1,522,000 | 1,139 |
| Income before extraordinary items | $5,119,000 | 1,582 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,119,000 | 1,582 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,119,000 | 1,582 |
| Net charge-offs | $-554,000 | 4,820 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,055,010 | 1,567 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,885,000 | 1,217 |
| Total interest expense | $634,000 | 2,031 |
| Net interest income | $12,251,000 | 1,165 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $9,351,000 | 555 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $646,000 | 757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,705,000 | 487 |
| Total noninterest expense | $16,733,000 | 766 |
| Salaries and employee benefits | $10,257,000 | 722 |
| Premises and equipment expense | $1,464,000 | 898 |
| Additional noninterest expense | $5,012,000 | 766 |
| Pre-tax net operating income | $4,769,000 | 1,355 |
| Securities gains (losses) | $39,000 | 971 |
| Applicable income taxes | $1,103,000 | 1,069 |
| Income before extraordinary items | $3,705,000 | 1,483 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,705,000 | 1,483 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,705,000 | 1,483 |
| Net charge-offs | $-42,000 | 4,315 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,674,190 | 1,454 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 1,269 |
| Total interest expense | $332,000 | 2,031 |
| Net interest income | $5,815,000 | 1,210 |
| Provision for loan and lease losses | $-6,000 | 4,567 |
| Total noninterest income | $4,864,000 | 548 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $309,000 | 773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,555,000 | 477 |
| Total noninterest expense | $8,003,000 | 784 |
| Salaries and employee benefits | $4,845,000 | 757 |
| Premises and equipment expense | $732,000 | 908 |
| Additional noninterest expense | $2,426,000 | 768 |
| Pre-tax net operating income | $2,682,000 | 1,239 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $630,000 | 977 |
| Income before extraordinary items | $2,052,000 | 1,364 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,052,000 | 1,363 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,052,000 | 1,364 |
| Net charge-offs | $5,000 | 1,528 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,052,000 | 1,333 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $28,111,000 | 1,129 |
| Total interest expense | $3,343,000 | 1,363 |
| Net interest income | $24,768,000 | 1,084 |
| Provision for loan and lease losses | $2,904,000 | 822 |
| Total noninterest income | $24,331,000 | 433 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,442,000 | 693 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,889,000 | 368 |
| Total noninterest expense | $30,228,000 | 811 |
| Salaries and employee benefits | $17,702,000 | 794 |
| Premises and equipment expense | $2,983,000 | 866 |
| Additional noninterest expense | $9,543,000 | 768 |
| Pre-tax net operating income | $15,967,000 | 704 |
| Securities gains (losses) | $-211,000 | 4,962 |
| Applicable income taxes | $3,654,000 | 613 |
| Income before extraordinary items | $12,102,000 | 802 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $12,102,000 | 802 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $12,102,000 | 802 |
| Net charge-offs | $265,000 | 1,362 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $12,268,690 | 758 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $21,651,000 | 1,103 |
| Total interest expense | $2,513,000 | 1,421 |
| Net interest income | $19,138,000 | 1,043 |
| Provision for loan and lease losses | $2,547,000 | 775 |
| Total noninterest income | $18,336,000 | 416 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,087,000 | 682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,249,000 | 356 |
| Total noninterest expense | $21,261,000 | 841 |
| Salaries and employee benefits | $12,521,000 | 815 |
| Premises and equipment expense | $2,213,000 | 865 |
| Additional noninterest expense | $6,527,000 | 808 |
| Pre-tax net operating income | $13,666,000 | 613 |
| Securities gains (losses) | $-211,000 | 4,971 |
| Applicable income taxes | $3,127,000 | 539 |
| Income before extraordinary items | $10,328,000 | 692 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,328,000 | 692 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $10,328,000 | 692 |
| Net charge-offs | $373,000 | 907 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $10,494,690 | 647 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $13,872,000 | 1,141 |
| Total interest expense | $1,819,000 | 1,422 |
| Net interest income | $12,053,000 | 1,094 |
| Provision for loan and lease losses | $1,550,000 | 836 |
| Total noninterest income | $10,205,000 | 442 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $763,000 | 661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,442,000 | 369 |
| Total noninterest expense | $13,425,000 | 876 |
| Salaries and employee benefits | $7,804,000 | 847 |
| Premises and equipment expense | $1,460,000 | 875 |
| Additional noninterest expense | $4,161,000 | 829 |
| Pre-tax net operating income | $7,283,000 | 670 |
| Securities gains (losses) | $-211,000 | 4,975 |
| Applicable income taxes | $1,635,000 | 571 |
| Income before extraordinary items | $5,437,000 | 786 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,437,000 | 786 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,437,000 | 786 |
| Net charge-offs | $382,000 | 704 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $5,603,690 | 732 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $6,978,000 | 1,138 |
| Total interest expense | $985,000 | 1,437 |
| Net interest income | $5,993,000 | 1,074 |
| Provision for loan and lease losses | $375,000 | 1,053 |
| Total noninterest income | $2,089,000 | 794 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $491,000 | 616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,598,000 | 697 |
| Total noninterest expense | $6,283,000 | 930 |
| Salaries and employee benefits | $3,564,000 | 927 |
| Premises and equipment expense | $714,000 | 897 |
| Additional noninterest expense | $2,005,000 | 858 |
| Pre-tax net operating income | $1,424,000 | 1,376 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $318,000 | 1,034 |
| Income before extraordinary items | $1,106,000 | 1,540 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,106,000 | 1,538 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,106,000 | 1,540 |
| Net charge-offs | $45,000 | 1,251 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,106,000 | 1,515 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,840,000 | 1,149 |
| Total interest expense | $5,175,000 | 1,209 |
| Net interest income | $22,665,000 | 1,127 |
| Provision for loan and lease losses | $986,000 | 913 |
| Total noninterest income | $10,941,000 | 652 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,792,000 | 700 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,149,000 | 557 |
| Total noninterest expense | $25,484,000 | 905 |
| Salaries and employee benefits | $14,939,000 | 866 |
| Premises and equipment expense | $2,846,000 | 896 |
| Additional noninterest expense | $7,699,000 | 882 |
| Pre-tax net operating income | $7,136,000 | 1,342 |
| Securities gains (losses) | $21,000 | 1,630 |
| Applicable income taxes | $1,622,000 | 1,043 |
| Income before extraordinary items | $5,535,000 | 1,467 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,535,000 | 1,469 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,535,000 | 1,469 |
| Net charge-offs | $464,000 | 1,089 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,518,410 | 1,440 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,665,000 | 1,165 |
| Total interest expense | $3,923,000 | 1,203 |
| Net interest income | $16,742,000 | 1,147 |
| Provision for loan and lease losses | $516,000 | 1,137 |
| Total noninterest income | $8,783,000 | 625 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $1,315,000 | 707 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,468,000 | 521 |
| Total noninterest expense | $19,222,000 | 889 |
| Salaries and employee benefits | $11,319,000 | 853 |
| Premises and equipment expense | $2,156,000 | 887 |
| Additional noninterest expense | $5,747,000 | 879 |
| Pre-tax net operating income | $5,787,000 | 1,292 |
| Securities gains (losses) | $21,000 | 1,403 |
| Applicable income taxes | $1,319,000 | 1,019 |
| Income before extraordinary items | $4,489,000 | 1,408 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,489,000 | 1,408 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,489,000 | 1,410 |
| Net charge-offs | $290,000 | 1,055 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,472,410 | 1,387 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,586,000 | 1,175 |
| Total interest expense | $2,523,000 | 1,216 |
| Net interest income | $11,063,000 | 1,159 |
| Provision for loan and lease losses | $307,000 | 1,177 |
| Total noninterest income | $5,313,000 | 653 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $849,000 | 723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,464,000 | 552 |
| Total noninterest expense | $12,771,000 | 891 |
| Salaries and employee benefits | $7,570,000 | 850 |
| Premises and equipment expense | $1,436,000 | 891 |
| Additional noninterest expense | $3,765,000 | 905 |
| Pre-tax net operating income | $3,298,000 | 1,430 |
| Securities gains (losses) | $21,000 | 1,032 |
| Applicable income taxes | $749,000 | 1,112 |
| Income before extraordinary items | $2,570,000 | 1,566 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,570,000 | 1,566 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,570,000 | 1,566 |
| Net charge-offs | $121,000 | 1,294 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,553,410 | 1,544 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,557,000 | 1,200 |
| Total interest expense | $1,214,000 | 1,220 |
| Net interest income | $5,343,000 | 1,208 |
| Provision for loan and lease losses | $138,000 | 1,263 |
| Total noninterest income | $2,230,000 | 712 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $424,000 | 717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,806,000 | 599 |
| Total noninterest expense | $6,198,000 | 907 |
| Salaries and employee benefits | $3,631,000 | 881 |
| Premises and equipment expense | $724,000 | 887 |
| Additional noninterest expense | $1,843,000 | 903 |
| Pre-tax net operating income | $1,237,000 | 1,767 |
| Securities gains (losses) | $21,000 | 571 |
| Applicable income taxes | $275,000 | 1,325 |
| Income before extraordinary items | $983,000 | 1,896 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $983,000 | 1,894 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $983,000 | 1,895 |
| Net charge-offs | $-68,000 | 5,135 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $966,410 | 1,903 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $23,613,000 | 1,249 |
| Total interest expense | $2,919,000 | 1,462 |
| Net interest income | $20,694,000 | 1,206 |
| Provision for loan and lease losses | $515,000 | 1,423 |
| Total noninterest income | $10,510,000 | 651 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,695,000 | 739 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,815,000 | 547 |
| Total noninterest expense | $25,986,000 | 847 |
| Salaries and employee benefits | $15,056,000 | 830 |
| Premises and equipment expense | $2,866,000 | 874 |
| Additional noninterest expense | $8,064,000 | 836 |
| Pre-tax net operating income | $4,703,000 | 1,866 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,041,000 | 1,355 |
| Income before extraordinary items | $3,662,000 | 2,023 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,662,000 | 2,021 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,662,000 | 2,022 |
| Net charge-offs | $-45,000 | 4,861 |
| Cash dividends | $2,100,000 | 1,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,662,000 | 2,019 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $17,215,000 | 1,270 |
| Total interest expense | $1,897,000 | 1,555 |
| Net interest income | $15,318,000 | 1,217 |
| Provision for loan and lease losses | $228,000 | 1,840 |
| Total noninterest income | $7,752,000 | 670 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $1,215,000 | 761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,537,000 | 559 |
| Total noninterest expense | $19,323,000 | 854 |
| Salaries and employee benefits | $11,246,000 | 838 |
| Premises and equipment expense | $2,139,000 | 871 |
| Additional noninterest expense | $5,938,000 | 835 |
| Pre-tax net operating income | $3,519,000 | 1,879 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $765,000 | 1,417 |
| Income before extraordinary items | $2,754,000 | 2,026 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,754,000 | 2,024 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,754,000 | 2,025 |
| Net charge-offs | $153,000 | 1,420 |
| Cash dividends | $2,100,000 | 1,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,754,000 | 2,019 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $11,168,000 | 1,289 |
| Total interest expense | $1,178,000 | 1,567 |
| Net interest income | $9,990,000 | 1,238 |
| Provision for loan and lease losses | $21,000 | 3,331 |
| Total noninterest income | $5,292,000 | 657 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $772,000 | 796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,520,000 | 548 |
| Total noninterest expense | $12,931,000 | 856 |
| Salaries and employee benefits | $7,517,000 | 837 |
| Premises and equipment expense | $1,427,000 | 874 |
| Additional noninterest expense | $3,987,000 | 826 |
| Pre-tax net operating income | $2,330,000 | 1,872 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $504,000 | 1,405 |
| Income before extraordinary items | $1,826,000 | 2,015 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,826,000 | 2,013 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,826,000 | 2,014 |
| Net charge-offs | $64,000 | 1,595 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,826,000 | 2,006 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,436,000 | 1,306 |
| Total interest expense | $533,000 | 1,628 |
| Net interest income | $4,903,000 | 1,255 |
| Provision for loan and lease losses | $25,000 | 2,657 |
| Total noninterest income | $2,686,000 | 642 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $393,000 | 786 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,293,000 | 527 |
| Total noninterest expense | $6,439,000 | 862 |
| Salaries and employee benefits | $3,756,000 | 841 |
| Premises and equipment expense | $704,000 | 894 |
| Additional noninterest expense | $1,979,000 | 823 |
| Pre-tax net operating income | $1,125,000 | 1,878 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $231,000 | 1,439 |
| Income before extraordinary items | $894,000 | 1,998 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $894,000 | 1,997 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $894,000 | 1,998 |
| Net charge-offs | $-32,000 | 5,120 |
| Cash dividends | $1,100,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $894,000 | 1,988 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $17,461,000 | 1,531 |
| Total interest expense | $1,249,000 | 2,184 |
| Net interest income | $16,212,000 | 1,441 |
| Provision for loan and lease losses | $7,000 | 4,132 |
| Total noninterest income | $9,355,000 | 720 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,591,000 | 781 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,764,000 | 616 |
| Total noninterest expense | $20,384,000 | 1,040 |
| Salaries and employee benefits | $11,906,000 | 1,004 |
| Premises and equipment expense | $2,158,000 | 1,086 |
| Additional noninterest expense | $6,320,000 | 1,027 |
| Pre-tax net operating income | $5,176,000 | 1,662 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,642,000 | 831 |
| Income before extraordinary items | $1,534,000 | 3,101 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,534,000 | 3,099 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,534,000 | 3,101 |
| Net charge-offs | $195,000 | 1,857 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,534,000 | 3,074 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $12,837,000 | 1,562 |
| Total interest expense | $888,000 | 2,244 |
| Net interest income | $11,949,000 | 1,470 |
| Provision for loan and lease losses | $3,000 | 4,044 |
| Total noninterest income | $7,187,000 | 713 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $1,173,000 | 796 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,014,000 | 604 |
| Total noninterest expense | $15,180,000 | 1,046 |
| Salaries and employee benefits | $8,817,000 | 1,019 |
| Premises and equipment expense | $1,619,000 | 1,103 |
| Additional noninterest expense | $4,744,000 | 1,020 |
| Pre-tax net operating income | $3,953,000 | 1,654 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $1,326,000 | 1,220 |
| Income before extraordinary items | $2,627,000 | 1,951 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,627,000 | 1,951 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,627,000 | 1,951 |
| Net charge-offs | $87,000 | 2,046 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,627,000 | 1,924 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,254,000 | 1,596 |
| Total interest expense | $545,000 | 2,342 |
| Net interest income | $7,709,000 | 1,507 |
| Provision for loan and lease losses | $231,000 | 1,454 |
| Total noninterest income | $5,019,000 | 697 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $708,000 | 858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,311,000 | 575 |
| Total noninterest expense | $9,966,000 | 1,065 |
| Salaries and employee benefits | $5,743,000 | 1,043 |
| Premises and equipment expense | $1,076,000 | 1,106 |
| Additional noninterest expense | $3,147,000 | 1,031 |
| Pre-tax net operating income | $2,531,000 | 1,684 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $843,000 | 1,232 |
| Income before extraordinary items | $1,688,000 | 1,964 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,688,000 | 1,964 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,688,000 | 1,964 |
| Net charge-offs | $8,000 | 2,974 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,688,000 | 1,938 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 1,656 |
| Total interest expense | $245,000 | 2,490 |
| Net interest income | $3,692,000 | 1,554 |
| Provision for loan and lease losses | $154,000 | 1,096 |
| Total noninterest income | $2,759,000 | 635 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $346,000 | 878 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,413,000 | 521 |
| Total noninterest expense | $5,072,000 | 1,061 |
| Salaries and employee benefits | $2,835,000 | 1,069 |
| Premises and equipment expense | $523,000 | 1,144 |
| Additional noninterest expense | $1,714,000 | 943 |
| Pre-tax net operating income | $1,225,000 | 1,695 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $401,000 | 1,239 |
| Income before extraordinary items | $824,000 | 1,934 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $824,000 | 1,934 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $824,000 | 1,934 |
| Net charge-offs | $14,000 | 2,073 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $824,000 | 1,910 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $15,475,000 | 1,630 |
| Total interest expense | $730,000 | 2,965 |
| Net interest income | $14,745,000 | 1,520 |
| Provision for loan and lease losses | $9,000 | 4,211 |
| Total noninterest income | $10,597,000 | 661 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,386,000 | 908 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $9,211,000 | 538 |
| Total noninterest expense | $19,689,000 | 1,066 |
| Salaries and employee benefits | $11,271,000 | 1,042 |
| Premises and equipment expense | $2,097,000 | 1,130 |
| Additional noninterest expense | $6,321,000 | 1,038 |
| Pre-tax net operating income | $5,644,000 | 1,477 |
| Securities gains (losses) | $13,000 | 2,562 |
| Applicable income taxes | $1,915,000 | 1,084 |
| Income before extraordinary items | $3,742,000 | 1,745 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,742,000 | 1,744 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,742,000 | 1,744 |
| Net charge-offs | $55,000 | 3,070 |
| Cash dividends | $6,000,000 | 561 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,733,420 | 1,706 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,576,000 | 1,636 |
| Total interest expense | $511,000 | 3,098 |
| Net interest income | $11,065,000 | 1,515 |
| Provision for loan and lease losses | $14,000 | 3,951 |
| Total noninterest income | $7,827,000 | 674 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,028,000 | 913 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $6,799,000 | 556 |
| Total noninterest expense | $14,541,000 | 1,081 |
| Salaries and employee benefits | $8,117,000 | 1,081 |
| Premises and equipment expense | $1,580,000 | 1,124 |
| Additional noninterest expense | $4,844,000 | 1,015 |
| Pre-tax net operating income | $4,337,000 | 1,465 |
| Securities gains (losses) | $13,000 | 2,496 |
| Applicable income taxes | $1,476,000 | 1,088 |
| Income before extraordinary items | $2,874,000 | 1,745 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,874,000 | 1,745 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,874,000 | 1,745 |
| Net charge-offs | $-8,000 | 4,864 |
| Cash dividends | $6,000,000 | 431 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,865,420 | 1,701 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,670,000 | 1,652 |
| Total interest expense | $321,000 | 3,208 |
| Net interest income | $7,349,000 | 1,527 |
| Provision for loan and lease losses | $7,000 | 3,857 |
| Total noninterest income | $4,448,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $673,000 | 916 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,775,000 | 615 |
| Total noninterest expense | $9,327,000 | 1,113 |
| Salaries and employee benefits | $5,176,000 | 1,117 |
| Premises and equipment expense | $1,028,000 | 1,156 |
| Additional noninterest expense | $3,123,000 | 1,054 |
| Pre-tax net operating income | $2,463,000 | 1,655 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $830,000 | 1,220 |
| Income before extraordinary items | $1,633,000 | 1,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,633,000 | 1,965 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,633,000 | 1,965 |
| Net charge-offs | $42,000 | 2,277 |
| Cash dividends | $5,500,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,633,000 | 1,908 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 1,710 |
| Total interest expense | $154,000 | 3,323 |
| Net interest income | $3,574,000 | 1,573 |
| Provision for loan and lease losses | $-2,000 | 5,862 |
| Total noninterest income | $1,845,000 | 842 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $333,000 | 923 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,512,000 | 708 |
| Total noninterest expense | $4,514,000 | 1,156 |
| Salaries and employee benefits | $2,482,000 | 1,168 |
| Premises and equipment expense | $501,000 | 1,189 |
| Additional noninterest expense | $1,531,000 | 1,071 |
| Pre-tax net operating income | $907,000 | 2,064 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $306,000 | 1,458 |
| Income before extraordinary items | $601,000 | 2,444 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $601,000 | 2,444 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $601,000 | 2,444 |
| Net charge-offs | $-18,000 | 5,431 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $601,000 | 2,395 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,099,000 | 1,651 |
| Total interest expense | $612,000 | 3,352 |
| Net interest income | $14,487,000 | 1,525 |
| Provision for loan and lease losses | $779,000 | 992 |
| Total noninterest income | $7,762,000 | 818 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,431,000 | 892 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,331,000 | 680 |
| Total noninterest expense | $18,619,000 | 1,093 |
| Salaries and employee benefits | $9,748,000 | 1,156 |
| Premises and equipment expense | $2,082,000 | 1,138 |
| Additional noninterest expense | $6,789,000 | 970 |
| Pre-tax net operating income | $2,851,000 | 2,408 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $-5,579,000 | 6,152 |
| Income before extraordinary items | $8,440,000 | 846 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $8,440,000 | 848 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $8,440,000 | 846 |
| Net charge-offs | $1,087,000 | 638 |
| Cash dividends | $3,891,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $8,430,000 | 830 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,328,000 | 1,662 |
| Total interest expense | $460,000 | 3,386 |
| Net interest income | $10,868,000 | 1,533 |
| Provision for loan and lease losses | $191,000 | 2,006 |
| Total noninterest income | $4,872,000 | 944 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $1,070,000 | 897 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,802,000 | 827 |
| Total noninterest expense | $13,752,000 | 1,112 |
| Salaries and employee benefits | $7,191,000 | 1,178 |
| Premises and equipment expense | $1,514,000 | 1,192 |
| Additional noninterest expense | $5,047,000 | 977 |
| Pre-tax net operating income | $1,797,000 | 2,756 |
| Securities gains (losses) | $10,000 | 2,368 |
| Applicable income taxes | $-5,926,000 | 6,256 |
| Income before extraordinary items | $7,733,000 | 712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,733,000 | 710 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $7,733,000 | 712 |
| Net charge-offs | $534,000 | 820 |
| Cash dividends | $3,162,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $7,723,000 | 696 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,480,000 | 1,685 |
| Total interest expense | $327,000 | 3,273 |
| Net interest income | $7,153,000 | 1,557 |
| Provision for loan and lease losses | $161,000 | 1,709 |
| Total noninterest income | $2,850,000 | 1,037 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $696,000 | 906 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,154,000 | 916 |
| Total noninterest expense | $9,132,000 | 1,118 |
| Salaries and employee benefits | $4,731,000 | 1,192 |
| Premises and equipment expense | $1,001,000 | 1,201 |
| Additional noninterest expense | $3,400,000 | 965 |
| Pre-tax net operating income | $710,000 | 3,631 |
| Securities gains (losses) | $10,000 | 2,017 |
| Applicable income taxes | $-6,285,000 | 6,338 |
| Income before extraordinary items | $7,005,000 | 544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,005,000 | 541 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $7,005,000 | 544 |
| Net charge-offs | $607,000 | 544 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $6,995,000 | 533 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,704,000 | 1,695 |
| Total interest expense | $185,000 | 3,049 |
| Net interest income | $3,519,000 | 1,569 |
| Provision for loan and lease losses | $77,000 | 1,667 |
| Total noninterest income | $1,138,000 | 1,181 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $361,000 | 856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $777,000 | 1,117 |
| Total noninterest expense | $3,974,000 | 1,263 |
| Salaries and employee benefits | $2,100,000 | 1,320 |
| Premises and equipment expense | $481,000 | 1,257 |
| Additional noninterest expense | $1,393,000 | 1,142 |
| Pre-tax net operating income | $606,000 | 2,669 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $22,000 | 3,485 |
| Income before extraordinary items | $584,000 | 2,438 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $584,000 | 2,441 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $584,000 | 2,440 |
| Net charge-offs | $318,000 | 515 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $584,000 | 2,374 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,173,000 | 1,650 |
| Total interest expense | $913,000 | 2,756 |
| Net interest income | $14,260,000 | 1,556 |
| Provision for loan and lease losses | $706,000 | 1,127 |
| Total noninterest income | $4,623,000 | 1,164 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,625,000 | 827 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,998,000 | 1,099 |
| Total noninterest expense | $16,035,000 | 1,241 |
| Salaries and employee benefits | $7,318,000 | 1,430 |
| Premises and equipment expense | $1,993,000 | 1,200 |
| Additional noninterest expense | $6,724,000 | 973 |
| Pre-tax net operating income | $2,142,000 | 2,867 |
| Securities gains (losses) | $5,000 | 2,877 |
| Applicable income taxes | $-2,820,000 | 6,462 |
| Income before extraordinary items | $4,967,000 | 1,321 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,967,000 | 1,320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,967,000 | 1,320 |
| Net charge-offs | $598,000 | 1,303 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,962,000 | 1,288 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,122,000 | 1,695 |
| Total interest expense | $722,000 | 2,677 |
| Net interest income | $10,400,000 | 1,594 |
| Provision for loan and lease losses | $98,000 | 2,832 |
| Total noninterest income | $3,512,000 | 1,148 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $1,204,000 | 842 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,308,000 | 1,083 |
| Total noninterest expense | $12,152,000 | 1,234 |
| Salaries and employee benefits | $5,396,000 | 1,460 |
| Premises and equipment expense | $1,483,000 | 1,216 |
| Additional noninterest expense | $5,273,000 | 919 |
| Pre-tax net operating income | $1,662,000 | 2,852 |
| Securities gains (losses) | $5,000 | 2,558 |
| Applicable income taxes | $-2,971,000 | 6,565 |
| Income before extraordinary items | $4,638,000 | 1,079 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,638,000 | 1,078 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,638,000 | 1,078 |
| Net charge-offs | $92,000 | 2,764 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,633,000 | 1,055 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,303,000 | 1,710 |
| Total interest expense | $523,000 | 2,559 |
| Net interest income | $6,780,000 | 1,622 |
| Provision for loan and lease losses | $46,000 | 3,103 |
| Total noninterest income | $2,188,000 | 1,200 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $783,000 | 853 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,405,000 | 1,148 |
| Total noninterest expense | $8,000,000 | 1,254 |
| Salaries and employee benefits | $3,654,000 | 1,433 |
| Premises and equipment expense | $992,000 | 1,229 |
| Additional noninterest expense | $3,354,000 | 962 |
| Pre-tax net operating income | $922,000 | 3,107 |
| Securities gains (losses) | $5,000 | 2,165 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $927,000 | 2,799 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $927,000 | 2,803 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $927,000 | 2,803 |
| Net charge-offs | $84,000 | 2,359 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $922,000 | 2,760 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 1,714 |
| Total interest expense | $304,000 | 2,323 |
| Net interest income | $3,324,000 | 1,647 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $1,082,000 | 1,168 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $384,000 | 850 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $698,000 | 1,126 |
| Total noninterest expense | $3,986,000 | 1,269 |
| Salaries and employee benefits | $1,813,000 | 1,453 |
| Premises and equipment expense | $471,000 | 1,309 |
| Additional noninterest expense | $1,702,000 | 941 |
| Pre-tax net operating income | $420,000 | 3,218 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $425,000 | 2,885 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $425,000 | 2,888 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $425,000 | 2,888 |
| Net charge-offs | $91,000 | 1,438 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $420,000 | 2,864 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,814,000 | 1,685 |
| Total interest expense | $2,230,000 | 1,527 |
| Net interest income | $12,584,000 | 1,711 |
| Provision for loan and lease losses | $610,000 | 1,615 |
| Total noninterest income | $-328,000 | 6,752 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,665,000 | 829 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,993,000 | 6,798 |
| Total noninterest expense | $17,587,000 | 1,163 |
| Salaries and employee benefits | $7,732,000 | 1,370 |
| Premises and equipment expense | $1,913,000 | 1,233 |
| Additional noninterest expense | $7,942,000 | 854 |
| Pre-tax net operating income | $-5,941,000 | 6,767 |
| Securities gains (losses) | $34,000 | 2,048 |
| Applicable income taxes | $1,397,000 | 1,175 |
| Income before extraordinary items | $-7,304,000 | 6,776 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,304,000 | 6,777 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-7,304,000 | 6,777 |
| Net charge-offs | $1,884,000 | 786 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-7,338,000 | 6,773 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,196,000 | 1,679 |
| Total interest expense | $1,868,000 | 1,411 |
| Net interest income | $9,328,000 | 1,729 |
| Provision for loan and lease losses | $610,000 | 1,305 |
| Total noninterest income | $1,567,000 | 2,145 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,253,000 | 833 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $314,000 | 3,678 |
| Total noninterest expense | $12,623,000 | 1,215 |
| Salaries and employee benefits | $5,845,000 | 1,360 |
| Premises and equipment expense | $1,414,000 | 1,259 |
| Additional noninterest expense | $5,364,000 | 949 |
| Pre-tax net operating income | $-2,338,000 | 6,808 |
| Securities gains (losses) | $34,000 | 1,913 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-2,304,000 | 6,807 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-2,304,000 | 6,808 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,304,000 | 6,808 |
| Net charge-offs | $1,878,000 | 623 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-2,338,000 | 6,805 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,614,000 | 1,651 |
| Total interest expense | $1,377,000 | 1,298 |
| Net interest income | $6,237,000 | 1,712 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,899,000 | 1,398 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $817,000 | 835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,082,000 | 1,496 |
| Total noninterest expense | $8,100,000 | 1,250 |
| Salaries and employee benefits | $3,906,000 | 1,360 |
| Premises and equipment expense | $915,000 | 1,308 |
| Additional noninterest expense | $3,279,000 | 1,023 |
| Pre-tax net operating income | $36,000 | 6,148 |
| Securities gains (losses) | $34,000 | 1,755 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $70,000 | 6,022 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $70,000 | 6,023 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $70,000 | 6,024 |
| Net charge-offs | $627,000 | 1,070 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $36,000 | 6,137 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,873,000 | 1,633 |
| Total interest expense | $744,000 | 1,237 |
| Net interest income | $3,129,000 | 1,719 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,068,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $413,000 | 820 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $655,000 | 1,305 |
| Total noninterest expense | $4,038,000 | 1,259 |
| Salaries and employee benefits | $1,929,000 | 1,382 |
| Premises and equipment expense | $446,000 | 1,368 |
| Additional noninterest expense | $1,663,000 | 1,013 |
| Pre-tax net operating income | $159,000 | 4,793 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $159,000 | 4,650 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $159,000 | 4,651 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $159,000 | 4,652 |
| Net charge-offs | $-31,000 | 6,578 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $159,000 | 4,548 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,927,000 | 1,402 |
| Total interest expense | $4,243,000 | 1,070 |
| Net interest income | $14,684,000 | 1,491 |
| Provision for loan and lease losses | $1,946,000 | 1,087 |
| Total noninterest income | $3,634,000 | 1,422 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,842,000 | 774 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,792,000 | 1,650 |
| Total noninterest expense | $17,850,000 | 1,124 |
| Salaries and employee benefits | $8,141,000 | 1,276 |
| Premises and equipment expense | $1,941,000 | 1,216 |
| Additional noninterest expense | $7,768,000 | 894 |
| Pre-tax net operating income | $-1,478,000 | 6,743 |
| Securities gains (losses) | $1,806,000 | 304 |
| Applicable income taxes | $7,000 | 4,456 |
| Income before extraordinary items | $321,000 | 5,416 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $321,000 | 5,413 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $321,000 | 5,414 |
| Net charge-offs | $5,522,000 | 535 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,448,880 | 6,753 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $14,747,000 | 1,385 |
| Total interest expense | $3,383,000 | 1,052 |
| Net interest income | $11,364,000 | 1,463 |
| Provision for loan and lease losses | $951,000 | 1,487 |
| Total noninterest income | $2,718,000 | 1,410 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,302,000 | 809 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,416,000 | 1,579 |
| Total noninterest expense | $13,851,000 | 1,080 |
| Salaries and employee benefits | $6,109,000 | 1,279 |
| Premises and equipment expense | $1,479,000 | 1,206 |
| Additional noninterest expense | $6,263,000 | 838 |
| Pre-tax net operating income | $-720,000 | 6,762 |
| Securities gains (losses) | $1,806,000 | 227 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,086,000 | 3,271 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,086,000 | 3,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,086,000 | 3,272 |
| Net charge-offs | $4,353,000 | 516 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-720,000 | 6,783 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 1,378 |
| Total interest expense | $2,403,000 | 1,024 |
| Net interest income | $7,522,000 | 1,487 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $1,641,000 | 1,523 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $851,000 | 816 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $790,000 | 1,769 |
| Total noninterest expense | $8,769,000 | 1,136 |
| Salaries and employee benefits | $4,133,000 | 1,261 |
| Premises and equipment expense | $996,000 | 1,194 |
| Additional noninterest expense | $3,640,000 | 957 |
| Pre-tax net operating income | $-206,000 | 6,636 |
| Securities gains (losses) | $508,000 | 535 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $302,000 | 4,804 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $302,000 | 4,807 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $302,000 | 4,807 |
| Net charge-offs | $3,101,000 | 503 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-206,000 | 6,651 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $5,119,000 | 1,347 |
| Total interest expense | $1,274,000 | 994 |
| Net interest income | $3,845,000 | 1,443 |
| Provision for loan and lease losses | $600,000 | 917 |
| Total noninterest income | $1,000,000 | 1,324 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $405,000 | 856 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $595,000 | 1,336 |
| Total noninterest expense | $4,324,000 | 1,154 |
| Salaries and employee benefits | $2,086,000 | 1,251 |
| Premises and equipment expense | $516,000 | 1,163 |
| Additional noninterest expense | $1,722,000 | 998 |
| Pre-tax net operating income | $-79,000 | 6,683 |
| Securities gains (losses) | $161,000 | 690 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $82,000 | 5,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $82,000 | 5,581 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $82,000 | 5,581 |
| Net charge-offs | $2,594,000 | 331 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-79,000 | 6,708 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $23,302,000 | 1,228 |
| Total interest expense | $6,475,000 | 940 |
| Net interest income | $16,827,000 | 1,315 |
| Provision for loan and lease losses | $5,403,000 | 736 |
| Total noninterest income | $3,043,000 | 1,485 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,822,000 | 809 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,221,000 | 1,883 |
| Total noninterest expense | $19,072,000 | 1,030 |
| Salaries and employee benefits | $8,728,000 | 1,135 |
| Premises and equipment expense | $2,280,000 | 1,096 |
| Additional noninterest expense | $8,064,000 | 886 |
| Pre-tax net operating income | $-4,605,000 | 7,033 |
| Securities gains (losses) | $615,000 | 681 |
| Applicable income taxes | $4,635,000 | 433 |
| Income before extraordinary items | $-8,625,000 | 7,185 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,625,000 | 7,185 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-8,625,000 | 7,185 |
| Net charge-offs | $3,931,000 | 988 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-9,240,000 | 7,190 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $17,787,000 | 1,221 |
| Total interest expense | $5,071,000 | 939 |
| Net interest income | $12,716,000 | 1,317 |
| Provision for loan and lease losses | $3,561,000 | 809 |
| Total noninterest income | $2,061,000 | 1,580 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,373,000 | 808 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $688,000 | 2,235 |
| Total noninterest expense | $14,749,000 | 1,006 |
| Salaries and employee benefits | $6,686,000 | 1,108 |
| Premises and equipment expense | $1,721,000 | 1,101 |
| Additional noninterest expense | $6,342,000 | 841 |
| Pre-tax net operating income | $-3,533,000 | 7,145 |
| Securities gains (losses) | $615,000 | 550 |
| Applicable income taxes | $4,635,000 | 360 |
| Income before extraordinary items | $-7,553,000 | 7,312 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,553,000 | 7,312 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-7,553,000 | 7,312 |
| Net charge-offs | $3,409,000 | 855 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-8,168,000 | 7,313 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $11,892,000 | 1,224 |
| Total interest expense | $3,534,000 | 924 |
| Net interest income | $8,358,000 | 1,330 |
| Provision for loan and lease losses | $524,000 | 2,258 |
| Total noninterest income | $1,171,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $893,000 | 818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $278,000 | 2,990 |
| Total noninterest expense | $9,488,000 | 1,059 |
| Salaries and employee benefits | $4,450,000 | 1,127 |
| Premises and equipment expense | $1,137,000 | 1,120 |
| Additional noninterest expense | $3,901,000 | 929 |
| Pre-tax net operating income | $-483,000 | 6,781 |
| Securities gains (losses) | $581,000 | 316 |
| Applicable income taxes | $-365,000 | 7,293 |
| Income before extraordinary items | $463,000 | 3,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $463,000 | 3,728 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $463,000 | 3,729 |
| Net charge-offs | $2,099,000 | 895 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-118,000 | 6,494 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 1,231 |
| Total interest expense | $1,844,000 | 923 |
| Net interest income | $4,119,000 | 1,354 |
| Provision for loan and lease losses | $241,000 | 2,210 |
| Total noninterest income | $899,000 | 1,312 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $446,000 | 807 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $453,000 | 1,442 |
| Total noninterest expense | $4,966,000 | 1,003 |
| Salaries and employee benefits | $2,302,000 | 1,099 |
| Premises and equipment expense | $578,000 | 1,136 |
| Additional noninterest expense | $2,086,000 | 857 |
| Pre-tax net operating income | $-189,000 | 6,813 |
| Securities gains (losses) | $45,000 | 796 |
| Applicable income taxes | $-262,000 | 7,410 |
| Income before extraordinary items | $118,000 | 4,795 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $118,000 | 4,793 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $118,000 | 4,795 |
| Net charge-offs | $814,000 | 981 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $89,200 | 5,101 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $28,058,000 | 1,105 |
| Total interest expense | $11,035,000 | 727 |
| Net interest income | $17,023,000 | 1,321 |
| Provision for loan and lease losses | $3,541,000 | 1,449 |
| Total noninterest income | $4,528,000 | 1,165 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,837,000 | 823 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,691,000 | 1,140 |
| Total noninterest expense | $19,475,000 | 1,023 |
| Salaries and employee benefits | $9,176,000 | 1,073 |
| Premises and equipment expense | $2,332,000 | 1,116 |
| Additional noninterest expense | $7,967,000 | 923 |
| Pre-tax net operating income | $-1,465,000 | 6,646 |
| Securities gains (losses) | $803,000 | 594 |
| Applicable income taxes | $-1,236,000 | 7,358 |
| Income before extraordinary items | $574,000 | 4,124 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $574,000 | 4,123 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $574,000 | 4,124 |
| Net charge-offs | $6,693,000 | 819 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $60,080 | 5,623 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $21,536,000 | 1,094 |
| Total interest expense | $8,811,000 | 709 |
| Net interest income | $12,725,000 | 1,333 |
| Provision for loan and lease losses | $3,542,000 | 1,134 |
| Total noninterest income | $3,501,000 | 1,127 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,378,000 | 852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,123,000 | 1,070 |
| Total noninterest expense | $14,341,000 | 1,021 |
| Salaries and employee benefits | $6,873,000 | 1,075 |
| Premises and equipment expense | $1,769,000 | 1,116 |
| Additional noninterest expense | $5,699,000 | 939 |
| Pre-tax net operating income | $-1,657,000 | 6,994 |
| Securities gains (losses) | $803,000 | 496 |
| Applicable income taxes | $-1,045,000 | 7,507 |
| Income before extraordinary items | $191,000 | 5,333 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $191,000 | 5,335 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $191,000 | 5,336 |
| Net charge-offs | $6,145,000 | 676 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-322,920 | 6,464 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $14,677,000 | 1,074 |
| Total interest expense | $6,100,000 | 705 |
| Net interest income | $8,577,000 | 1,327 |
| Provision for loan and lease losses | $2,066,000 | 1,248 |
| Total noninterest income | $2,458,000 | 1,059 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $912,000 | 858 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,546,000 | 957 |
| Total noninterest expense | $9,221,000 | 1,070 |
| Salaries and employee benefits | $4,534,000 | 1,084 |
| Premises and equipment expense | $1,180,000 | 1,120 |
| Additional noninterest expense | $3,507,000 | 1,012 |
| Pre-tax net operating income | $-252,000 | 6,506 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $-588,000 | 7,507 |
| Income before extraordinary items | $338,000 | 4,079 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $338,000 | 4,079 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $338,000 | 4,078 |
| Net charge-offs | $4,440,000 | 623 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $336,720 | 3,969 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,532,000 | 1,061 |
| Total interest expense | $3,109,000 | 725 |
| Net interest income | $4,423,000 | 1,304 |
| Provision for loan and lease losses | $186,000 | 3,096 |
| Total noninterest income | $1,255,000 | 1,011 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $468,000 | 831 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $787,000 | 939 |
| Total noninterest expense | $4,873,000 | 1,018 |
| Salaries and employee benefits | $2,347,000 | 1,047 |
| Premises and equipment expense | $591,000 | 1,152 |
| Additional noninterest expense | $1,935,000 | 921 |
| Pre-tax net operating income | $619,000 | 2,051 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $-15,000 | 7,153 |
| Income before extraordinary items | $636,000 | 1,735 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $636,000 | 1,734 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $636,000 | 1,736 |
| Net charge-offs | $2,884,000 | 498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $634,000 | 1,668 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $32,118,000 | 1,062 |
| Total interest expense | $14,997,000 | 770 |
| Net interest income | $17,121,000 | 1,304 |
| Provision for loan and lease losses | $14,023,000 | 647 |
| Total noninterest income | $5,821,000 | 973 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,969,000 | 874 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,852,000 | 876 |
| Total noninterest expense | $20,123,000 | 1,040 |
| Salaries and employee benefits | $10,199,000 | 959 |
| Premises and equipment expense | $2,108,000 | 1,292 |
| Additional noninterest expense | $7,816,000 | 1,007 |
| Pre-tax net operating income | $-11,204,000 | 7,529 |
| Securities gains (losses) | $1,877,000 | 289 |
| Applicable income taxes | $-3,959,000 | 7,693 |
| Income before extraordinary items | $-5,368,000 | 7,295 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,368,000 | 7,295 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,368,000 | 7,295 |
| Net charge-offs | $12,824,000 | 563 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,569,280 | 7,412 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $24,776,000 | 1,048 |
| Total interest expense | $11,357,000 | 813 |
| Net interest income | $13,419,000 | 1,253 |
| Provision for loan and lease losses | $8,122,000 | 742 |
| Total noninterest income | $4,553,000 | 949 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,430,000 | 903 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,123,000 | 832 |
| Total noninterest expense | $14,239,000 | 1,091 |
| Salaries and employee benefits | $7,748,000 | 962 |
| Premises and equipment expense | $1,483,000 | 1,386 |
| Additional noninterest expense | $5,008,000 | 1,121 |
| Pre-tax net operating income | $-4,389,000 | 7,453 |
| Securities gains (losses) | $1,875,000 | 227 |
| Applicable income taxes | $-1,464,000 | 7,657 |
| Income before extraordinary items | $-1,050,000 | 6,771 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,050,000 | 6,772 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,050,000 | 6,772 |
| Net charge-offs | $8,510,000 | 572 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,250,000 | 7,227 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,650,000 | 1,147 |
| Total interest expense | $7,395,000 | 879 |
| Net interest income | $8,255,000 | 1,349 |
| Provision for loan and lease losses | $4,856,000 | 751 |
| Total noninterest income | $2,986,000 | 970 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $935,000 | 908 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,051,000 | 869 |
| Total noninterest expense | $9,249,000 | 1,135 |
| Salaries and employee benefits | $5,409,000 | 944 |
| Premises and equipment expense | $952,000 | 1,475 |
| Additional noninterest expense | $2,888,000 | 1,290 |
| Pre-tax net operating income | $-2,864,000 | 7,550 |
| Securities gains (losses) | $1,029,000 | 279 |
| Applicable income taxes | $-991,000 | 7,750 |
| Income before extraordinary items | $-844,000 | 7,051 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-844,000 | 7,051 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-844,000 | 7,051 |
| Net charge-offs | $5,539,000 | 549 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,502,560 | 7,331 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $7,818,000 | 1,159 |
| Total interest expense | $3,552,000 | 965 |
| Net interest income | $4,266,000 | 1,301 |
| Provision for loan and lease losses | $1,300,000 | 1,004 |
| Total noninterest income | $1,705,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $461,000 | 893 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,244,000 | 710 |
| Total noninterest expense | $4,579,000 | 1,093 |
| Salaries and employee benefits | $2,755,000 | 934 |
| Premises and equipment expense | $432,000 | 1,638 |
| Additional noninterest expense | $1,392,000 | 1,193 |
| Pre-tax net operating income | $92,000 | 5,112 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-103,000 | 7,559 |
| Income before extraordinary items | $195,000 | 3,909 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $195,000 | 3,911 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $195,000 | 3,911 |
| Net charge-offs | $2,193,000 | 578 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $195,000 | 3,755 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $36,223,000 | 1,048 |
| Total interest expense | $16,790,000 | 949 |
| Net interest income | $19,433,000 | 1,132 |
| Provision for loan and lease losses | $4,935,000 | 1,010 |
| Total noninterest income | $5,008,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,019,000 | 870 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,989,000 | 968 |
| Total noninterest expense | $18,293,000 | 1,078 |
| Salaries and employee benefits | $10,044,000 | 993 |
| Premises and equipment expense | $2,743,000 | 1,012 |
| Additional noninterest expense | $5,506,000 | 1,161 |
| Pre-tax net operating income | $1,213,000 | 3,396 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-117,000 | 7,113 |
| Income before extraordinary items | $1,330,000 | 2,735 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,330,000 | 2,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,982,000 | 1,296 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,330,000 | 2,873 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,154,000 | 1,034 |
| Total interest expense | $13,092,000 | 948 |
| Net interest income | $15,062,000 | 1,101 |
| Provision for loan and lease losses | $1,757,000 | 1,291 |
| Total noninterest income | $3,892,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,478,000 | 897 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,414,000 | 963 |
| Total noninterest expense | $13,540,000 | 1,086 |
| Salaries and employee benefits | $8,181,000 | 944 |
| Premises and equipment expense | $1,795,000 | 1,157 |
| Additional noninterest expense | $3,564,000 | 1,281 |
| Pre-tax net operating income | $3,657,000 | 1,343 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $868,000 | 1,293 |
| Income before extraordinary items | $2,789,000 | 1,336 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,789,000 | 1,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $818,000 | 1,470 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,789,000 | 1,408 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,107,000 | 1,029 |
| Total interest expense | $9,074,000 | 947 |
| Net interest income | $10,033,000 | 1,091 |
| Provision for loan and lease losses | $1,147,000 | 1,132 |
| Total noninterest income | $2,701,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $930,000 | 945 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,771,000 | 919 |
| Total noninterest expense | $9,163,000 | 1,069 |
| Salaries and employee benefits | $5,649,000 | 913 |
| Premises and equipment expense | $1,154,000 | 1,191 |
| Additional noninterest expense | $2,360,000 | 1,261 |
| Pre-tax net operating income | $2,424,000 | 1,422 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $573,000 | 1,445 |
| Income before extraordinary items | $1,851,000 | 1,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,851,000 | 1,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 1,088 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,851,000 | 1,453 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 1,023 |
| Total interest expense | $4,719,000 | 978 |
| Net interest income | $5,097,000 | 1,065 |
| Provision for loan and lease losses | $502,000 | 992 |
| Total noninterest income | $1,331,000 | 1,055 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $437,000 | 992 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $894,000 | 929 |
| Total noninterest expense | $4,625,000 | 1,056 |
| Salaries and employee benefits | $2,896,000 | 890 |
| Premises and equipment expense | $553,000 | 1,239 |
| Additional noninterest expense | $1,176,000 | 1,217 |
| Pre-tax net operating income | $1,301,000 | 1,436 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $317,000 | 1,421 |
| Income before extraordinary items | $984,000 | 1,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $984,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 1,155 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $984,000 | 1,456 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $37,523,000 | 1,131 |
| Total interest expense | $17,929,000 | 1,103 |
| Net interest income | $19,594,000 | 1,130 |
| Provision for loan and lease losses | $1,643,000 | 979 |
| Total noninterest income | $5,294,000 | 1,054 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,902,000 | 937 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,392,000 | 922 |
| Total noninterest expense | $18,614,000 | 1,003 |
| Salaries and employee benefits | $10,510,000 | 950 |
| Premises and equipment expense | $2,195,000 | 1,200 |
| Additional noninterest expense | $5,909,000 | 957 |
| Pre-tax net operating income | $4,631,000 | 1,753 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $1,521,000 | 1,409 |
| Income before extraordinary items | $3,113,000 | 1,981 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,113,000 | 1,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,014 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,110,990 | 1,967 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $27,427,000 | 1,158 |
| Total interest expense | $13,312,000 | 1,111 |
| Net interest income | $14,115,000 | 1,193 |
| Provision for loan and lease losses | $869,000 | 1,015 |
| Total noninterest income | $3,876,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,395,000 | 944 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,481,000 | 941 |
| Total noninterest expense | $13,353,000 | 1,042 |
| Salaries and employee benefits | $7,815,000 | 953 |
| Premises and equipment expense | $1,587,000 | 1,249 |
| Additional noninterest expense | $3,951,000 | 1,041 |
| Pre-tax net operating income | $3,769,000 | 1,756 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $1,156,000 | 1,485 |
| Income before extraordinary items | $2,616,000 | 1,933 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,616,000 | 1,931 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 2,453 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,613,930 | 1,921 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $17,725,000 | 1,205 |
| Total interest expense | $8,421,000 | 1,181 |
| Net interest income | $9,304,000 | 1,229 |
| Provision for loan and lease losses | $461,000 | 1,096 |
| Total noninterest income | $2,611,000 | 1,081 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $908,000 | 977 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,703,000 | 962 |
| Total noninterest expense | $8,816,000 | 1,071 |
| Salaries and employee benefits | $5,160,000 | 976 |
| Premises and equipment expense | $1,076,000 | 1,244 |
| Additional noninterest expense | $2,580,000 | 1,076 |
| Pre-tax net operating income | $2,638,000 | 1,733 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $746,000 | 1,574 |
| Income before extraordinary items | $1,895,000 | 1,825 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,895,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,892,840 | 1,813 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,416,000 | 1,258 |
| Total interest expense | $3,896,000 | 1,271 |
| Net interest income | $4,520,000 | 1,265 |
| Provision for loan and lease losses | $135,000 | 1,618 |
| Total noninterest income | $1,192,000 | 1,143 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $443,000 | 975 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $749,000 | 1,032 |
| Total noninterest expense | $4,436,000 | 1,061 |
| Salaries and employee benefits | $2,572,000 | 988 |
| Premises and equipment expense | $528,000 | 1,277 |
| Additional noninterest expense | $1,336,000 | 1,028 |
| Pre-tax net operating income | $1,141,000 | 1,948 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $302,000 | 1,844 |
| Income before extraordinary items | $840,000 | 1,976 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $840,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $839,260 | 1,971 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,698,000 | 1,237 |
| Total interest expense | $13,685,000 | 1,232 |
| Net interest income | $18,013,000 | 1,254 |
| Provision for loan and lease losses | $1,392,000 | 753 |
| Total noninterest income | $4,756,000 | 1,138 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,692,000 | 1,043 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,064,000 | 978 |
| Total noninterest expense | $16,218,000 | 1,114 |
| Salaries and employee benefits | $9,426,000 | 1,022 |
| Premises and equipment expense | $1,858,000 | 1,386 |
| Additional noninterest expense | $4,934,000 | 1,084 |
| Pre-tax net operating income | $5,159,000 | 1,829 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,498,000 | 1,669 |
| Income before extraordinary items | $3,661,000 | 1,934 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,661,000 | 1,935 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $809,000 | 831 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,661,000 | 1,924 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,131,000 | 1,280 |
| Total interest expense | $9,819,000 | 1,252 |
| Net interest income | $13,312,000 | 1,293 |
| Provision for loan and lease losses | $1,168,000 | 657 |
| Total noninterest income | $3,590,000 | 1,137 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,226,000 | 1,091 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,364,000 | 977 |
| Total noninterest expense | $11,929,000 | 1,143 |
| Salaries and employee benefits | $6,828,000 | 1,074 |
| Premises and equipment expense | $1,357,000 | 1,434 |
| Additional noninterest expense | $3,744,000 | 1,083 |
| Pre-tax net operating income | $3,805,000 | 1,927 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,242,000 | 1,609 |
| Income before extraordinary items | $2,563,000 | 2,115 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,563,000 | 2,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 675 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,563,000 | 2,100 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $14,651,000 | 1,316 |
| Total interest expense | $6,014,000 | 1,300 |
| Net interest income | $8,637,000 | 1,338 |
| Provision for loan and lease losses | $691,000 | 723 |
| Total noninterest income | $2,357,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $774,000 | 1,144 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,583,000 | 979 |
| Total noninterest expense | $7,955,000 | 1,149 |
| Salaries and employee benefits | $4,470,000 | 1,101 |
| Premises and equipment expense | $921,000 | 1,409 |
| Additional noninterest expense | $2,564,000 | 1,055 |
| Pre-tax net operating income | $2,348,000 | 2,058 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $761,000 | 1,735 |
| Income before extraordinary items | $1,587,000 | 2,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,587,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $278,000 | 883 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,587,000 | 2,224 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,024,000 | 1,343 |
| Total interest expense | $2,888,000 | 1,289 |
| Net interest income | $4,136,000 | 1,389 |
| Provision for loan and lease losses | $250,000 | 918 |
| Total noninterest income | $1,092,000 | 1,202 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $364,000 | 1,190 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $728,000 | 1,015 |
| Total noninterest expense | $3,999,000 | 1,132 |
| Salaries and employee benefits | $2,227,000 | 1,113 |
| Premises and equipment expense | $452,000 | 1,441 |
| Additional noninterest expense | $1,320,000 | 1,012 |
| Pre-tax net operating income | $979,000 | 2,313 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $302,000 | 2,020 |
| Income before extraordinary items | $677,000 | 2,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $677,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 1,147 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $677,000 | 2,494 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,126,000 | 1,443 |
| Total interest expense | $8,793,000 | 1,288 |
| Net interest income | $14,333,000 | 1,531 |
| Provision for loan and lease losses | $1,811,000 | 588 |
| Total noninterest income | $3,242,000 | 1,511 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,357,000 | 1,303 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,885,000 | 1,413 |
| Total noninterest expense | $12,666,000 | 1,357 |
| Salaries and employee benefits | $7,137,000 | 1,301 |
| Premises and equipment expense | $1,632,000 | 1,496 |
| Additional noninterest expense | $3,897,000 | 1,314 |
| Pre-tax net operating income | $3,098,000 | 2,684 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $926,000 | 2,363 |
| Income before extraordinary items | $2,172,000 | 2,883 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,172,000 | 2,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,150,000 | 604 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,172,000 | 2,850 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,483,000 | 1,476 |
| Total interest expense | $6,186,000 | 1,293 |
| Net interest income | $10,297,000 | 1,584 |
| Provision for loan and lease losses | $1,017,000 | 746 |
| Total noninterest income | $2,312,000 | 1,567 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,020,000 | 1,295 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,292,000 | 1,500 |
| Total noninterest expense | $9,545,000 | 1,349 |
| Salaries and employee benefits | $5,487,000 | 1,254 |
| Premises and equipment expense | $1,167,000 | 1,549 |
| Additional noninterest expense | $2,891,000 | 1,316 |
| Pre-tax net operating income | $2,047,000 | 3,001 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $613,000 | 2,597 |
| Income before extraordinary items | $1,434,000 | 3,238 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,434,000 | 3,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,012 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,434,000 | 3,202 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,253,000 | 1,550 |
| Total interest expense | $3,800,000 | 1,325 |
| Net interest income | $6,453,000 | 1,665 |
| Provision for loan and lease losses | $566,000 | 876 |
| Total noninterest income | $1,388,000 | 1,704 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $675,000 | 1,262 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $713,000 | 1,728 |
| Total noninterest expense | $6,092,000 | 1,396 |
| Salaries and employee benefits | $3,579,000 | 1,279 |
| Premises and equipment expense | $743,000 | 1,621 |
| Additional noninterest expense | $1,770,000 | 1,410 |
| Pre-tax net operating income | $1,183,000 | 3,284 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $345,000 | 2,846 |
| Income before extraordinary items | $838,000 | 3,526 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $838,000 | 3,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,194 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $838,000 | 3,479 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 1,691 |
| Total interest expense | $1,592,000 | 1,506 |
| Net interest income | $3,041,000 | 1,757 |
| Provision for loan and lease losses | $173,000 | 1,270 |
| Total noninterest income | $606,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $329,000 | 1,244 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $277,000 | 1,991 |
| Total noninterest expense | $2,902,000 | 1,460 |
| Salaries and employee benefits | $1,706,000 | 1,358 |
| Premises and equipment expense | $333,000 | 1,804 |
| Additional noninterest expense | $863,000 | 1,452 |
| Pre-tax net operating income | $572,000 | 3,342 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $178,000 | 2,783 |
| Income before extraordinary items | $394,000 | 3,662 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $394,000 | 3,664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,370 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $394,000 | 3,625 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,290,000 | 2,161 |
| Total interest expense | $4,061,000 | 2,017 |
| Net interest income | $9,229,000 | 2,213 |
| Provision for loan and lease losses | $1,362,000 | 794 |
| Total noninterest income | $2,374,000 | 1,945 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,232,000 | 1,426 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,142,000 | 1,969 |
| Total noninterest expense | $8,283,000 | 1,935 |
| Salaries and employee benefits | $4,874,000 | 1,807 |
| Premises and equipment expense | $1,042,000 | 2,194 |
| Additional noninterest expense | $2,367,000 | 2,066 |
| Pre-tax net operating income | $1,958,000 | 3,553 |
| Securities gains (losses) | $6,000 | 3,079 |
| Applicable income taxes | $591,000 | 3,056 |
| Income before extraordinary items | $1,373,000 | 3,851 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,373,000 | 3,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,742 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,368,800 | 3,794 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,186,000 | 2,315 |
| Total interest expense | $2,754,000 | 2,167 |
| Net interest income | $6,432,000 | 2,348 |
| Provision for loan and lease losses | $847,000 | 906 |
| Total noninterest income | $1,784,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $895,000 | 1,487 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $889,000 | 1,934 |
| Total noninterest expense | $5,906,000 | 2,026 |
| Salaries and employee benefits | $3,486,000 | 1,871 |
| Premises and equipment expense | $723,000 | 2,362 |
| Additional noninterest expense | $1,697,000 | 2,128 |
| Pre-tax net operating income | $1,463,000 | 3,626 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $440,000 | 3,128 |
| Income before extraordinary items | $1,027,000 | 3,935 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,027,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 2,336 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,024,200 | 3,879 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,610,000 | 2,492 |
| Total interest expense | $1,628,000 | 2,383 |
| Net interest income | $3,982,000 | 2,496 |
| Provision for loan and lease losses | $478,000 | 1,054 |
| Total noninterest income | $1,122,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $557,000 | 1,573 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $565,000 | 2,008 |
| Total noninterest expense | $3,795,000 | 2,109 |
| Salaries and employee benefits | $2,233,000 | 1,951 |
| Premises and equipment expense | $469,000 | 2,410 |
| Additional noninterest expense | $1,093,000 | 2,215 |
| Pre-tax net operating income | $831,000 | 4,008 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $247,000 | 3,410 |
| Income before extraordinary items | $586,000 | 4,323 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $586,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,734 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $584,600 | 4,233 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,650,000 | 2,629 |
| Total interest expense | $775,000 | 2,523 |
| Net interest income | $1,875,000 | 2,639 |
| Provision for loan and lease losses | $110,000 | 1,956 |
| Total noninterest income | $491,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $257,000 | 1,658 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $234,000 | 2,233 |
| Total noninterest expense | $1,791,000 | 2,229 |
| Salaries and employee benefits | $1,072,000 | 2,053 |
| Premises and equipment expense | $220,000 | 2,567 |
| Additional noninterest expense | $499,000 | 2,366 |
| Pre-tax net operating income | $465,000 | 3,707 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $141,000 | 3,204 |
| Income before extraordinary items | $324,000 | 4,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $324,000 | 4,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 1,505 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $324,000 | 3,925 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,616,000 | 3,217 |
| Total interest expense | $2,460,000 | 3,372 |
| Net interest income | $6,156,000 | 3,114 |
| Provision for loan and lease losses | $792,000 | 1,469 |
| Total noninterest income | $2,004,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $957,000 | 1,808 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,047,000 | 2,322 |
| Total noninterest expense | $5,894,000 | 2,633 |
| Salaries and employee benefits | $3,345,000 | 2,512 |
| Premises and equipment expense | $596,000 | 3,545 |
| Additional noninterest expense | $1,953,000 | 2,467 |
| Pre-tax net operating income | $1,474,000 | 4,166 |
| Securities gains (losses) | $3,000 | 4,078 |
| Applicable income taxes | $430,000 | 3,642 |
| Income before extraordinary items | $1,047,000 | 4,513 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,047,000 | 4,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,087 |
| Cash dividends | $325,000 | 4,244 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 125 |
| Net operating income | $1,044,870 | 4,348 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,139,000 | 3,420 |
| Total interest expense | $1,795,000 | 3,566 |
| Net interest income | $4,344,000 | 3,297 |
| Provision for loan and lease losses | $541,000 | 1,552 |
| Total noninterest income | $1,552,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $692,000 | 1,874 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $860,000 | 2,264 |
| Total noninterest expense | $4,315,000 | 2,703 |
| Salaries and employee benefits | $2,447,000 | 2,580 |
| Premises and equipment expense | $404,000 | 3,822 |
| Additional noninterest expense | $1,464,000 | 2,445 |
| Pre-tax net operating income | $1,040,000 | 4,447 |
| Securities gains (losses) | $3,000 | 3,777 |
| Applicable income taxes | $294,000 | 3,949 |
| Income before extraordinary items | $749,000 | 4,774 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $749,000 | 4,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,373 |
| Cash dividends | $325,000 | 3,358 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 81 |
| Net operating income | $746,840 | 4,598 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,868,000 | 3,602 |
| Total interest expense | $1,160,000 | 3,778 |
| Net interest income | $2,708,000 | 3,484 |
| Provision for loan and lease losses | $248,000 | 2,149 |
| Total noninterest income | $1,040,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $450,000 | 1,880 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $590,000 | 2,210 |
| Total noninterest expense | $2,754,000 | 2,811 |
| Salaries and employee benefits | $1,547,000 | 2,714 |
| Premises and equipment expense | $230,000 | 4,307 |
| Additional noninterest expense | $977,000 | 2,413 |
| Pre-tax net operating income | $746,000 | 4,257 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $216,000 | 3,811 |
| Income before extraordinary items | $530,000 | 4,639 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $530,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 3,132 |
| Cash dividends | $225,000 | 3,298 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 52 |
| Net operating income | $530,000 | 4,430 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 3,737 |
| Total interest expense | $555,000 | 4,019 |
| Net interest income | $1,296,000 | 3,593 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $498,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $219,000 | 1,869 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $279,000 | 2,215 |
| Total noninterest expense | $1,299,000 | 2,948 |
| Salaries and employee benefits | $744,000 | 2,798 |
| Premises and equipment expense | $93,000 | 4,937 |
| Additional noninterest expense | $462,000 | 2,509 |
| Pre-tax net operating income | $430,000 | 3,873 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $124,000 | 3,565 |
| Income before extraordinary items | $306,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $306,000 | 3,991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,932,000 | 4,079 |
| Total interest expense | $2,336,000 | 4,319 |
| Net interest income | $4,596,000 | 3,921 |
| Provision for loan and lease losses | $349,000 | 3,142 |
| Total noninterest income | $1,656,000 | 2,453 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $635,000 | 2,464 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,021,000 | 2,148 |
| Total noninterest expense | $4,608,000 | 3,159 |
| Salaries and employee benefits | $2,641,000 | 2,972 |
| Premises and equipment expense | $395,000 | 4,699 |
| Additional noninterest expense | $1,572,000 | 2,851 |
| Pre-tax net operating income | $1,295,000 | 4,500 |
| Securities gains (losses) | $80,000 | 1,959 |
| Applicable income taxes | $434,000 | 3,731 |
| Income before extraordinary items | $941,000 | 4,759 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $941,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,624 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 849 |
| Net operating income | $886,600 | 4,790 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,315,000 | 4,778 |
| Total interest expense | $2,886,000 | 4,870 |
| Net interest income | $3,429,000 | 4,624 |
| Provision for loan and lease losses | $347,000 | 2,928 |
| Total noninterest income | $1,424,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $542,000 | 2,648 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $882,000 | 2,238 |
| Total noninterest expense | $3,584,000 | 3,756 |
| Salaries and employee benefits | $1,863,000 | 3,803 |
| Premises and equipment expense | $435,000 | 4,342 |
| Additional noninterest expense | $1,286,000 | 3,287 |
| Pre-tax net operating income | $922,000 | 5,110 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $312,000 | 4,186 |
| Income before extraordinary items | $617,000 | 5,547 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $617,000 | 5,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,371 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 879 |
| Net operating income | $612,380 | 5,441 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 6,156 |
| Total interest expense | $2,056,000 | 6,186 |
| Net interest income | $2,366,000 | 6,014 |
| Provision for loan and lease losses | $628,000 | 1,545 |
| Total noninterest income | $890,000 | 3,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $362,000 | 3,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $528,000 | 2,862 |
| Total noninterest expense | $2,166,000 | 5,394 |
| Salaries and employee benefits | $1,151,000 | 5,384 |
| Premises and equipment expense | $187,000 | 6,963 |
| Additional noninterest expense | $828,000 | 4,620 |
| Pre-tax net operating income | $462,000 | 7,188 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $169,000 | 5,723 |
| Income before extraordinary items | $293,000 | 7,519 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $293,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $293,000 | 7,519 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $541,000 | 9,950 |
| Total interest expense | $174,000 | 9,966 |
| Net interest income | $367,000 | 9,872 |
| Provision for loan and lease losses | $163,000 | 4,075 |
| Total noninterest income | $115,000 | 8,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 7,913 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,482 |
| Total noninterest expense | $978,000 | 8,194 |
| Salaries and employee benefits | $426,000 | 8,754 |
| Premises and equipment expense | $109,000 | 8,449 |
| Additional noninterest expense | $443,000 | 6,951 |
| Pre-tax net operating income | $-659,000 | 9,951 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-165,000 | 9,992 |
| Income before extraordinary items | $-494,000 | 9,893 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-494,000 | 9,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,173,000 | 149 |
| Net operating income | $-494,000 | 9,874 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.