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First Reliance Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$13,772,000	977
Total interest expense	$4,680,000	1,051
Net interest income	$9,092,000	947
Provision for loan and lease losses	$707,000	478
Total noninterest income	$2,624,000	726
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$319,000	843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,305,000	569
Total noninterest expense	$8,504,000	843
Salaries and employee benefits	$5,247,000	772
Premises and equipment expense	$745,000	920
Additional noninterest expense	$2,305,000	569
Pre-tax net operating income	$2,505,000	1,235
Securities gains (losses)	$-182,000	4,333
Applicable income taxes	$474,000	1,058
Income before extraordinary items	$1,849,000	1,366
Extraordinary gains, net	$0	47
Net income	$1,849,000	1,384
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,849,000	1,366
Net charge-offs	$144,000	693
Cash dividends	$2,000,000	554
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$1,994,600	1,305
2024-12-31 (YTD Data)		Rank
Total interest income	$52,465,000	1,009
Total interest expense	$19,635,000	1,045
Net interest income	$32,830,000	986
Provision for loan and lease losses	$319,000	1,691
Total noninterest income	$9,042,000	822
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$1,296,000	830
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,746,000	675
Total noninterest expense	$31,734,000	878
Salaries and employee benefits	$19,136,000	815
Premises and equipment expense	$3,244,000	816
Additional noninterest expense	$7,746,000	675
Pre-tax net operating income	$9,819,000	1,170
Securities gains (losses)	$-308,000	4,174
Applicable income taxes	$2,147,000	916
Income before extraordinary items	$7,364,000	1,292
Extraordinary gains, net	$0	53
Net income	$7,364,000	1,302
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,364,000	1,292
Net charge-offs	$259,000	1,257
Cash dividends	$3,000,000	1,251
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$7,607,320	1,270
2024-09-30 (YTD Data)		Rank
Total interest income	$38,892,000	1,008
Total interest expense	$14,836,000	1,039
Net interest income	$24,056,000	1,003
Provision for loan and lease losses	$180,000	1,789
Total noninterest income	$7,381,000	778
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$970,000	832
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,411,000	625
Total noninterest expense	$23,322,000	877
Salaries and employee benefits	$14,236,000	812
Premises and equipment expense	$2,401,000	826
Additional noninterest expense	$6,411,000	625
Pre-tax net operating income	$7,935,000	1,097
Securities gains (losses)	$-162,000	4,236
Applicable income taxes	$1,759,000	864
Income before extraordinary items	$6,014,000	1,184
Extraordinary gains, net	$0	51
Net income	$6,014,000	1,199
Minority interest net income	$0	82
Net income of bank and minority interests.	$6,014,000	1,186
Net charge-offs	$253,000	989
Cash dividends	$3,000,000	908
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$6,141,980	1,176
2024-06-30 (YTD Data)		Rank
Total interest income	$25,375,000	1,015
Total interest expense	$9,776,000	1,043
Net interest income	$15,599,000	1,024
Provision for loan and lease losses	$261,000	1,206
Total noninterest income	$5,265,000	727
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$643,000	825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,622,000	583
Total noninterest expense	$15,615,000	871
Salaries and employee benefits	$9,563,000	812
Premises and equipment expense	$1,595,000	838
Additional noninterest expense	$4,622,000	583
Pre-tax net operating income	$4,988,000	1,135
Securities gains (losses)	$0	628
Applicable income taxes	$1,076,000	907
Income before extraordinary items	$3,912,000	1,194
Extraordinary gains, net	$0	52
Net income	$3,912,000	1,212
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,912,000	1,196
Net charge-offs	$201,000	808
Cash dividends	$2,000,000	901
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$3,912,000	1,207
2024-03-31 (YTD Data)		Rank
Total interest income	$12,342,000	1,034
Total interest expense	$4,769,000	1,049
Net interest income	$7,573,000	1,046
Provision for loan and lease losses	$209,000	825
Total noninterest income	$2,579,000	739
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$336,000	793
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,243,000	592
Total noninterest expense	$7,772,000	887
Salaries and employee benefits	$4,778,000	820
Premises and equipment expense	$804,000	848
Additional noninterest expense	$2,243,000	592
Pre-tax net operating income	$2,171,000	1,229
Securities gains (losses)	$0	689
Applicable income taxes	$505,000	937
Income before extraordinary items	$1,666,000	1,327
Extraordinary gains, net	$0	51
Net income	$1,666,000	1,338
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,666,000	1,326
Net charge-offs	$113,000	680
Cash dividends	$0	2,345
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$1,666,000	1,330
2023-12-31 (YTD Data)		Rank
Total interest income	$44,367,000	1,035
Total interest expense	$14,145,000	1,017
Net interest income	$30,222,000	1,036
Provision for loan and lease losses	$363,000	1,505
Total noninterest income	$8,989,000	796
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,374,000	785
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,615,000	657
Total noninterest expense	$29,633,000	899
Salaries and employee benefits	$17,933,000	839
Premises and equipment expense	$3,242,000	803
Additional noninterest expense	$7,615,000	657
Pre-tax net operating income	$9,215,000	1,233
Securities gains (losses)	$-1,526,000	4,363
Applicable income taxes	$1,595,000	1,137
Income before extraordinary items	$6,094,000	1,501
Extraordinary gains, net	$0	54
Net income	$6,094,000	1,517
Minority interest net income	$0	88
Net income of bank and minority interests.	$6,094,000	1,504
Net charge-offs	$228,000	1,096
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$7,299,540	1,318
2023-09-30 (YTD Data)		Rank
Total interest income	$32,466,000	1,030
Total interest expense	$9,718,000	1,011
Net interest income	$22,748,000	1,037
Provision for loan and lease losses	$484,000	1,026
Total noninterest income	$7,083,000	775
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,038,000	774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,045,000	645
Total noninterest expense	$22,259,000	899
Salaries and employee benefits	$13,477,000	843
Premises and equipment expense	$2,490,000	792
Additional noninterest expense	$6,045,000	645
Pre-tax net operating income	$7,088,000	1,264
Securities gains (losses)	$-723,000	4,409
Applicable income taxes	$1,334,000	1,080
Income before extraordinary items	$5,031,000	1,440
Extraordinary gains, net	$0	52
Net income	$5,031,000	1,450
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,031,000	1,439
Net charge-offs	$229,000	835
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$5,602,170	1,338
2023-06-30 (YTD Data)		Rank
Total interest income	$20,945,000	1,030
Total interest expense	$5,762,000	1,006
Net interest income	$15,183,000	1,041
Provision for loan and lease losses	$525,000	756
Total noninterest income	$4,634,000	767
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$668,000	789
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,966,000	624
Total noninterest expense	$14,848,000	878
Salaries and employee benefits	$8,965,000	839
Premises and equipment expense	$1,656,000	781
Additional noninterest expense	$3,966,000	624
Pre-tax net operating income	$4,444,000	1,312
Securities gains (losses)	$-455,000	4,470
Applicable income taxes	$819,000	1,140
Income before extraordinary items	$3,170,000	1,501
Extraordinary gains, net	$0	51
Net income	$3,170,000	1,519
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,170,000	1,501
Net charge-offs	$219,000	648
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$3,529,450	1,388
2023-03-31 (YTD Data)		Rank
Total interest income	$9,965,000	1,060
Total interest expense	$2,353,000	1,056
Net interest income	$7,612,000	1,039
Provision for loan and lease losses	$243,000	788
Total noninterest income	$2,316,000	752
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$326,000	809
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,990,000	607
Total noninterest expense	$7,460,000	889
Salaries and employee benefits	$4,556,000	843
Premises and equipment expense	$841,000	802
Additional noninterest expense	$1,990,000	607
Pre-tax net operating income	$2,225,000	1,352
Securities gains (losses)	$0	950
Applicable income taxes	$447,000	1,110
Income before extraordinary items	$1,778,000	1,399
Extraordinary gains, net	$0	4
Net income	$1,778,000	1,397
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,778,000	1,399
Net charge-offs	$102,000	593
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,778,000	1,412
2022-12-31 (YTD Data)		Rank
Total interest income	$33,196,000	1,052
Total interest expense	$2,092,000	1,550
Net interest income	$31,104,000	996
Provision for loan and lease losses	$476,000	1,261
Total noninterest income	$9,553,000	781
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,392,000	787
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,161,000	645
Total noninterest expense	$31,247,000	845
Salaries and employee benefits	$18,932,000	787
Premises and equipment expense	$3,323,000	776
Additional noninterest expense	$8,161,000	645
Pre-tax net operating income	$8,934,000	1,382
Securities gains (losses)	$0	691
Applicable income taxes	$1,914,000	1,111
Income before extraordinary items	$7,020,000	1,453
Extraordinary gains, net	$0	5
Net income	$7,020,000	1,452
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,020,000	1,453
Net charge-offs	$-140,000	4,366
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,020,000	1,475
2022-09-30 (YTD Data)		Rank
Total interest income	$23,788,000	1,055
Total interest expense	$889,000	1,915
Net interest income	$22,899,000	999
Provision for loan and lease losses	$361,000	1,135
Total noninterest income	$7,878,000	753
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,062,000	780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,816,000	616
Total noninterest expense	$23,792,000	824
Salaries and employee benefits	$14,559,000	767
Premises and equipment expense	$2,484,000	775
Additional noninterest expense	$6,816,000	616
Pre-tax net operating income	$6,624,000	1,380
Securities gains (losses)	$0	740
Applicable income taxes	$1,421,000	1,114
Income before extraordinary items	$5,203,000	1,436
Extraordinary gains, net	$0	4
Net income	$5,203,000	1,435
Minority interest net income	$0	57
Net income of bank and minority interests.	$5,203,000	1,436
Net charge-offs	$-225,000	4,497
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$5,203,000	1,469
2022-06-30 (YTD Data)		Rank
Total interest income	$14,818,000	1,071
Total interest expense	$440,000	2,123
Net interest income	$14,378,000	1,026
Provision for loan and lease losses	$194,000	1,159
Total noninterest income	$4,847,000	776
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$719,000	769
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,128,000	674
Total noninterest expense	$15,992,000	801
Salaries and employee benefits	$10,070,000	725
Premises and equipment expense	$1,614,000	795
Additional noninterest expense	$4,308,000	871
Pre-tax net operating income	$3,039,000	1,720
Securities gains (losses)	$0	687
Applicable income taxes	$613,000	1,333
Income before extraordinary items	$2,426,000	1,757
Extraordinary gains, net	$0	4
Net income	$2,426,000	1,757
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,426,000	1,757
Net charge-offs	$-260,000	4,606
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,426,000	1,788
2022-03-31 (YTD Data)		Rank
Total interest income	$7,022,000	1,093
Total interest expense	$221,000	2,071
Net interest income	$6,801,000	1,049
Provision for loan and lease losses	$81,000	1,080
Total noninterest income	$2,669,000	743
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$362,000	756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,307,000	636
Total noninterest expense	$8,020,000	800
Salaries and employee benefits	$5,039,000	735
Premises and equipment expense	$814,000	796
Additional noninterest expense	$2,167,000	859
Pre-tax net operating income	$1,369,000	1,758
Securities gains (losses)	$0	623
Applicable income taxes	$264,000	1,412
Income before extraordinary items	$1,105,000	1,790
Extraordinary gains, net	$0	4
Net income	$1,105,000	1,790
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,105,000	1,790
Net charge-offs	$-82,000	4,510
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,105,000	1,809
2021-12-31 (YTD Data)		Rank
Total interest income	$26,717,000	1,163
Total interest expense	$1,210,000	1,949
Net interest income	$25,507,000	1,115
Provision for loan and lease losses	$300,000	1,389
Total noninterest income	$16,223,000	606
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,221,000	819
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,002,000	511
Total noninterest expense	$33,875,000	756
Salaries and employee benefits	$20,547,000	718
Premises and equipment expense	$2,925,000	882
Additional noninterest expense	$10,403,000	748
Pre-tax net operating income	$7,555,000	1,546
Securities gains (losses)	$81,000	950
Applicable income taxes	$1,576,000	1,273
Income before extraordinary items	$6,060,000	1,646
Extraordinary gains, net	$0	10
Net income	$6,060,000	1,645
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,060,000	1,646
Net charge-offs	$-564,000	4,730
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,996,010	1,631
2021-09-30 (YTD Data)		Rank
Total interest income	$19,619,000	1,205
Total interest expense	$938,000	1,983
Net interest income	$18,681,000	1,160
Provision for loan and lease losses	$206,000	1,453
Total noninterest income	$13,111,000	582
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$1,007,000	756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,104,000	504
Total noninterest expense	$25,026,000	776
Salaries and employee benefits	$15,347,000	725
Premises and equipment expense	$2,154,000	908
Additional noninterest expense	$7,525,000	765
Pre-tax net operating income	$6,560,000	1,445
Securities gains (losses)	$81,000	884
Applicable income taxes	$1,522,000	1,139
Income before extraordinary items	$5,119,000	1,582
Extraordinary gains, net	$0	8
Net income	$5,119,000	1,582
Minority interest net income	$0	69
Net income of bank and minority interests.	$5,119,000	1,582
Net charge-offs	$-554,000	4,820
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$5,055,010	1,567
2021-06-30 (YTD Data)		Rank
Total interest income	$12,885,000	1,217
Total interest expense	$634,000	2,031
Net interest income	$12,251,000	1,165
Provision for loan and lease losses	$100,000	1,668
Total noninterest income	$9,351,000	555
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$646,000	757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,705,000	487
Total noninterest expense	$16,733,000	766
Salaries and employee benefits	$10,257,000	722
Premises and equipment expense	$1,464,000	898
Additional noninterest expense	$5,012,000	766
Pre-tax net operating income	$4,769,000	1,355
Securities gains (losses)	$39,000	971
Applicable income taxes	$1,103,000	1,069
Income before extraordinary items	$3,705,000	1,483
Extraordinary gains, net	$0	6
Net income	$3,705,000	1,483
Minority interest net income	$0	67
Net income of bank and minority interests.	$3,705,000	1,483
Net charge-offs	$-42,000	4,315
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$3,674,190	1,454
2021-03-31 (YTD Data)		Rank
Total interest income	$6,147,000	1,269
Total interest expense	$332,000	2,031
Net interest income	$5,815,000	1,210
Provision for loan and lease losses	$-6,000	4,567
Total noninterest income	$4,864,000	548
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$309,000	773
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,555,000	477
Total noninterest expense	$8,003,000	784
Salaries and employee benefits	$4,845,000	757
Premises and equipment expense	$732,000	908
Additional noninterest expense	$2,426,000	768
Pre-tax net operating income	$2,682,000	1,239
Securities gains (losses)	$0	1,392
Applicable income taxes	$630,000	977
Income before extraordinary items	$2,052,000	1,364
Extraordinary gains, net	$0	3
Net income	$2,052,000	1,363
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,052,000	1,364
Net charge-offs	$5,000	1,528
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,052,000	1,333
2020-12-31 (YTD Data)		Rank
Total interest income	$28,111,000	1,129
Total interest expense	$3,343,000	1,363
Net interest income	$24,768,000	1,084
Provision for loan and lease losses	$2,904,000	822
Total noninterest income	$24,331,000	433
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,442,000	693
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,889,000	368
Total noninterest expense	$30,228,000	811
Salaries and employee benefits	$17,702,000	794
Premises and equipment expense	$2,983,000	866
Additional noninterest expense	$9,543,000	768
Pre-tax net operating income	$15,967,000	704
Securities gains (losses)	$-211,000	4,962
Applicable income taxes	$3,654,000	613
Income before extraordinary items	$12,102,000	802
Extraordinary gains, net	$0	4
Net income	$12,102,000	802
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,102,000	802
Net charge-offs	$265,000	1,362
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$12,268,690	758
2020-09-30 (YTD Data)		Rank
Total interest income	$21,651,000	1,103
Total interest expense	$2,513,000	1,421
Net interest income	$19,138,000	1,043
Provision for loan and lease losses	$2,547,000	775
Total noninterest income	$18,336,000	416
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,087,000	682
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,249,000	356
Total noninterest expense	$21,261,000	841
Salaries and employee benefits	$12,521,000	815
Premises and equipment expense	$2,213,000	865
Additional noninterest expense	$6,527,000	808
Pre-tax net operating income	$13,666,000	613
Securities gains (losses)	$-211,000	4,971
Applicable income taxes	$3,127,000	539
Income before extraordinary items	$10,328,000	692
Extraordinary gains, net	$0	4
Net income	$10,328,000	692
Minority interest net income	$0	65
Net income of bank and minority interests.	$10,328,000	692
Net charge-offs	$373,000	907
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$10,494,690	647
2020-06-30 (YTD Data)		Rank
Total interest income	$13,872,000	1,141
Total interest expense	$1,819,000	1,422
Net interest income	$12,053,000	1,094
Provision for loan and lease losses	$1,550,000	836
Total noninterest income	$10,205,000	442
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$763,000	661
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,442,000	369
Total noninterest expense	$13,425,000	876
Salaries and employee benefits	$7,804,000	847
Premises and equipment expense	$1,460,000	875
Additional noninterest expense	$4,161,000	829
Pre-tax net operating income	$7,283,000	670
Securities gains (losses)	$-211,000	4,975
Applicable income taxes	$1,635,000	571
Income before extraordinary items	$5,437,000	786
Extraordinary gains, net	$0	4
Net income	$5,437,000	786
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,437,000	786
Net charge-offs	$382,000	704
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,603,690	732
2020-03-31 (YTD Data)		Rank
Total interest income	$6,978,000	1,138
Total interest expense	$985,000	1,437
Net interest income	$5,993,000	1,074
Provision for loan and lease losses	$375,000	1,053
Total noninterest income	$2,089,000	794
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$491,000	616
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,598,000	697
Total noninterest expense	$6,283,000	930
Salaries and employee benefits	$3,564,000	927
Premises and equipment expense	$714,000	897
Additional noninterest expense	$2,005,000	858
Pre-tax net operating income	$1,424,000	1,376
Securities gains (losses)	$0	1,705
Applicable income taxes	$318,000	1,034
Income before extraordinary items	$1,106,000	1,540
Extraordinary gains, net	$0	4
Net income	$1,106,000	1,538
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,106,000	1,540
Net charge-offs	$45,000	1,251
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,106,000	1,515
2019-12-31 (YTD Data)		Rank
Total interest income	$27,840,000	1,149
Total interest expense	$5,175,000	1,209
Net interest income	$22,665,000	1,127
Provision for loan and lease losses	$986,000	913
Total noninterest income	$10,941,000	652
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,792,000	700
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,149,000	557
Total noninterest expense	$25,484,000	905
Salaries and employee benefits	$14,939,000	866
Premises and equipment expense	$2,846,000	896
Additional noninterest expense	$7,699,000	882
Pre-tax net operating income	$7,136,000	1,342
Securities gains (losses)	$21,000	1,630
Applicable income taxes	$1,622,000	1,043
Income before extraordinary items	$5,535,000	1,467
Extraordinary gains, net	$0	11
Net income	$5,535,000	1,469
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,535,000	1,469
Net charge-offs	$464,000	1,089
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,518,410	1,440
2019-09-30 (YTD Data)		Rank
Total interest income	$20,665,000	1,165
Total interest expense	$3,923,000	1,203
Net interest income	$16,742,000	1,147
Provision for loan and lease losses	$516,000	1,137
Total noninterest income	$8,783,000	625
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,315,000	707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,468,000	521
Total noninterest expense	$19,222,000	889
Salaries and employee benefits	$11,319,000	853
Premises and equipment expense	$2,156,000	887
Additional noninterest expense	$5,747,000	879
Pre-tax net operating income	$5,787,000	1,292
Securities gains (losses)	$21,000	1,403
Applicable income taxes	$1,319,000	1,019
Income before extraordinary items	$4,489,000	1,408
Extraordinary gains, net	$0	11
Net income	$4,489,000	1,408
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,489,000	1,410
Net charge-offs	$290,000	1,055
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,472,410	1,387
2019-06-30 (YTD Data)		Rank
Total interest income	$13,586,000	1,175
Total interest expense	$2,523,000	1,216
Net interest income	$11,063,000	1,159
Provision for loan and lease losses	$307,000	1,177
Total noninterest income	$5,313,000	653
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$849,000	723
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,464,000	552
Total noninterest expense	$12,771,000	891
Salaries and employee benefits	$7,570,000	850
Premises and equipment expense	$1,436,000	891
Additional noninterest expense	$3,765,000	905
Pre-tax net operating income	$3,298,000	1,430
Securities gains (losses)	$21,000	1,032
Applicable income taxes	$749,000	1,112
Income before extraordinary items	$2,570,000	1,566
Extraordinary gains, net	$0	11
Net income	$2,570,000	1,566
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,570,000	1,566
Net charge-offs	$121,000	1,294
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,553,410	1,544
2019-03-31 (YTD Data)		Rank
Total interest income	$6,557,000	1,200
Total interest expense	$1,214,000	1,220
Net interest income	$5,343,000	1,208
Provision for loan and lease losses	$138,000	1,263
Total noninterest income	$2,230,000	712
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$424,000	717
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,806,000	599
Total noninterest expense	$6,198,000	907
Salaries and employee benefits	$3,631,000	881
Premises and equipment expense	$724,000	887
Additional noninterest expense	$1,843,000	903
Pre-tax net operating income	$1,237,000	1,767
Securities gains (losses)	$21,000	571
Applicable income taxes	$275,000	1,325
Income before extraordinary items	$983,000	1,896
Extraordinary gains, net	$0	5
Net income	$983,000	1,894
Minority interest net income	$0	52
Net income of bank and minority interests.	$983,000	1,895
Net charge-offs	$-68,000	5,135
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$966,410	1,903
2018-12-31 (YTD Data)		Rank
Total interest income	$23,613,000	1,249
Total interest expense	$2,919,000	1,462
Net interest income	$20,694,000	1,206
Provision for loan and lease losses	$515,000	1,423
Total noninterest income	$10,510,000	651
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,695,000	739
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,815,000	547
Total noninterest expense	$25,986,000	847
Salaries and employee benefits	$15,056,000	830
Premises and equipment expense	$2,866,000	874
Additional noninterest expense	$8,064,000	836
Pre-tax net operating income	$4,703,000	1,866
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,041,000	1,355
Income before extraordinary items	$3,662,000	2,023
Extraordinary gains, net	$0	6
Net income	$3,662,000	2,021
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,662,000	2,022
Net charge-offs	$-45,000	4,861
Cash dividends	$2,100,000	1,411
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,662,000	2,019
2018-09-30 (YTD Data)		Rank
Total interest income	$17,215,000	1,270
Total interest expense	$1,897,000	1,555
Net interest income	$15,318,000	1,217
Provision for loan and lease losses	$228,000	1,840
Total noninterest income	$7,752,000	670
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,215,000	761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,537,000	559
Total noninterest expense	$19,323,000	854
Salaries and employee benefits	$11,246,000	838
Premises and equipment expense	$2,139,000	871
Additional noninterest expense	$5,938,000	835
Pre-tax net operating income	$3,519,000	1,879
Securities gains (losses)	$0	1,118
Applicable income taxes	$765,000	1,417
Income before extraordinary items	$2,754,000	2,026
Extraordinary gains, net	$0	5
Net income	$2,754,000	2,024
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,754,000	2,025
Net charge-offs	$153,000	1,420
Cash dividends	$2,100,000	1,025
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,754,000	2,019
2018-06-30 (YTD Data)		Rank
Total interest income	$11,168,000	1,289
Total interest expense	$1,178,000	1,567
Net interest income	$9,990,000	1,238
Provision for loan and lease losses	$21,000	3,331
Total noninterest income	$5,292,000	657
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$772,000	796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,520,000	548
Total noninterest expense	$12,931,000	856
Salaries and employee benefits	$7,517,000	837
Premises and equipment expense	$1,427,000	874
Additional noninterest expense	$3,987,000	826
Pre-tax net operating income	$2,330,000	1,872
Securities gains (losses)	$0	961
Applicable income taxes	$504,000	1,405
Income before extraordinary items	$1,826,000	2,015
Extraordinary gains, net	$0	6
Net income	$1,826,000	2,013
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,826,000	2,014
Net charge-offs	$64,000	1,595
Cash dividends	$1,100,000	1,217
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,826,000	2,006
2018-03-31 (YTD Data)		Rank
Total interest income	$5,436,000	1,306
Total interest expense	$533,000	1,628
Net interest income	$4,903,000	1,255
Provision for loan and lease losses	$25,000	2,657
Total noninterest income	$2,686,000	642
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$393,000	786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,293,000	527
Total noninterest expense	$6,439,000	862
Salaries and employee benefits	$3,756,000	841
Premises and equipment expense	$704,000	894
Additional noninterest expense	$1,979,000	823
Pre-tax net operating income	$1,125,000	1,878
Securities gains (losses)	$0	735
Applicable income taxes	$231,000	1,439
Income before extraordinary items	$894,000	1,998
Extraordinary gains, net	$0	7
Net income	$894,000	1,997
Minority interest net income	$0	52
Net income of bank and minority interests.	$894,000	1,998
Net charge-offs	$-32,000	5,120
Cash dividends	$1,100,000	657
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$894,000	1,988
2017-12-31 (YTD Data)		Rank
Total interest income	$17,461,000	1,531
Total interest expense	$1,249,000	2,184
Net interest income	$16,212,000	1,441
Provision for loan and lease losses	$7,000	4,132
Total noninterest income	$9,355,000	720
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,591,000	781
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,764,000	616
Total noninterest expense	$20,384,000	1,040
Salaries and employee benefits	$11,906,000	1,004
Premises and equipment expense	$2,158,000	1,086
Additional noninterest expense	$6,320,000	1,027
Pre-tax net operating income	$5,176,000	1,662
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,642,000	831
Income before extraordinary items	$1,534,000	3,101
Extraordinary gains, net	$0	9
Net income	$1,534,000	3,099
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,534,000	3,101
Net charge-offs	$195,000	1,857
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,534,000	3,074
2017-09-30 (YTD Data)		Rank
Total interest income	$12,837,000	1,562
Total interest expense	$888,000	2,244
Net interest income	$11,949,000	1,470
Provision for loan and lease losses	$3,000	4,044
Total noninterest income	$7,187,000	713
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,173,000	796
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,014,000	604
Total noninterest expense	$15,180,000	1,046
Salaries and employee benefits	$8,817,000	1,019
Premises and equipment expense	$1,619,000	1,103
Additional noninterest expense	$4,744,000	1,020
Pre-tax net operating income	$3,953,000	1,654
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,326,000	1,220
Income before extraordinary items	$2,627,000	1,951
Extraordinary gains, net	$0	9
Net income	$2,627,000	1,951
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,627,000	1,951
Net charge-offs	$87,000	2,046
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,627,000	1,924
2017-06-30 (YTD Data)		Rank
Total interest income	$8,254,000	1,596
Total interest expense	$545,000	2,342
Net interest income	$7,709,000	1,507
Provision for loan and lease losses	$231,000	1,454
Total noninterest income	$5,019,000	697
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$708,000	858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,311,000	575
Total noninterest expense	$9,966,000	1,065
Salaries and employee benefits	$5,743,000	1,043
Premises and equipment expense	$1,076,000	1,106
Additional noninterest expense	$3,147,000	1,031
Pre-tax net operating income	$2,531,000	1,684
Securities gains (losses)	$0	1,906
Applicable income taxes	$843,000	1,232
Income before extraordinary items	$1,688,000	1,964
Extraordinary gains, net	$0	11
Net income	$1,688,000	1,964
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,688,000	1,964
Net charge-offs	$8,000	2,974
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,688,000	1,938
2017-03-31 (YTD Data)		Rank
Total interest income	$3,937,000	1,656
Total interest expense	$245,000	2,490
Net interest income	$3,692,000	1,554
Provision for loan and lease losses	$154,000	1,096
Total noninterest income	$2,759,000	635
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$346,000	878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,413,000	521
Total noninterest expense	$5,072,000	1,061
Salaries and employee benefits	$2,835,000	1,069
Premises and equipment expense	$523,000	1,144
Additional noninterest expense	$1,714,000	943
Pre-tax net operating income	$1,225,000	1,695
Securities gains (losses)	$0	1,153
Applicable income taxes	$401,000	1,239
Income before extraordinary items	$824,000	1,934
Extraordinary gains, net	$0	8
Net income	$824,000	1,934
Minority interest net income	$0	55
Net income of bank and minority interests.	$824,000	1,934
Net charge-offs	$14,000	2,073
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$824,000	1,910
2016-12-31 (YTD Data)		Rank
Total interest income	$15,475,000	1,630
Total interest expense	$730,000	2,965
Net interest income	$14,745,000	1,520
Provision for loan and lease losses	$9,000	4,211
Total noninterest income	$10,597,000	661
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,386,000	908
Trading account gains and fees	$0	170
Additional Noninterest Income	$9,211,000	538
Total noninterest expense	$19,689,000	1,066
Salaries and employee benefits	$11,271,000	1,042
Premises and equipment expense	$2,097,000	1,130
Additional noninterest expense	$6,321,000	1,038
Pre-tax net operating income	$5,644,000	1,477
Securities gains (losses)	$13,000	2,562
Applicable income taxes	$1,915,000	1,084
Income before extraordinary items	$3,742,000	1,745
Extraordinary gains, net	$0	5
Net income	$3,742,000	1,744
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,742,000	1,744
Net charge-offs	$55,000	3,070
Cash dividends	$6,000,000	561
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,733,420	1,706
2016-09-30 (YTD Data)		Rank
Total interest income	$11,576,000	1,636
Total interest expense	$511,000	3,098
Net interest income	$11,065,000	1,515
Provision for loan and lease losses	$14,000	3,951
Total noninterest income	$7,827,000	674
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,028,000	913
Trading account gains and fees	$0	169
Additional Noninterest Income	$6,799,000	556
Total noninterest expense	$14,541,000	1,081
Salaries and employee benefits	$8,117,000	1,081
Premises and equipment expense	$1,580,000	1,124
Additional noninterest expense	$4,844,000	1,015
Pre-tax net operating income	$4,337,000	1,465
Securities gains (losses)	$13,000	2,496
Applicable income taxes	$1,476,000	1,088
Income before extraordinary items	$2,874,000	1,745
Extraordinary gains, net	$0	5
Net income	$2,874,000	1,745
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,874,000	1,745
Net charge-offs	$-8,000	4,864
Cash dividends	$6,000,000	431
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,865,420	1,701
2016-06-30 (YTD Data)		Rank
Total interest income	$7,670,000	1,652
Total interest expense	$321,000	3,208
Net interest income	$7,349,000	1,527
Provision for loan and lease losses	$7,000	3,857
Total noninterest income	$4,448,000	752
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$673,000	916
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,775,000	615
Total noninterest expense	$9,327,000	1,113
Salaries and employee benefits	$5,176,000	1,117
Premises and equipment expense	$1,028,000	1,156
Additional noninterest expense	$3,123,000	1,054
Pre-tax net operating income	$2,463,000	1,655
Securities gains (losses)	$0	2,835
Applicable income taxes	$830,000	1,220
Income before extraordinary items	$1,633,000	1,965
Extraordinary gains, net	$0	16
Net income	$1,633,000	1,965
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,633,000	1,965
Net charge-offs	$42,000	2,277
Cash dividends	$5,500,000	334
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,633,000	1,908
2016-03-31 (YTD Data)		Rank
Total interest income	$3,728,000	1,710
Total interest expense	$154,000	3,323
Net interest income	$3,574,000	1,573
Provision for loan and lease losses	$-2,000	5,862
Total noninterest income	$1,845,000	842
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$333,000	923
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,512,000	708
Total noninterest expense	$4,514,000	1,156
Salaries and employee benefits	$2,482,000	1,168
Premises and equipment expense	$501,000	1,189
Additional noninterest expense	$1,531,000	1,071
Pre-tax net operating income	$907,000	2,064
Securities gains (losses)	$0	2,077
Applicable income taxes	$306,000	1,458
Income before extraordinary items	$601,000	2,444
Extraordinary gains, net	$0	12
Net income	$601,000	2,444
Minority interest net income	$0	62
Net income of bank and minority interests.	$601,000	2,444
Net charge-offs	$-18,000	5,431
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$601,000	2,395
2015-12-31 (YTD Data)		Rank
Total interest income	$15,099,000	1,651
Total interest expense	$612,000	3,352
Net interest income	$14,487,000	1,525
Provision for loan and lease losses	$779,000	992
Total noninterest income	$7,762,000	818
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,431,000	892
Trading account gains and fees	$0	159
Additional Noninterest Income	$6,331,000	680
Total noninterest expense	$18,619,000	1,093
Salaries and employee benefits	$9,748,000	1,156
Premises and equipment expense	$2,082,000	1,138
Additional noninterest expense	$6,789,000	970
Pre-tax net operating income	$2,851,000	2,408
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$-5,579,000	6,152
Income before extraordinary items	$8,440,000	846
Extraordinary gains, net	$0	23
Net income	$8,440,000	848
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,440,000	846
Net charge-offs	$1,087,000	638
Cash dividends	$3,891,000	805
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$8,430,000	830
2015-09-30 (YTD Data)		Rank
Total interest income	$11,328,000	1,662
Total interest expense	$460,000	3,386
Net interest income	$10,868,000	1,533
Provision for loan and lease losses	$191,000	2,006
Total noninterest income	$4,872,000	944
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,070,000	897
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,802,000	827
Total noninterest expense	$13,752,000	1,112
Salaries and employee benefits	$7,191,000	1,178
Premises and equipment expense	$1,514,000	1,192
Additional noninterest expense	$5,047,000	977
Pre-tax net operating income	$1,797,000	2,756
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$-5,926,000	6,256
Income before extraordinary items	$7,733,000	712
Extraordinary gains, net	$0	21
Net income	$7,733,000	710
Minority interest net income	$0	78
Net income of bank and minority interests.	$7,733,000	712
Net charge-offs	$534,000	820
Cash dividends	$3,162,000	679
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,723,000	696
2015-06-30 (YTD Data)		Rank
Total interest income	$7,480,000	1,685
Total interest expense	$327,000	3,273
Net interest income	$7,153,000	1,557
Provision for loan and lease losses	$161,000	1,709
Total noninterest income	$2,850,000	1,037
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$696,000	906
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,154,000	916
Total noninterest expense	$9,132,000	1,118
Salaries and employee benefits	$4,731,000	1,192
Premises and equipment expense	$1,001,000	1,201
Additional noninterest expense	$3,400,000	965
Pre-tax net operating income	$710,000	3,631
Securities gains (losses)	$10,000	2,017
Applicable income taxes	$-6,285,000	6,338
Income before extraordinary items	$7,005,000	544
Extraordinary gains, net	$0	22
Net income	$7,005,000	541
Minority interest net income	$0	75
Net income of bank and minority interests.	$7,005,000	544
Net charge-offs	$607,000	544
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$6,995,000	533
2015-03-31 (YTD Data)		Rank
Total interest income	$3,704,000	1,695
Total interest expense	$185,000	3,049
Net interest income	$3,519,000	1,569
Provision for loan and lease losses	$77,000	1,667
Total noninterest income	$1,138,000	1,181
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$361,000	856
Trading account gains and fees	$0	152
Additional Noninterest Income	$777,000	1,117
Total noninterest expense	$3,974,000	1,263
Salaries and employee benefits	$2,100,000	1,320
Premises and equipment expense	$481,000	1,257
Additional noninterest expense	$1,393,000	1,142
Pre-tax net operating income	$606,000	2,669
Securities gains (losses)	$0	2,027
Applicable income taxes	$22,000	3,485
Income before extraordinary items	$584,000	2,438
Extraordinary gains, net	$0	13
Net income	$584,000	2,441
Minority interest net income	$0	64
Net income of bank and minority interests.	$584,000	2,440
Net charge-offs	$318,000	515
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$584,000	2,374
2014-12-31 (YTD Data)		Rank
Total interest income	$15,173,000	1,650
Total interest expense	$913,000	2,756
Net interest income	$14,260,000	1,556
Provision for loan and lease losses	$706,000	1,127
Total noninterest income	$4,623,000	1,164
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,625,000	827
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,998,000	1,099
Total noninterest expense	$16,035,000	1,241
Salaries and employee benefits	$7,318,000	1,430
Premises and equipment expense	$1,993,000	1,200
Additional noninterest expense	$6,724,000	973
Pre-tax net operating income	$2,142,000	2,867
Securities gains (losses)	$5,000	2,877
Applicable income taxes	$-2,820,000	6,462
Income before extraordinary items	$4,967,000	1,321
Extraordinary gains, net	$0	17
Net income	$4,967,000	1,320
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,967,000	1,320
Net charge-offs	$598,000	1,303
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,962,000	1,288
2014-09-30 (YTD Data)		Rank
Total interest income	$11,122,000	1,695
Total interest expense	$722,000	2,677
Net interest income	$10,400,000	1,594
Provision for loan and lease losses	$98,000	2,832
Total noninterest income	$3,512,000	1,148
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,204,000	842
Trading account gains and fees	$0	174
Additional Noninterest Income	$2,308,000	1,083
Total noninterest expense	$12,152,000	1,234
Salaries and employee benefits	$5,396,000	1,460
Premises and equipment expense	$1,483,000	1,216
Additional noninterest expense	$5,273,000	919
Pre-tax net operating income	$1,662,000	2,852
Securities gains (losses)	$5,000	2,558
Applicable income taxes	$-2,971,000	6,565
Income before extraordinary items	$4,638,000	1,079
Extraordinary gains, net	$0	15
Net income	$4,638,000	1,078
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,638,000	1,078
Net charge-offs	$92,000	2,764
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,633,000	1,055
2014-06-30 (YTD Data)		Rank
Total interest income	$7,303,000	1,710
Total interest expense	$523,000	2,559
Net interest income	$6,780,000	1,622
Provision for loan and lease losses	$46,000	3,103
Total noninterest income	$2,188,000	1,200
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$783,000	853
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,405,000	1,148
Total noninterest expense	$8,000,000	1,254
Salaries and employee benefits	$3,654,000	1,433
Premises and equipment expense	$992,000	1,229
Additional noninterest expense	$3,354,000	962
Pre-tax net operating income	$922,000	3,107
Securities gains (losses)	$5,000	2,165
Applicable income taxes	$0	4,568
Income before extraordinary items	$927,000	2,799
Extraordinary gains, net	$0	20
Net income	$927,000	2,803
Minority interest net income	$0	80
Net income of bank and minority interests.	$927,000	2,803
Net charge-offs	$84,000	2,359
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$922,000	2,760
2014-03-31 (YTD Data)		Rank
Total interest income	$3,628,000	1,714
Total interest expense	$304,000	2,323
Net interest income	$3,324,000	1,647
Provision for loan and lease losses	$0	3,817
Total noninterest income	$1,082,000	1,168
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$384,000	850
Trading account gains and fees	$0	147
Additional Noninterest Income	$698,000	1,126
Total noninterest expense	$3,986,000	1,269
Salaries and employee benefits	$1,813,000	1,453
Premises and equipment expense	$471,000	1,309
Additional noninterest expense	$1,702,000	941
Pre-tax net operating income	$420,000	3,218
Securities gains (losses)	$5,000	1,340
Applicable income taxes	$0	4,445
Income before extraordinary items	$425,000	2,885
Extraordinary gains, net	$0	16
Net income	$425,000	2,888
Minority interest net income	$0	66
Net income of bank and minority interests.	$425,000	2,888
Net charge-offs	$91,000	1,438
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$420,000	2,864
2013-12-31 (YTD Data)		Rank
Total interest income	$14,814,000	1,685
Total interest expense	$2,230,000	1,527
Net interest income	$12,584,000	1,711
Provision for loan and lease losses	$610,000	1,615
Total noninterest income	$-328,000	6,752
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,665,000	829
Trading account gains and fees	$0	184
Additional Noninterest Income	$-1,993,000	6,798
Total noninterest expense	$17,587,000	1,163
Salaries and employee benefits	$7,732,000	1,370
Premises and equipment expense	$1,913,000	1,233
Additional noninterest expense	$7,942,000	854
Pre-tax net operating income	$-5,941,000	6,767
Securities gains (losses)	$34,000	2,048
Applicable income taxes	$1,397,000	1,175
Income before extraordinary items	$-7,304,000	6,776
Extraordinary gains, net	$0	29
Net income	$-7,304,000	6,777
Minority interest net income	$0	90
Net income of bank and minority interests.	$-7,304,000	6,777
Net charge-offs	$1,884,000	786
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$-7,338,000	6,773
2013-09-30 (YTD Data)		Rank
Total interest income	$11,196,000	1,679
Total interest expense	$1,868,000	1,411
Net interest income	$9,328,000	1,729
Provision for loan and lease losses	$610,000	1,305
Total noninterest income	$1,567,000	2,145
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,253,000	833
Trading account gains and fees	$0	180
Additional Noninterest Income	$314,000	3,678
Total noninterest expense	$12,623,000	1,215
Salaries and employee benefits	$5,845,000	1,360
Premises and equipment expense	$1,414,000	1,259
Additional noninterest expense	$5,364,000	949
Pre-tax net operating income	$-2,338,000	6,808
Securities gains (losses)	$34,000	1,913
Applicable income taxes	$0	4,713
Income before extraordinary items	$-2,304,000	6,807
Extraordinary gains, net	$0	25
Net income	$-2,304,000	6,808
Minority interest net income	$0	84
Net income of bank and minority interests.	$-2,304,000	6,808
Net charge-offs	$1,878,000	623
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-2,338,000	6,805
2013-06-30 (YTD Data)		Rank
Total interest income	$7,614,000	1,651
Total interest expense	$1,377,000	1,298
Net interest income	$6,237,000	1,712
Provision for loan and lease losses	$0	4,788
Total noninterest income	$1,899,000	1,398
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$817,000	835
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,082,000	1,496
Total noninterest expense	$8,100,000	1,250
Salaries and employee benefits	$3,906,000	1,360
Premises and equipment expense	$915,000	1,308
Additional noninterest expense	$3,279,000	1,023
Pre-tax net operating income	$36,000	6,148
Securities gains (losses)	$34,000	1,755
Applicable income taxes	$0	4,679
Income before extraordinary items	$70,000	6,022
Extraordinary gains, net	$0	22
Net income	$70,000	6,023
Minority interest net income	$0	82
Net income of bank and minority interests.	$70,000	6,024
Net charge-offs	$627,000	1,070
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$36,000	6,137
2013-03-31 (YTD Data)		Rank
Total interest income	$3,873,000	1,633
Total interest expense	$744,000	1,237
Net interest income	$3,129,000	1,719
Provision for loan and lease losses	$0	4,409
Total noninterest income	$1,068,000	1,305
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$413,000	820
Trading account gains and fees	$0	148
Additional Noninterest Income	$655,000	1,305
Total noninterest expense	$4,038,000	1,259
Salaries and employee benefits	$1,929,000	1,382
Premises and equipment expense	$446,000	1,368
Additional noninterest expense	$1,663,000	1,013
Pre-tax net operating income	$159,000	4,793
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$159,000	4,650
Extraordinary gains, net	$0	10
Net income	$159,000	4,651
Minority interest net income	$0	76
Net income of bank and minority interests.	$159,000	4,652
Net charge-offs	$-31,000	6,578
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$159,000	4,548
2012-12-31 (YTD Data)		Rank
Total interest income	$18,927,000	1,402
Total interest expense	$4,243,000	1,070
Net interest income	$14,684,000	1,491
Provision for loan and lease losses	$1,946,000	1,087
Total noninterest income	$3,634,000	1,422
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,842,000	774
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,792,000	1,650
Total noninterest expense	$17,850,000	1,124
Salaries and employee benefits	$8,141,000	1,276
Premises and equipment expense	$1,941,000	1,216
Additional noninterest expense	$7,768,000	894
Pre-tax net operating income	$-1,478,000	6,743
Securities gains (losses)	$1,806,000	304
Applicable income taxes	$7,000	4,456
Income before extraordinary items	$321,000	5,416
Extraordinary gains, net	$0	29
Net income	$321,000	5,413
Minority interest net income	$0	93
Net income of bank and minority interests.	$321,000	5,414
Net charge-offs	$5,522,000	535
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$-1,448,880	6,753
2012-09-30 (YTD Data)		Rank
Total interest income	$14,747,000	1,385
Total interest expense	$3,383,000	1,052
Net interest income	$11,364,000	1,463
Provision for loan and lease losses	$951,000	1,487
Total noninterest income	$2,718,000	1,410
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,302,000	809
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,416,000	1,579
Total noninterest expense	$13,851,000	1,080
Salaries and employee benefits	$6,109,000	1,279
Premises and equipment expense	$1,479,000	1,206
Additional noninterest expense	$6,263,000	838
Pre-tax net operating income	$-720,000	6,762
Securities gains (losses)	$1,806,000	227
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,086,000	3,271
Extraordinary gains, net	$0	20
Net income	$1,086,000	3,273
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,086,000	3,272
Net charge-offs	$4,353,000	516
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$-720,000	6,783
2012-06-30 (YTD Data)		Rank
Total interest income	$9,925,000	1,378
Total interest expense	$2,403,000	1,024
Net interest income	$7,522,000	1,487
Provision for loan and lease losses	$600,000	1,572
Total noninterest income	$1,641,000	1,523
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$851,000	816
Trading account gains and fees	$0	153
Additional Noninterest Income	$790,000	1,769
Total noninterest expense	$8,769,000	1,136
Salaries and employee benefits	$4,133,000	1,261
Premises and equipment expense	$996,000	1,194
Additional noninterest expense	$3,640,000	957
Pre-tax net operating income	$-206,000	6,636
Securities gains (losses)	$508,000	535
Applicable income taxes	$0	4,770
Income before extraordinary items	$302,000	4,804
Extraordinary gains, net	$0	19
Net income	$302,000	4,807
Minority interest net income	$0	84
Net income of bank and minority interests.	$302,000	4,807
Net charge-offs	$3,101,000	503
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$-206,000	6,651
2012-03-31 (YTD Data)		Rank
Total interest income	$5,119,000	1,347
Total interest expense	$1,274,000	994
Net interest income	$3,845,000	1,443
Provision for loan and lease losses	$600,000	917
Total noninterest income	$1,000,000	1,324
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$405,000	856
Trading account gains and fees	$0	148
Additional Noninterest Income	$595,000	1,336
Total noninterest expense	$4,324,000	1,154
Salaries and employee benefits	$2,086,000	1,251
Premises and equipment expense	$516,000	1,163
Additional noninterest expense	$1,722,000	998
Pre-tax net operating income	$-79,000	6,683
Securities gains (losses)	$161,000	690
Applicable income taxes	$0	4,704
Income before extraordinary items	$82,000	5,581
Extraordinary gains, net	$0	19
Net income	$82,000	5,581
Minority interest net income	$0	78
Net income of bank and minority interests.	$82,000	5,581
Net charge-offs	$2,594,000	331
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$-79,000	6,708
2011-12-31 (YTD Data)		Rank
Total interest income	$23,302,000	1,228
Total interest expense	$6,475,000	940
Net interest income	$16,827,000	1,315
Provision for loan and lease losses	$5,403,000	736
Total noninterest income	$3,043,000	1,485
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,822,000	809
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,221,000	1,883
Total noninterest expense	$19,072,000	1,030
Salaries and employee benefits	$8,728,000	1,135
Premises and equipment expense	$2,280,000	1,096
Additional noninterest expense	$8,064,000	886
Pre-tax net operating income	$-4,605,000	7,033
Securities gains (losses)	$615,000	681
Applicable income taxes	$4,635,000	433
Income before extraordinary items	$-8,625,000	7,185
Extraordinary gains, net	$0	29
Net income	$-8,625,000	7,185
Minority interest net income	$0	96
Net income of bank and minority interests.	$-8,625,000	7,185
Net charge-offs	$3,931,000	988
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$-9,240,000	7,190
2011-09-30 (YTD Data)		Rank
Total interest income	$17,787,000	1,221
Total interest expense	$5,071,000	939
Net interest income	$12,716,000	1,317
Provision for loan and lease losses	$3,561,000	809
Total noninterest income	$2,061,000	1,580
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,373,000	808
Trading account gains and fees	$0	145
Additional Noninterest Income	$688,000	2,235
Total noninterest expense	$14,749,000	1,006
Salaries and employee benefits	$6,686,000	1,108
Premises and equipment expense	$1,721,000	1,101
Additional noninterest expense	$6,342,000	841
Pre-tax net operating income	$-3,533,000	7,145
Securities gains (losses)	$615,000	550
Applicable income taxes	$4,635,000	360
Income before extraordinary items	$-7,553,000	7,312
Extraordinary gains, net	$0	21
Net income	$-7,553,000	7,312
Minority interest net income	$0	87
Net income of bank and minority interests.	$-7,553,000	7,312
Net charge-offs	$3,409,000	855
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$-8,168,000	7,313
2011-06-30 (YTD Data)		Rank
Total interest income	$11,892,000	1,224
Total interest expense	$3,534,000	924
Net interest income	$8,358,000	1,330
Provision for loan and lease losses	$524,000	2,258
Total noninterest income	$1,171,000	1,786
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$893,000	818
Trading account gains and fees	$0	153
Additional Noninterest Income	$278,000	2,990
Total noninterest expense	$9,488,000	1,059
Salaries and employee benefits	$4,450,000	1,127
Premises and equipment expense	$1,137,000	1,120
Additional noninterest expense	$3,901,000	929
Pre-tax net operating income	$-483,000	6,781
Securities gains (losses)	$581,000	316
Applicable income taxes	$-365,000	7,293
Income before extraordinary items	$463,000	3,727
Extraordinary gains, net	$0	15
Net income	$463,000	3,728
Minority interest net income	$0	89
Net income of bank and minority interests.	$463,000	3,729
Net charge-offs	$2,099,000	895
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$-118,000	6,494
2011-03-31 (YTD Data)		Rank
Total interest income	$5,963,000	1,231
Total interest expense	$1,844,000	923
Net interest income	$4,119,000	1,354
Provision for loan and lease losses	$241,000	2,210
Total noninterest income	$899,000	1,312
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$446,000	807
Trading account gains and fees	$0	158
Additional Noninterest Income	$453,000	1,442
Total noninterest expense	$4,966,000	1,003
Salaries and employee benefits	$2,302,000	1,099
Premises and equipment expense	$578,000	1,136
Additional noninterest expense	$2,086,000	857
Pre-tax net operating income	$-189,000	6,813
Securities gains (losses)	$45,000	796
Applicable income taxes	$-262,000	7,410
Income before extraordinary items	$118,000	4,795
Extraordinary gains, net	$0	9
Net income	$118,000	4,793
Minority interest net income	$0	86
Net income of bank and minority interests.	$118,000	4,795
Net charge-offs	$814,000	981
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$89,200	5,101
2010-12-31 (YTD Data)		Rank
Total interest income	$28,058,000	1,105
Total interest expense	$11,035,000	727
Net interest income	$17,023,000	1,321
Provision for loan and lease losses	$3,541,000	1,449
Total noninterest income	$4,528,000	1,165
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,837,000	823
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,691,000	1,140
Total noninterest expense	$19,475,000	1,023
Salaries and employee benefits	$9,176,000	1,073
Premises and equipment expense	$2,332,000	1,116
Additional noninterest expense	$7,967,000	923
Pre-tax net operating income	$-1,465,000	6,646
Securities gains (losses)	$803,000	594
Applicable income taxes	$-1,236,000	7,358
Income before extraordinary items	$574,000	4,124
Extraordinary gains, net	$0	29
Net income	$574,000	4,123
Minority interest net income	$0	111
Net income of bank and minority interests.	$574,000	4,124
Net charge-offs	$6,693,000	819
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$60,080	5,623
2010-09-30 (YTD Data)		Rank
Total interest income	$21,536,000	1,094
Total interest expense	$8,811,000	709
Net interest income	$12,725,000	1,333
Provision for loan and lease losses	$3,542,000	1,134
Total noninterest income	$3,501,000	1,127
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,378,000	852
Trading account gains and fees	$0	165
Additional Noninterest Income	$2,123,000	1,070
Total noninterest expense	$14,341,000	1,021
Salaries and employee benefits	$6,873,000	1,075
Premises and equipment expense	$1,769,000	1,116
Additional noninterest expense	$5,699,000	939
Pre-tax net operating income	$-1,657,000	6,994
Securities gains (losses)	$803,000	496
Applicable income taxes	$-1,045,000	7,507
Income before extraordinary items	$191,000	5,333
Extraordinary gains, net	$0	23
Net income	$191,000	5,335
Minority interest net income	$0	110
Net income of bank and minority interests.	$191,000	5,336
Net charge-offs	$6,145,000	676
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-322,920	6,464
2010-06-30 (YTD Data)		Rank
Total interest income	$14,677,000	1,074
Total interest expense	$6,100,000	705
Net interest income	$8,577,000	1,327
Provision for loan and lease losses	$2,066,000	1,248
Total noninterest income	$2,458,000	1,059
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$912,000	858
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,546,000	957
Total noninterest expense	$9,221,000	1,070
Salaries and employee benefits	$4,534,000	1,084
Premises and equipment expense	$1,180,000	1,120
Additional noninterest expense	$3,507,000	1,012
Pre-tax net operating income	$-252,000	6,506
Securities gains (losses)	$2,000	2,979
Applicable income taxes	$-588,000	7,507
Income before extraordinary items	$338,000	4,079
Extraordinary gains, net	$0	19
Net income	$338,000	4,079
Minority interest net income	$0	105
Net income of bank and minority interests.	$338,000	4,078
Net charge-offs	$4,440,000	623
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$336,720	3,969
2010-03-31 (YTD Data)		Rank
Total interest income	$7,532,000	1,061
Total interest expense	$3,109,000	725
Net interest income	$4,423,000	1,304
Provision for loan and lease losses	$186,000	3,096
Total noninterest income	$1,255,000	1,011
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$468,000	831
Trading account gains and fees	$0	175
Additional Noninterest Income	$787,000	939
Total noninterest expense	$4,873,000	1,018
Salaries and employee benefits	$2,347,000	1,047
Premises and equipment expense	$591,000	1,152
Additional noninterest expense	$1,935,000	921
Pre-tax net operating income	$619,000	2,051
Securities gains (losses)	$2,000	2,064
Applicable income taxes	$-15,000	7,153
Income before extraordinary items	$636,000	1,735
Extraordinary gains, net	$0	16
Net income	$636,000	1,734
Minority interest net income	$0	91
Net income of bank and minority interests.	$636,000	1,736
Net charge-offs	$2,884,000	498
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$634,000	1,668
2009-12-31 (YTD Data)		Rank
Total interest income	$32,118,000	1,062
Total interest expense	$14,997,000	770
Net interest income	$17,121,000	1,304
Provision for loan and lease losses	$14,023,000	647
Total noninterest income	$5,821,000	973
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,969,000	874
Trading account gains and fees	$0	211
Additional Noninterest Income	$3,852,000	876
Total noninterest expense	$20,123,000	1,040
Salaries and employee benefits	$10,199,000	959
Premises and equipment expense	$2,108,000	1,292
Additional noninterest expense	$7,816,000	1,007
Pre-tax net operating income	$-11,204,000	7,529
Securities gains (losses)	$1,877,000	289
Applicable income taxes	$-3,959,000	7,693
Income before extraordinary items	$-5,368,000	7,295
Extraordinary gains, net	$0	34
Net income	$-5,368,000	7,295
Minority interest net income	$0	115
Net income of bank and minority interests.	$-5,368,000	7,295
Net charge-offs	$12,824,000	563
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-6,569,280	7,412
2009-09-30 (YTD Data)		Rank
Total interest income	$24,776,000	1,048
Total interest expense	$11,357,000	813
Net interest income	$13,419,000	1,253
Provision for loan and lease losses	$8,122,000	742
Total noninterest income	$4,553,000	949
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,430,000	903
Trading account gains and fees	$0	212
Additional Noninterest Income	$3,123,000	832
Total noninterest expense	$14,239,000	1,091
Salaries and employee benefits	$7,748,000	962
Premises and equipment expense	$1,483,000	1,386
Additional noninterest expense	$5,008,000	1,121
Pre-tax net operating income	$-4,389,000	7,453
Securities gains (losses)	$1,875,000	227
Applicable income taxes	$-1,464,000	7,657
Income before extraordinary items	$-1,050,000	6,771
Extraordinary gains, net	$0	27
Net income	$-1,050,000	6,772
Minority interest net income	$0	118
Net income of bank and minority interests.	$-1,050,000	6,772
Net charge-offs	$8,510,000	572
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-2,250,000	7,227
2009-06-30 (YTD Data)		Rank
Total interest income	$15,650,000	1,147
Total interest expense	$7,395,000	879
Net interest income	$8,255,000	1,349
Provision for loan and lease losses	$4,856,000	751
Total noninterest income	$2,986,000	970
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$935,000	908
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,051,000	869
Total noninterest expense	$9,249,000	1,135
Salaries and employee benefits	$5,409,000	944
Premises and equipment expense	$952,000	1,475
Additional noninterest expense	$2,888,000	1,290
Pre-tax net operating income	$-2,864,000	7,550
Securities gains (losses)	$1,029,000	279
Applicable income taxes	$-991,000	7,750
Income before extraordinary items	$-844,000	7,051
Extraordinary gains, net	$0	21
Net income	$-844,000	7,051
Minority interest net income	$0	112
Net income of bank and minority interests.	$-844,000	7,051
Net charge-offs	$5,539,000	549
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,502,560	7,331
2009-03-31 (YTD Data)		Rank
Total interest income	$7,818,000	1,159
Total interest expense	$3,552,000	965
Net interest income	$4,266,000	1,301
Provision for loan and lease losses	$1,300,000	1,004
Total noninterest income	$1,705,000	836
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$461,000	893
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,244,000	710
Total noninterest expense	$4,579,000	1,093
Salaries and employee benefits	$2,755,000	934
Premises and equipment expense	$432,000	1,638
Additional noninterest expense	$1,392,000	1,193
Pre-tax net operating income	$92,000	5,112
Securities gains (losses)	$0	2,434
Applicable income taxes	$-103,000	7,559
Income before extraordinary items	$195,000	3,909
Extraordinary gains, net	$0	15
Net income	$195,000	3,911
Minority interest net income	$0	102
Net income of bank and minority interests.	$195,000	3,911
Net charge-offs	$2,193,000	578
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$195,000	3,755
2008-12-31 (YTD Data)		Rank
Total interest income	$36,223,000	1,048
Total interest expense	$16,790,000	949
Net interest income	$19,433,000	1,132
Provision for loan and lease losses	$4,935,000	1,010
Total noninterest income	$5,008,000	1,049
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$2,019,000	870
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,989,000	968
Total noninterest expense	$18,293,000	1,078
Salaries and employee benefits	$10,044,000	993
Premises and equipment expense	$2,743,000	1,012
Additional noninterest expense	$5,506,000	1,161
Pre-tax net operating income	$1,213,000	3,396
Securities gains (losses)	$0	3,220
Applicable income taxes	$-117,000	7,113
Income before extraordinary items	$1,330,000	2,735
Extraordinary gains, net	$0	39
Net income	$1,330,000	2,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,982,000	1,296
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,330,000	2,873
2008-09-30 (YTD Data)		Rank
Total interest income	$28,154,000	1,034
Total interest expense	$13,092,000	948
Net interest income	$15,062,000	1,101
Provision for loan and lease losses	$1,757,000	1,291
Total noninterest income	$3,892,000	1,069
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,478,000	897
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,414,000	963
Total noninterest expense	$13,540,000	1,086
Salaries and employee benefits	$8,181,000	944
Premises and equipment expense	$1,795,000	1,157
Additional noninterest expense	$3,564,000	1,281
Pre-tax net operating income	$3,657,000	1,343
Securities gains (losses)	$0	3,106
Applicable income taxes	$868,000	1,293
Income before extraordinary items	$2,789,000	1,336
Extraordinary gains, net	$0	31
Net income	$2,789,000	1,334
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$818,000	1,470
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,789,000	1,408
2008-06-30 (YTD Data)		Rank
Total interest income	$19,107,000	1,029
Total interest expense	$9,074,000	947
Net interest income	$10,033,000	1,091
Provision for loan and lease losses	$1,147,000	1,132
Total noninterest income	$2,701,000	1,042
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$930,000	945
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,771,000	919
Total noninterest expense	$9,163,000	1,069
Salaries and employee benefits	$5,649,000	913
Premises and equipment expense	$1,154,000	1,191
Additional noninterest expense	$2,360,000	1,261
Pre-tax net operating income	$2,424,000	1,422
Securities gains (losses)	$0	3,233
Applicable income taxes	$573,000	1,445
Income before extraordinary items	$1,851,000	1,482
Extraordinary gains, net	$0	21
Net income	$1,851,000	1,483
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$677,000	1,088
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,851,000	1,453
2008-03-31 (YTD Data)		Rank
Total interest income	$9,816,000	1,023
Total interest expense	$4,719,000	978
Net interest income	$5,097,000	1,065
Provision for loan and lease losses	$502,000	992
Total noninterest income	$1,331,000	1,055
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$437,000	992
Trading account gains and fees	$0	158
Additional Noninterest Income	$894,000	929
Total noninterest expense	$4,625,000	1,056
Salaries and employee benefits	$2,896,000	890
Premises and equipment expense	$553,000	1,239
Additional noninterest expense	$1,176,000	1,217
Pre-tax net operating income	$1,301,000	1,436
Securities gains (losses)	$0	2,688
Applicable income taxes	$317,000	1,421
Income before extraordinary items	$984,000	1,519
Extraordinary gains, net	$0	15
Net income	$984,000	1,522
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$233,000	1,155
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$984,000	1,456
2007-12-31 (YTD Data)		Rank
Total interest income	$37,523,000	1,131
Total interest expense	$17,929,000	1,103
Net interest income	$19,594,000	1,130
Provision for loan and lease losses	$1,643,000	979
Total noninterest income	$5,294,000	1,054
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,902,000	937
Trading account gains and fees	$0	178
Additional Noninterest Income	$3,392,000	922
Total noninterest expense	$18,614,000	1,003
Salaries and employee benefits	$10,510,000	950
Premises and equipment expense	$2,195,000	1,200
Additional noninterest expense	$5,909,000	957
Pre-tax net operating income	$4,631,000	1,753
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$1,521,000	1,409
Income before extraordinary items	$3,113,000	1,981
Extraordinary gains, net	$0	39
Net income	$3,113,000	1,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$374,000	2,014
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$3,110,990	1,967
2007-09-30 (YTD Data)		Rank
Total interest income	$27,427,000	1,158
Total interest expense	$13,312,000	1,111
Net interest income	$14,115,000	1,193
Provision for loan and lease losses	$869,000	1,015
Total noninterest income	$3,876,000	1,067
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,395,000	944
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,481,000	941
Total noninterest expense	$13,353,000	1,042
Salaries and employee benefits	$7,815,000	953
Premises and equipment expense	$1,587,000	1,249
Additional noninterest expense	$3,951,000	1,041
Pre-tax net operating income	$3,769,000	1,756
Securities gains (losses)	$3,000	1,317
Applicable income taxes	$1,156,000	1,485
Income before extraordinary items	$2,616,000	1,933
Extraordinary gains, net	$0	33
Net income	$2,616,000	1,931
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$135,000	2,453
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,613,930	1,921
2007-06-30 (YTD Data)		Rank
Total interest income	$17,725,000	1,205
Total interest expense	$8,421,000	1,181
Net interest income	$9,304,000	1,229
Provision for loan and lease losses	$461,000	1,096
Total noninterest income	$2,611,000	1,081
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$908,000	977
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,703,000	962
Total noninterest expense	$8,816,000	1,071
Salaries and employee benefits	$5,160,000	976
Premises and equipment expense	$1,076,000	1,244
Additional noninterest expense	$2,580,000	1,076
Pre-tax net operating income	$2,638,000	1,733
Securities gains (losses)	$3,000	1,133
Applicable income taxes	$746,000	1,574
Income before extraordinary items	$1,895,000	1,825
Extraordinary gains, net	$0	29
Net income	$1,895,000	1,825
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,892,840	1,813
2007-03-31 (YTD Data)		Rank
Total interest income	$8,416,000	1,258
Total interest expense	$3,896,000	1,271
Net interest income	$4,520,000	1,265
Provision for loan and lease losses	$135,000	1,618
Total noninterest income	$1,192,000	1,143
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$443,000	975
Trading account gains and fees	$0	195
Additional Noninterest Income	$749,000	1,032
Total noninterest expense	$4,436,000	1,061
Salaries and employee benefits	$2,572,000	988
Premises and equipment expense	$528,000	1,277
Additional noninterest expense	$1,336,000	1,028
Pre-tax net operating income	$1,141,000	1,948
Securities gains (losses)	$1,000	1,055
Applicable income taxes	$302,000	1,844
Income before extraordinary items	$840,000	1,976
Extraordinary gains, net	$0	22
Net income	$840,000	1,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$839,260	1,971
2006-12-31 (YTD Data)		Rank
Total interest income	$31,698,000	1,237
Total interest expense	$13,685,000	1,232
Net interest income	$18,013,000	1,254
Provision for loan and lease losses	$1,392,000	753
Total noninterest income	$4,756,000	1,138
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,692,000	1,043
Trading account gains and fees	$0	130
Additional Noninterest Income	$3,064,000	978
Total noninterest expense	$16,218,000	1,114
Salaries and employee benefits	$9,426,000	1,022
Premises and equipment expense	$1,858,000	1,386
Additional noninterest expense	$4,934,000	1,084
Pre-tax net operating income	$5,159,000	1,829
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,498,000	1,669
Income before extraordinary items	$3,661,000	1,934
Extraordinary gains, net	$0	51
Net income	$3,661,000	1,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$809,000	831
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$3,661,000	1,924
2006-09-30 (YTD Data)		Rank
Total interest income	$23,131,000	1,280
Total interest expense	$9,819,000	1,252
Net interest income	$13,312,000	1,293
Provision for loan and lease losses	$1,168,000	657
Total noninterest income	$3,590,000	1,137
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,226,000	1,091
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,364,000	977
Total noninterest expense	$11,929,000	1,143
Salaries and employee benefits	$6,828,000	1,074
Premises and equipment expense	$1,357,000	1,434
Additional noninterest expense	$3,744,000	1,083
Pre-tax net operating income	$3,805,000	1,927
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,242,000	1,609
Income before extraordinary items	$2,563,000	2,115
Extraordinary gains, net	$0	45
Net income	$2,563,000	2,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$626,000	675
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,563,000	2,100
2006-06-30 (YTD Data)		Rank
Total interest income	$14,651,000	1,316
Total interest expense	$6,014,000	1,300
Net interest income	$8,637,000	1,338
Provision for loan and lease losses	$691,000	723
Total noninterest income	$2,357,000	1,157
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$774,000	1,144
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,583,000	979
Total noninterest expense	$7,955,000	1,149
Salaries and employee benefits	$4,470,000	1,101
Premises and equipment expense	$921,000	1,409
Additional noninterest expense	$2,564,000	1,055
Pre-tax net operating income	$2,348,000	2,058
Securities gains (losses)	$0	1,185
Applicable income taxes	$761,000	1,735
Income before extraordinary items	$1,587,000	2,236
Extraordinary gains, net	$0	39
Net income	$1,587,000	2,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$278,000	883
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,587,000	2,224
2006-03-31 (YTD Data)		Rank
Total interest income	$7,024,000	1,343
Total interest expense	$2,888,000	1,289
Net interest income	$4,136,000	1,389
Provision for loan and lease losses	$250,000	918
Total noninterest income	$1,092,000	1,202
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$364,000	1,190
Trading account gains and fees	$0	115
Additional Noninterest Income	$728,000	1,015
Total noninterest expense	$3,999,000	1,132
Salaries and employee benefits	$2,227,000	1,113
Premises and equipment expense	$452,000	1,441
Additional noninterest expense	$1,320,000	1,012
Pre-tax net operating income	$979,000	2,313
Securities gains (losses)	$0	955
Applicable income taxes	$302,000	2,020
Income before extraordinary items	$677,000	2,510
Extraordinary gains, net	$0	21
Net income	$677,000	2,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	1,147
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$677,000	2,494
2005-12-31 (YTD Data)		Rank
Total interest income	$23,126,000	1,443
Total interest expense	$8,793,000	1,288
Net interest income	$14,333,000	1,531
Provision for loan and lease losses	$1,811,000	588
Total noninterest income	$3,242,000	1,511
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,357,000	1,303
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,885,000	1,413
Total noninterest expense	$12,666,000	1,357
Salaries and employee benefits	$7,137,000	1,301
Premises and equipment expense	$1,632,000	1,496
Additional noninterest expense	$3,897,000	1,314
Pre-tax net operating income	$3,098,000	2,684
Securities gains (losses)	$0	2,296
Applicable income taxes	$926,000	2,363
Income before extraordinary items	$2,172,000	2,883
Extraordinary gains, net	$0	46
Net income	$2,172,000	2,884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,150,000	604
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,172,000	2,850
2005-09-30 (YTD Data)		Rank
Total interest income	$16,483,000	1,476
Total interest expense	$6,186,000	1,293
Net interest income	$10,297,000	1,584
Provision for loan and lease losses	$1,017,000	746
Total noninterest income	$2,312,000	1,567
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,020,000	1,295
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,292,000	1,500
Total noninterest expense	$9,545,000	1,349
Salaries and employee benefits	$5,487,000	1,254
Premises and equipment expense	$1,167,000	1,549
Additional noninterest expense	$2,891,000	1,316
Pre-tax net operating income	$2,047,000	3,001
Securities gains (losses)	$0	2,317
Applicable income taxes	$613,000	2,597
Income before extraordinary items	$1,434,000	3,238
Extraordinary gains, net	$0	35
Net income	$1,434,000	3,239
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$402,000	1,012
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,434,000	3,202
2005-06-30 (YTD Data)		Rank
Total interest income	$10,253,000	1,550
Total interest expense	$3,800,000	1,325
Net interest income	$6,453,000	1,665
Provision for loan and lease losses	$566,000	876
Total noninterest income	$1,388,000	1,704
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$675,000	1,262
Trading account gains and fees	$0	116
Additional Noninterest Income	$713,000	1,728
Total noninterest expense	$6,092,000	1,396
Salaries and employee benefits	$3,579,000	1,279
Premises and equipment expense	$743,000	1,621
Additional noninterest expense	$1,770,000	1,410
Pre-tax net operating income	$1,183,000	3,284
Securities gains (losses)	$0	2,146
Applicable income taxes	$345,000	2,846
Income before extraordinary items	$838,000	3,526
Extraordinary gains, net	$0	30
Net income	$838,000	3,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	4,194
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$838,000	3,479
2005-03-31 (YTD Data)		Rank
Total interest income	$4,633,000	1,691
Total interest expense	$1,592,000	1,506
Net interest income	$3,041,000	1,757
Provision for loan and lease losses	$173,000	1,270
Total noninterest income	$606,000	1,863
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$329,000	1,244
Trading account gains and fees	$0	115
Additional Noninterest Income	$277,000	1,991
Total noninterest expense	$2,902,000	1,460
Salaries and employee benefits	$1,706,000	1,358
Premises and equipment expense	$333,000	1,804
Additional noninterest expense	$863,000	1,452
Pre-tax net operating income	$572,000	3,342
Securities gains (losses)	$0	1,685
Applicable income taxes	$178,000	2,783
Income before extraordinary items	$394,000	3,662
Extraordinary gains, net	$0	24
Net income	$394,000	3,664
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	8,370
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$394,000	3,625
2004-12-31 (YTD Data)		Rank
Total interest income	$13,290,000	2,161
Total interest expense	$4,061,000	2,017
Net interest income	$9,229,000	2,213
Provision for loan and lease losses	$1,362,000	794
Total noninterest income	$2,374,000	1,945
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,232,000	1,426
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,142,000	1,969
Total noninterest expense	$8,283,000	1,935
Salaries and employee benefits	$4,874,000	1,807
Premises and equipment expense	$1,042,000	2,194
Additional noninterest expense	$2,367,000	2,066
Pre-tax net operating income	$1,958,000	3,553
Securities gains (losses)	$6,000	3,079
Applicable income taxes	$591,000	3,056
Income before extraordinary items	$1,373,000	3,851
Extraordinary gains, net	$0	34
Net income	$1,373,000	3,852
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$356,000	1,742
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,368,800	3,794
2004-09-30 (YTD Data)		Rank
Total interest income	$9,186,000	2,315
Total interest expense	$2,754,000	2,167
Net interest income	$6,432,000	2,348
Provision for loan and lease losses	$847,000	906
Total noninterest income	$1,784,000	1,948
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$895,000	1,487
Trading account gains and fees	$0	134
Additional Noninterest Income	$889,000	1,934
Total noninterest expense	$5,906,000	2,026
Salaries and employee benefits	$3,486,000	1,871
Premises and equipment expense	$723,000	2,362
Additional noninterest expense	$1,697,000	2,128
Pre-tax net operating income	$1,463,000	3,626
Securities gains (losses)	$4,000	3,145
Applicable income taxes	$440,000	3,128
Income before extraordinary items	$1,027,000	3,935
Extraordinary gains, net	$0	26
Net income	$1,027,000	3,936
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	2,336
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,024,200	3,879
2004-06-30 (YTD Data)		Rank
Total interest income	$5,610,000	2,492
Total interest expense	$1,628,000	2,383
Net interest income	$3,982,000	2,496
Provision for loan and lease losses	$478,000	1,054
Total noninterest income	$1,122,000	2,029
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$557,000	1,573
Trading account gains and fees	$0	130
Additional Noninterest Income	$565,000	2,008
Total noninterest expense	$3,795,000	2,109
Salaries and employee benefits	$2,233,000	1,951
Premises and equipment expense	$469,000	2,410
Additional noninterest expense	$1,093,000	2,215
Pre-tax net operating income	$831,000	4,008
Securities gains (losses)	$2,000	3,048
Applicable income taxes	$247,000	3,410
Income before extraordinary items	$586,000	4,323
Extraordinary gains, net	$0	21
Net income	$586,000	4,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	1,734
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$584,600	4,233
2004-03-31 (YTD Data)		Rank
Total interest income	$2,650,000	2,629
Total interest expense	$775,000	2,523
Net interest income	$1,875,000	2,639
Provision for loan and lease losses	$110,000	1,956
Total noninterest income	$491,000	2,191
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$257,000	1,658
Trading account gains and fees	$0	121
Additional Noninterest Income	$234,000	2,233
Total noninterest expense	$1,791,000	2,229
Salaries and employee benefits	$1,072,000	2,053
Premises and equipment expense	$220,000	2,567
Additional noninterest expense	$499,000	2,366
Pre-tax net operating income	$465,000	3,707
Securities gains (losses)	$0	2,934
Applicable income taxes	$141,000	3,204
Income before extraordinary items	$324,000	4,063
Extraordinary gains, net	$0	16
Net income	$324,000	4,062
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	1,505
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$324,000	3,925
2003-12-31 (YTD Data)		Rank
Total interest income	$8,616,000	3,217
Total interest expense	$2,460,000	3,372
Net interest income	$6,156,000	3,114
Provision for loan and lease losses	$792,000	1,469
Total noninterest income	$2,004,000	2,320
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$957,000	1,808
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,047,000	2,322
Total noninterest expense	$5,894,000	2,633
Salaries and employee benefits	$3,345,000	2,512
Premises and equipment expense	$596,000	3,545
Additional noninterest expense	$1,953,000	2,467
Pre-tax net operating income	$1,474,000	4,166
Securities gains (losses)	$3,000	4,078
Applicable income taxes	$430,000	3,642
Income before extraordinary items	$1,047,000	4,513
Extraordinary gains, net	$0	54
Net income	$1,047,000	4,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$177,000	3,087
Cash dividends	$325,000	4,244
Sale, conversion, retirement of capital stock, net	$8,000,000	125
Net operating income	$1,044,870	4,348
2003-09-30 (YTD Data)		Rank
Total interest income	$6,139,000	3,420
Total interest expense	$1,795,000	3,566
Net interest income	$4,344,000	3,297
Provision for loan and lease losses	$541,000	1,552
Total noninterest income	$1,552,000	2,298
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$692,000	1,874
Trading account gains and fees	$0	153
Additional Noninterest Income	$860,000	2,264
Total noninterest expense	$4,315,000	2,703
Salaries and employee benefits	$2,447,000	2,580
Premises and equipment expense	$404,000	3,822
Additional noninterest expense	$1,464,000	2,445
Pre-tax net operating income	$1,040,000	4,447
Securities gains (losses)	$3,000	3,777
Applicable income taxes	$294,000	3,949
Income before extraordinary items	$749,000	4,774
Extraordinary gains, net	$0	40
Net income	$749,000	4,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$91,000	3,373
Cash dividends	$325,000	3,358
Sale, conversion, retirement of capital stock, net	$8,000,000	81
Net operating income	$746,840	4,598
2003-06-30 (YTD Data)		Rank
Total interest income	$3,868,000	3,602
Total interest expense	$1,160,000	3,778
Net interest income	$2,708,000	3,484
Provision for loan and lease losses	$248,000	2,149
Total noninterest income	$1,040,000	2,287
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$450,000	1,880
Trading account gains and fees	$0	150
Additional Noninterest Income	$590,000	2,210
Total noninterest expense	$2,754,000	2,811
Salaries and employee benefits	$1,547,000	2,714
Premises and equipment expense	$230,000	4,307
Additional noninterest expense	$977,000	2,413
Pre-tax net operating income	$746,000	4,257
Securities gains (losses)	$0	3,782
Applicable income taxes	$216,000	3,811
Income before extraordinary items	$530,000	4,639
Extraordinary gains, net	$0	30
Net income	$530,000	4,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	3,132
Cash dividends	$225,000	3,298
Sale, conversion, retirement of capital stock, net	$8,000,000	52
Net operating income	$530,000	4,430
2003-03-31 (YTD Data)		Rank
Total interest income	$1,851,000	3,737
Total interest expense	$555,000	4,019
Net interest income	$1,296,000	3,593
Provision for loan and lease losses	$65,000	3,141
Total noninterest income	$498,000	2,284
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$219,000	1,869
Trading account gains and fees	$0	134
Additional Noninterest Income	$279,000	2,215
Total noninterest expense	$1,299,000	2,948
Salaries and employee benefits	$744,000	2,798
Premises and equipment expense	$93,000	4,937
Additional noninterest expense	$462,000	2,509
Pre-tax net operating income	$430,000	3,873
Securities gains (losses)	$0	2,891
Applicable income taxes	$124,000	3,565
Income before extraordinary items	$306,000	4,177
Extraordinary gains, net	$0	21
Net income	$306,000	4,175
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,593
Cash dividends	$225,000	2,075
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$306,000	3,991
2002-12-31 (YTD Data)		Rank
Total interest income	$6,932,000	4,079
Total interest expense	$2,336,000	4,319
Net interest income	$4,596,000	3,921
Provision for loan and lease losses	$349,000	3,142
Total noninterest income	$1,656,000	2,453
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$635,000	2,464
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,021,000	2,148
Total noninterest expense	$4,608,000	3,159
Salaries and employee benefits	$2,641,000	2,972
Premises and equipment expense	$395,000	4,699
Additional noninterest expense	$1,572,000	2,851
Pre-tax net operating income	$1,295,000	4,500
Securities gains (losses)	$80,000	1,959
Applicable income taxes	$434,000	3,731
Income before extraordinary items	$941,000	4,759
Extraordinary gains, net	$0	70
Net income	$941,000	4,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$257,000	2,624
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$3,000	849
Net operating income	$886,600	4,790
2001-12-31 (YTD Data)		Rank
Total interest income	$6,315,000	4,778
Total interest expense	$2,886,000	4,870
Net interest income	$3,429,000	4,624
Provision for loan and lease losses	$347,000	2,928
Total noninterest income	$1,424,000	2,615
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$542,000	2,648
Trading account gains and fees	$0	177
Additional Noninterest Income	$882,000	2,238
Total noninterest expense	$3,584,000	3,756
Salaries and employee benefits	$1,863,000	3,803
Premises and equipment expense	$435,000	4,342
Additional noninterest expense	$1,286,000	3,287
Pre-tax net operating income	$922,000	5,110
Securities gains (losses)	$7,000	3,779
Applicable income taxes	$312,000	4,186
Income before extraordinary items	$617,000	5,547
Extraordinary gains, net	$0	105
Net income	$617,000	5,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	4,371
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$6,000	879
Net operating income	$612,380	5,441
2000-12-31 (YTD Data)		Rank
Total interest income	$4,422,000	6,156
Total interest expense	$2,056,000	6,186
Net interest income	$2,366,000	6,014
Provision for loan and lease losses	$628,000	1,545
Total noninterest income	$890,000	3,421
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$362,000	3,487
Trading account gains and fees	NA	NA
Additional Noninterest Income	$528,000	2,862
Total noninterest expense	$2,166,000	5,394
Salaries and employee benefits	$1,151,000	5,384
Premises and equipment expense	$187,000	6,963
Additional noninterest expense	$828,000	4,620
Pre-tax net operating income	$462,000	7,188
Securities gains (losses)	$0	1,956
Applicable income taxes	$169,000	5,723
Income before extraordinary items	$293,000	7,519
Extraordinary gains, net	$0	38
Net income	$293,000	7,518
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,551
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$293,000	7,519
1999-12-31 (YTD Data)		Rank
Total interest income	$541,000	9,950
Total interest expense	$174,000	9,966
Net interest income	$367,000	9,872
Provision for loan and lease losses	$163,000	4,075
Total noninterest income	$115,000	8,601
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$47,000	7,913
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	7,482
Total noninterest expense	$978,000	8,194
Salaries and employee benefits	$426,000	8,754
Premises and equipment expense	$109,000	8,449
Additional noninterest expense	$443,000	6,951
Pre-tax net operating income	$-659,000	9,951
Securities gains (losses)	$0	3,155
Applicable income taxes	$-165,000	9,992
Income before extraordinary items	$-494,000	9,893
Extraordinary gains, net	$0	35
Net income	$-494,000	9,890
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,897
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$7,173,000	149
Net operating income	$-494,000	9,874

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.