Home > First Reliance Bank > Net charge- offs to loans
First Reliance Bank, Net charge- offs to loans
| 2025-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 984 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 3,597 |
| Percentage Net Loans Charged-off:Construction & development | -0.0299% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9446% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0604% | 4,045 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0604% | 4,035 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 57 |
| 2024-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.0193% | 4,336 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 4,152 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0318% | 4,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3475% | 921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3993% | 1,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3993% | 1,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 78 |
| 2024-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0453% | 1,463 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0148% | 4,123 |
| Percentage Net Loans Charged-off:Construction & development | -0.0162% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0372% | 4,244 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0434% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4652% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4508% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4508% | 1,267 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2024-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | -0.0176% | 4,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0570% | 4,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0664% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6169% | 452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4221% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4221% | 1,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2024-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 948 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0445% | 4,411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0209% | 4,415 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1186% | 4,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1389% | 4,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9567% | 229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2955% | 1,403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 360 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2955% | 1,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 60 |
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0326% | 1,643 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 4,260 |
| Percentage Net Loans Charged-off:Construction & development | -0.0152% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 4,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,285 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0283% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0328% | 4,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2843% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4670% | 1,259 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4670% | 1,140 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,064 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,365 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0307% | 4,281 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0390% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3727% | 534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3114% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3114% | 1,343 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0637% | 918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 4,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0297% | 4,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0342% | 4,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5519% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3075% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3075% | 1,282 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0602% | 774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 4,162 |
| Percentage Net Loans Charged-off:Construction & development | -0.0185% | 4,518 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 4,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0356% | 4,410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5277% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2704% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2704% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 4,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 4,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.4321% | 4,659 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0478% | 4,343 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1620% | 4,597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0299% | 4,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1507% | 732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1119% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1119% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0473% | 4,296 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0778% | 4,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.5584% | 4,711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0591% | 4,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2205% | 4,649 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0341% | 4,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0568% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0913% | 1,971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0913% | 1,893 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0828% | 4,392 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1083% | 4,523 |
| Percentage Net Loans Charged-off:Construction & development | -0.7973% | 4,333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0615% | 4,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3438% | 3,510 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0064% | 3,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0333% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0333% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0535% | 4,281 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0726% | 4,499 |
| Percentage Net Loans Charged-off:Construction & development | -0.3664% | 4,319 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1002% | 4,474 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6899% | 3,547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 3,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0066% | 3,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0344% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0344% | 1,658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1000% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1365% | 4,657 |
| Percentage Net Loans Charged-off:Construction & development | -1.4189% | 4,432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 3,282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0351% | 3,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0598% | 2,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1337% | 4,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1850% | 4,750 |
| Percentage Net Loans Charged-off:Construction & development | -2.0039% | 4,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 3,327 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 3,927 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0837% | 1,879 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0837% | 1,771 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0156% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0199% | 4,165 |
| Percentage Net Loans Charged-off:Construction & development | -0.1949% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,598 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0213% | 3,380 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0641% | 4,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0542% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0542% | 1,684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0072% | 3,901 |
| Percentage Net Loans Charged-off:Construction & development | -0.0615% | 4,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 3,434 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0593% | 4,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1296% | 1,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1296% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 2,080 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0640% | 4,701 |
| Percentage Net Loans Charged-off:Construction & development | -0.2534% | 4,496 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0533% | 4,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,378 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2953% | 3,691 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 1,217 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2885% | 958 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4572% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4572% | 1,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 4,669 |
| Percentage Net Loans Charged-off:Construction & development | -0.0425% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0672% | 4,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0357% | 4,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3806% | 3,721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0159% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4465% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5413% | 1,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5413% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0722% | 4,782 |
| Percentage Net Loans Charged-off:Construction & development | -0.0472% | 4,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1002% | 4,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0535% | 4,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5425% | 3,739 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7901% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6660% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6660% | 896 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0352% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0727% | 4,807 |
| Percentage Net Loans Charged-off:Construction & development | -0.0497% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1663% | 4,878 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0702% | 3,771 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0605% | 4,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6250% | 1,131 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6250% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0954% | 1,771 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0482% | 4,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.3265% | 4,637 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0342% | 4,597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0399% | 4,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4261% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4796% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4796% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0550% | 4,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.4015% | 4,714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0340% | 4,644 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0395% | 4,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2695% | 1,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5137% | 1,434 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5137% | 1,324 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 1,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0776% | 4,975 |
| Percentage Net Loans Charged-off:Construction & development | -0.5886% | 4,760 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0447% | 4,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0100% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0538% | 4,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2219% | 982 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4522% | 1,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4522% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0601% | 4,881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1433% | 5,150 |
| Percentage Net Loans Charged-off:Construction & development | -1.1822% | 4,828 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0576% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0208% | 3,659 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0639% | 4,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1754% | 4,752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3227% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3227% | 1,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 4,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1521% | 5,186 |
| Percentage Net Loans Charged-off:Construction & development | -0.2729% | 4,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2434% | 5,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0377% | 4,807 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3102% | 3,957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0349% | 4,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5105% | 1,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5105% | 1,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0404% | 4,852 |
| Percentage Net Loans Charged-off:Construction & development | -0.3449% | 4,855 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 4,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0373% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0382% | 4,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4359% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4359% | 1,427 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0334% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0660% | 5,061 |
| Percentage Net Loans Charged-off:Construction & development | -0.4766% | 4,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0035% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 4,787 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 3,800 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0293% | 4,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0492% | 4,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4338% | 1,466 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4338% | 1,356 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0345% | 4,804 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1317% | 5,320 |
| Percentage Net Loans Charged-off:Construction & development | -0.9450% | 5,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0582% | 5,064 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0447% | 3,870 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0608% | 5,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 4,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3284% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3284% | 1,534 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0610% | 2,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0503% | 5,131 |
| Percentage Net Loans Charged-off:Construction & development | -0.7704% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0136% | 1,170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0482% | 1,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0757% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0427% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1426% | 4,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5510% | 1,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5510% | 1,497 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0370% | 2,700 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0639% | 5,211 |
| Percentage Net Loans Charged-off:Construction & development | -0.9278% | 5,163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 1,475 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0275% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1860% | 5,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5022% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5022% | 1,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1240% | 5,464 |
| Percentage Net Loans Charged-off:Construction & development | -1.3263% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0197% | 4,839 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0762% | 4,042 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0080% | 4,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2389% | 5,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5824% | 1,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5824% | 1,228 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2085% | 5,640 |
| Percentage Net Loans Charged-off:Construction & development | -2.2789% | 5,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0605% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 4,659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0501% | 4,048 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0122% | 1,095 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8181% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8181% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0192% | 3,674 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0381% | 5,230 |
| Percentage Net Loans Charged-off:Construction & development | -0.7950% | 5,290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0947% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0282% | 5,203 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0457% | 4,086 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 5,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0422% | 4,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4289% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4289% | 1,887 |
| Percentage Net Loans Charged-off: All other loans and lease | -41.0023% | 5,416 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0037% | 4,563 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 5,428 |
| Percentage Net Loans Charged-off:Construction & development | -0.6870% | 5,317 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0060% | 4,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2609% | 36 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0362% | 5,286 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0524% | 4,120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0319% | 5,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1049% | 5,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3148% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3148% | 1,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0301% | 2,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0119% | 4,815 |
| Percentage Net Loans Charged-off:Construction & development | -0.2496% | 5,201 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 5,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1848% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0320% | 5,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0982% | 4,255 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 5,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1442% | 5,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3216% | 1,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3216% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0262% | 4,999 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0661% | 5,532 |
| Percentage Net Loans Charged-off:Construction & development | -0.2385% | 5,241 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0500% | 5,552 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 5,340 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1067% | 4,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 5,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2357% | 5,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2931% | 1,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2931% | 1,632 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4030% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4222% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 1.6706% | 178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1560% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4246% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4260% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0877% | 1,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0132% | 2,371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6250% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6250% | 1,238 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2644% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2366% | 718 |
| Percentage Net Loans Charged-off:Construction & development | 2.8774% | 111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2730% | 5,914 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0315% | 4,796 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2706% | 395 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0673% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0393% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6383% | 1,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6383% | 1,085 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4559% | 563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5506% | 279 |
| Percentage Net Loans Charged-off:Construction & development | 4.3882% | 74 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0608% | 5,712 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4312% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1071% | 1,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0842% | 5,070 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3728% | 1,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3728% | 1,546 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4862% | 515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5780% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 4.3718% | 64 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1204% | 5,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2846% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3839% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2445% | 725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1016% | 5,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4895% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4895% | 1,213 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2388% | 1,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3163% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 1.3748% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1005% | 1,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4870% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3201% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0964% | 2,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1957% | 5,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1429% | 3,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1429% | 3,014 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0766% | 2,375 |
| Percentage Net Loans Charged-off:Construction & development | -0.7799% | 5,732 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1336% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5794% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7580% | 117 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 2,951 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2143% | 5,667 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2354% | 2,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2355% | 2,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 3,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 1,873 |
| Percentage Net Loans Charged-off:Construction & development | -1.1172% | 5,820 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1342% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7901% | 403 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3892% | 87 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3130% | 5,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2060% | 2,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2060% | 2,257 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1826% | 1,244 |
| Percentage Net Loans Charged-off:Construction & development | -0.1331% | 5,567 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3894% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0861% | 5,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2347% | 2,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2347% | 1,944 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7504% | 850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8765% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.5709% | 1,039 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5080% | 1,037 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6302% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9881% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1171% | 346 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9213% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 3,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2851% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2851% | 2,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9903% | 578 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1385% | 387 |
| Percentage Net Loans Charged-off:Construction & development | 0.5884% | 938 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6838% | 769 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6661% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3100% | 322 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4643% | 266 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2294% | 374 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1068% | 2,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3543% | 2,294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3543% | 2,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4846% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6127% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.5577% | 861 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4947% | 902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7283% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4817% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3360% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3742% | 6,167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1887% | 2,709 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1887% | 2,564 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0466% | 6,100 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 6,240 |
| Percentage Net Loans Charged-off:Construction & development | -0.9205% | 6,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0138% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0309% | 2,387 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1439% | 4,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3364% | 6,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5064% | 1,623 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5064% | 1,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9046% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9025% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 5.3993% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2869% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0133% | 832 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3365% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5719% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2209% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4619% | 691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2142% | 3,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2142% | 3,212 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9667% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8664% | 369 |
| Percentage Net Loans Charged-off:Construction & development | 6.7084% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7765% | 1,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0166% | 721 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4143% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4343% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4046% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3589% | 464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0456% | 4,019 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0456% | 3,836 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0722% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0362% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 8.9053% | 307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7710% | 966 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0228% | 575 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6792% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4955% | 851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7697% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0249% | 549 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0937% | 6,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0937% | 5,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.4197% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2184% | 200 |
| Percentage Net Loans Charged-off:Construction & development | 14.3778% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3276% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0454% | 371 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0712% | 814 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0817% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5608% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.0802% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0468% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0468% | 2,776 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1720% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2087% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 2.7657% | 1,471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3461% | 2,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7404% | 676 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8616% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1158% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7376% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1425% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3822% | 3,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3420% | 3,084 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0324% | 6,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3298% | 1,146 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3417% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 2.4908% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4534% | 1,773 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8943% | 540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3043% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7630% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0815% | 504 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5151% | 1,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4736% | 2,645 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4133% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2132% | 1,290 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1434% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 2.7358% | 1,199 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 2,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3178% | 384 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1089% | 497 |
| Percentage Net Loans Charged-off: Home equity loans | 2.8791% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7335% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0192% | 1,020 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3772% | 2,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3174% | 2,671 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9238% | 1,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6598% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | 0.2974% | 1,475 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1396% | 7,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6802% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1540% | 471 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8746% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2910% | 430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1813% | 580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4438% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7404% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7111% | 1,125 |
| Percentage Net Loans Charged-off:Construction & development | 4.2715% | 1,407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5215% | 1,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.8999% | 338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7725% | 762 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3812% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9626% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4704% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2772% | 4,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.7475% | 6,763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0960% | 883 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0616% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 4.8017% | 1,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6604% | 1,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.3654% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2442% | 499 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5453% | 571 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5817% | 435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0095% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1513% | 4,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.8331% | 6,829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2346% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3180% | 694 |
| Percentage Net Loans Charged-off:Construction & development | 6.4631% | 810 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9148% | 1,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7939% | 503 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9209% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0665% | 684 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3360% | 509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3416% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1369% | 4,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.6330% | 6,853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8401% | 559 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6368% | 355 |
| Percentage Net Loans Charged-off:Construction & development | 10.2936% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4577% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2113% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0644% | 943 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7643% | 627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2266% | 7,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2086% | 3,336 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -18.5016% | 6,914 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7938% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5332% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 6.9532% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7322% | 1,416 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0233% | 6,126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2363% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4424% | 416 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1497% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4214% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5702% | 1,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.5325% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 24.4620% | 51 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4149% | 764 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3218% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 6.0225% | 835 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6657% | 1,130 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6177% | 356 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1462% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6324% | 505 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3574% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2339% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4862% | 1,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4083% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3113% | 770 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0522% | 743 |
| Percentage Net Loans Charged-off:Construction & development | 6.4394% | 684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1898% | 1,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6972% | 588 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6223% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7273% | 581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1405% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6860% | 1,440 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9148% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8067% | 801 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6900% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 4.2843% | 636 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0201% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5376% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2335% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6580% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4272% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9571% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0377% | 356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4120% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2059% | 2,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2967% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2017% | 2,153 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5374% | 676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0538% | 3,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4185% | 1,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2758% | 1,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7736% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2006% | 102 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2264% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2183% | 2,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3969% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0940% | 2,386 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4376% | 597 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0579% | 7,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2406% | 2,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5562% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 2,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2806% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5815% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0126% | 2,702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2356% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0864% | 8,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2163% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7656% | 2,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1904% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2442% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5264% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0123% | 7,817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 7,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0290% | 6,956 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2831% | 7,566 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0896% | 4,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 2,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 1,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0718% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 2,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0580% | 3,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9621% | 1,676 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8129% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0450% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0855% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0286% | 7,949 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0794% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0047% | 6,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7468% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 5,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0192% | 7,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 7,918 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 8,035 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1246% | 6,032 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0059% | 7,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0073% | 6,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6113% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 4,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0332% | 8,068 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0280% | 8,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0676% | 8,152 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2514% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0604% | 7,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1658% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2317% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2251% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0284% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 1,262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6549% | 225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4691% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7280% | 204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1205% | 2,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8090% | 1,865 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1600% | 1,134 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2410% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2520% | 437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0385% | 477 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0079% | 957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7164% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2658% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8880% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5355% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2512% | 899 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1642% | 1,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 1,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0599% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1331% | 877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2485% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5619% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7332% | 1,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4200% | 662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0917% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0305% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.1089% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0637% | 244 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0367% | 8,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0904% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0849% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9687% | 419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3954% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2575% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.3009% | 238 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5223% | 279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8849% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4039% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6064% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8710% | 741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 2,049 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1050% | 1,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.3223% | 188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0995% | 1,251 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2951% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2412% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3036% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 5,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0267% | 8,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0702% | 8,349 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 5,952 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0777% | 8,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0201% | 2,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5077% | 2,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0356% | 7,660 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0573% | 8,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1472% | 8,546 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1005% | 5,970 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1596% | 8,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1426% | 3,811 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 2,819 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1460% | 1,225 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2717% | 660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1307% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2102% | 290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1300% | 3,434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8441% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 3,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0515% | 1,918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1220% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3193% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0837% | 1,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1482% | 2,791 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5672% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1821% | 2,397 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 1,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1943% | 803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5595% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1310% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2053% | 2,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9586% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2182% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1045% | 983 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2400% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2774% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3006% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9188% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1613% | 3,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2920% | 3,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9816% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 3,988 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0094% | 8,220 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 8,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 8,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1852% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8047% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1336% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0187% | 8,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0422% | 8,634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0486% | 8,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2385% | 2,566 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8630% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1643% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0070% | 1,929 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0463% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2528% | 1,579 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3465% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1428% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2613% | 740 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1398% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1587% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5407% | 2,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0058% | 2,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1481% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0527% | 4,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7003% | 3,266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 6,304 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |