Home > First Regional Bank > Income and Expense
First Regional Bank, Income and Expense
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $97,031,000 | 347 |
| Total interest expense | $35,618,000 | 318 |
| Net interest income | $61,413,000 | 355 |
| Provision for loan and lease losses | $124,982,000 | 126 |
| Total noninterest income | $3,982,000 | 1,306 |
| Gross Fiduciary activities income | $4,962,000 | 143 |
| Service charges on deposit accounts | $566,000 | 2,641 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-1,546,000 | 7,928 |
| Total noninterest expense | $74,281,000 | 306 |
| Salaries and employee benefits | $33,075,000 | 288 |
| Premises and equipment expense | $5,705,000 | 464 |
| Additional noninterest expense | $35,501,000 | 285 |
| Pre-tax net operating income | $-133,868,000 | 7,946 |
| Securities gains (losses) | $609,000 | 761 |
| Applicable income taxes | $-12,594,000 | 7,888 |
| Income before extraordinary items | $-120,665,000 | 7,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-120,665,000 | 7,947 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-120,665,000 | 7,947 |
| Net charge-offs | $119,796,000 | 110 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-121,219,190 | 7,949 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $76,703,000 | 347 |
| Total interest expense | $29,162,000 | 314 |
| Net interest income | $47,541,000 | 355 |
| Provision for loan and lease losses | $109,082,000 | 120 |
| Total noninterest income | $5,573,000 | 801 |
| Gross Fiduciary activities income | $3,645,000 | 148 |
| Service charges on deposit accounts | $417,000 | 2,687 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,511,000 | 1,385 |
| Total noninterest expense | $51,822,000 | 331 |
| Salaries and employee benefits | $24,502,000 | 298 |
| Premises and equipment expense | $4,287,000 | 479 |
| Additional noninterest expense | $23,033,000 | 313 |
| Pre-tax net operating income | $-107,790,000 | 8,037 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,736,000 | 357 |
| Income before extraordinary items | $-110,526,000 | 8,037 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-110,526,000 | 8,036 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-110,526,000 | 8,036 |
| Net charge-offs | $112,620,000 | 95 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-110,526,000 | 8,037 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $53,275,000 | 342 |
| Total interest expense | $20,934,000 | 312 |
| Net interest income | $32,341,000 | 356 |
| Provision for loan and lease losses | $108,726,000 | 92 |
| Total noninterest income | $3,932,000 | 784 |
| Gross Fiduciary activities income | $2,299,000 | 149 |
| Service charges on deposit accounts | $276,000 | 2,669 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,357,000 | 1,171 |
| Total noninterest expense | $34,576,000 | 331 |
| Salaries and employee benefits | $16,704,000 | 300 |
| Premises and equipment expense | $2,826,000 | 489 |
| Additional noninterest expense | $15,046,000 | 329 |
| Pre-tax net operating income | $-107,029,000 | 8,143 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $2,736,000 | 265 |
| Income before extraordinary items | $-109,765,000 | 8,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-109,765,000 | 8,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-109,765,000 | 8,147 |
| Net charge-offs | $108,659,000 | 73 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-109,765,000 | 8,148 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $28,383,000 | 326 |
| Total interest expense | $11,321,000 | 302 |
| Net interest income | $17,062,000 | 335 |
| Provision for loan and lease losses | $7,596,000 | 315 |
| Total noninterest income | $1,866,000 | 779 |
| Gross Fiduciary activities income | $1,127,000 | 148 |
| Service charges on deposit accounts | $131,000 | 2,726 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $608,000 | 1,224 |
| Total noninterest expense | $15,982,000 | 343 |
| Salaries and employee benefits | $8,618,000 | 282 |
| Premises and equipment expense | $1,374,000 | 507 |
| Additional noninterest expense | $5,990,000 | 335 |
| Pre-tax net operating income | $-4,650,000 | 8,017 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-2,700,000 | 8,118 |
| Income before extraordinary items | $-1,950,000 | 7,894 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,950,000 | 7,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,950,000 | 7,895 |
| Net charge-offs | $668,000 | 1,180 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,950,000 | 7,895 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $150,355,000 | 270 |
| Total interest expense | $49,400,000 | 327 |
| Net interest income | $100,955,000 | 247 |
| Provision for loan and lease losses | $93,701,000 | 124 |
| Total noninterest income | $10,058,000 | 587 |
| Gross Fiduciary activities income | $4,551,000 | 164 |
| Service charges on deposit accounts | $738,000 | 2,256 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,769,000 | 680 |
| Total noninterest expense | $56,124,000 | 396 |
| Salaries and employee benefits | $32,779,000 | 295 |
| Premises and equipment expense | $5,654,000 | 482 |
| Additional noninterest expense | $17,691,000 | 426 |
| Pre-tax net operating income | $-38,812,000 | 8,180 |
| Securities gains (losses) | $2,596,000 | 104 |
| Applicable income taxes | $-19,394,000 | 8,226 |
| Income before extraordinary items | $-16,822,000 | 8,072 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-16,822,000 | 8,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,136,000 | 124 |
| Cash dividends | $10,000,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-18,483,440 | 8,107 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $115,919,000 | 279 |
| Total interest expense | $36,574,000 | 345 |
| Net interest income | $79,345,000 | 249 |
| Provision for loan and lease losses | $66,129,000 | 114 |
| Total noninterest income | $8,280,000 | 573 |
| Gross Fiduciary activities income | $3,603,000 | 163 |
| Service charges on deposit accounts | $552,000 | 2,276 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,125,000 | 638 |
| Total noninterest expense | $41,776,000 | 393 |
| Salaries and employee benefits | $24,957,000 | 301 |
| Premises and equipment expense | $4,245,000 | 491 |
| Additional noninterest expense | $12,574,000 | 415 |
| Pre-tax net operating income | $-20,280,000 | 8,287 |
| Securities gains (losses) | $2,596,000 | 95 |
| Applicable income taxes | $-10,400,000 | 8,312 |
| Income before extraordinary items | $-7,284,000 | 8,184 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-7,284,000 | 8,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,226,000 | 128 |
| Cash dividends | $10,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,945,440 | 8,231 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $77,913,000 | 286 |
| Total interest expense | $23,916,000 | 370 |
| Net interest income | $53,997,000 | 243 |
| Provision for loan and lease losses | $69,480,000 | 91 |
| Total noninterest income | $6,346,000 | 540 |
| Gross Fiduciary activities income | $2,448,000 | 162 |
| Service charges on deposit accounts | $374,000 | 2,237 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,524,000 | 556 |
| Total noninterest expense | $28,510,000 | 379 |
| Salaries and employee benefits | $17,354,000 | 299 |
| Premises and equipment expense | $2,754,000 | 503 |
| Additional noninterest expense | $8,402,000 | 406 |
| Pre-tax net operating income | $-37,647,000 | 8,407 |
| Securities gains (losses) | $2,758,000 | 96 |
| Applicable income taxes | $-16,822,000 | 8,413 |
| Income before extraordinary items | $-18,067,000 | 8,390 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,067,000 | 8,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,385,000 | 84 |
| Cash dividends | $10,000,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-19,832,120 | 8,390 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $41,115,000 | 282 |
| Total interest expense | $12,805,000 | 374 |
| Net interest income | $28,310,000 | 236 |
| Provision for loan and lease losses | $10,809,000 | 153 |
| Total noninterest income | $4,274,000 | 438 |
| Gross Fiduciary activities income | $1,206,000 | 164 |
| Service charges on deposit accounts | $178,000 | 2,282 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,890,000 | 407 |
| Total noninterest expense | $14,165,000 | 377 |
| Salaries and employee benefits | $9,114,000 | 289 |
| Premises and equipment expense | $1,366,000 | 505 |
| Additional noninterest expense | $3,685,000 | 433 |
| Pre-tax net operating income | $7,610,000 | 291 |
| Securities gains (losses) | $2,758,000 | 74 |
| Applicable income taxes | $3,500,000 | 217 |
| Income before extraordinary items | $6,868,000 | 240 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,868,000 | 240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $5,047,720 | 294 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $172,623,000 | 282 |
| Total interest expense | $56,585,000 | 381 |
| Net interest income | $116,038,000 | 218 |
| Provision for loan and lease losses | $2,794,000 | 656 |
| Total noninterest income | $7,275,000 | 802 |
| Gross Fiduciary activities income | $4,548,000 | 169 |
| Service charges on deposit accounts | $579,000 | 2,749 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $2,148,000 | 1,312 |
| Total noninterest expense | $56,115,000 | 362 |
| Salaries and employee benefits | $34,365,000 | 291 |
| Premises and equipment expense | $5,165,000 | 513 |
| Additional noninterest expense | $16,585,000 | 400 |
| Pre-tax net operating income | $64,404,000 | 184 |
| Securities gains (losses) | $2,426,000 | 98 |
| Applicable income taxes | $24,420,000 | 167 |
| Income before extraordinary items | $42,410,000 | 197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $42,410,000 | 193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $647,000 | 1,409 |
| Cash dividends | $26,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $40,857,360 | 200 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $128,814,000 | 284 |
| Total interest expense | $41,796,000 | 390 |
| Net interest income | $87,018,000 | 219 |
| Provision for loan and lease losses | $1,325,000 | 709 |
| Total noninterest income | $5,410,000 | 812 |
| Gross Fiduciary activities income | $3,367,000 | 167 |
| Service charges on deposit accounts | $448,000 | 2,663 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,595,000 | 1,325 |
| Total noninterest expense | $40,098,000 | 380 |
| Salaries and employee benefits | $25,829,000 | 292 |
| Premises and equipment expense | $3,797,000 | 526 |
| Additional noninterest expense | $10,472,000 | 437 |
| Pre-tax net operating income | $51,005,000 | 191 |
| Securities gains (losses) | $-29,000 | 8,055 |
| Applicable income taxes | $18,941,000 | 178 |
| Income before extraordinary items | $32,035,000 | 210 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $32,035,000 | 208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,231 |
| Cash dividends | $26,000,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $32,053,560 | 209 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $84,299,000 | 295 |
| Total interest expense | $27,082,000 | 404 |
| Net interest income | $57,217,000 | 235 |
| Provision for loan and lease losses | $455,000 | 1,108 |
| Total noninterest income | $3,409,000 | 874 |
| Gross Fiduciary activities income | $2,097,000 | 182 |
| Service charges on deposit accounts | $286,000 | 2,758 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,026,000 | 1,373 |
| Total noninterest expense | $25,521,000 | 405 |
| Salaries and employee benefits | $16,643,000 | 309 |
| Premises and equipment expense | $2,521,000 | 542 |
| Additional noninterest expense | $6,357,000 | 475 |
| Pre-tax net operating income | $34,650,000 | 210 |
| Securities gains (losses) | $-29,000 | 8,202 |
| Applicable income taxes | $12,944,000 | 194 |
| Income before extraordinary items | $21,677,000 | 221 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $21,677,000 | 221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,252 |
| Cash dividends | $6,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $21,695,560 | 221 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $41,662,000 | 298 |
| Total interest expense | $13,123,000 | 407 |
| Net interest income | $28,539,000 | 237 |
| Provision for loan and lease losses | $-9,000 | 8,426 |
| Total noninterest income | $1,707,000 | 851 |
| Gross Fiduciary activities income | $1,075,000 | 178 |
| Service charges on deposit accounts | $141,000 | 2,722 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $491,000 | 1,377 |
| Total noninterest expense | $12,764,000 | 395 |
| Salaries and employee benefits | $8,467,000 | 306 |
| Premises and equipment expense | $1,159,000 | 583 |
| Additional noninterest expense | $3,138,000 | 469 |
| Pre-tax net operating income | $17,491,000 | 204 |
| Securities gains (losses) | $-29,000 | 8,420 |
| Applicable income taxes | $6,575,000 | 187 |
| Income before extraordinary items | $10,887,000 | 224 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,887,000 | 223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-78,000 | 8,470 |
| Cash dividends | $6,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,905,560 | 222 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $162,562,000 | 283 |
| Total interest expense | $47,002,000 | 388 |
| Net interest income | $115,560,000 | 230 |
| Provision for loan and lease losses | $3,975,000 | 301 |
| Total noninterest income | $7,422,000 | 790 |
| Gross Fiduciary activities income | $4,059,000 | 177 |
| Service charges on deposit accounts | $527,000 | 2,951 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,836,000 | 1,040 |
| Total noninterest expense | $44,259,000 | 440 |
| Salaries and employee benefits | $27,967,000 | 349 |
| Premises and equipment expense | $4,040,000 | 642 |
| Additional noninterest expense | $12,252,000 | 471 |
| Pre-tax net operating income | $74,748,000 | 194 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $28,092,000 | 179 |
| Income before extraordinary items | $46,656,000 | 216 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $46,656,000 | 215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 735 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $46,656,000 | 216 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $119,468,000 | 295 |
| Total interest expense | $33,915,000 | 403 |
| Net interest income | $85,553,000 | 245 |
| Provision for loan and lease losses | $3,582,000 | 241 |
| Total noninterest income | $5,757,000 | 783 |
| Gross Fiduciary activities income | $3,079,000 | 185 |
| Service charges on deposit accounts | $400,000 | 2,951 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,278,000 | 999 |
| Total noninterest expense | $32,295,000 | 465 |
| Salaries and employee benefits | $20,230,000 | 377 |
| Premises and equipment expense | $2,972,000 | 668 |
| Additional noninterest expense | $9,093,000 | 488 |
| Pre-tax net operating income | $55,433,000 | 215 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $21,260,000 | 196 |
| Income before extraordinary items | $34,173,000 | 234 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $34,173,000 | 234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,028,000 | 453 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $34,173,000 | 232 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $76,816,000 | 304 |
| Total interest expense | $21,112,000 | 409 |
| Net interest income | $55,704,000 | 251 |
| Provision for loan and lease losses | $3,677,000 | 169 |
| Total noninterest income | $4,063,000 | 745 |
| Gross Fiduciary activities income | $2,128,000 | 186 |
| Service charges on deposit accounts | $267,000 | 2,931 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,668,000 | 953 |
| Total noninterest expense | $20,669,000 | 486 |
| Salaries and employee benefits | $12,705,000 | 402 |
| Premises and equipment expense | $1,880,000 | 706 |
| Additional noninterest expense | $6,084,000 | 482 |
| Pre-tax net operating income | $35,421,000 | 227 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $13,680,000 | 205 |
| Income before extraordinary items | $21,741,000 | 245 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $21,741,000 | 246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 357 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $21,741,000 | 242 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $36,725,000 | 311 |
| Total interest expense | $9,814,000 | 414 |
| Net interest income | $26,911,000 | 260 |
| Provision for loan and lease losses | $2,339,000 | 145 |
| Total noninterest income | $1,834,000 | 791 |
| Gross Fiduciary activities income | $1,104,000 | 175 |
| Service charges on deposit accounts | $136,000 | 2,805 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $594,000 | 1,178 |
| Total noninterest expense | $9,972,000 | 496 |
| Salaries and employee benefits | $6,266,000 | 411 |
| Premises and equipment expense | $903,000 | 723 |
| Additional noninterest expense | $2,803,000 | 514 |
| Pre-tax net operating income | $16,434,000 | 234 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $6,428,000 | 213 |
| Income before extraordinary items | $10,006,000 | 255 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $10,006,000 | 254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 224 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $10,006,000 | 254 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $106,591,000 | 349 |
| Total interest expense | $20,013,000 | 585 |
| Net interest income | $86,578,000 | 299 |
| Provision for loan and lease losses | $5,647,000 | 215 |
| Total noninterest income | $5,987,000 | 941 |
| Gross Fiduciary activities income | $3,588,000 | 191 |
| Service charges on deposit accounts | $542,000 | 2,885 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,857,000 | 1,426 |
| Total noninterest expense | $36,887,000 | 501 |
| Salaries and employee benefits | $23,099,000 | 414 |
| Premises and equipment expense | $3,573,000 | 694 |
| Additional noninterest expense | $10,215,000 | 548 |
| Pre-tax net operating income | $50,031,000 | 281 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $19,595,000 | 245 |
| Income before extraordinary items | $30,436,000 | 303 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $30,436,000 | 304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-105,000 | 8,635 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $30,436,000 | 299 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $73,816,000 | 362 |
| Total interest expense | $12,584,000 | 643 |
| Net interest income | $61,232,000 | 310 |
| Provision for loan and lease losses | $4,355,000 | 216 |
| Total noninterest income | $4,448,000 | 953 |
| Gross Fiduciary activities income | $1,000,000 | 338 |
| Service charges on deposit accounts | $413,000 | 2,843 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,035,000 | 798 |
| Total noninterest expense | $26,319,000 | 519 |
| Salaries and employee benefits | $16,300,000 | 433 |
| Premises and equipment expense | $2,712,000 | 678 |
| Additional noninterest expense | $7,307,000 | 569 |
| Pre-tax net operating income | $35,006,000 | 296 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $13,731,000 | 267 |
| Income before extraordinary items | $21,275,000 | 320 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $21,275,000 | 321 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,621 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $21,275,000 | 314 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $45,028,000 | 380 |
| Total interest expense | $6,874,000 | 732 |
| Net interest income | $38,154,000 | 321 |
| Provision for loan and lease losses | $2,897,000 | 201 |
| Total noninterest income | $2,882,000 | 958 |
| Gross Fiduciary activities income | $618,000 | 349 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,995,000 | 805 |
| Total noninterest expense | $16,282,000 | 551 |
| Salaries and employee benefits | $10,297,000 | 456 |
| Premises and equipment expense | $1,830,000 | 665 |
| Additional noninterest expense | $4,155,000 | 642 |
| Pre-tax net operating income | $21,857,000 | 309 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $8,573,000 | 269 |
| Income before extraordinary items | $13,284,000 | 331 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $13,284,000 | 331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 8,651 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $13,284,000 | 324 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $20,596,000 | 396 |
| Total interest expense | $2,925,000 | 820 |
| Net interest income | $17,671,000 | 337 |
| Provision for loan and lease losses | $1,400,000 | 200 |
| Total noninterest income | $1,472,000 | 914 |
| Gross Fiduciary activities income | $317,000 | 341 |
| Service charges on deposit accounts | $126,000 | 2,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,029,000 | 771 |
| Total noninterest expense | $7,838,000 | 557 |
| Salaries and employee benefits | $5,035,000 | 455 |
| Premises and equipment expense | $990,000 | 603 |
| Additional noninterest expense | $1,813,000 | 703 |
| Pre-tax net operating income | $9,905,000 | 324 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,860,000 | 295 |
| Income before extraordinary items | $6,045,000 | 350 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,045,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-130,000 | 8,828 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $6,045,000 | 341 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $55,790,000 | 527 |
| Total interest expense | $6,387,000 | 1,286 |
| Net interest income | $49,403,000 | 430 |
| Provision for loan and lease losses | $4,427,000 | 278 |
| Total noninterest income | $4,956,000 | 1,082 |
| Gross Fiduciary activities income | $2,648,000 | 218 |
| Service charges on deposit accounts | $583,000 | 2,767 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,725,000 | 1,472 |
| Total noninterest expense | $28,306,000 | 598 |
| Salaries and employee benefits | $17,833,000 | 502 |
| Premises and equipment expense | $2,552,000 | 874 |
| Additional noninterest expense | $7,921,000 | 659 |
| Pre-tax net operating income | $21,626,000 | 469 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $7,892,000 | 429 |
| Income before extraordinary items | $13,734,000 | 518 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $13,734,000 | 519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,587 |
| Cash dividends | $500,000 | 3,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $13,734,000 | 503 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $37,405,000 | 575 |
| Total interest expense | $4,062,000 | 1,492 |
| Net interest income | $33,343,000 | 463 |
| Provision for loan and lease losses | $2,686,000 | 340 |
| Total noninterest income | $3,668,000 | 1,113 |
| Gross Fiduciary activities income | $698,000 | 393 |
| Service charges on deposit accounts | $445,000 | 2,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,525,000 | 912 |
| Total noninterest expense | $20,827,000 | 611 |
| Salaries and employee benefits | $13,290,000 | 504 |
| Premises and equipment expense | $1,864,000 | 894 |
| Additional noninterest expense | $5,673,000 | 687 |
| Pre-tax net operating income | $13,498,000 | 534 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $4,803,000 | 495 |
| Income before extraordinary items | $8,695,000 | 599 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $8,695,000 | 600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,154 |
| Cash dividends | $500,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $8,695,000 | 572 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $22,908,000 | 607 |
| Total interest expense | $2,429,000 | 1,637 |
| Net interest income | $20,479,000 | 488 |
| Provision for loan and lease losses | $1,637,000 | 365 |
| Total noninterest income | $2,421,000 | 1,114 |
| Gross Fiduciary activities income | $438,000 | 414 |
| Service charges on deposit accounts | $300,000 | 2,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,683,000 | 904 |
| Total noninterest expense | $13,874,000 | 611 |
| Salaries and employee benefits | $8,945,000 | 498 |
| Premises and equipment expense | $1,203,000 | 940 |
| Additional noninterest expense | $3,726,000 | 687 |
| Pre-tax net operating income | $7,389,000 | 621 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,543,000 | 601 |
| Income before extraordinary items | $4,846,000 | 691 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,846,000 | 691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 839 |
| Cash dividends | $500,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,846,000 | 660 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,756,000 | 651 |
| Total interest expense | $1,137,000 | 1,771 |
| Net interest income | $9,619,000 | 529 |
| Provision for loan and lease losses | $746,000 | 392 |
| Total noninterest income | $1,274,000 | 1,039 |
| Gross Fiduciary activities income | $211,000 | 421 |
| Service charges on deposit accounts | $156,000 | 2,594 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $907,000 | 848 |
| Total noninterest expense | $6,806,000 | 626 |
| Salaries and employee benefits | $4,385,000 | 510 |
| Premises and equipment expense | $601,000 | 966 |
| Additional noninterest expense | $1,820,000 | 694 |
| Pre-tax net operating income | $3,341,000 | 668 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,128,000 | 672 |
| Income before extraordinary items | $2,213,000 | 753 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,213,000 | 753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 8,980 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,213,000 | 704 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $31,833,000 | 884 |
| Total interest expense | $2,754,000 | 3,096 |
| Net interest income | $29,079,000 | 649 |
| Provision for loan and lease losses | $3,058,000 | 467 |
| Total noninterest income | $4,496,000 | 1,223 |
| Gross Fiduciary activities income | $692,000 | 463 |
| Service charges on deposit accounts | $641,000 | 2,553 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,163,000 | 1,044 |
| Total noninterest expense | $21,550,000 | 752 |
| Salaries and employee benefits | $13,530,000 | 633 |
| Premises and equipment expense | $2,145,000 | 1,062 |
| Additional noninterest expense | $5,875,000 | 868 |
| Pre-tax net operating income | $8,967,000 | 943 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $3,250,000 | 866 |
| Income before extraordinary items | $5,717,000 | 1,122 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,717,000 | 1,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,151 |
| Cash dividends | $1,200,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,717,000 | 1,064 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $22,540,000 | 952 |
| Total interest expense | $1,939,000 | 3,358 |
| Net interest income | $20,601,000 | 695 |
| Provision for loan and lease losses | $1,750,000 | 590 |
| Total noninterest income | $3,114,000 | 1,339 |
| Gross Fiduciary activities income | $493,000 | 477 |
| Service charges on deposit accounts | $479,000 | 2,573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,142,000 | 1,173 |
| Total noninterest expense | $15,718,000 | 781 |
| Salaries and employee benefits | $9,969,000 | 661 |
| Premises and equipment expense | $1,557,000 | 1,105 |
| Additional noninterest expense | $4,192,000 | 919 |
| Pre-tax net operating income | $6,247,000 | 1,042 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,295,000 | 950 |
| Income before extraordinary items | $3,952,000 | 1,241 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,952,000 | 1,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,930 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,952,000 | 1,174 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,181,000 | 1,024 |
| Total interest expense | $1,203,000 | 3,657 |
| Net interest income | $12,978,000 | 735 |
| Provision for loan and lease losses | $750,000 | 809 |
| Total noninterest income | $2,047,000 | 1,347 |
| Gross Fiduciary activities income | $312,000 | 502 |
| Service charges on deposit accounts | $320,000 | 2,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,415,000 | 1,182 |
| Total noninterest expense | $10,469,000 | 780 |
| Salaries and employee benefits | $6,563,000 | 664 |
| Premises and equipment expense | $1,015,000 | 1,127 |
| Additional noninterest expense | $2,891,000 | 896 |
| Pre-tax net operating income | $3,806,000 | 1,128 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,381,000 | 1,063 |
| Income before extraordinary items | $2,425,000 | 1,364 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,425,000 | 1,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,425,000 | 1,272 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,644,000 | 1,104 |
| Total interest expense | $516,000 | 4,238 |
| Net interest income | $6,128,000 | 788 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $980,000 | 1,357 |
| Gross Fiduciary activities income | $154,000 | 515 |
| Service charges on deposit accounts | $156,000 | 2,505 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $670,000 | 1,197 |
| Total noninterest expense | $5,053,000 | 803 |
| Salaries and employee benefits | $3,287,000 | 663 |
| Premises and equipment expense | $510,000 | 1,136 |
| Additional noninterest expense | $1,256,000 | 980 |
| Pre-tax net operating income | $1,755,000 | 1,223 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $636,000 | 1,145 |
| Income before extraordinary items | $1,119,000 | 1,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,119,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,119,000 | 1,368 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $22,462,000 | 1,358 |
| Total interest expense | $2,544,000 | 4,048 |
| Net interest income | $19,918,000 | 973 |
| Provision for loan and lease losses | $500,000 | 2,369 |
| Total noninterest income | $3,402,000 | 1,419 |
| Gross Fiduciary activities income | $458,000 | 602 |
| Service charges on deposit accounts | $555,000 | 2,720 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,389,000 | 1,162 |
| Total noninterest expense | $17,507,000 | 893 |
| Salaries and employee benefits | $10,710,000 | 753 |
| Premises and equipment expense | $1,859,000 | 1,190 |
| Additional noninterest expense | $4,938,000 | 1,006 |
| Pre-tax net operating income | $5,313,000 | 1,542 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,785,000 | 1,423 |
| Income before extraordinary items | $3,528,000 | 1,703 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,528,000 | 1,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 471 |
| Net operating income | $3,528,000 | 1,647 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $22,382,000 | 1,513 |
| Total interest expense | $5,148,000 | 3,079 |
| Net interest income | $17,234,000 | 1,043 |
| Provision for loan and lease losses | $959,000 | 1,293 |
| Total noninterest income | $2,713,000 | 1,596 |
| Gross Fiduciary activities income | $104,000 | 987 |
| Service charges on deposit accounts | $446,000 | 3,119 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,163,000 | 1,172 |
| Total noninterest expense | $14,792,000 | 1,005 |
| Salaries and employee benefits | $8,711,000 | 855 |
| Premises and equipment expense | $1,672,000 | 1,277 |
| Additional noninterest expense | $4,409,000 | 1,080 |
| Pre-tax net operating income | $4,196,000 | 1,685 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,713,000 | 1,339 |
| Income before extraordinary items | $2,483,000 | 2,100 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,483,000 | 2,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $559,000 | 1,436 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,483,000 | 2,034 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,502,000 | 1,531 |
| Total interest expense | $5,030,000 | 3,300 |
| Net interest income | $17,472,000 | 995 |
| Provision for loan and lease losses | $2,204,000 | 569 |
| Total noninterest income | $1,826,000 | 2,014 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $248,000 | 4,544 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,578,000 | 1,336 |
| Total noninterest expense | $12,895,000 | 1,083 |
| Salaries and employee benefits | $7,578,000 | 926 |
| Premises and equipment expense | $1,397,000 | 1,488 |
| Additional noninterest expense | $3,920,000 | 1,170 |
| Pre-tax net operating income | $4,199,000 | 1,748 |
| Securities gains (losses) | $-24,000 | 8,832 |
| Applicable income taxes | $1,690,000 | 1,361 |
| Income before extraordinary items | $2,485,000 | 2,093 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,485,000 | 2,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-96,000 | 9,738 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,500,360 | 2,082 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,559,000 | 2,093 |
| Total interest expense | $4,460,000 | 3,264 |
| Net interest income | $11,099,000 | 1,563 |
| Provision for loan and lease losses | $-206,000 | 10,150 |
| Total noninterest income | $1,630,000 | 2,170 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $194,000 | 5,196 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,436,000 | 1,441 |
| Total noninterest expense | $9,894,000 | 1,403 |
| Salaries and employee benefits | $5,309,000 | 1,308 |
| Premises and equipment expense | $1,041,000 | 1,968 |
| Additional noninterest expense | $3,544,000 | 1,300 |
| Pre-tax net operating income | $3,041,000 | 2,385 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,213,000 | 1,905 |
| Income before extraordinary items | $1,828,000 | 2,772 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,828,000 | 2,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,262 |
| Cash dividends | $2,000,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,828,000 | 2,738 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,653,000 | 2,580 |
| Total interest expense | $3,437,000 | 4,202 |
| Net interest income | $9,216,000 | 1,855 |
| Provision for loan and lease losses | $72,000 | 5,801 |
| Total noninterest income | $809,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $204,000 | 5,100 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $605,000 | 2,640 |
| Total noninterest expense | $6,834,000 | 1,905 |
| Salaries and employee benefits | $3,441,000 | 1,931 |
| Premises and equipment expense | $648,000 | 2,969 |
| Additional noninterest expense | $2,745,000 | 1,567 |
| Pre-tax net operating income | $3,119,000 | 2,284 |
| Securities gains (losses) | $-6,000 | 10,112 |
| Applicable income taxes | $1,197,000 | 1,998 |
| Income before extraordinary items | $1,916,000 | 2,651 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,916,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,952 |
| Cash dividends | $100,000 | 6,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,919,840 | 2,566 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,891,000 | 2,762 |
| Total interest expense | $3,284,000 | 4,353 |
| Net interest income | $8,607,000 | 2,025 |
| Provision for loan and lease losses | $540,000 | 1,667 |
| Total noninterest income | $644,000 | 4,231 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $167,000 | 5,876 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $477,000 | 2,920 |
| Total noninterest expense | $6,590,000 | 1,958 |
| Salaries and employee benefits | $2,874,000 | 2,299 |
| Premises and equipment expense | $580,000 | 3,244 |
| Additional noninterest expense | $3,136,000 | 1,388 |
| Pre-tax net operating income | $2,121,000 | 3,351 |
| Securities gains (losses) | $23,000 | 1,798 |
| Applicable income taxes | $885,000 | 2,699 |
| Income before extraordinary items | $1,259,000 | 3,898 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,259,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $440,000 | 1,481 |
| Cash dividends | $230,000 | 5,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,244,280 | 3,865 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,471,000 | 2,884 |
| Total interest expense | $2,977,000 | 4,820 |
| Net interest income | $8,494,000 | 2,109 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $691,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $175,000 | 6,012 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $516,000 | 2,859 |
| Total noninterest expense | $6,224,000 | 2,207 |
| Salaries and employee benefits | $2,537,000 | 2,647 |
| Premises and equipment expense | $526,000 | 3,629 |
| Additional noninterest expense | $3,161,000 | 1,642 |
| Pre-tax net operating income | $2,961,000 | 2,402 |
| Securities gains (losses) | $-65,000 | 11,111 |
| Applicable income taxes | $833,000 | 2,748 |
| Income before extraordinary items | $2,063,000 | 2,392 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,063,000 | 2,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-299,000 | 11,380 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,109,150 | 2,277 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,374,000 | 2,930 |
| Total interest expense | $2,762,000 | 5,118 |
| Net interest income | $8,612,000 | 2,090 |
| Provision for loan and lease losses | $1,124,000 | 868 |
| Total noninterest income | $424,000 | 5,764 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $200,000 | 5,690 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $224,000 | 4,795 |
| Total noninterest expense | $5,624,000 | 2,415 |
| Salaries and employee benefits | $2,186,000 | 3,049 |
| Premises and equipment expense | $557,000 | 3,428 |
| Additional noninterest expense | $2,881,000 | 1,759 |
| Pre-tax net operating income | $2,288,000 | 3,096 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $254,000 | 6,590 |
| Income before extraordinary items | $2,045,000 | 2,460 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,045,000 | 2,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,355 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,035,210 | 2,447 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,044,000 | 3,314 |
| Total interest expense | $2,434,000 | 4,761 |
| Net interest income | $6,610,000 | 2,740 |
| Provision for loan and lease losses | $250,000 | 2,585 |
| Total noninterest income | $806,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $234,000 | 5,292 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $572,000 | 2,685 |
| Total noninterest expense | $6,144,000 | 2,294 |
| Salaries and employee benefits | $1,867,000 | 3,498 |
| Premises and equipment expense | $500,000 | 3,811 |
| Additional noninterest expense | $3,777,000 | 1,489 |
| Pre-tax net operating income | $1,022,000 | 5,864 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $1,020,000 | 4,470 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,020,000 | 4,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,109,000 | 809 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,020,000 | 4,508 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,053,000 | 3,071 |
| Total interest expense | $3,176,000 | 3,924 |
| Net interest income | $6,877,000 | 2,623 |
| Provision for loan and lease losses | $4,260,000 | 487 |
| Total noninterest income | $625,000 | 4,823 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $199,000 | 5,987 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $426,000 | 3,614 |
| Total noninterest expense | $7,901,000 | 1,882 |
| Salaries and employee benefits | $1,951,000 | 3,364 |
| Premises and equipment expense | $646,000 | 3,102 |
| Additional noninterest expense | $5,304,000 | 1,221 |
| Pre-tax net operating income | $-4,659,000 | 13,170 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-417,000 | 13,118 |
| Income before extraordinary items | $-4,242,000 | 13,150 |
| Extraordinary gains, net | $98,000 | 1,595 |
| Net income | $-4,144,000 | 13,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,310,000 | 401 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-4,242,000 | 13,137 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,075,000 | 2,899 |
| Total interest expense | $4,338,000 | 3,785 |
| Net interest income | $7,737,000 | 2,332 |
| Provision for loan and lease losses | $1,109,000 | 1,718 |
| Total noninterest income | $593,000 | 5,000 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $214,000 | 5,737 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $379,000 | 3,833 |
| Total noninterest expense | $5,903,000 | 2,456 |
| Salaries and employee benefits | $2,024,000 | 3,181 |
| Premises and equipment expense | $850,000 | 2,429 |
| Additional noninterest expense | $3,029,000 | 1,986 |
| Pre-tax net operating income | $1,318,000 | 4,563 |
| Securities gains (losses) | $6,000 | 6,913 |
| Applicable income taxes | $496,000 | 4,030 |
| Income before extraordinary items | $828,000 | 5,225 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $828,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $824,160 | 4,942 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.