Home > First Public Savings Bank, F.S.B. > Income and Expense
First Public Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,546,000 | 1,827 |
| Total interest expense | $8,428,000 | 1,874 |
| Net interest income | $10,118,000 | 1,768 |
| Provision for loan and lease losses | $414,000 | 1,822 |
| Total noninterest income | $437,000 | 5,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $437,000 | 3,141 |
| Total noninterest expense | $5,701,000 | 2,387 |
| Salaries and employee benefits | $2,909,000 | 2,273 |
| Premises and equipment expense | $1,099,000 | 1,841 |
| Additional noninterest expense | $1,693,000 | 2,764 |
| Pre-tax net operating income | $4,440,000 | 1,656 |
| Securities gains (losses) | $445,000 | 388 |
| Applicable income taxes | $2,025,000 | 1,261 |
| Income before extraordinary items | $2,860,000 | 1,772 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,860,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,575,200 | 1,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,871,000 | 1,831 |
| Total interest expense | $6,360,000 | 1,962 |
| Net interest income | $10,511,000 | 1,717 |
| Provision for loan and lease losses | $246,000 | 2,633 |
| Total noninterest income | $333,000 | 6,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $333,000 | 3,835 |
| Total noninterest expense | $5,502,000 | 2,536 |
| Salaries and employee benefits | $2,717,000 | 2,464 |
| Premises and equipment expense | $1,092,000 | 1,871 |
| Additional noninterest expense | $1,693,000 | 2,987 |
| Pre-tax net operating income | $5,096,000 | 1,448 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,119,000 | 1,141 |
| Income before extraordinary items | $2,977,000 | 1,642 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,977,000 | 1,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,814 |
| Cash dividends | $9,500,000 | 364 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 352 |
| Net operating income | $2,977,000 | 1,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $17,210,000 | 1,821 |
| Total interest expense | $6,324,000 | 2,049 |
| Net interest income | $10,886,000 | 1,665 |
| Provision for loan and lease losses | $2,000 | 10,273 |
| Total noninterest income | $1,279,000 | 2,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,279,000 | 1,740 |
| Total noninterest expense | $5,123,000 | 2,789 |
| Salaries and employee benefits | $2,459,000 | 2,686 |
| Premises and equipment expense | $1,035,000 | 1,988 |
| Additional noninterest expense | $1,629,000 | 3,265 |
| Pre-tax net operating income | $7,040,000 | 1,007 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,905,000 | 882 |
| Income before extraordinary items | $4,135,000 | 1,239 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $4,135,000 | 1,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,135,000 | 1,149 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,051,000 | 1,855 |
| Total interest expense | $8,418,000 | 2,024 |
| Net interest income | $10,633,000 | 1,726 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $487,000 | 5,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $487,000 | 3,248 |
| Total noninterest expense | $4,622,000 | 3,089 |
| Salaries and employee benefits | $2,149,000 | 2,997 |
| Premises and equipment expense | $1,064,000 | 1,989 |
| Additional noninterest expense | $1,409,000 | 3,779 |
| Pre-tax net operating income | $6,323,000 | 1,027 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,456,000 | 949 |
| Income before extraordinary items | $3,867,000 | 1,211 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,867,000 | 1,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $560,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,867,000 | 1,120 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.