Home > First PREMIER Bank > Net charge- offs to loans

First PREMIER Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1510%683
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,381
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0013%3,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0027%3,627
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0045%3,788
Percentage Net Loans Charged-off: Commercial and industrial0.0368%1,414
Percentage Net Loans Charged-off: Loans to individuals0.2423%1,811
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.2423%1,685
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1052%754
Percentage Net Loans Charged-off: Total real estate loans-0.0012%3,393
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0017%4,044
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0024%3,624
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0041%3,777
Percentage Net Loans Charged-off: Commercial and industrial-0.0157%3,820
Percentage Net Loans Charged-off: Loans to individuals0.1752%1,836
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1752%1,765
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1120%631
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,358
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0037%3,752
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0063%3,874
Percentage Net Loans Charged-off: Commercial and industrial0.0079%1,130
Percentage Net Loans Charged-off: Loans to individuals0.1804%1,637
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.1804%1,612
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0935%618
Percentage Net Loans Charged-off: Total real estate loans-0.0007%3,441
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0038%3,847
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0066%4,004
Percentage Net Loans Charged-off: Commercial and industrial0.0159%725
Percentage Net Loans Charged-off: Loans to individuals0.1493%1,560
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.1493%1,485
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0383%1,329
Percentage Net Loans Charged-off: Total real estate loans-0.1234%4,596
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.2001%4,628
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential0.0153%530
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net0.0281%407
Percentage Net Loans Charged-off: Commercial and industrial0.0035%1,376
Percentage Net Loans Charged-off: Loans to individuals0.1146%2,055
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.1146%1,978
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0004%2,330
Percentage Net Loans Charged-off: Total real estate loans-0.1693%4,649
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.2703%4,675
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential0.0208%396
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net0.0383%304
Percentage Net Loans Charged-off: Commercial and industrial0.0107%1,035
Percentage Net Loans Charged-off: Loans to individuals0.0708%2,074
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0708%1,991
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0375%4,128
Percentage Net Loans Charged-off: Total real estate loans-0.2615%4,633
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.4146%4,590
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0341%289
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net0.0631%213
Percentage Net Loans Charged-off: Commercial and industrial0.0055%895
Percentage Net Loans Charged-off: Loans to individuals0.0522%1,984
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0522%1,895
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0165%1,205
Percentage Net Loans Charged-off: Total real estate loans-0.0967%4,546
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0309%4,402
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0942%131
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.1713%89
Percentage Net Loans Charged-off: Commercial and industrial0.0110%600
Percentage Net Loans Charged-off: Loans to individuals0.0606%1,668
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0606%1,577
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0019%2,576
Percentage Net Loans Charged-off: Total real estate loans-0.1514%4,674
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.0000%744
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0471%4,236
Percentage Net Loans Charged-off: Home equity loans0.0000%242
All other 1-4 family - Percent of loans charged-off, net-0.0751%4,379
Percentage Net Loans Charged-off: Commercial and industrial0.0238%1,315
Percentage Net Loans Charged-off: Loans to individuals0.1307%1,825
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1307%1,718
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0228%4,015
Percentage Net Loans Charged-off: Total real estate loans-0.2015%4,763
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.0144%523
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0585%4,383
Percentage Net Loans Charged-off: Home equity loans0.0000%216
All other 1-4 family - Percent of loans charged-off, net-0.0910%4,513
Percentage Net Loans Charged-off: Commercial and industrial0.0762%853
Percentage Net Loans Charged-off: Loans to individuals0.1123%1,738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1123%1,629
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0209%4,014
Percentage Net Loans Charged-off: Total real estate loans-0.3005%4,833
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0434%371
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0858%4,540
Percentage Net Loans Charged-off: Home equity loans0.0000%181
All other 1-4 family - Percent of loans charged-off, net-0.1317%4,632
Percentage Net Loans Charged-off: Commercial and industrial0.1370%614
Percentage Net Loans Charged-off: Loans to individuals0.1167%1,551
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1167%1,444
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0620%4,478
Percentage Net Loans Charged-off: Total real estate loans-0.6218%4,885
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0028%4,277
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.1727%4,712
Percentage Net Loans Charged-off: Home equity loans0.0000%133
All other 1-4 family - Percent of loans charged-off, net-0.2698%4,760
Percentage Net Loans Charged-off: Commercial and industrial0.2898%354
Percentage Net Loans Charged-off: Loans to individuals0.1884%1,243
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1884%1,138
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7373%198
Percentage Net Loans Charged-off: Total real estate loans-0.0473%4,642
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0426%4,618
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0328%963
Percentage Net Loans Charged-off: Home equity loans-0.0194%3,416
All other 1-4 family - Percent of loans charged-off, net0.0583%713
Percentage Net Loans Charged-off: Commercial and industrial-0.0551%4,288
Percentage Net Loans Charged-off: Loans to individuals0.2361%1,927
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2361%1,798
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9336%143
Percentage Net Loans Charged-off: Total real estate loans-0.0409%4,622
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0407%4,642
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential0.1013%432
Percentage Net Loans Charged-off: Home equity loans0.1504%151
All other 1-4 family - Percent of loans charged-off, net0.0779%515
Percentage Net Loans Charged-off: Commercial and industrial-0.0141%3,942
Percentage Net Loans Charged-off: Loans to individuals0.2142%1,913
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2142%1,787
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4053%92
Percentage Net Loans Charged-off: Total real estate loans-0.0105%4,254
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0390%4,696
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.1566%298
Percentage Net Loans Charged-off: Home equity loans0.2016%114
All other 1-4 family - Percent of loans charged-off, net0.1337%323
Percentage Net Loans Charged-off: Commercial and industrial-0.0147%3,915
Percentage Net Loans Charged-off: Loans to individuals0.2349%1,851
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2349%1,725
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8412%45
Percentage Net Loans Charged-off: Total real estate loans0.0038%1,027
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0318%4,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.1882%247
Percentage Net Loans Charged-off: Home equity loans0.0000%210
All other 1-4 family - Percent of loans charged-off, net0.2909%161
Percentage Net Loans Charged-off: Commercial and industrial-0.0233%3,955
Percentage Net Loans Charged-off: Loans to individuals0.2970%1,620
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2970%1,517
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3092%669
Percentage Net Loans Charged-off: Total real estate loans0.4720%133
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.1560%467
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0444%1,094
Percentage Net Loans Charged-off: Home equity loans0.0000%494
All other 1-4 family - Percent of loans charged-off, net0.0677%845
Percentage Net Loans Charged-off: Commercial and industrial-0.0057%3,915
Percentage Net Loans Charged-off: Loans to individuals0.3130%2,068
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3130%1,938
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2133%828
Percentage Net Loans Charged-off: Total real estate loans0.1415%455
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0072%4,474
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0065%4,140
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0098%4,280
Percentage Net Loans Charged-off: Commercial and industrial-0.0479%4,285
Percentage Net Loans Charged-off: Loans to individuals0.2941%1,981
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2941%1,859
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2138%778
Percentage Net Loans Charged-off: Total real estate loans0.1915%340
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0082%4,585
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%4,172
Percentage Net Loans Charged-off: Home equity loans0.0000%333
All other 1-4 family - Percent of loans charged-off, net-0.0116%4,345
Percentage Net Loans Charged-off: Commercial and industrial-0.1131%4,569
Percentage Net Loans Charged-off: Loans to individuals0.2875%1,849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2875%1,724
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1132%1,055
Percentage Net Loans Charged-off: Total real estate loans-0.0090%4,392
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0082%4,727
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0052%4,180
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net-0.0081%4,319
Percentage Net Loans Charged-off: Commercial and industrial-0.0506%4,345
Percentage Net Loans Charged-off: Loans to individuals0.1955%1,896
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1955%1,788
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2762%701
Percentage Net Loans Charged-off: Total real estate loans0.3770%178
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate0.4879%213
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0717%5,004
Percentage Net Loans Charged-off: Home equity loans-0.3122%3,959
All other 1-4 family - Percent of loans charged-off, net0.0659%1,017
Percentage Net Loans Charged-off: Commercial and industrial0.0058%2,152
Percentage Net Loans Charged-off: Loans to individuals0.2676%2,194
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2676%2,081
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1781%936
Percentage Net Loans Charged-off: Total real estate loans0.1357%472
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0050%4,543
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.1149%5,147
Percentage Net Loans Charged-off: Home equity loans-0.4962%4,016
All other 1-4 family - Percent of loans charged-off, net0.1067%665
Percentage Net Loans Charged-off: Commercial and industrial-0.0509%4,415
Percentage Net Loans Charged-off: Loans to individuals0.2248%2,173
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2248%2,059
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1799%873
Percentage Net Loans Charged-off: Total real estate loans0.2091%295
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0046%4,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential0.1070%603
Percentage Net Loans Charged-off: Home equity loans0.0000%391
All other 1-4 family - Percent of loans charged-off, net0.1696%408
Percentage Net Loans Charged-off: Commercial and industrial-0.0296%4,241
Percentage Net Loans Charged-off: Loans to individuals0.1861%2,192
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1861%2,070
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1189%1,071
Percentage Net Loans Charged-off: Total real estate loans0.0425%755
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0098%4,869
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential0.1774%368
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.2824%244
Percentage Net Loans Charged-off: Commercial and industrial-0.0326%4,265
Percentage Net Loans Charged-off: Loans to individuals0.1512%2,053
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1512%1,936
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2602%1,002
Percentage Net Loans Charged-off: Total real estate loans0.1757%605
Percentage Net Loans Charged-off:Construction & development0.0000%519
Percentage Net Loans Charged-off: Commercial real estate-0.0281%5,011
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.0875%1,168
Percentage Net Loans Charged-off: Home equity loans0.2085%265
All other 1-4 family - Percent of loans charged-off, net0.0287%1,792
Percentage Net Loans Charged-off: Commercial and industrial-0.0629%4,662
Percentage Net Loans Charged-off: Loans to individuals0.3406%2,172
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3406%2,040
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1927%1,102
Percentage Net Loans Charged-off: Total real estate loans0.0071%2,120
Percentage Net Loans Charged-off:Construction & development0.0000%426
Percentage Net Loans Charged-off: Commercial real estate-0.0265%5,030
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0625%1,250
Percentage Net Loans Charged-off: Home equity loans0.1007%379
All other 1-4 family - Percent of loans charged-off, net0.0447%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.1142%4,855
Percentage Net Loans Charged-off: Loans to individuals0.3279%2,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3279%1,940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2086%979
Percentage Net Loans Charged-off: Total real estate loans0.0023%1,969
Percentage Net Loans Charged-off:Construction & development0.0000%340
Percentage Net Loans Charged-off: Commercial real estate-0.0196%5,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0354%1,384
Percentage Net Loans Charged-off: Home equity loans0.1535%271
All other 1-4 family - Percent of loans charged-off, net-0.0184%4,861
Percentage Net Loans Charged-off: Commercial and industrial-0.1394%4,955
Percentage Net Loans Charged-off: Loans to individuals0.3559%1,842
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3559%1,723
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1884%906
Percentage Net Loans Charged-off: Total real estate loans-0.0093%4,614
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0175%5,155
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0051%4,527
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.0074%4,658
Percentage Net Loans Charged-off: Commercial and industrial-0.2237%5,181
Percentage Net Loans Charged-off: Loans to individuals0.3617%1,670
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3617%1,545
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1942%1,426
Percentage Net Loans Charged-off: Total real estate loans-0.0390%5,238
Percentage Net Loans Charged-off:Construction & development0.0000%574
Percentage Net Loans Charged-off: Commercial real estate0.1890%630
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.1112%1,262
Percentage Net Loans Charged-off: Home equity loans0.3184%269
All other 1-4 family - Percent of loans charged-off, net0.0169%2,336
Percentage Net Loans Charged-off: Commercial and industrial-0.0271%4,575
Percentage Net Loans Charged-off: Loans to individuals0.3416%2,255
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3416%2,103
Percentage Net Loans Charged-off: All other loans and lease0.2168%940
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1277%1,683
Percentage Net Loans Charged-off: Total real estate loans-0.1756%5,703
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate-0.0056%4,883
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.1405%955
Percentage Net Loans Charged-off: Home equity loans0.4274%194
All other 1-4 family - Percent of loans charged-off, net0.0077%2,194
Percentage Net Loans Charged-off: Commercial and industrial-0.1084%5,033
Percentage Net Loans Charged-off: Loans to individuals0.2983%2,147
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2983%1,986
Percentage Net Loans Charged-off: All other loans and lease0.2411%755
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1923%1,192
Percentage Net Loans Charged-off: Total real estate loans0.0337%1,707
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0051%4,942
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.1201%1,038
Percentage Net Loans Charged-off: Home equity loans0.3150%245
All other 1-4 family - Percent of loans charged-off, net0.0276%1,708
Percentage Net Loans Charged-off: Commercial and industrial-0.0788%4,911
Percentage Net Loans Charged-off: Loans to individuals0.3061%1,965
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3061%1,824
Percentage Net Loans Charged-off: All other loans and lease0.2732%632
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2032%981
Percentage Net Loans Charged-off: Total real estate loans-0.0113%4,839
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0067%5,109
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0276%5,257
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0412%5,441
Percentage Net Loans Charged-off: Commercial and industrial0.0951%967
Percentage Net Loans Charged-off: Loans to individuals0.3140%1,739
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3140%1,588
Percentage Net Loans Charged-off: All other loans and lease0.2916%502
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2565%1,178
Percentage Net Loans Charged-off: Total real estate loans0.0293%2,618
Percentage Net Loans Charged-off:Construction & development0.0000%805
Percentage Net Loans Charged-off: Commercial real estate-0.0051%5,047
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential0.1031%1,743
Percentage Net Loans Charged-off: Home equity loans-0.1091%4,376
All other 1-4 family - Percent of loans charged-off, net0.1987%1,076
Percentage Net Loans Charged-off: Commercial and industrial0.8205%707
Percentage Net Loans Charged-off: Loans to individuals0.2877%2,308
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2877%2,161
Percentage Net Loans Charged-off: All other loans and lease0.1192%996
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2788%958
Percentage Net Loans Charged-off: Total real estate loans0.0542%2,015
Percentage Net Loans Charged-off:Construction & development0.0000%691
Percentage Net Loans Charged-off: Commercial real estate-0.0045%5,105
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.1721%1,131
Percentage Net Loans Charged-off: Home equity loans0.0527%710
All other 1-4 family - Percent of loans charged-off, net0.2256%890
Percentage Net Loans Charged-off: Commercial and industrial1.0956%458
Percentage Net Loans Charged-off: Loans to individuals0.2563%2,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2563%2,069
Percentage Net Loans Charged-off: All other loans and lease0.1403%860
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1615%1,507
Percentage Net Loans Charged-off: Total real estate loans0.0968%1,430
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate-0.0034%5,175
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3118%678
Percentage Net Loans Charged-off: Home equity loans0.0800%593
All other 1-4 family - Percent of loans charged-off, net0.4150%508
Percentage Net Loans Charged-off: Commercial and industrial-0.0246%4,564
Percentage Net Loans Charged-off: Loans to individuals0.2531%2,036
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2531%1,904
Percentage Net Loans Charged-off: All other loans and lease0.0837%859
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1886%1,173
Percentage Net Loans Charged-off: Total real estate loans0.1215%1,074
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate-0.0034%5,304
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.4923%424
Percentage Net Loans Charged-off: Home equity loans0.0898%410
All other 1-4 family - Percent of loans charged-off, net0.6714%296
Percentage Net Loans Charged-off: Commercial and industrial0.1035%912
Percentage Net Loans Charged-off: Loans to individuals0.2720%1,790
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2720%1,669
Percentage Net Loans Charged-off: All other loans and lease0.0573%759
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2585%1,666
Percentage Net Loans Charged-off: Total real estate loans0.0557%2,921
Percentage Net Loans Charged-off:Construction & development0.0000%1,139
Percentage Net Loans Charged-off: Commercial real estate0.0071%2,137
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.1929%1,667
Percentage Net Loans Charged-off: Home equity loans-0.0352%4,467
All other 1-4 family - Percent of loans charged-off, net0.2835%1,191
Percentage Net Loans Charged-off: Commercial and industrial0.5997%1,091
Percentage Net Loans Charged-off: Loans to individuals0.3476%2,248
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3476%2,114
Percentage Net Loans Charged-off: All other loans and lease-0.0076%5,306
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1659%2,134
Percentage Net Loans Charged-off: Total real estate loans0.0381%2,883
Percentage Net Loans Charged-off:Construction & development0.0000%983
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential0.1480%1,823
Percentage Net Loans Charged-off: Home equity loans-0.0482%4,527
All other 1-4 family - Percent of loans charged-off, net0.2240%1,321
Percentage Net Loans Charged-off: Commercial and industrial0.1494%1,721
Percentage Net Loans Charged-off: Loans to individuals0.2890%2,289
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2890%2,135
Percentage Net Loans Charged-off: All other loans and lease-0.0608%5,603
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1717%2,019
Percentage Net Loans Charged-off: Total real estate loans0.0656%2,342
Percentage Net Loans Charged-off:Construction & development0.0000%833
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.2505%1,256
Percentage Net Loans Charged-off: Home equity loans-0.0106%4,408
All other 1-4 family - Percent of loans charged-off, net0.3512%936
Percentage Net Loans Charged-off: Commercial and industrial0.0270%1,884
Percentage Net Loans Charged-off: Loans to individuals0.2366%2,256
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2366%2,129
Percentage Net Loans Charged-off: All other loans and lease0.3438%577
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0745%2,402
Percentage Net Loans Charged-off: Total real estate loans-0.0580%6,064
Percentage Net Loans Charged-off:Construction & development0.0000%583
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.1999%6,395
Percentage Net Loans Charged-off: Home equity loans-0.0218%4,483
All other 1-4 family - Percent of loans charged-off, net-0.2683%6,435
Percentage Net Loans Charged-off: Commercial and industrial-0.0257%4,829
Percentage Net Loans Charged-off: Loans to individuals0.1919%2,187
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1919%2,059
Percentage Net Loans Charged-off: All other loans and lease0.0210%886
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2381%2,548
Percentage Net Loans Charged-off: Total real estate loans0.2030%2,303
Percentage Net Loans Charged-off:Construction & development0.0000%1,642
Percentage Net Loans Charged-off: Commercial real estate-0.0484%6,189
Percentage Net Loans Charged-off: Multi-family residential-0.4507%5,344
Percentage Net Loans Charged-off: 1-4 family residential0.6511%854
Percentage Net Loans Charged-off: Home equity loans0.3373%840
All other 1-4 family - Percent of loans charged-off, net0.7573%717
Percentage Net Loans Charged-off: Commercial and industrial-0.0477%5,372
Percentage Net Loans Charged-off: Loans to individuals0.3553%2,529
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3553%2,388
Percentage Net Loans Charged-off: All other loans and lease0.2003%915
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1505%3,038
Percentage Net Loans Charged-off: Total real estate loans0.1186%2,753
Percentage Net Loans Charged-off:Construction & development0.0000%1,483
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,354
Percentage Net Loans Charged-off: Multi-family residential-0.5854%5,397
Percentage Net Loans Charged-off: 1-4 family residential0.2445%1,850
Percentage Net Loans Charged-off: Home equity loans0.3553%775
All other 1-4 family - Percent of loans charged-off, net0.2082%1,978
Percentage Net Loans Charged-off: Commercial and industrial-0.0826%5,554
Percentage Net Loans Charged-off: Loans to individuals0.3270%2,408
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3270%2,244
Percentage Net Loans Charged-off: All other loans and lease-0.2115%5,962
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0623%3,815
Percentage Net Loans Charged-off: Total real estate loans-0.0535%6,374
Percentage Net Loans Charged-off:Construction & development0.0000%1,279
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,043
Percentage Net Loans Charged-off: Multi-family residential-0.8506%5,398
Percentage Net Loans Charged-off: 1-4 family residential-0.1051%6,491
Percentage Net Loans Charged-off: Home equity loans0.1365%923
All other 1-4 family - Percent of loans charged-off, net-0.1827%6,583
Percentage Net Loans Charged-off: Commercial and industrial-0.1652%5,845
Percentage Net Loans Charged-off: Loans to individuals0.3329%2,203
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3329%2,056
Percentage Net Loans Charged-off: All other loans and lease-0.3805%6,019
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%58
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0366%3,511
Percentage Net Loans Charged-off: Total real estate loans0.0033%3,039
Percentage Net Loans Charged-off:Construction & development0.0000%915
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0109%2,522
Percentage Net Loans Charged-off: Home equity loans0.2739%603
All other 1-4 family - Percent of loans charged-off, net-0.0717%6,421
Percentage Net Loans Charged-off: Commercial and industrial-0.3987%6,239
Percentage Net Loans Charged-off: Loans to individuals0.4388%1,745
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4388%1,607
Percentage Net Loans Charged-off: All other loans and lease-0.8430%6,105
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5413%2,106
Percentage Net Loans Charged-off: Total real estate loans0.8989%1,130
Percentage Net Loans Charged-off:Construction & development0.0693%2,242
Percentage Net Loans Charged-off: Commercial real estate1.4131%629
Percentage Net Loans Charged-off: Multi-family residential0.7969%494
Percentage Net Loans Charged-off: 1-4 family residential0.6660%1,393
Percentage Net Loans Charged-off: Home equity loans0.0440%1,684
All other 1-4 family - Percent of loans charged-off, net0.8661%1,052
Percentage Net Loans Charged-off: Commercial and industrial0.0206%3,522
Percentage Net Loans Charged-off: Loans to individuals0.3272%2,919
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3272%2,749
Percentage Net Loans Charged-off: All other loans and lease0.7690%624
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%125
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2738%3,084
Percentage Net Loans Charged-off: Total real estate loans0.2318%2,894
Percentage Net Loans Charged-off:Construction & development0.0882%2,044
Percentage Net Loans Charged-off: Commercial real estate0.2126%2,015
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.4242%1,952
Percentage Net Loans Charged-off: Home equity loans-0.0146%4,997
All other 1-4 family - Percent of loans charged-off, net0.5663%1,515
Percentage Net Loans Charged-off: Commercial and industrial-0.0015%5,372
Percentage Net Loans Charged-off: Loans to individuals0.2752%2,870
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2752%2,687
Percentage Net Loans Charged-off: All other loans and lease0.9051%518
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%111
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2526%3,067
Percentage Net Loans Charged-off: Total real estate loans0.2965%2,455
Percentage Net Loans Charged-off:Construction & development0.1245%1,791
Percentage Net Loans Charged-off: Commercial real estate0.3150%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4836%1,700
Percentage Net Loans Charged-off: Home equity loans-0.0221%5,018
All other 1-4 family - Percent of loans charged-off, net0.6464%1,313
Percentage Net Loans Charged-off: Commercial and industrial0.0283%2,748
Percentage Net Loans Charged-off: Loans to individuals0.2260%2,884
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2260%2,696
Percentage Net Loans Charged-off: All other loans and lease0.5466%608
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%96
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0517%3,985
Percentage Net Loans Charged-off: Total real estate loans0.0715%3,167
Percentage Net Loans Charged-off:Construction & development0.2466%1,248
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.1892%2,224
Percentage Net Loans Charged-off: Home equity loans-0.0445%5,081
All other 1-4 family - Percent of loans charged-off, net0.2614%1,866
Percentage Net Loans Charged-off: Commercial and industrial-0.3636%6,490
Percentage Net Loans Charged-off: Loans to individuals0.2031%2,511
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2031%2,333
Percentage Net Loans Charged-off: All other loans and lease0.0153%936
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7480%2,284
Percentage Net Loans Charged-off: Total real estate loans0.6779%2,220
Percentage Net Loans Charged-off:Construction & development-0.0941%6,434
Percentage Net Loans Charged-off: Commercial real estate0.0263%3,459
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.0504%1,193
Percentage Net Loans Charged-off: Home equity loans0.5449%1,180
All other 1-4 family - Percent of loans charged-off, net1.1979%1,041
Percentage Net Loans Charged-off: Commercial and industrial0.5913%2,592
Percentage Net Loans Charged-off: Loans to individuals0.6441%2,370
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6099%2,186
Percentage Net Loans Charged-off: All other loans and lease1.9090%420
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5580%2,565
Percentage Net Loans Charged-off: Total real estate loans0.4310%2,632
Percentage Net Loans Charged-off:Construction & development0.0000%2,635
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,145
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.0786%1,096
Percentage Net Loans Charged-off: Home equity loans0.5636%1,036
All other 1-4 family - Percent of loans charged-off, net1.2278%956
Percentage Net Loans Charged-off: Commercial and industrial0.3957%2,594
Percentage Net Loans Charged-off: Loans to individuals0.5585%2,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5200%2,202
Percentage Net Loans Charged-off: All other loans and lease1.6437%418
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6360%2,249
Percentage Net Loans Charged-off: Total real estate loans0.5311%2,200
Percentage Net Loans Charged-off:Construction & development0.0000%2,304
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,658
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.2303%966
Percentage Net Loans Charged-off: Home equity loans0.6170%906
All other 1-4 family - Percent of loans charged-off, net1.4095%823
Percentage Net Loans Charged-off: Commercial and industrial0.2485%2,600
Percentage Net Loans Charged-off: Loans to individuals0.5392%2,329
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4873%2,132
Percentage Net Loans Charged-off: All other loans and lease2.4363%304
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5078%2,208
Percentage Net Loans Charged-off: Total real estate loans0.6380%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%1,696
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,892
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.0707%905
Percentage Net Loans Charged-off: Home equity loans1.3764%454
All other 1-4 family - Percent of loans charged-off, net0.9826%927
Percentage Net Loans Charged-off: Commercial and industrial0.0801%2,211
Percentage Net Loans Charged-off: Loans to individuals0.5075%2,063
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4334%1,902
Percentage Net Loans Charged-off: All other loans and lease0.6043%496
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0120%2,173
Percentage Net Loans Charged-off: Total real estate loans0.8177%2,203
Percentage Net Loans Charged-off:Construction & development0.9579%2,541
Percentage Net Loans Charged-off: Commercial real estate0.3638%2,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.7641%770
Percentage Net Loans Charged-off: Home equity loans1.8074%537
All other 1-4 family - Percent of loans charged-off, net1.7532%790
Percentage Net Loans Charged-off: Commercial and industrial0.2446%3,909
Percentage Net Loans Charged-off: Loans to individuals1.0641%2,049
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8770%370
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0812%1,877
Percentage Net Loans Charged-off: Total real estate loans0.8785%1,922
Percentage Net Loans Charged-off:Construction & development1.2886%2,133
Percentage Net Loans Charged-off: Commercial real estate0.2574%2,272
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.9902%583
Percentage Net Loans Charged-off: Home equity loans2.0259%453
All other 1-4 family - Percent of loans charged-off, net1.9815%608
Percentage Net Loans Charged-off: Commercial and industrial0.3231%3,300
Percentage Net Loans Charged-off: Loans to individuals1.0522%1,893
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.3861%315
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7467%2,371
Percentage Net Loans Charged-off: Total real estate loans0.6335%2,187
Percentage Net Loans Charged-off:Construction & development0.8894%2,053
Percentage Net Loans Charged-off: Commercial real estate0.3862%1,654
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential1.1770%1,025
Percentage Net Loans Charged-off: Home equity loans1.9192%446
All other 1-4 family - Percent of loans charged-off, net0.9993%1,141
Percentage Net Loans Charged-off: Commercial and industrial0.2597%3,078
Percentage Net Loans Charged-off: Loans to individuals1.1606%1,676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8654%711
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7509%2,007
Percentage Net Loans Charged-off: Total real estate loans0.6885%1,747
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.7342%924
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential1.0685%980
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net1.3198%810
Percentage Net Loans Charged-off: Commercial and industrial0.0698%2,655
Percentage Net Loans Charged-off: Loans to individuals1.3003%1,485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3586%782
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0791%2,262
Percentage Net Loans Charged-off: Total real estate loans0.4604%3,034
Percentage Net Loans Charged-off:Construction & development0.0048%3,478
Percentage Net Loans Charged-off: Commercial real estate0.0278%3,241
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential1.1521%1,156
Percentage Net Loans Charged-off: Home equity loans0.5629%1,162
All other 1-4 family - Percent of loans charged-off, net1.2696%1,025
Percentage Net Loans Charged-off: Commercial and industrial0.3089%4,193
Percentage Net Loans Charged-off: Loans to individuals1.6976%1,625
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.6950%503
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8780%2,208
Percentage Net Loans Charged-off: Total real estate loans0.3121%3,056
Percentage Net Loans Charged-off:Construction & development0.0062%3,090
Percentage Net Loans Charged-off: Commercial real estate0.0379%2,619
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.7473%1,362
Percentage Net Loans Charged-off: Home equity loans0.7724%826
All other 1-4 family - Percent of loans charged-off, net0.7425%1,286
Percentage Net Loans Charged-off: Commercial and industrial0.2427%3,752
Percentage Net Loans Charged-off: Loans to individuals1.7227%1,500
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9838%601
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9568%1,819
Percentage Net Loans Charged-off: Total real estate loans0.2994%2,693
Percentage Net Loans Charged-off:Construction & development0.0092%2,650
Percentage Net Loans Charged-off: Commercial real estate0.0584%1,981
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.6800%1,282
Percentage Net Loans Charged-off: Home equity loans0.9579%624
All other 1-4 family - Percent of loans charged-off, net0.6291%1,300
Percentage Net Loans Charged-off: Commercial and industrial0.3586%2,931
Percentage Net Loans Charged-off: Loans to individuals1.8630%1,304
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1924%512
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1882%1,166
Percentage Net Loans Charged-off: Total real estate loans0.2861%2,112
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0038%1,389
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.6914%990
Percentage Net Loans Charged-off: Home equity loans0.2527%698
All other 1-4 family - Percent of loans charged-off, net0.7680%869
Percentage Net Loans Charged-off: Commercial and industrial0.1245%2,467
Percentage Net Loans Charged-off: Loans to individuals2.1604%1,033
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.9655%308
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5972%2,038
Percentage Net Loans Charged-off: Total real estate loans0.2081%2,811
Percentage Net Loans Charged-off:Construction & development0.0000%2,850
Percentage Net Loans Charged-off: Commercial real estate-0.0055%7,703
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.4744%1,257
Percentage Net Loans Charged-off: Home equity loans0.6725%588
All other 1-4 family - Percent of loans charged-off, net0.4448%1,240
Percentage Net Loans Charged-off: Commercial and industrial-0.0727%7,434
Percentage Net Loans Charged-off: Loans to individuals1.6372%1,334
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2220%1,313
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4962%1,696
Percentage Net Loans Charged-off: Total real estate loans0.0989%2,945
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate-0.0031%7,687
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.2221%1,630
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.2548%1,380
Percentage Net Loans Charged-off: Commercial and industrial-0.1011%7,413
Percentage Net Loans Charged-off: Loans to individuals1.5165%1,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1074%1,328
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5408%1,299
Percentage Net Loans Charged-off: Total real estate loans0.1514%1,979
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate-0.0046%7,764
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.3341%1,060
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.3821%893
Percentage Net Loans Charged-off: Commercial and industrial-0.0125%6,848
Percentage Net Loans Charged-off: Loans to individuals1.5427%1,076
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1377%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5961%889
Percentage Net Loans Charged-off: Total real estate loans0.1939%1,260
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0095%7,891
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4250%685
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.4841%578
Percentage Net Loans Charged-off: Commercial and industrial-0.0747%7,259
Percentage Net Loans Charged-off: Loans to individuals1.6318%952
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3424%702
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6216%845
Percentage Net Loans Charged-off: Total real estate loans0.1728%1,514
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0529%1,268
Percentage Net Loans Charged-off: Multi-family residential0.0198%270
Percentage Net Loans Charged-off: 1-4 family residential0.3271%829
Percentage Net Loans Charged-off: Home equity loans0.7024%237
All other 1-4 family - Percent of loans charged-off, net0.2773%946
Percentage Net Loans Charged-off: Commercial and industrial0.1292%3,076
Percentage Net Loans Charged-off: Loans to individuals1.3404%1,139
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2539%563
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5515%721
Percentage Net Loans Charged-off: Total real estate loans0.1796%991
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0272%984
Percentage Net Loans Charged-off: Multi-family residential0.0269%175
Percentage Net Loans Charged-off: 1-4 family residential0.3610%548
Percentage Net Loans Charged-off: Home equity loans0.7248%169
All other 1-4 family - Percent of loans charged-off, net0.3131%628
Percentage Net Loans Charged-off: Commercial and industrial0.1262%2,494
Percentage Net Loans Charged-off: Loans to individuals1.3313%1,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5165%754
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5449%647
Percentage Net Loans Charged-off: Total real estate loans0.2167%695
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0409%683
Percentage Net Loans Charged-off: Multi-family residential0.0419%121
Percentage Net Loans Charged-off: 1-4 family residential0.4331%429
Percentage Net Loans Charged-off: Home equity loans0.9655%116
All other 1-4 family - Percent of loans charged-off, net0.3621%477
Percentage Net Loans Charged-off: Commercial and industrial0.1379%2,043
Percentage Net Loans Charged-off: Loans to individuals1.2033%1,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6975%611
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5424%588
Percentage Net Loans Charged-off: Total real estate loans0.2470%492
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0269%8,056
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.5651%283
Percentage Net Loans Charged-off: Home equity loans1.8262%54
All other 1-4 family - Percent of loans charged-off, net0.3917%375
Percentage Net Loans Charged-off: Commercial and industrial0.1793%1,335
Percentage Net Loans Charged-off: Loans to individuals1.2586%1,000
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3196%627
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6544%518
Percentage Net Loans Charged-off: Total real estate loans0.0017%3,369
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial1.5195%677
Percentage Net Loans Charged-off: Loans to individuals1.3524%1,002
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2319%1,025
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7649%342
Percentage Net Loans Charged-off: Total real estate loans0.0023%2,815
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial2.0225%413
Percentage Net Loans Charged-off: Loans to individuals1.4465%794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2574%890
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9839%261
Percentage Net Loans Charged-off: Total real estate loans0.0035%2,335
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial3.1784%263
Percentage Net Loans Charged-off: Loans to individuals1.5876%712
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2072%829
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7521%371
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,638
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial0.4883%854
Percentage Net Loans Charged-off: Loans to individuals2.2934%488
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0264%872
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3042%50
Percentage Net Loans Charged-off: Total real estate loans-0.0046%7,730
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0048%7,970
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial1.4853%812
Percentage Net Loans Charged-off: Loans to individuals7.2279%63
Percentage Net Loans Charged-off: Credit card loans13.7734%50
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2043%1,098
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9902%31
Percentage Net Loans Charged-off: Total real estate loans-0.0018%7,529
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0065%7,993
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial1.0333%951
Percentage Net Loans Charged-off: Loans to individuals8.4476%53
Percentage Net Loans Charged-off: Credit card loans14.6912%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1357%1,047
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.2934%23
Percentage Net Loans Charged-off: Total real estate loans0.0014%2,503
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.3873%1,561
Percentage Net Loans Charged-off: Loans to individuals10.5996%38
Percentage Net Loans Charged-off: Credit card loans16.5281%41
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1432%894
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans8.8628%5
Percentage Net Loans Charged-off: Total real estate loans-0.0028%7,696
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0150%6,850
Percentage Net Loans Charged-off: Loans to individuals15.8031%21
Percentage Net Loans Charged-off: Credit card loans22.0374%41
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1784%636
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans16.9590%5
Percentage Net Loans Charged-off: Total real estate loans0.1629%1,121
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.2052%3,078
Percentage Net Loans Charged-off: Loans to individuals24.7071%14
Percentage Net Loans Charged-off: Credit card loans30.4698%38
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2476%1,051
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans16.2130%4
Percentage Net Loans Charged-off: Total real estate loans0.2227%711
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.1869%2,634
Percentage Net Loans Charged-off: Loans to individuals23.6056%16
Percentage Net Loans Charged-off: Credit card loans29.2556%34
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1571%1,036
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans15.9079%6
Percentage Net Loans Charged-off: Total real estate loans0.2704%571
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.1182%2,499
Percentage Net Loans Charged-off: Loans to individuals23.1964%18
Percentage Net Loans Charged-off: Credit card loans28.8977%31
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0920%1,008
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans17.9769%7
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.1551%1,683
Percentage Net Loans Charged-off: Loans to individuals26.3391%19
Percentage Net Loans Charged-off: Credit card loans33.0891%25
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2800%622
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0144%208
Percentage Net Loans Charged-off: Total real estate loans0.0070%3,746
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial1.5674%1,152
Percentage Net Loans Charged-off: Loans to individuals2.5889%554
Percentage Net Loans Charged-off: Credit card loans2.7700%926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3452%1,132
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3445%1,895
Percentage Net Loans Charged-off: Total real estate loans0.0094%3,088
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial1.7172%892
Percentage Net Loans Charged-off: Loans to individuals0.2902%4,894
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4661%918
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3545%1,762
Percentage Net Loans Charged-off: Total real estate loans0.0142%2,502
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial2.0918%730
Percentage Net Loans Charged-off: Loans to individuals0.2701%4,600
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4918%793
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4270%1,300
Percentage Net Loans Charged-off: Total real estate loans0.0256%1,655
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial3.1004%408
Percentage Net Loans Charged-off: Loans to individuals0.2904%3,909
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0225%962
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3355%2,490
Percentage Net Loans Charged-off: Total real estate loans0.0135%3,539
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0328%1,330
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,443
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0000%3,246
Percentage Net Loans Charged-off: Commercial and industrial0.8347%2,142
Percentage Net Loans Charged-off: Loans to individuals0.3588%5,050
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3662%1,164
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2487%3,104
Percentage Net Loans Charged-off: Total real estate loans0.0150%3,296
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0446%1,160
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.2993%3,265
Percentage Net Loans Charged-off: Loans to individuals0.2778%5,456
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7545%812
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2838%2,359
Percentage Net Loans Charged-off: Total real estate loans0.0105%761
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0355%295
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.7936%307
Percentage Net Loans Charged-off: Loans to individuals0.2949%1,005
Percentage Net Loans Charged-off: Credit card loans0.0000%977
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2701%219
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2162%3,024
Percentage Net Loans Charged-off: Total real estate loans0.0087%862
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0153%800
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0166%734
Percentage Net Loans Charged-off: Commercial and industrial0.4948%391
Percentage Net Loans Charged-off: Loans to individuals0.2528%1,078
Percentage Net Loans Charged-off: Credit card loans0.0000%985
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0994%316
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans7.7225%35
Percentage Net Loans Charged-off: Total real estate loans-0.0040%1,226
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0126%1,174
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.4214%401
Percentage Net Loans Charged-off: Loans to individuals12.9441%7
Percentage Net Loans Charged-off: Credit card loans29.5338%10
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1638%269
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2050%207
Percentage Net Loans Charged-off: Total real estate loans0.1075%314
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.3321%123
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.2489%1,321
Percentage Net Loans Charged-off: Loans to individuals3.9922%100
Percentage Net Loans Charged-off: Credit card loans11.9345%26
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4103%2,174
Percentage Net Loans Charged-off: Total real estate loans-0.1506%1,482
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.4966%1,456
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.9414%201
Percentage Net Loans Charged-off: Loans to individuals0.6143%797
Percentage Net Loans Charged-off: Credit card loans1.1787%844
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4846%1,735
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6780%1,286
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0043%10,920
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1435%657
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA