Home > First Place Bank > Income and Expense
First Place Bank, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $76,880,000 | 303 |
| Total interest expense | $36,596,000 | 269 |
| Net interest income | $40,284,000 | 330 |
| Provision for loan and lease losses | $2,699,000 | 219 |
| Total noninterest income | $9,430,000 | 409 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,430,000 | 299 |
| Total noninterest expense | $30,083,000 | 339 |
| Salaries and employee benefits | $14,892,000 | 340 |
| Premises and equipment expense | $4,763,000 | 282 |
| Additional noninterest expense | $10,428,000 | 333 |
| Pre-tax net operating income | $16,932,000 | 385 |
| Securities gains (losses) | $1,691,000 | 77 |
| Applicable income taxes | $5,951,000 | 367 |
| Income before extraordinary items | $12,672,000 | 369 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,672,000 | 368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,155,000 | 307 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $11,522,120 | 391 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $37,271,000 | 306 |
| Total interest expense | $17,594,000 | 266 |
| Net interest income | $19,677,000 | 332 |
| Provision for loan and lease losses | $1,013,000 | 261 |
| Total noninterest income | $5,281,000 | 370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,281,000 | 274 |
| Total noninterest expense | $14,873,000 | 338 |
| Salaries and employee benefits | $7,538,000 | 341 |
| Premises and equipment expense | $2,288,000 | 297 |
| Additional noninterest expense | $5,047,000 | 333 |
| Pre-tax net operating income | $9,072,000 | 356 |
| Securities gains (losses) | $543,000 | 102 |
| Applicable income taxes | $3,053,000 | 355 |
| Income before extraordinary items | $6,562,000 | 355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $6,562,000 | 353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $460,000 | 343 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $6,192,760 | 366 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $134,570,000 | 299 |
| Total interest expense | $56,808,000 | 258 |
| Net interest income | $77,762,000 | 324 |
| Provision for loan and lease losses | $4,376,000 | 267 |
| Total noninterest income | $13,889,000 | 503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $13,889,000 | 350 |
| Total noninterest expense | $57,528,000 | 342 |
| Salaries and employee benefits | $30,256,000 | 320 |
| Premises and equipment expense | $8,986,000 | 293 |
| Additional noninterest expense | $18,286,000 | 360 |
| Pre-tax net operating income | $29,747,000 | 410 |
| Securities gains (losses) | $6,709,000 | 68 |
| Applicable income taxes | $11,051,000 | 372 |
| Income before extraordinary items | $25,405,000 | 345 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $25,405,000 | 346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,309,000 | 350 |
| Cash dividends | $10,000,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $20,708,700 | 397 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $98,358,000 | 297 |
| Total interest expense | $40,814,000 | 249 |
| Net interest income | $57,544,000 | 326 |
| Provision for loan and lease losses | $3,186,000 | 255 |
| Total noninterest income | $9,853,000 | 522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,853,000 | 367 |
| Total noninterest expense | $42,835,000 | 339 |
| Salaries and employee benefits | $22,282,000 | 323 |
| Premises and equipment expense | $6,709,000 | 295 |
| Additional noninterest expense | $13,844,000 | 352 |
| Pre-tax net operating income | $21,376,000 | 417 |
| Securities gains (losses) | $5,650,000 | 70 |
| Applicable income taxes | $8,014,000 | 386 |
| Income before extraordinary items | $19,012,000 | 348 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $19,012,000 | 349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,545,000 | 367 |
| Cash dividends | $10,000,000 | 290 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $15,057,000 | 405 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $63,859,000 | 295 |
| Total interest expense | $25,901,000 | 249 |
| Net interest income | $37,958,000 | 322 |
| Provision for loan and lease losses | $1,831,000 | 278 |
| Total noninterest income | $6,871,000 | 503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $6,871,000 | 353 |
| Total noninterest expense | $28,460,000 | 339 |
| Salaries and employee benefits | $14,939,000 | 312 |
| Premises and equipment expense | $4,465,000 | 289 |
| Additional noninterest expense | $9,056,000 | 357 |
| Pre-tax net operating income | $14,538,000 | 402 |
| Securities gains (losses) | $3,223,000 | 81 |
| Applicable income taxes | $5,152,000 | 396 |
| Income before extraordinary items | $12,609,000 | 344 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $12,609,000 | 344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,120,000 | 334 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $10,320,670 | 397 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $31,005,000 | 296 |
| Total interest expense | $12,285,000 | 241 |
| Net interest income | $18,720,000 | 323 |
| Provision for loan and lease losses | $906,000 | 281 |
| Total noninterest income | $2,858,000 | 551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,858,000 | 377 |
| Total noninterest expense | $14,101,000 | 335 |
| Salaries and employee benefits | $7,526,000 | 312 |
| Premises and equipment expense | $2,220,000 | 288 |
| Additional noninterest expense | $4,355,000 | 362 |
| Pre-tax net operating income | $6,571,000 | 434 |
| Securities gains (losses) | $2,895,000 | 57 |
| Applicable income taxes | $2,812,000 | 363 |
| Income before extraordinary items | $6,654,000 | 323 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $6,654,000 | 323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $547,000 | 327 |
| Cash dividends | $10,000,000 | 110 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $4,627,500 | 419 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $69,262,000 | 427 |
| Total interest expense | $25,178,000 | 350 |
| Net interest income | $44,084,000 | 471 |
| Provision for loan and lease losses | $5,291,000 | 236 |
| Total noninterest income | $3,192,000 | 1,515 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $796,000 | 2,153 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,396,000 | 1,163 |
| Total noninterest expense | $39,307,000 | 459 |
| Salaries and employee benefits | $18,554,000 | 483 |
| Premises and equipment expense | $6,994,000 | 335 |
| Additional noninterest expense | $13,759,000 | 428 |
| Pre-tax net operating income | $2,678,000 | 2,832 |
| Securities gains (losses) | $2,958,000 | 151 |
| Applicable income taxes | $1,833,000 | 1,379 |
| Income before extraordinary items | $3,803,000 | 1,691 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,803,000 | 1,692 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,119,000 | 330 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,821,140 | 3,096 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $40,294,000 | 540 |
| Total interest expense | $13,730,000 | 452 |
| Net interest income | $26,564,000 | 569 |
| Provision for loan and lease losses | $3,920,000 | 251 |
| Total noninterest income | $5,076,000 | 839 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $796,000 | 1,659 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,280,000 | 619 |
| Total noninterest expense | $26,195,000 | 501 |
| Salaries and employee benefits | $12,273,000 | 537 |
| Premises and equipment expense | $4,622,000 | 391 |
| Additional noninterest expense | $9,300,000 | 455 |
| Pre-tax net operating income | $1,525,000 | 3,539 |
| Securities gains (losses) | $1,274,000 | 220 |
| Applicable income taxes | $955,000 | 1,850 |
| Income before extraordinary items | $1,844,000 | 2,507 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,844,000 | 2,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,280,000 | 320 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,003,160 | 3,930 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $12,782,000 | 1,082 |
| Total interest expense | $2,920,000 | 1,362 |
| Net interest income | $9,862,000 | 982 |
| Provision for loan and lease losses | $3,614,000 | 197 |
| Total noninterest income | $2,100,000 | 1,245 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $796,000 | 1,112 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,304,000 | 1,107 |
| Total noninterest expense | $12,919,000 | 640 |
| Salaries and employee benefits | $5,916,000 | 714 |
| Premises and equipment expense | $2,259,000 | 516 |
| Additional noninterest expense | $4,744,000 | 560 |
| Pre-tax net operating income | $-4,571,000 | 9,071 |
| Securities gains (losses) | $335,000 | 451 |
| Applicable income taxes | $-1,269,000 | 9,059 |
| Income before extraordinary items | $-2,967,000 | 9,059 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,967,000 | 9,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,704,000 | 217 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-3,201,500 | 9,055 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,458,000 | 1,080 |
| Total interest expense | $1,463,000 | 1,367 |
| Net interest income | $4,995,000 | 985 |
| Provision for loan and lease losses | $588,000 | 460 |
| Total noninterest income | $1,050,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $796,000 | 540 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $254,000 | 2,111 |
| Total noninterest expense | $4,559,000 | 900 |
| Salaries and employee benefits | $2,327,000 | 932 |
| Premises and equipment expense | $820,000 | 725 |
| Additional noninterest expense | $1,412,000 | 879 |
| Pre-tax net operating income | $898,000 | 2,199 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $117,000 | 3,528 |
| Income before extraordinary items | $781,000 | 1,992 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $781,000 | 1,992 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $224,000 | 744 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $781,000 | 1,910 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $27,433,000 | 1,024 |
| Total interest expense | $6,046,000 | 1,469 |
| Net interest income | $21,387,000 | 907 |
| Provision for loan and lease losses | $2,826,000 | 502 |
| Total noninterest income | $5,002,000 | 1,133 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $3,086,000 | 562 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,916,000 | 1,514 |
| Total noninterest expense | $22,335,000 | 730 |
| Salaries and employee benefits | $12,452,000 | 683 |
| Premises and equipment expense | $1,632,000 | 1,397 |
| Additional noninterest expense | $8,251,000 | 655 |
| Pre-tax net operating income | $1,228,000 | 4,631 |
| Securities gains (losses) | $412,000 | 853 |
| Applicable income taxes | $356,000 | 4,008 |
| Income before extraordinary items | $1,284,000 | 3,960 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,284,000 | 3,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,906,000 | 337 |
| Cash dividends | $8,792,000 | 414 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $962,640 | 4,582 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $20,783,000 | 1,035 |
| Total interest expense | $4,639,000 | 1,501 |
| Net interest income | $16,144,000 | 913 |
| Provision for loan and lease losses | $2,277,000 | 472 |
| Total noninterest income | $3,469,000 | 1,226 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,309,000 | 573 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,160,000 | 1,853 |
| Total noninterest expense | $17,191,000 | 734 |
| Salaries and employee benefits | $10,106,000 | 651 |
| Premises and equipment expense | $2,440,000 | 722 |
| Additional noninterest expense | $4,645,000 | 842 |
| Pre-tax net operating income | $145,000 | 8,001 |
| Securities gains (losses) | $455,000 | 731 |
| Applicable income taxes | $48,000 | 6,237 |
| Income before extraordinary items | $552,000 | 5,599 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $552,000 | 5,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,737,000 | 283 |
| Cash dividends | $792,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $133,400 | 7,882 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $14,321,000 | 1,013 |
| Total interest expense | $3,191,000 | 1,506 |
| Net interest income | $11,130,000 | 881 |
| Provision for loan and lease losses | $1,251,000 | 544 |
| Total noninterest income | $2,314,000 | 1,222 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,529,000 | 566 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $785,000 | 1,808 |
| Total noninterest expense | $12,547,000 | 675 |
| Salaries and employee benefits | $7,777,000 | 567 |
| Premises and equipment expense | $1,603,000 | 728 |
| Additional noninterest expense | $3,167,000 | 829 |
| Pre-tax net operating income | $-354,000 | 9,010 |
| Securities gains (losses) | $456,000 | 613 |
| Applicable income taxes | $-52,000 | 9,083 |
| Income before extraordinary items | $154,000 | 7,411 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $154,000 | 7,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,109,000 | 320 |
| Cash dividends | $792,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-302,000 | 9,000 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 999 |
| Total interest expense | $1,683,000 | 1,472 |
| Net interest income | $5,607,000 | 877 |
| Provision for loan and lease losses | $626,000 | 525 |
| Total noninterest income | $1,020,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $757,000 | 556 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $263,000 | 2,291 |
| Total noninterest expense | $7,859,000 | 562 |
| Salaries and employee benefits | $5,232,000 | 444 |
| Premises and equipment expense | $805,000 | 732 |
| Additional noninterest expense | $1,822,000 | 711 |
| Pre-tax net operating income | $-1,858,000 | 9,287 |
| Securities gains (losses) | $456,000 | 374 |
| Applicable income taxes | $-348,000 | 9,275 |
| Income before extraordinary items | $-1,054,000 | 9,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,054,000 | 9,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,273,000 | 281 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $290,000 | 174 |
| Net operating income | $-1,396,000 | 9,269 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,557,000 | 909 |
| Total interest expense | $7,911,000 | 1,423 |
| Net interest income | $25,646,000 | 736 |
| Provision for loan and lease losses | $3,810,000 | 463 |
| Total noninterest income | $6,379,000 | 855 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,281,000 | 498 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,098,000 | 981 |
| Total noninterest expense | $22,989,000 | 701 |
| Salaries and employee benefits | $12,216,000 | 670 |
| Premises and equipment expense | $3,217,000 | 687 |
| Additional noninterest expense | $7,556,000 | 694 |
| Pre-tax net operating income | $5,226,000 | 1,570 |
| Securities gains (losses) | $648,000 | 558 |
| Applicable income taxes | $550,000 | 3,271 |
| Income before extraordinary items | $5,324,000 | 1,180 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,324,000 | 1,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,747,000 | 463 |
| Cash dividends | $2,635,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $-20,145,000 | 9,350 |
| Net operating income | $4,734,320 | 1,275 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,810,000 | 877 |
| Total interest expense | $10,537,000 | 1,543 |
| Net interest income | $28,273,000 | 638 |
| Provision for loan and lease losses | $1,859,000 | 754 |
| Total noninterest income | $4,570,000 | 1,069 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $3,995,000 | 379 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $575,000 | 2,903 |
| Total noninterest expense | $20,126,000 | 756 |
| Salaries and employee benefits | $10,557,000 | 712 |
| Premises and equipment expense | $3,332,000 | 652 |
| Additional noninterest expense | $6,237,000 | 808 |
| Pre-tax net operating income | $10,858,000 | 719 |
| Securities gains (losses) | $1,144,000 | 374 |
| Applicable income taxes | $3,360,000 | 761 |
| Income before extraordinary items | $8,642,000 | 648 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,642,000 | 651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $946,000 | 979 |
| Cash dividends | $2,760,000 | 998 |
| Sale, conversion, retirement of capital stock, net | $-1,000 | 9,432 |
| Net operating income | $7,818,320 | 691 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $40,789,000 | 873 |
| Total interest expense | $12,697,000 | 1,368 |
| Net interest income | $28,092,000 | 644 |
| Provision for loan and lease losses | $3,693,000 | 400 |
| Total noninterest income | $4,077,000 | 1,057 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $3,689,000 | 370 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $388,000 | 3,423 |
| Total noninterest expense | $28,309,000 | 564 |
| Salaries and employee benefits | $13,856,000 | 528 |
| Premises and equipment expense | $3,413,000 | 629 |
| Additional noninterest expense | $11,040,000 | 537 |
| Pre-tax net operating income | $167,000 | 8,513 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $117,000 | 8,600 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $117,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,325,000 | 351 |
| Cash dividends | $988,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $301,000 | 588 |
| Net operating income | $117,000 | 8,596 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $36,819,000 | 919 |
| Total interest expense | $10,510,000 | 1,425 |
| Net interest income | $26,309,000 | 699 |
| Provision for loan and lease losses | $403,000 | 2,090 |
| Total noninterest income | $3,840,000 | 1,119 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $3,177,000 | 435 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $663,000 | 2,461 |
| Total noninterest expense | $24,872,000 | 643 |
| Salaries and employee benefits | $11,277,000 | 636 |
| Premises and equipment expense | $3,498,000 | 624 |
| Additional noninterest expense | $10,097,000 | 605 |
| Pre-tax net operating income | $4,874,000 | 1,545 |
| Securities gains (losses) | $203,000 | 541 |
| Applicable income taxes | $1,411,000 | 1,676 |
| Income before extraordinary items | $3,666,000 | 1,472 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,666,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,092,000 | 441 |
| Cash dividends | $982,000 | 2,333 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 938 |
| Net operating income | $3,519,840 | 1,492 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,666,000 | 820 |
| Total interest expense | $12,806,000 | 1,217 |
| Net interest income | $27,860,000 | 648 |
| Provision for loan and lease losses | $4,579,000 | 344 |
| Total noninterest income | $3,892,000 | 1,110 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,589,000 | 498 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,303,000 | 1,536 |
| Total noninterest expense | $22,931,000 | 664 |
| Salaries and employee benefits | $10,431,000 | 670 |
| Premises and equipment expense | $3,483,000 | 621 |
| Additional noninterest expense | $9,017,000 | 627 |
| Pre-tax net operating income | $4,242,000 | 1,732 |
| Securities gains (losses) | $222,000 | 870 |
| Applicable income taxes | $1,183,000 | 2,019 |
| Income before extraordinary items | $3,281,000 | 1,598 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,281,000 | 1,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,983,000 | 377 |
| Cash dividends | $736,000 | 2,762 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 940 |
| Net operating income | $3,118,940 | 1,625 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $40,168,000 | 850 |
| Total interest expense | $15,820,000 | 1,035 |
| Net interest income | $24,348,000 | 749 |
| Provision for loan and lease losses | $6,645,000 | 277 |
| Total noninterest income | $3,945,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,741,000 | 484 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,204,000 | 1,552 |
| Total noninterest expense | $19,374,000 | 757 |
| Salaries and employee benefits | $9,674,000 | 717 |
| Premises and equipment expense | $2,933,000 | 708 |
| Additional noninterest expense | $6,767,000 | 775 |
| Pre-tax net operating income | $2,274,000 | 3,168 |
| Securities gains (losses) | $193,000 | 725 |
| Applicable income taxes | $932,000 | 2,581 |
| Income before extraordinary items | $1,535,000 | 3,303 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,535,000 | 3,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,618,000 | 243 |
| Cash dividends | $799,000 | 2,582 |
| Sale, conversion, retirement of capital stock, net | $19,680,000 | 46 |
| Net operating income | $1,411,480 | 3,472 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $39,138,000 | 894 |
| Total interest expense | $18,113,000 | 930 |
| Net interest income | $21,025,000 | 883 |
| Provision for loan and lease losses | $2,943,000 | 463 |
| Total noninterest income | $3,441,000 | 1,234 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,200,000 | 620 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,241,000 | 1,568 |
| Total noninterest expense | $21,632,000 | 744 |
| Salaries and employee benefits | $9,014,000 | 775 |
| Premises and equipment expense | $2,530,000 | 862 |
| Additional noninterest expense | $10,088,000 | 672 |
| Pre-tax net operating income | $-109,000 | 10,969 |
| Securities gains (losses) | $415,000 | 459 |
| Applicable income taxes | $140,000 | 8,024 |
| Income before extraordinary items | $166,000 | 9,639 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $166,000 | 9,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,223,000 | 534 |
| Cash dividends | $760,000 | 2,590 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 770 |
| Net operating income | $-99,600 | 10,952 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,334,000 | 984 |
| Total interest expense | $18,292,000 | 958 |
| Net interest income | $18,042,000 | 1,017 |
| Provision for loan and lease losses | $1,051,000 | 901 |
| Total noninterest income | $3,009,000 | 1,355 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,639,000 | 799 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,370,000 | 1,437 |
| Total noninterest expense | $15,715,000 | 972 |
| Salaries and employee benefits | $7,554,000 | 899 |
| Premises and equipment expense | $1,844,000 | 1,144 |
| Additional noninterest expense | $6,317,000 | 937 |
| Pre-tax net operating income | $4,285,000 | 1,717 |
| Securities gains (losses) | $553,000 | 327 |
| Applicable income taxes | $1,598,000 | 1,558 |
| Income before extraordinary items | $3,240,000 | 1,578 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,240,000 | 1,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,574,000 | 662 |
| Cash dividends | $523,000 | 3,224 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,869,490 | 1,740 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $29,262,000 | 1,085 |
| Total interest expense | $14,029,000 | 958 |
| Net interest income | $15,233,000 | 1,200 |
| Provision for loan and lease losses | $220,000 | 2,852 |
| Total noninterest income | $3,549,000 | 1,190 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,327,000 | 995 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,222,000 | 1,054 |
| Total noninterest expense | $14,989,000 | 1,016 |
| Salaries and employee benefits | $6,960,000 | 982 |
| Premises and equipment expense | $1,508,000 | 1,379 |
| Additional noninterest expense | $6,521,000 | 948 |
| Pre-tax net operating income | $3,573,000 | 2,000 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $1,197,000 | 1,879 |
| Income before extraordinary items | $2,396,000 | 2,042 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,396,000 | 2,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,274 |
| Cash dividends | $968,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $783,000 | 466 |
| Net operating income | $2,382,600 | 2,065 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $28,211,000 | 1,132 |
| Total interest expense | $15,271,000 | 925 |
| Net interest income | $12,940,000 | 1,399 |
| Provision for loan and lease losses | $180,000 | 4,132 |
| Total noninterest income | $2,933,000 | 1,494 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $807,000 | 1,701 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,126,000 | 1,205 |
| Total noninterest expense | $12,489,000 | 1,234 |
| Salaries and employee benefits | $5,784,000 | 1,170 |
| Premises and equipment expense | $1,295,000 | 1,624 |
| Additional noninterest expense | $5,410,000 | 1,193 |
| Pre-tax net operating income | $3,204,000 | 2,128 |
| Securities gains (losses) | $212,000 | 1,624 |
| Applicable income taxes | $1,260,000 | 1,853 |
| Income before extraordinary items | $2,156,000 | 2,317 |
| Extraordinary gains, net | $178,000 | 1,090 |
| Net income | $2,334,000 | 2,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,613 |
| Cash dividends | $1,104,000 | 1,604 |
| Sale, conversion, retirement of capital stock, net | $289,000 | 714 |
| Net operating income | $2,020,320 | 2,337 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,443,000 | 1,165 |
| Total interest expense | $20,939,000 | 881 |
| Net interest income | $10,504,000 | 1,751 |
| Provision for loan and lease losses | $290,000 | 4,227 |
| Total noninterest income | $2,413,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $380,000 | 3,657 |
| Trading account gains and fees | $38,000 | 335 |
| Additional Noninterest Income | $1,995,000 | 1,242 |
| Total noninterest expense | $10,779,000 | 1,438 |
| Salaries and employee benefits | $4,333,000 | 1,534 |
| Premises and equipment expense | $1,307,000 | 1,634 |
| Additional noninterest expense | $5,139,000 | 1,284 |
| Pre-tax net operating income | $1,848,000 | 3,344 |
| Securities gains (losses) | $485,000 | 1,110 |
| Applicable income taxes | $887,000 | 2,350 |
| Income before extraordinary items | $1,446,000 | 3,190 |
| Extraordinary gains, net | $-574,000 | 13,835 |
| Net income | $872,000 | 5,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 3,869 |
| Cash dividends | $828,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $2,147,000 | 295 |
| Net operating income | $1,135,600 | 3,721 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.