Home > First Place Bank > Net charge- offs to loans
First Place Bank, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 1,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0182% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0442% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6742% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1292% | 4,069 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0873% | 2,249 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0402% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0564% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5839% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1654% | 7,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1171% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0827% | 1,465 |
| Percentage Net Loans Charged-off:Construction & development | 0.1872% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0827% | 6,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1010% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0071% | 664 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 1,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5754% | 1,736 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1149% | 8,048 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1061% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 1,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.2359% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1114% | 6,338 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0666% | 1,538 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0032% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0780% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6662% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0979% | 7,828 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1169% | 2,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0862% | 1,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.2814% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1696% | 6,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0966% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0012% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5846% | 1,282 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2774% | 8,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1160% | 2,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0407% | 1,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3519% | 6,258 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0918% | 921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 5,937 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2339% | 632 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4560% | 8,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3408% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2115% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 0.0880% | 514 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1869% | 8,564 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2059% | 40 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1302% | 1,333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0086% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1482% | 1,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8753% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7908% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.1459% | 7,824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 691 |
| Percentage Net Loans Charged-off:Construction & development | 0.0536% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2836% | 8,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.6443% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0037% | 543 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1003% | 1,043 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0839% | 157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.8498% | 7,847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5155% | 234 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0761% | 107 |
| Percentage Net Loans Charged-off:Construction & development | 0.2212% | 251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.1392% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5110% | 325 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5464% | 312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8905% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.5008% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2500% | 1,669 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 1,300 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2178% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2345% | 591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6613% | 1,052 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5032% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1816% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0557% | 143 |
| Percentage Net Loans Charged-off:Construction & development | 0.7767% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1235% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9054% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1381% | 139 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3008% | 129 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8216% | 1,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9835% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 456.6832% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5358% | 278 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4538% | 73 |
| Percentage Net Loans Charged-off:Construction & development | 0.8983% | 192 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5501% | 145 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1543% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9037% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2577% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6870% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4629% | 555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 525.2812% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3159% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8797% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 1.3648% | 126 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9973% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6622% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1430% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1781% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6376% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3479% | 1,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 611.8660% | 4 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5593% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2229% | 44 |
| Percentage Net Loans Charged-off:Construction & development | 9.1492% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9936% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3787% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7993% | 38 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7009% | 8,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0018% | 1,965 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -313.0435% | 8,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8332% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2970% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0818% | 8,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0976% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9163% | 189 |
| Percentage Net Loans Charged-off: Home equity loans | 4.6141% | 27 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4632% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7037% | 546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -47.1904% | 8,137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2910% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1560% | 1,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1971% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3158% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 8,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0287% | 8,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7795% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3885% | 1,435 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -13.5439% | 8,410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1172% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2651% | 98 |
| Percentage Net Loans Charged-off:Construction & development | 0.6403% | 46 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3484% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4690% | 1,389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5277% | 89 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.5769% | 61 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.0095% | 29 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7239% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 1,224 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 1,329 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0151% | 1,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1462% | 180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5879% | 728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5221% | 20 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8390% | 761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0799% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3000% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7681% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0203% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2983% | 41 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.6693% | 1,498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7101% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0214% | 414 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0187% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 17.5984% | 7 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5906% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1183% | 342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3367% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5768% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4836% | 1,740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0674% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 1,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3709% | 169 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0133% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3709% | 133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3661% | 258 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1876% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0607% | 1,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1171% | 1,328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0124% | 1,221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8568% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8421% | 70 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 5,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1609% | 387 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4054% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6362% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6213% | 72 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 9,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0624% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1291% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0560% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4165% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |