Home > First Place Bank > Income and Expense
First Place Bank, Income and Expense
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $41,314,000 | 360 |
| Total interest expense | $18,092,000 | 258 |
| Net interest income | $23,222,000 | 448 |
| Provision for loan and lease losses | $1,144,000 | 478 |
| Total noninterest income | $3,332,000 | 837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,332,000 | 553 |
| Total noninterest expense | $17,398,000 | 497 |
| Salaries and employee benefits | $8,671,000 | 517 |
| Premises and equipment expense | $3,095,000 | 390 |
| Additional noninterest expense | $5,632,000 | 488 |
| Pre-tax net operating income | $8,012,000 | 577 |
| Securities gains (losses) | $3,052,000 | 122 |
| Applicable income taxes | $3,462,000 | 474 |
| Income before extraordinary items | $7,602,000 | 467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,602,000 | 467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,224,000 | 364 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $5,496,120 | 587 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $20,702,000 | 368 |
| Total interest expense | $9,067,000 | 264 |
| Net interest income | $11,635,000 | 447 |
| Provision for loan and lease losses | $200,000 | 1,147 |
| Total noninterest income | $1,659,000 | 833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,659,000 | 554 |
| Total noninterest expense | $8,765,000 | 500 |
| Salaries and employee benefits | $4,721,000 | 479 |
| Premises and equipment expense | $1,565,000 | 388 |
| Additional noninterest expense | $2,479,000 | 537 |
| Pre-tax net operating income | $4,329,000 | 544 |
| Securities gains (losses) | $1,296,000 | 146 |
| Applicable income taxes | $1,708,000 | 487 |
| Income before extraordinary items | $3,917,000 | 467 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $3,917,000 | 466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 458 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $3,009,800 | 545 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $82,835,000 | 369 |
| Total interest expense | $38,074,000 | 269 |
| Net interest income | $44,761,000 | 453 |
| Provision for loan and lease losses | $3,828,000 | 395 |
| Total noninterest income | $4,942,000 | 1,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,942,000 | 771 |
| Total noninterest expense | $34,765,000 | 514 |
| Salaries and employee benefits | $18,580,000 | 477 |
| Premises and equipment expense | $5,766,000 | 415 |
| Additional noninterest expense | $10,419,000 | 540 |
| Pre-tax net operating income | $11,110,000 | 783 |
| Securities gains (losses) | $13,949,000 | 86 |
| Applicable income taxes | $8,066,000 | 430 |
| Income before extraordinary items | $16,993,000 | 428 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $16,993,000 | 429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,909,000 | 577 |
| Cash dividends | $20,000,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,507,680 | 801 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $61,895,000 | 382 |
| Total interest expense | $28,674,000 | 282 |
| Net interest income | $33,221,000 | 464 |
| Provision for loan and lease losses | $3,141,000 | 387 |
| Total noninterest income | $1,327,000 | 2,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,327,000 | 1,678 |
| Total noninterest expense | $25,345,000 | 539 |
| Salaries and employee benefits | $13,481,000 | 508 |
| Premises and equipment expense | $4,282,000 | 430 |
| Additional noninterest expense | $7,582,000 | 554 |
| Pre-tax net operating income | $6,062,000 | 1,069 |
| Securities gains (losses) | $12,864,000 | 87 |
| Applicable income taxes | $6,166,000 | 429 |
| Income before extraordinary items | $12,760,000 | 443 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $12,760,000 | 444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,529,000 | 533 |
| Cash dividends | $20,000,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,141,120 | 1,134 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $40,994,000 | 391 |
| Total interest expense | $19,343,000 | 289 |
| Net interest income | $21,651,000 | 476 |
| Provision for loan and lease losses | $1,655,000 | 445 |
| Total noninterest income | $285,000 | 5,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $285,000 | 3,401 |
| Total noninterest expense | $16,692,000 | 547 |
| Salaries and employee benefits | $8,886,000 | 509 |
| Premises and equipment expense | $2,823,000 | 431 |
| Additional noninterest expense | $4,983,000 | 560 |
| Pre-tax net operating income | $3,589,000 | 1,194 |
| Securities gains (losses) | $8,872,000 | 93 |
| Applicable income taxes | $4,046,000 | 448 |
| Income before extraordinary items | $8,415,000 | 454 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $8,415,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,808,000 | 357 |
| Cash dividends | $20,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,382,040 | 1,293 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,612,000 | 392 |
| Total interest expense | $9,970,000 | 294 |
| Net interest income | $10,642,000 | 488 |
| Provision for loan and lease losses | $767,000 | 463 |
| Total noninterest income | $328,000 | 3,053 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $328,000 | 1,986 |
| Total noninterest expense | $8,131,000 | 550 |
| Salaries and employee benefits | $4,251,000 | 521 |
| Premises and equipment expense | $1,389,000 | 439 |
| Additional noninterest expense | $2,491,000 | 563 |
| Pre-tax net operating income | $2,072,000 | 1,049 |
| Securities gains (losses) | $3,577,000 | 103 |
| Applicable income taxes | $1,857,000 | 479 |
| Income before extraordinary items | $3,792,000 | 484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,792,000 | 483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $698,000 | 394 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,395,410 | 1,105 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $94,043,000 | 370 |
| Total interest expense | $51,979,000 | 272 |
| Net interest income | $42,064,000 | 491 |
| Provision for loan and lease losses | $2,879,000 | 565 |
| Total noninterest income | $3,455,000 | 1,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,455,000 | 914 |
| Total noninterest expense | $32,919,000 | 528 |
| Salaries and employee benefits | $16,509,000 | 513 |
| Premises and equipment expense | $5,395,000 | 446 |
| Additional noninterest expense | $11,015,000 | 525 |
| Pre-tax net operating income | $9,721,000 | 894 |
| Securities gains (losses) | $9,310,000 | 113 |
| Applicable income taxes | $6,086,000 | 504 |
| Income before extraordinary items | $12,945,000 | 520 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $12,945,000 | 523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,487,000 | 498 |
| Cash dividends | $15,000,000 | 271 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,614,200 | 901 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $111,415,000 | 367 |
| Total interest expense | $66,160,000 | 303 |
| Net interest income | $45,255,000 | 436 |
| Provision for loan and lease losses | $2,640,000 | 560 |
| Total noninterest income | $6,137,000 | 843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,137,000 | 566 |
| Total noninterest expense | $31,917,000 | 523 |
| Salaries and employee benefits | $17,131,000 | 464 |
| Premises and equipment expense | $4,982,000 | 461 |
| Additional noninterest expense | $9,804,000 | 587 |
| Pre-tax net operating income | $16,835,000 | 499 |
| Securities gains (losses) | $6,817,000 | 113 |
| Applicable income taxes | $7,582,000 | 407 |
| Income before extraordinary items | $16,070,000 | 382 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $16,070,000 | 382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,085,000 | 419 |
| Cash dividends | $20,000,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $11,434,440 | 496 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $67,936,000 | 566 |
| Total interest expense | $44,612,000 | 455 |
| Net interest income | $23,324,000 | 755 |
| Provision for loan and lease losses | $3,716,000 | 396 |
| Total noninterest income | $3,538,000 | 1,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,538,000 | 775 |
| Total noninterest expense | $20,289,000 | 744 |
| Salaries and employee benefits | $10,297,000 | 690 |
| Premises and equipment expense | $2,596,000 | 777 |
| Additional noninterest expense | $7,396,000 | 717 |
| Pre-tax net operating income | $2,857,000 | 2,484 |
| Securities gains (losses) | $-3,150,000 | 9,819 |
| Applicable income taxes | $-398,000 | 9,774 |
| Income before extraordinary items | $105,000 | 8,674 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $105,000 | 8,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,603,000 | 414 |
| Cash dividends | $22,171,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,121,000 | 2,423 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $50,564,000 | 692 |
| Total interest expense | $26,991,000 | 614 |
| Net interest income | $23,573,000 | 755 |
| Provision for loan and lease losses | $787,000 | 1,205 |
| Total noninterest income | $2,390,000 | 1,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,390,000 | 1,021 |
| Total noninterest expense | $13,260,000 | 1,053 |
| Salaries and employee benefits | $7,551,000 | 913 |
| Premises and equipment expense | $2,048,000 | 985 |
| Additional noninterest expense | $3,661,000 | 1,258 |
| Pre-tax net operating income | $11,916,000 | 704 |
| Securities gains (losses) | $234,000 | 504 |
| Applicable income taxes | $3,784,000 | 733 |
| Income before extraordinary items | $8,366,000 | 707 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $8,366,000 | 706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $620,000 | 1,020 |
| Cash dividends | $4,413,000 | 713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $8,204,540 | 707 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $44,517,000 | 752 |
| Total interest expense | $26,681,000 | 629 |
| Net interest income | $17,836,000 | 948 |
| Provision for loan and lease losses | $2,098,000 | 557 |
| Total noninterest income | $2,080,000 | 1,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,080,000 | 1,130 |
| Total noninterest expense | $11,482,000 | 1,148 |
| Salaries and employee benefits | $5,958,000 | 1,090 |
| Premises and equipment expense | $1,821,000 | 1,055 |
| Additional noninterest expense | $3,703,000 | 1,211 |
| Pre-tax net operating income | $6,336,000 | 1,177 |
| Securities gains (losses) | $-118,000 | 10,402 |
| Applicable income taxes | $2,530,000 | 1,009 |
| Income before extraordinary items | $3,688,000 | 1,434 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,688,000 | 1,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 1,337 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $47,697,000 | 20 |
| Net operating income | $3,763,520 | 1,355 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $39,697,000 | 862 |
| Total interest expense | $23,879,000 | 701 |
| Net interest income | $15,818,000 | 1,117 |
| Provision for loan and lease losses | $818,000 | 1,160 |
| Total noninterest income | $1,878,000 | 1,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,878,000 | 1,149 |
| Total noninterest expense | $9,655,000 | 1,361 |
| Salaries and employee benefits | $5,325,000 | 1,234 |
| Premises and equipment expense | $1,623,000 | 1,220 |
| Additional noninterest expense | $2,707,000 | 1,587 |
| Pre-tax net operating income | $7,223,000 | 1,115 |
| Securities gains (losses) | $135,000 | 856 |
| Applicable income taxes | $2,528,000 | 1,089 |
| Income before extraordinary items | $4,830,000 | 1,152 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,830,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $469,000 | 1,408 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,740,900 | 1,140 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,450,000 | 935 |
| Total interest expense | $22,734,000 | 766 |
| Net interest income | $14,716,000 | 1,224 |
| Provision for loan and lease losses | $252,000 | 2,918 |
| Total noninterest income | $1,645,000 | 2,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,645,000 | 1,326 |
| Total noninterest expense | $11,935,000 | 1,210 |
| Salaries and employee benefits | $4,860,000 | 1,382 |
| Premises and equipment expense | $1,339,000 | 1,512 |
| Additional noninterest expense | $5,736,000 | 1,015 |
| Pre-tax net operating income | $4,174,000 | 1,720 |
| Securities gains (losses) | $-990,000 | 11,400 |
| Applicable income taxes | $1,145,000 | 2,080 |
| Income before extraordinary items | $2,039,000 | 2,415 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,039,000 | 2,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,481 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,672,600 | 1,818 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $35,011,000 | 1,013 |
| Total interest expense | $20,944,000 | 848 |
| Net interest income | $14,067,000 | 1,281 |
| Provision for loan and lease losses | $219,000 | 2,855 |
| Total noninterest income | $1,210,000 | 2,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,000 | 505 |
| Additional Noninterest Income | $1,209,000 | 1,592 |
| Total noninterest expense | $8,873,000 | 1,602 |
| Salaries and employee benefits | $4,637,000 | 1,430 |
| Premises and equipment expense | $1,504,000 | 1,369 |
| Additional noninterest expense | $2,732,000 | 1,831 |
| Pre-tax net operating income | $6,185,000 | 1,236 |
| Securities gains (losses) | $-23,000 | 10,647 |
| Applicable income taxes | $1,975,000 | 1,286 |
| Income before extraordinary items | $4,187,000 | 1,269 |
| Extraordinary gains, net | $-5,000 | 11,918 |
| Net income | $4,182,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,632 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,202,640 | 1,240 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,867,000 | 971 |
| Total interest expense | $18,948,000 | 750 |
| Net interest income | $13,919,000 | 1,299 |
| Provision for loan and lease losses | $324,000 | 2,141 |
| Total noninterest income | $1,235,000 | 2,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-40,000 | 4,840 |
| Additional Noninterest Income | $1,275,000 | 1,562 |
| Total noninterest expense | $8,228,000 | 1,774 |
| Salaries and employee benefits | $4,116,000 | 1,625 |
| Premises and equipment expense | $1,464,000 | 1,427 |
| Additional noninterest expense | $2,648,000 | 2,040 |
| Pre-tax net operating income | $6,602,000 | 1,151 |
| Securities gains (losses) | $-101,000 | 11,531 |
| Applicable income taxes | $2,205,000 | 1,098 |
| Income before extraordinary items | $4,296,000 | 1,185 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,296,000 | 1,185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,982 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,362,660 | 1,178 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,132,000 | 970 |
| Total interest expense | $19,779,000 | 725 |
| Net interest income | $13,353,000 | 1,354 |
| Provision for loan and lease losses | $634,000 | 1,784 |
| Total noninterest income | $1,383,000 | 2,602 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $20,000 | 378 |
| Additional Noninterest Income | $1,363,000 | 1,664 |
| Total noninterest expense | $7,776,000 | 1,909 |
| Salaries and employee benefits | $3,938,000 | 1,714 |
| Premises and equipment expense | $1,351,000 | 1,561 |
| Additional noninterest expense | $2,487,000 | 2,246 |
| Pre-tax net operating income | $6,326,000 | 1,105 |
| Securities gains (losses) | $2,202,000 | 292 |
| Applicable income taxes | $2,779,000 | 920 |
| Income before extraordinary items | $5,749,000 | 915 |
| Extraordinary gains, net | $-1,703,000 | 13,226 |
| Net income | $4,046,000 | 1,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,273,660 | 1,112 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,983,000 | 1,026 |
| Total interest expense | $22,795,000 | 818 |
| Net interest income | $13,188,000 | 1,402 |
| Provision for loan and lease losses | $477,000 | 3,108 |
| Total noninterest income | $1,163,000 | 2,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,163,000 | 1,803 |
| Total noninterest expense | $7,424,000 | 1,988 |
| Salaries and employee benefits | $3,755,000 | 1,774 |
| Premises and equipment expense | $1,334,000 | 1,597 |
| Additional noninterest expense | $2,335,000 | 2,454 |
| Pre-tax net operating income | $6,450,000 | 1,004 |
| Securities gains (losses) | $1,065,000 | 620 |
| Applicable income taxes | $2,375,000 | 977 |
| Income before extraordinary items | $5,140,000 | 928 |
| Extraordinary gains, net | $-600,000 | 13,836 |
| Net income | $4,540,000 | 1,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 5,168 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,415,800 | 978 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.