Home > First Place Bank > Net charge- offs to loans
First Place Bank, Net charge- offs to loans
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2185% | 2,094 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1744% | 861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1672% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2080% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2037% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2087% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4563% | 1,665 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0646% | 1,736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1656% | 2,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1302% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3542% | 253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1339% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 5,883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1539% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9104% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1894% | 3,506 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1259% | 1,596 |
| Percentage Net Loans Charged-off:Construction & development | 0.2924% | 408 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1973% | 8,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0995% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0975% | 1,786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0925% | 419 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0981% | 1,754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1251% | 3,976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8940% | 2,674 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6177% | 679 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 2,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.2775% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2829% | 8,813 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8221% | 39 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1032% | 1,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0762% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1066% | 1,392 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1770% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9555% | 2,266 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8234% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3793% | 1,644 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2679% | 669 |
| Percentage Net Loans Charged-off:Construction & development | 0.3231% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 749 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.8586% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0932% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2007% | 846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1964% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5629% | 1,201 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2949% | 1,798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1147% | 996 |
| Percentage Net Loans Charged-off:Construction & development | 0.3395% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1099% | 981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1131% | 191 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1329% | 797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2594% | 3,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 1,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.1031% | 631 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1675% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1535% | 1,273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4540% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1222% | 1,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2459% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2465% | 1,829 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2976% | 2,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3103% | 647 |
| Percentage Net Loans Charged-off:Construction & development | 0.5552% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2695% | 118 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3187% | 613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2459% | 280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3238% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2239% | 5,830 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3570% | 1,547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3630% | 1,861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 106 |
| Percentage Net Loans Charged-off:Construction & development | 0.9729% | 33 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2310% | 112 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3159% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2262% | 126 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3896% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0764% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1333% | 4,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0016% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0675% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4231% | 689 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 4,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 971 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8416% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 4,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 988 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0428% | 526 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7530% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0292% | 7,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 1,248 |
| Percentage Net Loans Charged-off:Construction & development | -0.1011% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 6,226 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5683% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2831% | 450 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 6,490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5011% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6480% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4505% | 895 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 9,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.0815% | 1,350 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1910% | 217 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6428% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3804% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 9,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0821% | 986 |
| Percentage Net Loans Charged-off:Construction & development | 0.5460% | 456 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 663 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1648% | 1,277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |