Home > First Place Bank > Income and Expense
First Place Bank, Income and Expense
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $142,414,000 | 252 |
| Total interest expense | $75,202,000 | 230 |
| Net interest income | $67,212,000 | 278 |
| Provision for loan and lease losses | $6,562,000 | 210 |
| Total noninterest income | $12,533,000 | 431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $12,533,000 | 290 |
| Total noninterest expense | $51,772,000 | 290 |
| Salaries and employee benefits | $26,572,000 | 280 |
| Premises and equipment expense | $7,682,000 | 268 |
| Additional noninterest expense | $17,518,000 | 294 |
| Pre-tax net operating income | $21,411,000 | 393 |
| Securities gains (losses) | $5,714,000 | 48 |
| Applicable income taxes | $8,663,000 | 323 |
| Income before extraordinary items | $18,462,000 | 331 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $18,462,000 | 329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,900,000 | 173 |
| Cash dividends | $20,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $14,576,480 | 391 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $93,981,000 | 265 |
| Total interest expense | $48,972,000 | 248 |
| Net interest income | $45,009,000 | 290 |
| Provision for loan and lease losses | $4,601,000 | 177 |
| Total noninterest income | $7,210,000 | 494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,210,000 | 340 |
| Total noninterest expense | $33,525,000 | 313 |
| Salaries and employee benefits | $16,883,000 | 308 |
| Premises and equipment expense | $5,046,000 | 278 |
| Additional noninterest expense | $11,596,000 | 304 |
| Pre-tax net operating income | $14,093,000 | 430 |
| Securities gains (losses) | $3,858,000 | 50 |
| Applicable income taxes | $5,740,000 | 349 |
| Income before extraordinary items | $12,211,000 | 358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $12,211,000 | 357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,982,000 | 279 |
| Cash dividends | $20,000,000 | 168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $9,587,560 | 430 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $46,329,000 | 270 |
| Total interest expense | $23,985,000 | 249 |
| Net interest income | $22,344,000 | 292 |
| Provision for loan and lease losses | $1,425,000 | 225 |
| Total noninterest income | $3,334,000 | 513 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,334,000 | 361 |
| Total noninterest expense | $16,445,000 | 316 |
| Salaries and employee benefits | $9,171,000 | 283 |
| Premises and equipment expense | $2,502,000 | 280 |
| Additional noninterest expense | $4,772,000 | 343 |
| Pre-tax net operating income | $7,808,000 | 385 |
| Securities gains (losses) | $1,774,000 | 53 |
| Applicable income taxes | $3,081,000 | 334 |
| Income before extraordinary items | $6,501,000 | 341 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $6,501,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $813,000 | 283 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $5,294,680 | 390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $100,884,000 | 415 |
| Total interest expense | $51,128,000 | 360 |
| Net interest income | $49,756,000 | 463 |
| Provision for loan and lease losses | $3,521,000 | 332 |
| Total noninterest income | $8,374,000 | 706 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,374,000 | 469 |
| Total noninterest expense | $40,789,000 | 468 |
| Salaries and employee benefits | $20,047,000 | 472 |
| Premises and equipment expense | $7,553,000 | 351 |
| Additional noninterest expense | $13,189,000 | 443 |
| Pre-tax net operating income | $13,820,000 | 737 |
| Securities gains (losses) | $3,286,000 | 76 |
| Applicable income taxes | $5,773,000 | 572 |
| Income before extraordinary items | $11,333,000 | 666 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $11,333,000 | 666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,877,000 | 413 |
| Cash dividends | $15,369,000 | 284 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,164,240 | 803 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $55,673,000 | 560 |
| Total interest expense | $27,368,000 | 485 |
| Net interest income | $28,305,000 | 622 |
| Provision for loan and lease losses | $2,111,000 | 380 |
| Total noninterest income | $4,533,000 | 954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,533,000 | 598 |
| Total noninterest expense | $25,429,000 | 548 |
| Salaries and employee benefits | $12,484,000 | 582 |
| Premises and equipment expense | $4,986,000 | 401 |
| Additional noninterest expense | $7,959,000 | 537 |
| Pre-tax net operating income | $5,298,000 | 1,436 |
| Securities gains (losses) | $1,831,000 | 96 |
| Applicable income taxes | $2,565,000 | 887 |
| Income before extraordinary items | $4,564,000 | 1,244 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,564,000 | 1,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $880,000 | 513 |
| Cash dividends | $15,369,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,392,160 | 1,620 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,351,000 | 2,061 |
| Total interest expense | $4,256,000 | 1,805 |
| Net interest income | $5,095,000 | 2,293 |
| Provision for loan and lease losses | $731,000 | 693 |
| Total noninterest income | $318,000 | 4,583 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 2,902 |
| Total noninterest expense | $8,442,000 | 1,071 |
| Salaries and employee benefits | $3,462,000 | 1,427 |
| Premises and equipment expense | $2,285,000 | 572 |
| Additional noninterest expense | $2,695,000 | 1,001 |
| Pre-tax net operating income | $-3,760,000 | 8,767 |
| Securities gains (losses) | $-109,000 | 8,558 |
| Applicable income taxes | $-1,024,000 | 8,760 |
| Income before extraordinary items | $-2,845,000 | 8,763 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,845,000 | 8,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $15,369,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-2,764,340 | 8,753 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,618,000 | 2,040 |
| Total interest expense | $2,066,000 | 1,770 |
| Net interest income | $2,552,000 | 2,281 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $151,000 | 4,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $151,000 | 2,962 |
| Total noninterest expense | $2,469,000 | 1,793 |
| Salaries and employee benefits | $1,087,000 | 2,268 |
| Premises and equipment expense | $492,000 | 1,320 |
| Additional noninterest expense | $890,000 | 1,480 |
| Pre-tax net operating income | $234,000 | 5,503 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $86,000 | 3,799 |
| Income before extraordinary items | $148,000 | 5,994 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $148,000 | 5,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $369,000 | 1,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $148,000 | 5,992 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,197,000 | 1,950 |
| Total interest expense | $6,341,000 | 1,784 |
| Net interest income | $10,856,000 | 2,046 |
| Provision for loan and lease losses | $34,000 | 6,129 |
| Total noninterest income | $635,000 | 4,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $635,000 | 2,953 |
| Total noninterest expense | $7,146,000 | 2,347 |
| Salaries and employee benefits | $3,665,000 | 2,496 |
| Premises and equipment expense | $1,597,000 | 1,529 |
| Additional noninterest expense | $1,884,000 | 2,638 |
| Pre-tax net operating income | $4,311,000 | 2,104 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,469,000 | 1,719 |
| Income before extraordinary items | $2,842,000 | 2,353 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,842,000 | 2,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 5,317 |
| Cash dividends | $2,458,000 | 1,243 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,842,000 | 2,326 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,637,000 | 1,933 |
| Total interest expense | $4,394,000 | 1,818 |
| Net interest income | $8,243,000 | 2,003 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $474,000 | 4,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $474,000 | 2,981 |
| Total noninterest expense | $5,181,000 | 2,393 |
| Salaries and employee benefits | $2,707,000 | 2,493 |
| Premises and equipment expense | $1,202,000 | 1,515 |
| Additional noninterest expense | $1,272,000 | 2,887 |
| Pre-tax net operating income | $3,536,000 | 1,967 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,202,000 | 1,650 |
| Income before extraordinary items | $2,334,000 | 2,193 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,334,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $1,106,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,334,000 | 2,157 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,169,000 | 1,941 |
| Total interest expense | $2,731,000 | 1,840 |
| Net interest income | $5,438,000 | 1,997 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $313,000 | 4,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $313,000 | 2,985 |
| Total noninterest expense | $3,362,000 | 2,434 |
| Salaries and employee benefits | $1,775,000 | 2,517 |
| Premises and equipment expense | $804,000 | 1,498 |
| Additional noninterest expense | $783,000 | 3,072 |
| Pre-tax net operating income | $2,389,000 | 1,908 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $813,000 | 1,600 |
| Income before extraordinary items | $1,576,000 | 2,140 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,576,000 | 2,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $737,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,576,000 | 2,107 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 1,964 |
| Total interest expense | $1,286,000 | 1,845 |
| Net interest income | $2,679,000 | 2,013 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $149,000 | 4,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $149,000 | 2,992 |
| Total noninterest expense | $1,661,000 | 2,466 |
| Salaries and employee benefits | $851,000 | 2,628 |
| Premises and equipment expense | $416,000 | 1,453 |
| Additional noninterest expense | $394,000 | 3,059 |
| Pre-tax net operating income | $1,167,000 | 1,923 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $398,000 | 1,609 |
| Income before extraordinary items | $769,000 | 2,159 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $769,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $368,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $769,000 | 2,119 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $15,065,000 | 1,893 |
| Total interest expense | $4,556,000 | 1,782 |
| Net interest income | $10,509,000 | 1,934 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $606,000 | 4,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $606,000 | 2,975 |
| Total noninterest expense | $6,448,000 | 2,480 |
| Salaries and employee benefits | $3,503,000 | 2,485 |
| Premises and equipment expense | $1,498,000 | 1,551 |
| Additional noninterest expense | $1,447,000 | 3,211 |
| Pre-tax net operating income | $4,667,000 | 1,800 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,593,000 | 1,534 |
| Income before extraordinary items | $3,074,000 | 2,033 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,074,000 | 2,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,408,000 | 1,816 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 759 |
| Net operating income | $3,074,000 | 1,985 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,170,000 | 1,897 |
| Total interest expense | $3,350,000 | 1,789 |
| Net interest income | $7,820,000 | 1,921 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $459,000 | 4,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $459,000 | 2,947 |
| Total noninterest expense | $4,689,000 | 2,509 |
| Salaries and employee benefits | $2,566,000 | 2,519 |
| Premises and equipment expense | $1,099,000 | 1,591 |
| Additional noninterest expense | $1,024,000 | 3,360 |
| Pre-tax net operating income | $3,590,000 | 1,770 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,227,000 | 1,515 |
| Income before extraordinary items | $2,363,000 | 1,992 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,363,000 | 1,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,053,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 644 |
| Net operating income | $2,363,000 | 1,940 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,437,000 | 1,877 |
| Total interest expense | $2,229,000 | 1,780 |
| Net interest income | $5,208,000 | 1,912 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $292,000 | 4,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $292,000 | 3,038 |
| Total noninterest expense | $3,097,000 | 2,543 |
| Salaries and employee benefits | $1,681,000 | 2,558 |
| Premises and equipment expense | $735,000 | 1,574 |
| Additional noninterest expense | $681,000 | 3,376 |
| Pre-tax net operating income | $2,403,000 | 1,749 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $823,000 | 1,501 |
| Income before extraordinary items | $1,580,000 | 1,983 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,580,000 | 1,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $702,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $24,000 | 542 |
| Net operating income | $1,580,000 | 1,929 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 1,878 |
| Total interest expense | $1,128,000 | 1,784 |
| Net interest income | $2,621,000 | 1,905 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $142,000 | 4,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $142,000 | 3,033 |
| Total noninterest expense | $1,569,000 | 2,533 |
| Salaries and employee benefits | $834,000 | 2,590 |
| Premises and equipment expense | $377,000 | 1,558 |
| Additional noninterest expense | $358,000 | 3,224 |
| Pre-tax net operating income | $1,194,000 | 1,725 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $408,000 | 1,521 |
| Income before extraordinary items | $786,000 | 1,982 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $786,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $351,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $786,000 | 1,900 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $15,593,000 | 1,823 |
| Total interest expense | $5,503,000 | 1,643 |
| Net interest income | $10,090,000 | 1,935 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $802,000 | 4,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $802,000 | 2,734 |
| Total noninterest expense | $7,309,000 | 2,157 |
| Salaries and employee benefits | $4,535,000 | 1,898 |
| Premises and equipment expense | $1,292,000 | 1,756 |
| Additional noninterest expense | $1,482,000 | 3,118 |
| Pre-tax net operating income | $3,583,000 | 2,175 |
| Securities gains (losses) | $61,000 | 2,329 |
| Applicable income taxes | $1,430,000 | 1,688 |
| Income before extraordinary items | $2,214,000 | 2,647 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,214,000 | 2,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,356,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 761 |
| Net operating income | $2,174,960 | 2,557 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,843,000 | 1,835 |
| Total interest expense | $4,240,000 | 1,665 |
| Net interest income | $7,603,000 | 1,931 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $600,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $600,000 | 2,833 |
| Total noninterest expense | $5,624,000 | 2,107 |
| Salaries and employee benefits | $3,522,000 | 1,842 |
| Premises and equipment expense | $982,000 | 1,744 |
| Additional noninterest expense | $1,120,000 | 3,080 |
| Pre-tax net operating income | $2,579,000 | 2,317 |
| Securities gains (losses) | $61,000 | 2,145 |
| Applicable income taxes | $1,084,000 | 1,736 |
| Income before extraordinary items | $1,556,000 | 2,890 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,556,000 | 2,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $935,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 596 |
| Net operating income | $1,516,960 | 2,790 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $8,035,000 | 1,814 |
| Total interest expense | $2,921,000 | 1,669 |
| Net interest income | $5,114,000 | 1,914 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $402,000 | 4,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $402,000 | 2,794 |
| Total noninterest expense | $4,036,000 | 1,949 |
| Salaries and employee benefits | $2,616,000 | 1,641 |
| Premises and equipment expense | $648,000 | 1,752 |
| Additional noninterest expense | $772,000 | 2,964 |
| Pre-tax net operating income | $1,480,000 | 2,627 |
| Securities gains (losses) | $61,000 | 1,886 |
| Applicable income taxes | $711,000 | 1,795 |
| Income before extraordinary items | $830,000 | 3,414 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $830,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $584,000 | 1,949 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 520 |
| Net operating income | $790,960 | 3,345 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,022,000 | 1,824 |
| Total interest expense | $1,529,000 | 1,620 |
| Net interest income | $2,493,000 | 1,960 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $188,000 | 4,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $188,000 | 2,829 |
| Total noninterest expense | $1,633,000 | 2,380 |
| Salaries and employee benefits | $882,000 | 2,387 |
| Premises and equipment expense | $333,000 | 1,710 |
| Additional noninterest expense | $418,000 | 2,747 |
| Pre-tax net operating income | $1,048,000 | 1,956 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $372,000 | 1,731 |
| Income before extraordinary items | $676,000 | 2,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 2,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $292,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 345 |
| Net operating income | $676,000 | 2,139 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,080,000 | 1,703 |
| Total interest expense | $7,733,000 | 1,460 |
| Net interest income | $10,347,000 | 1,883 |
| Provision for loan and lease losses | $135,000 | 5,121 |
| Total noninterest income | $689,000 | 4,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $689,000 | 2,735 |
| Total noninterest expense | $5,384,000 | 2,733 |
| Salaries and employee benefits | $3,022,000 | 2,606 |
| Premises and equipment expense | $1,026,000 | 2,130 |
| Additional noninterest expense | $1,336,000 | 3,283 |
| Pre-tax net operating income | $5,517,000 | 1,497 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $1,950,000 | 1,314 |
| Income before extraordinary items | $3,596,000 | 1,664 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,596,000 | 1,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $3,422,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $2,152,000 | 278 |
| Net operating income | $3,577,150 | 1,620 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,521,000 | 1,656 |
| Total interest expense | $11,409,000 | 1,420 |
| Net interest income | $9,112,000 | 1,954 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $728,000 | 4,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $728,000 | 2,518 |
| Total noninterest expense | $4,849,000 | 2,899 |
| Salaries and employee benefits | $2,667,000 | 2,793 |
| Premises and equipment expense | $986,000 | 2,168 |
| Additional noninterest expense | $1,196,000 | 3,509 |
| Pre-tax net operating income | $4,991,000 | 1,441 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,664,000 | 1,369 |
| Income before extraordinary items | $3,327,000 | 1,592 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,327,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $3,205,000 | 866 |
| Sale, conversion, retirement of capital stock, net | $1,981,000 | 318 |
| Net operating income | $3,327,000 | 1,524 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,615,000 | 1,678 |
| Total interest expense | $11,939,000 | 1,441 |
| Net interest income | $8,676,000 | 2,044 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $641,000 | 4,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $641,000 | 2,526 |
| Total noninterest expense | $4,807,000 | 2,822 |
| Salaries and employee benefits | $2,707,000 | 2,634 |
| Premises and equipment expense | $955,000 | 2,158 |
| Additional noninterest expense | $1,145,000 | 3,592 |
| Pre-tax net operating income | $4,510,000 | 1,629 |
| Securities gains (losses) | $10,489,000 | 34 |
| Applicable income taxes | $5,093,000 | 543 |
| Income before extraordinary items | $9,906,000 | 579 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $9,906,000 | 579 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $1,166,000 | 2,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,983,260 | 1,753 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,168,000 | 1,610 |
| Total interest expense | $11,348,000 | 1,324 |
| Net interest income | $8,820,000 | 1,996 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $649,000 | 4,194 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $649,000 | 2,496 |
| Total noninterest expense | $4,619,000 | 2,918 |
| Salaries and employee benefits | $2,574,000 | 2,725 |
| Premises and equipment expense | $878,000 | 2,314 |
| Additional noninterest expense | $1,167,000 | 3,521 |
| Pre-tax net operating income | $4,850,000 | 1,551 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,602,000 | 1,505 |
| Income before extraordinary items | $3,248,000 | 1,644 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,248,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $1,166,000 | 2,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,248,000 | 1,614 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,451,000 | 1,589 |
| Total interest expense | $11,866,000 | 1,312 |
| Net interest income | $8,585,000 | 1,990 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $500,000 | 4,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $500,000 | 2,983 |
| Total noninterest expense | $4,219,000 | 3,081 |
| Salaries and employee benefits | $2,303,000 | 2,937 |
| Premises and equipment expense | $719,000 | 2,705 |
| Additional noninterest expense | $1,197,000 | 3,382 |
| Pre-tax net operating income | $4,866,000 | 1,517 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,606,000 | 1,527 |
| Income before extraordinary items | $3,260,000 | 1,615 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,260,000 | 1,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,113,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,260,000 | 1,556 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,483,000 | 1,616 |
| Total interest expense | $12,153,000 | 1,307 |
| Net interest income | $8,330,000 | 2,089 |
| Provision for loan and lease losses | $25,000 | 7,608 |
| Total noninterest income | $386,000 | 5,836 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $386,000 | 3,357 |
| Total noninterest expense | $3,913,000 | 3,243 |
| Salaries and employee benefits | $2,236,000 | 2,963 |
| Premises and equipment expense | $591,000 | 3,200 |
| Additional noninterest expense | $1,086,000 | 3,630 |
| Pre-tax net operating income | $4,778,000 | 1,621 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,560,000 | 1,659 |
| Income before extraordinary items | $3,218,000 | 1,675 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,218,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $1,060,000 | 2,063 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,218,000 | 1,633 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,077,000 | 1,671 |
| Total interest expense | $11,818,000 | 1,373 |
| Net interest income | $8,259,000 | 2,180 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $360,000 | 6,323 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $360,000 | 3,623 |
| Total noninterest expense | $5,799,000 | 2,375 |
| Salaries and employee benefits | $2,299,000 | 2,909 |
| Premises and equipment expense | $625,000 | 3,078 |
| Additional noninterest expense | $2,875,000 | 1,805 |
| Pre-tax net operating income | $2,820,000 | 2,494 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $920,000 | 2,522 |
| Income before extraordinary items | $1,900,000 | 2,566 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,900,000 | 2,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $926,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,900,000 | 2,517 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,549,000 | 1,826 |
| Total interest expense | $11,208,000 | 1,452 |
| Net interest income | $7,341,000 | 2,447 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $341,000 | 6,586 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $341,000 | 3,678 |
| Total noninterest expense | $4,070,000 | 3,272 |
| Salaries and employee benefits | $2,114,000 | 3,133 |
| Premises and equipment expense | $594,000 | 3,228 |
| Additional noninterest expense | $1,362,000 | 3,352 |
| Pre-tax net operating income | $3,612,000 | 2,042 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,132,000 | 2,130 |
| Income before extraordinary items | $2,480,000 | 2,038 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,480,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $873,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,480,000 | 2,009 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,660,000 | 1,965 |
| Total interest expense | $9,010,000 | 1,440 |
| Net interest income | $6,650,000 | 2,724 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $300,000 | 7,251 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $300,000 | 4,091 |
| Total noninterest expense | $3,979,000 | 3,446 |
| Salaries and employee benefits | $2,081,000 | 3,161 |
| Premises and equipment expense | $575,000 | 3,397 |
| Additional noninterest expense | $1,323,000 | 3,727 |
| Pre-tax net operating income | $2,971,000 | 2,398 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,035,000 | 2,155 |
| Income before extraordinary items | $1,936,000 | 2,505 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,936,000 | 2,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $860,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,936,000 | 2,529 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,209,000 | 1,928 |
| Total interest expense | $9,194,000 | 1,454 |
| Net interest income | $7,015,000 | 2,572 |
| Provision for loan and lease losses | $50,000 | 7,415 |
| Total noninterest income | $277,000 | 7,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $277,000 | 4,693 |
| Total noninterest expense | $3,692,000 | 3,741 |
| Salaries and employee benefits | $1,931,000 | 3,385 |
| Premises and equipment expense | $571,000 | 3,475 |
| Additional noninterest expense | $1,190,000 | 4,216 |
| Pre-tax net operating income | $3,550,000 | 1,920 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,393,000 | 1,674 |
| Income before extraordinary items | $2,157,000 | 2,315 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,157,000 | 2,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $819,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $946,000 | 489 |
| Net operating income | $2,157,000 | 2,181 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,930,000 | 1,984 |
| Total interest expense | $11,104,000 | 1,573 |
| Net interest income | $6,826,000 | 2,667 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $250,000 | 8,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $250,000 | 4,958 |
| Total noninterest expense | $3,424,000 | 4,006 |
| Salaries and employee benefits | $1,759,000 | 3,636 |
| Premises and equipment expense | $514,000 | 3,871 |
| Additional noninterest expense | $1,150,000 | 4,515 |
| Pre-tax net operating income | $3,602,000 | 1,711 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,128,000 | 1,882 |
| Income before extraordinary items | $2,475,000 | 1,840 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,475,000 | 1,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $768,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $768,000 | 463 |
| Net operating income | $2,475,000 | 1,692 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.