Home > First Place Bank > Assets and Liabilities
First Place Bank, Assets and Liabilities
| 2007-09-30 | Rank | |
| # of Employees: | 831 | 194 |
| Assets and Liabilities | ||
| Total Assets: | $3,186,505,000 | 253 |
| Cash and due from depository institutions | $71,611,000 | 194 |
| Interest-bearing balances | $22,168,000 | 252 |
| Securities | $263,470,000 | 473 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $2,584,808,000 | 217 |
| Loan loss allowance | $23,854,000 | 256 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $40,187,000 | 240 |
| Other real estate owned | $10,016,000 | 194 |
| Goodwill and other intangibles | $116,135,000 | 163 |
| All other assets | $100,278,000 | 251 |
| Life insurance assets | $31,178,000 | 206 |
| Total liabilities and capital | $3,186,505,000 | 253 |
| Total liabilities | $2,848,893,000 | 255 |
| Total deposits | $2,272,741,000 | 244 |
| Interest-bearing deposits | $2,022,313,000 | 236 |
| Deposits held in domestic offices | $2,272,741,000 | 242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,997,000 | 336 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $464,506,000 | 168 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $23,649,000 | 376 |
| Total equity capital | $337,612,000 | 257 |
| Total bank equity capital | $337,612,000 | 257 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $307,000 | 4,892 |
| Surplus | $247,123,000 | 203 |
| Undivided profits | $90,182,000 | 402 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,363,000 | 165 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $15,930,000 | 269 |
| Earning assets | $2,870,446,000 | 253 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $3,132,897,000 | 248 |
| Average Assets, quarterly | $3,198,483,500 | 248 |
| Volatile liabilities | $907,722,000 | 211 |
| Insider loans | $1,922,000 | 3,080 |
| FHLB advances | $459,237,000 | 138 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $656,927,000 | 266 |
| Tier 1 (core) risk-based capital | $232,935,000 | 294 |
| Tier 2 risk-based capital | $23,854,000 | 275 |
| Total risk weighted assets | $2,409,749,000 | 248 |
| Total unused commitments | $656,927,000 | 267 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 817 | 205 |
| Assets and Liabilities | ||
| Total Assets: | $3,210,462,000 | 254 |
| Cash and due from depository institutions | $85,732,000 | 205 |
| Interest-bearing balances | $15,860,000 | 398 |
| Securities | $278,392,000 | 447 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $2,579,120,000 | 220 |
| Loan loss allowance | $25,811,000 | 239 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $40,182,000 | 239 |
| Other real estate owned | $6,717,000 | 205 |
| Goodwill and other intangibles | $126,348,000 | 160 |
| All other assets | $93,971,000 | 268 |
| Life insurance assets | $30,871,000 | 207 |
| Total liabilities and capital | $3,210,462,000 | 254 |
| Total liabilities | $2,880,058,000 | 256 |
| Total deposits | $2,316,560,000 | 245 |
| Interest-bearing deposits | $2,039,874,000 | 244 |
| Deposits held in domestic offices | $2,316,560,000 | 242 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $95,724,000 | 327 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $440,746,000 | 171 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $27,028,000 | 356 |
| Total equity capital | $330,404,000 | 271 |
| Total bank equity capital | $330,404,000 | 271 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $307,000 | 4,923 |
| Surplus | $246,815,000 | 212 |
| Undivided profits | $83,282,000 | 438 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $33,405,000 | 156 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $15,602,000 | 270 |
| Earning assets | $2,873,372,000 | 259 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $3,115,027,670 | 259 |
| Average Assets, quarterly | $3,143,860,000 | 256 |
| Volatile liabilities | $880,206,000 | 223 |
| Insider loans | $1,883,000 | 3,100 |
| FHLB advances | $435,477,000 | 137 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $602,576,000 | 295 |
| Tier 1 (core) risk-based capital | $223,978,000 | 310 |
| Tier 2 risk-based capital | $25,811,000 | 273 |
| Total risk weighted assets | $2,397,847,000 | 254 |
| Total unused commitments | $602,576,000 | 295 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 758 | 218 |
| Assets and Liabilities | ||
| Total Assets: | $3,077,258,000 | 262 |
| Cash and due from depository institutions | $54,328,000 | 218 |
| Interest-bearing balances | $8,481,000 | 749 |
| Securities | $260,795,000 | 482 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $2,507,642,000 | 220 |
| Loan loss allowance | $23,804,000 | 252 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $36,131,000 | 260 |
| Other real estate owned | $5,102,000 | 218 |
| Goodwill and other intangibles | $119,944,000 | 158 |
| All other assets | $93,316,000 | 260 |
| Life insurance assets | $30,575,000 | 206 |
| Total liabilities and capital | $3,077,258,000 | 262 |
| Total liabilities | $2,730,897,000 | 261 |
| Total deposits | $2,138,045,000 | 261 |
| Interest-bearing deposits | $1,888,562,000 | 252 |
| Deposits held in domestic offices | $2,138,045,000 | 258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $92,477,000 | 327 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $473,472,000 | 156 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $26,903,000 | 355 |
| Total equity capital | $346,361,000 | 260 |
| Total bank equity capital | $346,361,000 | 260 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $307,000 | 4,933 |
| Surplus | $246,527,000 | 208 |
| Undivided profits | $99,527,000 | 379 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,070,000 | 164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $14,826,000 | 276 |
| Earning assets | $2,776,918,000 | 263 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $3,067,310,500 | 262 |
| Average Assets, quarterly | $3,067,310,500 | 262 |
| Volatile liabilities | $907,343,000 | 220 |
| Insider loans | $1,546,000 | 3,474 |
| FHLB advances | $468,144,000 | 125 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $616,033,000 | 280 |
| Tier 1 (core) risk-based capital | $245,168,000 | 289 |
| Tier 2 risk-based capital | $23,804,000 | 283 |
| Total risk weighted assets | $2,322,462,000 | 254 |
| Total unused commitments | $616,033,000 | 281 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 747 | 221 |
| Assets and Liabilities | ||
| Total Assets: | $3,057,363,000 | 261 |
| Cash and due from depository institutions | $74,046,000 | 221 |
| Interest-bearing balances | $17,332,000 | 342 |
| Securities | $262,230,000 | 486 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $2,476,364,000 | 221 |
| Loan loss allowance | $23,193,000 | 250 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $36,287,000 | 253 |
| Other real estate owned | $3,748,000 | 221 |
| Goodwill and other intangibles | $117,134,000 | 158 |
| All other assets | $87,554,000 | 273 |
| Life insurance assets | $30,278,000 | 202 |
| Total liabilities and capital | $3,057,363,000 | 261 |
| Total liabilities | $2,719,554,000 | 263 |
| Total deposits | $2,172,666,000 | 253 |
| Interest-bearing deposits | $1,905,141,000 | 246 |
| Deposits held in domestic offices | $2,172,666,000 | 252 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $67,489,000 | 405 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $455,719,000 | 171 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $23,680,000 | 379 |
| Total equity capital | $337,809,000 | 257 |
| Total bank equity capital | $337,809,000 | 257 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $307,000 | 4,955 |
| Surplus | $246,010,000 | 200 |
| Undivided profits | $91,492,000 | 398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,137,000 | 154 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $13,294,000 | 306 |
| Earning assets | $2,755,926,000 | 262 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $1,418,695,600 | 467 |
| Average Assets, quarterly | $3,026,937,000 | 260 |
| Volatile liabilities | $1,442,652,000 | 192 |
| Insider loans | $1,689,000 | 3,279 |
| FHLB advances | $450,399,000 | 147 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $560,003,000 | 295 |
| Tier 1 (core) risk-based capital | $240,339,000 | 284 |
| Tier 2 risk-based capital | $23,193,000 | 282 |
| Total risk weighted assets | $2,261,717,000 | 251 |
| Total unused commitments | $560,003,000 | 295 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 749 | 224 |
| Assets and Liabilities | ||
| Total Assets: | $2,996,511,000 | 271 |
| Cash and due from depository institutions | $71,075,000 | 224 |
| Interest-bearing balances | $20,581,000 | 266 |
| Securities | $266,822,000 | 487 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $2,414,563,000 | 231 |
| Loan loss allowance | $22,780,000 | 253 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $35,003,000 | 263 |
| Other real estate owned | $3,899,000 | 224 |
| Goodwill and other intangibles | $117,637,000 | 161 |
| All other assets | $87,512,000 | 285 |
| Life insurance assets | $29,985,000 | 198 |
| Total liabilities and capital | $2,996,511,000 | 271 |
| Total liabilities | $2,666,789,000 | 274 |
| Total deposits | $2,114,695,000 | 261 |
| Interest-bearing deposits | $1,873,374,000 | 250 |
| Deposits held in domestic offices | $2,114,695,000 | 258 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,858,000 | 470 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $472,396,000 | 176 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $27,840,000 | 355 |
| Total equity capital | $329,722,000 | 274 |
| Total bank equity capital | $329,722,000 | 274 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,991,000 | 1,163 |
| Surplus | $241,912,000 | 211 |
| Undivided profits | $83,819,000 | 437 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $21,723,000 | 172 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $12,819,000 | 310 |
| Earning assets | $2,701,966,000 | 269 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $1,009,028,750 | 627 |
| Average Assets, quarterly | $1,677,132,000 | 424 |
| Volatile liabilities | $1,437,072,000 | 193 |
| Insider loans | $1,691,000 | 3,264 |
| FHLB advances | $466,501,000 | 141 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $621,150,000 | 284 |
| Tier 1 (core) risk-based capital | $231,719,000 | 305 |
| Tier 2 risk-based capital | $22,780,000 | 287 |
| Total risk weighted assets | $2,190,770,000 | 272 |
| Total unused commitments | $621,150,000 | 284 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 86 | 2,045 |
| Assets and Liabilities | ||
| Total Assets: | $357,753,000 | 1,809 |
| Cash and due from depository institutions | $5,834,000 | 2,045 |
| Interest-bearing balances | $2,874,000 | 1,466 |
| Securities | $24,006,000 | 4,077 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $277,202,000 | 1,627 |
| Loan loss allowance | $1,156,000 | 3,773 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $6,598,000 | 1,744 |
| Other real estate owned | $69,000 | 2,045 |
| Goodwill and other intangibles | $37,482,000 | 282 |
| All other assets | $6,562,000 | 2,412 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $357,753,000 | 1,809 |
| Total liabilities | $301,005,000 | 1,915 |
| Total deposits | $257,823,000 | 2,001 |
| Interest-bearing deposits | $250,363,000 | 1,775 |
| Deposits held in domestic offices | $257,823,000 | 1,996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $39,346,000 | 1,121 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,836,000 | 1,289 |
| Total equity capital | $56,748,000 | 1,116 |
| Total bank equity capital | $56,748,000 | 1,116 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $0 | 8,039 |
| Surplus | $9,353,000 | 2,477 |
| Undivided profits | $47,395,000 | 737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $740,000 | 2,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $1,420,000 | 2,633 |
| Earning assets | $304,082,000 | 1,932 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $346,534,670 | 1,832 |
| Average Assets, quarterly | $349,391,000 | 1,834 |
| Volatile liabilities | $87,596,000 | 1,664 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $39,346,000 | 1,036 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $13,212,000 | 4,205 |
| Tier 1 (core) risk-based capital | $19,222,000 | 3,098 |
| Tier 2 risk-based capital | $1,156,000 | 3,568 |
| Total risk weighted assets | $174,850,000 | 2,514 |
| Total unused commitments | $13,212,000 | 4,205 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 91 | 1,907 |
| Assets and Liabilities | ||
| Total Assets: | $341,029,000 | 1,861 |
| Cash and due from depository institutions | $6,404,000 | 1,907 |
| Interest-bearing balances | $3,176,000 | 1,500 |
| Securities | $32,154,000 | 3,381 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $288,419,000 | 1,524 |
| Loan loss allowance | $425,000 | 6,446 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,382,000 | 1,543 |
| Other real estate owned | $69,000 | 1,907 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $6,601,000 | 2,335 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $341,029,000 | 1,861 |
| Total liabilities | $297,814,000 | 1,912 |
| Total deposits | $263,987,000 | 1,941 |
| Interest-bearing deposits | $256,149,000 | 1,703 |
| Deposits held in domestic offices | $263,987,000 | 1,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $31,097,000 | 1,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $2,730,000 | 1,715 |
| Total equity capital | $43,215,000 | 1,432 |
| Total bank equity capital | $43,215,000 | 1,432 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,045 |
| Surplus | $9,861,000 | 2,319 |
| Undivided profits | $33,354,000 | 1,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $673,000 | 3,111 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,368,000 | 2,579 |
| Earning assets | $323,749,000 | 1,810 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $340,925,500 | 1,843 |
| Average Assets, quarterly | $340,925,500 | 1,843 |
| Volatile liabilities | $80,213,000 | 1,686 |
| Insider loans | $598,000 | 5,129 |
| FHLB advances | $31,097,000 | 1,196 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $16,013,000 | 3,776 |
| Tier 1 (core) risk-based capital | $43,550,000 | 1,347 |
| Tier 2 risk-based capital | $425,000 | 6,186 |
| Total risk weighted assets | $182,083,000 | 2,383 |
| Total unused commitments | $16,013,000 | 3,777 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 88 | 1,964 |
| Assets and Liabilities | ||
| Total Assets: | $340,822,000 | 1,845 |
| Cash and due from depository institutions | $7,122,000 | 1,964 |
| Interest-bearing balances | $4,046,000 | 1,302 |
| Securities | $33,179,000 | 3,281 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $286,675,000 | 1,501 |
| Loan loss allowance | $425,000 | 6,465 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,483,000 | 1,498 |
| Other real estate owned | $69,000 | 1,964 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $6,294,000 | 2,416 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $340,822,000 | 1,845 |
| Total liabilities | $297,332,000 | 1,888 |
| Total deposits | $266,658,000 | 1,888 |
| Interest-bearing deposits | $259,452,000 | 1,646 |
| Deposits held in domestic offices | $266,658,000 | 1,881 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $28,558,000 | 1,384 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,116,000 | 2,056 |
| Total equity capital | $43,490,000 | 1,389 |
| Total bank equity capital | $43,490,000 | 1,389 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $0 | 8,078 |
| Surplus | $9,861,000 | 2,279 |
| Undivided profits | $33,629,000 | 1,025 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $475,000 | 3,830 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,328,000 | 2,687 |
| Earning assets | $323,900,000 | 1,786 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $331,026,000 | 1,800 |
| Average Assets, quarterly | $339,198,500 | 1,834 |
| Volatile liabilities | $78,565,000 | 1,684 |
| Insider loans | $631,000 | 5,016 |
| FHLB advances | $28,558,000 | 1,292 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $19,095,000 | 3,401 |
| Tier 1 (core) risk-based capital | $43,771,000 | 1,308 |
| Tier 2 risk-based capital | $425,000 | 6,217 |
| Total risk weighted assets | $182,695,000 | 2,345 |
| Total unused commitments | $19,095,000 | 3,402 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 91 | 1,902 |
| Assets and Liabilities | ||
| Total Assets: | $337,575,000 | 1,831 |
| Cash and due from depository institutions | $6,413,000 | 1,902 |
| Interest-bearing balances | $3,374,000 | 1,448 |
| Securities | $36,504,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $280,568,000 | 1,513 |
| Loan loss allowance | $391,000 | 6,705 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,581,000 | 1,437 |
| Other real estate owned | $0 | 1,902 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $6,509,000 | 2,317 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $337,575,000 | 1,831 |
| Total liabilities | $293,204,000 | 1,881 |
| Total deposits | $260,817,000 | 1,882 |
| Interest-bearing deposits | $253,639,000 | 1,648 |
| Deposits held in domestic offices | $260,817,000 | 1,878 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $30,170,000 | 1,322 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,217,000 | 1,917 |
| Total equity capital | $44,371,000 | 1,347 |
| Total bank equity capital | $44,371,000 | 1,347 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,097 |
| Surplus | $9,861,000 | 2,216 |
| Undivided profits | $34,510,000 | 1,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $645,000 | 3,272 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,360,000 | 2,587 |
| Earning assets | $320,446,000 | 1,766 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $328,577,000 | 1,800 |
| Average Assets, quarterly | $337,277,500 | 1,805 |
| Volatile liabilities | $75,440,000 | 1,683 |
| Insider loans | $923,000 | 4,320 |
| FHLB advances | $30,170,000 | 1,222 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $23,307,000 | 2,969 |
| Tier 1 (core) risk-based capital | $44,615,000 | 1,263 |
| Tier 2 risk-based capital | $391,000 | 6,438 |
| Total risk weighted assets | $180,163,000 | 2,339 |
| Total unused commitments | $23,307,000 | 2,971 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 86 | 2,005 |
| Assets and Liabilities | ||
| Total Assets: | $336,980,000 | 1,785 |
| Cash and due from depository institutions | $6,164,000 | 2,005 |
| Interest-bearing balances | $2,603,000 | 1,714 |
| Securities | $42,224,000 | 2,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $274,382,000 | 1,500 |
| Loan loss allowance | $390,000 | 6,682 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,680,000 | 1,393 |
| Other real estate owned | $32,000 | 2,005 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $6,498,000 | 2,229 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $336,980,000 | 1,785 |
| Total liabilities | $292,904,000 | 1,839 |
| Total deposits | $263,588,000 | 1,819 |
| Interest-bearing deposits | $256,166,000 | 1,586 |
| Deposits held in domestic offices | $263,588,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,961,000 | 1,457 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,355,000 | 1,733 |
| Total equity capital | $44,076,000 | 1,336 |
| Total bank equity capital | $44,076,000 | 1,336 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $9,861,000 | 2,172 |
| Undivided profits | $34,215,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $610,000 | 3,269 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,361,000 | 2,328 |
| Earning assets | $319,209,000 | 1,740 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $325,577,670 | 1,801 |
| Average Assets, quarterly | $328,349,000 | 1,808 |
| Volatile liabilities | $73,927,000 | 1,667 |
| Insider loans | $280,000 | 6,282 |
| FHLB advances | $26,961,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $24,331,000 | 2,808 |
| Tier 1 (core) risk-based capital | $44,225,000 | 1,249 |
| Tier 2 risk-based capital | $390,000 | 6,419 |
| Total risk weighted assets | $177,592,000 | 2,314 |
| Total unused commitments | $24,331,000 | 2,809 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 88 | 1,946 |
| Assets and Liabilities | ||
| Total Assets: | $319,718,000 | 1,849 |
| Cash and due from depository institutions | $12,092,000 | 1,946 |
| Interest-bearing balances | $8,751,000 | 650 |
| Securities | $47,710,000 | 2,474 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $245,884,000 | 1,629 |
| Loan loss allowance | $410,000 | 6,607 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,675,000 | 1,364 |
| Other real estate owned | $0 | 1,946 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,357,000 | 2,259 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $319,718,000 | 1,849 |
| Total liabilities | $276,183,000 | 1,923 |
| Total deposits | $264,461,000 | 1,803 |
| Interest-bearing deposits | $257,838,000 | 1,554 |
| Deposits held in domestic offices | $264,461,000 | 1,799 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,070,000 | 2,718 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,652,000 | 1,557 |
| Total equity capital | $43,535,000 | 1,325 |
| Total bank equity capital | $43,535,000 | 1,325 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $9,861,000 | 2,126 |
| Undivided profits | $33,674,000 | 976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $977,000 | 2,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,274,000 | 2,405 |
| Earning assets | $302,345,000 | 1,794 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $319,876,500 | 1,832 |
| Average Assets, quarterly | $319,876,500 | 1,832 |
| Volatile liabilities | $56,870,000 | 1,956 |
| Insider loans | $319,000 | 6,137 |
| FHLB advances | $9,070,000 | 2,599 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $28,917,000 | 2,457 |
| Tier 1 (core) risk-based capital | $43,787,000 | 1,244 |
| Tier 2 risk-based capital | $410,000 | 6,321 |
| Total risk weighted assets | $166,252,000 | 2,419 |
| Total unused commitments | $28,917,000 | 2,462 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 86 | 1,989 |
| Assets and Liabilities | ||
| Total Assets: | $320,035,000 | 1,834 |
| Cash and due from depository institutions | $14,707,000 | 1,989 |
| Interest-bearing balances | $11,586,000 | 484 |
| Securities | $51,386,000 | 2,361 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $240,029,000 | 1,638 |
| Loan loss allowance | $410,000 | 6,602 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,739,000 | 1,330 |
| Other real estate owned | $0 | 1,989 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $6,174,000 | 2,266 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $320,035,000 | 1,834 |
| Total liabilities | $276,737,000 | 1,905 |
| Total deposits | $265,491,000 | 1,774 |
| Interest-bearing deposits | $259,054,000 | 1,530 |
| Deposits held in domestic offices | $265,491,000 | 1,768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $9,076,000 | 2,736 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,170,000 | 1,813 |
| Total equity capital | $43,298,000 | 1,329 |
| Total bank equity capital | $43,298,000 | 1,329 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $9,861,000 | 2,091 |
| Undivided profits | $33,437,000 | 1,002 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $978,000 | 2,445 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,354,000 | 2,224 |
| Earning assets | $303,001,000 | 1,789 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $317,643,800 | 1,772 |
| Average Assets, quarterly | $319,570,500 | 1,824 |
| Volatile liabilities | $56,226,000 | 1,929 |
| Insider loans | $327,000 | 6,113 |
| FHLB advances | $9,076,000 | 2,600 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $12,719,000 | 3,962 |
| Tier 1 (core) risk-based capital | $43,386,000 | 1,232 |
| Tier 2 risk-based capital | $410,000 | 6,321 |
| Total risk weighted assets | $164,467,000 | 2,422 |
| Total unused commitments | $12,719,000 | 3,962 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 90 | 1,894 |
| Assets and Liabilities | ||
| Total Assets: | $319,106,000 | 1,832 |
| Cash and due from depository institutions | $34,669,000 | 1,894 |
| Interest-bearing balances | $31,494,000 | 163 |
| Securities | $39,260,000 | 2,930 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $232,371,000 | 1,664 |
| Loan loss allowance | $410,000 | 6,640 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,686,000 | 1,501 |
| Other real estate owned | $0 | 1,894 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $6,120,000 | 2,236 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $319,106,000 | 1,832 |
| Total liabilities | $276,110,000 | 1,896 |
| Total deposits | $264,596,000 | 1,743 |
| Interest-bearing deposits | $258,108,000 | 1,518 |
| Deposits held in domestic offices | $264,596,000 | 1,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $9,102,000 | 2,710 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,412,000 | 1,651 |
| Total equity capital | $42,996,000 | 1,322 |
| Total bank equity capital | $42,996,000 | 1,322 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $7,454,000 | 2,599 |
| Undivided profits | $35,542,000 | 936 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $732,000 | 3,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,173,000 | 2,664 |
| Earning assets | $303,125,000 | 1,767 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $317,046,000 | 1,773 |
| Average Assets, quarterly | $316,592,500 | 1,824 |
| Volatile liabilities | $56,645,000 | 1,877 |
| Insider loans | $336,000 | 6,087 |
| FHLB advances | $9,102,000 | 2,581 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,822,000 | 3,611 |
| Tier 1 (core) risk-based capital | $43,019,000 | 1,229 |
| Tier 2 risk-based capital | $410,000 | 6,330 |
| Total risk weighted assets | $160,741,000 | 2,442 |
| Total unused commitments | $25,211,000 | 2,568 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 85 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $314,079,000 | 1,833 |
| Cash and due from depository institutions | $34,863,000 | 2,010 |
| Interest-bearing balances | $31,656,000 | 180 |
| Securities | $40,231,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $227,411,000 | 1,662 |
| Loan loss allowance | $410,000 | 6,633 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,424,000 | 1,876 |
| Other real estate owned | $0 | 2,010 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $6,150,000 | 2,224 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $314,079,000 | 1,833 |
| Total liabilities | $271,747,000 | 1,908 |
| Total deposits | $269,573,000 | 1,692 |
| Interest-bearing deposits | $261,082,000 | 1,492 |
| Deposits held in domestic offices | $269,573,000 | 1,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $109,000 | 5,665 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,065,000 | 1,733 |
| Total equity capital | $42,332,000 | 1,292 |
| Total bank equity capital | $42,332,000 | 1,292 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $7,454,000 | 2,560 |
| Undivided profits | $34,878,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,215,000 | 2,411 |
| Earning assets | $299,298,000 | 1,757 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $316,359,330 | 1,775 |
| Average Assets, quarterly | $314,954,000 | 1,806 |
| Volatile liabilities | $49,798,000 | 2,052 |
| Insider loans | $344,000 | 6,078 |
| FHLB advances | $109,000 | 5,256 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $21,591,000 | 2,856 |
| Tier 1 (core) risk-based capital | $42,587,000 | 1,215 |
| Tier 2 risk-based capital | $410,000 | 6,318 |
| Total risk weighted assets | $155,714,000 | 2,475 |
| Total unused commitments | $21,591,000 | 2,859 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 88 | 1,938 |
| Assets and Liabilities | ||
| Total Assets: | $315,829,000 | 1,802 |
| Cash and due from depository institutions | $28,264,000 | 1,938 |
| Interest-bearing balances | $24,668,000 | 293 |
| Securities | $51,085,000 | 2,391 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $225,535,000 | 1,637 |
| Loan loss allowance | $410,000 | 6,628 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,751,000 | 2,119 |
| Other real estate owned | $0 | 1,938 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $6,194,000 | 2,093 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $315,829,000 | 1,802 |
| Total liabilities | $273,618,000 | 1,865 |
| Total deposits | $271,590,000 | 1,672 |
| Interest-bearing deposits | $264,393,000 | 1,458 |
| Deposits held in domestic offices | $271,590,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $116,000 | 5,546 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,912,000 | 2,031 |
| Total equity capital | $42,211,000 | 1,319 |
| Total bank equity capital | $42,211,000 | 1,319 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $7,430,000 | 2,541 |
| Undivided profits | $34,781,000 | 953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,707,000 | 1,733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,305,000 | 2,196 |
| Earning assets | $301,288,000 | 1,743 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $317,499,500 | 1,772 |
| Average Assets, quarterly | $317,499,500 | 1,772 |
| Volatile liabilities | $49,164,000 | 1,994 |
| Insider loans | $536,000 | 5,305 |
| FHLB advances | $116,000 | 5,100 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $20,608,000 | 2,872 |
| Tier 1 (core) risk-based capital | $42,120,000 | 1,212 |
| Tier 2 risk-based capital | $410,000 | 6,289 |
| Total risk weighted assets | $155,847,000 | 2,407 |
| Total unused commitments | $20,608,000 | 2,880 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $319,170,000 | 1,779 |
| Cash and due from depository institutions | $22,009,000 | 1,987 |
| Interest-bearing balances | $18,800,000 | 340 |
| Securities | $62,279,000 | 2,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $224,332,000 | 1,624 |
| Loan loss allowance | $410,000 | 6,626 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,455,000 | 2,205 |
| Other real estate owned | $0 | 1,987 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $6,095,000 | 2,148 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $319,171,000 | 1,779 |
| Total liabilities | $277,510,000 | 1,836 |
| Total deposits | $275,610,000 | 1,632 |
| Interest-bearing deposits | $267,988,000 | 1,415 |
| Deposits held in domestic offices | $275,610,000 | 1,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $124,000 | 5,522 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,776,000 | 2,028 |
| Total equity capital | $41,661,000 | 1,311 |
| Total bank equity capital | $41,661,000 | 1,311 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $7,408,000 | 2,518 |
| Undivided profits | $34,253,000 | 948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $670,000 | 3,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,365,000 | 2,191 |
| Earning assets | $305,411,000 | 1,699 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $322,749,200 | 1,682 |
| Average Assets, quarterly | $320,900,500 | 1,750 |
| Volatile liabilities | $52,228,000 | 1,890 |
| Insider loans | $547,000 | 5,281 |
| FHLB advances | $124,000 | 5,126 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $16,604,000 | 3,219 |
| Tier 1 (core) risk-based capital | $41,663,000 | 1,204 |
| Tier 2 risk-based capital | $410,000 | 6,310 |
| Total risk weighted assets | $156,152,000 | 2,376 |
| Total unused commitments | $16,604,000 | 3,220 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 90 | 1,939 |
| Assets and Liabilities | ||
| Total Assets: | $322,631,000 | 1,747 |
| Cash and due from depository institutions | $31,925,000 | 1,939 |
| Interest-bearing balances | $28,070,000 | 276 |
| Securities | $58,833,000 | 2,145 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $221,503,000 | 1,622 |
| Loan loss allowance | $410,000 | 6,658 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,183,000 | 2,333 |
| Other real estate owned | $0 | 1,939 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $6,187,000 | 2,119 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,631,000 | 1,747 |
| Total liabilities | $281,243,000 | 1,808 |
| Total deposits | $278,075,000 | 1,615 |
| Interest-bearing deposits | $271,423,000 | 1,403 |
| Deposits held in domestic offices | $278,075,000 | 1,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $163,000 | 5,446 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,005,000 | 1,442 |
| Total equity capital | $41,388,000 | 1,326 |
| Total bank equity capital | $41,388,000 | 1,326 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $7,408,000 | 2,474 |
| Undivided profits | $33,980,000 | 957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $768,000 | 3,384 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,215,000 | 2,583 |
| Earning assets | $308,406,000 | 1,681 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $323,644,000 | 1,691 |
| Average Assets, quarterly | $323,228,500 | 1,734 |
| Volatile liabilities | $50,873,000 | 1,868 |
| Insider loans | $556,000 | 5,264 |
| FHLB advances | $163,000 | 5,073 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $19,369,000 | 2,902 |
| Tier 1 (core) risk-based capital | $41,425,000 | 1,227 |
| Tier 2 risk-based capital | $410,000 | 6,305 |
| Total risk weighted assets | $155,639,000 | 2,368 |
| Total unused commitments | $19,369,000 | 2,904 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 84 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $323,826,000 | 1,728 |
| Cash and due from depository institutions | $30,331,000 | 2,088 |
| Interest-bearing balances | $27,147,000 | 306 |
| Securities | $67,849,000 | 1,832 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $215,701,000 | 1,644 |
| Loan loss allowance | $410,000 | 6,643 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,054,000 | 2,379 |
| Other real estate owned | $0 | 2,088 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $5,891,000 | 2,105 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,826,000 | 1,728 |
| Total liabilities | $282,580,000 | 1,778 |
| Total deposits | $279,676,000 | 1,584 |
| Interest-bearing deposits | $271,055,000 | 1,387 |
| Deposits held in domestic offices | $279,676,000 | 1,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $171,000 | 5,534 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,733,000 | 1,594 |
| Total equity capital | $41,246,000 | 1,315 |
| Total bank equity capital | $41,246,000 | 1,315 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $7,387,000 | 2,449 |
| Undivided profits | $33,859,000 | 967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $429,000 | 4,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,314,000 | 2,285 |
| Earning assets | $310,697,000 | 1,634 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $323,981,670 | 1,681 |
| Average Assets, quarterly | $324,643,500 | 1,698 |
| Volatile liabilities | $50,586,000 | 1,862 |
| Insider loans | $434,000 | 5,711 |
| FHLB advances | $171,000 | 5,044 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $20,406,000 | 2,759 |
| Tier 1 (core) risk-based capital | $41,028,000 | 1,208 |
| Tier 2 risk-based capital | $410,000 | 6,284 |
| Total risk weighted assets | $152,419,000 | 2,365 |
| Total unused commitments | $20,406,000 | 2,768 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 90 | 1,915 |
| Assets and Liabilities | ||
| Total Assets: | $325,461,000 | 1,687 |
| Cash and due from depository institutions | $24,554,000 | 1,915 |
| Interest-bearing balances | $21,367,000 | 374 |
| Securities | $70,636,000 | 1,735 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $220,184,000 | 1,601 |
| Loan loss allowance | $410,000 | 6,612 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $3,608,000 | 2,596 |
| Other real estate owned | $0 | 1,915 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $6,479,000 | 1,908 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $325,461,000 | 1,687 |
| Total liabilities | $284,074,000 | 1,736 |
| Total deposits | $281,079,000 | 1,557 |
| Interest-bearing deposits | $272,293,000 | 1,367 |
| Deposits held in domestic offices | $281,079,000 | 1,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $179,000 | 5,365 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,816,000 | 1,596 |
| Total equity capital | $41,387,000 | 1,290 |
| Total bank equity capital | $41,387,000 | 1,290 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $7,387,000 | 2,418 |
| Undivided profits | $34,000,000 | 937 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $585,000 | 3,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,172,000 | 2,602 |
| Earning assets | $312,187,000 | 1,602 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $324,059,500 | 1,663 |
| Average Assets, quarterly | $324,059,500 | 1,663 |
| Volatile liabilities | $49,814,000 | 1,853 |
| Insider loans | $442,000 | 5,648 |
| FHLB advances | $179,000 | 4,989 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $15,364,000 | 3,237 |
| Tier 1 (core) risk-based capital | $41,166,000 | 1,189 |
| Tier 2 risk-based capital | $410,000 | 6,248 |
| Total risk weighted assets | $171,701,000 | 2,080 |
| Total unused commitments | $15,364,000 | 3,247 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 82 | 2,107 |
| Assets and Liabilities | ||
| Total Assets: | $322,658,000 | 1,663 |
| Cash and due from depository institutions | $25,885,000 | 2,107 |
| Interest-bearing balances | $22,235,000 | 327 |
| Securities | $67,199,000 | 1,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $219,897,000 | 1,584 |
| Loan loss allowance | $410,000 | 6,551 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,442,000 | 2,676 |
| Other real estate owned | $0 | 2,107 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $6,235,000 | 1,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,658,000 | 1,663 |
| Total liabilities | $281,663,000 | 1,718 |
| Total deposits | $278,950,000 | 1,524 |
| Interest-bearing deposits | $270,409,000 | 1,358 |
| Deposits held in domestic offices | $278,950,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $188,000 | 5,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,525,000 | 1,690 |
| Total equity capital | $40,995,000 | 1,278 |
| Total bank equity capital | $40,995,000 | 1,278 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $7,376,000 | 2,386 |
| Undivided profits | $33,619,000 | 916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,066,000 | 2,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,098,000 | 2,929 |
| Earning assets | $309,331,000 | 1,588 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $317,530,000 | 1,601 |
| Average Assets, quarterly | $320,897,500 | 1,646 |
| Volatile liabilities | $47,504,000 | 1,914 |
| Insider loans | $392,000 | 5,890 |
| FHLB advances | $188,000 | 5,002 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $18,400,000 | 2,779 |
| Tier 1 (core) risk-based capital | $40,772,000 | 1,173 |
| Tier 2 risk-based capital | $410,000 | 6,210 |
| Total risk weighted assets | $171,799,000 | 2,053 |
| Total unused commitments | $18,400,000 | 2,786 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 68 | 2,501 |
| Assets and Liabilities | ||
| Total Assets: | $313,506,000 | 1,620 |
| Cash and due from depository institutions | $55,583,000 | 2,501 |
| Interest-bearing balances | $52,302,000 | 126 |
| Securities | $33,170,000 | 3,097 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $216,224,000 | 1,537 |
| Loan loss allowance | $275,000 | 7,580 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,187,000 | 3,781 |
| Other real estate owned | $0 | 2,501 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,342,000 | 1,810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,506,000 | 1,620 |
| Total liabilities | $275,036,000 | 1,668 |
| Total deposits | $272,721,000 | 1,466 |
| Interest-bearing deposits | $264,886,000 | 1,311 |
| Deposits held in domestic offices | $272,721,000 | 1,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $274,000 | 5,216 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,041,000 | 1,977 |
| Total equity capital | $38,470,000 | 1,285 |
| Total bank equity capital | $38,470,000 | 1,285 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $5,225,000 | 2,989 |
| Undivided profits | $33,245,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $174,000 | 6,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,329,000 | 2,595 |
| Earning assets | $301,696,000 | 1,530 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $309,850,200 | 1,547 |
| Average Assets, quarterly | $313,730,500 | 1,594 |
| Volatile liabilities | $38,908,000 | 2,180 |
| Insider loans | $370,000 | 6,021 |
| FHLB advances | $274,000 | 4,839 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $11,325,000 | 3,645 |
| Tier 1 (core) risk-based capital | $38,447,000 | 1,183 |
| Tier 2 risk-based capital | $275,000 | 7,311 |
| Total risk weighted assets | $151,301,000 | 2,206 |
| Total unused commitments | $11,325,000 | 3,653 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 74 | 2,305 |
| Assets and Liabilities | ||
| Total Assets: | $303,496,000 | 1,569 |
| Cash and due from depository institutions | $21,555,000 | 2,305 |
| Interest-bearing balances | $19,330,000 | 226 |
| Securities | $47,391,000 | 2,299 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $225,967,000 | 1,412 |
| Loan loss allowance | $275,000 | 7,576 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,350,000 | 3,562 |
| Other real estate owned | $0 | 2,305 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,233,000 | 1,509 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $303,496,000 | 1,569 |
| Total liabilities | $267,163,000 | 1,613 |
| Total deposits | $265,292,000 | 1,424 |
| Interest-bearing deposits | $259,732,000 | 1,266 |
| Deposits held in domestic offices | $265,292,000 | 1,421 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $388,000 | 5,122 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,483,000 | 2,612 |
| Total equity capital | $36,333,000 | 1,267 |
| Total bank equity capital | $36,333,000 | 1,267 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $3,243,000 | 4,155 |
| Undivided profits | $33,090,000 | 807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $423,000 | 4,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,165,000 | 2,289 |
| Earning assets | $292,688,000 | 1,503 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $303,112,800 | 1,507 |
| Average Assets, quarterly | $302,967,000 | 1,557 |
| Volatile liabilities | $33,121,000 | 2,454 |
| Insider loans | $520,000 | 5,348 |
| FHLB advances | $388,000 | 753 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $12,008,000 | 3,323 |
| Tier 1 (core) risk-based capital | $36,343,000 | 1,190 |
| Tier 2 risk-based capital | $275,000 | 7,284 |
| Total risk weighted assets | $152,838,000 | 2,098 |
| Total unused commitments | $13,008,000 | 3,171 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 79 | 2,196 |
| Assets and Liabilities | ||
| Total Assets: | $308,518,000 | 1,533 |
| Cash and due from depository institutions | $14,087,000 | 2,196 |
| Interest-bearing balances | $7,454,000 | 552 |
| Securities | $58,882,000 | 1,958 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $227,106,000 | 1,347 |
| Loan loss allowance | $275,000 | 7,635 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,582,000 | 3,294 |
| Other real estate owned | $0 | 2,196 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $5,861,000 | 1,570 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $308,518,000 | 1,533 |
| Total liabilities | $275,893,000 | 1,545 |
| Total deposits | $264,271,000 | 1,428 |
| Interest-bearing deposits | $259,449,000 | 1,249 |
| Deposits held in domestic offices | $264,271,000 | 1,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $7,540,000 | 2,360 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $4,082,000 | 1,087 |
| Total equity capital | $32,625,000 | 1,361 |
| Total bank equity capital | $32,625,000 | 1,361 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $3,244,000 | 4,135 |
| Undivided profits | $29,381,000 | 859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $214,000 | 5,532 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,098,000 | 2,045 |
| Earning assets | $293,442,000 | 1,472 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $306,184,200 | 1,465 |
| Average Assets, quarterly | $304,474,000 | 1,530 |
| Volatile liabilities | $37,075,000 | 2,138 |
| Insider loans | $468,000 | 5,516 |
| FHLB advances | $7,540,000 | 538 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $14,091,000 | 2,992 |
| Tier 1 (core) risk-based capital | $27,604,000 | 1,570 |
| Tier 2 risk-based capital | $275,000 | 7,295 |
| Total risk weighted assets | $145,772,000 | 2,095 |
| Total unused commitments | $14,091,000 | 2,996 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 75 | 2,333 |
| Assets and Liabilities | ||
| Total Assets: | $307,133,000 | 1,488 |
| Cash and due from depository institutions | $24,722,000 | 2,333 |
| Interest-bearing balances | $22,480,000 | 238 |
| Securities | $64,459,000 | 1,823 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $209,750,000 | 1,341 |
| Loan loss allowance | $275,000 | 7,655 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,621,000 | 3,077 |
| Other real estate owned | $0 | 2,333 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,581,000 | 1,410 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $307,133,000 | 1,488 |
| Total liabilities | $274,348,000 | 1,495 |
| Total deposits | $268,493,000 | 1,378 |
| Interest-bearing deposits | $263,879,000 | 1,204 |
| Deposits held in domestic offices | $268,493,000 | 1,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $739,000 | 4,007 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,116,000 | 972 |
| Total equity capital | $32,785,000 | 1,376 |
| Total bank equity capital | $32,785,000 | 1,376 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $3,244,000 | 3,995 |
| Undivided profits | $29,541,000 | 881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $473,000 | 4,096 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,022,000 | 2,168 |
| Earning assets | $296,689,000 | 1,408 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $294,062,000 | 1,470 |
| Average Assets, quarterly | $301,848,500 | 1,489 |
| Volatile liabilities | $30,957,000 | 2,099 |
| Insider loans | $597,000 | 4,831 |
| FHLB advances | $739,000 | 689 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $17,493,000 | 2,490 |
| Tier 1 (core) risk-based capital | $25,521,000 | 1,639 |
| Tier 2 risk-based capital | $275,000 | 7,285 |
| Total risk weighted assets | $139,236,000 | 2,038 |
| Total unused commitments | $17,493,000 | 2,495 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 68 | 2,648 |
| Assets and Liabilities | ||
| Total Assets: | $285,527,000 | 1,603 |
| Cash and due from depository institutions | $9,684,000 | 2,648 |
| Interest-bearing balances | $6,231,000 | 725 |
| Securities | $78,733,000 | 1,463 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $189,600,000 | 1,487 |
| Loan loss allowance | $275,000 | 7,832 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,212,000 | 3,520 |
| Other real estate owned | $0 | 2,648 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,298,000 | 1,450 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,527,000 | 1,603 |
| Total liabilities | $257,497,000 | 1,597 |
| Total deposits | $252,662,000 | 1,461 |
| Interest-bearing deposits | $250,269,000 | 1,294 |
| Deposits held in domestic offices | $252,662,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,000,000 | 3,450 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $3,835,000 | 1,229 |
| Total equity capital | $28,030,000 | 1,619 |
| Total bank equity capital | $28,030,000 | 1,619 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $265,000 | 6,476 |
| Surplus | $2,979,000 | 4,245 |
| Undivided profits | $24,786,000 | 1,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $528,000 | 3,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $960,000 | 2,358 |
| Earning assets | $274,564,000 | 1,532 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $282,161,000 | 1,526 |
| Average Assets, quarterly | $283,424,500 | 1,589 |
| Volatile liabilities | $25,948,000 | 2,405 |
| Insider loans | $324,000 | 6,482 |
| FHLB advances | $1,000,000 | 693 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $10,550,000 | 3,329 |
| Tier 1 (core) risk-based capital | $23,374,000 | 1,812 |
| Tier 2 risk-based capital | $275,000 | 7,344 |
| Total risk weighted assets | $127,154,000 | 2,186 |
| Total unused commitments | $11,550,000 | 3,131 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 68 | 2,788 |
| Assets and Liabilities | ||
| Total Assets: | $279,947,000 | 1,668 |
| Cash and due from depository institutions | $4,451,000 | 2,788 |
| Interest-bearing balances | $1,436,000 | 1,983 |
| Securities | $85,200,000 | 1,414 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $183,828,000 | 1,574 |
| Loan loss allowance | $250,000 | 8,498 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,921,000 | 3,901 |
| Other real estate owned | $0 | 2,788 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,547,000 | 1,724 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,947,000 | 1,668 |
| Total liabilities | $255,808,000 | 1,652 |
| Total deposits | $249,147,000 | 1,548 |
| Interest-bearing deposits | $247,143,000 | 1,362 |
| Deposits held in domestic offices | $249,147,000 | 1,537 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,000,000 | 2,042 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,661,000 | 1,604 |
| Total equity capital | $24,139,000 | 1,864 |
| Total bank equity capital | $24,139,000 | 1,864 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $265,000 | 6,839 |
| Surplus | $2,979,000 | 4,308 |
| Undivided profits | $20,895,000 | 1,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $189,000 | 6,809 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $876,000 | 2,579 |
| Earning assets | $270,464,000 | 1,593 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $275,106,200 | 1,633 |
| Average Assets, quarterly | $280,036,000 | 1,659 |
| Volatile liabilities | $27,239,000 | 2,260 |
| Insider loans | $293,000 | 6,906 |
| FHLB advances | $4,000,000 | 597 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,084,000 | 4,206 |
| Tier 1 (core) risk-based capital | $21,247,000 | 2,029 |
| Tier 2 risk-based capital | $250,000 | 7,919 |
| Total risk weighted assets | $123,490,000 | 2,286 |
| Total unused commitments | $7,084,000 | 4,219 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 66 | 2,941 |
| Assets and Liabilities | ||
| Total Assets: | $267,951,000 | 1,756 |
| Cash and due from depository institutions | $10,713,000 | 2,941 |
| Interest-bearing balances | $6,945,000 | 696 |
| Securities | $88,896,000 | 1,405 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $161,930,000 | 1,753 |
| Loan loss allowance | $250,000 | 8,747 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,811,000 | 4,043 |
| Other real estate owned | $0 | 2,941 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $4,601,000 | 1,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,950,000 | 1,756 |
| Total liabilities | $245,471,000 | 1,729 |
| Total deposits | $243,410,000 | 1,602 |
| Interest-bearing deposits | $241,239,000 | 1,413 |
| Deposits held in domestic offices | $243,410,000 | 1,590 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,061,000 | 2,049 |
| Total equity capital | $22,479,000 | 2,004 |
| Total bank equity capital | $22,479,000 | 2,004 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $265,000 | 7,201 |
| Surplus | $2,979,000 | 4,277 |
| Undivided profits | $19,235,000 | 1,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $317,000 | 5,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $824,000 | 2,847 |
| Earning assets | $257,771,000 | 1,675 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $260,005,200 | 1,735 |
| Average Assets, quarterly | $266,325,500 | 1,754 |
| Volatile liabilities | $20,941,000 | 2,541 |
| Insider loans | $243,000 | 7,587 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,878,000 | 4,150 |
| Tier 1 (core) risk-based capital | $20,244,000 | 2,110 |
| Tier 2 risk-based capital | $250,000 | 8,049 |
| Total risk weighted assets | $113,779,000 | 2,394 |
| Total unused commitments | $7,878,000 | 3,831 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $252,845,000 | 1,823 |
| Cash and due from depository institutions | $7,278,000 | 3,011 |
| Interest-bearing balances | $4,080,000 | 879 |
| Securities | $86,213,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $153,936,000 | 1,805 |
| Loan loss allowance | $250,000 | 9,085 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,382,000 | 4,922 |
| Other real estate owned | $0 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,036,000 | 2,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $252,845,000 | 1,823 |
| Total liabilities | $233,436,000 | 1,801 |
| Total deposits | $232,011,000 | 1,635 |
| Interest-bearing deposits | $230,344,000 | 1,427 |
| Deposits held in domestic offices | $232,011,000 | 1,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,425,000 | 2,325 |
| Total equity capital | $19,409,000 | 2,113 |
| Total bank equity capital | $19,409,000 | 2,113 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $265,000 | 7,612 |
| Surplus | $2,979,000 | 4,210 |
| Undivided profits | $16,165,000 | 1,455 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $296,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $663,000 | 3,102 |
| Earning assets | $244,229,000 | 1,723 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $252,975,200 | 1,759 |
| Average Assets, quarterly | $252,937,000 | 1,813 |
| Volatile liabilities | $20,948,000 | 2,452 |
| Insider loans | $267,000 | 7,440 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,724,000 | 5,075 |
| Tier 1 (core) risk-based capital | $18,638,000 | 2,208 |
| Tier 2 risk-based capital | $250,000 | 8,254 |
| Total risk weighted assets | $105,426,000 | 2,516 |
| Total unused commitments | $4,724,000 | 5,081 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 65 | 3,235 |
| Assets and Liabilities | ||
| Total Assets: | $250,757,000 | 1,850 |
| Cash and due from depository institutions | $19,157,000 | 3,235 |
| Interest-bearing balances | $16,421,000 | 383 |
| Securities | $76,917,000 | 1,815 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $149,608,000 | 1,826 |
| Loan loss allowance | $250,000 | 9,377 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,486,000 | 4,698 |
| Other real estate owned | $0 | 3,235 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,589,000 | 2,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $250,757,000 | 1,850 |
| Total liabilities | $233,194,000 | 1,817 |
| Total deposits | $232,679,000 | 1,700 |
| Interest-bearing deposits | $230,042,000 | 1,499 |
| Deposits held in domestic offices | $232,679,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $515,000 | 5,223 |
| Total equity capital | $17,563,000 | 2,299 |
| Total bank equity capital | $17,563,000 | 2,299 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $265,000 | 8,016 |
| Surplus | $2,979,000 | 4,175 |
| Undivided profits | $14,319,000 | 1,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 6,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $525,000 | 3,522 |
| Earning assets | $242,946,000 | 1,753 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $248,481,600 | 1,809 |
| Average Assets, quarterly | $250,320,000 | 1,836 |
| Volatile liabilities | $21,133,000 | 2,292 |
| Insider loans | $304,000 | 7,228 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,389,000 | 5,265 |
| Tier 1 (core) risk-based capital | $17,563,000 | 2,225 |
| Tier 2 risk-based capital | $250,000 | 8,351 |
| Total risk weighted assets | $106,030,000 | 2,469 |
| Total unused commitments | $4,389,000 | 5,287 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $244,926,000 | 1,940 |
| Cash and due from depository institutions | $17,581,000 | 3,504 |
| Interest-bearing balances | $15,724,000 | 494 |
| Securities | $70,332,000 | 1,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $151,917,000 | 1,844 |
| Loan loss allowance | $200,000 | 10,498 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,596,000 | 4,415 |
| Other real estate owned | $0 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $3,500,000 | 2,205 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $244,926,000 | 1,940 |
| Total liabilities | $228,700,000 | 1,915 |
| Total deposits | $228,408,000 | 1,816 |
| Interest-bearing deposits | $227,258,000 | 1,599 |
| Deposits held in domestic offices | $228,408,000 | 1,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $292,000 | 8,362 |
| Total equity capital | $16,226,000 | 2,358 |
| Total bank equity capital | $16,226,000 | 2,358 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $252,000 | 8,480 |
| Surplus | $2,045,000 | 5,326 |
| Undivided profits | $13,929,000 | 1,570 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $741,000 | 4,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $565,000 | 3,597 |
| Earning assets | $237,973,000 | 1,840 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $233,594,600 | 1,990 |
| Average Assets, quarterly | $240,992,500 | 1,957 |
| Volatile liabilities | $15,878,000 | 2,839 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $5,309,000 | 4,451 |
| Tier 1 (core) risk-based capital | $16,226,000 | 2,299 |
| Tier 2 risk-based capital | $200,000 | 9,432 |
| Total risk weighted assets | $108,357,000 | 2,498 |
| Total unused commitments | $9,406,000 | 3,101 |
| Derivatives | $0 | 651 |