Home > First Piedmont Bank > Assets and Liabilities
First Piedmont Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 22 | 5,572 |
| Assets and Liabilities | ||
| Total Assets: | $114,113,000 | 4,811 |
| Cash and due from depository institutions | $3,329,000 | 5,572 |
| Interest-bearing balances | $12,000 | 7,086 |
| Securities | $13,075,000 | 5,326 |
| Federal funds sold & reverse repurchase agreements | $2,895,000 | 2,762 |
| Net loans & leases | $69,610,000 | 4,953 |
| Loan loss allowance | $1,149,000 | 4,330 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,533,000 | 2,771 |
| Other real estate owned | $19,704,000 | 5,572 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $967,000 | 6,612 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $114,113,000 | 4,811 |
| Total liabilities | $111,003,000 | 4,559 |
| Total deposits | $108,499,000 | 4,380 |
| Interest-bearing deposits | $102,878,000 | 4,090 |
| Deposits held in domestic offices | $108,499,000 | 4,377 |
| % insured | 93.65% | 385 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $2,000,000 | 4,657 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $504,000 | 5,346 |
| Total equity capital | $3,110,000 | 7,668 |
| Total bank equity capital | $3,110,000 | 7,668 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,632,000 | 1,316 |
| Surplus | $8,394,000 | 3,035 |
| Undivided profits | $-8,916,000 | 7,908 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,769,000 | 2,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $477,000 | 5,659 |
| Earning assets | $85,592,000 | 5,375 |
| Long-term assets (5+ years) | $11,875,000 | 5,112 |
| Average Assets, year-to-date | $120,335,330 | 4,623 |
| Average Assets, quarterly | $119,100,000 | 4,679 |
| Volatile liabilities | $23,159,000 | 4,638 |
| Insider loans | $1,260,000 | 3,921 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $3,313,000 | 6,374 |
| Tier 1 (core) risk-based capital | $3,032,000 | 7,656 |
| Tier 2 risk-based capital | $1,149,000 | 3,936 |
| Total risk weighted assets | $92,646,000 | 4,377 |
| Total unused commitments | $3,313,000 | 6,376 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 23 | 5,486 |
| Assets and Liabilities | ||
| Total Assets: | $124,087,000 | 4,581 |
| Cash and due from depository institutions | $1,137,000 | 5,486 |
| Interest-bearing balances | $37,000 | 6,610 |
| Securities | $13,243,000 | 5,347 |
| Federal funds sold & reverse repurchase agreements | $6,543,000 | 1,848 |
| Net loans & leases | $71,808,000 | 4,884 |
| Loan loss allowance | $1,893,000 | 3,098 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,583,000 | 2,766 |
| Other real estate owned | $23,157,000 | 5,486 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,616,000 | 3,826 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $124,087,000 | 4,581 |
| Total liabilities | $118,874,000 | 4,383 |
| Total deposits | $116,397,000 | 4,172 |
| Interest-bearing deposits | $110,116,000 | 3,899 |
| Deposits held in domestic offices | $116,397,000 | 4,169 |
| % insured | 94.64% | 305 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $2,000,000 | 4,722 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $477,000 | 5,373 |
| Total equity capital | $5,213,000 | 7,037 |
| Total bank equity capital | $5,213,000 | 7,037 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,632,000 | 1,326 |
| Surplus | $8,394,000 | 3,020 |
| Undivided profits | $-6,813,000 | 7,934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $8,078,000 | 1,516 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $539,000 | 5,334 |
| Earning assets | $91,631,000 | 5,189 |
| Long-term assets (5+ years) | $11,970,000 | 5,096 |
| Average Assets, year-to-date | $123,446,500 | 4,561 |
| Average Assets, quarterly | $123,446,500 | 4,561 |
| Volatile liabilities | $24,696,000 | 4,448 |
| Insider loans | $752,000 | 4,821 |
| FHLB advances | $2,000,000 | 4,565 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $5,054,000 | 5,812 |
| Tier 1 (core) risk-based capital | $5,165,000 | 6,944 |
| Tier 2 risk-based capital | $1,297,000 | 3,620 |
| Total risk weighted assets | $103,191,000 | 4,072 |
| Total unused commitments | $5,054,000 | 5,815 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 27 | 5,069 |
| Assets and Liabilities | ||
| Total Assets: | $122,806,000 | 4,565 |
| Cash and due from depository institutions | $1,572,000 | 5,069 |
| Interest-bearing balances | $0 | 7,069 |
| Securities | $13,118,000 | 5,398 |
| Federal funds sold & reverse repurchase agreements | $4,182,000 | 2,138 |
| Net loans & leases | $81,685,000 | 4,566 |
| Loan loss allowance | $1,933,000 | 2,991 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,633,000 | 2,754 |
| Other real estate owned | $14,989,000 | 5,069 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $2,627,000 | 4,587 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $122,806,000 | 4,565 |
| Total liabilities | $116,771,000 | 4,397 |
| Total deposits | $114,203,000 | 4,151 |
| Interest-bearing deposits | $107,587,000 | 3,884 |
| Deposits held in domestic offices | $114,203,000 | 4,149 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $2,000,000 | 4,957 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $568,000 | 5,026 |
| Total equity capital | $6,035,000 | 6,786 |
| Total bank equity capital | $6,035,000 | 6,786 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,632,000 | 1,322 |
| Surplus | $8,394,000 | 3,004 |
| Undivided profits | $-5,991,000 | 7,974 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,999,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $746,000 | 4,574 |
| Earning assets | $98,985,000 | 4,943 |
| Long-term assets (5+ years) | $10,463,000 | 5,284 |
| Average Assets, year-to-date | $129,362,800 | 4,298 |
| Average Assets, quarterly | $126,000,500 | 4,457 |
| Volatile liabilities | $26,379,000 | 4,224 |
| Insider loans | $1,269,000 | 3,970 |
| FHLB advances | $2,000,000 | 4,795 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $10,845,000 | 4,322 |
| Tier 1 (core) risk-based capital | $5,845,000 | 6,757 |
| Tier 2 risk-based capital | $1,304,000 | 3,592 |
| Total risk weighted assets | $103,657,000 | 4,075 |
| Total unused commitments | $10,845,000 | 4,325 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 27 | 5,124 |
| Assets and Liabilities | ||
| Total Assets: | $129,195,000 | 4,396 |
| Cash and due from depository institutions | $1,817,000 | 5,124 |
| Interest-bearing balances | $23,000 | 6,183 |
| Securities | $12,766,000 | 5,396 |
| Federal funds sold & reverse repurchase agreements | $6,004,000 | 1,951 |
| Net loans & leases | $87,824,000 | 4,370 |
| Loan loss allowance | $2,205,000 | 2,528 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,687,000 | 2,727 |
| Other real estate owned | $13,230,000 | 5,124 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,867,000 | 4,433 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $129,195,000 | 4,396 |
| Total liabilities | $120,715,000 | 4,249 |
| Total deposits | $118,016,000 | 4,015 |
| Interest-bearing deposits | $108,593,000 | 3,825 |
| Deposits held in domestic offices | $118,016,000 | 4,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $2,000,000 | 4,928 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $699,000 | 4,698 |
| Total equity capital | $8,480,000 | 5,958 |
| Total bank equity capital | $8,480,000 | 5,958 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,632,000 | 1,328 |
| Surplus | $8,388,000 | 3,000 |
| Undivided profits | $-3,540,000 | 7,987 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,142,000 | 1,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $914,000 | 4,150 |
| Earning assets | $106,617,000 | 4,716 |
| Long-term assets (5+ years) | $9,163,000 | 5,462 |
| Average Assets, year-to-date | $131,002,000 | 4,269 |
| Average Assets, quarterly | $130,903,500 | 4,338 |
| Volatile liabilities | $26,103,000 | 4,155 |
| Insider loans | $1,474,000 | 3,727 |
| FHLB advances | $2,000,000 | 4,771 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $16,419,000 | 3,619 |
| Tier 1 (core) risk-based capital | $8,555,000 | 5,850 |
| Tier 2 risk-based capital | $1,381,000 | 3,382 |
| Total risk weighted assets | $109,618,000 | 3,927 |
| Total unused commitments | $16,419,000 | 3,622 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 26 | 5,281 |
| Assets and Liabilities | ||
| Total Assets: | $132,612,000 | 4,327 |
| Cash and due from depository institutions | $2,655,000 | 5,281 |
| Interest-bearing balances | $10,000 | 6,412 |
| Securities | $12,768,000 | 5,444 |
| Federal funds sold & reverse repurchase agreements | $3,883,000 | 2,705 |
| Net loans & leases | $93,713,000 | 4,181 |
| Loan loss allowance | $1,435,000 | 3,445 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,006,000 | 2,578 |
| Other real estate owned | $11,847,000 | 5,281 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,740,000 | 4,501 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $132,612,000 | 4,327 |
| Total liabilities | $121,144,000 | 4,247 |
| Total deposits | $118,398,000 | 4,029 |
| Interest-bearing deposits | $110,110,000 | 3,779 |
| Deposits held in domestic offices | $118,398,000 | 4,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $2,000,000 | 4,830 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $746,000 | 4,498 |
| Total equity capital | $11,468,000 | 5,047 |
| Total bank equity capital | $11,468,000 | 5,047 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,632,000 | 1,327 |
| Surplus | $8,382,000 | 2,989 |
| Undivided profits | $-546,000 | 7,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,098,000 | 1,136 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $952,000 | 3,924 |
| Earning assets | $110,374,000 | 4,597 |
| Long-term assets (5+ years) | $8,720,000 | 5,527 |
| Average Assets, year-to-date | $131,604,330 | 4,285 |
| Average Assets, quarterly | $132,693,000 | 4,296 |
| Volatile liabilities | $32,398,000 | 3,632 |
| Insider loans | $1,483,000 | 3,697 |
| FHLB advances | $2,000,000 | 4,664 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $19,611,000 | 3,351 |
| Tier 1 (core) risk-based capital | $11,542,000 | 4,932 |
| Tier 2 risk-based capital | $1,435,000 | 3,236 |
| Total risk weighted assets | $115,028,000 | 3,781 |
| Total unused commitments | $19,611,000 | 3,352 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 34 | 4,471 |
| Assets and Liabilities | ||
| Total Assets: | $132,774,000 | 4,297 |
| Cash and due from depository institutions | $1,635,000 | 4,471 |
| Interest-bearing balances | $30,000 | 5,922 |
| Securities | $13,595,000 | 5,317 |
| Federal funds sold & reverse repurchase agreements | $5,669,000 | 2,917 |
| Net loans & leases | $97,711,000 | 4,019 |
| Loan loss allowance | $2,059,000 | 2,544 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,079,000 | 2,517 |
| Other real estate owned | $6,648,000 | 4,471 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $2,437,000 | 4,668 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $132,774,000 | 4,297 |
| Total liabilities | $120,840,000 | 4,238 |
| Total deposits | $118,115,000 | 4,028 |
| Interest-bearing deposits | $109,796,000 | 3,812 |
| Deposits held in domestic offices | $118,115,000 | 4,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $2,000,000 | 4,593 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $725,000 | 4,783 |
| Total equity capital | $11,934,000 | 4,976 |
| Total bank equity capital | $11,934,000 | 4,976 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,632,000 | 1,322 |
| Surplus | $8,376,000 | 2,970 |
| Undivided profits | $-74,000 | 7,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,843,000 | 754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $887,000 | 4,132 |
| Earning assets | $117,005,000 | 4,416 |
| Long-term assets (5+ years) | $8,546,000 | 5,473 |
| Average Assets, year-to-date | $131,100,500 | 4,299 |
| Average Assets, quarterly | $131,100,500 | 4,299 |
| Volatile liabilities | $35,660,000 | 3,390 |
| Insider loans | $1,492,000 | 3,651 |
| FHLB advances | $2,000,000 | 4,433 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $23,191,000 | 3,074 |
| Tier 1 (core) risk-based capital | $11,831,000 | 4,852 |
| Tier 2 risk-based capital | $1,453,000 | 3,165 |
| Total risk weighted assets | $115,601,000 | 3,730 |
| Total unused commitments | $23,191,000 | 3,077 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 36 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $129,427,000 | 4,345 |
| Cash and due from depository institutions | $1,733,000 | 4,303 |
| Interest-bearing balances | $29,000 | 5,766 |
| Securities | $13,247,000 | 5,455 |
| Federal funds sold & reverse repurchase agreements | $3,966,000 | 2,975 |
| Net loans & leases | $102,852,000 | 3,862 |
| Loan loss allowance | $2,164,000 | 2,400 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,133,000 | 2,468 |
| Other real estate owned | $489,000 | 4,303 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $2,007,000 | 5,178 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $129,427,000 | 4,345 |
| Total liabilities | $117,380,000 | 4,288 |
| Total deposits | $114,777,000 | 4,078 |
| Interest-bearing deposits | $107,262,000 | 3,807 |
| Deposits held in domestic offices | $114,777,000 | 4,076 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,460 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $603,000 | 5,229 |
| Total equity capital | $12,047,000 | 4,888 |
| Total bank equity capital | $12,047,000 | 4,888 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,632,000 | 1,311 |
| Surplus | $8,371,000 | 2,942 |
| Undivided profits | $44,000 | 7,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,892,000 | 350 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $751,000 | 4,890 |
| Earning assets | $120,094,000 | 4,304 |
| Long-term assets (5+ years) | $6,495,000 | 5,663 |
| Average Assets, year-to-date | $125,174,400 | 4,317 |
| Average Assets, quarterly | $129,062,500 | 4,315 |
| Volatile liabilities | $38,844,000 | 3,159 |
| Insider loans | $1,500,000 | 3,611 |
| FHLB advances | $2,000,000 | 4,278 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $27,502,000 | 2,742 |
| Tier 1 (core) risk-based capital | $12,050,000 | 4,763 |
| Tier 2 risk-based capital | $1,441,000 | 3,166 |
| Total risk weighted assets | $114,543,000 | 3,745 |
| Total unused commitments | $27,502,000 | 2,743 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 38 | 4,157 |
| Assets and Liabilities | ||
| Total Assets: | $128,698,000 | 4,321 |
| Cash and due from depository institutions | $3,224,000 | 4,157 |
| Interest-bearing balances | $15,000 | 6,033 |
| Securities | $14,181,000 | 5,337 |
| Federal funds sold & reverse repurchase agreements | $225,000 | 5,836 |
| Net loans & leases | $104,019,000 | 3,791 |
| Loan loss allowance | $1,109,000 | 3,917 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $5,171,000 | 2,405 |
| Other real estate owned | $198,000 | 4,157 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,680,000 | 5,671 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $128,698,000 | 4,321 |
| Total liabilities | $116,081,000 | 4,279 |
| Total deposits | $113,057,000 | 4,082 |
| Interest-bearing deposits | $102,099,000 | 3,935 |
| Deposits held in domestic offices | $113,057,000 | 4,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $2,000,000 | 4,403 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $1,024,000 | 4,021 |
| Total equity capital | $12,617,000 | 4,702 |
| Total bank equity capital | $12,617,000 | 4,702 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,632,000 | 1,291 |
| Surplus | $8,367,000 | 2,892 |
| Undivided profits | $618,000 | 7,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,473,000 | 1,286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $821,000 | 4,880 |
| Earning assets | $118,440,000 | 4,307 |
| Long-term assets (5+ years) | $5,966,000 | 5,699 |
| Average Assets, year-to-date | $124,111,250 | 4,335 |
| Average Assets, quarterly | $131,520,500 | 4,226 |
| Volatile liabilities | $39,445,000 | 3,092 |
| Insider loans | $1,479,000 | 3,619 |
| FHLB advances | $2,000,000 | 4,193 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $31,293,000 | 2,548 |
| Tier 1 (core) risk-based capital | $12,690,000 | 4,583 |
| Tier 2 risk-based capital | $1,109,000 | 3,756 |
| Total risk weighted assets | $115,155,000 | 3,689 |
| Total unused commitments | $31,293,000 | 2,548 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 40 | 4,035 |
| Assets and Liabilities | ||
| Total Assets: | $134,343,000 | 4,198 |
| Cash and due from depository institutions | $9,440,000 | 4,035 |
| Interest-bearing balances | $44,000 | 5,478 |
| Securities | $13,181,000 | 5,526 |
| Federal funds sold & reverse repurchase agreements | $4,415,000 | 2,893 |
| Net loans & leases | $100,155,000 | 3,875 |
| Loan loss allowance | $1,082,000 | 3,961 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,185,000 | 2,406 |
| Other real estate owned | $157,000 | 4,035 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,810,000 | 5,451 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $134,343,000 | 4,198 |
| Total liabilities | $121,833,000 | 4,147 |
| Total deposits | $116,968,000 | 4,018 |
| Interest-bearing deposits | $108,088,000 | 3,779 |
| Deposits held in domestic offices | $116,968,000 | 4,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $4,000,000 | 3,667 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $865,000 | 4,242 |
| Total equity capital | $12,510,000 | 4,672 |
| Total bank equity capital | $12,510,000 | 4,672 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,632,000 | 1,278 |
| Surplus | $8,362,000 | 2,885 |
| Undivided profits | $516,000 | 7,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,019 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $817,000 | 4,651 |
| Earning assets | $117,795,000 | 4,319 |
| Long-term assets (5+ years) | $4,653,000 | 5,980 |
| Average Assets, year-to-date | $122,582,330 | 4,398 |
| Average Assets, quarterly | $126,936,000 | 4,334 |
| Volatile liabilities | $41,735,000 | 2,926 |
| Insider loans | $1,510,000 | 3,531 |
| FHLB advances | $4,000,000 | 3,510 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $31,901,000 | 2,545 |
| Tier 1 (core) risk-based capital | $12,676,000 | 4,581 |
| Tier 2 risk-based capital | $1,082,000 | 3,810 |
| Total risk weighted assets | $113,303,000 | 3,718 |
| Total unused commitments | $31,901,000 | 2,545 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 41 | 3,930 |
| Assets and Liabilities | ||
| Total Assets: | $119,529,000 | 4,542 |
| Cash and due from depository institutions | $2,791,000 | 3,930 |
| Interest-bearing balances | $33,000 | 5,723 |
| Securities | $12,377,000 | 5,671 |
| Federal funds sold & reverse repurchase agreements | $456,000 | 6,338 |
| Net loans & leases | $97,425,000 | 3,912 |
| Loan loss allowance | $1,081,000 | 3,961 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,848,000 | 2,499 |
| Other real estate owned | $0 | 3,930 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $1,632,000 | 5,632 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $119,529,000 | 4,542 |
| Total liabilities | $107,184,000 | 4,507 |
| Total deposits | $102,421,000 | 4,398 |
| Interest-bearing deposits | $93,017,000 | 4,195 |
| Deposits held in domestic offices | $102,421,000 | 4,396 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $4,000,000 | 3,602 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $763,000 | 4,547 |
| Total equity capital | $12,345,000 | 4,710 |
| Total bank equity capital | $12,345,000 | 4,710 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,632,000 | 1,262 |
| Surplus | $8,354,000 | 2,842 |
| Undivided profits | $359,000 | 7,491 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $734,000 | 4,866 |
| Earning assets | $110,291,000 | 4,541 |
| Long-term assets (5+ years) | $4,240,000 | 6,069 |
| Average Assets, year-to-date | $116,702,000 | 4,578 |
| Average Assets, quarterly | $116,702,000 | 4,578 |
| Volatile liabilities | $39,297,000 | 3,015 |
| Insider loans | $1,539,000 | 3,480 |
| FHLB advances | $4,000,000 | 3,451 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $26,938,000 | 2,835 |
| Tier 1 (core) risk-based capital | $12,449,000 | 4,613 |
| Tier 2 risk-based capital | $1,081,000 | 3,805 |
| Total risk weighted assets | $107,606,000 | 3,809 |
| Total unused commitments | $26,938,000 | 2,837 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 30 | 4,925 |
| Assets and Liabilities | ||
| Total Assets: | $113,875,000 | 4,646 |
| Cash and due from depository institutions | $3,124,000 | 4,925 |
| Interest-bearing balances | $6,000 | 6,388 |
| Securities | $12,403,000 | 5,705 |
| Federal funds sold & reverse repurchase agreements | $1,551,000 | 4,793 |
| Net loans & leases | $90,909,000 | 4,077 |
| Loan loss allowance | $1,066,000 | 3,978 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,317,000 | 2,730 |
| Other real estate owned | $0 | 4,925 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,571,000 | 5,759 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $113,875,000 | 4,646 |
| Total liabilities | $101,808,000 | 4,624 |
| Total deposits | $97,290,000 | 4,497 |
| Interest-bearing deposits | $88,755,000 | 4,273 |
| Deposits held in domestic offices | $97,290,000 | 4,495 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,000,000 | 3,732 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $518,000 | 5,416 |
| Total equity capital | $12,067,000 | 4,747 |
| Total bank equity capital | $12,067,000 | 4,747 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,632,000 | 1,250 |
| Surplus | $7,149,000 | 3,108 |
| Undivided profits | $1,286,000 | 6,896 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $708,000 | 5,105 |
| Earning assets | $104,869,000 | 4,645 |
| Long-term assets (5+ years) | $3,740,000 | 6,200 |
| Average Assets, year-to-date | $100,316,800 | 4,894 |
| Average Assets, quarterly | $109,802,000 | 4,723 |
| Volatile liabilities | $37,266,000 | 3,270 |
| Insider loans | $1,537,000 | 3,470 |
| FHLB advances | $4,000,000 | 3,585 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $27,442,000 | 2,753 |
| Tier 1 (core) risk-based capital | $12,199,000 | 4,639 |
| Tier 2 risk-based capital | $1,066,000 | 3,815 |
| Total risk weighted assets | $101,506,000 | 3,945 |
| Total unused commitments | $27,442,000 | 2,754 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 28 | 5,159 |
| Assets and Liabilities | ||
| Total Assets: | $105,729,000 | 4,842 |
| Cash and due from depository institutions | $2,268,000 | 5,159 |
| Interest-bearing balances | $1,000 | 6,654 |
| Securities | $12,953,000 | 5,661 |
| Federal funds sold & reverse repurchase agreements | $972,000 | 4,743 |
| Net loans & leases | $84,099,000 | 4,276 |
| Loan loss allowance | $1,025,000 | 4,105 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,929,000 | 2,912 |
| Other real estate owned | $0 | 5,159 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $1,508,000 | 5,879 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $105,729,000 | 4,842 |
| Total liabilities | $93,979,000 | 4,835 |
| Total deposits | $89,278,000 | 4,719 |
| Interest-bearing deposits | $81,668,000 | 4,465 |
| Deposits held in domestic offices | $89,278,000 | 4,716 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,000,000 | 3,919 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $701,000 | 4,722 |
| Total equity capital | $11,750,000 | 4,814 |
| Total bank equity capital | $11,750,000 | 4,814 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,632,000 | 1,237 |
| Surplus | $7,141,000 | 3,083 |
| Undivided profits | $977,000 | 7,168 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $625,000 | 5,533 |
| Earning assets | $98,025,000 | 4,814 |
| Long-term assets (5+ years) | $3,440,000 | 6,284 |
| Average Assets, year-to-date | $96,927,250 | 5,009 |
| Average Assets, quarterly | $102,142,000 | 4,912 |
| Volatile liabilities | $33,931,000 | 3,457 |
| Insider loans | $1,546,000 | 3,432 |
| FHLB advances | $4,000,000 | 3,750 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $24,956,000 | 2,948 |
| Tier 1 (core) risk-based capital | $11,901,000 | 4,702 |
| Tier 2 risk-based capital | $1,025,000 | 3,914 |
| Total risk weighted assets | $94,461,000 | 4,106 |
| Total unused commitments | $24,956,000 | 2,949 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $98,555,000 | 5,027 |
| Cash and due from depository institutions | $4,984,000 | 5,686 |
| Interest-bearing balances | $25,000 | 5,962 |
| Securities | $11,881,000 | 5,855 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $78,192,000 | 4,426 |
| Loan loss allowance | $1,024,000 | 4,077 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,080,000 | 4,373 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,418,000 | 5,951 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $98,555,000 | 5,027 |
| Total liabilities | $87,288,000 | 5,064 |
| Total deposits | $83,280,000 | 4,925 |
| Interest-bearing deposits | $75,150,000 | 4,692 |
| Deposits held in domestic offices | $83,280,000 | 4,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,366,000 | 2,723 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,000,000 | 4,640 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $642,000 | 4,620 |
| Total equity capital | $11,267,000 | 4,832 |
| Total bank equity capital | $11,267,000 | 4,832 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,528,000 | 1,252 |
| Surplus | $6,080,000 | 3,380 |
| Undivided profits | $1,659,000 | 6,540 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $469,000 | 6,051 |
| Earning assets | $90,098,000 | 5,040 |
| Long-term assets (5+ years) | $2,407,000 | 6,637 |
| Average Assets, year-to-date | $93,993,330 | 5,131 |
| Average Assets, quarterly | $97,083,000 | 5,048 |
| Volatile liabilities | $28,776,000 | 3,773 |
| Insider loans | $1,553,000 | 3,388 |
| FHLB advances | $2,000,000 | 4,432 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $24,878,000 | 2,971 |
| Tier 1 (core) risk-based capital | $11,532,000 | 4,737 |
| Tier 2 risk-based capital | $1,024,000 | 3,897 |
| Total risk weighted assets | $87,107,000 | 4,289 |
| Total unused commitments | $24,878,000 | 2,972 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $95,611,000 | 5,109 |
| Cash and due from depository institutions | $2,865,000 | 6,049 |
| Interest-bearing balances | $14,000 | 6,282 |
| Securities | $11,079,000 | 6,063 |
| Federal funds sold & reverse repurchase agreements | $4,185,000 | 3,000 |
| Net loans & leases | $74,091,000 | 4,526 |
| Loan loss allowance | $1,024,000 | 4,054 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,036,000 | 4,378 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,355,000 | 5,962 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $95,611,000 | 5,109 |
| Total liabilities | $84,698,000 | 5,133 |
| Total deposits | $81,975,000 | 4,971 |
| Interest-bearing deposits | $73,386,000 | 4,771 |
| Deposits held in domestic offices | $81,975,000 | 4,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,000,000 | 4,536 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $723,000 | 4,297 |
| Total equity capital | $10,913,000 | 4,906 |
| Total bank equity capital | $10,913,000 | 4,906 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,528,000 | 1,240 |
| Surplus | $6,072,000 | 3,321 |
| Undivided profits | $1,313,000 | 6,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $479,000 | 5,823 |
| Earning assets | $89,369,000 | 5,060 |
| Long-term assets (5+ years) | $1,744,000 | 6,928 |
| Average Assets, year-to-date | $91,712,500 | 5,223 |
| Average Assets, quarterly | $91,712,500 | 5,223 |
| Volatile liabilities | $27,752,000 | 3,709 |
| Insider loans | $1,565,000 | 3,322 |
| FHLB advances | $2,000,000 | 4,368 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $26,016,000 | 2,840 |
| Tier 1 (core) risk-based capital | $11,122,000 | 4,801 |
| Tier 2 risk-based capital | $1,024,000 | 3,850 |
| Total risk weighted assets | $82,807,000 | 4,378 |
| Total unused commitments | $26,016,000 | 2,842 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $87,814,000 | 5,380 |
| Cash and due from depository institutions | $859,000 | 6,052 |
| Interest-bearing balances | $4,000 | 6,627 |
| Securities | $11,221,000 | 6,069 |
| Federal funds sold & reverse repurchase agreements | $968,000 | 4,903 |
| Net loans & leases | $71,494,000 | 4,601 |
| Loan loss allowance | $1,020,000 | 4,040 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,016,000 | 4,382 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,256,000 | 6,181 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $87,814,000 | 5,380 |
| Total liabilities | $77,201,000 | 5,415 |
| Total deposits | $74,832,000 | 5,247 |
| Interest-bearing deposits | $68,985,000 | 4,917 |
| Deposits held in domestic offices | $74,832,000 | 5,244 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,000,000 | 4,620 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $369,000 | 5,818 |
| Total equity capital | $10,613,000 | 4,969 |
| Total bank equity capital | $10,613,000 | 4,969 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,528,000 | 1,226 |
| Surplus | $6,072,000 | 3,280 |
| Undivided profits | $1,013,000 | 7,158 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,468 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $454,000 | 6,043 |
| Earning assets | $83,687,000 | 5,255 |
| Long-term assets (5+ years) | $2,361,000 | 6,686 |
| Average Assets, year-to-date | $85,920,400 | 5,308 |
| Average Assets, quarterly | $88,059,500 | 5,336 |
| Volatile liabilities | $23,498,000 | 4,051 |
| Insider loans | $1,529,000 | 3,342 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $23,731,000 | 2,970 |
| Tier 1 (core) risk-based capital | $10,785,000 | 4,864 |
| Tier 2 risk-based capital | $995,000 | 3,911 |
| Total risk weighted assets | $79,609,000 | 4,468 |
| Total unused commitments | $23,731,000 | 2,972 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $88,305,000 | 5,325 |
| Cash and due from depository institutions | $1,157,000 | 6,075 |
| Interest-bearing balances | $22,000 | 6,184 |
| Securities | $11,122,000 | 6,107 |
| Federal funds sold & reverse repurchase agreements | $3,490,000 | 2,875 |
| Net loans & leases | $69,752,000 | 4,642 |
| Loan loss allowance | $981,000 | 4,149 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,663,000 | 4,794 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,121,000 | 6,436 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $88,305,000 | 5,325 |
| Total liabilities | $77,949,000 | 5,349 |
| Total deposits | $75,524,000 | 5,160 |
| Interest-bearing deposits | $68,134,000 | 4,913 |
| Deposits held in domestic offices | $75,524,000 | 5,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,000,000 | 4,699 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $425,000 | 5,569 |
| Total equity capital | $10,356,000 | 5,028 |
| Total bank equity capital | $10,356,000 | 5,028 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,528,000 | 1,195 |
| Surplus | $6,072,000 | 3,229 |
| Undivided profits | $756,000 | 7,463 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $379,000 | 6,569 |
| Earning assets | $84,386,000 | 5,182 |
| Long-term assets (5+ years) | $2,726,000 | 6,621 |
| Average Assets, year-to-date | $85,447,000 | 5,333 |
| Average Assets, quarterly | $88,206,000 | 5,292 |
| Volatile liabilities | $19,406,000 | 4,482 |
| Insider loans | $1,535,000 | 3,297 |
| FHLB advances | $2,000,000 | 4,492 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $22,939,000 | 2,994 |
| Tier 1 (core) risk-based capital | $10,490,000 | 4,913 |
| Tier 2 risk-based capital | $970,000 | 3,947 |
| Total risk weighted assets | $77,608,000 | 4,502 |
| Total unused commitments | $22,939,000 | 2,996 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 22 | 5,964 |
| Assets and Liabilities | ||
| Total Assets: | $88,107,000 | 5,279 |
| Cash and due from depository institutions | $567,000 | 5,964 |
| Interest-bearing balances | $11,000 | 6,402 |
| Securities | $11,676,000 | 6,026 |
| Federal funds sold & reverse repurchase agreements | $3,116,000 | 2,853 |
| Net loans & leases | $70,015,000 | 4,577 |
| Loan loss allowance | $978,000 | 4,115 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,677,000 | 4,733 |
| Other real estate owned | $0 | 5,964 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,056,000 | 6,423 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $88,107,000 | 5,279 |
| Total liabilities | $77,732,000 | 5,302 |
| Total deposits | $76,405,000 | 5,076 |
| Interest-bearing deposits | $70,874,000 | 4,754 |
| Deposits held in domestic offices | $76,405,000 | 5,073 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 5,061 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $327,000 | 5,959 |
| Total equity capital | $10,375,000 | 4,979 |
| Total bank equity capital | $10,375,000 | 4,979 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,528,000 | 1,176 |
| Surplus | $4,632,000 | 3,801 |
| Undivided profits | $2,215,000 | 6,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 6,216 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $378,000 | 6,317 |
| Earning assets | $84,818,000 | 5,120 |
| Long-term assets (5+ years) | $2,829,000 | 6,600 |
| Average Assets, year-to-date | $84,494,330 | 5,356 |
| Average Assets, quarterly | $85,796,500 | 5,339 |
| Volatile liabilities | $21,105,000 | 4,146 |
| Insider loans | $1,516,000 | 3,309 |
| FHLB advances | $1,000,000 | 4,870 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $19,799,000 | 3,223 |
| Tier 1 (core) risk-based capital | $10,436,000 | 4,839 |
| Tier 2 risk-based capital | $965,000 | 3,927 |
| Total risk weighted assets | $77,223,000 | 4,451 |
| Total unused commitments | $19,799,000 | 3,223 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $83,486,000 | 5,463 |
| Cash and due from depository institutions | $1,377,000 | 6,116 |
| Interest-bearing balances | $17,000 | 6,305 |
| Securities | $10,851,000 | 6,277 |
| Federal funds sold & reverse repurchase agreements | $1,914,000 | 4,132 |
| Net loans & leases | $66,138,000 | 4,706 |
| Loan loss allowance | $976,000 | 4,132 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,676,000 | 4,755 |
| Other real estate owned | $461,000 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,069,000 | 6,418 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $83,486,000 | 5,463 |
| Total liabilities | $73,518,000 | 5,494 |
| Total deposits | $72,160,000 | 5,295 |
| Interest-bearing deposits | $64,924,000 | 5,084 |
| Deposits held in domestic offices | $72,160,000 | 5,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,000,000 | 4,942 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $358,000 | 5,604 |
| Total equity capital | $9,968,000 | 5,018 |
| Total bank equity capital | $9,968,000 | 5,018 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,528,000 | 1,168 |
| Surplus | $4,632,000 | 3,780 |
| Undivided profits | $1,808,000 | 6,543 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $338,000 | 6,589 |
| Earning assets | $78,920,000 | 5,365 |
| Long-term assets (5+ years) | $2,961,000 | 6,653 |
| Average Assets, year-to-date | $82,688,000 | 5,472 |
| Average Assets, quarterly | $82,688,000 | 5,472 |
| Volatile liabilities | $18,137,000 | 4,406 |
| Insider loans | $1,507,000 | 3,321 |
| FHLB advances | $1,000,000 | 4,740 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $16,126,000 | 3,594 |
| Tier 1 (core) risk-based capital | $10,107,000 | 4,898 |
| Tier 2 risk-based capital | $910,000 | 4,067 |
| Total risk weighted assets | $72,721,000 | 4,579 |
| Total unused commitments | $16,126,000 | 3,594 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 18 | 6,566 |
| Assets and Liabilities | ||
| Total Assets: | $81,890,000 | 5,512 |
| Cash and due from depository institutions | $1,396,000 | 6,566 |
| Interest-bearing balances | $2,000 | 6,756 |
| Securities | $10,203,000 | 6,419 |
| Federal funds sold & reverse repurchase agreements | $2,463,000 | 3,575 |
| Net loans & leases | $65,059,000 | 4,720 |
| Loan loss allowance | $954,000 | 4,174 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,673,000 | 4,755 |
| Other real estate owned | $137,000 | 6,566 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $959,000 | 6,641 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $81,890,000 | 5,512 |
| Total liabilities | $72,061,000 | 5,557 |
| Total deposits | $70,879,000 | 5,332 |
| Interest-bearing deposits | $65,500,000 | 5,022 |
| Deposits held in domestic offices | $70,879,000 | 5,329 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,000,000 | 4,996 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $182,000 | 7,034 |
| Total equity capital | $9,829,000 | 5,066 |
| Total bank equity capital | $9,829,000 | 5,066 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,528,000 | 1,149 |
| Surplus | $4,633,000 | 3,741 |
| Undivided profits | $1,668,000 | 6,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $339,000 | 6,580 |
| Earning assets | $77,727,000 | 5,416 |
| Long-term assets (5+ years) | $3,037,000 | 6,703 |
| Average Assets, year-to-date | $76,838,400 | 5,595 |
| Average Assets, quarterly | $81,703,000 | 5,499 |
| Volatile liabilities | $19,610,000 | 4,174 |
| Insider loans | $1,515,000 | 3,317 |
| FHLB advances | $1,000,000 | 4,757 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $14,848,000 | 3,607 |
| Tier 1 (core) risk-based capital | $9,854,000 | 4,930 |
| Tier 2 risk-based capital | $884,000 | 4,131 |
| Total risk weighted assets | $70,641,000 | 4,660 |
| Total unused commitments | $14,848,000 | 3,608 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 20 | 6,262 |
| Assets and Liabilities | ||
| Total Assets: | $81,516,000 | 5,493 |
| Cash and due from depository institutions | $773,000 | 6,262 |
| Interest-bearing balances | $20,000 | 6,287 |
| Securities | $10,483,000 | 6,396 |
| Federal funds sold & reverse repurchase agreements | $2,661,000 | 3,165 |
| Net loans & leases | $64,933,000 | 4,707 |
| Loan loss allowance | $864,000 | 4,451 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,696,000 | 4,673 |
| Other real estate owned | $171,000 | 6,262 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $799,000 | 7,075 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $81,516,000 | 5,493 |
| Total liabilities | $71,839,000 | 5,525 |
| Total deposits | $70,652,000 | 5,301 |
| Interest-bearing deposits | $64,831,000 | 5,035 |
| Deposits held in domestic offices | $70,652,000 | 5,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,000,000 | 4,994 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $187,000 | 7,234 |
| Total equity capital | $9,677,000 | 5,090 |
| Total bank equity capital | $9,677,000 | 5,090 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,532,000 | 1,132 |
| Surplus | $4,618,000 | 3,696 |
| Undivided profits | $1,527,000 | 6,952 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $299,000 | 7,052 |
| Earning assets | $78,097,000 | 5,344 |
| Long-term assets (5+ years) | $2,535,000 | 6,962 |
| Average Assets, year-to-date | $75,575,500 | 5,664 |
| Average Assets, quarterly | $79,641,000 | 5,555 |
| Volatile liabilities | $17,311,000 | 4,462 |
| Insider loans | $1,783,000 | 2,906 |
| FHLB advances | $1,000,000 | 4,770 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,615,000 | 2,845 |
| Tier 1 (core) risk-based capital | $9,640,000 | 4,967 |
| Tier 2 risk-based capital | $864,000 | 4,174 |
| Total risk weighted assets | $72,178,000 | 4,577 |
| Total unused commitments | $21,615,000 | 2,849 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 20 | 6,337 |
| Assets and Liabilities | ||
| Total Assets: | $77,766,000 | 5,656 |
| Cash and due from depository institutions | $1,218,000 | 6,337 |
| Interest-bearing balances | $27,000 | 6,146 |
| Securities | $10,147,000 | 6,552 |
| Federal funds sold & reverse repurchase agreements | $688,000 | 4,790 |
| Net loans & leases | $62,906,000 | 4,756 |
| Loan loss allowance | $840,000 | 4,526 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,699,000 | 4,650 |
| Other real estate owned | $260,000 | 6,337 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $848,000 | 6,902 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $77,766,000 | 5,656 |
| Total liabilities | $68,512,000 | 5,700 |
| Total deposits | $67,395,000 | 5,472 |
| Interest-bearing deposits | $61,320,000 | 5,221 |
| Deposits held in domestic offices | $67,395,000 | 5,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,981 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $117,000 | 7,777 |
| Total equity capital | $9,254,000 | 5,133 |
| Total bank equity capital | $9,254,000 | 5,133 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,402,000 | 1,173 |
| Surplus | $3,403,000 | 4,403 |
| Undivided profits | $2,449,000 | 6,062 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $192,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $292,000 | 6,976 |
| Earning assets | $73,768,000 | 5,534 |
| Long-term assets (5+ years) | $2,857,000 | 6,921 |
| Average Assets, year-to-date | $73,595,330 | 5,780 |
| Average Assets, quarterly | $75,163,000 | 5,746 |
| Volatile liabilities | $15,189,000 | 4,695 |
| Insider loans | $2,185,000 | 2,521 |
| FHLB advances | $1,000,000 | 4,764 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $19,711,000 | 3,026 |
| Tier 1 (core) risk-based capital | $9,311,000 | 5,035 |
| Tier 2 risk-based capital | $840,000 | 4,231 |
| Total risk weighted assets | $68,776,000 | 4,697 |
| Total unused commitments | $19,711,000 | 3,030 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 21 | 6,216 |
| Assets and Liabilities | ||
| Total Assets: | $72,560,000 | 5,877 |
| Cash and due from depository institutions | $352,000 | 6,216 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $10,519,000 | 6,461 |
| Federal funds sold & reverse repurchase agreements | $1,680,000 | 4,920 |
| Net loans & leases | $57,863,000 | 4,962 |
| Loan loss allowance | $797,000 | 4,671 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,431,000 | 5,052 |
| Other real estate owned | $0 | 6,216 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $715,000 | 7,204 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $72,560,000 | 5,877 |
| Total liabilities | $63,320,000 | 5,934 |
| Total deposits | $62,074,000 | 5,753 |
| Interest-bearing deposits | $56,123,000 | 5,544 |
| Deposits held in domestic offices | $62,074,000 | 5,751 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $1,000,000 | 4,826 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $246,000 | 6,631 |
| Total equity capital | $9,240,000 | 5,210 |
| Total bank equity capital | $9,240,000 | 5,210 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,402,000 | 1,163 |
| Surplus | $3,403,000 | 4,371 |
| Undivided profits | $2,435,000 | 6,280 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $262,000 | 7,201 |
| Earning assets | $70,062,000 | 5,710 |
| Long-term assets (5+ years) | $2,752,000 | 6,940 |
| Average Assets, year-to-date | $71,510,000 | 5,888 |
| Average Assets, quarterly | $71,510,000 | 5,888 |
| Volatile liabilities | $13,151,000 | 4,996 |
| Insider loans | $2,149,000 | 2,497 |
| FHLB advances | $1,000,000 | 4,614 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $17,476,000 | 3,195 |
| Tier 1 (core) risk-based capital | $9,122,000 | 5,057 |
| Tier 2 risk-based capital | $747,000 | 4,541 |
| Total risk weighted assets | $59,723,000 | 5,053 |
| Total unused commitments | $17,476,000 | 3,201 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 19 | 6,499 |
| Assets and Liabilities | ||
| Total Assets: | $70,460,000 | 5,958 |
| Cash and due from depository institutions | $3,336,000 | 6,499 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $9,542,000 | 6,719 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $55,408,000 | 5,078 |
| Loan loss allowance | $782,000 | 4,690 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,453,000 | 5,015 |
| Other real estate owned | $0 | 6,499 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $721,000 | 7,275 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,460,000 | 5,958 |
| Total liabilities | $61,476,000 | 6,011 |
| Total deposits | $59,626,000 | 5,893 |
| Interest-bearing deposits | $54,466,000 | 5,633 |
| Deposits held in domestic offices | $59,626,000 | 5,891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $713,000 | 2,861 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 4,859 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $137,000 | 7,694 |
| Total equity capital | $8,984,000 | 5,233 |
| Total bank equity capital | $8,984,000 | 5,233 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,402,000 | 1,168 |
| Surplus | $3,403,000 | 4,345 |
| Undivided profits | $2,179,000 | 6,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $284,000 | 7,120 |
| Earning assets | $64,950,000 | 5,919 |
| Long-term assets (5+ years) | $2,402,000 | 7,095 |
| Average Assets, year-to-date | $67,348,800 | 5,981 |
| Average Assets, quarterly | $68,609,500 | 6,018 |
| Volatile liabilities | $12,817,000 | 5,045 |
| Insider loans | $581,000 | 5,158 |
| FHLB advances | $1,000,000 | 4,642 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,977,000 | 4,071 |
| Tier 1 (core) risk-based capital | $8,891,000 | 5,108 |
| Tier 2 risk-based capital | $719,000 | 4,637 |
| Total risk weighted assets | $57,418,000 | 5,165 |
| Total unused commitments | $10,977,000 | 4,074 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 19 | 6,521 |
| Assets and Liabilities | ||
| Total Assets: | $66,759,000 | 6,119 |
| Cash and due from depository institutions | $383,000 | 6,521 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $10,346,000 | 6,479 |
| Federal funds sold & reverse repurchase agreements | $1,928,000 | 4,474 |
| Net loans & leases | $51,906,000 | 5,286 |
| Loan loss allowance | $799,000 | 4,648 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,483,000 | 4,956 |
| Other real estate owned | $0 | 6,521 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $713,000 | 7,393 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $66,759,000 | 6,119 |
| Total liabilities | $57,961,000 | 6,183 |
| Total deposits | $56,711,000 | 6,061 |
| Interest-bearing deposits | $50,864,000 | 5,869 |
| Deposits held in domestic offices | $56,711,000 | 6,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,000,000 | 4,832 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $250,000 | 6,840 |
| Total equity capital | $8,798,000 | 5,298 |
| Total bank equity capital | $8,798,000 | 5,298 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,402,000 | 1,159 |
| Surplus | $3,403,000 | 4,290 |
| Undivided profits | $1,993,000 | 6,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $293,000 | 7,180 |
| Earning assets | $64,180,000 | 5,968 |
| Long-term assets (5+ years) | $2,465,000 | 7,116 |
| Average Assets, year-to-date | $66,571,000 | 6,048 |
| Average Assets, quarterly | $66,894,500 | 6,097 |
| Volatile liabilities | $13,221,000 | 4,950 |
| Insider loans | $590,000 | 5,128 |
| FHLB advances | $1,000,000 | 4,593 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,701,000 | 4,349 |
| Tier 1 (core) risk-based capital | $8,691,000 | 5,183 |
| Tier 2 risk-based capital | $674,000 | 4,831 |
| Total risk weighted assets | $53,816,000 | 5,349 |
| Total unused commitments | $9,701,000 | 4,356 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 19 | 6,562 |
| Assets and Liabilities | ||
| Total Assets: | $67,030,000 | 6,113 |
| Cash and due from depository institutions | $1,573,000 | 6,562 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $10,518,000 | 6,360 |
| Federal funds sold & reverse repurchase agreements | $968,000 | 5,838 |
| Net loans & leases | $51,745,000 | 5,258 |
| Loan loss allowance | $784,000 | 4,659 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,507,000 | 4,897 |
| Other real estate owned | $0 | 6,562 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $719,000 | 7,300 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,030,000 | 6,113 |
| Total liabilities | $58,253,000 | 6,181 |
| Total deposits | $57,037,000 | 6,044 |
| Interest-bearing deposits | $51,697,000 | 5,813 |
| Deposits held in domestic offices | $57,037,000 | 6,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $1,000,000 | 4,828 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $216,000 | 7,236 |
| Total equity capital | $8,777,000 | 5,291 |
| Total bank equity capital | $8,777,000 | 5,291 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,402,000 | 1,144 |
| Surplus | $3,403,000 | 4,249 |
| Undivided profits | $1,972,000 | 6,702 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $321,000 | 6,831 |
| Earning assets | $63,231,000 | 6,001 |
| Long-term assets (5+ years) | $3,604,000 | 6,634 |
| Average Assets, year-to-date | $66,508,330 | 6,051 |
| Average Assets, quarterly | $67,531,000 | 6,055 |
| Volatile liabilities | $14,078,000 | 4,759 |
| Insider loans | $599,000 | 5,073 |
| FHLB advances | $1,000,000 | 4,556 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $8,769,000 | 4,523 |
| Tier 1 (core) risk-based capital | $8,596,000 | 5,149 |
| Tier 2 risk-based capital | $671,000 | 4,815 |
| Total risk weighted assets | $53,529,000 | 5,344 |
| Total unused commitments | $8,769,000 | 4,533 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 20 | 6,397 |
| Assets and Liabilities | ||
| Total Assets: | $68,032,000 | 6,021 |
| Cash and due from depository institutions | $880,000 | 6,397 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $10,372,000 | 6,421 |
| Federal funds sold & reverse repurchase agreements | $1,325,000 | 5,920 |
| Net loans & leases | $53,231,000 | 5,133 |
| Loan loss allowance | $758,000 | 4,719 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,534,000 | 4,832 |
| Other real estate owned | $0 | 6,397 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $690,000 | 7,402 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,032,000 | 6,021 |
| Total liabilities | $59,441,000 | 6,086 |
| Total deposits | $57,149,000 | 5,986 |
| Interest-bearing deposits | $51,725,000 | 5,803 |
| Deposits held in domestic offices | $57,149,000 | 5,985 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,000,000 | 4,212 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $292,000 | 6,609 |
| Total equity capital | $8,591,000 | 5,298 |
| Total bank equity capital | $8,591,000 | 5,298 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,402,000 | 1,143 |
| Surplus | $3,403,000 | 4,210 |
| Undivided profits | $1,786,000 | 6,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $294,000 | 7,133 |
| Earning assets | $64,928,000 | 5,872 |
| Long-term assets (5+ years) | $3,147,000 | 6,770 |
| Average Assets, year-to-date | $66,247,500 | 6,065 |
| Average Assets, quarterly | $66,247,500 | 6,065 |
| Volatile liabilities | $15,328,000 | 4,477 |
| Insider loans | $355,000 | 6,039 |
| FHLB advances | $2,000,000 | 4,020 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,929,000 | 4,176 |
| Tier 1 (core) risk-based capital | $8,433,000 | 5,165 |
| Tier 2 risk-based capital | $689,000 | 4,672 |
| Total risk weighted assets | $55,091,000 | 5,201 |
| Total unused commitments | $9,929,000 | 4,191 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 20 | 6,395 |
| Assets and Liabilities | ||
| Total Assets: | $64,463,000 | 6,151 |
| Cash and due from depository institutions | $728,000 | 6,395 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $11,255,000 | 6,235 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $50,256,000 | 5,314 |
| Loan loss allowance | $750,000 | 4,692 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,563,000 | 4,762 |
| Other real estate owned | $0 | 6,395 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $661,000 | 7,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,463,000 | 6,151 |
| Total liabilities | $56,023,000 | 6,233 |
| Total deposits | $53,547,000 | 6,168 |
| Interest-bearing deposits | $49,230,000 | 5,938 |
| Deposits held in domestic offices | $53,547,000 | 6,165 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $151,000 | 3,074 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,000,000 | 4,289 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $325,000 | 6,437 |
| Total equity capital | $8,440,000 | 5,322 |
| Total bank equity capital | $8,440,000 | 5,322 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,402,000 | 1,128 |
| Surplus | $3,403,000 | 4,163 |
| Undivided profits | $1,635,000 | 6,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,749 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $335,000 | 6,934 |
| Earning assets | $61,511,000 | 6,008 |
| Long-term assets (5+ years) | $4,150,000 | 6,356 |
| Average Assets, year-to-date | $59,310,800 | 6,285 |
| Average Assets, quarterly | $63,778,500 | 6,149 |
| Volatile liabilities | $15,379,000 | 4,439 |
| Insider loans | $331,000 | 6,167 |
| FHLB advances | $2,000,000 | 4,048 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $11,316,000 | 3,802 |
| Tier 1 (core) risk-based capital | $8,250,000 | 5,193 |
| Tier 2 risk-based capital | $645,000 | 4,837 |
| Total risk weighted assets | $51,518,000 | 5,370 |
| Total unused commitments | $11,316,000 | 3,808 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 18 | 6,738 |
| Assets and Liabilities | ||
| Total Assets: | $55,203,000 | 6,606 |
| Cash and due from depository institutions | $1,071,000 | 6,738 |
| Interest-bearing balances | $8,000 | 6,681 |
| Securities | $10,114,000 | 6,485 |
| Federal funds sold & reverse repurchase agreements | $2,502,000 | 4,332 |
| Net loans & leases | $39,048,000 | 6,030 |
| Loan loss allowance | $679,000 | 4,838 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,648,000 | 4,592 |
| Other real estate owned | $80,000 | 6,738 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $740,000 | 7,412 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,203,000 | 6,606 |
| Total liabilities | $47,510,000 | 6,700 |
| Total deposits | $47,324,000 | 6,513 |
| Interest-bearing deposits | $41,728,000 | 6,388 |
| Deposits held in domestic offices | $47,324,000 | 6,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $186,000 | 8,047 |
| Total equity capital | $7,693,000 | 5,486 |
| Total bank equity capital | $7,693,000 | 5,486 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,402,000 | 1,125 |
| Surplus | $3,403,000 | 4,064 |
| Undivided profits | $888,000 | 7,708 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $152,000 | 6,399 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $368,000 | 6,950 |
| Earning assets | $51,672,000 | 6,512 |
| Long-term assets (5+ years) | $5,480,000 | 5,970 |
| Average Assets, year-to-date | $52,657,400 | 6,583 |
| Average Assets, quarterly | $54,298,000 | 6,607 |
| Volatile liabilities | $9,837,000 | 5,687 |
| Insider loans | $0 | 8,624 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $5,930,000 | 5,127 |
| Tier 1 (core) risk-based capital | $7,600,000 | 5,369 |
| Tier 2 risk-based capital | $522,000 | 5,372 |
| Total risk weighted assets | $41,604,000 | 6,010 |
| Total unused commitments | $5,930,000 | 5,133 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 16 | 7,222 |
| Assets and Liabilities | ||
| Total Assets: | $49,732,000 | 6,868 |
| Cash and due from depository institutions | $1,057,000 | 7,222 |
| Interest-bearing balances | $18,000 | 6,045 |
| Securities | $7,515,000 | 7,509 |
| Federal funds sold & reverse repurchase agreements | $4,070,000 | 2,791 |
| Net loans & leases | $34,817,000 | 6,374 |
| Loan loss allowance | $633,000 | 4,916 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,738,000 | 4,423 |
| Other real estate owned | $0 | 7,222 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $535,000 | 7,950 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,732,000 | 6,868 |
| Total liabilities | $42,650,000 | 6,994 |
| Total deposits | $42,161,000 | 6,788 |
| Interest-bearing deposits | $38,280,000 | 6,571 |
| Deposits held in domestic offices | $42,161,000 | 6,786 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $489,000 | 5,854 |
| Total equity capital | $7,082,000 | 5,744 |
| Total bank equity capital | $7,082,000 | 5,744 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,402,000 | 1,126 |
| Surplus | $3,402,000 | 4,015 |
| Undivided profits | $278,000 | 8,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $253,000 | 7,416 |
| Earning assets | $46,420,000 | 6,802 |
| Long-term assets (5+ years) | $3,388,000 | 6,686 |
| Average Assets, year-to-date | $47,605,600 | 6,835 |
| Average Assets, quarterly | $50,448,000 | 6,763 |
| Volatile liabilities | $10,064,000 | 5,587 |
| Insider loans | $478,000 | 5,542 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $6,557,000 | 4,733 |
| Tier 1 (core) risk-based capital | $7,079,000 | 5,624 |
| Tier 2 risk-based capital | $455,990 | 5,709 |
| Total risk weighted assets | $36,301,890 | 6,391 |
| Total unused commitments | $6,557,000 | 4,735 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 12 | 8,338 |
| Assets and Liabilities | ||
| Total Assets: | $43,010,000 | 7,439 |
| Cash and due from depository institutions | $1,449,000 | 8,338 |
| Interest-bearing balances | $1,000 | 6,780 |
| Securities | $5,458,000 | 8,514 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 3,074 |
| Net loans & leases | $31,197,000 | 6,678 |
| Loan loss allowance | $490,000 | 5,756 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,861,000 | 4,200 |
| Other real estate owned | $0 | 8,338 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $345,000 | 9,076 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,010,000 | 7,439 |
| Total liabilities | $36,667,000 | 7,565 |
| Total deposits | $36,467,000 | 7,385 |
| Interest-bearing deposits | $34,002,000 | 7,072 |
| Deposits held in domestic offices | $36,467,000 | 7,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $200,000 | 8,074 |
| Total equity capital | $6,343,000 | 6,038 |
| Total bank equity capital | $6,343,000 | 6,038 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,400,000 | 1,139 |
| Surplus | $2,850,000 | 4,498 |
| Undivided profits | $93,000 | 9,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $181,000 | 8,041 |
| Earning assets | $39,356,000 | 7,419 |
| Long-term assets (5+ years) | $2,854,000 | 7,236 |
| Average Assets, year-to-date | $35,322,200 | 7,906 |
| Average Assets, quarterly | $41,669,000 | 7,497 |
| Volatile liabilities | $12,164,000 | 4,896 |
| Insider loans | $772,000 | 4,333 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,869,000 | 4,015 |
| Tier 1 (core) risk-based capital | $6,526,000 | 5,949 |
| Tier 2 risk-based capital | $432,970 | 5,804 |
| Total risk weighted assets | $34,580,870 | 6,502 |
| Total unused commitments | $8,869,000 | 4,018 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 13 | 8,274 |
| Assets and Liabilities | ||
| Total Assets: | $26,195,000 | 8,977 |
| Cash and due from depository institutions | $1,379,000 | 8,274 |
| Interest-bearing balances | $750,000 | 3,120 |
| Securities | $7,145,000 | 7,977 |
| Federal funds sold & reverse repurchase agreements | $1,310,000 | 6,624 |
| Net loans & leases | $13,808,000 | 8,865 |
| Loan loss allowance | $210,000 | 8,424 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,275,000 | 3,492 |
| Other real estate owned | $0 | 8,274 |
| Goodwill and other intangibles | $30,000 | 3,068 |
| All other assets | $248,000 | 9,675 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,195,000 | 8,977 |
| Total liabilities | $19,860,000 | 9,285 |
| Total deposits | $19,753,000 | 9,199 |
| Interest-bearing deposits | $18,217,000 | 8,993 |
| Deposits held in domestic offices | $19,753,000 | 9,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $107,000 | 9,652 |
| Total equity capital | $6,335,000 | 6,157 |
| Total bank equity capital | $6,335,000 | 6,157 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,400,000 | 1,093 |
| Surplus | $2,850,000 | 4,368 |
| Undivided profits | $85,000 | 9,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $107,000 | 9,254 |
| Earning assets | $23,013,000 | 9,048 |
| Long-term assets (5+ years) | $4,026,000 | 6,664 |
| Average Assets, year-to-date | $18,618,670 | 9,551 |
| Average Assets, quarterly | $21,992,000 | 9,302 |
| Volatile liabilities | $6,532,000 | 6,254 |
| Insider loans | $846,000 | 3,977 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,374,000 | 5,149 |
| Tier 1 (core) risk-based capital | $6,297,000 | 6,020 |
| Tier 2 risk-based capital | $205,330 | 8,154 |
| Total risk weighted assets | $16,421,630 | 8,768 |
| Total unused commitments | $5,374,000 | 5,157 |
| Derivatives | $0 | 527 |