Home > First Philson Bank > Income and Expense
First Philson Bank, Income and Expense
1998-12-31 (YTD Data) | Rank | |
Total interest income | $14,787,000 | 2,211 |
Total interest expense | $5,871,000 | 2,580 |
Net interest income | $8,916,000 | 1,924 |
Provision for loan and lease losses | $0 | 8,652 |
Total noninterest income | $1,010,000 | 3,054 |
Gross Fiduciary activities income | $0 | 1,398 |
Service charges on deposit accounts | $595,000 | 2,160 |
Trading account gains and fees | $0 | 224 |
Additional Noninterest Income | $415,000 | 3,354 |
Total noninterest expense | $6,065,000 | 2,147 |
Salaries and employee benefits | $3,325,000 | 2,028 |
Premises and equipment expense | $907,000 | 2,136 |
Additional noninterest expense | $1,833,000 | 2,279 |
Pre-tax net operating income | $3,861,000 | 1,891 |
Securities gains (losses) | $0 | 4,449 |
Applicable income taxes | $1,025,000 | 2,271 |
Income before extraordinary items | $2,836,000 | 1,856 |
Extraordinary gains, net | $0 | 32 |
Net income | $2,836,000 | 1,857 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $42,000 | 5,253 |
Cash dividends | $1,500,000 | 1,647 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $2,836,000 | 1,778 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $14,501,000 | 2,252 |
Total interest expense | $5,855,000 | 2,554 |
Net interest income | $8,646,000 | 2,013 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $1,012,000 | 3,015 |
Gross Fiduciary activities income | $0 | 1,450 |
Service charges on deposit accounts | $621,000 | 2,114 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $391,000 | 3,325 |
Total noninterest expense | $5,821,000 | 2,215 |
Salaries and employee benefits | $3,161,000 | 2,089 |
Premises and equipment expense | $825,000 | 2,350 |
Additional noninterest expense | $1,835,000 | 2,267 |
Pre-tax net operating income | $3,837,000 | 1,957 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $1,045,000 | 2,345 |
Income before extraordinary items | $2,792,000 | 1,887 |
Extraordinary gains, net | $0 | 44 |
Net income | $2,792,000 | 1,887 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $308,000 | 1,926 |
Cash dividends | $1,385,000 | 1,720 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $2,792,000 | 1,835 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $14,044,000 | 2,374 |
Total interest expense | $6,005,000 | 2,549 |
Net interest income | $8,039,000 | 2,248 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $954,000 | 3,250 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $555,000 | 2,454 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $399,000 | 3,410 |
Total noninterest expense | $5,749,000 | 2,393 |
Salaries and employee benefits | $3,007,000 | 2,216 |
Premises and equipment expense | $964,000 | 2,083 |
Additional noninterest expense | $1,778,000 | 2,727 |
Pre-tax net operating income | $3,244,000 | 2,206 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $843,000 | 2,719 |
Income before extraordinary items | $2,401,000 | 2,073 |
Extraordinary gains, net | $0 | 53 |
Net income | $2,401,000 | 2,074 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-135,000 | 11,276 |
Cash dividends | $755,000 | 2,603 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $2,401,000 | 2,030 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $13,634,000 | 2,452 |
Total interest expense | $6,230,000 | 2,469 |
Net interest income | $7,404,000 | 2,431 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $865,000 | 3,463 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $523,000 | 2,586 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $342,000 | 3,668 |
Total noninterest expense | $5,775,000 | 2,357 |
Salaries and employee benefits | $3,044,000 | 2,182 |
Premises and equipment expense | $870,000 | 2,307 |
Additional noninterest expense | $1,861,000 | 2,563 |
Pre-tax net operating income | $2,494,000 | 2,854 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $581,000 | 3,739 |
Income before extraordinary items | $1,913,000 | 2,613 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,913,000 | 2,612 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-155,000 | 11,825 |
Cash dividends | $432,000 | 3,686 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,913,000 | 2,583 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $12,368,000 | 2,457 |
Total interest expense | $5,215,000 | 2,366 |
Net interest income | $7,153,000 | 2,522 |
Provision for loan and lease losses | $-118,000 | 12,211 |
Total noninterest income | $1,273,000 | 2,621 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $510,000 | 2,689 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $763,000 | 2,199 |
Total noninterest expense | $6,418,000 | 2,194 |
Salaries and employee benefits | $3,220,000 | 2,051 |
Premises and equipment expense | $849,000 | 2,387 |
Additional noninterest expense | $2,349,000 | 2,258 |
Pre-tax net operating income | $2,126,000 | 3,259 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $315,000 | 5,695 |
Income before extraordinary items | $1,811,000 | 2,678 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,811,000 | 2,679 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-91,000 | 12,186 |
Cash dividends | $87,000 | 7,197 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,811,000 | 2,690 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $12,644,000 | 2,436 |
Total interest expense | $5,677,000 | 2,283 |
Net interest income | $6,967,000 | 2,592 |
Provision for loan and lease losses | $233,000 | 3,595 |
Total noninterest income | $802,000 | 3,982 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $441,000 | 3,159 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $361,000 | 4,032 |
Total noninterest expense | $6,405,000 | 2,268 |
Salaries and employee benefits | $3,078,000 | 2,158 |
Premises and equipment expense | $812,000 | 2,525 |
Additional noninterest expense | $2,515,000 | 2,216 |
Pre-tax net operating income | $1,131,000 | 5,407 |
Securities gains (losses) | $-18,000 | 12,905 |
Applicable income taxes | $199,000 | 7,638 |
Income before extraordinary items | $914,000 | 5,036 |
Extraordinary gains, net | $214,000 | 972 |
Net income | $1,128,000 | 4,353 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $280,000 | 2,570 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $928,760 | 4,741 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $14,763,000 | 2,378 |
Total interest expense | $7,232,000 | 2,335 |
Net interest income | $7,531,000 | 2,407 |
Provision for loan and lease losses | $2,172,000 | 1,088 |
Total noninterest income | $1,677,000 | 2,192 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $422,000 | 3,295 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $1,255,000 | 1,719 |
Total noninterest expense | $6,435,000 | 2,272 |
Salaries and employee benefits | $3,028,000 | 2,171 |
Premises and equipment expense | $748,000 | 2,768 |
Additional noninterest expense | $2,659,000 | 2,208 |
Pre-tax net operating income | $601,000 | 7,710 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $133,000 | 9,043 |
Income before extraordinary items | $468,000 | 7,598 |
Extraordinary gains, net | $49,000 | 993 |
Net income | $517,000 | 7,275 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $1,175,000 | 1,409 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $468,000 | 7,238 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.