Home > First Philson Bank > Assets and Liabilities
First Philson Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 103 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $211,751,000 | 2,177 |
| Cash and due from depository institutions | $10,301,000 | 1,651 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $87,774,000 | 1,324 |
| Federal funds sold & reverse repurchase agreements | $2,700,000 | 5,088 |
| Net loans & leases | $104,391,000 | 2,657 |
| Loan loss allowance | $2,667,000 | 1,373 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,503,000 | 2,316 |
| Other real estate owned | $1,000 | 1,651 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $3,081,000 | 2,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $211,751,000 | 2,177 |
| Total liabilities | $188,168,000 | 2,204 |
| Total deposits | $185,303,000 | 2,045 |
| Interest-bearing deposits | $160,590,000 | 2,013 |
| Deposits held in domestic offices | $185,303,000 | 2,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,807,000 | 2,058 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $134,000 | 4,710 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $924,000 | 3,762 |
| Total equity capital | $23,583,000 | 1,892 |
| Total bank equity capital | $23,583,000 | 1,892 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $4,356,000 | 848 |
| Surplus | $11,644,000 | 1,347 |
| Undivided profits | $7,583,000 | 3,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $606,000 | 3,850 |
| Earning assets | $194,865,000 | 2,181 |
| Long-term assets (5+ years) | $55,495,000 | 1,455 |
| Average Assets, year-to-date | $206,694,800 | 2,115 |
| Average Assets, quarterly | $211,895,500 | 2,135 |
| Volatile liabilities | $8,997,000 | 5,301 |
| Insider loans | $868,000 | 3,905 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,326,000 | 2,735 |
| Tier 1 (core) risk-based capital | $23,257,000 | 1,801 |
| Tier 2 risk-based capital | $1,704,170 | 1,866 |
| Total risk weighted assets | $135,370,470 | 2,097 |
| Total unused commitments | $15,326,000 | 2,743 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 106 | 1,657 |
| Assets and Liabilities | ||
| Total Assets: | $200,802,000 | 2,266 |
| Cash and due from depository institutions | $6,893,000 | 1,657 |
| Interest-bearing balances | $511,000 | 3,087 |
| Securities | $76,671,000 | 1,505 |
| Federal funds sold & reverse repurchase agreements | $8,900,000 | 1,545 |
| Net loans & leases | $102,241,000 | 2,704 |
| Loan loss allowance | $2,709,000 | 1,365 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,996,000 | 2,631 |
| Other real estate owned | $1,000 | 1,657 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,100,000 | 2,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,802,000 | 2,266 |
| Total liabilities | $178,808,000 | 2,284 |
| Total deposits | $174,486,000 | 2,146 |
| Interest-bearing deposits | $151,925,000 | 2,123 |
| Deposits held in domestic offices | $174,486,000 | 2,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,674,000 | 2,276 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,674,000 | 3,073 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $974,000 | 3,652 |
| Total equity capital | $21,994,000 | 2,043 |
| Total bank equity capital | $21,994,000 | 2,043 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $4,356,000 | 847 |
| Surplus | $11,644,000 | 1,357 |
| Undivided profits | $5,994,000 | 3,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $828,000 | 2,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $636,000 | 3,738 |
| Earning assets | $188,323,000 | 2,223 |
| Long-term assets (5+ years) | $42,577,000 | 1,585 |
| Average Assets, year-to-date | $200,966,200 | 2,158 |
| Average Assets, quarterly | $202,005,500 | 2,223 |
| Volatile liabilities | $8,574,000 | 5,510 |
| Insider loans | $1,141,000 | 3,241 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $15,351,000 | 2,573 |
| Tier 1 (core) risk-based capital | $21,921,000 | 1,931 |
| Tier 2 risk-based capital | $1,520,950 | 1,972 |
| Total risk weighted assets | $120,488,150 | 2,308 |
| Total unused commitments | $15,351,000 | 2,579 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 105 | 1,770 |
| Assets and Liabilities | ||
| Total Assets: | $197,297,000 | 2,379 |
| Cash and due from depository institutions | $8,916,000 | 1,770 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $78,903,000 | 1,532 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,003 |
| Net loans & leases | $97,637,000 | 2,848 |
| Loan loss allowance | $3,017,000 | 1,325 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,393,000 | 3,234 |
| Other real estate owned | $1,000 | 1,770 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,947,000 | 2,516 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,297,000 | 2,379 |
| Total liabilities | $176,783,000 | 2,385 |
| Total deposits | $173,797,000 | 2,231 |
| Interest-bearing deposits | $153,230,000 | 2,180 |
| Deposits held in domestic offices | $173,797,000 | 2,220 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,169,000 | 2,658 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $845,000 | 3,512 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $972,000 | 3,607 |
| Total equity capital | $20,514,000 | 2,187 |
| Total bank equity capital | $20,514,000 | 2,187 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $4,356,000 | 896 |
| Surplus | $2,354,000 | 4,988 |
| Undivided profits | $13,804,000 | 1,871 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $560,000 | 4,109 |
| Earning assets | $183,040,000 | 2,353 |
| Long-term assets (5+ years) | $40,597,000 | 1,544 |
| Average Assets, year-to-date | $198,729,200 | 2,276 |
| Average Assets, quarterly | $197,947,500 | 2,358 |
| Volatile liabilities | $8,829,000 | 5,253 |
| Insider loans | $1,135,000 | 3,306 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $12,459,000 | 2,900 |
| Tier 1 (core) risk-based capital | $20,514,000 | 2,099 |
| Tier 2 risk-based capital | $1,414,700 | 2,159 |
| Total risk weighted assets | $111,573,500 | 2,511 |
| Total unused commitments | $12,459,000 | 2,915 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 108 | 1,783 |
| Assets and Liabilities | ||
| Total Assets: | $198,818,000 | 2,365 |
| Cash and due from depository institutions | $6,587,000 | 1,783 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $88,043,000 | 1,420 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,648 |
| Net loans & leases | $89,750,000 | 2,982 |
| Loan loss allowance | $2,882,000 | 1,422 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,452,000 | 3,076 |
| Other real estate owned | $31,000 | 1,783 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,155,000 | 2,420 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $198,818,000 | 2,365 |
| Total liabilities | $179,950,000 | 2,356 |
| Total deposits | $171,229,000 | 2,291 |
| Interest-bearing deposits | $151,048,000 | 2,252 |
| Deposits held in domestic offices | $171,229,000 | 2,281 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,362,000 | 1,301 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $283,000 | 3,839 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,076,000 | 3,423 |
| Total equity capital | $18,868,000 | 2,367 |
| Total bank equity capital | $18,868,000 | 2,367 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $4,356,000 | 903 |
| Surplus | $2,354,000 | 5,016 |
| Undivided profits | $12,158,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $154,000 | 7,327 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $555,000 | 4,300 |
| Earning assets | $186,593,000 | 2,314 |
| Long-term assets (5+ years) | $35,253,000 | 1,584 |
| Average Assets, year-to-date | $195,025,800 | 2,318 |
| Average Assets, quarterly | $198,797,500 | 2,344 |
| Volatile liabilities | $13,333,000 | 3,682 |
| Insider loans | $1,267,000 | 3,150 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,531,000 | 2,772 |
| Tier 1 (core) risk-based capital | $18,868,000 | 2,264 |
| Tier 2 risk-based capital | $1,422,240 | 2,112 |
| Total risk weighted assets | $112,319,640 | 2,420 |
| Total unused commitments | $12,531,000 | 2,784 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 115 | 1,732 |
| Assets and Liabilities | ||
| Total Assets: | $191,658,000 | 2,408 |
| Cash and due from depository institutions | $7,161,000 | 1,732 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $86,670,000 | 1,481 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 1,666 |
| Net loans & leases | $86,515,000 | 3,004 |
| Loan loss allowance | $2,727,000 | 1,519 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,788,000 | 2,643 |
| Other real estate owned | $2,000 | 1,732 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,022,000 | 2,651 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,658,000 | 2,408 |
| Total liabilities | $174,271,000 | 2,402 |
| Total deposits | $166,925,000 | 2,310 |
| Interest-bearing deposits | $149,016,000 | 2,249 |
| Deposits held in domestic offices | $166,925,000 | 2,301 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,762,000 | 1,665 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $573,000 | 3,629 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,011,000 | 3,055 |
| Total equity capital | $17,387,000 | 2,345 |
| Total bank equity capital | $17,387,000 | 2,345 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,356,000 | 889 |
| Surplus | $2,354,000 | 4,978 |
| Undivided profits | $10,677,000 | 2,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $447,000 | 4,564 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $466,000 | 4,489 |
| Earning assets | $178,685,000 | 2,377 |
| Long-term assets (5+ years) | $31,858,000 | 1,744 |
| Average Assets, year-to-date | $191,345,400 | 2,336 |
| Average Assets, quarterly | $192,646,500 | 2,375 |
| Volatile liabilities | $11,693,000 | 3,884 |
| Insider loans | $934,000 | 3,894 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,945,000 | 3,675 |
| Tier 1 (core) risk-based capital | $17,387,000 | 2,358 |
| Tier 2 risk-based capital | $1,324,860 | 2,261 |
| Total risk weighted assets | $104,586,460 | 2,537 |
| Total unused commitments | $7,945,000 | 3,682 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 119 | 1,760 |
| Assets and Liabilities | ||
| Total Assets: | $188,443,000 | 2,467 |
| Cash and due from depository institutions | $8,047,000 | 1,760 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $85,750,000 | 1,598 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $87,586,000 | 2,916 |
| Loan loss allowance | $2,754,000 | 1,589 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,915,000 | 2,520 |
| Other real estate owned | $58,000 | 1,760 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,087,000 | 2,352 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $188,443,000 | 2,467 |
| Total liabilities | $172,780,000 | 2,460 |
| Total deposits | $164,987,000 | 2,405 |
| Interest-bearing deposits | $148,871,000 | 2,311 |
| Deposits held in domestic offices | $164,987,000 | 2,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,563,000 | 1,421 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,259,000 | 2,505 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $971,000 | 3,204 |
| Total equity capital | $15,663,000 | 2,574 |
| Total bank equity capital | $15,663,000 | 2,574 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,356,000 | 879 |
| Surplus | $2,354,000 | 4,936 |
| Undivided profits | $8,953,000 | 2,649 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,638,000 | 2,222 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $396,000 | 4,707 |
| Earning assets | $174,336,000 | 2,440 |
| Long-term assets (5+ years) | $27,567,000 | 2,043 |
| Average Assets, year-to-date | $190,444,800 | 2,361 |
| Average Assets, quarterly | $189,763,500 | 2,430 |
| Volatile liabilities | $12,117,000 | 3,560 |
| Insider loans | $1,029,000 | 3,650 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,545,000 | 3,765 |
| Tier 1 (core) risk-based capital | $15,663,000 | 2,518 |
| Tier 2 risk-based capital | $1,328,910 | 2,229 |
| Total risk weighted assets | $104,887,410 | 2,497 |
| Total unused commitments | $7,545,000 | 3,783 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 123 | 1,758 |
| Assets and Liabilities | ||
| Total Assets: | $191,351,000 | 2,471 |
| Cash and due from depository institutions | $9,994,000 | 1,758 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $70,970,000 | 1,902 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 3,454 |
| Net loans & leases | $97,556,000 | 2,746 |
| Loan loss allowance | $2,801,000 | 1,614 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,823,000 | 2,614 |
| Other real estate owned | $155,000 | 1,758 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,153,000 | 1,611 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $191,351,000 | 2,471 |
| Total liabilities | $176,816,000 | 2,464 |
| Total deposits | $170,640,000 | 2,416 |
| Interest-bearing deposits | $155,647,000 | 2,320 |
| Deposits held in domestic offices | $170,640,000 | 2,410 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,707,000 | 1,581 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $935,000 | 2,609 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,534,000 | 2,317 |
| Total equity capital | $14,535,000 | 2,651 |
| Total bank equity capital | $14,535,000 | 2,651 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,356,000 | 882 |
| Surplus | $2,354,000 | 4,874 |
| Undivided profits | $7,825,000 | 2,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,771,000 | 1,773 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $548,000 | 3,731 |
| Earning assets | $173,226,000 | 2,499 |
| Long-term assets (5+ years) | $32,045,000 | 1,751 |
| Average Assets, year-to-date | $189,551,400 | 2,431 |
| Average Assets, quarterly | $190,568,500 | 2,458 |
| Volatile liabilities | $11,055,000 | 3,823 |
| Insider loans | $324,000 | 2,743 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $7,986,000 | 3,412 |
| Tier 1 (core) risk-based capital | $14,535,000 | 2,594 |
| Tier 2 risk-based capital | $1,482,090 | 2,077 |
| Total risk weighted assets | $117,247,990 | 2,316 |
| Total unused commitments | $7,986,000 | 3,432 |
| Derivatives | $0 | 651 |