Home > First Personal Bank > Income and Expense
First Personal Bank, Income and Expense
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 3,647 |
| Total interest expense | $265,000 | 3,754 |
| Net interest income | $2,419,000 | 3,586 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $285,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $47,000 | 4,279 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 3,165 |
| Total noninterest expense | $2,038,000 | 3,474 |
| Salaries and employee benefits | $1,141,000 | 3,475 |
| Premises and equipment expense | $284,000 | 2,973 |
| Additional noninterest expense | $613,000 | 3,567 |
| Pre-tax net operating income | $666,000 | 3,763 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $192,000 | 2,255 |
| Income before extraordinary items | $474,000 | 4,021 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $474,000 | 4,020 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $474,000 | 4,020 |
| Net charge-offs | $-211,000 | 5,353 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $474,000 | 4,026 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,339,000 | 3,654 |
| Total interest expense | $130,000 | 3,744 |
| Net interest income | $1,209,000 | 3,607 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $150,000 | 3,577 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $23,000 | 4,330 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 3,041 |
| Total noninterest expense | $1,055,000 | 3,438 |
| Salaries and employee benefits | $575,000 | 3,501 |
| Premises and equipment expense | $146,000 | 2,953 |
| Additional noninterest expense | $334,000 | 3,438 |
| Pre-tax net operating income | $304,000 | 3,843 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $76,000 | 2,392 |
| Income before extraordinary items | $228,000 | 4,036 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $228,000 | 4,036 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $228,000 | 4,036 |
| Net charge-offs | $-11,000 | 4,784 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $228,000 | 4,046 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $5,397,000 | 3,617 |
| Total interest expense | $484,000 | 3,717 |
| Net interest income | $4,913,000 | 3,569 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $290,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $108,000 | 4,252 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 4,304 |
| Total noninterest expense | $4,360,000 | 3,387 |
| Salaries and employee benefits | $2,337,000 | 3,450 |
| Premises and equipment expense | $541,000 | 3,115 |
| Additional noninterest expense | $1,482,000 | 3,251 |
| Pre-tax net operating income | $843,000 | 4,263 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $415,000 | 2,548 |
| Income before extraordinary items | $428,000 | 4,613 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $428,000 | 4,613 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $428,000 | 4,613 |
| Net charge-offs | $-72,000 | 5,222 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $428,000 | 4,598 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,044,000 | 3,649 |
| Total interest expense | $355,000 | 3,777 |
| Net interest income | $3,689,000 | 3,592 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $331,000 | 4,131 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $81,000 | 4,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $250,000 | 3,714 |
| Total noninterest expense | $3,313,000 | 3,365 |
| Salaries and employee benefits | $1,788,000 | 3,434 |
| Premises and equipment expense | $397,000 | 3,185 |
| Additional noninterest expense | $1,128,000 | 3,231 |
| Pre-tax net operating income | $707,000 | 4,212 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $236,000 | 2,651 |
| Income before extraordinary items | $471,000 | 4,471 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $471,000 | 4,470 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $471,000 | 4,471 |
| Net charge-offs | $-50,000 | 5,158 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $471,000 | 4,459 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 3,697 |
| Total interest expense | $229,000 | 3,810 |
| Net interest income | $2,404,000 | 3,639 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $233,000 | 4,079 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $58,000 | 4,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 3,654 |
| Total noninterest expense | $2,224,000 | 3,370 |
| Salaries and employee benefits | $1,204,000 | 3,431 |
| Premises and equipment expense | $266,000 | 3,173 |
| Additional noninterest expense | $754,000 | 3,231 |
| Pre-tax net operating income | $413,000 | 4,353 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $136,000 | 2,741 |
| Income before extraordinary items | $277,000 | 4,580 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $277,000 | 4,579 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $277,000 | 4,580 |
| Net charge-offs | $-34,000 | 5,179 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $277,000 | 4,570 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 3,692 |
| Total interest expense | $112,000 | 3,841 |
| Net interest income | $1,209,000 | 3,640 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $142,000 | 3,816 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $35,000 | 3,988 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,376 |
| Total noninterest expense | $1,094,000 | 3,424 |
| Salaries and employee benefits | $605,000 | 3,472 |
| Premises and equipment expense | $137,000 | 3,164 |
| Additional noninterest expense | $352,000 | 3,368 |
| Pre-tax net operating income | $257,000 | 4,066 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $88,000 | 2,530 |
| Income before extraordinary items | $169,000 | 4,358 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $169,000 | 4,358 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $169,000 | 4,358 |
| Net charge-offs | $-59,000 | 5,508 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $169,000 | 4,346 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,172,000 | 3,747 |
| Total interest expense | $387,000 | 4,071 |
| Net interest income | $4,785,000 | 3,662 |
| Provision for loan and lease losses | $140,000 | 2,799 |
| Total noninterest income | $568,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $181,000 | 3,711 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $387,000 | 3,611 |
| Total noninterest expense | $4,487,000 | 3,424 |
| Salaries and employee benefits | $2,411,000 | 3,470 |
| Premises and equipment expense | $530,000 | 3,254 |
| Additional noninterest expense | $1,546,000 | 3,283 |
| Pre-tax net operating income | $726,000 | 4,463 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $233,000 | 2,826 |
| Income before extraordinary items | $493,000 | 4,742 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $493,000 | 4,741 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $493,000 | 4,741 |
| Net charge-offs | $533,000 | 1,037 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $493,000 | 4,701 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 3,741 |
| Total interest expense | $280,000 | 4,168 |
| Net interest income | $3,637,000 | 3,653 |
| Provision for loan and lease losses | $90,000 | 2,817 |
| Total noninterest income | $413,000 | 3,980 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $112,000 | 4,010 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $301,000 | 3,571 |
| Total noninterest expense | $3,416,000 | 3,391 |
| Salaries and employee benefits | $1,840,000 | 3,433 |
| Premises and equipment expense | $393,000 | 3,304 |
| Additional noninterest expense | $1,183,000 | 3,258 |
| Pre-tax net operating income | $544,000 | 4,541 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $175,000 | 2,894 |
| Income before extraordinary items | $369,000 | 4,817 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $369,000 | 4,817 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $369,000 | 4,817 |
| Net charge-offs | $509,000 | 789 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $369,000 | 4,765 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,584,000 | 3,775 |
| Total interest expense | $185,000 | 4,210 |
| Net interest income | $2,399,000 | 3,691 |
| Provision for loan and lease losses | $90,000 | 2,392 |
| Total noninterest income | $308,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $73,000 | 4,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 3,368 |
| Total noninterest expense | $2,236,000 | 3,441 |
| Salaries and employee benefits | $1,227,000 | 3,454 |
| Premises and equipment expense | $260,000 | 3,333 |
| Additional noninterest expense | $749,000 | 3,384 |
| Pre-tax net operating income | $381,000 | 4,497 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $125,000 | 2,852 |
| Income before extraordinary items | $256,000 | 4,795 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $256,000 | 4,795 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $256,000 | 4,795 |
| Net charge-offs | $444,000 | 655 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $256,000 | 4,734 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,276,000 | 3,809 |
| Total interest expense | $92,000 | 4,252 |
| Net interest income | $1,184,000 | 3,728 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $132,000 | 4,032 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $95,000 | 3,625 |
| Total noninterest expense | $1,112,000 | 3,473 |
| Salaries and employee benefits | $617,000 | 3,469 |
| Premises and equipment expense | $123,000 | 3,460 |
| Additional noninterest expense | $372,000 | 3,397 |
| Pre-tax net operating income | $204,000 | 4,409 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $69,000 | 2,751 |
| Income before extraordinary items | $135,000 | 4,730 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $135,000 | 4,729 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $135,000 | 4,730 |
| Net charge-offs | $414,000 | 392 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $135,000 | 4,675 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,248,000 | 3,735 |
| Total interest expense | $388,000 | 4,204 |
| Net interest income | $4,860,000 | 3,648 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $285,000 | 4,863 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $186,000 | 3,802 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $99,000 | 5,098 |
| Total noninterest expense | $4,732,000 | 3,346 |
| Salaries and employee benefits | $2,341,000 | 3,570 |
| Premises and equipment expense | $592,000 | 3,134 |
| Additional noninterest expense | $1,799,000 | 3,007 |
| Pre-tax net operating income | $413,000 | 5,072 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $116,000 | 3,243 |
| Income before extraordinary items | $297,000 | 5,247 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $297,000 | 5,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $297,000 | 5,251 |
| Net charge-offs | $293,000 | 1,625 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $297,000 | 5,194 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,982,000 | 3,744 |
| Total interest expense | $294,000 | 4,236 |
| Net interest income | $3,688,000 | 3,655 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $323,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $140,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 4,250 |
| Total noninterest expense | $3,474,000 | 3,419 |
| Salaries and employee benefits | $1,744,000 | 3,590 |
| Premises and equipment expense | $422,000 | 3,283 |
| Additional noninterest expense | $1,308,000 | 3,098 |
| Pre-tax net operating income | $537,000 | 4,651 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $173,000 | 2,927 |
| Income before extraordinary items | $364,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $364,000 | 4,953 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $364,000 | 4,955 |
| Net charge-offs | $301,000 | 1,193 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $364,000 | 4,901 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 3,750 |
| Total interest expense | $198,000 | 4,256 |
| Net interest income | $2,471,000 | 3,650 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $213,000 | 4,457 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $89,000 | 3,897 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $124,000 | 4,263 |
| Total noninterest expense | $2,157,000 | 3,595 |
| Salaries and employee benefits | $1,140,000 | 3,672 |
| Premises and equipment expense | $277,000 | 3,327 |
| Additional noninterest expense | $740,000 | 3,456 |
| Pre-tax net operating income | $527,000 | 4,103 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $180,000 | 2,568 |
| Income before extraordinary items | $347,000 | 4,520 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $347,000 | 4,521 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $347,000 | 4,522 |
| Net charge-offs | $179,000 | 1,260 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $347,000 | 4,447 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,352,000 | 3,732 |
| Total interest expense | $100,000 | 4,285 |
| Net interest income | $1,252,000 | 3,626 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $93,000 | 4,620 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $41,000 | 4,018 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $52,000 | 4,471 |
| Total noninterest expense | $1,106,000 | 3,571 |
| Salaries and employee benefits | $562,000 | 3,737 |
| Premises and equipment expense | $143,000 | 3,298 |
| Additional noninterest expense | $401,000 | 3,294 |
| Pre-tax net operating income | $239,000 | 4,207 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $82,000 | 2,616 |
| Income before extraordinary items | $157,000 | 4,636 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $157,000 | 4,638 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $157,000 | 4,640 |
| Net charge-offs | $190,000 | 757 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $157,000 | 4,560 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 3,671 |
| Total interest expense | $444,000 | 4,247 |
| Net interest income | $5,206,000 | 3,552 |
| Provision for loan and lease losses | $-80,000 | 6,009 |
| Total noninterest income | $547,000 | 4,141 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $227,000 | 3,713 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $320,000 | 3,927 |
| Total noninterest expense | $4,646,000 | 3,477 |
| Salaries and employee benefits | $2,335,000 | 3,656 |
| Premises and equipment expense | $550,000 | 3,425 |
| Additional noninterest expense | $1,761,000 | 3,170 |
| Pre-tax net operating income | $1,187,000 | 3,870 |
| Securities gains (losses) | $22,000 | 2,277 |
| Applicable income taxes | $420,000 | 2,376 |
| Income before extraordinary items | $789,000 | 4,322 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $789,000 | 4,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $789,000 | 4,322 |
| Net charge-offs | $-114,000 | 6,150 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $774,700 | 4,296 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,249,000 | 3,692 |
| Total interest expense | $337,000 | 4,275 |
| Net interest income | $3,912,000 | 3,575 |
| Provision for loan and lease losses | $20,000 | 3,930 |
| Total noninterest income | $382,000 | 4,284 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $165,000 | 3,805 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $217,000 | 4,101 |
| Total noninterest expense | $3,437,000 | 3,525 |
| Salaries and employee benefits | $1,751,000 | 3,657 |
| Premises and equipment expense | $403,000 | 3,519 |
| Additional noninterest expense | $1,283,000 | 3,242 |
| Pre-tax net operating income | $837,000 | 4,056 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $290,000 | 2,500 |
| Income before extraordinary items | $547,000 | 4,480 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $547,000 | 4,480 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $547,000 | 4,481 |
| Net charge-offs | $-110,000 | 6,229 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $547,000 | 4,439 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,849,000 | 3,680 |
| Total interest expense | $229,000 | 4,281 |
| Net interest income | $2,620,000 | 3,573 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $261,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $110,000 | 3,783 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $151,000 | 4,032 |
| Total noninterest expense | $2,256,000 | 3,576 |
| Salaries and employee benefits | $1,163,000 | 3,685 |
| Premises and equipment expense | $264,000 | 3,594 |
| Additional noninterest expense | $829,000 | 3,329 |
| Pre-tax net operating income | $605,000 | 3,851 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $211,000 | 2,362 |
| Income before extraordinary items | $394,000 | 4,337 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $394,000 | 4,341 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $394,000 | 4,342 |
| Net charge-offs | $-95,000 | 6,307 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $394,000 | 4,292 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 3,688 |
| Total interest expense | $118,000 | 4,285 |
| Net interest income | $1,311,000 | 3,576 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $120,000 | 4,350 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $68,000 | 4,139 |
| Total noninterest expense | $1,062,000 | 3,752 |
| Salaries and employee benefits | $578,000 | 3,730 |
| Premises and equipment expense | $127,000 | 3,720 |
| Additional noninterest expense | $357,000 | 3,673 |
| Pre-tax net operating income | $349,000 | 3,556 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $124,000 | 2,166 |
| Income before extraordinary items | $225,000 | 4,052 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $225,000 | 4,053 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $225,000 | 4,054 |
| Net charge-offs | $-55,000 | 6,341 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $225,000 | 4,007 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 3,703 |
| Total interest expense | $590,000 | 4,119 |
| Net interest income | $5,215,000 | 3,608 |
| Provision for loan and lease losses | $-90,000 | 6,374 |
| Total noninterest income | $492,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $139,000 | 4,713 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $353,000 | 3,861 |
| Total noninterest expense | $4,885,000 | 3,461 |
| Salaries and employee benefits | $2,364,000 | 3,675 |
| Premises and equipment expense | $563,000 | 3,463 |
| Additional noninterest expense | $1,958,000 | 3,027 |
| Pre-tax net operating income | $912,000 | 4,219 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $310,000 | 2,598 |
| Income before extraordinary items | $602,000 | 4,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $602,000 | 4,661 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $602,000 | 4,661 |
| Net charge-offs | $721,000 | 1,609 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $602,000 | 4,596 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 3,739 |
| Total interest expense | $458,000 | 4,127 |
| Net interest income | $3,904,000 | 3,627 |
| Provision for loan and lease losses | $-90,000 | 6,555 |
| Total noninterest income | $413,000 | 4,330 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $327,000 | 3,618 |
| Total noninterest expense | $3,615,000 | 3,503 |
| Salaries and employee benefits | $1,754,000 | 3,713 |
| Premises and equipment expense | $430,000 | 3,449 |
| Additional noninterest expense | $1,431,000 | 3,080 |
| Pre-tax net operating income | $792,000 | 4,071 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $274,000 | 2,501 |
| Income before extraordinary items | $518,000 | 4,547 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $518,000 | 4,550 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $518,000 | 4,551 |
| Net charge-offs | $297,000 | 2,127 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $518,000 | 4,466 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 3,691 |
| Total interest expense | $318,000 | 4,109 |
| Net interest income | $2,645,000 | 3,574 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $256,000 | 4,491 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $55,000 | 5,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $201,000 | 3,777 |
| Total noninterest expense | $2,410,000 | 3,528 |
| Salaries and employee benefits | $1,197,000 | 3,680 |
| Premises and equipment expense | $273,000 | 3,561 |
| Additional noninterest expense | $940,000 | 3,107 |
| Pre-tax net operating income | $491,000 | 4,171 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $169,000 | 2,579 |
| Income before extraordinary items | $322,000 | 4,633 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $322,000 | 4,635 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $322,000 | 4,636 |
| Net charge-offs | $132,000 | 2,492 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $322,000 | 4,536 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,528,000 | 3,643 |
| Total interest expense | $164,000 | 4,134 |
| Net interest income | $1,364,000 | 3,531 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $50,000 | 5,730 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $24,000 | 5,346 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 5,453 |
| Total noninterest expense | $1,166,000 | 3,633 |
| Salaries and employee benefits | $615,000 | 3,657 |
| Premises and equipment expense | $142,000 | 3,519 |
| Additional noninterest expense | $409,000 | 3,457 |
| Pre-tax net operating income | $248,000 | 4,135 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $87,000 | 2,533 |
| Income before extraordinary items | $161,000 | 4,631 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $161,000 | 4,632 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $161,000 | 4,633 |
| Net charge-offs | $24,000 | 2,949 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $161,000 | 4,524 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 3,657 |
| Total interest expense | $809,000 | 4,096 |
| Net interest income | $5,621,000 | 3,529 |
| Provision for loan and lease losses | $50,000 | 5,179 |
| Total noninterest income | $176,000 | 5,830 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $131,000 | 4,997 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $45,000 | 5,926 |
| Total noninterest expense | $5,697,000 | 3,151 |
| Salaries and employee benefits | $2,390,000 | 3,683 |
| Premises and equipment expense | $571,000 | 3,505 |
| Additional noninterest expense | $2,736,000 | 2,372 |
| Pre-tax net operating income | $50,000 | 6,045 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-16,000 | 6,548 |
| Income before extraordinary items | $66,000 | 6,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $66,000 | 6,144 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $66,000 | 6,146 |
| Net charge-offs | $504,000 | 2,640 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $66,000 | 5,992 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,850,000 | 3,716 |
| Total interest expense | $633,000 | 4,118 |
| Net interest income | $4,217,000 | 3,582 |
| Provision for loan and lease losses | $50,000 | 4,919 |
| Total noninterest income | $121,000 | 5,981 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $96,000 | 5,107 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $25,000 | 6,212 |
| Total noninterest expense | $4,126,000 | 3,255 |
| Salaries and employee benefits | $1,781,000 | 3,705 |
| Premises and equipment expense | $426,000 | 3,561 |
| Additional noninterest expense | $1,919,000 | 2,514 |
| Pre-tax net operating income | $162,000 | 5,818 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $36,000 | 3,940 |
| Income before extraordinary items | $126,000 | 6,020 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $126,000 | 6,019 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $126,000 | 6,019 |
| Net charge-offs | $359,000 | 2,602 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $126,000 | 5,882 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,294,000 | 3,702 |
| Total interest expense | $440,000 | 4,127 |
| Net interest income | $2,854,000 | 3,570 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $39,000 | 6,606 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $64,000 | 5,123 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-25,000 | 6,899 |
| Total noninterest expense | $2,544,000 | 3,457 |
| Salaries and employee benefits | $1,196,000 | 3,710 |
| Premises and equipment expense | $277,000 | 3,625 |
| Additional noninterest expense | $1,071,000 | 2,947 |
| Pre-tax net operating income | $299,000 | 4,839 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $96,000 | 3,089 |
| Income before extraordinary items | $203,000 | 5,318 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $203,000 | 5,317 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $203,000 | 5,317 |
| Net charge-offs | $144,000 | 3,084 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $203,000 | 5,118 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 3,723 |
| Total interest expense | $231,000 | 4,117 |
| Net interest income | $1,425,000 | 3,583 |
| Provision for loan and lease losses | $50,000 | 3,648 |
| Total noninterest income | $87,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $56,000 | 4,542 |
| Total noninterest expense | $1,263,000 | 3,504 |
| Salaries and employee benefits | $602,000 | 3,730 |
| Premises and equipment expense | $130,000 | 3,799 |
| Additional noninterest expense | $531,000 | 2,945 |
| Pre-tax net operating income | $199,000 | 4,524 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $68,000 | 2,787 |
| Income before extraordinary items | $131,000 | 5,039 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $131,000 | 5,043 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $131,000 | 5,044 |
| Net charge-offs | $93,000 | 2,501 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $131,000 | 4,886 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,944,000 | 3,345 |
| Total interest expense | $1,535,000 | 3,389 |
| Net interest income | $6,409,000 | 3,295 |
| Provision for loan and lease losses | $245,000 | 4,390 |
| Total noninterest income | $391,000 | 4,814 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $165,000 | 4,722 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $226,000 | 4,290 |
| Total noninterest expense | $5,149,000 | 3,455 |
| Salaries and employee benefits | $2,371,000 | 3,712 |
| Premises and equipment expense | $646,000 | 3,388 |
| Additional noninterest expense | $2,132,000 | 2,953 |
| Pre-tax net operating income | $1,406,000 | 3,140 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $497,000 | 2,046 |
| Income before extraordinary items | $909,000 | 3,730 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $909,000 | 3,733 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $909,000 | 3,733 |
| Net charge-offs | $645,000 | 2,872 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $909,000 | 3,602 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,514,000 | 3,592 |
| Total interest expense | $1,288,000 | 3,217 |
| Net interest income | $4,226,000 | 3,638 |
| Provision for loan and lease losses | $245,000 | 3,890 |
| Total noninterest income | $304,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $131,000 | 4,635 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $173,000 | 4,307 |
| Total noninterest expense | $4,009,000 | 3,368 |
| Salaries and employee benefits | $1,722,000 | 3,798 |
| Premises and equipment expense | $490,000 | 3,399 |
| Additional noninterest expense | $1,797,000 | 2,685 |
| Pre-tax net operating income | $276,000 | 5,205 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $91,000 | 3,267 |
| Income before extraordinary items | $185,000 | 5,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $185,000 | 5,545 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $185,000 | 5,545 |
| Net charge-offs | $462,000 | 2,759 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $185,000 | 5,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,728,000 | 3,593 |
| Total interest expense | $1,005,000 | 2,944 |
| Net interest income | $2,723,000 | 3,731 |
| Provision for loan and lease losses | $125,000 | 4,121 |
| Total noninterest income | $207,000 | 4,816 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $92,000 | 4,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $115,000 | 4,348 |
| Total noninterest expense | $2,783,000 | 3,284 |
| Salaries and employee benefits | $1,157,000 | 3,816 |
| Premises and equipment expense | $360,000 | 3,189 |
| Additional noninterest expense | $1,266,000 | 2,615 |
| Pre-tax net operating income | $22,000 | 6,082 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $4,000 | 4,365 |
| Income before extraordinary items | $18,000 | 6,203 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $18,000 | 6,203 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $18,000 | 6,203 |
| Net charge-offs | $172,000 | 3,267 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $18,000 | 6,127 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,894,000 | 3,562 |
| Total interest expense | $515,000 | 2,970 |
| Net interest income | $1,379,000 | 3,689 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $99,000 | 4,939 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $46,000 | 4,495 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $53,000 | 4,572 |
| Total noninterest expense | $1,318,000 | 3,434 |
| Salaries and employee benefits | $578,000 | 3,836 |
| Premises and equipment expense | $203,000 | 2,949 |
| Additional noninterest expense | $537,000 | 3,009 |
| Pre-tax net operating income | $110,000 | 5,033 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $50,000 | 2,820 |
| Income before extraordinary items | $60,000 | 5,555 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $60,000 | 5,553 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $60,000 | 5,554 |
| Net charge-offs | $42,000 | 3,494 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $60,000 | 5,505 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,987,000 | 3,562 |
| Total interest expense | $2,426,000 | 3,064 |
| Net interest income | $5,561,000 | 3,676 |
| Provision for loan and lease losses | $2,316,000 | 1,893 |
| Total noninterest income | $398,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $269,000 | 3,854 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $129,000 | 5,136 |
| Total noninterest expense | $5,318,000 | 3,425 |
| Salaries and employee benefits | $2,337,000 | 3,787 |
| Premises and equipment expense | $732,000 | 3,181 |
| Additional noninterest expense | $2,249,000 | 2,937 |
| Pre-tax net operating income | $-1,675,000 | 6,689 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-697,000 | 7,242 |
| Income before extraordinary items | $-978,000 | 6,579 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-978,000 | 6,580 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-978,000 | 6,580 |
| Net charge-offs | $2,076,000 | 1,823 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-978,000 | 6,541 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,058,000 | 3,590 |
| Total interest expense | $1,856,000 | 3,139 |
| Net interest income | $4,202,000 | 3,701 |
| Provision for loan and lease losses | $1,982,000 | 1,667 |
| Total noninterest income | $312,000 | 4,982 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $202,000 | 3,924 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $110,000 | 5,088 |
| Total noninterest expense | $4,021,000 | 3,394 |
| Salaries and employee benefits | $1,793,000 | 3,750 |
| Premises and equipment expense | $647,000 | 2,854 |
| Additional noninterest expense | $1,581,000 | 3,066 |
| Pre-tax net operating income | $-1,489,000 | 6,955 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-614,000 | 7,404 |
| Income before extraordinary items | $-875,000 | 6,853 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-875,000 | 6,853 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-875,000 | 6,853 |
| Net charge-offs | $1,973,000 | 1,519 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-875,000 | 6,800 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,045,000 | 3,620 |
| Total interest expense | $1,248,000 | 3,208 |
| Net interest income | $2,797,000 | 3,711 |
| Provision for loan and lease losses | $1,056,000 | 1,878 |
| Total noninterest income | $184,000 | 5,163 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $120,000 | 4,144 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 5,284 |
| Total noninterest expense | $2,689,000 | 3,391 |
| Salaries and employee benefits | $1,206,000 | 3,750 |
| Premises and equipment expense | $434,000 | 2,853 |
| Additional noninterest expense | $1,049,000 | 3,068 |
| Pre-tax net operating income | $-764,000 | 6,895 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-323,000 | 7,409 |
| Income before extraordinary items | $-441,000 | 6,819 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-441,000 | 6,821 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-441,000 | 6,820 |
| Net charge-offs | $1,194,000 | 1,560 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-441,000 | 6,773 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,057,000 | 3,636 |
| Total interest expense | $635,000 | 3,292 |
| Net interest income | $1,422,000 | 3,702 |
| Provision for loan and lease losses | $743,000 | 1,423 |
| Total noninterest income | $110,000 | 4,885 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $57,000 | 4,229 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $53,000 | 4,593 |
| Total noninterest expense | $1,393,000 | 3,344 |
| Salaries and employee benefits | $639,000 | 3,634 |
| Premises and equipment expense | $217,000 | 2,929 |
| Additional noninterest expense | $537,000 | 2,981 |
| Pre-tax net operating income | $-604,000 | 7,239 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-247,000 | 7,597 |
| Income before extraordinary items | $-357,000 | 7,139 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-357,000 | 7,142 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-357,000 | 7,140 |
| Net charge-offs | $363,000 | 1,852 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-357,000 | 7,110 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,385,000 | 3,389 |
| Total interest expense | $4,273,000 | 2,593 |
| Net interest income | $5,112,000 | 3,892 |
| Provision for loan and lease losses | $3,224,000 | 1,883 |
| Total noninterest income | $513,000 | 4,683 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $241,000 | 4,299 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $272,000 | 4,129 |
| Total noninterest expense | $5,317,000 | 3,495 |
| Salaries and employee benefits | $2,483,000 | 3,704 |
| Premises and equipment expense | $898,000 | 2,829 |
| Additional noninterest expense | $1,936,000 | 3,397 |
| Pre-tax net operating income | $-2,916,000 | 6,879 |
| Securities gains (losses) | $104,000 | 2,110 |
| Applicable income taxes | $-1,131,000 | 7,323 |
| Income before extraordinary items | $-1,681,000 | 6,645 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,681,000 | 6,645 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,681,000 | 6,645 |
| Net charge-offs | $1,957,000 | 2,062 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,747,560 | 6,659 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,108,000 | 3,408 |
| Total interest expense | $3,430,000 | 2,551 |
| Net interest income | $3,678,000 | 4,004 |
| Provision for loan and lease losses | $985,000 | 2,804 |
| Total noninterest income | $405,000 | 4,645 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $177,000 | 4,354 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $228,000 | 4,064 |
| Total noninterest expense | $3,957,000 | 3,517 |
| Salaries and employee benefits | $1,954,000 | 3,614 |
| Premises and equipment expense | $683,000 | 2,830 |
| Additional noninterest expense | $1,320,000 | 3,618 |
| Pre-tax net operating income | $-859,000 | 6,575 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-381,000 | 7,269 |
| Income before extraordinary items | $-478,000 | 6,410 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-478,000 | 6,411 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-478,000 | 6,410 |
| Net charge-offs | $940,000 | 2,270 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-478,000 | 6,407 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,708,000 | 3,459 |
| Total interest expense | $2,294,000 | 2,646 |
| Net interest income | $2,414,000 | 4,025 |
| Provision for loan and lease losses | $810,000 | 2,321 |
| Total noninterest income | $176,000 | 5,442 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $117,000 | 4,337 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $2,582,000 | 3,630 |
| Salaries and employee benefits | $1,295,000 | 3,668 |
| Premises and equipment expense | $450,000 | 2,899 |
| Additional noninterest expense | $837,000 | 3,753 |
| Pre-tax net operating income | $-802,000 | 6,900 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-339,000 | 7,457 |
| Income before extraordinary items | $-463,000 | 6,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-463,000 | 6,728 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-463,000 | 6,728 |
| Net charge-offs | $791,000 | 1,851 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-463,000 | 6,706 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 3,516 |
| Total interest expense | $1,134,000 | 2,766 |
| Net interest income | $1,213,000 | 4,029 |
| Provision for loan and lease losses | $450,000 | 1,876 |
| Total noninterest income | $65,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $57,000 | 4,341 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $8,000 | 7,040 |
| Total noninterest expense | $1,315,000 | 3,498 |
| Salaries and employee benefits | $643,000 | 3,720 |
| Premises and equipment expense | $231,000 | 2,868 |
| Additional noninterest expense | $441,000 | 3,320 |
| Pre-tax net operating income | $-487,000 | 7,310 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-200,000 | 7,709 |
| Income before extraordinary items | $-287,000 | 7,179 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-287,000 | 7,179 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-287,000 | 7,180 |
| Net charge-offs | $500,000 | 1,363 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-287,000 | 7,118 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,223,000 | 3,469 |
| Total interest expense | $4,998,000 | 2,967 |
| Net interest income | $5,225,000 | 3,820 |
| Provision for loan and lease losses | $475,000 | 3,888 |
| Total noninterest income | $569,000 | 4,582 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $247,000 | 4,380 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $322,000 | 3,979 |
| Total noninterest expense | $5,436,000 | 3,336 |
| Salaries and employee benefits | $2,599,000 | 3,663 |
| Premises and equipment expense | $958,000 | 2,730 |
| Additional noninterest expense | $1,879,000 | 3,027 |
| Pre-tax net operating income | $-117,000 | 6,467 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-130,000 | 7,136 |
| Income before extraordinary items | $13,000 | 6,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $13,000 | 6,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,520,000 | 1,545 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $13,000 | 6,319 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,731,000 | 3,507 |
| Total interest expense | $3,858,000 | 2,995 |
| Net interest income | $3,873,000 | 3,885 |
| Provision for loan and lease losses | $250,000 | 3,846 |
| Total noninterest income | $426,000 | 4,687 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $242,000 | 4,087 |
| Total noninterest expense | $4,075,000 | 3,335 |
| Salaries and employee benefits | $1,940,000 | 3,709 |
| Premises and equipment expense | $721,000 | 2,724 |
| Additional noninterest expense | $1,414,000 | 2,931 |
| Pre-tax net operating income | $-26,000 | 6,803 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-67,000 | 7,482 |
| Income before extraordinary items | $41,000 | 6,444 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $41,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,389,000 | 1,073 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $41,000 | 6,605 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 3,556 |
| Total interest expense | $2,655,000 | 3,021 |
| Net interest income | $2,518,000 | 3,952 |
| Provision for loan and lease losses | $250,000 | 2,800 |
| Total noninterest income | $301,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $123,000 | 4,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $178,000 | 3,996 |
| Total noninterest expense | $2,788,000 | 3,280 |
| Salaries and employee benefits | $1,273,000 | 3,791 |
| Premises and equipment expense | $479,000 | 2,737 |
| Additional noninterest expense | $1,036,000 | 2,667 |
| Pre-tax net operating income | $-219,000 | 7,344 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-124,000 | 7,895 |
| Income before extraordinary items | $-95,000 | 7,244 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-95,000 | 7,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,386,000 | 705 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-95,000 | 7,211 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 3,536 |
| Total interest expense | $1,382,000 | 3,098 |
| Net interest income | $1,309,000 | 3,843 |
| Provision for loan and lease losses | $100,000 | 2,696 |
| Total noninterest income | $151,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $61,000 | 4,418 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $90,000 | 3,968 |
| Total noninterest expense | $1,519,000 | 3,020 |
| Salaries and employee benefits | $618,000 | 3,885 |
| Premises and equipment expense | $247,000 | 2,685 |
| Additional noninterest expense | $654,000 | 2,141 |
| Pre-tax net operating income | $-159,000 | 7,678 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-79,000 | 8,090 |
| Income before extraordinary items | $-80,000 | 7,597 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-80,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 2,277 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-80,000 | 7,549 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,120,000 | 3,262 |
| Total interest expense | $6,829,000 | 2,697 |
| Net interest income | $5,291,000 | 3,822 |
| Provision for loan and lease losses | $2,856,000 | 642 |
| Total noninterest income | $762,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $306,000 | 4,037 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $456,000 | 3,494 |
| Total noninterest expense | $5,305,000 | 3,295 |
| Salaries and employee benefits | $2,582,000 | 3,630 |
| Premises and equipment expense | $1,021,000 | 2,522 |
| Additional noninterest expense | $1,702,000 | 3,079 |
| Pre-tax net operating income | $-2,108,000 | 8,287 |
| Securities gains (losses) | $34,000 | 927 |
| Applicable income taxes | $-928,000 | 8,394 |
| Income before extraordinary items | $-1,146,000 | 8,147 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,146,000 | 8,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,038,000 | 609 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,167,760 | 8,144 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,336,000 | 3,180 |
| Total interest expense | $5,218,000 | 2,637 |
| Net interest income | $4,118,000 | 3,754 |
| Provision for loan and lease losses | $1,800,000 | 563 |
| Total noninterest income | $509,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $235,000 | 3,997 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $274,000 | 3,922 |
| Total noninterest expense | $3,601,000 | 3,537 |
| Salaries and employee benefits | $1,912,000 | 3,655 |
| Premises and equipment expense | $725,000 | 2,636 |
| Additional noninterest expense | $964,000 | 3,809 |
| Pre-tax net operating income | $-774,000 | 8,219 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $-317,000 | 8,378 |
| Income before extraordinary items | $-456,000 | 8,117 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-456,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,252,000 | 562 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-456,640 | 8,103 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,192,000 | 3,208 |
| Total interest expense | $3,450,000 | 2,652 |
| Net interest income | $2,742,000 | 3,782 |
| Provision for loan and lease losses | $300,000 | 1,528 |
| Total noninterest income | $360,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $154,000 | 4,033 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $206,000 | 3,725 |
| Total noninterest expense | $2,421,000 | 3,535 |
| Salaries and employee benefits | $1,328,000 | 3,579 |
| Premises and equipment expense | $495,000 | 2,609 |
| Additional noninterest expense | $598,000 | 4,017 |
| Pre-tax net operating income | $381,000 | 5,616 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $62,000 | 4,578 |
| Income before extraordinary items | $320,000 | 5,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $320,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,096 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $319,160 | 5,514 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 3,244 |
| Total interest expense | $1,697,000 | 2,682 |
| Net interest income | $1,344,000 | 3,830 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $201,000 | 4,008 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $124,000 | 3,357 |
| Total noninterest expense | $1,186,000 | 3,600 |
| Salaries and employee benefits | $651,000 | 3,657 |
| Premises and equipment expense | $258,000 | 2,508 |
| Additional noninterest expense | $277,000 | 4,204 |
| Pre-tax net operating income | $209,000 | 5,419 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $39,000 | 4,383 |
| Income before extraordinary items | $170,000 | 5,406 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $170,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 1,413 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $170,000 | 5,392 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,840,000 | 3,133 |
| Total interest expense | $5,396,000 | 2,839 |
| Net interest income | $6,444,000 | 3,331 |
| Provision for loan and lease losses | $855,000 | 1,204 |
| Total noninterest income | $719,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $257,000 | 4,431 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $462,000 | 3,476 |
| Total noninterest expense | $4,602,000 | 3,576 |
| Salaries and employee benefits | $2,534,000 | 3,577 |
| Premises and equipment expense | $896,000 | 2,725 |
| Additional noninterest expense | $1,172,000 | 4,007 |
| Pre-tax net operating income | $1,706,000 | 4,004 |
| Securities gains (losses) | $-11,000 | 7,326 |
| Applicable income taxes | $579,000 | 2,934 |
| Income before extraordinary items | $1,116,000 | 4,453 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,116,000 | 4,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $408,000 | 1,356 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,123,260 | 4,416 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,760,000 | 3,136 |
| Total interest expense | $3,798,000 | 2,913 |
| Net interest income | $4,962,000 | 3,293 |
| Provision for loan and lease losses | $680,000 | 1,072 |
| Total noninterest income | $573,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $188,000 | 4,524 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $385,000 | 3,275 |
| Total noninterest expense | $3,483,000 | 3,545 |
| Salaries and employee benefits | $1,977,000 | 3,477 |
| Premises and equipment expense | $626,000 | 2,895 |
| Additional noninterest expense | $880,000 | 3,981 |
| Pre-tax net operating income | $1,372,000 | 3,985 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $473,000 | 2,936 |
| Income before extraordinary items | $899,000 | 4,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $899,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 1,387 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $899,000 | 4,412 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,713,000 | 3,149 |
| Total interest expense | $2,418,000 | 2,896 |
| Net interest income | $3,295,000 | 3,299 |
| Provision for loan and lease losses | $455,000 | 1,052 |
| Total noninterest income | $334,000 | 4,464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $118,000 | 4,641 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $216,000 | 3,603 |
| Total noninterest expense | $2,277,000 | 3,612 |
| Salaries and employee benefits | $1,326,000 | 3,474 |
| Premises and equipment expense | $387,000 | 3,089 |
| Additional noninterest expense | $564,000 | 4,103 |
| Pre-tax net operating income | $897,000 | 4,052 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $307,000 | 3,012 |
| Income before extraordinary items | $590,000 | 4,483 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $590,000 | 4,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 1,294 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $590,000 | 4,475 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 3,211 |
| Total interest expense | $1,130,000 | 2,949 |
| Net interest income | $1,608,000 | 3,345 |
| Provision for loan and lease losses | $230,000 | 1,009 |
| Total noninterest income | $143,000 | 4,794 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $53,000 | 4,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $90,000 | 3,918 |
| Total noninterest expense | $1,152,000 | 3,586 |
| Salaries and employee benefits | $671,000 | 3,453 |
| Premises and equipment expense | $193,000 | 3,105 |
| Additional noninterest expense | $288,000 | 4,029 |
| Pre-tax net operating income | $369,000 | 4,464 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $126,000 | 3,273 |
| Income before extraordinary items | $243,000 | 4,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $243,000 | 4,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 849 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $243,000 | 4,894 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,682,000 | 3,230 |
| Total interest expense | $3,519,000 | 2,931 |
| Net interest income | $6,163,000 | 3,351 |
| Provision for loan and lease losses | $1,154,000 | 919 |
| Total noninterest income | $712,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $189,000 | 5,154 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $523,000 | 3,290 |
| Total noninterest expense | $4,427,000 | 3,583 |
| Salaries and employee benefits | $2,448,000 | 3,547 |
| Premises and equipment expense | $869,000 | 2,675 |
| Additional noninterest expense | $1,110,000 | 4,090 |
| Pre-tax net operating income | $1,294,000 | 4,735 |
| Securities gains (losses) | $-159,000 | 8,537 |
| Applicable income taxes | $391,000 | 3,735 |
| Income before extraordinary items | $744,000 | 5,523 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $744,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $924,000 | 720 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $848,940 | 5,182 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,973,000 | 3,288 |
| Total interest expense | $2,435,000 | 2,991 |
| Net interest income | $4,538,000 | 3,386 |
| Provision for loan and lease losses | $560,000 | 1,266 |
| Total noninterest income | $592,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $132,000 | 5,338 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $460,000 | 3,032 |
| Total noninterest expense | $3,240,000 | 3,622 |
| Salaries and employee benefits | $1,761,000 | 3,634 |
| Premises and equipment expense | $589,000 | 2,927 |
| Additional noninterest expense | $890,000 | 3,842 |
| Pre-tax net operating income | $1,330,000 | 4,061 |
| Securities gains (losses) | $-159,000 | 8,700 |
| Applicable income taxes | $433,000 | 3,194 |
| Income before extraordinary items | $738,000 | 4,955 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $738,000 | 4,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 767 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $839,760 | 4,591 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 3,258 |
| Total interest expense | $1,532,000 | 2,996 |
| Net interest income | $3,056,000 | 3,354 |
| Provision for loan and lease losses | $360,000 | 1,295 |
| Total noninterest income | $421,000 | 3,928 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $89,000 | 5,278 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $332,000 | 2,885 |
| Total noninterest expense | $2,121,000 | 3,647 |
| Salaries and employee benefits | $1,170,000 | 3,637 |
| Premises and equipment expense | $378,000 | 2,994 |
| Additional noninterest expense | $573,000 | 3,937 |
| Pre-tax net operating income | $996,000 | 3,724 |
| Securities gains (losses) | $-159,000 | 8,752 |
| Applicable income taxes | $306,000 | 3,072 |
| Income before extraordinary items | $531,000 | 4,735 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $531,000 | 4,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 545 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $632,760 | 4,229 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 3,385 |
| Total interest expense | $714,000 | 3,067 |
| Net interest income | $1,443,000 | 3,518 |
| Provision for loan and lease losses | $140,000 | 1,548 |
| Total noninterest income | $139,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $33,000 | 5,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,615 |
| Total noninterest expense | $983,000 | 3,897 |
| Salaries and employee benefits | $534,000 | 3,889 |
| Premises and equipment expense | $189,000 | 3,019 |
| Additional noninterest expense | $260,000 | 4,234 |
| Pre-tax net operating income | $459,000 | 3,907 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $145,000 | 3,159 |
| Income before extraordinary items | $314,000 | 4,232 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $314,000 | 4,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $314,000 | 4,189 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,821,000 | 3,883 |
| Total interest expense | $2,133,000 | 3,461 |
| Net interest income | $4,688,000 | 4,000 |
| Provision for loan and lease losses | $605,000 | 1,632 |
| Total noninterest income | $531,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $170,000 | 5,553 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $361,000 | 3,905 |
| Total noninterest expense | $3,537,000 | 4,147 |
| Salaries and employee benefits | $1,918,000 | 4,130 |
| Premises and equipment expense | $569,000 | 3,700 |
| Additional noninterest expense | $1,050,000 | 4,170 |
| Pre-tax net operating income | $1,077,000 | 5,046 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $350,000 | 3,935 |
| Income before extraordinary items | $727,000 | 5,487 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $727,000 | 5,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,044 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $727,000 | 5,409 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,904,000 | 3,988 |
| Total interest expense | $1,527,000 | 3,552 |
| Net interest income | $3,377,000 | 4,111 |
| Provision for loan and lease losses | $440,000 | 1,648 |
| Total noninterest income | $384,000 | 5,241 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $123,000 | 5,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $261,000 | 3,990 |
| Total noninterest expense | $2,658,000 | 4,099 |
| Salaries and employee benefits | $1,431,000 | 4,105 |
| Premises and equipment expense | $404,000 | 3,847 |
| Additional noninterest expense | $823,000 | 3,998 |
| Pre-tax net operating income | $663,000 | 5,640 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $226,000 | 4,255 |
| Income before extraordinary items | $437,000 | 6,122 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $437,000 | 6,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 2,270 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $437,000 | 6,045 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 4,088 |
| Total interest expense | $936,000 | 3,799 |
| Net interest income | $2,230,000 | 4,144 |
| Provision for loan and lease losses | $300,000 | 1,523 |
| Total noninterest income | $223,000 | 5,588 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $75,000 | 5,834 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $148,000 | 4,323 |
| Total noninterest expense | $1,718,000 | 4,234 |
| Salaries and employee benefits | $937,000 | 4,178 |
| Premises and equipment expense | $240,000 | 4,198 |
| Additional noninterest expense | $541,000 | 4,070 |
| Pre-tax net operating income | $435,000 | 5,664 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $148,000 | 4,273 |
| Income before extraordinary items | $287,000 | 6,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 1,721 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $287,000 | 6,053 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 4,183 |
| Total interest expense | $459,000 | 3,911 |
| Net interest income | $1,079,000 | 4,250 |
| Provision for loan and lease losses | $200,000 | 1,147 |
| Total noninterest income | $141,000 | 4,934 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $35,000 | 5,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $106,000 | 3,585 |
| Total noninterest expense | $840,000 | 4,331 |
| Salaries and employee benefits | $450,000 | 4,353 |
| Premises and equipment expense | $109,000 | 4,538 |
| Additional noninterest expense | $281,000 | 3,938 |
| Pre-tax net operating income | $180,000 | 6,064 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $119,000 | 6,534 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $119,000 | 6,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $119,000 | 6,416 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,727,000 | 4,434 |
| Total interest expense | $1,677,000 | 4,560 |
| Net interest income | $4,050,000 | 4,326 |
| Provision for loan and lease losses | $763,000 | 1,523 |
| Total noninterest income | $744,000 | 4,395 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $120,000 | 6,281 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $624,000 | 3,177 |
| Total noninterest expense | $2,851,000 | 4,771 |
| Salaries and employee benefits | $1,673,000 | 4,487 |
| Premises and equipment expense | $400,000 | 4,731 |
| Additional noninterest expense | $778,000 | 5,142 |
| Pre-tax net operating income | $1,180,000 | 4,732 |
| Securities gains (losses) | $37,000 | 2,758 |
| Applicable income taxes | $415,000 | 3,703 |
| Income before extraordinary items | $802,000 | 5,236 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $802,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 1,219 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $777,580 | 5,163 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 4,564 |
| Total interest expense | $1,234,000 | 4,724 |
| Net interest income | $2,972,000 | 4,412 |
| Provision for loan and lease losses | $408,000 | 1,992 |
| Total noninterest income | $575,000 | 4,373 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $84,000 | 6,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $491,000 | 3,174 |
| Total noninterest expense | $2,154,000 | 4,736 |
| Salaries and employee benefits | $1,278,000 | 4,422 |
| Premises and equipment expense | $304,000 | 4,671 |
| Additional noninterest expense | $572,000 | 5,183 |
| Pre-tax net operating income | $985,000 | 4,582 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $336,000 | 3,720 |
| Income before extraordinary items | $649,000 | 5,186 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $649,000 | 5,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,349 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $649,000 | 5,004 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,736,000 | 4,684 |
| Total interest expense | $839,000 | 4,784 |
| Net interest income | $1,897,000 | 4,555 |
| Provision for loan and lease losses | $220,000 | 2,344 |
| Total noninterest income | $454,000 | 3,960 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $47,000 | 6,687 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $407,000 | 2,774 |
| Total noninterest expense | $1,410,000 | 4,781 |
| Salaries and employee benefits | $836,000 | 4,471 |
| Premises and equipment expense | $198,000 | 4,733 |
| Additional noninterest expense | $376,000 | 5,227 |
| Pre-tax net operating income | $721,000 | 4,349 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $246,000 | 3,579 |
| Income before extraordinary items | $475,000 | 4,930 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $475,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $94,000 | 2,590 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $475,000 | 4,722 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,667 |
| Total interest expense | $434,000 | 4,780 |
| Net interest income | $949,000 | 4,554 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $238,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $216,000 | 2,589 |
| Total noninterest expense | $688,000 | 4,851 |
| Salaries and employee benefits | $422,000 | 4,452 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $170,000 | 5,545 |
| Pre-tax net operating income | $349,000 | 4,396 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $119,000 | 3,639 |
| Income before extraordinary items | $230,000 | 4,952 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $230,000 | 4,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,678 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $230,000 | 4,750 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,752,000 | 5,344 |
| Total interest expense | $1,857,000 | 5,057 |
| Net interest income | $2,895,000 | 5,390 |
| Provision for loan and lease losses | $600,000 | 2,054 |
| Total noninterest income | $936,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $62,000 | 7,312 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $874,000 | 2,370 |
| Total noninterest expense | $2,398,000 | 5,221 |
| Salaries and employee benefits | $1,352,000 | 5,065 |
| Premises and equipment expense | $427,000 | 4,421 |
| Additional noninterest expense | $619,000 | 5,808 |
| Pre-tax net operating income | $833,000 | 5,668 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $-545,000 | 9,253 |
| Income before extraordinary items | $1,405,000 | 3,669 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,405,000 | 3,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 3,648 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,378,000 | 3,616 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,315,000 | 6,092 |
| Total interest expense | $2,619,000 | 5,236 |
| Net interest income | $1,696,000 | 6,988 |
| Provision for loan and lease losses | $249,000 | 3,640 |
| Total noninterest income | $70,000 | 8,910 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $39,000 | 7,812 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $31,000 | 8,315 |
| Total noninterest expense | $2,129,000 | 5,511 |
| Salaries and employee benefits | $1,209,000 | 5,299 |
| Premises and equipment expense | $400,000 | 4,603 |
| Additional noninterest expense | $520,000 | 6,316 |
| Pre-tax net operating income | $-612,000 | 9,213 |
| Securities gains (losses) | $159,000 | 1,368 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-453,000 | 9,213 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-453,000 | 9,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-612,000 | 9,248 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,016,000 | 8,395 |
| Total interest expense | $1,171,000 | 7,864 |
| Net interest income | $845,000 | 8,801 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $18,000 | 9,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 8,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $1,942,000 | 5,780 |
| Salaries and employee benefits | $1,077,000 | 5,634 |
| Premises and equipment expense | $312,000 | 5,312 |
| Additional noninterest expense | $553,000 | 6,052 |
| Pre-tax net operating income | $-1,199,000 | 9,755 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,199,000 | 9,764 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,199,000 | 9,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-1,199,000 | 9,767 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 10,094 |
| Total interest expense | $101,000 | 10,058 |
| Net interest income | $176,000 | 10,085 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $3,000 | 10,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 8,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $1,020,000 | 8,058 |
| Salaries and employee benefits | $403,000 | 8,871 |
| Premises and equipment expense | $66,000 | 9,315 |
| Additional noninterest expense | $551,000 | 6,146 |
| Pre-tax net operating income | $-871,000 | 10,029 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-871,000 | 10,054 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-871,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $8,000,000 | 123 |
| Net operating income | $-871,000 | 10,044 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.