Home > First & Peoples Bank, Springfield, Kentucky > Income and Expense
First & Peoples Bank, Springfield, Kentucky, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,026,000 | 6,345 |
| Total interest expense | $1,845,000 | 6,274 |
| Net interest income | $2,181,000 | 6,319 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $373,000 | 5,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,031 |
| Total noninterest expense | $1,224,000 | 7,511 |
| Salaries and employee benefits | $567,000 | 7,923 |
| Premises and equipment expense | $149,000 | 7,678 |
| Additional noninterest expense | $508,000 | 6,454 |
| Pre-tax net operating income | $1,330,000 | 4,445 |
| Securities gains (losses) | $11,000 | 1,705 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $905,000 | 4,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $905,000 | 4,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $1,172,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $897,630 | 4,711 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,308,000 | 6,217 |
| Total interest expense | $2,122,000 | 5,972 |
| Net interest income | $2,186,000 | 6,317 |
| Provision for loan and lease losses | $85,000 | 5,461 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,023 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 8,339 |
| Total noninterest expense | $1,540,000 | 6,576 |
| Salaries and employee benefits | $631,000 | 7,585 |
| Premises and equipment expense | $151,000 | 7,628 |
| Additional noninterest expense | $758,000 | 4,860 |
| Pre-tax net operating income | $896,000 | 5,745 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $285,000 | 5,310 |
| Income before extraordinary items | $611,000 | 5,999 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $611,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,871 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $611,000 | 5,892 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,492,000 | 6,231 |
| Total interest expense | $2,166,000 | 5,948 |
| Net interest income | $2,326,000 | 6,325 |
| Provision for loan and lease losses | $314,000 | 2,503 |
| Total noninterest income | $377,000 | 5,930 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $295,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,323 |
| Total noninterest expense | $1,582,000 | 6,571 |
| Salaries and employee benefits | $579,000 | 8,054 |
| Premises and equipment expense | $203,000 | 6,789 |
| Additional noninterest expense | $800,000 | 4,722 |
| Pre-tax net operating income | $807,000 | 6,518 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $252,000 | 6,242 |
| Income before extraordinary items | $552,000 | 6,656 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $552,000 | 6,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,860 |
| Cash dividends | $400,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $554,070 | 6,588 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 6,757 |
| Total interest expense | $1,970,000 | 6,464 |
| Net interest income | $2,140,000 | 6,876 |
| Provision for loan and lease losses | $114,000 | 4,823 |
| Total noninterest income | $331,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,613 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $1,522,000 | 7,047 |
| Salaries and employee benefits | $561,000 | 8,394 |
| Premises and equipment expense | $220,000 | 6,686 |
| Additional noninterest expense | $741,000 | 5,508 |
| Pre-tax net operating income | $835,000 | 6,347 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $281,000 | 6,055 |
| Income before extraordinary items | $554,000 | 6,536 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $554,000 | 6,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,641 |
| Cash dividends | $400,000 | 3,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $554,000 | 6,476 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,041,000 | 6,937 |
| Total interest expense | $1,772,000 | 6,964 |
| Net interest income | $2,269,000 | 6,753 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $260,000 | 7,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,088 |
| Total noninterest expense | $1,514,000 | 7,226 |
| Salaries and employee benefits | $574,000 | 8,536 |
| Premises and equipment expense | $211,000 | 6,988 |
| Additional noninterest expense | $729,000 | 5,663 |
| Pre-tax net operating income | $1,015,000 | 5,929 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $342,000 | 5,536 |
| Income before extraordinary items | $673,000 | 6,159 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $673,000 | 6,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,496 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $673,000 | 6,138 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,448,000 | 7,411 |
| Total interest expense | $1,304,000 | 7,540 |
| Net interest income | $2,144,000 | 7,213 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $195,000 | 8,813 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $1,348,000 | 8,088 |
| Salaries and employee benefits | $524,000 | 9,175 |
| Premises and equipment expense | $171,000 | 8,060 |
| Additional noninterest expense | $653,000 | 6,655 |
| Pre-tax net operating income | $991,000 | 5,997 |
| Securities gains (losses) | $-9,000 | 9,765 |
| Applicable income taxes | $332,000 | 5,489 |
| Income before extraordinary items | $650,000 | 6,222 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $650,000 | 6,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $300,000 | 4,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $655,940 | 6,254 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,964,000 | 8,399 |
| Total interest expense | $1,238,000 | 8,117 |
| Net interest income | $1,726,000 | 8,425 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $198,000 | 9,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $147,000 | 7,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 10,038 |
| Total noninterest expense | $1,154,000 | 9,088 |
| Salaries and employee benefits | $535,000 | 9,336 |
| Premises and equipment expense | $139,000 | 9,201 |
| Additional noninterest expense | $480,000 | 8,427 |
| Pre-tax net operating income | $710,000 | 7,310 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $239,000 | 6,966 |
| Income before extraordinary items | $478,000 | 7,719 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $478,000 | 7,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $473,310 | 7,505 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,040,000 | 8,904 |
| Total interest expense | $1,537,000 | 8,403 |
| Net interest income | $1,503,000 | 9,266 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $189,000 | 9,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,461 |
| Total noninterest expense | $1,101,000 | 9,506 |
| Salaries and employee benefits | $496,000 | 9,818 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $469,000 | 8,770 |
| Pre-tax net operating income | $555,000 | 8,029 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $188,000 | 7,803 |
| Income before extraordinary items | $374,000 | 8,474 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $374,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 13,032 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $369,310 | 8,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.