Home > First Peoples Bank, Inc. > Income and Expense

First Peoples Bank, Inc., Income and Expense

2018-12-31 (YTD Data)		Rank
Total interest income	$3,495,000	4,306
Total interest expense	$438,000	4,081
Net interest income	$3,057,000	4,279
Provision for loan and lease losses	$0	4,082
Total noninterest income	$496,000	3,792
Gross Fiduciary activities income	$3,000	1,019
Service charges on deposit accounts	$238,000	3,092
Trading account gains and fees	$0	126
Additional Noninterest Income	$255,000	3,850
Total noninterest expense	$3,459,000	3,764
Salaries and employee benefits	$922,000	4,743
Premises and equipment expense	$261,000	4,223
Additional noninterest expense	$2,276,000	2,383
Pre-tax net operating income	$94,000	5,139
Securities gains (losses)	$0	1,125
Applicable income taxes	$72,000	3,238
Income before extraordinary items	$22,000	5,203
Extraordinary gains, net	$0	6
Net income	$22,000	5,201
Minority interest net income	$0	72
Net income of bank and minority interests.	$22,000	5,202
Net charge-offs	$-5,000	4,397
Cash dividends	$426,000	3,114
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$22,000	5,208
2018-09-30 (YTD Data)		Rank
Total interest income	$2,586,000	4,360
Total interest expense	$312,000	4,116
Net interest income	$2,274,000	4,332
Provision for loan and lease losses	$0	3,948
Total noninterest income	$362,000	3,860
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$179,000	3,112
Trading account gains and fees	$0	138
Additional Noninterest Income	$183,000	3,927
Total noninterest expense	$1,744,000	4,401
Salaries and employee benefits	$690,000	4,784
Premises and equipment expense	$193,000	4,276
Additional noninterest expense	$861,000	3,691
Pre-tax net operating income	$892,000	3,901
Securities gains (losses)	$0	1,118
Applicable income taxes	$149,000	2,754
Income before extraordinary items	$743,000	3,983
Extraordinary gains, net	$0	5
Net income	$743,000	3,982
Minority interest net income	$0	66
Net income of bank and minority interests.	$743,000	3,982
Net charge-offs	$-5,000	4,302
Cash dividends	$321,000	2,786
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$743,000	3,980
2018-06-30 (YTD Data)		Rank
Total interest income	$1,698,000	4,405
Total interest expense	$202,000	4,109
Net interest income	$1,496,000	4,384
Provision for loan and lease losses	$0	3,782
Total noninterest income	$238,000	3,893
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$119,000	3,098
Trading account gains and fees	$0	130
Additional Noninterest Income	$119,000	3,982
Total noninterest expense	$1,091,000	4,533
Salaries and employee benefits	$459,000	4,838
Premises and equipment expense	$130,000	4,286
Additional noninterest expense	$502,000	3,935
Pre-tax net operating income	$643,000	3,802
Securities gains (losses)	$0	961
Applicable income taxes	$101,000	2,723
Income before extraordinary items	$542,000	3,851
Extraordinary gains, net	$0	6
Net income	$542,000	3,849
Minority interest net income	$0	65
Net income of bank and minority interests.	$542,000	3,850
Net charge-offs	$-4,000	4,246
Cash dividends	$216,000	2,761
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$542,000	3,857
2018-03-31 (YTD Data)		Rank
Total interest income	$832,000	4,466
Total interest expense	$99,000	4,125
Net interest income	$733,000	4,450
Provision for loan and lease losses	$0	3,508
Total noninterest income	$115,000	3,927
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$59,000	3,140
Trading account gains and fees	$0	123
Additional Noninterest Income	$56,000	4,038
Total noninterest expense	$539,000	4,602
Salaries and employee benefits	$227,000	4,895
Premises and equipment expense	$69,000	4,261
Additional noninterest expense	$243,000	4,031
Pre-tax net operating income	$309,000	3,820
Securities gains (losses)	$0	735
Applicable income taxes	$62,000	2,529
Income before extraordinary items	$247,000	3,927
Extraordinary gains, net	$0	7
Net income	$247,000	3,927
Minority interest net income	$0	52
Net income of bank and minority interests.	$247,000	3,927
Net charge-offs	$-3,000	4,242
Cash dividends	$110,000	2,280
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$247,000	3,928
2017-12-31 (YTD Data)		Rank
Total interest income	$3,188,000	4,516
Total interest expense	$399,000	3,998
Net interest income	$2,789,000	4,525
Provision for loan and lease losses	$0	4,227
Total noninterest income	$527,000	3,869
Gross Fiduciary activities income	$3,000	1,058
Service charges on deposit accounts	$278,000	2,977
Trading account gains and fees	$0	151
Additional Noninterest Income	$246,000	4,011
Total noninterest expense	$2,336,000	4,538
Salaries and employee benefits	$882,000	4,978
Premises and equipment expense	$265,000	4,354
Additional noninterest expense	$1,189,000	3,689
Pre-tax net operating income	$980,000	4,087
Securities gains (losses)	$101,000	623
Applicable income taxes	$306,000	2,742
Income before extraordinary items	$775,000	4,043
Extraordinary gains, net	$0	9
Net income	$775,000	4,043
Minority interest net income	$0	76
Net income of bank and minority interests.	$775,000	4,043
Net charge-offs	$29,000	3,249
Cash dividends	$348,000	3,302
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$702,280	4,140
2017-09-30 (YTD Data)		Rank
Total interest income	$2,370,000	4,568
Total interest expense	$298,000	4,021
Net interest income	$2,072,000	4,579
Provision for loan and lease losses	$0	4,088
Total noninterest income	$391,000	3,908
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$210,000	2,992
Trading account gains and fees	$0	145
Additional Noninterest Income	$181,000	4,082
Total noninterest expense	$1,749,000	4,551
Salaries and employee benefits	$650,000	5,040
Premises and equipment expense	$200,000	4,374
Additional noninterest expense	$899,000	3,685
Pre-tax net operating income	$714,000	4,204
Securities gains (losses)	$96,000	607
Applicable income taxes	$256,000	2,596
Income before extraordinary items	$554,000	4,314
Extraordinary gains, net	$0	9
Net income	$554,000	4,313
Minority interest net income	$0	71
Net income of bank and minority interests.	$554,000	4,314
Net charge-offs	$17,000	3,057
Cash dividends	$261,000	2,962
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$488,720	4,427
2017-06-30 (YTD Data)		Rank
Total interest income	$1,562,000	4,603
Total interest expense	$198,000	4,013
Net interest income	$1,364,000	4,622
Provision for loan and lease losses	$0	3,871
Total noninterest income	$261,000	3,928
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$139,000	3,006
Trading account gains and fees	$0	139
Additional Noninterest Income	$122,000	4,093
Total noninterest expense	$1,202,000	4,530
Salaries and employee benefits	$432,000	5,083
Premises and equipment expense	$134,000	4,388
Additional noninterest expense	$636,000	3,583
Pre-tax net operating income	$423,000	4,322
Securities gains (losses)	$95,000	445
Applicable income taxes	$160,000	2,633
Income before extraordinary items	$358,000	4,309
Extraordinary gains, net	$0	11
Net income	$358,000	4,308
Minority interest net income	$0	71
Net income of bank and minority interests.	$358,000	4,309
Net charge-offs	$17,000	2,671
Cash dividends	$174,000	2,921
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$292,450	4,513
2017-03-31 (YTD Data)		Rank
Total interest income	$765,000	4,663
Total interest expense	$97,000	4,059
Net interest income	$668,000	4,684
Provision for loan and lease losses	$0	3,537
Total noninterest income	$130,000	3,930
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$70,000	2,995
Trading account gains and fees	$0	142
Additional Noninterest Income	$60,000	4,107
Total noninterest expense	$599,000	4,592
Salaries and employee benefits	$210,000	5,161
Premises and equipment expense	$72,000	4,321
Additional noninterest expense	$317,000	3,596
Pre-tax net operating income	$199,000	4,351
Securities gains (losses)	$85,000	259
Applicable income taxes	$87,000	2,539
Income before extraordinary items	$197,000	4,151
Extraordinary gains, net	$0	8
Net income	$197,000	4,151
Minority interest net income	$0	55
Net income of bank and minority interests.	$197,000	4,151
Net charge-offs	$15,000	2,041
Cash dividends	$87,000	2,457
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$138,350	4,564
2016-12-31 (YTD Data)		Rank
Total interest income	$3,046,000	4,698
Total interest expense	$383,000	4,091
Net interest income	$2,663,000	4,714
Provision for loan and lease losses	$65,000	3,464
Total noninterest income	$513,000	4,048
Gross Fiduciary activities income	$3,000	1,090
Service charges on deposit accounts	$274,000	3,092
Trading account gains and fees	$0	170
Additional Noninterest Income	$236,000	4,197
Total noninterest expense	$2,179,000	4,770
Salaries and employee benefits	$984,000	5,027
Premises and equipment expense	$260,000	4,546
Additional noninterest expense	$935,000	4,275
Pre-tax net operating income	$932,000	4,158
Securities gains (losses)	$62,000	1,692
Applicable income taxes	$322,000	2,601
Income before extraordinary items	$672,000	4,405
Extraordinary gains, net	$0	5
Net income	$672,000	4,403
Minority interest net income	$0	82
Net income of bank and minority interests.	$672,000	4,404
Net charge-offs	$18,000	3,674
Cash dividends	$347,000	3,336
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$629,840	4,434
2016-09-30 (YTD Data)		Rank
Total interest income	$2,275,000	4,739
Total interest expense	$285,000	4,134
Net interest income	$1,990,000	4,766
Provision for loan and lease losses	$30,000	3,648
Total noninterest income	$370,000	4,139
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$196,000	3,209
Trading account gains and fees	$0	169
Additional Noninterest Income	$174,000	4,255
Total noninterest expense	$1,660,000	4,766
Salaries and employee benefits	$751,000	5,010
Premises and equipment expense	$197,000	4,550
Additional noninterest expense	$712,000	4,272
Pre-tax net operating income	$670,000	4,299
Securities gains (losses)	$62,000	1,615
Applicable income taxes	$213,000	2,765
Income before extraordinary items	$519,000	4,447
Extraordinary gains, net	$0	5
Net income	$519,000	4,445
Minority interest net income	$0	71
Net income of bank and minority interests.	$519,000	4,447
Net charge-offs	$0	3,952
Cash dividends	$259,000	2,991
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$474,980	4,496
2016-06-30 (YTD Data)		Rank
Total interest income	$1,513,000	4,782
Total interest expense	$190,000	4,171
Net interest income	$1,323,000	4,805
Provision for loan and lease losses	$30,000	3,242
Total noninterest income	$240,000	4,179
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$124,000	3,286
Trading account gains and fees	$0	157
Additional Noninterest Income	$116,000	4,279
Total noninterest expense	$1,114,000	4,815
Salaries and employee benefits	$506,000	5,055
Premises and equipment expense	$132,000	4,585
Additional noninterest expense	$476,000	4,313
Pre-tax net operating income	$419,000	4,392
Securities gains (losses)	$62,000	1,287
Applicable income taxes	$139,000	2,768
Income before extraordinary items	$342,000	4,478
Extraordinary gains, net	$0	16
Net income	$342,000	4,474
Minority interest net income	$0	71
Net income of bank and minority interests.	$342,000	4,476
Net charge-offs	$0	3,689
Cash dividends	$170,000	2,962
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$297,980	4,584
2016-03-31 (YTD Data)		Rank
Total interest income	$745,000	4,851
Total interest expense	$96,000	4,173
Net interest income	$649,000	4,868
Provision for loan and lease losses	$0	3,656
Total noninterest income	$114,000	4,233
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$59,000	3,355
Trading account gains and fees	$0	142
Additional Noninterest Income	$55,000	4,302
Total noninterest expense	$528,000	4,937
Salaries and employee benefits	$249,000	5,126
Premises and equipment expense	$69,000	4,526
Additional noninterest expense	$210,000	4,583
Pre-tax net operating income	$235,000	4,221
Securities gains (losses)	$14,000	1,386
Applicable income taxes	$73,000	2,713
Income before extraordinary items	$176,000	4,415
Extraordinary gains, net	$0	12
Net income	$176,000	4,413
Minority interest net income	$0	62
Net income of bank and minority interests.	$176,000	4,415
Net charge-offs	$-3,000	4,617
Cash dividends	$81,000	2,491
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$166,060	4,437
2015-12-31 (YTD Data)		Rank
Total interest income	$2,934,000	4,881
Total interest expense	$396,000	4,160
Net interest income	$2,538,000	4,910
Provision for loan and lease losses	$0	4,380
Total noninterest income	$508,000	4,154
Gross Fiduciary activities income	$3,000	1,124
Service charges on deposit accounts	$273,000	3,204
Trading account gains and fees	$0	159
Additional Noninterest Income	$232,000	4,272
Total noninterest expense	$2,170,000	4,932
Salaries and employee benefits	$1,043,000	5,100
Premises and equipment expense	$267,000	4,671
Additional noninterest expense	$860,000	4,555
Pre-tax net operating income	$876,000	4,265
Securities gains (losses)	$10,000	2,597
Applicable income taxes	$287,000	2,698
Income before extraordinary items	$599,000	4,631
Extraordinary gains, net	$0	23
Net income	$599,000	4,633
Minority interest net income	$0	81
Net income of bank and minority interests.	$599,000	4,633
Net charge-offs	$1,000	4,383
Cash dividends	$326,000	3,334
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$592,200	4,582
2015-09-30 (YTD Data)		Rank
Total interest income	$2,186,000	4,943
Total interest expense	$297,000	4,217
Net interest income	$1,889,000	4,973
Provision for loan and lease losses	$0	4,232
Total noninterest income	$374,000	4,214
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$203,000	3,237
Trading account gains and fees	$0	153
Additional Noninterest Income	$171,000	4,337
Total noninterest expense	$1,637,000	4,948
Salaries and employee benefits	$787,000	5,112
Premises and equipment expense	$201,000	4,709
Additional noninterest expense	$649,000	4,580
Pre-tax net operating income	$626,000	4,447
Securities gains (losses)	$10,000	2,368
Applicable income taxes	$185,000	2,885
Income before extraordinary items	$451,000	4,700
Extraordinary gains, net	$0	21
Net income	$451,000	4,703
Minority interest net income	$0	78
Net income of bank and minority interests.	$451,000	4,704
Net charge-offs	$0	4,182
Cash dividends	$244,000	2,987
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$443,900	4,662
2015-06-30 (YTD Data)		Rank
Total interest income	$1,437,000	5,003
Total interest expense	$198,000	4,256
Net interest income	$1,239,000	5,035
Provision for loan and lease losses	$0	4,069
Total noninterest income	$246,000	4,242
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$131,000	3,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$115,000	4,364
Total noninterest expense	$1,094,000	4,992
Salaries and employee benefits	$527,000	5,156
Premises and equipment expense	$137,000	4,718
Additional noninterest expense	$430,000	4,629
Pre-tax net operating income	$391,000	4,492
Securities gains (losses)	$10,000	2,017
Applicable income taxes	$117,000	2,916
Income before extraordinary items	$284,000	4,763
Extraordinary gains, net	$0	22
Net income	$284,000	4,765
Minority interest net income	$0	75
Net income of bank and minority interests.	$284,000	4,766
Net charge-offs	$0	3,893
Cash dividends	$163,000	2,921
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$276,900	4,730
2015-03-31 (YTD Data)		Rank
Total interest income	$703,000	5,071
Total interest expense	$100,000	4,285
Net interest income	$603,000	5,095
Provision for loan and lease losses	$0	3,703
Total noninterest income	$119,000	4,285
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$63,000	3,309
Trading account gains and fees	$0	152
Additional Noninterest Income	$56,000	4,388
Total noninterest expense	$539,000	5,057
Salaries and employee benefits	$268,000	5,169
Premises and equipment expense	$70,000	4,719
Additional noninterest expense	$201,000	4,791
Pre-tax net operating income	$183,000	4,565
Securities gains (losses)	$10,000	1,480
Applicable income taxes	$57,000	2,897
Income before extraordinary items	$136,000	4,780
Extraordinary gains, net	$0	13
Net income	$136,000	4,782
Minority interest net income	$0	64
Net income of bank and minority interests.	$136,000	4,784
Net charge-offs	$0	3,288
Cash dividends	$81,000	2,432
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$129,000	4,796
2014-12-31 (YTD Data)		Rank
Total interest income	$2,835,000	5,131
Total interest expense	$393,000	4,490
Net interest income	$2,442,000	5,150
Provision for loan and lease losses	$52,000	3,742
Total noninterest income	$532,000	4,185
Gross Fiduciary activities income	$3,000	1,154
Service charges on deposit accounts	$301,000	3,198
Trading account gains and fees	$0	180
Additional Noninterest Income	$228,000	4,364
Total noninterest expense	$2,142,000	5,159
Salaries and employee benefits	$986,000	5,371
Premises and equipment expense	$246,000	5,030
Additional noninterest expense	$910,000	4,650
Pre-tax net operating income	$780,000	4,506
Securities gains (losses)	$38,000	1,926
Applicable income taxes	$257,000	2,765
Income before extraordinary items	$561,000	4,779
Extraordinary gains, net	$0	17
Net income	$561,000	4,778
Minority interest net income	$0	84
Net income of bank and minority interests.	$561,000	4,779
Net charge-offs	$38,000	3,974
Cash dividends	$325,000	3,305
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$534,780	4,791
2014-09-30 (YTD Data)		Rank
Total interest income	$2,106,000	5,207
Total interest expense	$291,000	4,587
Net interest income	$1,815,000	5,222
Provision for loan and lease losses	$20,000	3,930
Total noninterest income	$401,000	4,217
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$226,000	3,228
Trading account gains and fees	$0	174
Additional Noninterest Income	$175,000	4,377
Total noninterest expense	$1,644,000	5,148
Salaries and employee benefits	$739,000	5,392
Premises and equipment expense	$182,000	5,099
Additional noninterest expense	$723,000	4,548
Pre-tax net operating income	$552,000	4,673
Securities gains (losses)	$38,000	1,631
Applicable income taxes	$174,000	2,920
Income before extraordinary items	$416,000	4,886
Extraordinary gains, net	$0	15
Net income	$416,000	4,886
Minority interest net income	$0	81
Net income of bank and minority interests.	$416,000	4,887
Net charge-offs	$36,000	3,487
Cash dividends	$244,000	2,938
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$389,020	4,914
2014-06-30 (YTD Data)		Rank
Total interest income	$1,377,000	5,265
Total interest expense	$192,000	4,665
Net interest income	$1,185,000	5,284
Provision for loan and lease losses	$10,000	3,896
Total noninterest income	$261,000	4,262
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$144,000	3,299
Trading account gains and fees	$0	172
Additional Noninterest Income	$117,000	4,370
Total noninterest expense	$1,096,000	5,196
Salaries and employee benefits	$492,000	5,448
Premises and equipment expense	$121,000	5,151
Additional noninterest expense	$483,000	4,567
Pre-tax net operating income	$340,000	4,735
Securities gains (losses)	$38,000	1,330
Applicable income taxes	$110,000	2,941
Income before extraordinary items	$268,000	4,892
Extraordinary gains, net	$0	20
Net income	$268,000	4,893
Minority interest net income	$0	80
Net income of bank and minority interests.	$268,000	4,894
Net charge-offs	$28,000	3,210
Cash dividends	$163,000	2,874
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$241,020	4,964
2014-03-31 (YTD Data)		Rank
Total interest income	$662,000	5,375
Total interest expense	$94,000	4,757
Net interest income	$568,000	5,393
Provision for loan and lease losses	$10,000	3,356
Total noninterest income	$114,000	4,430
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$68,000	3,391
Trading account gains and fees	$0	147
Additional Noninterest Income	$46,000	4,660
Total noninterest expense	$551,000	5,238
Salaries and employee benefits	$247,000	5,510
Premises and equipment expense	$64,000	5,110
Additional noninterest expense	$240,000	4,593
Pre-tax net operating income	$121,000	5,085
Securities gains (losses)	$37,000	756
Applicable income taxes	$43,000	3,069
Income before extraordinary items	$115,000	4,991
Extraordinary gains, net	$0	16
Net income	$115,000	4,994
Minority interest net income	$0	66
Net income of bank and minority interests.	$115,000	4,993
Net charge-offs	$22,000	2,430
Cash dividends	$81,000	2,359
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$87,990	5,246
2013-12-31 (YTD Data)		Rank
Total interest income	$2,647,000	5,442
Total interest expense	$374,000	5,037
Net interest income	$2,273,000	5,431
Provision for loan and lease losses	$10,000	4,909
Total noninterest income	$513,000	4,375
Gross Fiduciary activities income	$3,000	1,205
Service charges on deposit accounts	$300,000	3,354
Trading account gains and fees	$0	184
Additional Noninterest Income	$210,000	4,545
Total noninterest expense	$2,116,000	5,369
Salaries and employee benefits	$987,000	5,556
Premises and equipment expense	$255,000	5,160
Additional noninterest expense	$874,000	4,882
Pre-tax net operating income	$660,000	4,671
Securities gains (losses)	$0	3,182
Applicable income taxes	$205,000	2,932
Income before extraordinary items	$455,000	5,000
Extraordinary gains, net	$0	29
Net income	$455,000	5,003
Minority interest net income	$0	90
Net income of bank and minority interests.	$455,000	5,003
Net charge-offs	$2,000	5,363
Cash dividends	$326,000	3,210
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$455,000	4,942
2013-09-30 (YTD Data)		Rank
Total interest income	$1,964,000	5,522
Total interest expense	$281,000	5,129
Net interest income	$1,683,000	5,509
Provision for loan and lease losses	$0	4,941
Total noninterest income	$376,000	4,468
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$222,000	3,402
Trading account gains and fees	$0	180
Additional Noninterest Income	$154,000	4,674
Total noninterest expense	$1,569,000	5,412
Salaries and employee benefits	$729,000	5,603
Premises and equipment expense	$179,000	5,308
Additional noninterest expense	$661,000	4,883
Pre-tax net operating income	$490,000	4,783
Securities gains (losses)	$0	3,040
Applicable income taxes	$134,000	3,107
Income before extraordinary items	$356,000	5,076
Extraordinary gains, net	$0	25
Net income	$356,000	5,077
Minority interest net income	$0	84
Net income of bank and minority interests.	$356,000	5,078
Net charge-offs	$3,000	5,003
Cash dividends	$244,000	2,811
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$356,000	4,990
2013-06-30 (YTD Data)		Rank
Total interest income	$1,294,000	5,566
Total interest expense	$192,000	5,144
Net interest income	$1,102,000	5,555
Provision for loan and lease losses	$0	4,788
Total noninterest income	$242,000	4,569
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$143,000	3,432
Trading account gains and fees	$0	157
Additional Noninterest Income	$99,000	4,758
Total noninterest expense	$1,032,000	5,455
Salaries and employee benefits	$479,000	5,665
Premises and equipment expense	$119,000	5,314
Additional noninterest expense	$434,000	4,937
Pre-tax net operating income	$312,000	4,816
Securities gains (losses)	$0	2,791
Applicable income taxes	$83,000	3,139
Income before extraordinary items	$229,000	5,115
Extraordinary gains, net	$0	22
Net income	$229,000	5,117
Minority interest net income	$0	82
Net income of bank and minority interests.	$229,000	5,118
Net charge-offs	$2,000	4,714
Cash dividends	$163,000	2,692
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$229,000	4,989
2013-03-31 (YTD Data)		Rank
Total interest income	$643,000	5,615
Total interest expense	$98,000	5,185
Net interest income	$545,000	5,610
Provision for loan and lease losses	$0	4,409
Total noninterest income	$112,000	4,679
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$67,000	3,545
Trading account gains and fees	$0	148
Additional Noninterest Income	$45,000	4,841
Total noninterest expense	$499,000	5,575
Salaries and employee benefits	$238,000	5,735
Premises and equipment expense	$61,000	5,302
Additional noninterest expense	$200,000	5,149
Pre-tax net operating income	$158,000	4,800
Securities gains (losses)	$0	1,966
Applicable income taxes	$42,000	3,110
Income before extraordinary items	$116,000	5,058
Extraordinary gains, net	$0	10
Net income	$116,000	5,060
Minority interest net income	$0	76
Net income of bank and minority interests.	$116,000	5,060
Net charge-offs	$0	4,145
Cash dividends	$81,000	2,175
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$116,000	4,953
2012-12-31 (YTD Data)		Rank
Total interest income	$2,638,000	5,698
Total interest expense	$510,000	5,071
Net interest income	$2,128,000	5,768
Provision for loan and lease losses	$17,000	5,652
Total noninterest income	$561,000	4,285
Gross Fiduciary activities income	$3,000	1,224
Service charges on deposit accounts	$307,000	3,445
Trading account gains and fees	$0	166
Additional Noninterest Income	$251,000	4,303
Total noninterest expense	$2,199,000	5,463
Salaries and employee benefits	$977,000	5,746
Premises and equipment expense	$243,000	5,405
Additional noninterest expense	$979,000	4,844
Pre-tax net operating income	$473,000	4,980
Securities gains (losses)	$7,000	3,461
Applicable income taxes	$97,000	3,529
Income before extraordinary items	$383,000	5,246
Extraordinary gains, net	$0	29
Net income	$383,000	5,243
Minority interest net income	$0	93
Net income of bank and minority interests.	$383,000	5,244
Net charge-offs	$2,000	5,882
Cash dividends	$326,000	3,213
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$377,400	5,065
2012-09-30 (YTD Data)		Rank
Total interest income	$1,976,000	5,807
Total interest expense	$399,000	5,126
Net interest income	$1,577,000	5,878
Provision for loan and lease losses	$0	5,790
Total noninterest income	$415,000	4,361
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$219,000	3,572
Trading account gains and fees	$0	157
Additional Noninterest Income	$196,000	4,282
Total noninterest expense	$1,621,000	5,539
Salaries and employee benefits	$733,000	5,786
Premises and equipment expense	$180,000	5,477
Additional noninterest expense	$708,000	4,972
Pre-tax net operating income	$371,000	5,070
Securities gains (losses)	$6,000	3,225
Applicable income taxes	$98,000	3,385
Income before extraordinary items	$279,000	5,404
Extraordinary gains, net	$0	20
Net income	$279,000	5,403
Minority interest net income	$0	86
Net income of bank and minority interests.	$279,000	5,403
Net charge-offs	$-1,000	6,225
Cash dividends	$244,000	2,754
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$274,560	5,241
2012-06-30 (YTD Data)		Rank
Total interest income	$1,318,000	5,850
Total interest expense	$275,000	5,171
Net interest income	$1,043,000	5,933
Provision for loan and lease losses	$0	5,619
Total noninterest income	$285,000	4,312
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$143,000	3,608
Trading account gains and fees	$0	153
Additional Noninterest Income	$142,000	4,155
Total noninterest expense	$1,075,000	5,591
Salaries and employee benefits	$495,000	5,811
Premises and equipment expense	$121,000	5,484
Additional noninterest expense	$459,000	5,065
Pre-tax net operating income	$253,000	5,044
Securities gains (losses)	$6,000	2,847
Applicable income taxes	$68,000	3,346
Income before extraordinary items	$191,000	5,376
Extraordinary gains, net	$0	19
Net income	$191,000	5,375
Minority interest net income	$0	84
Net income of bank and minority interests.	$191,000	5,375
Net charge-offs	$-1,000	6,120
Cash dividends	$163,000	2,680
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$186,560	5,217
2012-03-31 (YTD Data)		Rank
Total interest income	$662,000	5,893
Total interest expense	$142,000	5,198
Net interest income	$520,000	5,971
Provision for loan and lease losses	$0	5,254
Total noninterest income	$160,000	4,093
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$70,000	3,642
Trading account gains and fees	$0	148
Additional Noninterest Income	$90,000	3,856
Total noninterest expense	$527,000	5,667
Salaries and employee benefits	$250,000	5,831
Premises and equipment expense	$63,000	5,405
Additional noninterest expense	$214,000	5,206
Pre-tax net operating income	$153,000	4,906
Securities gains (losses)	$6,000	1,875
Applicable income taxes	$44,000	3,166
Income before extraordinary items	$115,000	5,203
Extraordinary gains, net	$0	19
Net income	$115,000	5,204
Minority interest net income	$0	78
Net income of bank and minority interests.	$115,000	5,205
Net charge-offs	$-1,000	5,761
Cash dividends	$81,000	2,206
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$110,680	5,111
2011-12-31 (YTD Data)		Rank
Total interest income	$2,728,000	5,931
Total interest expense	$734,000	5,104
Net interest income	$1,994,000	6,090
Provision for loan and lease losses	$0	6,496
Total noninterest income	$527,000	4,302
Gross Fiduciary activities income	$3,000	1,205
Service charges on deposit accounts	$311,000	3,530
Trading account gains and fees	$0	146
Additional Noninterest Income	$213,000	4,380
Total noninterest expense	$2,290,000	5,538
Salaries and employee benefits	$1,047,000	5,783
Premises and equipment expense	$254,000	5,570
Additional noninterest expense	$989,000	4,921
Pre-tax net operating income	$231,000	5,422
Securities gains (losses)	$229,000	1,349
Applicable income taxes	$128,000	3,218
Income before extraordinary items	$332,000	5,145
Extraordinary gains, net	$0	29
Net income	$332,000	5,147
Minority interest net income	$0	96
Net income of bank and minority interests.	$332,000	5,147
Net charge-offs	$7,000	6,169
Cash dividends	$442,000	2,563
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$167,120	5,537
2011-09-30 (YTD Data)		Rank
Total interest income	$2,026,000	6,006
Total interest expense	$578,000	5,123
Net interest income	$1,448,000	6,190
Provision for loan and lease losses	$0	6,393
Total noninterest income	$387,000	4,387
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$228,000	3,580
Trading account gains and fees	$0	145
Additional Noninterest Income	$159,000	4,438
Total noninterest expense	$1,746,000	5,523
Salaries and employee benefits	$782,000	5,811
Premises and equipment expense	$189,000	5,636
Additional noninterest expense	$775,000	4,846
Pre-tax net operating income	$89,000	5,854
Securities gains (losses)	$229,000	1,117
Applicable income taxes	$76,000	3,401
Income before extraordinary items	$242,000	5,306
Extraordinary gains, net	$0	21
Net income	$242,000	5,306
Minority interest net income	$0	87
Net income of bank and minority interests.	$242,000	5,306
Net charge-offs	$7,000	5,861
Cash dividends	$321,000	2,261
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$67,960	5,911
2011-06-30 (YTD Data)		Rank
Total interest income	$1,343,000	6,073
Total interest expense	$399,000	5,158
Net interest income	$944,000	6,269
Provision for loan and lease losses	$0	6,217
Total noninterest income	$256,000	4,427
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$146,000	3,644
Trading account gains and fees	$0	153
Additional Noninterest Income	$110,000	4,409
Total noninterest expense	$1,171,000	5,569
Salaries and employee benefits	$545,000	5,782
Premises and equipment expense	$125,000	5,689
Additional noninterest expense	$501,000	5,000
Pre-tax net operating income	$29,000	6,046
Securities gains (losses)	$174,000	799
Applicable income taxes	$43,000	3,453
Income before extraordinary items	$160,000	5,293
Extraordinary gains, net	$0	15
Net income	$160,000	5,292
Minority interest net income	$0	89
Net income of bank and minority interests.	$160,000	5,293
Net charge-offs	$7,000	5,446
Cash dividends	$201,000	2,268
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$22,540	6,098
2011-03-31 (YTD Data)		Rank
Total interest income	$654,000	6,158
Total interest expense	$205,000	5,198
Net interest income	$449,000	6,383
Provision for loan and lease losses	$0	5,840
Total noninterest income	$124,000	4,534
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$67,000	3,771
Trading account gains and fees	$0	158
Additional Noninterest Income	$57,000	4,453
Total noninterest expense	$505,000	5,923
Salaries and employee benefits	$245,000	6,017
Premises and equipment expense	$66,000	5,640
Additional noninterest expense	$194,000	5,618
Pre-tax net operating income	$68,000	5,520
Securities gains (losses)	$87,000	574
Applicable income taxes	$25,000	3,306
Income before extraordinary items	$130,000	4,661
Extraordinary gains, net	$0	9
Net income	$130,000	4,660
Minority interest net income	$0	86
Net income of bank and minority interests.	$130,000	4,661
Net charge-offs	$7,000	4,526
Cash dividends	$80,000	2,041
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$56,920	5,565
2010-12-31 (YTD Data)		Rank
Total interest income	$3,012,000	6,021
Total interest expense	$959,000	5,314
Net interest income	$2,053,000	6,201
Provision for loan and lease losses	$10,000	6,922
Total noninterest income	$604,000	4,226
Gross Fiduciary activities income	$37,000	994
Service charges on deposit accounts	$327,000	3,467
Trading account gains and fees	$0	175
Additional Noninterest Income	$240,000	4,310
Total noninterest expense	$2,222,000	5,779
Salaries and employee benefits	$1,057,000	5,918
Premises and equipment expense	$251,000	5,799
Additional noninterest expense	$914,000	5,321
Pre-tax net operating income	$425,000	4,555
Securities gains (losses)	$220,000	1,513
Applicable income taxes	$157,000	2,897
Income before extraordinary items	$488,000	4,353
Extraordinary gains, net	$0	29
Net income	$488,000	4,354
Minority interest net income	$0	111
Net income of bank and minority interests.	$488,000	4,354
Net charge-offs	$1,000	6,818
Cash dividends	$494,000	2,393
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$320,800	4,725
2010-09-30 (YTD Data)		Rank
Total interest income	$2,381,000	6,025
Total interest expense	$743,000	5,402
Net interest income	$1,638,000	6,153
Provision for loan and lease losses	$0	6,977
Total noninterest income	$462,000	4,230
Gross Fiduciary activities income	$34,000	961
Service charges on deposit accounts	$244,000	3,537
Trading account gains and fees	$0	165
Additional Noninterest Income	$184,000	4,316
Total noninterest expense	$1,691,000	5,781
Salaries and employee benefits	$805,000	5,941
Premises and equipment expense	$187,000	5,872
Additional noninterest expense	$699,000	5,268
Pre-tax net operating income	$409,000	4,480
Securities gains (losses)	$130,000	1,715
Applicable income taxes	$126,000	2,943
Income before extraordinary items	$413,000	4,426
Extraordinary gains, net	$0	23
Net income	$413,000	4,428
Minority interest net income	$0	110
Net income of bank and minority interests.	$413,000	4,428
Net charge-offs	$5,000	6,437
Cash dividends	$371,000	2,122
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$312,900	4,618
2010-06-30 (YTD Data)		Rank
Total interest income	$1,666,000	5,984
Total interest expense	$515,000	5,412
Net interest income	$1,151,000	6,066
Provision for loan and lease losses	$0	6,857
Total noninterest income	$334,000	4,034
Gross Fiduciary activities income	$34,000	925
Service charges on deposit accounts	$156,000	3,621
Trading account gains and fees	$0	152
Additional Noninterest Income	$144,000	4,036
Total noninterest expense	$1,149,000	5,768
Salaries and employee benefits	$555,000	5,916
Premises and equipment expense	$125,000	5,884
Additional noninterest expense	$469,000	5,255
Pre-tax net operating income	$336,000	4,241
Securities gains (losses)	$130,000	1,238
Applicable income taxes	$117,000	2,647
Income before extraordinary items	$349,000	4,020
Extraordinary gains, net	$0	19
Net income	$349,000	4,018
Minority interest net income	$0	105
Net income of bank and minority interests.	$349,000	4,019
Net charge-offs	$0	6,372
Cash dividends	$247,000	2,144
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$251,500	4,428
2010-03-31 (YTD Data)		Rank
Total interest income	$857,000	5,971
Total interest expense	$273,000	5,409
Net interest income	$584,000	6,072
Provision for loan and lease losses	$0	6,552
Total noninterest income	$177,000	3,929
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$73,000	3,752
Trading account gains and fees	$0	175
Additional Noninterest Income	$104,000	3,434
Total noninterest expense	$531,000	6,036
Salaries and employee benefits	$252,000	6,177
Premises and equipment expense	$66,000	5,857
Additional noninterest expense	$213,000	5,534
Pre-tax net operating income	$230,000	3,831
Securities gains (losses)	$130,000	685
Applicable income taxes	$99,000	2,131
Income before extraordinary items	$261,000	3,399
Extraordinary gains, net	$0	16
Net income	$261,000	3,397
Minority interest net income	$0	91
Net income of bank and minority interests.	$261,000	3,399
Net charge-offs	$0	5,610
Cash dividends	$123,000	1,750
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$167,400	4,091
2009-12-31 (YTD Data)		Rank
Total interest income	$3,891,000	5,785
Total interest expense	$1,525,000	5,127
Net interest income	$2,366,000	5,971
Provision for loan and lease losses	$345,000	5,080
Total noninterest income	$485,000	4,785
Gross Fiduciary activities income	$3,000	1,289
Service charges on deposit accounts	$333,000	3,675
Trading account gains and fees	$0	211
Additional Noninterest Income	$149,000	5,099
Total noninterest expense	$2,264,000	5,931
Salaries and employee benefits	$1,041,000	6,151
Premises and equipment expense	$256,000	6,007
Additional noninterest expense	$967,000	5,323
Pre-tax net operating income	$242,000	4,674
Securities gains (losses)	$0	3,754
Applicable income taxes	$17,000	3,730
Income before extraordinary items	$225,000	4,727
Extraordinary gains, net	$0	34
Net income	$225,000	4,726
Minority interest net income	$0	115
Net income of bank and minority interests.	$225,000	4,727
Net charge-offs	$420,000	4,016
Cash dividends	$1,193,000	1,445
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$225,000	4,658
2009-09-30 (YTD Data)		Rank
Total interest income	$3,011,000	5,767
Total interest expense	$1,204,000	5,137
Net interest income	$1,807,000	5,946
Provision for loan and lease losses	$345,000	4,399
Total noninterest income	$361,000	4,852
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$252,000	3,681
Trading account gains and fees	$0	212
Additional Noninterest Income	$109,000	5,257
Total noninterest expense	$1,681,000	5,979
Salaries and employee benefits	$804,000	6,122
Premises and equipment expense	$192,000	6,055
Additional noninterest expense	$685,000	5,470
Pre-tax net operating income	$142,000	5,146
Securities gains (losses)	$0	3,497
Applicable income taxes	$19,000	3,811
Income before extraordinary items	$123,000	5,213
Extraordinary gains, net	$0	27
Net income	$123,000	5,211
Minority interest net income	$0	118
Net income of bank and minority interests.	$123,000	5,211
Net charge-offs	$420,000	3,276
Cash dividends	$944,000	1,321
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$123,000	5,153
2009-06-30 (YTD Data)		Rank
Total interest income	$2,111,000	5,691
Total interest expense	$840,000	5,148
Net interest income	$1,271,000	5,832
Provision for loan and lease losses	$345,000	3,505
Total noninterest income	$238,000	4,905
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$167,000	3,668
Trading account gains and fees	$0	193
Additional Noninterest Income	$71,000	5,343
Total noninterest expense	$1,108,000	6,045
Salaries and employee benefits	$552,000	6,122
Premises and equipment expense	$129,000	6,078
Additional noninterest expense	$427,000	5,660
Pre-tax net operating income	$56,000	5,480
Securities gains (losses)	$0	3,136
Applicable income taxes	$18,000	3,754
Income before extraordinary items	$38,000	5,658
Extraordinary gains, net	$0	21
Net income	$38,000	5,656
Minority interest net income	$0	112
Net income of bank and minority interests.	$38,000	5,656
Net charge-offs	$420,000	2,543
Cash dividends	$646,000	1,344
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$38,000	5,574
2009-03-31 (YTD Data)		Rank
Total interest income	$1,101,000	5,640
Total interest expense	$419,000	5,275
Net interest income	$682,000	5,664
Provision for loan and lease losses	$75,000	4,299
Total noninterest income	$110,000	5,038
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$83,000	3,630
Trading account gains and fees	$0	171
Additional Noninterest Income	$27,000	5,783
Total noninterest expense	$525,000	6,143
Salaries and employee benefits	$248,000	6,413
Premises and equipment expense	$67,000	6,044
Additional noninterest expense	$210,000	5,480
Pre-tax net operating income	$192,000	4,112
Securities gains (losses)	$0	2,434
Applicable income taxes	$21,000	3,530
Income before extraordinary items	$171,000	4,125
Extraordinary gains, net	$0	15
Net income	$171,000	4,128
Minority interest net income	$0	102
Net income of bank and minority interests.	$171,000	4,128
Net charge-offs	$-1,000	7,151
Cash dividends	$323,000	1,295
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$171,000	3,969
2008-12-31 (YTD Data)		Rank
Total interest income	$5,341,000	5,277
Total interest expense	$2,100,000	5,189
Net interest income	$3,241,000	5,195
Provision for loan and lease losses	$627,000	3,427
Total noninterest income	$478,000	4,936
Gross Fiduciary activities income	$3,000	1,325
Service charges on deposit accounts	$339,000	3,786
Trading account gains and fees	$0	154
Additional Noninterest Income	$136,000	5,478
Total noninterest expense	$1,975,000	6,262
Salaries and employee benefits	$862,000	6,752
Premises and equipment expense	$180,000	6,861
Additional noninterest expense	$933,000	5,043
Pre-tax net operating income	$1,117,000	3,563
Securities gains (losses)	$0	3,220
Applicable income taxes	$220,000	2,718
Income before extraordinary items	$897,000	3,494
Extraordinary gains, net	$0	39
Net income	$897,000	3,495
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$896,000	2,085
Cash dividends	$1,298,000	1,941
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$897,000	3,639
2008-09-30 (YTD Data)		Rank
Total interest income	$4,099,000	5,282
Total interest expense	$1,651,000	5,185
Net interest income	$2,448,000	5,211
Provision for loan and lease losses	$27,000	6,337
Total noninterest income	$358,000	5,040
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$251,000	3,837
Trading account gains and fees	$0	148
Additional Noninterest Income	$107,000	5,524
Total noninterest expense	$1,448,000	6,309
Salaries and employee benefits	$704,000	6,593
Premises and equipment expense	$138,000	6,860
Additional noninterest expense	$606,000	5,395
Pre-tax net operating income	$1,331,000	3,092
Securities gains (losses)	$0	3,106
Applicable income taxes	$387,000	2,197
Income before extraordinary items	$944,000	3,227
Extraordinary gains, net	$0	31
Net income	$944,000	3,224
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,164
Cash dividends	$973,000	1,870
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$944,000	3,365
2008-06-30 (YTD Data)		Rank
Total interest income	$2,777,000	5,311
Total interest expense	$1,168,000	5,193
Net interest income	$1,609,000	5,263
Provision for loan and lease losses	$20,000	5,946
Total noninterest income	$239,000	5,083
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$162,000	3,906
Trading account gains and fees	$0	149
Additional Noninterest Income	$77,000	5,474
Total noninterest expense	$948,000	6,402
Salaries and employee benefits	$489,000	6,546
Premises and equipment expense	$86,000	6,997
Additional noninterest expense	$373,000	5,616
Pre-tax net operating income	$880,000	3,221
Securities gains (losses)	$0	3,233
Applicable income taxes	$256,000	2,394
Income before extraordinary items	$624,000	3,557
Extraordinary gains, net	$0	21
Net income	$624,000	3,557
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,516
Cash dividends	$649,000	1,957
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$624,000	3,501
2008-03-31 (YTD Data)		Rank
Total interest income	$1,443,000	5,300
Total interest expense	$611,000	5,235
Net interest income	$832,000	5,189
Provision for loan and lease losses	$0	6,080
Total noninterest income	$115,000	5,170
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$76,000	3,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$39,000	5,498
Total noninterest expense	$429,000	6,663
Salaries and employee benefits	$223,000	6,775
Premises and equipment expense	$43,000	7,040
Additional noninterest expense	$163,000	5,956
Pre-tax net operating income	$518,000	3,008
Securities gains (losses)	$0	2,688
Applicable income taxes	$151,000	2,312
Income before extraordinary items	$367,000	3,380
Extraordinary gains, net	$0	15
Net income	$367,000	3,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$325,000	1,789
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$367,000	3,283
2007-12-31 (YTD Data)		Rank
Total interest income	$5,972,000	5,244
Total interest expense	$2,319,000	5,469
Net interest income	$3,653,000	4,888
Provision for loan and lease losses	$495,000	2,336
Total noninterest income	$486,000	5,081
Gross Fiduciary activities income	$3,000	1,373
Service charges on deposit accounts	$345,000	3,810
Trading account gains and fees	$0	178
Additional Noninterest Income	$138,000	5,706
Total noninterest expense	$1,935,000	6,296
Salaries and employee benefits	$957,000	6,537
Premises and equipment expense	$185,000	6,882
Additional noninterest expense	$793,000	5,375
Pre-tax net operating income	$1,709,000	3,653
Securities gains (losses)	$316,000	344
Applicable income taxes	$600,000	2,505
Income before extraordinary items	$1,425,000	3,551
Extraordinary gains, net	$0	39
Net income	$1,425,000	3,549
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$494,000	1,705
Cash dividends	$1,275,000	2,260
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,203,800	3,933
2007-09-30 (YTD Data)		Rank
Total interest income	$4,416,000	5,308
Total interest expense	$1,701,000	5,536
Net interest income	$2,715,000	4,953
Provision for loan and lease losses	$465,000	1,665
Total noninterest income	$352,000	5,195
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$255,000	3,837
Trading account gains and fees	$0	184
Additional Noninterest Income	$97,000	5,858
Total noninterest expense	$1,420,000	6,341
Salaries and employee benefits	$703,000	6,589
Premises and equipment expense	$134,000	6,939
Additional noninterest expense	$583,000	5,385
Pre-tax net operating income	$1,182,000	3,983
Securities gains (losses)	$316,000	299
Applicable income taxes	$439,000	2,700
Income before extraordinary items	$1,059,000	3,752
Extraordinary gains, net	$0	33
Net income	$1,059,000	3,751
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$494,000	1,082
Cash dividends	$956,000	2,075
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$834,640	4,250
2007-06-30 (YTD Data)		Rank
Total interest income	$2,898,000	5,370
Total interest expense	$1,099,000	5,634
Net interest income	$1,799,000	4,995
Provision for loan and lease losses	$0	6,209
Total noninterest income	$230,000	5,282
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$165,000	3,899
Trading account gains and fees	$0	168
Additional Noninterest Income	$65,000	5,877
Total noninterest expense	$969,000	6,331
Salaries and employee benefits	$487,000	6,547
Premises and equipment expense	$86,000	7,023
Additional noninterest expense	$396,000	5,327
Pre-tax net operating income	$1,060,000	3,399
Securities gains (losses)	$0	1,444
Applicable income taxes	$316,000	2,672
Income before extraordinary items	$744,000	3,683
Extraordinary gains, net	$0	29
Net income	$744,000	3,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,237
Cash dividends	$637,000	2,106
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$744,000	3,664
2007-03-31 (YTD Data)		Rank
Total interest income	$1,432,000	5,408
Total interest expense	$537,000	5,687
Net interest income	$895,000	5,016
Provision for loan and lease losses	$0	5,779
Total noninterest income	$105,000	5,428
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$75,000	4,035
Trading account gains and fees	$0	195
Additional Noninterest Income	$30,000	5,964
Total noninterest expense	$454,000	6,529
Salaries and employee benefits	$219,000	6,831
Premises and equipment expense	$47,000	6,906
Additional noninterest expense	$188,000	5,464
Pre-tax net operating income	$546,000	3,319
Securities gains (losses)	$0	1,187
Applicable income taxes	$166,000	2,646
Income before extraordinary items	$380,000	3,619
Extraordinary gains, net	$0	22
Net income	$380,000	3,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	2,972
Cash dividends	$319,000	1,919
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$380,000	3,599
2006-12-31 (YTD Data)		Rank
Total interest income	$5,087,000	5,510
Total interest expense	$1,735,000	5,781
Net interest income	$3,352,000	5,194
Provision for loan and lease losses	$0	6,850
Total noninterest income	$483,000	5,205
Gross Fiduciary activities income	$8,000	1,304
Service charges on deposit accounts	$343,000	3,855
Trading account gains and fees	$0	130
Additional Noninterest Income	$132,000	5,861
Total noninterest expense	$1,853,000	6,359
Salaries and employee benefits	$917,000	6,611
Premises and equipment expense	$182,000	6,902
Additional noninterest expense	$754,000	5,414
Pre-tax net operating income	$1,982,000	3,671
Securities gains (losses)	$0	1,687
Applicable income taxes	$576,000	2,946
Income before extraordinary items	$1,406,000	3,927
Extraordinary gains, net	$0	51
Net income	$1,406,000	3,926
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,935
Cash dividends	$1,253,000	2,191
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,406,000	3,906
2006-09-30 (YTD Data)		Rank
Total interest income	$3,695,000	5,598
Total interest expense	$1,221,000	5,877
Net interest income	$2,474,000	5,298
Provision for loan and lease losses	$0	6,685
Total noninterest income	$357,000	5,248
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$254,000	3,916
Trading account gains and fees	$0	126
Additional Noninterest Income	$103,000	5,795
Total noninterest expense	$1,327,000	6,494
Salaries and employee benefits	$657,000	6,718
Premises and equipment expense	$135,000	6,956
Additional noninterest expense	$535,000	5,566
Pre-tax net operating income	$1,504,000	3,778
Securities gains (losses)	$0	1,388
Applicable income taxes	$438,000	3,048
Income before extraordinary items	$1,066,000	4,015
Extraordinary gains, net	$0	45
Net income	$1,066,000	4,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,294
Cash dividends	$940,000	2,022
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,066,000	4,007
2006-06-30 (YTD Data)		Rank
Total interest income	$2,390,000	5,661
Total interest expense	$760,000	5,934
Net interest income	$1,630,000	5,352
Provision for loan and lease losses	$0	6,419
Total noninterest income	$237,000	5,266
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$165,000	3,947
Trading account gains and fees	$0	126
Additional Noninterest Income	$72,000	5,737
Total noninterest expense	$902,000	6,467
Salaries and employee benefits	$453,000	6,670
Premises and equipment expense	$87,000	7,034
Additional noninterest expense	$362,000	5,511
Pre-tax net operating income	$965,000	3,879
Securities gains (losses)	$0	1,185
Applicable income taxes	$282,000	3,132
Income before extraordinary items	$683,000	4,132
Extraordinary gains, net	$0	39
Net income	$683,000	4,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	4,673
Cash dividends	$627,000	2,028
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$683,000	4,121
2006-03-31 (YTD Data)		Rank
Total interest income	$1,151,000	5,712
Total interest expense	$359,000	5,974
Net interest income	$792,000	5,429
Provision for loan and lease losses	$0	6,013
Total noninterest income	$104,000	5,514
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$76,000	4,048
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,187
Total noninterest expense	$406,000	6,744
Salaries and employee benefits	$204,000	6,941
Premises and equipment expense	$44,000	7,013
Additional noninterest expense	$158,000	5,910
Pre-tax net operating income	$490,000	3,780
Securities gains (losses)	$0	955
Applicable income taxes	$143,000	3,105
Income before extraordinary items	$347,000	4,040
Extraordinary gains, net	$0	21
Net income	$347,000	4,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,757
Cash dividends	$313,000	1,877
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$347,000	4,023
2005-12-31 (YTD Data)		Rank
Total interest income	$4,498,000	5,488
Total interest expense	$1,321,000	5,576
Net interest income	$3,177,000	5,323
Provision for loan and lease losses	$0	7,120
Total noninterest income	$460,000	5,441
Gross Fiduciary activities income	$3,000	1,412
Service charges on deposit accounts	$287,000	4,293
Trading account gains and fees	$0	138
Additional Noninterest Income	$170,000	5,505
Total noninterest expense	$1,850,000	6,349
Salaries and employee benefits	$922,000	6,570
Premises and equipment expense	$189,000	6,834
Additional noninterest expense	$739,000	5,437
Pre-tax net operating income	$1,787,000	3,971
Securities gains (losses)	$169,000	552
Applicable income taxes	$585,000	3,113
Income before extraordinary items	$1,371,000	4,013
Extraordinary gains, net	$0	46
Net income	$1,371,000	4,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	5,675
Cash dividends	$924,000	2,615
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,252,700	4,220
2005-09-30 (YTD Data)		Rank
Total interest income	$3,342,000	5,488
Total interest expense	$965,000	5,535
Net interest income	$2,377,000	5,335
Provision for loan and lease losses	$0	6,899
Total noninterest income	$305,000	5,735
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$194,000	4,524
Trading account gains and fees	$0	126
Additional Noninterest Income	$111,000	5,769
Total noninterest expense	$1,342,000	6,414
Salaries and employee benefits	$676,000	6,636
Premises and equipment expense	$141,000	6,849
Additional noninterest expense	$525,000	5,560
Pre-tax net operating income	$1,340,000	4,044
Securities gains (losses)	$10,000	1,474
Applicable income taxes	$387,000	3,383
Income before extraordinary items	$963,000	4,267
Extraordinary gains, net	$0	35
Net income	$963,000	4,268
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	4,957
Cash dividends	$693,000	2,331
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$955,900	4,241
2005-06-30 (YTD Data)		Rank
Total interest income	$2,193,000	5,469
Total interest expense	$623,000	5,463
Net interest income	$1,570,000	5,353
Provision for loan and lease losses	$0	6,626
Total noninterest income	$187,000	5,883
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$114,000	4,756
Trading account gains and fees	$0	116
Additional Noninterest Income	$73,000	5,795
Total noninterest expense	$911,000	6,363
Salaries and employee benefits	$471,000	6,513
Premises and equipment expense	$96,000	6,780
Additional noninterest expense	$344,000	5,587
Pre-tax net operating income	$846,000	4,153
Securities gains (losses)	$10,000	1,355
Applicable income taxes	$240,000	3,477
Income before extraordinary items	$616,000	4,347
Extraordinary gains, net	$0	30
Net income	$616,000	4,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,782
Cash dividends	$462,000	2,318
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$608,800	4,329
2005-03-31 (YTD Data)		Rank
Total interest income	$1,081,000	5,499
Total interest expense	$301,000	5,470
Net interest income	$780,000	5,397
Provision for loan and lease losses	$0	6,226
Total noninterest income	$96,000	5,780
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$55,000	4,780
Trading account gains and fees	$0	115
Additional Noninterest Income	$41,000	5,596
Total noninterest expense	$406,000	6,732
Salaries and employee benefits	$209,000	6,871
Premises and equipment expense	$47,000	6,898
Additional noninterest expense	$150,000	6,007
Pre-tax net operating income	$470,000	3,840
Securities gains (losses)	$10,000	1,006
Applicable income taxes	$136,000	3,256
Income before extraordinary items	$344,000	3,996
Extraordinary gains, net	$0	24
Net income	$344,000	3,998
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,095
Cash dividends	$231,000	2,054
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$336,800	4,023
2004-12-31 (YTD Data)		Rank
Total interest income	$4,592,000	5,111
Total interest expense	$1,304,000	4,885
Net interest income	$3,288,000	5,117
Provision for loan and lease losses	$25,000	6,557
Total noninterest income	$412,000	5,721
Gross Fiduciary activities income	$3,000	1,452
Service charges on deposit accounts	$223,000	4,988
Trading account gains and fees	$0	138
Additional Noninterest Income	$186,000	5,256
Total noninterest expense	$1,904,000	6,168
Salaries and employee benefits	$981,000	6,330
Premises and equipment expense	$171,000	7,088
Additional noninterest expense	$752,000	5,302
Pre-tax net operating income	$1,771,000	3,828
Securities gains (losses)	$141,000	1,019
Applicable income taxes	$536,000	3,229
Income before extraordinary items	$1,376,000	3,842
Extraordinary gains, net	$0	34
Net income	$1,376,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,623
Cash dividends	$924,000	2,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,274,480	3,990
2004-09-30 (YTD Data)		Rank
Total interest income	$3,485,000	5,076
Total interest expense	$995,000	4,798
Net interest income	$2,490,000	5,074
Provision for loan and lease losses	$0	7,100
Total noninterest income	$308,000	5,755
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$166,000	5,065
Trading account gains and fees	$0	134
Additional Noninterest Income	$142,000	5,231
Total noninterest expense	$1,408,000	6,177
Salaries and employee benefits	$726,000	6,351
Premises and equipment expense	$127,000	7,085
Additional noninterest expense	$555,000	5,314
Pre-tax net operating income	$1,390,000	3,769
Securities gains (losses)	$141,000	971
Applicable income taxes	$438,000	3,142
Income before extraordinary items	$1,093,000	3,788
Extraordinary gains, net	$0	26
Net income	$1,093,000	3,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	5,248
Cash dividends	$693,000	2,220
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$992,890	3,958
2004-06-30 (YTD Data)		Rank
Total interest income	$2,352,000	5,040
Total interest expense	$678,000	4,763
Net interest income	$1,674,000	5,047
Provision for loan and lease losses	$0	6,885
Total noninterest income	$220,000	5,615
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$110,000	5,057
Trading account gains and fees	$0	130
Additional Noninterest Income	$110,000	4,970
Total noninterest expense	$966,000	6,116
Salaries and employee benefits	$507,000	6,244
Premises and equipment expense	$82,000	7,177
Additional noninterest expense	$377,000	5,270
Pre-tax net operating income	$928,000	3,713
Securities gains (losses)	$0	3,413
Applicable income taxes	$260,000	3,323
Income before extraordinary items	$668,000	3,963
Extraordinary gains, net	$0	21
Net income	$668,000	3,964
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,514
Cash dividends	$462,000	2,259
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$668,000	3,883
2004-03-31 (YTD Data)		Rank
Total interest income	$1,184,000	5,043
Total interest expense	$358,000	4,646
Net interest income	$826,000	5,100
Provision for loan and lease losses	$0	6,501
Total noninterest income	$136,000	5,025
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$54,000	5,021
Trading account gains and fees	$0	121
Additional Noninterest Income	$82,000	4,114
Total noninterest expense	$441,000	6,479
Salaries and employee benefits	$225,000	6,655
Premises and equipment expense	$41,000	7,205
Additional noninterest expense	$175,000	5,515
Pre-tax net operating income	$521,000	3,411
Securities gains (losses)	$0	2,934
Applicable income taxes	$150,000	3,099
Income before extraordinary items	$371,000	3,715
Extraordinary gains, net	$0	16
Net income	$371,000	3,714
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	2,783
Cash dividends	$231,000	2,020
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$371,000	3,588
2003-12-31 (YTD Data)		Rank
Total interest income	$5,183,000	4,768
Total interest expense	$1,561,000	4,760
Net interest income	$3,622,000	4,680
Provision for loan and lease losses	$0	7,651
Total noninterest income	$410,000	5,916
Gross Fiduciary activities income	$5,000	1,443
Service charges on deposit accounts	$232,000	4,921
Trading account gains and fees	$0	160
Additional Noninterest Income	$173,000	5,573
Total noninterest expense	$1,867,000	6,216
Salaries and employee benefits	$920,000	6,533
Premises and equipment expense	$173,000	7,101
Additional noninterest expense	$774,000	5,169
Pre-tax net operating income	$2,165,000	3,211
Securities gains (losses)	$0	4,500
Applicable income taxes	$645,000	2,933
Income before extraordinary items	$1,520,000	3,529
Extraordinary gains, net	$0	54
Net income	$1,520,000	3,529
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$1,134,000	2,144
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,520,000	3,368
2003-09-30 (YTD Data)		Rank
Total interest income	$3,965,000	4,761
Total interest expense	$1,195,000	4,833
Net interest income	$2,770,000	4,643
Provision for loan and lease losses	$0	7,481
Total noninterest income	$288,000	6,105
Gross Fiduciary activities income	$2,000	1,482
Service charges on deposit accounts	$175,000	4,936
Trading account gains and fees	$0	153
Additional Noninterest Income	$111,000	5,889
Total noninterest expense	$1,354,000	6,310
Salaries and employee benefits	$662,000	6,646
Premises and equipment expense	$130,000	7,118
Additional noninterest expense	$562,000	5,243
Pre-tax net operating income	$1,704,000	3,211
Securities gains (losses)	$0	4,204
Applicable income taxes	$510,000	2,986
Income before extraordinary items	$1,194,000	3,514
Extraordinary gains, net	$0	40
Net income	$1,194,000	3,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$850,000	1,936
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,194,000	3,349
2003-06-30 (YTD Data)		Rank
Total interest income	$2,693,000	4,724
Total interest expense	$829,000	4,831
Net interest income	$1,864,000	4,606
Provision for loan and lease losses	$0	7,324
Total noninterest income	$188,000	6,138
Gross Fiduciary activities income	$2,000	1,432
Service charges on deposit accounts	$120,000	4,859
Trading account gains and fees	$0	150
Additional Noninterest Income	$66,000	6,086
Total noninterest expense	$903,000	6,329
Salaries and employee benefits	$456,000	6,563
Premises and equipment expense	$90,000	7,025
Additional noninterest expense	$357,000	5,403
Pre-tax net operating income	$1,149,000	3,191
Securities gains (losses)	$0	3,782
Applicable income taxes	$345,000	2,983
Income before extraordinary items	$804,000	3,499
Extraordinary gains, net	$0	30
Net income	$804,000	3,499
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,544
Cash dividends	$567,000	1,976
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$804,000	3,307
2003-03-31 (YTD Data)		Rank
Total interest income	$1,372,000	4,688
Total interest expense	$438,000	4,752
Net interest income	$934,000	4,602
Provision for loan and lease losses	$0	6,934
Total noninterest income	$97,000	5,987
Gross Fiduciary activities income	$2,000	1,343
Service charges on deposit accounts	$59,000	4,806
Trading account gains and fees	$0	134
Additional Noninterest Income	$36,000	5,881
Total noninterest expense	$429,000	6,506
Salaries and employee benefits	$202,000	6,954
Premises and equipment expense	$47,000	6,953
Additional noninterest expense	$180,000	5,349
Pre-tax net operating income	$602,000	3,071
Securities gains (losses)	$0	2,891
Applicable income taxes	$183,000	2,854
Income before extraordinary items	$419,000	3,350
Extraordinary gains, net	$0	21
Net income	$419,000	3,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	3,174
Cash dividends	$283,000	1,849
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$419,000	3,180
2002-12-31 (YTD Data)		Rank
Total interest income	$6,268,000	4,428
Total interest expense	$2,627,000	3,941
Net interest income	$3,641,000	4,639
Provision for loan and lease losses	$40,000	6,915
Total noninterest income	$458,000	5,451
Gross Fiduciary activities income	$21,000	1,274
Service charges on deposit accounts	$235,000	4,843
Trading account gains and fees	$0	153
Additional Noninterest Income	$202,000	5,001
Total noninterest expense	$1,822,000	6,212
Salaries and employee benefits	$865,000	6,642
Premises and equipment expense	$185,000	6,974
Additional noninterest expense	$772,000	5,060
Pre-tax net operating income	$2,237,000	3,146
Securities gains (losses)	$7,000	3,799
Applicable income taxes	$656,000	2,965
Income before extraordinary items	$1,588,000	3,351
Extraordinary gains, net	$0	70
Net income	$1,588,000	3,350
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	5,538
Cash dividends	$1,134,000	2,035
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,583,030	3,258
2001-12-31 (YTD Data)		Rank
Total interest income	$6,838,000	4,508
Total interest expense	$3,230,000	4,465
Net interest income	$3,608,000	4,468
Provision for loan and lease losses	$45,000	6,815
Total noninterest income	$328,000	6,177
Gross Fiduciary activities income	$36,000	1,197
Service charges on deposit accounts	$206,000	5,091
Trading account gains and fees	$0	177
Additional Noninterest Income	$86,000	6,743
Total noninterest expense	$1,864,000	6,005
Salaries and employee benefits	$910,000	6,328
Premises and equipment expense	$179,000	7,080
Additional noninterest expense	$775,000	4,890
Pre-tax net operating income	$2,027,000	3,142
Securities gains (losses)	$167,000	1,336
Applicable income taxes	$707,000	2,652
Income before extraordinary items	$1,487,000	3,244
Extraordinary gains, net	$0	105
Net income	$1,487,000	3,249
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	6,506
Cash dividends	$1,098,000	2,097
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,373,440	3,352
2000-12-31 (YTD Data)		Rank
Total interest income	$6,915,000	4,632
Total interest expense	$3,158,000	4,728
Net interest income	$3,757,000	4,393
Provision for loan and lease losses	$24,000	7,446
Total noninterest income	$293,000	6,365
Gross Fiduciary activities income	$7,000	1,241
Service charges on deposit accounts	$200,000	5,090
Trading account gains and fees	$0	180
Additional Noninterest Income	$86,000	6,759
Total noninterest expense	$1,720,000	6,230
Salaries and employee benefits	$871,000	6,410
Premises and equipment expense	$181,000	7,070
Additional noninterest expense	$668,000	5,361
Pre-tax net operating income	$2,306,000	2,966
Securities gains (losses)	$0	1,956
Applicable income taxes	$777,000	2,572
Income before extraordinary items	$1,529,000	3,207
Extraordinary gains, net	$0	38
Net income	$1,529,000	3,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,584
Cash dividends	$1,050,000	2,181
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,529,000	3,194
1999-12-31 (YTD Data)		Rank
Total interest income	$6,570,000	4,631
Total interest expense	$3,014,000	4,586
Net interest income	$3,556,000	4,603
Provision for loan and lease losses	$0	8,503
Total noninterest income	$305,000	6,397
Gross Fiduciary activities income	$4,000	1,311
Service charges on deposit accounts	$204,000	5,069
Trading account gains and fees	$0	173
Additional Noninterest Income	$97,000	6,712
Total noninterest expense	$1,658,000	6,389
Salaries and employee benefits	$848,000	6,540
Premises and equipment expense	$191,000	6,951
Additional noninterest expense	$619,000	5,707
Pre-tax net operating income	$2,203,000	3,095
Securities gains (losses)	$0	3,155
Applicable income taxes	$762,000	2,740
Income before extraordinary items	$1,441,000	3,346
Extraordinary gains, net	$0	35
Net income	$1,441,000	3,346
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,573
Cash dividends	$730,000	2,828
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,441,000	3,306
1998-12-31 (YTD Data)		Rank
Total interest income	$6,617,000	4,606
Total interest expense	$3,034,000	4,681
Net interest income	$3,583,000	4,492
Provision for loan and lease losses	$0	8,652
Total noninterest income	$315,000	6,326
Gross Fiduciary activities income	$4,000	1,342
Service charges on deposit accounts	$213,000	4,973
Trading account gains and fees	$0	224
Additional Noninterest Income	$98,000	6,682
Total noninterest expense	$1,772,000	6,056
Salaries and employee benefits	$858,000	6,425
Premises and equipment expense	$198,000	6,740
Additional noninterest expense	$716,000	5,080
Pre-tax net operating income	$2,126,000	3,180
Securities gains (losses)	$58,000	1,631
Applicable income taxes	$753,000	2,869
Income before extraordinary items	$1,431,000	3,376
Extraordinary gains, net	$0	32
Net income	$1,431,000	3,376
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	6,956
Cash dividends	$806,000	2,570
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,392,720	3,359
1997-12-31 (YTD Data)		Rank
Total interest income	$6,602,000	4,722
Total interest expense	$3,053,000	4,644
Net interest income	$3,549,000	4,681
Provision for loan and lease losses	$40,000	7,002
Total noninterest income	$329,000	6,344
Gross Fiduciary activities income	$8,000	1,350
Service charges on deposit accounts	$226,000	4,964
Trading account gains and fees	$0	239
Additional Noninterest Income	$95,000	6,917
Total noninterest expense	$1,656,000	6,400
Salaries and employee benefits	$827,000	6,648
Premises and equipment expense	$175,000	7,289
Additional noninterest expense	$654,000	5,478
Pre-tax net operating income	$2,182,000	3,265
Securities gains (losses)	$0	3,944
Applicable income taxes	$769,000	3,016
Income before extraordinary items	$1,413,000	3,540
Extraordinary gains, net	$0	44
Net income	$1,413,000	3,540
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	9,836
Cash dividends	$630,000	2,973
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,413,000	3,467
1996-12-31 (YTD Data)		Rank
Total interest income	$6,451,000	4,898
Total interest expense	$2,987,000	4,803
Net interest income	$3,464,000	4,860
Provision for loan and lease losses	$40,000	6,972
Total noninterest income	$323,000	6,687
Gross Fiduciary activities income	$4,000	1,462
Service charges on deposit accounts	$206,000	5,447
Trading account gains and fees	$0	262
Additional Noninterest Income	$113,000	6,777
Total noninterest expense	$1,677,000	6,659
Salaries and employee benefits	$815,000	6,907
Premises and equipment expense	$190,000	7,213
Additional noninterest expense	$672,000	5,909
Pre-tax net operating income	$2,070,000	3,327
Securities gains (losses)	$0	4,148
Applicable income taxes	$709,000	3,146
Income before extraordinary items	$1,361,000	3,494
Extraordinary gains, net	$0	53
Net income	$1,361,000	3,493
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,304
Cash dividends	$739,000	2,657
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,361,000	3,444
1995-12-31 (YTD Data)		Rank
Total interest income	$6,184,000	5,072
Total interest expense	$2,817,000	5,041
Net interest income	$3,367,000	5,020
Provision for loan and lease losses	$0	8,958
Total noninterest income	$347,000	6,515
Gross Fiduciary activities income	$7,000	1,492
Service charges on deposit accounts	$198,000	5,717
Trading account gains and fees	$0	522
Additional Noninterest Income	$142,000	6,145
Total noninterest expense	$1,727,000	6,660
Salaries and employee benefits	$808,000	7,064
Premises and equipment expense	$181,000	7,579
Additional noninterest expense	$738,000	5,610
Pre-tax net operating income	$1,987,000	3,515
Securities gains (losses)	$0	3,831
Applicable income taxes	$656,000	3,413
Income before extraordinary items	$1,331,000	3,598
Extraordinary gains, net	$0	65
Net income	$1,331,000	3,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	7,275
Cash dividends	$542,000	3,144
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,331,000	3,573
1994-12-31 (YTD Data)		Rank
Total interest income	$5,779,000	5,035
Total interest expense	$2,433,000	4,764
Net interest income	$3,346,000	5,143
Provision for loan and lease losses	$0	9,146
Total noninterest income	$354,000	6,627
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$188,000	6,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$166,000	5,884
Total noninterest expense	$1,761,000	6,794
Salaries and employee benefits	$813,000	7,136
Premises and equipment expense	$176,000	7,948
Additional noninterest expense	$772,000	5,871
Pre-tax net operating income	$1,939,000	3,515
Securities gains (losses)	$4,000	2,755
Applicable income taxes	$642,000	3,320
Income before extraordinary items	$1,301,000	3,587
Extraordinary gains, net	$0	249
Net income	$1,301,000	3,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	7,370
Cash dividends	$501,000	3,156
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,298,320	3,636
1993-12-31 (YTD Data)		Rank
Total interest income	$6,015,000	4,939
Total interest expense	$2,652,000	4,578
Net interest income	$3,363,000	5,137
Provision for loan and lease losses	$0	10,371
Total noninterest income	$339,000	7,160
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$96,000	8,486
Trading account gains and fees	NA	NA
Additional Noninterest Income	$243,000	5,083
Total noninterest expense	$1,856,000	6,741
Salaries and employee benefits	$854,000	7,000
Premises and equipment expense	$179,000	8,164
Additional noninterest expense	$823,000	5,789
Pre-tax net operating income	$1,846,000	3,588
Securities gains (losses)	$30,000	4,104
Applicable income taxes	$615,000	3,522
Income before extraordinary items	$1,261,000	3,822
Extraordinary gains, net	$0	3,149
Net income	$1,261,000	3,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	8,297
Cash dividends	$483,000	3,204
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,240,900	3,675
1992-12-31 (YTD Data)		Rank
Total interest income	$6,951,000	4,850
Total interest expense	$3,356,000	4,708
Net interest income	$3,595,000	4,894
Provision for loan and lease losses	$40,000	9,471
Total noninterest income	$306,000	7,642
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$99,000	8,548
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	5,558
Total noninterest expense	$1,928,000	6,572
Salaries and employee benefits	$872,000	6,793
Premises and equipment expense	$192,000	8,030
Additional noninterest expense	$864,000	5,709
Pre-tax net operating income	$1,933,000	3,197
Securities gains (losses)	$0	8,369
Applicable income taxes	$650,000	3,205
Income before extraordinary items	$1,283,000	3,584
Extraordinary gains, net	$0	1,422
Net income	$1,283,000	3,625
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	8,392
Cash dividends	$461,000	2,981
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,283,000	3,315

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.