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First Peoples Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,078,000	2,275
Total interest expense	$3,110,000	2,570
Net interest income	$11,968,000	2,116
Provision for loan and lease losses	$486,000	1,304
Total noninterest income	$969,000	2,762
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$483,000	1,673
Trading account gains and fees	NA	NA
Additional Noninterest Income	$486,000	3,001
Total noninterest expense	$7,733,000	2,388
Salaries and employee benefits	$4,543,000	2,340
Premises and equipment expense	$526,000	2,884
Additional noninterest expense	$486,000	3,001
Pre-tax net operating income	$4,718,000	1,989
Securities gains (losses)	$0	988
Applicable income taxes	$1,031,000	1,421
Income before extraordinary items	$3,687,000	2,089
Extraordinary gains, net	$0	54
Net income	$3,687,000	2,114
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,687,000	2,093
Net charge-offs	$9,000	2,456
Cash dividends	$1,255,000	1,929
Sale, conversion, retirement of capital stock, net	$7,083,000	74
Net operating income	$3,687,000	2,118
2023-09-30 (YTD Data)		Rank
Total interest income	$10,808,000	2,318
Total interest expense	$1,983,000	2,654
Net interest income	$8,825,000	2,149
Provision for loan and lease losses	$255,000	1,467
Total noninterest income	$721,000	2,789
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$355,000	1,706
Trading account gains and fees	NA	NA
Additional Noninterest Income	$366,000	2,981
Total noninterest expense	$5,732,000	2,395
Salaries and employee benefits	$3,344,000	2,355
Premises and equipment expense	$393,000	2,899
Additional noninterest expense	$366,000	2,980
Pre-tax net operating income	$3,559,000	2,028
Securities gains (losses)	$-1,000	3,290
Applicable income taxes	$790,000	1,440
Income before extraordinary items	$2,768,000	2,143
Extraordinary gains, net	$0	52
Net income	$2,768,000	2,164
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,768,000	2,145
Net charge-offs	$7,000	2,243
Cash dividends	$1,255,000	1,506
Sale, conversion, retirement of capital stock, net	$113,000	372
Net operating income	$2,768,790	2,166
2023-06-30 (YTD Data)		Rank
Total interest income	$6,863,000	2,352
Total interest expense	$1,110,000	2,702
Net interest income	$5,753,000	2,204
Provision for loan and lease losses	$179,000	1,427
Total noninterest income	$475,000	2,758
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$237,000	1,692
Trading account gains and fees	NA	NA
Additional Noninterest Income	$238,000	2,990
Total noninterest expense	$3,781,000	2,406
Salaries and employee benefits	$2,223,000	2,355
Premises and equipment expense	$261,000	2,900
Additional noninterest expense	$238,000	2,983
Pre-tax net operating income	$2,268,000	2,085
Securities gains (losses)	$-1,000	3,583
Applicable income taxes	$498,000	1,498
Income before extraordinary items	$1,769,000	2,202
Extraordinary gains, net	$0	51
Net income	$1,769,000	2,228
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,769,000	2,202
Net charge-offs	$7,000	1,927
Cash dividends	$1,255,000	1,224
Sale, conversion, retirement of capital stock, net	$113,000	333
Net operating income	$1,769,790	2,217
2023-03-31 (YTD Data)		Rank
Total interest income	$3,210,000	2,429
Total interest expense	$413,000	2,831
Net interest income	$2,797,000	2,260
Provision for loan and lease losses	$77,000	1,409
Total noninterest income	$235,000	2,769
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$120,000	1,694
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	3,017
Total noninterest expense	$1,871,000	2,445
Salaries and employee benefits	$1,103,000	2,403
Premises and equipment expense	$134,000	2,914
Additional noninterest expense	$115,000	3,017
Pre-tax net operating income	$1,084,000	2,194
Securities gains (losses)	$0	950
Applicable income taxes	$233,000	1,575
Income before extraordinary items	$851,000	2,298
Extraordinary gains, net	$0	4
Net income	$851,000	2,298
Minority interest net income	$0	48
Net income of bank and minority interests.	$851,000	2,298
Net charge-offs	$6,000	1,532
Cash dividends	$1,255,000	688
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$851,000	2,333
2022-12-31 (YTD Data)		Rank
Total interest income	$10,449,000	2,460
Total interest expense	$404,000	3,473
Net interest income	$10,045,000	2,362
Provision for loan and lease losses	$750,000	976
Total noninterest income	$1,009,000	2,794
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$471,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$538,000	2,982
Total noninterest expense	$6,946,000	2,524
Salaries and employee benefits	$4,174,000	2,433
Premises and equipment expense	$522,000	2,929
Additional noninterest expense	$538,000	2,982
Pre-tax net operating income	$3,358,000	2,515
Securities gains (losses)	$0	691
Applicable income taxes	$697,000	1,814
Income before extraordinary items	$2,661,000	2,594
Extraordinary gains, net	$0	5
Net income	$2,661,000	2,591
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,661,000	2,593
Net charge-offs	$787,000	478
Cash dividends	$725,000	2,415
Sale, conversion, retirement of capital stock, net	$94,000	470
Net operating income	$2,661,000	2,630
2022-09-30 (YTD Data)		Rank
Total interest income	$7,396,000	2,493
Total interest expense	$220,000	3,628
Net interest income	$7,176,000	2,412
Provision for loan and lease losses	$728,000	771
Total noninterest income	$767,000	2,818
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$350,000	1,762
Trading account gains and fees	NA	NA
Additional Noninterest Income	$417,000	2,979
Total noninterest expense	$5,276,000	2,489
Salaries and employee benefits	$3,039,000	2,475
Premises and equipment expense	$398,000	2,921
Additional noninterest expense	$417,000	2,979
Pre-tax net operating income	$1,939,000	2,816
Securities gains (losses)	$0	740
Applicable income taxes	$381,000	2,012
Income before extraordinary items	$1,558,000	2,888
Extraordinary gains, net	$0	4
Net income	$1,558,000	2,886
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,558,000	2,887
Net charge-offs	$0	2,349
Cash dividends	$725,000	1,926
Sale, conversion, retirement of capital stock, net	$94,000	413
Net operating income	$1,558,000	2,920
2022-06-30 (YTD Data)		Rank
Total interest income	$4,678,000	2,534
Total interest expense	$131,000	3,682
Net interest income	$4,547,000	2,455
Provision for loan and lease losses	$605,000	605
Total noninterest income	$518,000	2,793
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$223,000	1,815
Trading account gains and fees	NA	NA
Additional Noninterest Income	$295,000	2,946
Total noninterest expense	$3,483,000	2,494
Salaries and employee benefits	$2,011,000	2,490
Premises and equipment expense	$265,000	2,930
Additional noninterest expense	$1,207,000	2,296
Pre-tax net operating income	$977,000	3,036
Securities gains (losses)	$0	687
Applicable income taxes	$176,000	2,234
Income before extraordinary items	$801,000	3,076
Extraordinary gains, net	$0	4
Net income	$801,000	3,075
Minority interest net income	$0	60
Net income of bank and minority interests.	$801,000	3,076
Net charge-offs	$0	2,156
Cash dividends	$725,000	1,583
Sale, conversion, retirement of capital stock, net	$94,000	369
Net operating income	$801,000	3,108
2022-03-31 (YTD Data)		Rank
Total interest income	$2,259,000	2,545
Total interest expense	$67,000	3,645
Net interest income	$2,192,000	2,460
Provision for loan and lease losses	$223,000	623
Total noninterest income	$201,000	3,045
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$112,000	1,791
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,000	3,389
Total noninterest expense	$1,721,000	2,520
Salaries and employee benefits	$998,000	2,511
Premises and equipment expense	$135,000	2,909
Additional noninterest expense	$588,000	2,315
Pre-tax net operating income	$449,000	3,036
Securities gains (losses)	$0	623
Applicable income taxes	$78,000	2,233
Income before extraordinary items	$371,000	3,069
Extraordinary gains, net	$0	4
Net income	$371,000	3,068
Minority interest net income	$0	50
Net income of bank and minority interests.	$371,000	3,069
Net charge-offs	$-8,000	3,837
Cash dividends	$725,000	943
Sale, conversion, retirement of capital stock, net	$94,000	281
Net operating income	$371,000	3,086
2021-12-31 (YTD Data)		Rank
Total interest income	$9,137,000	2,595
Total interest expense	$293,000	3,783
Net interest income	$8,844,000	2,495
Provision for loan and lease losses	$343,000	1,313
Total noninterest income	$831,000	3,171
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$288,000	2,240
Trading account gains and fees	NA	NA
Additional Noninterest Income	$543,000	3,192
Total noninterest expense	$6,580,000	2,585
Salaries and employee benefits	$3,922,000	2,537
Premises and equipment expense	$490,000	3,064
Additional noninterest expense	$2,168,000	2,446
Pre-tax net operating income	$2,752,000	2,785
Securities gains (losses)	$0	2,062
Applicable income taxes	$576,000	2,007
Income before extraordinary items	$2,176,000	2,917
Extraordinary gains, net	$0	10
Net income	$2,176,000	2,917
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,176,000	2,917
Net charge-offs	$7,000	2,374
Cash dividends	$697,000	2,572
Sale, conversion, retirement of capital stock, net	$75,000	485
Net operating income	$2,176,000	2,894
2021-09-30 (YTD Data)		Rank
Total interest income	$6,976,000	2,614
Total interest expense	$225,000	3,846
Net interest income	$6,751,000	2,510
Provision for loan and lease losses	$234,000	1,340
Total noninterest income	$608,000	3,238
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$201,000	2,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$407,000	3,241
Total noninterest expense	$4,769,000	2,653
Salaries and employee benefits	$2,807,000	2,617
Premises and equipment expense	$365,000	3,098
Additional noninterest expense	$1,597,000	2,474
Pre-tax net operating income	$2,356,000	2,747
Securities gains (losses)	$0	2,015
Applicable income taxes	$506,000	1,971
Income before extraordinary items	$1,850,000	2,882
Extraordinary gains, net	$0	8
Net income	$1,850,000	2,882
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,850,000	2,882
Net charge-offs	$-1,000	3,099
Cash dividends	$697,000	2,046
Sale, conversion, retirement of capital stock, net	$75,000	438
Net operating income	$1,850,000	2,863
2021-06-30 (YTD Data)		Rank
Total interest income	$4,361,000	2,724
Total interest expense	$151,000	3,910
Net interest income	$4,210,000	2,611
Provision for loan and lease losses	$70,000	1,916
Total noninterest income	$401,000	3,232
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$133,000	2,285
Trading account gains and fees	NA	NA
Additional Noninterest Income	$268,000	3,226
Total noninterest expense	$2,998,000	2,728
Salaries and employee benefits	$1,718,000	2,741
Premises and equipment expense	$240,000	3,107
Additional noninterest expense	$1,040,000	2,505
Pre-tax net operating income	$1,543,000	2,740
Securities gains (losses)	$0	1,818
Applicable income taxes	$331,000	1,956
Income before extraordinary items	$1,212,000	2,918
Extraordinary gains, net	$0	6
Net income	$1,212,000	2,917
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,212,000	2,918
Net charge-offs	$-1,000	3,056
Cash dividends	$697,000	1,683
Sale, conversion, retirement of capital stock, net	$75,000	381
Net operating income	$1,212,000	2,897
2021-03-31 (YTD Data)		Rank
Total interest income	$2,093,000	2,782
Total interest expense	$79,000	3,940
Net interest income	$2,014,000	2,662
Provision for loan and lease losses	$35,000	1,935
Total noninterest income	$199,000	3,231
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$70,000	2,217
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	3,264
Total noninterest expense	$1,478,000	2,745
Salaries and employee benefits	$850,000	2,748
Premises and equipment expense	$124,000	3,075
Additional noninterest expense	$504,000	2,521
Pre-tax net operating income	$700,000	2,836
Securities gains (losses)	$0	1,392
Applicable income taxes	$148,000	2,021
Income before extraordinary items	$552,000	2,997
Extraordinary gains, net	$0	3
Net income	$552,000	2,995
Minority interest net income	$0	55
Net income of bank and minority interests.	$552,000	2,997
Net charge-offs	$0	1,930
Cash dividends	$697,000	983
Sale, conversion, retirement of capital stock, net	$75,000	285
Net operating income	$552,000	2,970
2020-12-31 (YTD Data)		Rank
Total interest income	$7,856,000	2,907
Total interest expense	$338,000	4,206
Net interest income	$7,518,000	2,706
Provision for loan and lease losses	$560,000	2,129
Total noninterest income	$863,000	3,043
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$341,000	2,093
Trading account gains and fees	NA	NA
Additional Noninterest Income	$522,000	3,113
Total noninterest expense	$5,714,000	2,773
Salaries and employee benefits	$3,369,000	2,751
Premises and equipment expense	$477,000	3,133
Additional noninterest expense	$1,868,000	2,637
Pre-tax net operating income	$2,107,000	2,891
Securities gains (losses)	$59,000	1,646
Applicable income taxes	$422,000	2,066
Income before extraordinary items	$1,744,000	3,003
Extraordinary gains, net	$0	4
Net income	$1,744,000	3,002
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,744,000	3,003
Net charge-offs	$-4,000	4,089
Cash dividends	$712,000	2,528
Sale, conversion, retirement of capital stock, net	$72,000	475
Net operating income	$1,696,210	2,980
2020-09-30 (YTD Data)		Rank
Total interest income	$5,845,000	2,943
Total interest expense	$251,000	4,290
Net interest income	$5,594,000	2,723
Provision for loan and lease losses	$560,000	1,885
Total noninterest income	$602,000	3,108
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$262,000	2,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$340,000	3,219
Total noninterest expense	$4,303,000	2,751
Salaries and employee benefits	$2,534,000	2,737
Premises and equipment expense	$360,000	3,132
Additional noninterest expense	$1,409,000	2,622
Pre-tax net operating income	$1,333,000	3,109
Securities gains (losses)	$59,000	1,469
Applicable income taxes	$291,000	2,115
Income before extraordinary items	$1,101,000	3,231
Extraordinary gains, net	$0	4
Net income	$1,101,000	3,230
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,101,000	3,231
Net charge-offs	$-2,000	3,908
Cash dividends	$712,000	2,015
Sale, conversion, retirement of capital stock, net	$72,000	419
Net operating income	$1,054,390	3,235
2020-06-30 (YTD Data)		Rank
Total interest income	$3,981,000	2,943
Total interest expense	$162,000	4,393
Net interest income	$3,819,000	2,706
Provision for loan and lease losses	$455,000	1,678
Total noninterest income	$403,000	3,086
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$188,000	1,990
Trading account gains and fees	NA	NA
Additional Noninterest Income	$215,000	3,231
Total noninterest expense	$2,830,000	2,786
Salaries and employee benefits	$1,653,000	2,779
Premises and equipment expense	$243,000	3,102
Additional noninterest expense	$934,000	2,630
Pre-tax net operating income	$937,000	3,020
Securities gains (losses)	$24,000	1,612
Applicable income taxes	$202,000	2,048
Income before extraordinary items	$759,000	3,177
Extraordinary gains, net	$0	4
Net income	$759,000	3,176
Minority interest net income	$0	65
Net income of bank and minority interests.	$759,000	3,177
Net charge-offs	$-1,000	3,744
Cash dividends	$712,000	1,631
Sale, conversion, retirement of capital stock, net	$72,000	359
Net operating income	$740,040	3,150
2020-03-31 (YTD Data)		Rank
Total interest income	$1,972,000	2,952
Total interest expense	$77,000	4,505
Net interest income	$1,895,000	2,686
Provision for loan and lease losses	$210,000	1,405
Total noninterest income	$227,000	2,861
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$125,000	1,863
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	3,152
Total noninterest expense	$1,459,000	2,758
Salaries and employee benefits	$879,000	2,690
Premises and equipment expense	$122,000	3,131
Additional noninterest expense	$458,000	2,680
Pre-tax net operating income	$453,000	2,904
Securities gains (losses)	$24,000	1,088
Applicable income taxes	$100,000	1,936
Income before extraordinary items	$377,000	2,995
Extraordinary gains, net	$0	4
Net income	$377,000	2,996
Minority interest net income	$0	56
Net income of bank and minority interests.	$377,000	2,996
Net charge-offs	$-1,000	3,618
Cash dividends	$712,000	1,031
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$358,040	3,043
2019-12-31 (YTD Data)		Rank
Total interest income	$7,383,000	3,097
Total interest expense	$284,000	4,597
Net interest income	$7,099,000	2,818
Provision for loan and lease losses	$333,000	1,854
Total noninterest income	$876,000	2,995
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$470,000	2,005
Trading account gains and fees	NA	NA
Additional Noninterest Income	$406,000	3,267
Total noninterest expense	$5,201,000	2,935
Salaries and employee benefits	$2,926,000	2,984
Premises and equipment expense	$461,000	3,238
Additional noninterest expense	$1,814,000	2,728
Pre-tax net operating income	$2,441,000	2,772
Securities gains (losses)	$10,000	1,888
Applicable income taxes	$513,000	1,961
Income before extraordinary items	$1,938,000	2,945
Extraordinary gains, net	$0	11
Net income	$1,938,000	2,945
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,938,000	2,946
Net charge-offs	$2,000	3,605
Cash dividends	$608,000	2,815
Sale, conversion, retirement of capital stock, net	$57,000	529
Net operating income	$1,930,100	2,905
2019-09-30 (YTD Data)		Rank
Total interest income	$5,511,000	3,142
Total interest expense	$211,000	4,657
Net interest income	$5,300,000	2,860
Provision for loan and lease losses	$196,000	1,998
Total noninterest income	$638,000	3,049
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$339,000	2,063
Trading account gains and fees	NA	NA
Additional Noninterest Income	$299,000	3,294
Total noninterest expense	$3,909,000	2,952
Salaries and employee benefits	$2,182,000	3,000
Premises and equipment expense	$337,000	3,307
Additional noninterest expense	$1,390,000	2,699
Pre-tax net operating income	$1,833,000	2,859
Securities gains (losses)	$3,000	1,926
Applicable income taxes	$409,000	1,971
Income before extraordinary items	$1,427,000	3,020
Extraordinary gains, net	$0	11
Net income	$1,427,000	3,021
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,427,000	3,021
Net charge-offs	$0	3,455
Cash dividends	$608,000	2,296
Sale, conversion, retirement of capital stock, net	$57,000	471
Net operating income	$1,424,630	2,994
2019-06-30 (YTD Data)		Rank
Total interest income	$3,649,000	3,150
Total interest expense	$136,000	4,700
Net interest income	$3,513,000	2,886
Provision for loan and lease losses	$195,000	1,604
Total noninterest income	$439,000	2,975
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$219,000	2,083
Trading account gains and fees	NA	NA
Additional Noninterest Income	$220,000	3,160
Total noninterest expense	$2,544,000	3,022
Salaries and employee benefits	$1,390,000	3,094
Premises and equipment expense	$219,000	3,361
Additional noninterest expense	$935,000	2,717
Pre-tax net operating income	$1,213,000	2,845
Securities gains (losses)	$0	1,702
Applicable income taxes	$263,000	1,974
Income before extraordinary items	$950,000	3,012
Extraordinary gains, net	$0	11
Net income	$950,000	3,011
Minority interest net income	$0	69
Net income of bank and minority interests.	$950,000	3,011
Net charge-offs	$0	3,172
Cash dividends	$608,000	1,893
Sale, conversion, retirement of capital stock, net	$57,000	422
Net operating income	$950,000	2,986
2019-03-31 (YTD Data)		Rank
Total interest income	$1,738,000	3,266
Total interest expense	$69,000	4,715
Net interest income	$1,669,000	2,991
Provision for loan and lease losses	$83,000	1,626
Total noninterest income	$222,000	2,924
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$112,000	2,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	3,104
Total noninterest expense	$1,291,000	3,009
Salaries and employee benefits	$728,000	3,033
Premises and equipment expense	$110,000	3,388
Additional noninterest expense	$453,000	2,768
Pre-tax net operating income	$517,000	3,028
Securities gains (losses)	$0	1,087
Applicable income taxes	$108,000	2,092
Income before extraordinary items	$409,000	3,196
Extraordinary gains, net	$0	5
Net income	$409,000	3,192
Minority interest net income	$0	52
Net income of bank and minority interests.	$409,000	3,195
Net charge-offs	$1,000	2,582
Cash dividends	$608,000	1,163
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$409,000	3,182
2018-12-31 (YTD Data)		Rank
Total interest income	$5,882,000	3,465
Total interest expense	$192,000	4,855
Net interest income	$5,690,000	3,265
Provision for loan and lease losses	$169,000	2,546
Total noninterest income	$934,000	2,946
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$488,000	2,027
Trading account gains and fees	NA	NA
Additional Noninterest Income	$446,000	3,217
Total noninterest expense	$4,613,000	3,220
Salaries and employee benefits	$2,612,000	3,207
Premises and equipment expense	$446,000	3,357
Additional noninterest expense	$1,555,000	3,105
Pre-tax net operating income	$1,842,000	3,255
Securities gains (losses)	$0	1,125
Applicable income taxes	$319,000	2,344
Income before extraordinary items	$1,523,000	3,353
Extraordinary gains, net	$0	6
Net income	$1,523,000	3,351
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,523,000	3,352
Net charge-offs	$79,000	2,310
Cash dividends	$472,000	3,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,523,000	3,354
2018-09-30 (YTD Data)		Rank
Total interest income	$4,252,000	3,551
Total interest expense	$131,000	4,940
Net interest income	$4,121,000	3,345
Provision for loan and lease losses	$99,000	2,623
Total noninterest income	$690,000	2,989
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$369,000	2,016
Trading account gains and fees	NA	NA
Additional Noninterest Income	$321,000	3,304
Total noninterest expense	$3,431,000	3,232
Salaries and employee benefits	$1,951,000	3,212
Premises and equipment expense	$331,000	3,416
Additional noninterest expense	$1,149,000	3,129
Pre-tax net operating income	$1,281,000	3,405
Securities gains (losses)	$0	1,118
Applicable income taxes	$262,000	2,325
Income before extraordinary items	$1,019,000	3,542
Extraordinary gains, net	$0	5
Net income	$1,019,000	3,541
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,019,000	3,541
Net charge-offs	$9,000	3,032
Cash dividends	$472,000	2,430
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,019,000	3,544
2018-06-30 (YTD Data)		Rank
Total interest income	$2,797,000	3,566
Total interest expense	$77,000	5,045
Net interest income	$2,720,000	3,357
Provision for loan and lease losses	$79,000	2,398
Total noninterest income	$451,000	3,031
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$242,000	2,022
Trading account gains and fees	NA	NA
Additional Noninterest Income	$209,000	3,337
Total noninterest expense	$2,246,000	3,290
Salaries and employee benefits	$1,263,000	3,290
Premises and equipment expense	$217,000	3,457
Additional noninterest expense	$766,000	3,140
Pre-tax net operating income	$846,000	3,400
Securities gains (losses)	$0	961
Applicable income taxes	$174,000	2,324
Income before extraordinary items	$672,000	3,556
Extraordinary gains, net	$0	6
Net income	$672,000	3,555
Minority interest net income	$0	65
Net income of bank and minority interests.	$672,000	3,555
Net charge-offs	$10,000	2,589
Cash dividends	$472,000	2,082
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$672,000	3,557
2018-03-31 (YTD Data)		Rank
Total interest income	$1,353,000	3,633
Total interest expense	$35,000	5,128
Net interest income	$1,318,000	3,427
Provision for loan and lease losses	$79,000	1,661
Total noninterest income	$222,000	3,027
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$123,000	2,004
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,362
Total noninterest expense	$1,162,000	3,257
Salaries and employee benefits	$671,000	3,195
Premises and equipment expense	$104,000	3,571
Additional noninterest expense	$387,000	3,136
Pre-tax net operating income	$299,000	3,864
Securities gains (losses)	$0	735
Applicable income taxes	$56,000	2,607
Income before extraordinary items	$243,000	3,960
Extraordinary gains, net	$0	7
Net income	$243,000	3,960
Minority interest net income	$0	52
Net income of bank and minority interests.	$243,000	3,960
Net charge-offs	$18,000	1,708
Cash dividends	$472,000	1,258
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$243,000	3,957
2017-12-31 (YTD Data)		Rank
Total interest income	$5,135,000	3,705
Total interest expense	$133,000	5,166
Net interest income	$5,002,000	3,529
Provision for loan and lease losses	$116,000	2,941
Total noninterest income	$858,000	3,180
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$465,000	2,151
Trading account gains and fees	NA	NA
Additional Noninterest Income	$393,000	3,475
Total noninterest expense	$4,272,000	3,435
Salaries and employee benefits	$2,426,000	3,386
Premises and equipment expense	$389,000	3,708
Additional noninterest expense	$1,457,000	3,295
Pre-tax net operating income	$1,472,000	3,557
Securities gains (losses)	$0	2,243
Applicable income taxes	$527,000	2,381
Income before extraordinary items	$945,000	3,783
Extraordinary gains, net	$0	9
Net income	$945,000	3,782
Minority interest net income	$0	76
Net income of bank and minority interests.	$945,000	3,783
Net charge-offs	$48,000	2,990
Cash dividends	$317,000	3,361
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$945,000	3,770
2017-09-30 (YTD Data)		Rank
Total interest income	$3,780,000	3,763
Total interest expense	$101,000	5,212
Net interest income	$3,679,000	3,600
Provision for loan and lease losses	$70,000	3,009
Total noninterest income	$636,000	3,217
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$348,000	2,162
Trading account gains and fees	NA	NA
Additional Noninterest Income	$288,000	3,536
Total noninterest expense	$3,220,000	3,433
Salaries and employee benefits	$1,823,000	3,396
Premises and equipment expense	$302,000	3,676
Additional noninterest expense	$1,095,000	3,289
Pre-tax net operating income	$1,025,000	3,743
Securities gains (losses)	$0	2,274
Applicable income taxes	$309,000	2,456
Income before extraordinary items	$716,000	3,987
Extraordinary gains, net	$0	9
Net income	$716,000	3,986
Minority interest net income	$0	71
Net income of bank and minority interests.	$716,000	3,987
Net charge-offs	$56,000	2,382
Cash dividends	$317,000	2,825
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$716,000	3,974
2017-06-30 (YTD Data)		Rank
Total interest income	$2,454,000	3,812
Total interest expense	$68,000	5,238
Net interest income	$2,386,000	3,654
Provision for loan and lease losses	$0	3,871
Total noninterest income	$411,000	3,284
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$221,000	2,232
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	3,547
Total noninterest expense	$2,056,000	3,529
Salaries and employee benefits	$1,158,000	3,505
Premises and equipment expense	$201,000	3,706
Additional noninterest expense	$697,000	3,404
Pre-tax net operating income	$741,000	3,572
Securities gains (losses)	$0	1,906
Applicable income taxes	$232,000	2,357
Income before extraordinary items	$509,000	3,877
Extraordinary gains, net	$0	11
Net income	$509,000	3,875
Minority interest net income	$0	71
Net income of bank and minority interests.	$509,000	3,877
Net charge-offs	$26,000	2,438
Cash dividends	$316,000	2,449
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$509,000	3,863
2017-03-31 (YTD Data)		Rank
Total interest income	$1,245,000	3,800
Total interest expense	$34,000	5,264
Net interest income	$1,211,000	3,638
Provision for loan and lease losses	$0	3,537
Total noninterest income	$210,000	3,229
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$111,000	2,234
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	3,487
Total noninterest expense	$1,038,000	3,545
Salaries and employee benefits	$591,000	3,517
Premises and equipment expense	$99,000	3,755
Additional noninterest expense	$348,000	3,401
Pre-tax net operating income	$383,000	3,474
Securities gains (losses)	$0	1,153
Applicable income taxes	$123,000	2,279
Income before extraordinary items	$260,000	3,817
Extraordinary gains, net	$0	8
Net income	$260,000	3,816
Minority interest net income	$0	55
Net income of bank and minority interests.	$260,000	3,817
Net charge-offs	$-1,000	3,990
Cash dividends	$316,000	1,600
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$260,000	3,802
2016-12-31 (YTD Data)		Rank
Total interest income	$4,473,000	4,005
Total interest expense	$139,000	5,294
Net interest income	$4,334,000	3,857
Provision for loan and lease losses	$0	4,332
Total noninterest income	$856,000	3,288
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$464,000	2,214
Trading account gains and fees	$0	170
Additional Noninterest Income	$392,000	3,592
Total noninterest expense	$4,179,000	3,552
Salaries and employee benefits	$2,414,000	3,467
Premises and equipment expense	$398,000	3,788
Additional noninterest expense	$1,367,000	3,536
Pre-tax net operating income	$1,011,000	4,066
Securities gains (losses)	$3,000	2,978
Applicable income taxes	$313,000	2,620
Income before extraordinary items	$701,000	4,360
Extraordinary gains, net	$0	5
Net income	$701,000	4,358
Minority interest net income	$0	82
Net income of bank and minority interests.	$701,000	4,359
Net charge-offs	$145,000	2,251
Cash dividends	$385,000	3,247
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$698,930	4,307
2016-09-30 (YTD Data)		Rank
Total interest income	$3,302,000	4,061
Total interest expense	$105,000	5,341
Net interest income	$3,197,000	3,911
Provision for loan and lease losses	$0	4,186
Total noninterest income	$637,000	3,299
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$344,000	2,237
Trading account gains and fees	$0	169
Additional Noninterest Income	$293,000	3,602
Total noninterest expense	$3,205,000	3,518
Salaries and employee benefits	$1,855,000	3,412
Premises and equipment expense	$310,000	3,737
Additional noninterest expense	$1,040,000	3,526
Pre-tax net operating income	$629,000	4,362
Securities gains (losses)	$3,000	2,908
Applicable income taxes	$186,000	2,853
Income before extraordinary items	$446,000	4,638
Extraordinary gains, net	$0	5
Net income	$446,000	4,638
Minority interest net income	$0	71
Net income of bank and minority interests.	$446,000	4,638
Net charge-offs	$3,000	3,728
Cash dividends	$385,000	2,665
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$443,870	4,580
2016-06-30 (YTD Data)		Rank
Total interest income	$2,194,000	4,097
Total interest expense	$70,000	5,399
Net interest income	$2,124,000	3,950
Provision for loan and lease losses	$0	4,017
Total noninterest income	$415,000	3,347
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$223,000	2,254
Trading account gains and fees	$0	157
Additional Noninterest Income	$192,000	3,665
Total noninterest expense	$2,092,000	3,584
Salaries and employee benefits	$1,224,000	3,456
Premises and equipment expense	$205,000	3,772
Additional noninterest expense	$663,000	3,649
Pre-tax net operating income	$447,000	4,325
Securities gains (losses)	$0	2,835
Applicable income taxes	$135,000	2,789
Income before extraordinary items	$312,000	4,594
Extraordinary gains, net	$0	16
Net income	$312,000	4,591
Minority interest net income	$0	71
Net income of bank and minority interests.	$312,000	4,592
Net charge-offs	$3,000	3,433
Cash dividends	$283,000	2,587
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$312,000	4,526
2016-03-31 (YTD Data)		Rank
Total interest income	$1,064,000	4,178
Total interest expense	$35,000	5,444
Net interest income	$1,029,000	4,025
Provision for loan and lease losses	$0	3,656
Total noninterest income	$197,000	3,401
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$111,000	2,264
Trading account gains and fees	$0	142
Additional Noninterest Income	$86,000	3,764
Total noninterest expense	$1,000,000	3,709
Salaries and employee benefits	$573,000	3,628
Premises and equipment expense	$100,000	3,866
Additional noninterest expense	$327,000	3,684
Pre-tax net operating income	$226,000	4,274
Securities gains (losses)	$0	2,077
Applicable income taxes	$70,000	2,742
Income before extraordinary items	$156,000	4,572
Extraordinary gains, net	$0	12
Net income	$156,000	4,571
Minority interest net income	$0	62
Net income of bank and minority interests.	$156,000	4,573
Net charge-offs	$5,000	2,584
Cash dividends	$283,000	1,677
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$156,000	4,510
2015-12-31 (YTD Data)		Rank
Total interest income	$3,720,000	4,451
Total interest expense	$108,000	5,681
Net interest income	$3,612,000	4,279
Provision for loan and lease losses	$0	4,380
Total noninterest income	$935,000	3,181
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$342,000	2,794
Trading account gains and fees	$0	159
Additional Noninterest Income	$593,000	3,054
Total noninterest expense	$3,642,000	3,918
Salaries and employee benefits	$1,959,000	3,945
Premises and equipment expense	$316,000	4,378
Additional noninterest expense	$1,367,000	3,623
Pre-tax net operating income	$905,000	4,221
Securities gains (losses)	$0	3,216
Applicable income taxes	$197,000	2,952
Income before extraordinary items	$708,000	4,395
Extraordinary gains, net	$0	23
Net income	$708,000	4,392
Minority interest net income	$0	81
Net income of bank and minority interests.	$708,000	4,395
Net charge-offs	$10,000	4,011
Cash dividends	$197,000	3,712
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$708,000	4,351
2015-09-30 (YTD Data)		Rank
Total interest income	$2,751,000	4,528
Total interest expense	$78,000	5,782
Net interest income	$2,673,000	4,343
Provision for loan and lease losses	$0	4,232
Total noninterest income	$431,000	3,987
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$239,000	2,933
Trading account gains and fees	$0	153
Additional Noninterest Income	$192,000	4,194
Total noninterest expense	$2,441,000	4,172
Salaries and employee benefits	$1,401,000	4,071
Premises and equipment expense	$219,000	4,569
Additional noninterest expense	$821,000	4,129
Pre-tax net operating income	$663,000	4,365
Securities gains (losses)	$0	3,031
Applicable income taxes	$213,000	2,775
Income before extraordinary items	$450,000	4,705
Extraordinary gains, net	$0	21
Net income	$450,000	4,708
Minority interest net income	$0	78
Net income of bank and minority interests.	$450,000	4,709
Net charge-offs	$14,000	3,512
Cash dividends	$197,000	3,143
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$450,000	4,650
2015-06-30 (YTD Data)		Rank
Total interest income	$1,838,000	4,557
Total interest expense	$52,000	5,842
Net interest income	$1,786,000	4,371
Provision for loan and lease losses	$0	4,069
Total noninterest income	$269,000	4,118
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$153,000	2,982
Trading account gains and fees	$0	157
Additional Noninterest Income	$116,000	4,348
Total noninterest expense	$1,626,000	4,217
Salaries and employee benefits	$954,000	4,055
Premises and equipment expense	$147,000	4,589
Additional noninterest expense	$525,000	4,250
Pre-tax net operating income	$429,000	4,382
Securities gains (losses)	$0	2,636
Applicable income taxes	$138,000	2,783
Income before extraordinary items	$291,000	4,731
Extraordinary gains, net	$0	22
Net income	$291,000	4,733
Minority interest net income	$0	75
Net income of bank and minority interests.	$291,000	4,734
Net charge-offs	$14,000	3,124
Cash dividends	$197,000	2,816
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$291,000	4,674
2015-03-31 (YTD Data)		Rank
Total interest income	$873,000	4,681
Total interest expense	$25,000	5,923
Net interest income	$848,000	4,490
Provision for loan and lease losses	$0	3,703
Total noninterest income	$113,000	4,352
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$73,000	3,050
Trading account gains and fees	$0	152
Additional Noninterest Income	$40,000	4,757
Total noninterest expense	$779,000	4,353
Salaries and employee benefits	$449,000	4,215
Premises and equipment expense	$77,000	4,543
Additional noninterest expense	$253,000	4,336
Pre-tax net operating income	$182,000	4,572
Securities gains (losses)	$0	2,027
Applicable income taxes	$57,000	2,897
Income before extraordinary items	$125,000	4,896
Extraordinary gains, net	$0	13
Net income	$125,000	4,898
Minority interest net income	$0	64
Net income of bank and minority interests.	$125,000	4,900
Net charge-offs	$16,000	2,251
Cash dividends	$197,000	1,889
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$125,000	4,836
2014-12-31 (YTD Data)		Rank
Total interest income	$3,474,000	4,769
Total interest expense	$119,000	5,956
Net interest income	$3,355,000	4,580
Provision for loan and lease losses	$60,000	3,589
Total noninterest income	$650,000	3,848
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$356,000	2,918
Trading account gains and fees	$0	180
Additional Noninterest Income	$294,000	4,040
Total noninterest expense	$3,186,000	4,343
Salaries and employee benefits	$1,839,000	4,172
Premises and equipment expense	$302,000	4,668
Additional noninterest expense	$1,045,000	4,358
Pre-tax net operating income	$759,000	4,552
Securities gains (losses)	$0	3,259
Applicable income taxes	$253,000	2,777
Income before extraordinary items	$506,000	4,915
Extraordinary gains, net	$0	17
Net income	$506,000	4,914
Minority interest net income	$0	84
Net income of bank and minority interests.	$506,000	4,915
Net charge-offs	$259,000	2,186
Cash dividends	$177,000	3,804
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$506,000	4,867
2014-09-30 (YTD Data)		Rank
Total interest income	$2,552,000	4,871
Total interest expense	$91,000	6,031
Net interest income	$2,461,000	4,671
Provision for loan and lease losses	$45,000	3,462
Total noninterest income	$484,000	3,907
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$266,000	2,954
Trading account gains and fees	$0	174
Additional Noninterest Income	$218,000	4,095
Total noninterest expense	$2,365,000	4,383
Salaries and employee benefits	$1,330,000	4,261
Premises and equipment expense	$226,000	4,717
Additional noninterest expense	$809,000	4,308
Pre-tax net operating income	$535,000	4,711
Securities gains (losses)	$0	2,980
Applicable income taxes	$169,000	2,944
Income before extraordinary items	$366,000	5,022
Extraordinary gains, net	$0	15
Net income	$366,000	5,021
Minority interest net income	$0	81
Net income of bank and minority interests.	$366,000	5,024
Net charge-offs	$220,000	1,898
Cash dividends	$177,000	3,168
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$366,000	4,979
2014-06-30 (YTD Data)		Rank
Total interest income	$1,680,000	4,917
Total interest expense	$62,000	6,073
Net interest income	$1,618,000	4,708
Provision for loan and lease losses	$30,000	3,313
Total noninterest income	$323,000	3,892
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$175,000	2,951
Trading account gains and fees	$0	172
Additional Noninterest Income	$148,000	4,052
Total noninterest expense	$1,562,000	4,448
Salaries and employee benefits	$884,000	4,297
Premises and equipment expense	$151,000	4,736
Additional noninterest expense	$527,000	4,371
Pre-tax net operating income	$349,000	4,703
Securities gains (losses)	$0	2,580
Applicable income taxes	$110,000	2,941
Income before extraordinary items	$239,000	5,031
Extraordinary gains, net	$0	20
Net income	$239,000	5,033
Minority interest net income	$0	80
Net income of bank and minority interests.	$239,000	5,034
Net charge-offs	$155,000	1,809
Cash dividends	$177,000	2,824
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$239,000	4,974
2014-03-31 (YTD Data)		Rank
Total interest income	$832,000	4,974
Total interest expense	$32,000	6,125
Net interest income	$800,000	4,771
Provision for loan and lease losses	$15,000	3,093
Total noninterest income	$159,000	3,893
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$87,000	2,933
Trading account gains and fees	$0	147
Additional Noninterest Income	$72,000	4,055
Total noninterest expense	$741,000	4,611
Salaries and employee benefits	$402,000	4,570
Premises and equipment expense	$74,000	4,840
Additional noninterest expense	$265,000	4,385
Pre-tax net operating income	$203,000	4,452
Securities gains (losses)	$0	1,715
Applicable income taxes	$66,000	2,727
Income before extraordinary items	$137,000	4,809
Extraordinary gains, net	$0	16
Net income	$137,000	4,811
Minority interest net income	$0	66
Net income of bank and minority interests.	$137,000	4,810
Net charge-offs	$81,000	1,505
Cash dividends	$177,000	1,863
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$137,000	4,758
2013-12-31 (YTD Data)		Rank
Total interest income	$3,226,000	5,087
Total interest expense	$181,000	6,015
Net interest income	$3,045,000	4,900
Provision for loan and lease losses	$8,000	4,962
Total noninterest income	$702,000	3,856
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$392,000	2,854
Trading account gains and fees	$0	184
Additional Noninterest Income	$310,000	4,047
Total noninterest expense	$3,235,000	4,437
Salaries and employee benefits	$1,640,000	4,549
Premises and equipment expense	$280,000	4,990
Additional noninterest expense	$1,315,000	3,981
Pre-tax net operating income	$504,000	4,993
Securities gains (losses)	$168,000	1,003
Applicable income taxes	$215,000	2,895
Income before extraordinary items	$457,000	4,991
Extraordinary gains, net	$0	29
Net income	$457,000	4,994
Minority interest net income	$0	90
Net income of bank and minority interests.	$457,000	4,994
Net charge-offs	$291,000	2,612
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$342,760	5,257
2013-09-30 (YTD Data)		Rank
Total interest income	$2,453,000	5,117
Total interest expense	$142,000	6,057
Net interest income	$2,311,000	4,912
Provision for loan and lease losses	$0	4,941
Total noninterest income	$584,000	3,727
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$298,000	2,838
Trading account gains and fees	$0	180
Additional Noninterest Income	$286,000	3,812
Total noninterest expense	$2,520,000	4,374
Salaries and employee benefits	$1,236,000	4,544
Premises and equipment expense	$206,000	5,066
Additional noninterest expense	$1,078,000	3,754
Pre-tax net operating income	$375,000	5,108
Securities gains (losses)	$168,000	906
Applicable income taxes	$173,000	2,913
Income before extraordinary items	$370,000	5,032
Extraordinary gains, net	$0	25
Net income	$370,000	5,034
Minority interest net income	$0	84
Net income of bank and minority interests.	$370,000	5,035
Net charge-offs	$275,000	2,208
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$255,760	5,359
2013-06-30 (YTD Data)		Rank
Total interest income	$1,625,000	5,150
Total interest expense	$98,000	6,088
Net interest income	$1,527,000	4,936
Provision for loan and lease losses	$0	4,788
Total noninterest income	$387,000	3,766
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$199,000	2,796
Trading account gains and fees	$0	157
Additional Noninterest Income	$188,000	3,887
Total noninterest expense	$1,523,000	4,606
Salaries and employee benefits	$843,000	4,513
Premises and equipment expense	$128,000	5,186
Additional noninterest expense	$552,000	4,403
Pre-tax net operating income	$391,000	4,522
Securities gains (losses)	$0	2,791
Applicable income taxes	$126,000	2,837
Income before extraordinary items	$265,000	4,928
Extraordinary gains, net	$0	22
Net income	$265,000	4,930
Minority interest net income	$0	82
Net income of bank and minority interests.	$265,000	4,931
Net charge-offs	$190,000	2,144
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$265,000	4,808
2013-03-31 (YTD Data)		Rank
Total interest income	$816,000	5,181
Total interest expense	$50,000	6,143
Net interest income	$766,000	4,957
Provision for loan and lease losses	$0	4,409
Total noninterest income	$198,000	3,669
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$95,000	2,882
Trading account gains and fees	$0	148
Additional Noninterest Income	$103,000	3,710
Total noninterest expense	$733,000	4,744
Salaries and employee benefits	$407,000	4,652
Premises and equipment expense	$63,000	5,237
Additional noninterest expense	$263,000	4,530
Pre-tax net operating income	$231,000	4,251
Securities gains (losses)	$0	1,966
Applicable income taxes	$76,000	2,655
Income before extraordinary items	$155,000	4,680
Extraordinary gains, net	$0	10
Net income	$155,000	4,681
Minority interest net income	$0	76
Net income of bank and minority interests.	$155,000	4,682
Net charge-offs	$29,000	2,821
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$155,000	4,581
2012-12-31 (YTD Data)		Rank
Total interest income	$3,437,000	5,207
Total interest expense	$265,000	6,118
Net interest income	$3,172,000	4,981
Provision for loan and lease losses	$85,000	4,827
Total noninterest income	$786,000	3,677
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$418,000	2,841
Trading account gains and fees	$0	166
Additional Noninterest Income	$368,000	3,741
Total noninterest expense	$3,000,000	4,746
Salaries and employee benefits	$1,676,000	4,572
Premises and equipment expense	$289,000	5,041
Additional noninterest expense	$1,035,000	4,718
Pre-tax net operating income	$873,000	4,213
Securities gains (losses)	$0	3,810
Applicable income taxes	$287,000	2,698
Income before extraordinary items	$586,000	4,730
Extraordinary gains, net	$0	29
Net income	$586,000	4,732
Minority interest net income	$0	93
Net income of bank and minority interests.	$586,000	4,733
Net charge-offs	$156,000	4,026
Cash dividends	$208,000	3,579
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$586,000	4,544
2012-09-30 (YTD Data)		Rank
Total interest income	$2,606,000	5,266
Total interest expense	$207,000	6,208
Net interest income	$2,399,000	5,048
Provision for loan and lease losses	$85,000	4,548
Total noninterest income	$633,000	3,592
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$304,000	2,945
Trading account gains and fees	$0	157
Additional Noninterest Income	$329,000	3,557
Total noninterest expense	$2,207,000	4,821
Salaries and employee benefits	$1,215,000	4,671
Premises and equipment expense	$181,000	5,465
Additional noninterest expense	$811,000	4,637
Pre-tax net operating income	$740,000	4,138
Securities gains (losses)	$0	3,575
Applicable income taxes	$244,000	2,658
Income before extraordinary items	$496,000	4,660
Extraordinary gains, net	$0	20
Net income	$496,000	4,659
Minority interest net income	$0	86
Net income of bank and minority interests.	$496,000	4,659
Net charge-offs	$151,000	3,587
Cash dividends	$69,000	3,475
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$496,000	4,477
2012-06-30 (YTD Data)		Rank
Total interest income	$1,754,000	5,287
Total interest expense	$143,000	6,252
Net interest income	$1,611,000	5,057
Provision for loan and lease losses	$0	5,619
Total noninterest income	$393,000	3,686
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$194,000	3,019
Trading account gains and fees	$0	153
Additional Noninterest Income	$199,000	3,676
Total noninterest expense	$1,489,000	4,829
Salaries and employee benefits	$800,000	4,740
Premises and equipment expense	$119,000	5,517
Additional noninterest expense	$570,000	4,516
Pre-tax net operating income	$515,000	4,073
Securities gains (losses)	$0	3,178
Applicable income taxes	$171,000	2,595
Income before extraordinary items	$344,000	4,612
Extraordinary gains, net	$0	19
Net income	$344,000	4,614
Minority interest net income	$0	84
Net income of bank and minority interests.	$344,000	4,614
Net charge-offs	$69,000	3,752
Cash dividends	$69,000	3,211
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$344,000	4,421
2012-03-31 (YTD Data)		Rank
Total interest income	$889,000	5,307
Total interest expense	$74,000	6,301
Net interest income	$815,000	5,056
Provision for loan and lease losses	$0	5,254
Total noninterest income	$184,000	3,819
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$95,000	3,050
Trading account gains and fees	$0	148
Additional Noninterest Income	$89,000	3,877
Total noninterest expense	$711,000	4,962
Salaries and employee benefits	$379,000	4,905
Premises and equipment expense	$64,000	5,381
Additional noninterest expense	$268,000	4,678
Pre-tax net operating income	$288,000	3,911
Securities gains (losses)	$0	2,210
Applicable income taxes	$97,000	2,474
Income before extraordinary items	$191,000	4,456
Extraordinary gains, net	$0	19
Net income	$191,000	4,459
Minority interest net income	$0	78
Net income of bank and minority interests.	$191,000	4,459
Net charge-offs	$36,000	3,280
Cash dividends	$69,000	2,299
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$191,000	4,306
2011-12-31 (YTD Data)		Rank
Total interest income	$3,759,000	5,278
Total interest expense	$409,000	6,173
Net interest income	$3,350,000	5,013
Provision for loan and lease losses	$733,000	2,873
Total noninterest income	$799,000	3,527
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$406,000	2,995
Trading account gains and fees	$0	146
Additional Noninterest Income	$393,000	3,467
Total noninterest expense	$3,058,000	4,832
Salaries and employee benefits	$1,632,000	4,723
Premises and equipment expense	$333,000	5,004
Additional noninterest expense	$1,093,000	4,702
Pre-tax net operating income	$358,000	5,088
Securities gains (losses)	$0	3,838
Applicable income taxes	$84,000	3,470
Income before extraordinary items	$274,000	5,336
Extraordinary gains, net	$0	29
Net income	$274,000	5,338
Minority interest net income	$0	96
Net income of bank and minority interests.	$274,000	5,338
Net charge-offs	$753,000	2,710
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$274,000	5,220
2011-09-30 (YTD Data)		Rank
Total interest income	$2,848,000	5,321
Total interest expense	$322,000	6,207
Net interest income	$2,526,000	5,032
Provision for loan and lease losses	$733,000	2,385
Total noninterest income	$618,000	3,460
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$307,000	2,988
Trading account gains and fees	$0	145
Additional Noninterest Income	$311,000	3,414
Total noninterest expense	$2,302,000	4,832
Salaries and employee benefits	$1,202,000	4,778
Premises and equipment expense	$272,000	4,847
Additional noninterest expense	$828,000	4,690
Pre-tax net operating income	$109,000	5,773
Securities gains (losses)	$0	3,555
Applicable income taxes	$13,000	4,182
Income before extraordinary items	$96,000	5,911
Extraordinary gains, net	$0	21
Net income	$96,000	5,912
Minority interest net income	$0	87
Net income of bank and minority interests.	$96,000	5,912
Net charge-offs	$630,000	2,415
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$96,000	5,797
2011-06-30 (YTD Data)		Rank
Total interest income	$1,915,000	5,350
Total interest expense	$221,000	6,279
Net interest income	$1,694,000	5,024
Provision for loan and lease losses	$583,000	2,143
Total noninterest income	$408,000	3,512
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$205,000	2,960
Trading account gains and fees	$0	153
Additional Noninterest Income	$203,000	3,471
Total noninterest expense	$1,538,000	4,875
Salaries and employee benefits	$789,000	4,864
Premises and equipment expense	$182,000	4,867
Additional noninterest expense	$567,000	4,664
Pre-tax net operating income	$-19,000	6,259
Securities gains (losses)	$0	2,914
Applicable income taxes	$-25,000	6,950
Income before extraordinary items	$6,000	6,279
Extraordinary gains, net	$0	15
Net income	$6,000	6,279
Minority interest net income	$0	89
Net income of bank and minority interests.	$6,000	6,279
Net charge-offs	$276,000	2,789
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$6,000	6,197
2011-03-31 (YTD Data)		Rank
Total interest income	$960,000	5,374
Total interest expense	$115,000	6,308
Net interest income	$845,000	5,029
Provision for loan and lease losses	$130,000	3,035
Total noninterest income	$208,000	3,502
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$107,000	2,839
Trading account gains and fees	$0	158
Additional Noninterest Income	$101,000	3,554
Total noninterest expense	$764,000	4,924
Salaries and employee benefits	$410,000	4,801
Premises and equipment expense	$90,000	4,962
Additional noninterest expense	$264,000	4,855
Pre-tax net operating income	$159,000	4,567
Securities gains (losses)	$0	1,772
Applicable income taxes	$50,000	2,820
Income before extraordinary items	$109,000	4,894
Extraordinary gains, net	$0	9
Net income	$109,000	4,892
Minority interest net income	$0	86
Net income of bank and minority interests.	$109,000	4,894
Net charge-offs	$332,000	1,657
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$109,000	4,835
2010-12-31 (YTD Data)		Rank
Total interest income	$4,251,000	5,258
Total interest expense	$787,000	5,737
Net interest income	$3,464,000	4,981
Provision for loan and lease losses	$720,000	3,552
Total noninterest income	$862,000	3,495
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$425,000	2,959
Trading account gains and fees	$0	175
Additional Noninterest Income	$437,000	3,379
Total noninterest expense	$3,200,000	4,833
Salaries and employee benefits	$1,734,000	4,624
Premises and equipment expense	$364,000	4,972
Additional noninterest expense	$1,102,000	4,831
Pre-tax net operating income	$406,000	4,616
Securities gains (losses)	$-21,000	7,085
Applicable income taxes	$92,000	3,288
Income before extraordinary items	$293,000	4,962
Extraordinary gains, net	$0	29
Net income	$293,000	4,965
Minority interest net income	$0	111
Net income of bank and minority interests.	$293,000	4,965
Net charge-offs	$588,000	3,427
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$308,960	4,768
2010-09-30 (YTD Data)		Rank
Total interest income	$3,255,000	5,293
Total interest expense	$628,000	5,772
Net interest income	$2,627,000	5,012
Provision for loan and lease losses	$350,000	4,106
Total noninterest income	$571,000	3,786
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$304,000	3,137
Trading account gains and fees	$0	165
Additional Noninterest Income	$267,000	3,730
Total noninterest expense	$2,448,000	4,798
Salaries and employee benefits	$1,288,000	4,688
Premises and equipment expense	$277,000	5,020
Additional noninterest expense	$883,000	4,648
Pre-tax net operating income	$400,000	4,508
Securities gains (losses)	$-21,000	7,267
Applicable income taxes	$112,000	3,038
Income before extraordinary items	$267,000	5,010
Extraordinary gains, net	$0	23
Net income	$267,000	5,012
Minority interest net income	$0	110
Net income of bank and minority interests.	$267,000	5,013
Net charge-offs	$477,000	3,147
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$281,700	4,764
2010-06-30 (YTD Data)		Rank
Total interest income	$2,176,000	5,323
Total interest expense	$428,000	5,823
Net interest income	$1,748,000	5,026
Provision for loan and lease losses	$200,000	4,223
Total noninterest income	$326,000	4,091
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$201,000	3,153
Trading account gains and fees	$0	152
Additional Noninterest Income	$125,000	4,276
Total noninterest expense	$1,612,000	4,846
Salaries and employee benefits	$847,000	4,770
Premises and equipment expense	$167,000	5,273
Additional noninterest expense	$598,000	4,595
Pre-tax net operating income	$262,000	4,581
Securities gains (losses)	$0	3,184
Applicable income taxes	$78,000	2,989
Income before extraordinary items	$184,000	4,996
Extraordinary gains, net	$0	19
Net income	$184,000	4,997
Minority interest net income	$0	105
Net income of bank and minority interests.	$184,000	4,996
Net charge-offs	$408,000	2,683
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$184,000	4,844
2010-03-31 (YTD Data)		Rank
Total interest income	$1,079,000	5,403
Total interest expense	$220,000	5,886
Net interest income	$859,000	5,109
Provision for loan and lease losses	$150,000	3,336
Total noninterest income	$195,000	3,699
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$95,000	3,254
Trading account gains and fees	$0	175
Additional Noninterest Income	$100,000	3,522
Total noninterest expense	$814,000	4,867
Salaries and employee benefits	$412,000	4,912
Premises and equipment expense	$88,000	5,241
Additional noninterest expense	$314,000	4,462
Pre-tax net operating income	$90,000	5,167
Securities gains (losses)	$0	2,284
Applicable income taxes	$24,000	3,330
Income before extraordinary items	$66,000	5,454
Extraordinary gains, net	$0	16
Net income	$66,000	5,456
Minority interest net income	$0	91
Net income of bank and minority interests.	$66,000	5,455
Net charge-offs	$322,000	1,968
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$66,000	5,350
2009-12-31 (YTD Data)		Rank
Total interest income	$4,818,000	5,227
Total interest expense	$1,244,000	5,586
Net interest income	$3,574,000	4,911
Provision for loan and lease losses	$795,000	3,849
Total noninterest income	$991,000	3,353
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$432,000	3,172
Trading account gains and fees	$0	211
Additional Noninterest Income	$559,000	3,017
Total noninterest expense	$3,438,000	4,776
Salaries and employee benefits	$1,890,000	4,545
Premises and equipment expense	$379,000	5,127
Additional noninterest expense	$1,169,000	4,811
Pre-tax net operating income	$332,000	4,414
Securities gains (losses)	$-12,000	7,019
Applicable income taxes	$56,000	3,202
Income before extraordinary items	$264,000	4,592
Extraordinary gains, net	$0	34
Net income	$264,000	4,592
Minority interest net income	$0	115
Net income of bank and minority interests.	$264,000	4,593
Net charge-offs	$258,000	4,684
Cash dividends	$150,000	3,873
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$273,840	4,494
2009-09-30 (YTD Data)		Rank
Total interest income	$3,663,000	5,253
Total interest expense	$989,000	5,593
Net interest income	$2,674,000	4,923
Provision for loan and lease losses	$490,000	3,821
Total noninterest income	$725,000	3,462
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$321,000	3,213
Trading account gains and fees	$0	212
Additional Noninterest Income	$404,000	3,166
Total noninterest expense	$2,645,000	4,705
Salaries and employee benefits	$1,435,000	4,516
Premises and equipment expense	$289,000	5,133
Additional noninterest expense	$921,000	4,656
Pre-tax net operating income	$264,000	4,666
Securities gains (losses)	$12,000	2,919
Applicable income taxes	$75,000	3,083
Income before extraordinary items	$201,000	4,849
Extraordinary gains, net	$0	27
Net income	$201,000	4,849
Minority interest net income	$0	118
Net income of bank and minority interests.	$201,000	4,849
Net charge-offs	$186,000	4,329
Cash dividends	$150,000	3,309
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$192,240	4,827
2009-06-30 (YTD Data)		Rank
Total interest income	$2,430,000	5,322
Total interest expense	$676,000	5,651
Net interest income	$1,754,000	4,957
Provision for loan and lease losses	$150,000	4,729
Total noninterest income	$498,000	3,426
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$214,000	3,180
Trading account gains and fees	$0	193
Additional Noninterest Income	$284,000	3,100
Total noninterest expense	$1,803,000	4,683
Salaries and employee benefits	$971,000	4,532
Premises and equipment expense	$192,000	5,183
Additional noninterest expense	$640,000	4,534
Pre-tax net operating income	$299,000	4,136
Securities gains (losses)	$12,000	2,527
Applicable income taxes	$85,000	2,759
Income before extraordinary items	$226,000	4,388
Extraordinary gains, net	$0	21
Net income	$226,000	4,385
Minority interest net income	$0	112
Net income of bank and minority interests.	$226,000	4,385
Net charge-offs	$127,000	3,979
Cash dividends	$150,000	2,953
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$217,240	4,320
2009-03-31 (YTD Data)		Rank
Total interest income	$1,207,000	5,385
Total interest expense	$356,000	5,637
Net interest income	$851,000	5,036
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$235,000	3,503
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$108,000	3,120
Trading account gains and fees	$0	171
Additional Noninterest Income	$127,000	3,246
Total noninterest expense	$944,000	4,477
Salaries and employee benefits	$540,000	4,212
Premises and equipment expense	$99,000	5,139
Additional noninterest expense	$305,000	4,356
Pre-tax net operating income	$82,000	5,223
Securities gains (losses)	$12,000	1,860
Applicable income taxes	$17,000	3,673
Income before extraordinary items	$77,000	5,278
Extraordinary gains, net	$0	15
Net income	$77,000	5,283
Minority interest net income	$0	102
Net income of bank and minority interests.	$77,000	5,282
Net charge-offs	$36,000	3,846
Cash dividends	$150,000	1,916
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$67,160	5,262
2008-12-31 (YTD Data)		Rank
Total interest income	$5,568,000	5,154
Total interest expense	$1,814,000	5,551
Net interest income	$3,754,000	4,767
Provision for loan and lease losses	$30,000	6,834
Total noninterest income	$1,055,000	3,290
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$504,000	3,002
Trading account gains and fees	$0	154
Additional Noninterest Income	$551,000	3,023
Total noninterest expense	$3,463,000	4,677
Salaries and employee benefits	$1,955,000	4,528
Premises and equipment expense	$416,000	4,979
Additional noninterest expense	$1,092,000	4,557
Pre-tax net operating income	$1,316,000	3,250
Securities gains (losses)	$-748,000	7,647
Applicable income taxes	$113,000	3,294
Income before extraordinary items	$455,000	4,594
Extraordinary gains, net	$0	39
Net income	$455,000	4,593
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	5,174
Cash dividends	$338,000	3,930
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,053,400	3,334
2008-09-30 (YTD Data)		Rank
Total interest income	$4,249,000	5,178
Total interest expense	$1,399,000	5,612
Net interest income	$2,850,000	4,774
Provision for loan and lease losses	$0	6,991
Total noninterest income	$872,000	3,170
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$377,000	3,032
Trading account gains and fees	$0	148
Additional Noninterest Income	$495,000	2,834
Total noninterest expense	$2,652,000	4,592
Salaries and employee benefits	$1,548,000	4,372
Premises and equipment expense	$304,000	5,074
Additional noninterest expense	$800,000	4,558
Pre-tax net operating income	$1,070,000	3,555
Securities gains (losses)	$-748,000	7,853
Applicable income taxes	$63,000	3,957
Income before extraordinary items	$259,000	5,398
Extraordinary gains, net	$0	31
Net income	$259,000	5,395
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	4,144
Cash dividends	$338,000	3,254
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$857,400	3,565
2008-06-30 (YTD Data)		Rank
Total interest income	$2,915,000	5,159
Total interest expense	$953,000	5,702
Net interest income	$1,962,000	4,678
Provision for loan and lease losses	$0	6,671
Total noninterest income	$618,000	3,078
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$242,000	3,088
Trading account gains and fees	$0	149
Additional Noninterest Income	$376,000	2,684
Total noninterest expense	$1,758,000	4,643
Salaries and employee benefits	$948,000	4,700
Premises and equipment expense	$196,000	5,207
Additional noninterest expense	$614,000	4,114
Pre-tax net operating income	$822,000	3,373
Securities gains (losses)	$0	3,233
Applicable income taxes	$277,000	2,308
Income before extraordinary items	$545,000	3,842
Extraordinary gains, net	$0	21
Net income	$545,000	3,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,590
Cash dividends	$338,000	2,803
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$545,000	3,787
2008-03-31 (YTD Data)		Rank
Total interest income	$1,491,000	5,191
Total interest expense	$498,000	5,777
Net interest income	$993,000	4,649
Provision for loan and lease losses	$0	6,080
Total noninterest income	$311,000	3,058
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$120,000	3,055
Trading account gains and fees	$0	158
Additional Noninterest Income	$191,000	2,646
Total noninterest expense	$921,000	4,505
Salaries and employee benefits	$515,000	4,444
Premises and equipment expense	$96,000	5,276
Additional noninterest expense	$310,000	4,013
Pre-tax net operating income	$383,000	3,639
Securities gains (losses)	$0	2,688
Applicable income taxes	$127,000	2,519
Income before extraordinary items	$256,000	4,151
Extraordinary gains, net	$0	15
Net income	$256,000	4,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$338,000	1,765
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$256,000	4,045
2007-12-31 (YTD Data)		Rank
Total interest income	$6,086,000	5,186
Total interest expense	$2,089,000	5,738
Net interest income	$3,997,000	4,626
Provision for loan and lease losses	$135,000	4,463
Total noninterest income	$1,361,000	2,882
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$543,000	2,875
Trading account gains and fees	$0	178
Additional Noninterest Income	$818,000	2,531
Total noninterest expense	$3,536,000	4,484
Salaries and employee benefits	$1,939,000	4,483
Premises and equipment expense	$389,000	5,112
Additional noninterest expense	$1,208,000	4,055
Pre-tax net operating income	$1,687,000	3,684
Securities gains (losses)	$0	2,146
Applicable income taxes	$570,000	2,582
Income before extraordinary items	$1,117,000	4,069
Extraordinary gains, net	$0	39
Net income	$1,117,000	4,071
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$93,000	3,868
Cash dividends	$331,000	4,293
Sale, conversion, retirement of capital stock, net	$36,000	1,110
Net operating income	$1,117,000	4,068
2007-09-30 (YTD Data)		Rank
Total interest income	$4,549,000	5,210
Total interest expense	$1,556,000	5,780
Net interest income	$2,993,000	4,646
Provision for loan and lease losses	$135,000	3,624
Total noninterest income	$993,000	2,931
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$411,000	2,845
Trading account gains and fees	$0	184
Additional Noninterest Income	$582,000	2,606
Total noninterest expense	$2,660,000	4,458
Salaries and employee benefits	$1,478,000	4,418
Premises and equipment expense	$287,000	5,135
Additional noninterest expense	$895,000	4,030
Pre-tax net operating income	$1,191,000	3,962
Securities gains (losses)	$0	1,655
Applicable income taxes	$405,000	2,795
Income before extraordinary items	$786,000	4,391
Extraordinary gains, net	$0	33
Net income	$786,000	4,391
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,157
Cash dividends	$301,000	3,598
Sale, conversion, retirement of capital stock, net	$36,000	950
Net operating income	$786,000	4,379
2007-06-30 (YTD Data)		Rank
Total interest income	$3,034,000	5,219
Total interest expense	$1,035,000	5,783
Net interest income	$1,999,000	4,663
Provision for loan and lease losses	$90,000	3,429
Total noninterest income	$687,000	2,868
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$272,000	2,857
Trading account gains and fees	$0	168
Additional Noninterest Income	$415,000	2,524
Total noninterest expense	$1,741,000	4,539
Salaries and employee benefits	$963,000	4,532
Premises and equipment expense	$188,000	5,213
Additional noninterest expense	$590,000	4,065
Pre-tax net operating income	$855,000	3,870
Securities gains (losses)	$0	1,444
Applicable income taxes	$291,000	2,776
Income before extraordinary items	$564,000	4,292
Extraordinary gains, net	$0	29
Net income	$564,000	4,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,783
Cash dividends	$301,000	3,095
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$564,000	4,288
2007-03-31 (YTD Data)		Rank
Total interest income	$1,507,000	5,234
Total interest expense	$511,000	5,799
Net interest income	$996,000	4,695
Provision for loan and lease losses	$45,000	3,197
Total noninterest income	$364,000	2,739
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$123,000	3,011
Trading account gains and fees	$0	195
Additional Noninterest Income	$241,000	2,270
Total noninterest expense	$911,000	4,409
Salaries and employee benefits	$539,000	4,200
Premises and equipment expense	$89,000	5,403
Additional noninterest expense	$283,000	4,134
Pre-tax net operating income	$404,000	3,973
Securities gains (losses)	$0	1,187
Applicable income taxes	$136,000	2,867
Income before extraordinary items	$268,000	4,408
Extraordinary gains, net	$0	22
Net income	$268,000	4,410
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	3,481
Cash dividends	$301,000	1,959
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$268,000	4,396
2006-12-31 (YTD Data)		Rank
Total interest income	$5,823,000	5,114
Total interest expense	$1,958,000	5,457
Net interest income	$3,865,000	4,753
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$1,337,000	2,919
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$492,000	3,093
Trading account gains and fees	$0	130
Additional Noninterest Income	$845,000	2,490
Total noninterest expense	$3,633,000	4,280
Salaries and employee benefits	$1,952,000	4,355
Premises and equipment expense	$403,000	4,890
Additional noninterest expense	$1,278,000	3,752
Pre-tax net operating income	$1,389,000	4,464
Securities gains (losses)	$0	1,687
Applicable income taxes	$464,000	3,245
Income before extraordinary items	$925,000	4,873
Extraordinary gains, net	$0	51
Net income	$925,000	4,876
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,479
Cash dividends	$203,000	4,910
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$925,000	4,872
2006-09-30 (YTD Data)		Rank
Total interest income	$4,322,000	5,136
Total interest expense	$1,425,000	5,477
Net interest income	$2,897,000	4,791
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$943,000	3,052
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$364,000	3,142
Trading account gains and fees	$0	126
Additional Noninterest Income	$579,000	2,636
Total noninterest expense	$2,761,000	4,218
Salaries and employee benefits	$1,467,000	4,310
Premises and equipment expense	$271,000	5,242
Additional noninterest expense	$1,023,000	3,545
Pre-tax net operating income	$944,000	4,843
Securities gains (losses)	$0	1,388
Applicable income taxes	$314,000	3,521
Income before extraordinary items	$630,000	5,242
Extraordinary gains, net	$0	45
Net income	$630,000	5,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	4,781
Cash dividends	$203,000	4,127
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$630,000	5,232
2006-06-30 (YTD Data)		Rank
Total interest income	$2,726,000	5,266
Total interest expense	$906,000	5,491
Net interest income	$1,820,000	4,993
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$723,000	2,774
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$242,000	3,128
Trading account gains and fees	$0	126
Additional Noninterest Income	$481,000	2,272
Total noninterest expense	$1,864,000	4,199
Salaries and employee benefits	$950,000	4,430
Premises and equipment expense	$174,000	5,339
Additional noninterest expense	$740,000	3,329
Pre-tax net operating income	$589,000	5,036
Securities gains (losses)	$0	1,185
Applicable income taxes	$194,000	3,654
Income before extraordinary items	$395,000	5,419
Extraordinary gains, net	$0	39
Net income	$395,000	5,421
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	4,558
Cash dividends	$203,000	3,643
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$395,000	5,413
2006-03-31 (YTD Data)		Rank
Total interest income	$1,326,000	5,298
Total interest expense	$411,000	5,618
Net interest income	$915,000	4,976
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$328,000	2,906
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$127,000	2,956
Trading account gains and fees	$0	115
Additional Noninterest Income	$201,000	2,485
Total noninterest expense	$1,017,000	3,974
Salaries and employee benefits	$491,000	4,331
Premises and equipment expense	$102,000	4,892
Additional noninterest expense	$424,000	2,958
Pre-tax net operating income	$181,000	6,041
Securities gains (losses)	$0	955
Applicable income taxes	$55,000	4,377
Income before extraordinary items	$126,000	6,317
Extraordinary gains, net	$0	21
Net income	$126,000	6,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,131
Cash dividends	$203,000	2,361
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$126,000	6,314
2005-12-31 (YTD Data)		Rank
Total interest income	$4,651,000	5,385
Total interest expense	$1,198,000	5,814
Net interest income	$3,453,000	5,063
Provision for loan and lease losses	$180,000	3,751
Total noninterest income	$1,364,000	2,863
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$487,000	3,104
Trading account gains and fees	$0	138
Additional Noninterest Income	$877,000	2,401
Total noninterest expense	$3,316,000	4,472
Salaries and employee benefits	$1,810,000	4,458
Premises and equipment expense	$445,000	4,530
Additional noninterest expense	$1,061,000	4,216
Pre-tax net operating income	$1,321,000	4,685
Securities gains (losses)	$0	2,296
Applicable income taxes	$444,000	3,548
Income before extraordinary items	$877,000	5,140
Extraordinary gains, net	$0	46
Net income	$877,000	5,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$102,000	3,316
Cash dividends	$203,000	4,868
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$877,000	5,109
2005-09-30 (YTD Data)		Rank
Total interest income	$3,392,000	5,439
Total interest expense	$817,000	5,962
Net interest income	$2,575,000	5,088
Provision for loan and lease losses	$135,000	3,636
Total noninterest income	$944,000	3,031
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$368,000	3,088
Trading account gains and fees	$0	126
Additional Noninterest Income	$576,000	2,616
Total noninterest expense	$2,455,000	4,481
Salaries and employee benefits	$1,355,000	4,434
Premises and equipment expense	$332,000	4,517
Additional noninterest expense	$768,000	4,310
Pre-tax net operating income	$929,000	4,954
Securities gains (losses)	$0	2,317
Applicable income taxes	$332,000	3,623
Income before extraordinary items	$597,000	5,455
Extraordinary gains, net	$0	35
Net income	$597,000	5,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	3,581
Cash dividends	$203,000	4,022
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$597,000	5,428
2005-06-30 (YTD Data)		Rank
Total interest income	$2,164,000	5,502
Total interest expense	$477,000	6,156
Net interest income	$1,687,000	5,138
Provision for loan and lease losses	$90,000	3,491
Total noninterest income	$457,000	3,733
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$242,000	3,078
Trading account gains and fees	$0	116
Additional Noninterest Income	$215,000	3,646
Total noninterest expense	$1,408,000	4,950
Salaries and employee benefits	$744,000	5,056
Premises and equipment expense	$194,000	4,925
Additional noninterest expense	$470,000	4,592
Pre-tax net operating income	$646,000	4,824
Securities gains (losses)	$0	2,146
Applicable income taxes	$235,000	3,510
Income before extraordinary items	$411,000	5,375
Extraordinary gains, net	$0	30
Net income	$411,000	5,377
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	2,718
Cash dividends	$203,000	3,471
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$411,000	5,338
2005-03-31 (YTD Data)		Rank
Total interest income	$1,034,000	5,629
Total interest expense	$209,000	6,428
Net interest income	$825,000	5,238
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$329,000	2,842
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$118,000	3,074
Trading account gains and fees	$0	115
Additional Noninterest Income	$211,000	2,401
Total noninterest expense	$759,000	4,711
Salaries and employee benefits	$412,000	4,729
Premises and equipment expense	$108,000	4,611
Additional noninterest expense	$239,000	4,502
Pre-tax net operating income	$350,000	4,592
Securities gains (losses)	$0	1,685
Applicable income taxes	$124,000	3,414
Income before extraordinary items	$226,000	5,122
Extraordinary gains, net	$0	24
Net income	$226,000	5,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	2,365
Cash dividends	$203,000	2,174
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$226,000	5,095
2004-12-31 (YTD Data)		Rank
Total interest income	$3,943,000	5,594
Total interest expense	$631,000	6,843
Net interest income	$3,312,000	5,093
Provision for loan and lease losses	$120,000	4,623
Total noninterest income	$1,588,000	2,583
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$551,000	2,912
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,037,000	2,098
Total noninterest expense	$3,263,000	4,405
Salaries and employee benefits	$1,810,000	4,322
Premises and equipment expense	$472,000	4,264
Additional noninterest expense	$981,000	4,419
Pre-tax net operating income	$1,517,000	4,223
Securities gains (losses)	$20,000	2,398
Applicable income taxes	$517,000	3,293
Income before extraordinary items	$1,020,000	4,638
Extraordinary gains, net	$0	34
Net income	$1,020,000	4,638
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,009
Cash dividends	$180,000	4,976
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,006,800	4,611
2004-09-30 (YTD Data)		Rank
Total interest income	$2,878,000	5,672
Total interest expense	$439,000	7,005
Net interest income	$2,439,000	5,137
Provision for loan and lease losses	$90,000	4,429
Total noninterest income	$1,180,000	2,603
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$415,000	2,915
Trading account gains and fees	$0	134
Additional Noninterest Income	$765,000	2,134
Total noninterest expense	$2,392,000	4,441
Salaries and employee benefits	$1,318,000	4,380
Premises and equipment expense	$347,000	4,309
Additional noninterest expense	$727,000	4,394
Pre-tax net operating income	$1,137,000	4,296
Securities gains (losses)	$13,000	2,563
Applicable income taxes	$395,000	3,325
Income before extraordinary items	$755,000	4,768
Extraordinary gains, net	$0	26
Net income	$755,000	4,768
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,384
Cash dividends	$180,000	4,089
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$746,420	4,707
2004-06-30 (YTD Data)		Rank
Total interest income	$1,871,000	5,774
Total interest expense	$283,000	7,112
Net interest income	$1,588,000	5,226
Provision for loan and lease losses	$60,000	4,267
Total noninterest income	$758,000	2,686
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$267,000	2,978
Trading account gains and fees	$0	130
Additional Noninterest Income	$491,000	2,219
Total noninterest expense	$1,591,000	4,467
Salaries and employee benefits	$884,000	4,391
Premises and equipment expense	$189,000	4,954
Additional noninterest expense	$518,000	4,196
Pre-tax net operating income	$695,000	4,472
Securities gains (losses)	$11,000	2,367
Applicable income taxes	$241,000	3,455
Income before extraordinary items	$465,000	4,922
Extraordinary gains, net	$0	21
Net income	$465,000	4,922
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,713
Cash dividends	$180,000	3,587
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$457,740	4,875
2004-03-31 (YTD Data)		Rank
Total interest income	$908,000	5,892
Total interest expense	$138,000	7,223
Net interest income	$770,000	5,341
Provision for loan and lease losses	$30,000	4,060
Total noninterest income	$378,000	2,638
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$130,000	2,974
Trading account gains and fees	$0	121
Additional Noninterest Income	$248,000	2,142
Total noninterest expense	$763,000	4,631
Salaries and employee benefits	$427,000	4,504
Premises and equipment expense	$94,000	5,013
Additional noninterest expense	$242,000	4,433
Pre-tax net operating income	$355,000	4,394
Securities gains (losses)	$11,000	2,005
Applicable income taxes	$125,000	3,416
Income before extraordinary items	$241,000	4,850
Extraordinary gains, net	$0	16
Net income	$241,000	4,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	4,591
Cash dividends	$180,000	2,302
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$233,740	4,818
2003-12-31 (YTD Data)		Rank
Total interest income	$3,612,000	5,952
Total interest expense	$656,000	7,202
Net interest income	$2,956,000	5,357
Provision for loan and lease losses	$320,000	3,013
Total noninterest income	$1,960,000	2,353
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$560,000	2,841
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,400,000	1,914
Total noninterest expense	$3,232,000	4,378
Salaries and employee benefits	$1,816,000	4,233
Premises and equipment expense	$421,000	4,568
Additional noninterest expense	$995,000	4,293
Pre-tax net operating income	$1,364,000	4,369
Securities gains (losses)	$63,000	2,296
Applicable income taxes	$466,000	3,495
Income before extraordinary items	$961,000	4,754
Extraordinary gains, net	$0	54
Net income	$961,000	4,755
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$92,000	4,205
Cash dividends	$150,000	5,213
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$918,790	4,714
2003-09-30 (YTD Data)		Rank
Total interest income	$2,670,000	6,066
Total interest expense	$520,000	7,212
Net interest income	$2,150,000	5,480
Provision for loan and lease losses	$140,000	4,015
Total noninterest income	$1,491,000	2,368
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$413,000	2,887
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,078,000	1,945
Total noninterest expense	$2,380,000	4,429
Salaries and employee benefits	$1,352,000	4,249
Premises and equipment expense	$314,000	4,572
Additional noninterest expense	$714,000	4,414
Pre-tax net operating income	$1,121,000	4,265
Securities gains (losses)	$64,000	2,111
Applicable income taxes	$396,000	3,432
Income before extraordinary items	$789,000	4,634
Extraordinary gains, net	$0	40
Net income	$789,000	4,634
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	6,699
Cash dividends	$150,000	4,365
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$746,120	4,602
2003-06-30 (YTD Data)		Rank
Total interest income	$1,775,000	6,112
Total interest expense	$372,000	7,176
Net interest income	$1,403,000	5,545
Provision for loan and lease losses	$110,000	3,695
Total noninterest income	$966,000	2,417
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$276,000	2,839
Trading account gains and fees	$0	150
Additional Noninterest Income	$690,000	1,990
Total noninterest expense	$1,559,000	4,454
Salaries and employee benefits	$890,000	4,285
Premises and equipment expense	$208,000	4,589
Additional noninterest expense	$461,000	4,512
Pre-tax net operating income	$700,000	4,426
Securities gains (losses)	$63,000	1,860
Applicable income taxes	$256,000	3,514
Income before extraordinary items	$507,000	4,766
Extraordinary gains, net	$0	30
Net income	$507,000	4,765
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,538
Cash dividends	$150,000	3,830
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$465,420	4,782
2003-03-31 (YTD Data)		Rank
Total interest income	$885,000	6,150
Total interest expense	$200,000	7,070
Net interest income	$685,000	5,615
Provision for loan and lease losses	$80,000	2,724
Total noninterest income	$211,000	4,034
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$136,000	2,790
Trading account gains and fees	$0	134
Additional Noninterest Income	$75,000	4,475
Total noninterest expense	$560,000	5,566
Salaries and employee benefits	$265,000	6,053
Premises and equipment expense	$92,000	4,977
Additional noninterest expense	$203,000	4,916
Pre-tax net operating income	$256,000	5,213
Securities gains (losses)	$63,000	1,259
Applicable income taxes	$79,000	4,379
Income before extraordinary items	$240,000	4,816
Extraordinary gains, net	$0	21
Net income	$240,000	4,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$150,000	2,511
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$192,750	5,231
2002-12-31 (YTD Data)		Rank
Total interest income	$3,744,000	6,122
Total interest expense	$931,000	7,111
Net interest income	$2,813,000	5,503
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$776,000	4,072
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$548,000	2,747
Trading account gains and fees	$0	153
Additional Noninterest Income	$228,000	4,770
Total noninterest expense	$2,412,000	5,198
Salaries and employee benefits	$1,130,000	5,714
Premises and equipment expense	$411,000	4,550
Additional noninterest expense	$871,000	4,649
Pre-tax net operating income	$1,057,000	5,063
Securities gains (losses)	$0	4,537
Applicable income taxes	$249,000	4,770
Income before extraordinary items	$808,000	5,180
Extraordinary gains, net	$0	70
Net income	$808,000	5,179
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	4,201
Cash dividends	$150,000	5,190
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$808,000	5,036
2001-12-31 (YTD Data)		Rank
Total interest income	$4,002,000	6,356
Total interest expense	$1,507,000	6,961
Net interest income	$2,495,000	5,723
Provision for loan and lease losses	$95,000	5,715
Total noninterest income	$814,000	3,810
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$590,000	2,469
Trading account gains and fees	$0	177
Additional Noninterest Income	$224,000	4,704
Total noninterest expense	$2,393,000	5,109
Salaries and employee benefits	$1,073,000	5,733
Premises and equipment expense	$457,000	4,178
Additional noninterest expense	$863,000	4,532
Pre-tax net operating income	$821,000	5,423
Securities gains (losses)	$0	4,612
Applicable income taxes	$198,000	5,048
Income before extraordinary items	$623,000	5,511
Extraordinary gains, net	$0	105
Net income	$623,000	5,515
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$75,000	4,516
Cash dividends	$75,000	5,935
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$623,000	5,386
2000-12-31 (YTD Data)		Rank
Total interest income	$4,063,000	6,441
Total interest expense	$1,659,000	6,840
Net interest income	$2,404,000	5,954
Provision for loan and lease losses	$60,000	6,179
Total noninterest income	$720,000	3,923
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$556,000	2,449
Trading account gains and fees	NA	NA
Additional Noninterest Income	$164,000	5,264
Total noninterest expense	$2,370,000	5,043
Salaries and employee benefits	$1,004,000	5,901
Premises and equipment expense	$474,000	3,957
Additional noninterest expense	$892,000	4,369
Pre-tax net operating income	$694,000	6,244
Securities gains (losses)	$3,000	1,519
Applicable income taxes	$189,000	5,498
Income before extraordinary items	$508,000	6,267
Extraordinary gains, net	$0	38
Net income	$508,000	6,265
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$953,000	776
Cash dividends	$400,000	3,920
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$505,810	6,305
1999-12-31 (YTD Data)		Rank
Total interest income	$3,880,000	6,472
Total interest expense	$1,614,000	6,697
Net interest income	$2,266,000	6,152
Provision for loan and lease losses	$970,000	1,005
Total noninterest income	$704,000	3,980
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$517,000	2,553
Trading account gains and fees	NA	NA
Additional Noninterest Income	$187,000	5,093
Total noninterest expense	$2,406,000	5,010
Salaries and employee benefits	$1,002,000	5,876
Premises and equipment expense	$550,000	3,496
Additional noninterest expense	$854,000	4,574
Pre-tax net operating income	$-406,000	9,782
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$-201,000	10,028
Income before extraordinary items	$-204,000	9,682
Extraordinary gains, net	$0	35
Net income	$-204,000	9,680
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$166,000	2,686
Cash dividends	$48,000	6,650
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$-204,640	9,661
1998-12-31 (YTD Data)		Rank
Total interest income	$4,084,000	6,420
Total interest expense	$1,884,000	6,384
Net interest income	$2,200,000	6,291
Provision for loan and lease losses	$185,000	3,665
Total noninterest income	$580,000	4,489
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$434,000	2,916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	5,750
Total noninterest expense	$2,274,000	5,096
Salaries and employee benefits	$962,000	5,931
Premises and equipment expense	$512,000	3,623
Additional noninterest expense	$800,000	4,680
Pre-tax net operating income	$321,000	8,278
Securities gains (losses)	$19,000	2,467
Applicable income taxes	$82,000	7,796
Income before extraordinary items	$258,000	8,196
Extraordinary gains, net	$0	32
Net income	$258,000	8,195
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	3,219
Cash dividends	$48,000	6,948
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$243,560	8,216
1997-12-31 (YTD Data)		Rank
Total interest income	$3,978,000	6,678
Total interest expense	$1,925,000	6,410
Net interest income	$2,053,000	6,808
Provision for loan and lease losses	$55,000	6,469
Total noninterest income	$478,000	5,143
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$388,000	3,307
Trading account gains and fees	NA	NA
Additional Noninterest Income	$90,000	7,074
Total noninterest expense	$1,984,000	5,687
Salaries and employee benefits	$897,000	6,306
Premises and equipment expense	$421,000	4,267
Additional noninterest expense	$666,000	5,428
Pre-tax net operating income	$492,000	7,964
Securities gains (losses)	$3,000	3,097
Applicable income taxes	$155,000	7,534
Income before extraordinary items	$340,000	8,075
Extraordinary gains, net	$0	44
Net income	$340,000	8,078
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	5,655
Cash dividends	$55,000	7,116
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$337,930	8,047
1996-12-31 (YTD Data)		Rank
Total interest income	$3,394,000	7,520
Total interest expense	$1,465,000	7,657
Net interest income	$1,929,000	7,300
Provision for loan and lease losses	$104,000	5,004
Total noninterest income	$439,000	5,634
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$371,000	3,568
Trading account gains and fees	NA	NA
Additional Noninterest Income	$68,000	8,163
Total noninterest expense	$1,674,000	6,668
Salaries and employee benefits	$820,000	6,884
Premises and equipment expense	$296,000	5,649
Additional noninterest expense	$558,000	6,631
Pre-tax net operating income	$590,000	7,476
Securities gains (losses)	$0	4,148
Applicable income taxes	$184,000	7,383
Income before extraordinary items	$406,000	7,567
Extraordinary gains, net	$0	53
Net income	$406,000	7,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$87,000	4,212
Cash dividends	$30,000	7,843
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$406,000	7,515
1995-12-31 (YTD Data)		Rank
Total interest income	$3,252,000	7,857
Total interest expense	$1,509,000	7,678
Net interest income	$1,743,000	7,908
Provision for loan and lease losses	$117,000	4,277
Total noninterest income	$315,000	6,913
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$288,000	4,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,452
Total noninterest expense	$1,492,000	7,296
Salaries and employee benefits	$765,000	7,315
Premises and equipment expense	$233,000	6,618
Additional noninterest expense	$494,000	7,302
Pre-tax net operating income	$449,000	8,753
Securities gains (losses)	$32,000	1,585
Applicable income taxes	$143,000	8,394
Income before extraordinary items	$338,000	8,585
Extraordinary gains, net	$0	65
Net income	$338,000	8,589
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,578
Cash dividends	$58,000	7,639
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$315,600	8,742
1994-12-31 (YTD Data)		Rank
Total interest income	$2,753,000	8,457
Total interest expense	$1,172,000	8,012
Net interest income	$1,581,000	8,639
Provision for loan and lease losses	$142,000	3,732
Total noninterest income	$315,000	7,052
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$268,000	4,776
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	9,769
Total noninterest expense	$1,464,000	7,715
Salaries and employee benefits	$677,000	8,049
Premises and equipment expense	$205,000	7,319
Additional noninterest expense	$582,000	7,164
Pre-tax net operating income	$290,000	10,206
Securities gains (losses)	$-1,000	8,790
Applicable income taxes	$103,000	9,288
Income before extraordinary items	$186,000	10,438
Extraordinary gains, net	$0	249
Net income	$186,000	10,444
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	2,273
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$186,640	10,475
1993-12-31 (YTD Data)		Rank
Total interest income	$2,328,000	9,509
Total interest expense	$964,000	9,269
Net interest income	$1,364,000	9,532
Provision for loan and lease losses	$181,000	4,118
Total noninterest income	$348,000	7,047
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$287,000	4,596
Trading account gains and fees	NA	NA
Additional Noninterest Income	$61,000	9,494
Total noninterest expense	$1,198,000	8,898
Salaries and employee benefits	$564,000	9,096
Premises and equipment expense	$173,000	8,305
Additional noninterest expense	$461,000	8,605
Pre-tax net operating income	$333,000	9,958
Securities gains (losses)	$0	7,477
Applicable income taxes	$112,000	9,471
Income before extraordinary items	$221,000	10,396
Extraordinary gains, net	$0	3,149
Net income	$221,000	10,503
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	6,165
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$221,000	10,159
1992-12-31 (YTD Data)		Rank
Total interest income	$1,987,000	10,911
Total interest expense	$837,000	11,157
Net interest income	$1,150,000	10,509
Provision for loan and lease losses	$215,000	5,039
Total noninterest income	$323,000	7,426
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$257,000	5,024
Trading account gains and fees	NA	NA
Additional Noninterest Income	$66,000	9,490
Total noninterest expense	$1,009,000	9,928
Salaries and employee benefits	$463,000	10,166
Premises and equipment expense	$141,000	9,376
Additional noninterest expense	$405,000	9,500
Pre-tax net operating income	$249,000	10,613
Securities gains (losses)	$0	8,369
Applicable income taxes	$89,000	10,194
Income before extraordinary items	$160,000	11,128
Extraordinary gains, net	$0	1,422
Net income	$160,000	11,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$84,000	6,342
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$160,000	10,789

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.