Home > First Peoples Bank > Income and Expense
First Peoples Bank, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,303,000 | 2,673 |
| Total interest expense | $1,619,000 | 1,967 |
| Net interest income | $3,684,000 | 2,948 |
| Provision for loan and lease losses | $4,087,000 | 529 |
| Total noninterest income | $-859,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $340,000 | 2,025 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-1,199,000 | 7,448 |
| Total noninterest expense | $5,030,000 | 1,916 |
| Salaries and employee benefits | $1,743,000 | 2,768 |
| Premises and equipment expense | $740,000 | 1,712 |
| Additional noninterest expense | $2,547,000 | 1,373 |
| Pre-tax net operating income | $-6,292,000 | 7,400 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-361,000 | 7,291 |
| Income before extraordinary items | $-5,931,000 | 7,392 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,931,000 | 7,392 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-5,931,000 | 7,392 |
| Net charge-offs | $2,247,000 | 840 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-5,931,000 | 7,391 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,700,000 | 2,644 |
| Total interest expense | $829,000 | 1,993 |
| Net interest income | $1,871,000 | 2,887 |
| Provision for loan and lease losses | $2,922,000 | 379 |
| Total noninterest income | $-614,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $169,000 | 2,003 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-783,000 | 7,536 |
| Total noninterest expense | $2,575,000 | 1,895 |
| Salaries and employee benefits | $864,000 | 2,799 |
| Premises and equipment expense | $356,000 | 1,822 |
| Additional noninterest expense | $1,355,000 | 1,299 |
| Pre-tax net operating income | $-4,240,000 | 7,491 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-44,000 | 7,175 |
| Income before extraordinary items | $-4,196,000 | 7,486 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-4,196,000 | 7,486 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-4,196,000 | 7,486 |
| Net charge-offs | $1,880,000 | 562 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-4,196,000 | 7,488 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,920,000 | 2,511 |
| Total interest expense | $4,121,000 | 1,942 |
| Net interest income | $7,799,000 | 2,791 |
| Provision for loan and lease losses | $5,679,000 | 1,043 |
| Total noninterest income | $-392,000 | 7,471 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $683,000 | 2,080 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,075,000 | 7,498 |
| Total noninterest expense | $9,810,000 | 1,979 |
| Salaries and employee benefits | $3,637,000 | 2,639 |
| Premises and equipment expense | $1,494,000 | 1,713 |
| Additional noninterest expense | $4,679,000 | 1,538 |
| Pre-tax net operating income | $-8,082,000 | 7,292 |
| Securities gains (losses) | $809,000 | 590 |
| Applicable income taxes | $372,000 | 2,164 |
| Income before extraordinary items | $-7,645,000 | 7,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,645,000 | 7,305 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,645,000 | 7,305 |
| Net charge-offs | $5,600,000 | 927 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,454,000 | 7,320 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 2,530 |
| Total interest expense | $3,212,000 | 1,944 |
| Net interest income | $5,864,000 | 2,814 |
| Provision for loan and lease losses | $4,630,000 | 928 |
| Total noninterest income | $95,000 | 6,595 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $510,000 | 2,137 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-415,000 | 7,552 |
| Total noninterest expense | $7,174,000 | 2,019 |
| Salaries and employee benefits | $2,698,000 | 2,663 |
| Premises and equipment expense | $1,110,000 | 1,758 |
| Additional noninterest expense | $3,366,000 | 1,579 |
| Pre-tax net operating income | $-5,845,000 | 7,412 |
| Securities gains (losses) | $809,000 | 491 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,036,000 | 7,424 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,036,000 | 7,424 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,036,000 | 7,424 |
| Net charge-offs | $4,099,000 | 902 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,845,000 | 7,442 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 2,560 |
| Total interest expense | $2,205,000 | 1,971 |
| Net interest income | $3,875,000 | 2,843 |
| Provision for loan and lease losses | $3,153,000 | 914 |
| Total noninterest income | $566,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $343,000 | 2,130 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 3,322 |
| Total noninterest expense | $5,042,000 | 1,950 |
| Salaries and employee benefits | $1,794,000 | 2,695 |
| Premises and equipment expense | $729,000 | 1,792 |
| Additional noninterest expense | $2,519,000 | 1,410 |
| Pre-tax net operating income | $-3,754,000 | 7,468 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,754,000 | 7,505 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,754,000 | 7,505 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,754,000 | 7,506 |
| Net charge-offs | $3,076,000 | 817 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,754,000 | 7,503 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,012,000 | 2,628 |
| Total interest expense | $1,114,000 | 2,056 |
| Net interest income | $1,898,000 | 2,927 |
| Provision for loan and lease losses | $1,890,000 | 783 |
| Total noninterest income | $166,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $167,000 | 2,159 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,000 | 7,507 |
| Total noninterest expense | $2,560,000 | 1,942 |
| Salaries and employee benefits | $899,000 | 2,726 |
| Premises and equipment expense | $365,000 | 1,847 |
| Additional noninterest expense | $1,296,000 | 1,379 |
| Pre-tax net operating income | $-2,386,000 | 7,647 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-2,386,000 | 7,677 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-2,386,000 | 7,678 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-2,386,000 | 7,678 |
| Net charge-offs | $1,025,000 | 1,022 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,386,000 | 7,674 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,779,000 | 2,584 |
| Total interest expense | $6,109,000 | 1,893 |
| Net interest income | $6,670,000 | 3,172 |
| Provision for loan and lease losses | $4,959,000 | 1,443 |
| Total noninterest income | $1,061,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $679,000 | 2,312 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $382,000 | 3,608 |
| Total noninterest expense | $10,756,000 | 1,894 |
| Salaries and employee benefits | $3,688,000 | 2,649 |
| Premises and equipment expense | $1,507,000 | 1,804 |
| Additional noninterest expense | $5,561,000 | 1,352 |
| Pre-tax net operating income | $-7,984,000 | 7,403 |
| Securities gains (losses) | $520,000 | 859 |
| Applicable income taxes | $1,519,000 | 696 |
| Income before extraordinary items | $-8,983,000 | 7,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,983,000 | 7,516 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,983,000 | 7,516 |
| Net charge-offs | $2,781,000 | 1,681 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-9,503,000 | 7,545 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,599,000 | 2,634 |
| Total interest expense | $4,825,000 | 1,883 |
| Net interest income | $4,774,000 | 3,297 |
| Provision for loan and lease losses | $3,913,000 | 1,248 |
| Total noninterest income | $868,000 | 3,105 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $499,000 | 2,358 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $369,000 | 3,319 |
| Total noninterest expense | $7,967,000 | 1,899 |
| Salaries and employee benefits | $2,729,000 | 2,708 |
| Premises and equipment expense | $1,209,000 | 1,695 |
| Additional noninterest expense | $4,029,000 | 1,350 |
| Pre-tax net operating income | $-6,238,000 | 7,575 |
| Securities gains (losses) | $493,000 | 707 |
| Applicable income taxes | $-2,433,000 | 7,768 |
| Income before extraordinary items | $-3,312,000 | 7,420 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-3,312,000 | 7,420 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-3,312,000 | 7,420 |
| Net charge-offs | $1,960,000 | 1,514 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,627,520 | 7,454 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 2,662 |
| Total interest expense | $3,277,000 | 1,944 |
| Net interest income | $3,115,000 | 3,344 |
| Provision for loan and lease losses | $1,932,000 | 1,427 |
| Total noninterest income | $609,000 | 3,019 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $315,000 | 2,445 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $294,000 | 3,042 |
| Total noninterest expense | $5,151,000 | 1,976 |
| Salaries and employee benefits | $1,803,000 | 2,764 |
| Premises and equipment expense | $749,000 | 1,844 |
| Additional noninterest expense | $2,599,000 | 1,428 |
| Pre-tax net operating income | $-3,359,000 | 7,603 |
| Securities gains (losses) | $493,000 | 510 |
| Applicable income taxes | $-1,096,000 | 7,778 |
| Income before extraordinary items | $-1,770,000 | 7,407 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,770,000 | 7,406 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,770,000 | 7,405 |
| Net charge-offs | $1,257,000 | 1,472 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,085,520 | 7,497 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 2,675 |
| Total interest expense | $1,652,000 | 1,999 |
| Net interest income | $1,568,000 | 3,329 |
| Provision for loan and lease losses | $1,069,000 | 1,133 |
| Total noninterest income | $187,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $151,000 | 2,451 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $36,000 | 5,346 |
| Total noninterest expense | $1,941,000 | 2,491 |
| Salaries and employee benefits | $863,000 | 2,903 |
| Premises and equipment expense | $378,000 | 1,868 |
| Additional noninterest expense | $700,000 | 2,234 |
| Pre-tax net operating income | $-1,255,000 | 7,703 |
| Securities gains (losses) | $87,000 | 1,066 |
| Applicable income taxes | $-453,000 | 7,877 |
| Income before extraordinary items | $-715,000 | 7,589 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-715,000 | 7,590 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-715,000 | 7,590 |
| Net charge-offs | $987,000 | 960 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-770,680 | 7,607 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,802,000 | 2,678 |
| Total interest expense | $6,864,000 | 2,229 |
| Net interest income | $6,938,000 | 3,079 |
| Provision for loan and lease losses | $4,059,000 | 1,163 |
| Total noninterest income | $822,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $494,000 | 3,044 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $328,000 | 3,937 |
| Total noninterest expense | $8,315,000 | 2,300 |
| Salaries and employee benefits | $3,840,000 | 2,598 |
| Premises and equipment expense | $1,462,000 | 1,877 |
| Additional noninterest expense | $3,013,000 | 2,003 |
| Pre-tax net operating income | $-4,614,000 | 7,776 |
| Securities gains (losses) | $41,000 | 1,735 |
| Applicable income taxes | $-1,754,000 | 7,883 |
| Income before extraordinary items | $-2,819,000 | 7,572 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,819,000 | 7,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,900,000 | 829 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,845,240 | 7,646 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,488,000 | 2,695 |
| Total interest expense | $5,156,000 | 2,315 |
| Net interest income | $5,332,000 | 3,028 |
| Provision for loan and lease losses | $1,728,000 | 1,307 |
| Total noninterest income | $632,000 | 3,859 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $366,000 | 3,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 3,907 |
| Total noninterest expense | $6,217,000 | 2,305 |
| Salaries and employee benefits | $2,927,000 | 2,597 |
| Premises and equipment expense | $1,128,000 | 1,816 |
| Additional noninterest expense | $2,162,000 | 2,014 |
| Pre-tax net operating income | $-1,981,000 | 7,857 |
| Securities gains (losses) | $20,000 | 2,014 |
| Applicable income taxes | $-762,000 | 7,982 |
| Income before extraordinary items | $-1,199,000 | 7,603 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,199,000 | 7,601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,486,000 | 1,021 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,211,800 | 7,714 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 2,709 |
| Total interest expense | $3,483,000 | 2,381 |
| Net interest income | $3,548,000 | 3,021 |
| Provision for loan and lease losses | $674,000 | 1,578 |
| Total noninterest income | $258,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $238,000 | 3,118 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $20,000 | 7,196 |
| Total noninterest expense | $4,121,000 | 2,318 |
| Salaries and employee benefits | $1,950,000 | 2,630 |
| Premises and equipment expense | $728,000 | 1,872 |
| Additional noninterest expense | $1,443,000 | 1,996 |
| Pre-tax net operating income | $-989,000 | 7,904 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $-380,000 | 8,119 |
| Income before extraordinary items | $-589,000 | 7,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-589,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $656,000 | 1,111 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-601,800 | 7,744 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,577,000 | 2,732 |
| Total interest expense | $1,777,000 | 2,469 |
| Net interest income | $1,800,000 | 2,979 |
| Provision for loan and lease losses | $559,000 | 946 |
| Total noninterest income | $206,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $2,033,000 | 2,331 |
| Salaries and employee benefits | $958,000 | 2,684 |
| Premises and equipment expense | $357,000 | 1,908 |
| Additional noninterest expense | $718,000 | 1,961 |
| Pre-tax net operating income | $-586,000 | 8,137 |
| Securities gains (losses) | $20,000 | 1,596 |
| Applicable income taxes | $-220,000 | 8,272 |
| Income before extraordinary items | $-346,000 | 8,031 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-346,000 | 8,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $502,000 | 706 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-358,800 | 8,017 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,588,000 | 2,926 |
| Total interest expense | $6,060,000 | 2,981 |
| Net interest income | $7,528,000 | 2,903 |
| Provision for loan and lease losses | $885,000 | 1,562 |
| Total noninterest income | $995,000 | 3,545 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $440,000 | 3,335 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $555,000 | 3,144 |
| Total noninterest expense | $7,251,000 | 2,504 |
| Salaries and employee benefits | $3,648,000 | 2,702 |
| Premises and equipment expense | $1,180,000 | 2,201 |
| Additional noninterest expense | $2,423,000 | 2,229 |
| Pre-tax net operating income | $387,000 | 6,305 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $114,000 | 4,376 |
| Income before extraordinary items | $273,000 | 6,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $273,000 | 6,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 2,325 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $273,000 | 6,510 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,894,000 | 3,009 |
| Total interest expense | $4,322,000 | 3,110 |
| Net interest income | $5,572,000 | 2,937 |
| Provision for loan and lease losses | $568,000 | 1,412 |
| Total noninterest income | $768,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $322,000 | 3,391 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $446,000 | 3,026 |
| Total noninterest expense | $5,457,000 | 2,488 |
| Salaries and employee benefits | $2,733,000 | 2,696 |
| Premises and equipment expense | $842,000 | 2,298 |
| Additional noninterest expense | $1,882,000 | 2,120 |
| Pre-tax net operating income | $315,000 | 6,508 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $96,000 | 4,476 |
| Income before extraordinary items | $219,000 | 6,718 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $219,000 | 6,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,325 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $219,000 | 6,710 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,254,000 | 3,175 |
| Total interest expense | $2,687,000 | 3,262 |
| Net interest income | $3,567,000 | 3,073 |
| Provision for loan and lease losses | $316,000 | 1,482 |
| Total noninterest income | $563,000 | 3,299 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $218,000 | 3,337 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $345,000 | 2,799 |
| Total noninterest expense | $3,571,000 | 2,556 |
| Salaries and employee benefits | $1,866,000 | 2,671 |
| Premises and equipment expense | $536,000 | 2,406 |
| Additional noninterest expense | $1,169,000 | 2,275 |
| Pre-tax net operating income | $243,000 | 6,397 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $77,000 | 4,393 |
| Income before extraordinary items | $166,000 | 6,623 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $166,000 | 6,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,438 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $166,000 | 6,613 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 3,313 |
| Total interest expense | $1,270,000 | 3,394 |
| Net interest income | $1,698,000 | 3,196 |
| Provision for loan and lease losses | $95,000 | 2,102 |
| Total noninterest income | $293,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $188,000 | 2,640 |
| Total noninterest expense | $1,734,000 | 2,632 |
| Salaries and employee benefits | $909,000 | 2,765 |
| Premises and equipment expense | $255,000 | 2,541 |
| Additional noninterest expense | $570,000 | 2,289 |
| Pre-tax net operating income | $162,000 | 5,911 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $108,000 | 6,275 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $108,000 | 6,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 1,597 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $108,000 | 6,256 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,625,000 | 3,422 |
| Total interest expense | $3,975,000 | 3,617 |
| Net interest income | $6,650,000 | 3,253 |
| Provision for loan and lease losses | $429,000 | 2,157 |
| Total noninterest income | $833,000 | 3,961 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $410,000 | 3,489 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $423,000 | 3,643 |
| Total noninterest expense | $6,016,000 | 2,868 |
| Salaries and employee benefits | $3,155,000 | 2,992 |
| Premises and equipment expense | $832,000 | 2,903 |
| Additional noninterest expense | $2,029,000 | 2,540 |
| Pre-tax net operating income | $1,038,000 | 5,111 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $360,000 | 3,566 |
| Income before extraordinary items | $678,000 | 5,578 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $678,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $678,000 | 5,564 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,617,000 | 3,511 |
| Total interest expense | $2,721,000 | 3,754 |
| Net interest income | $4,896,000 | 3,326 |
| Provision for loan and lease losses | $322,000 | 2,030 |
| Total noninterest income | $621,000 | 3,981 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $303,000 | 3,549 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $318,000 | 3,636 |
| Total noninterest expense | $4,370,000 | 2,940 |
| Salaries and employee benefits | $2,269,000 | 3,092 |
| Premises and equipment expense | $594,000 | 3,030 |
| Additional noninterest expense | $1,507,000 | 2,551 |
| Pre-tax net operating income | $825,000 | 5,171 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $287,000 | 3,644 |
| Income before extraordinary items | $538,000 | 5,607 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $538,000 | 5,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $538,000 | 5,602 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,853,000 | 3,574 |
| Total interest expense | $1,697,000 | 3,806 |
| Net interest income | $3,156,000 | 3,424 |
| Provision for loan and lease losses | $177,000 | 2,338 |
| Total noninterest income | $429,000 | 3,881 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $193,000 | 3,625 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $236,000 | 3,430 |
| Total noninterest expense | $2,914,000 | 2,954 |
| Salaries and employee benefits | $1,493,000 | 3,130 |
| Premises and equipment expense | $418,000 | 2,888 |
| Additional noninterest expense | $1,003,000 | 2,559 |
| Pre-tax net operating income | $494,000 | 5,426 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $172,000 | 3,811 |
| Income before extraordinary items | $322,000 | 5,869 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $322,000 | 5,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,463 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $322,000 | 5,866 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 3,653 |
| Total interest expense | $762,000 | 3,945 |
| Net interest income | $1,546,000 | 3,459 |
| Provision for loan and lease losses | $107,000 | 1,901 |
| Total noninterest income | $206,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $92,000 | 3,651 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,464 |
| Total noninterest expense | $1,388,000 | 3,088 |
| Salaries and employee benefits | $713,000 | 3,284 |
| Premises and equipment expense | $197,000 | 3,066 |
| Additional noninterest expense | $478,000 | 2,641 |
| Pre-tax net operating income | $257,000 | 5,316 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $87,000 | 3,781 |
| Income before extraordinary items | $170,000 | 5,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $170,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $170,000 | 5,675 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,241,000 | 4,041 |
| Total interest expense | $1,939,000 | 4,526 |
| Net interest income | $5,302,000 | 3,788 |
| Provision for loan and lease losses | $353,000 | 2,503 |
| Total noninterest income | $1,041,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $780,000 | 2,589 |
| Total noninterest expense | $4,696,000 | 3,408 |
| Salaries and employee benefits | $2,438,000 | 3,555 |
| Premises and equipment expense | $672,000 | 3,340 |
| Additional noninterest expense | $1,586,000 | 3,093 |
| Pre-tax net operating income | $1,294,000 | 4,735 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $498,000 | 3,372 |
| Income before extraordinary items | $796,000 | 5,355 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $796,000 | 5,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,923 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $796,000 | 5,334 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 4,198 |
| Total interest expense | $1,276,000 | 4,772 |
| Net interest income | $3,800,000 | 3,905 |
| Provision for loan and lease losses | $256,000 | 2,503 |
| Total noninterest income | $869,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $190,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $679,000 | 2,363 |
| Total noninterest expense | $3,334,000 | 3,537 |
| Salaries and employee benefits | $1,626,000 | 3,867 |
| Premises and equipment expense | $500,000 | 3,357 |
| Additional noninterest expense | $1,208,000 | 3,025 |
| Pre-tax net operating income | $1,079,000 | 4,580 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $413,000 | 3,268 |
| Income before extraordinary items | $666,000 | 5,207 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $666,000 | 5,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $666,000 | 5,170 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 4,350 |
| Total interest expense | $797,000 | 4,792 |
| Net interest income | $2,356,000 | 4,108 |
| Provision for loan and lease losses | $162,000 | 2,506 |
| Total noninterest income | $608,000 | 3,061 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $118,000 | 4,686 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $490,000 | 2,217 |
| Total noninterest expense | $2,155,000 | 3,603 |
| Salaries and employee benefits | $1,018,000 | 4,022 |
| Premises and equipment expense | $319,000 | 3,445 |
| Additional noninterest expense | $818,000 | 2,967 |
| Pre-tax net operating income | $647,000 | 4,816 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $248,000 | 3,426 |
| Income before extraordinary items | $399,000 | 5,441 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $399,000 | 5,443 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $399,000 | 5,411 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,472,000 | 4,550 |
| Total interest expense | $372,000 | 4,878 |
| Net interest income | $1,100,000 | 4,322 |
| Provision for loan and lease losses | $71,000 | 2,655 |
| Total noninterest income | $239,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $184,000 | 2,616 |
| Total noninterest expense | $1,032,000 | 3,758 |
| Salaries and employee benefits | $479,000 | 4,236 |
| Premises and equipment expense | $159,000 | 3,485 |
| Additional noninterest expense | $394,000 | 3,059 |
| Pre-tax net operating income | $236,000 | 5,584 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $91,000 | 3,922 |
| Income before extraordinary items | $145,000 | 6,171 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $145,000 | 6,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $145,000 | 6,128 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 5,301 |
| Total interest expense | $1,074,000 | 5,462 |
| Net interest income | $3,272,000 | 5,135 |
| Provision for loan and lease losses | $380,000 | 2,457 |
| Total noninterest income | $798,000 | 4,053 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $258,000 | 4,679 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $540,000 | 3,172 |
| Total noninterest expense | $3,471,000 | 4,206 |
| Salaries and employee benefits | $1,720,000 | 4,481 |
| Premises and equipment expense | $473,000 | 4,261 |
| Additional noninterest expense | $1,278,000 | 3,572 |
| Pre-tax net operating income | $219,000 | 7,715 |
| Securities gains (losses) | $20,000 | 2,398 |
| Applicable income taxes | $98,000 | 5,524 |
| Income before extraordinary items | $141,000 | 7,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $141,000 | 7,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,194 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $128,200 | 7,936 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,004,000 | 5,550 |
| Total interest expense | $739,000 | 5,673 |
| Net interest income | $2,265,000 | 5,381 |
| Provision for loan and lease losses | $325,000 | 2,112 |
| Total noninterest income | $577,000 | 4,182 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $206,000 | 4,566 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $371,000 | 3,329 |
| Total noninterest expense | $2,471,000 | 4,329 |
| Salaries and employee benefits | $1,194,000 | 4,700 |
| Premises and equipment expense | $335,000 | 4,420 |
| Additional noninterest expense | $942,000 | 3,585 |
| Pre-tax net operating income | $46,000 | 8,314 |
| Securities gains (losses) | $20,000 | 2,305 |
| Applicable income taxes | $31,000 | 6,269 |
| Income before extraordinary items | $35,000 | 8,373 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $35,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,309 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $22,200 | 8,387 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,897,000 | 5,721 |
| Total interest expense | $467,000 | 5,850 |
| Net interest income | $1,430,000 | 5,548 |
| Provision for loan and lease losses | $240,000 | 1,886 |
| Total noninterest income | $422,000 | 3,972 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $142,000 | 4,457 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $280,000 | 3,111 |
| Total noninterest expense | $1,674,000 | 4,313 |
| Salaries and employee benefits | $733,000 | 5,001 |
| Premises and equipment expense | $212,000 | 4,591 |
| Additional noninterest expense | $729,000 | 3,196 |
| Pre-tax net operating income | $-62,000 | 8,647 |
| Securities gains (losses) | $20,000 | 2,036 |
| Applicable income taxes | $-12,000 | 8,811 |
| Income before extraordinary items | $-30,000 | 8,639 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,897 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-44,200 | 8,624 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 5,820 |
| Total interest expense | $236,000 | 5,862 |
| Net interest income | $694,000 | 5,664 |
| Provision for loan and lease losses | $125,000 | 1,741 |
| Total noninterest income | $127,000 | 5,178 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $61,000 | 4,708 |
| Total noninterest expense | $805,000 | 4,454 |
| Salaries and employee benefits | $353,000 | 5,165 |
| Premises and equipment expense | $98,000 | 4,857 |
| Additional noninterest expense | $354,000 | 3,249 |
| Pre-tax net operating income | $-109,000 | 8,810 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $-32,000 | 8,938 |
| Income before extraordinary items | $-57,000 | 8,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-57,000 | 8,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-69,800 | 8,755 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 6,130 |
| Total interest expense | $993,000 | 6,146 |
| Net interest income | $2,399,000 | 6,031 |
| Provision for loan and lease losses | $383,000 | 2,677 |
| Total noninterest income | $586,000 | 5,026 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $236,000 | 4,882 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $350,000 | 4,221 |
| Total noninterest expense | $2,336,000 | 5,465 |
| Salaries and employee benefits | $1,017,000 | 6,204 |
| Premises and equipment expense | $278,000 | 5,890 |
| Additional noninterest expense | $1,041,000 | 4,142 |
| Pre-tax net operating income | $266,000 | 7,569 |
| Securities gains (losses) | $33,000 | 2,848 |
| Applicable income taxes | $117,000 | 5,557 |
| Income before extraordinary items | $182,000 | 7,852 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $182,000 | 7,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,350 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $160,880 | 7,835 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,514,000 | 6,234 |
| Total interest expense | $752,000 | 6,266 |
| Net interest income | $1,762,000 | 6,119 |
| Provision for loan and lease losses | $277,000 | 2,652 |
| Total noninterest income | $384,000 | 5,413 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $161,000 | 5,136 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $223,000 | 4,582 |
| Total noninterest expense | $1,630,000 | 5,694 |
| Salaries and employee benefits | $703,000 | 6,452 |
| Premises and equipment expense | $187,000 | 6,172 |
| Additional noninterest expense | $740,000 | 4,308 |
| Pre-tax net operating income | $239,000 | 7,505 |
| Securities gains (losses) | $33,000 | 2,620 |
| Applicable income taxes | $104,000 | 5,530 |
| Income before extraordinary items | $168,000 | 7,797 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $168,000 | 7,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,469 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $146,880 | 7,786 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,658,000 | 6,314 |
| Total interest expense | $505,000 | 6,361 |
| Net interest income | $1,153,000 | 6,186 |
| Provision for loan and lease losses | $173,000 | 2,798 |
| Total noninterest income | $288,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $99,000 | 5,299 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $189,000 | 4,137 |
| Total noninterest expense | $1,058,000 | 5,797 |
| Salaries and employee benefits | $447,000 | 6,626 |
| Premises and equipment expense | $109,000 | 6,544 |
| Additional noninterest expense | $502,000 | 4,229 |
| Pre-tax net operating income | $210,000 | 7,127 |
| Securities gains (losses) | $33,000 | 2,302 |
| Applicable income taxes | $93,000 | 5,224 |
| Income before extraordinary items | $150,000 | 7,450 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $150,000 | 7,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,954 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $128,880 | 7,489 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $818,000 | 6,387 |
| Total interest expense | $252,000 | 6,468 |
| Net interest income | $566,000 | 6,254 |
| Provision for loan and lease losses | $82,000 | 2,707 |
| Total noninterest income | $86,000 | 6,248 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $38,000 | 5,786 |
| Total noninterest expense | $522,000 | 5,855 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $55,000 | 6,522 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $48,000 | 8,025 |
| Securities gains (losses) | $33,000 | 1,627 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $50,000 | 7,898 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $50,000 | 7,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $28,880 | 8,189 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,203,000 | 6,640 |
| Total interest expense | $1,135,000 | 6,580 |
| Net interest income | $2,068,000 | 6,512 |
| Provision for loan and lease losses | $381,000 | 2,938 |
| Total noninterest income | $251,000 | 6,846 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $186,000 | 5,376 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $65,000 | 7,210 |
| Total noninterest expense | $1,774,000 | 6,306 |
| Salaries and employee benefits | $770,000 | 6,995 |
| Premises and equipment expense | $251,000 | 6,124 |
| Additional noninterest expense | $753,000 | 5,145 |
| Pre-tax net operating income | $164,000 | 8,065 |
| Securities gains (losses) | $13,000 | 3,457 |
| Applicable income taxes | $71,000 | 6,269 |
| Income before extraordinary items | $106,000 | 8,300 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $106,000 | 8,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 3,129 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $97,680 | 8,261 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,519,000 | 7,733 |
| Total interest expense | $1,044,000 | 7,937 |
| Net interest income | $1,475,000 | 7,384 |
| Provision for loan and lease losses | $202,000 | 4,102 |
| Total noninterest income | $208,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $160,000 | 5,667 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $48,000 | 7,736 |
| Total noninterest expense | $1,522,000 | 6,748 |
| Salaries and employee benefits | $654,000 | 7,412 |
| Premises and equipment expense | $265,000 | 5,907 |
| Additional noninterest expense | $603,000 | 5,817 |
| Pre-tax net operating income | $-41,000 | 8,793 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-13,000 | 9,022 |
| Income before extraordinary items | $-28,000 | 8,870 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-28,000 | 8,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,305 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-28,000 | 8,793 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,755,000 | 8,678 |
| Total interest expense | $816,000 | 8,599 |
| Net interest income | $939,000 | 8,607 |
| Provision for loan and lease losses | $162,000 | 4,234 |
| Total noninterest income | $142,000 | 8,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 8,667 |
| Total noninterest expense | $1,282,000 | 7,296 |
| Salaries and employee benefits | $538,000 | 8,042 |
| Premises and equipment expense | $259,000 | 5,916 |
| Additional noninterest expense | $485,000 | 6,540 |
| Pre-tax net operating income | $-363,000 | 9,463 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-136,000 | 9,627 |
| Income before extraordinary items | $-227,000 | 9,398 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-227,000 | 9,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,922 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-227,000 | 9,398 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 9,913 |
| Total interest expense | $178,000 | 9,961 |
| Net interest income | $422,000 | 9,794 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $29,000 | 9,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 8,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,578 |
| Total noninterest expense | $1,162,000 | 7,666 |
| Salaries and employee benefits | $485,000 | 8,423 |
| Premises and equipment expense | $191,000 | 6,951 |
| Additional noninterest expense | $486,000 | 6,613 |
| Pre-tax net operating income | $-771,000 | 9,994 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-285,000 | 10,082 |
| Income before extraordinary items | $-486,000 | 9,887 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-486,000 | 9,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $4,852,000 | 265 |
| Net operating income | $-486,000 | 9,867 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.