Home > First Peoples Bank > Assets and Liabilities
First Peoples Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 67 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $225,035,000 | 2,824 |
| Cash and due from depository institutions | $18,633,000 | 2,311 |
| Interest-bearing balances | $17,430,000 | 1,955 |
| Securities | $37,213,000 | 3,183 |
| Federal funds sold & reverse repurchase agreements | $231,000 | 3,530 |
| Net loans & leases | $150,495,000 | 2,635 |
| Loan loss allowance | $6,649,000 | 1,202 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $4,821,000 | 2,404 |
| Other real estate owned | $5,300,000 | 2,311 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $8,342,000 | 2,149 |
| Life insurance assets | $3,196,000 | 1,799 |
| Total liabilities and capital | $225,035,000 | 2,824 |
| Total liabilities | $223,748,000 | 2,553 |
| Total deposits | $207,621,000 | 2,570 |
| Interest-bearing deposits | $186,771,000 | 2,413 |
| Deposits held in domestic offices | $207,621,000 | 2,570 |
| % insured | 96.73% | 1,196 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $14,600,000 | 1,674 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,527,000 | 2,436 |
| Total equity capital | $1,287,000 | 7,451 |
| Total bank equity capital | $1,287,000 | 7,451 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,447,000 | 1,527 |
| Surplus | $22,363,000 | 1,414 |
| Undivided profits | $-23,523,000 | 7,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $12,148,000 | 1,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,312,000 | 123 |
| Income earned, not collected on loans | $816,000 | 3,478 |
| Earning assets | $205,369,000 | 2,817 |
| Long-term assets (5+ years) | $54,619,000 | 2,410 |
| Average Assets, year-to-date | $228,554,670 | 2,767 |
| Average Assets, quarterly | $226,647,000 | 2,800 |
| Volatile liabilities | $20,810,000 | 2,200 |
| Insider loans | $4,610,000 | 1,440 |
| FHLB advances | $14,600,000 | 1,593 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $6,545,000 | 4,686 |
| Tier 1 (core) risk-based capital | $1,304,000 | 7,445 |
| Tier 2 risk-based capital | $1,304,000 | 3,474 |
| Total risk weighted assets | $159,762,000 | 2,636 |
| Total unused commitments | $6,545,000 | 4,687 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 71 | 2,173 |
| Assets and Liabilities | ||
| Total Assets: | $228,259,000 | 2,803 |
| Cash and due from depository institutions | $14,430,000 | 2,173 |
| Interest-bearing balances | $13,268,000 | 2,506 |
| Securities | $37,201,000 | 3,130 |
| Federal funds sold & reverse repurchase agreements | $154,000 | 4,013 |
| Net loans & leases | $155,023,000 | 2,571 |
| Loan loss allowance | $5,851,000 | 1,369 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,907,000 | 2,386 |
| Other real estate owned | $7,003,000 | 2,173 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $9,541,000 | 1,983 |
| Life insurance assets | $3,167,000 | 1,807 |
| Total liabilities and capital | $228,259,000 | 2,803 |
| Total liabilities | $225,764,000 | 2,560 |
| Total deposits | $209,699,000 | 2,583 |
| Interest-bearing deposits | $187,318,000 | 2,431 |
| Deposits held in domestic offices | $209,699,000 | 2,581 |
| % insured | 96.27% | 1,450 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,600,000 | 1,692 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,465,000 | 2,473 |
| Total equity capital | $2,495,000 | 7,286 |
| Total bank equity capital | $2,495,000 | 7,286 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,447,000 | 1,550 |
| Surplus | $22,363,000 | 1,422 |
| Undivided profits | $-22,315,000 | 7,398 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $9,476,000 | 1,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,703,000 | 209 |
| Income earned, not collected on loans | $859,000 | 3,320 |
| Earning assets | $205,646,000 | 2,838 |
| Long-term assets (5+ years) | $55,135,000 | 2,335 |
| Average Assets, year-to-date | $230,314,500 | 2,769 |
| Average Assets, quarterly | $230,314,500 | 2,769 |
| Volatile liabilities | $20,518,000 | 2,247 |
| Insider loans | $4,675,000 | 1,454 |
| FHLB advances | $14,600,000 | 1,606 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $8,908,000 | 4,149 |
| Tier 1 (core) risk-based capital | $3,039,000 | 7,129 |
| Tier 2 risk-based capital | $2,140,000 | 2,344 |
| Total risk weighted assets | $167,509,000 | 2,544 |
| Total unused commitments | $8,908,000 | 4,151 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 72 | 2,157 |
| Assets and Liabilities | ||
| Total Assets: | $232,370,000 | 2,762 |
| Cash and due from depository institutions | $12,115,000 | 2,157 |
| Interest-bearing balances | $10,939,000 | 2,620 |
| Securities | $37,731,000 | 3,022 |
| Federal funds sold & reverse repurchase agreements | $104,000 | 3,988 |
| Net loans & leases | $161,946,000 | 2,529 |
| Loan loss allowance | $4,809,000 | 1,627 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,993,000 | 2,371 |
| Other real estate owned | $8,591,000 | 2,157 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $6,890,000 | 2,561 |
| Life insurance assets | $3,138,000 | 1,803 |
| Total liabilities and capital | $232,370,000 | 2,762 |
| Total liabilities | $225,751,000 | 2,553 |
| Total deposits | $209,689,000 | 2,570 |
| Interest-bearing deposits | $190,030,000 | 2,408 |
| Deposits held in domestic offices | $209,689,000 | 2,568 |
| % insured | 95.18% | 1,892 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $14,600,000 | 1,836 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,462,000 | 2,504 |
| Total equity capital | $6,619,000 | 6,105 |
| Total bank equity capital | $6,619,000 | 6,105 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,447,000 | 1,568 |
| Surplus | $22,363,000 | 1,418 |
| Undivided profits | $-18,191,000 | 7,446 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $12,362,000 | 1,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,126,000 | 253 |
| Income earned, not collected on loans | $884,000 | 3,352 |
| Earning assets | $210,720,000 | 2,774 |
| Long-term assets (5+ years) | $55,059,000 | 2,282 |
| Average Assets, year-to-date | $247,656,000 | 2,566 |
| Average Assets, quarterly | $236,502,500 | 2,712 |
| Volatile liabilities | $56,212,000 | 2,272 |
| Insider loans | $4,836,000 | 1,446 |
| FHLB advances | $14,600,000 | 1,743 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $10,729,000 | 3,716 |
| Tier 1 (core) risk-based capital | $7,235,000 | 5,838 |
| Tier 2 risk-based capital | $2,138,000 | 2,384 |
| Total risk weighted assets | $168,401,000 | 2,573 |
| Total unused commitments | $10,729,000 | 3,717 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 71 | 2,193 |
| Assets and Liabilities | ||
| Total Assets: | $240,635,000 | 2,691 |
| Cash and due from depository institutions | $18,313,000 | 2,193 |
| Interest-bearing balances | $16,598,000 | 1,985 |
| Securities | $35,000,000 | 3,155 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $167,848,000 | 2,486 |
| Loan loss allowance | $5,261,000 | 1,517 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,090,000 | 2,368 |
| Other real estate owned | $7,657,000 | 2,193 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $6,727,000 | 2,665 |
| Life insurance assets | $3,107,000 | 1,803 |
| Total liabilities and capital | $240,635,000 | 2,691 |
| Total liabilities | $230,885,000 | 2,532 |
| Total deposits | $214,720,000 | 2,523 |
| Interest-bearing deposits | $193,754,000 | 2,394 |
| Deposits held in domestic offices | $214,720,000 | 2,520 |
| % insured | 94.09% | 1,917 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $14,600,000 | 1,963 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,565,000 | 2,650 |
| Total equity capital | $9,750,000 | 5,317 |
| Total bank equity capital | $9,750,000 | 5,316 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,447,000 | 1,592 |
| Surplus | $22,362,000 | 1,405 |
| Undivided profits | $-15,059,000 | 7,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $12,219,000 | 1,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,432,000 | 291 |
| Income earned, not collected on loans | $866,000 | 3,662 |
| Earning assets | $219,446,000 | 2,684 |
| Long-term assets (5+ years) | $53,742,000 | 2,283 |
| Average Assets, year-to-date | $251,477,500 | 2,566 |
| Average Assets, quarterly | $250,517,500 | 2,599 |
| Volatile liabilities | $48,884,000 | 2,655 |
| Insider loans | $4,909,000 | 1,456 |
| FHLB advances | $14,600,000 | 1,861 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $10,650,000 | 3,812 |
| Tier 1 (core) risk-based capital | $9,843,000 | 5,108 |
| Tier 2 risk-based capital | $2,170,000 | 2,403 |
| Total risk weighted assets | $170,493,000 | 2,591 |
| Total unused commitments | $10,650,000 | 3,814 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 74 | 2,133 |
| Assets and Liabilities | ||
| Total Assets: | $260,400,000 | 2,521 |
| Cash and due from depository institutions | $29,882,000 | 2,133 |
| Interest-bearing balances | $27,424,000 | 1,229 |
| Securities | $36,345,000 | 3,064 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $176,545,000 | 2,419 |
| Loan loss allowance | $4,807,000 | 1,649 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $5,186,000 | 2,347 |
| Other real estate owned | $6,165,000 | 2,133 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $6,277,000 | 2,842 |
| Life insurance assets | $3,077,000 | 1,813 |
| Total liabilities and capital | $260,400,000 | 2,521 |
| Total liabilities | $248,746,000 | 2,377 |
| Total deposits | $232,232,000 | 2,333 |
| Interest-bearing deposits | $210,056,000 | 2,240 |
| Deposits held in domestic offices | $232,232,000 | 2,331 |
| % insured | 93.23% | 2,350 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,924,000 | 2,014 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,590,000 | 2,490 |
| Total equity capital | $11,654,000 | 4,796 |
| Total bank equity capital | $11,654,000 | 4,795 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,447,000 | 1,613 |
| Surplus | $22,362,000 | 1,406 |
| Undivided profits | $-13,155,000 | 7,581 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $16,284,000 | 1,021 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,529,000 | 273 |
| Income earned, not collected on loans | $970,000 | 3,253 |
| Earning assets | $240,314,000 | 2,497 |
| Long-term assets (5+ years) | $48,120,000 | 2,454 |
| Average Assets, year-to-date | $255,091,670 | 2,550 |
| Average Assets, quarterly | $258,556,500 | 2,526 |
| Volatile liabilities | $55,918,000 | 2,400 |
| Insider loans | $5,422,000 | 1,338 |
| FHLB advances | $14,600,000 | 1,936 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,765,000 | 3,497 |
| Tier 1 (core) risk-based capital | $11,125,000 | 4,769 |
| Tier 2 risk-based capital | $2,294,000 | 2,311 |
| Total risk weighted assets | $180,979,000 | 2,493 |
| Total unused commitments | $12,765,000 | 3,504 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 71 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $256,713,000 | 2,600 |
| Cash and due from depository institutions | $21,564,000 | 2,259 |
| Interest-bearing balances | $18,622,000 | 1,713 |
| Securities | $34,495,000 | 3,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $183,068,000 | 2,397 |
| Loan loss allowance | $5,595,000 | 1,489 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $5,284,000 | 2,346 |
| Other real estate owned | $6,031,000 | 2,259 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $6,271,000 | 2,908 |
| Life insurance assets | $3,047,000 | 1,827 |
| Total liabilities and capital | $256,713,000 | 2,600 |
| Total liabilities | $244,402,000 | 2,463 |
| Total deposits | $226,337,000 | 2,416 |
| Interest-bearing deposits | $205,056,000 | 2,332 |
| Deposits held in domestic offices | $226,337,000 | 2,414 |
| % insured | 92.57% | 2,704 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $16,590,000 | 1,956 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,475,000 | 2,646 |
| Total equity capital | $12,311,000 | 4,647 |
| Total bank equity capital | $12,311,000 | 4,647 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,447,000 | 1,651 |
| Surplus | $22,362,000 | 1,427 |
| Undivided profits | $-12,498,000 | 7,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $16,596,000 | 1,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,422,000 | 276 |
| Income earned, not collected on loans | $1,145,000 | 2,847 |
| Earning assets | $236,185,000 | 2,592 |
| Long-term assets (5+ years) | $53,738,000 | 2,265 |
| Average Assets, year-to-date | $252,437,500 | 2,629 |
| Average Assets, quarterly | $252,437,500 | 2,629 |
| Volatile liabilities | $53,201,000 | 2,579 |
| Insider loans | $5,482,000 | 1,381 |
| FHLB advances | $14,600,000 | 2,047 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,936,000 | 3,450 |
| Tier 1 (core) risk-based capital | $12,493,000 | 4,456 |
| Tier 2 risk-based capital | $2,417,000 | 2,241 |
| Total risk weighted assets | $190,209,000 | 2,435 |
| Total unused commitments | $13,936,000 | 3,454 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 74 | 2,201 |
| Assets and Liabilities | ||
| Total Assets: | $248,162,000 | 2,685 |
| Cash and due from depository institutions | $12,932,000 | 2,201 |
| Interest-bearing balances | $10,043,000 | 2,289 |
| Securities | $31,752,000 | 3,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $184,312,000 | 2,438 |
| Loan loss allowance | $4,730,000 | 1,694 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $5,381,000 | 2,344 |
| Other real estate owned | $6,719,000 | 2,201 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $7,066,000 | 2,705 |
| Life insurance assets | $3,017,000 | 1,841 |
| Total liabilities and capital | $248,162,000 | 2,685 |
| Total liabilities | $233,906,000 | 2,588 |
| Total deposits | $217,779,000 | 2,526 |
| Interest-bearing deposits | $197,449,000 | 2,413 |
| Deposits held in domestic offices | $217,779,000 | 2,524 |
| % insured | 91.81% | 3,056 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,600,000 | 2,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,527,000 | 2,618 |
| Total equity capital | $14,256,000 | 4,172 |
| Total bank equity capital | $14,256,000 | 4,172 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,447,000 | 1,678 |
| Surplus | $22,363,000 | 1,426 |
| Undivided profits | $-10,554,000 | 7,675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $15,990,000 | 1,031 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,039,000 | 196 |
| Income earned, not collected on loans | $1,201,000 | 2,831 |
| Earning assets | $226,107,000 | 2,694 |
| Long-term assets (5+ years) | $52,815,000 | 2,278 |
| Average Assets, year-to-date | $253,399,000 | 2,571 |
| Average Assets, quarterly | $257,650,000 | 2,586 |
| Volatile liabilities | $50,202,000 | 2,728 |
| Insider loans | $5,432,000 | 1,417 |
| FHLB advances | $14,600,000 | 2,167 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $17,686,000 | 2,991 |
| Tier 1 (core) risk-based capital | $14,880,000 | 3,897 |
| Tier 2 risk-based capital | $2,444,000 | 2,257 |
| Total risk weighted assets | $193,262,000 | 2,450 |
| Total unused commitments | $17,686,000 | 2,991 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 73 | 2,242 |
| Assets and Liabilities | ||
| Total Assets: | $267,138,000 | 2,519 |
| Cash and due from depository institutions | $15,558,000 | 2,242 |
| Interest-bearing balances | $11,984,000 | 1,810 |
| Securities | $34,262,000 | 3,196 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,493 |
| Net loans & leases | $187,810,000 | 2,433 |
| Loan loss allowance | $4,505,000 | 1,702 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $5,482,000 | 2,325 |
| Other real estate owned | $7,037,000 | 2,242 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $10,989,000 | 1,739 |
| Life insurance assets | $2,982,000 | 1,846 |
| Total liabilities and capital | $267,138,000 | 2,519 |
| Total liabilities | $246,585,000 | 2,445 |
| Total deposits | $234,754,000 | 2,326 |
| Interest-bearing deposits | $212,573,000 | 2,246 |
| Deposits held in domestic offices | $234,754,000 | 2,324 |
| % insured | 92.88% | 2,751 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $10,600,000 | 2,768 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,231,000 | 3,307 |
| Total equity capital | $20,553,000 | 3,201 |
| Total bank equity capital | $20,553,000 | 3,201 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,447,000 | 1,704 |
| Surplus | $22,363,000 | 1,435 |
| Undivided profits | $-4,257,000 | 7,506 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $17,447,000 | 960 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,833,000 | 183 |
| Income earned, not collected on loans | $1,320,000 | 2,759 |
| Earning assets | $240,056,000 | 2,563 |
| Long-term assets (5+ years) | $56,582,000 | 2,147 |
| Average Assets, year-to-date | $254,708,250 | 2,578 |
| Average Assets, quarterly | $264,659,500 | 2,520 |
| Volatile liabilities | $55,784,000 | 2,509 |
| Insider loans | $5,423,000 | 1,422 |
| FHLB advances | $10,600,000 | 2,631 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $15,754,000 | 3,347 |
| Tier 1 (core) risk-based capital | $16,582,000 | 3,658 |
| Tier 2 risk-based capital | $2,570,000 | 2,143 |
| Total risk weighted assets | $203,690,000 | 2,365 |
| Total unused commitments | $15,754,000 | 3,350 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 75 | 2,232 |
| Assets and Liabilities | ||
| Total Assets: | $262,181,000 | 2,554 |
| Cash and due from depository institutions | $14,646,000 | 2,232 |
| Interest-bearing balances | $2,724,000 | 3,604 |
| Securities | $33,835,000 | 3,168 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,631 |
| Net loans & leases | $185,964,000 | 2,484 |
| Loan loss allowance | $3,227,000 | 2,108 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $5,583,000 | 2,322 |
| Other real estate owned | $6,346,000 | 2,232 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $9,807,000 | 1,940 |
| Life insurance assets | $2,953,000 | 1,865 |
| Total liabilities and capital | $262,181,000 | 2,554 |
| Total liabilities | $241,011,000 | 2,497 |
| Total deposits | $229,314,000 | 2,369 |
| Interest-bearing deposits | $206,978,000 | 2,284 |
| Deposits held in domestic offices | $229,314,000 | 2,367 |
| % insured | 77.76% | 4,375 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $10,600,000 | 2,857 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,097,000 | 3,592 |
| Total equity capital | $21,170,000 | 3,083 |
| Total bank equity capital | $21,170,000 | 3,083 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,447,000 | 1,729 |
| Surplus | $21,613,000 | 1,486 |
| Undivided profits | $-2,890,000 | 7,444 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $12,786,000 | 1,195 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $2,438,000 | 152 |
| Income earned, not collected on loans | $1,287,000 | 2,717 |
| Earning assets | $228,523,000 | 2,677 |
| Long-term assets (5+ years) | $56,829,000 | 2,114 |
| Average Assets, year-to-date | $250,565,000 | 2,628 |
| Average Assets, quarterly | $256,386,500 | 2,589 |
| Volatile liabilities | $58,919,000 | 2,408 |
| Insider loans | $5,311,000 | 1,472 |
| FHLB advances | $10,600,000 | 2,718 |
| Loans and leases held for sale | $650,000 | 1,405 |
| Unused loan commitments | $17,800,000 | 3,182 |
| Tier 1 (core) risk-based capital | $19,454,000 | 3,221 |
| Tier 2 risk-based capital | $2,542,000 | 2,176 |
| Total risk weighted assets | $202,675,000 | 2,413 |
| Total unused commitments | $17,800,000 | 3,183 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 74 | 2,262 |
| Assets and Liabilities | ||
| Total Assets: | $250,592,000 | 2,660 |
| Cash and due from depository institutions | $9,940,000 | 2,262 |
| Interest-bearing balances | $381,000 | 5,179 |
| Securities | $33,935,000 | 3,169 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,155 |
| Net loans & leases | $185,031,000 | 2,502 |
| Loan loss allowance | $2,634,000 | 2,402 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $5,686,000 | 2,309 |
| Other real estate owned | $3,936,000 | 2,262 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $9,064,000 | 2,036 |
| Life insurance assets | $2,924,000 | 1,875 |
| Total liabilities and capital | $250,592,000 | 2,660 |
| Total liabilities | $229,491,000 | 2,621 |
| Total deposits | $217,819,000 | 2,484 |
| Interest-bearing deposits | $191,930,000 | 2,467 |
| Deposits held in domestic offices | $217,819,000 | 2,482 |
| % insured | 78.54% | 4,188 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $10,600,000 | 2,919 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,072,000 | 3,581 |
| Total equity capital | $21,101,000 | 3,123 |
| Total bank equity capital | $21,101,000 | 3,123 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,447,000 | 1,740 |
| Surplus | $19,863,000 | 1,585 |
| Undivided profits | $-1,209,000 | 7,225 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,553,000 | 1,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,407,000 | 217 |
| Income earned, not collected on loans | $1,349,000 | 2,635 |
| Earning assets | $222,347,000 | 2,756 |
| Long-term assets (5+ years) | $54,767,000 | 2,178 |
| Average Assets, year-to-date | $244,757,000 | 2,714 |
| Average Assets, quarterly | $244,757,000 | 2,714 |
| Volatile liabilities | $58,899,000 | 2,406 |
| Insider loans | $5,326,000 | 1,468 |
| FHLB advances | $10,600,000 | 2,796 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $18,334,000 | 3,222 |
| Tier 1 (core) risk-based capital | $19,788,000 | 3,173 |
| Tier 2 risk-based capital | $2,507,000 | 2,184 |
| Total risk weighted assets | $200,446,000 | 2,437 |
| Total unused commitments | $18,334,000 | 3,222 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 70 | 2,418 |
| Assets and Liabilities | ||
| Total Assets: | $238,922,000 | 2,773 |
| Cash and due from depository institutions | $3,065,000 | 2,418 |
| Interest-bearing balances | $247,000 | 4,945 |
| Securities | $33,239,000 | 3,222 |
| Federal funds sold & reverse repurchase agreements | $2,384,000 | 2,997 |
| Net loans & leases | $184,182,000 | 2,529 |
| Loan loss allowance | $2,552,000 | 2,407 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $5,788,000 | 2,279 |
| Other real estate owned | $1,734,000 | 2,418 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $8,530,000 | 2,157 |
| Life insurance assets | $2,789,000 | 1,936 |
| Total liabilities and capital | $238,922,000 | 2,773 |
| Total liabilities | $218,674,000 | 2,730 |
| Total deposits | $206,544,000 | 2,566 |
| Interest-bearing deposits | $181,191,000 | 2,542 |
| Deposits held in domestic offices | $206,544,000 | 2,564 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $11,100,000 | 3,021 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,030,000 | 3,671 |
| Total equity capital | $20,248,000 | 3,207 |
| Total bank equity capital | $20,248,000 | 3,207 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,447,000 | 1,747 |
| Surplus | $18,563,000 | 1,645 |
| Undivided profits | $-762,000 | 7,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,609,000 | 1,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $502,000 | 385 |
| Income earned, not collected on loans | $1,355,000 | 2,765 |
| Earning assets | $220,052,000 | 2,756 |
| Long-term assets (5+ years) | $53,026,000 | 2,201 |
| Average Assets, year-to-date | $219,005,400 | 2,885 |
| Average Assets, quarterly | $234,955,500 | 2,784 |
| Volatile liabilities | $58,596,000 | 2,409 |
| Insider loans | $4,882,000 | 1,631 |
| FHLB advances | $11,100,000 | 2,911 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $16,882,000 | 3,401 |
| Tier 1 (core) risk-based capital | $18,834,000 | 3,314 |
| Tier 2 risk-based capital | $2,446,000 | 2,196 |
| Total risk weighted assets | $195,593,000 | 2,486 |
| Total unused commitments | $16,882,000 | 3,403 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 69 | 2,464 |
| Assets and Liabilities | ||
| Total Assets: | $230,989,000 | 2,831 |
| Cash and due from depository institutions | $5,904,000 | 2,464 |
| Interest-bearing balances | $229,000 | 4,348 |
| Securities | $17,677,000 | 4,671 |
| Federal funds sold & reverse repurchase agreements | $9,334,000 | 1,323 |
| Net loans & leases | $182,940,000 | 2,528 |
| Loan loss allowance | $2,635,000 | 2,184 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $5,895,000 | 2,226 |
| Other real estate owned | $1,858,000 | 2,464 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,381,000 | 2,388 |
| Life insurance assets | $2,762,000 | 1,939 |
| Total liabilities and capital | $230,989,000 | 2,831 |
| Total liabilities | $212,466,000 | 2,772 |
| Total deposits | $211,301,000 | 2,469 |
| Interest-bearing deposits | $185,433,000 | 2,439 |
| Deposits held in domestic offices | $211,301,000 | 2,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $100,000 | 5,717 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,065,000 | 3,712 |
| Total equity capital | $18,523,000 | 3,485 |
| Total bank equity capital | $18,523,000 | 3,485 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,447,000 | 1,760 |
| Surplus | $15,563,000 | 1,870 |
| Undivided profits | $513,000 | 6,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,618,000 | 1,073 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $360,000 | 453 |
| Income earned, not collected on loans | $1,162,000 | 3,351 |
| Earning assets | $210,180,000 | 2,844 |
| Long-term assets (5+ years) | $38,686,000 | 2,709 |
| Average Assets, year-to-date | $214,026,250 | 2,963 |
| Average Assets, quarterly | $222,194,500 | 2,909 |
| Volatile liabilities | $57,210,000 | 2,401 |
| Insider loans | $5,229,000 | 1,510 |
| FHLB advances | $100,000 | 5,397 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $26,724,000 | 2,681 |
| Tier 1 (core) risk-based capital | $18,410,000 | 3,433 |
| Tier 2 risk-based capital | $2,427,000 | 2,151 |
| Total risk weighted assets | $193,969,000 | 2,498 |
| Total unused commitments | $26,724,000 | 2,683 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 81 | 2,138 |
| Assets and Liabilities | ||
| Total Assets: | $213,400,000 | 3,036 |
| Cash and due from depository institutions | $3,717,000 | 2,138 |
| Interest-bearing balances | $211,000 | 4,291 |
| Securities | $10,943,000 | 5,763 |
| Federal funds sold & reverse repurchase agreements | $4,108,000 | 2,595 |
| Net loans & leases | $180,468,000 | 2,531 |
| Loan loss allowance | $2,411,000 | 2,278 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $5,994,000 | 2,185 |
| Other real estate owned | $1,786,000 | 2,138 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $6,384,000 | 2,614 |
| Life insurance assets | $2,735,000 | 1,942 |
| Total liabilities and capital | $213,400,000 | 3,036 |
| Total liabilities | $194,706,000 | 2,984 |
| Total deposits | $193,702,000 | 2,699 |
| Interest-bearing deposits | $165,234,000 | 2,726 |
| Deposits held in domestic offices | $193,702,000 | 2,696 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $100,000 | 5,648 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $904,000 | 4,064 |
| Total equity capital | $18,694,000 | 3,490 |
| Total bank equity capital | $18,694,000 | 3,490 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,447,000 | 1,763 |
| Surplus | $15,063,000 | 1,909 |
| Undivided profits | $1,184,000 | 6,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,261,000 | 1,409 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $743,000 | 274 |
| Income earned, not collected on loans | $986,000 | 3,811 |
| Earning assets | $195,730,000 | 3,020 |
| Long-term assets (5+ years) | $32,243,000 | 3,043 |
| Average Assets, year-to-date | $208,372,000 | 3,037 |
| Average Assets, quarterly | $214,325,000 | 2,993 |
| Volatile liabilities | $54,728,000 | 2,482 |
| Insider loans | $5,217,000 | 1,516 |
| FHLB advances | $100,000 | 5,307 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $37,160,000 | 2,173 |
| Tier 1 (core) risk-based capital | $18,793,000 | 3,373 |
| Tier 2 risk-based capital | $2,411,000 | 2,123 |
| Total risk weighted assets | $196,494,000 | 2,444 |
| Total unused commitments | $37,160,000 | 2,174 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 85 | 2,015 |
| Assets and Liabilities | ||
| Total Assets: | $215,250,000 | 2,988 |
| Cash and due from depository institutions | $3,524,000 | 2,015 |
| Interest-bearing balances | $192,000 | 4,468 |
| Securities | $9,275,000 | 6,084 |
| Federal funds sold & reverse repurchase agreements | $12,345,000 | 1,408 |
| Net loans & leases | $178,385,000 | 2,512 |
| Loan loss allowance | $2,450,000 | 2,186 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,777,000 | 2,229 |
| Other real estate owned | $0 | 2,015 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $5,944,000 | 2,688 |
| Life insurance assets | $2,709,000 | 1,945 |
| Total liabilities and capital | $215,250,000 | 2,988 |
| Total liabilities | $197,671,000 | 2,917 |
| Total deposits | $196,804,000 | 2,648 |
| Interest-bearing deposits | $169,588,000 | 2,671 |
| Deposits held in domestic offices | $196,804,000 | 2,645 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $100,000 | 5,462 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $767,000 | 4,646 |
| Total equity capital | $17,579,000 | 3,758 |
| Total bank equity capital | $17,579,000 | 3,758 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,447,000 | 1,760 |
| Surplus | $13,563,000 | 2,076 |
| Undivided profits | $1,569,000 | 6,478 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,728,000 | 1,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $743,000 | 259 |
| Income earned, not collected on loans | $950,000 | 3,918 |
| Earning assets | $200,197,000 | 2,948 |
| Long-term assets (5+ years) | $31,595,000 | 3,011 |
| Average Assets, year-to-date | $205,858,000 | 3,066 |
| Average Assets, quarterly | $205,858,000 | 3,066 |
| Volatile liabilities | $86,147,000 | 1,644 |
| Insider loans | $5,200,000 | 1,507 |
| FHLB advances | $100,000 | 5,158 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $32,565,000 | 2,442 |
| Tier 1 (core) risk-based capital | $17,535,000 | 3,591 |
| Tier 2 risk-based capital | $2,442,000 | 2,060 |
| Total risk weighted assets | $195,338,000 | 2,434 |
| Total unused commitments | $32,565,000 | 2,444 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 78 | 2,238 |
| Assets and Liabilities | ||
| Total Assets: | $196,466,000 | 3,186 |
| Cash and due from depository institutions | $4,327,000 | 2,238 |
| Interest-bearing balances | $250,000 | 3,793 |
| Securities | $6,793,000 | 6,688 |
| Federal funds sold & reverse repurchase agreements | $2,466,000 | 3,813 |
| Net loans & leases | $172,251,000 | 2,557 |
| Loan loss allowance | $2,393,000 | 2,181 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,372,000 | 2,358 |
| Other real estate owned | $0 | 2,238 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $5,257,000 | 2,958 |
| Life insurance assets | $2,681,000 | 1,944 |
| Total liabilities and capital | $196,466,000 | 3,186 |
| Total liabilities | $178,509,000 | 3,142 |
| Total deposits | $177,630,000 | 2,884 |
| Interest-bearing deposits | $149,491,000 | 2,926 |
| Deposits held in domestic offices | $177,630,000 | 2,882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $100,000 | 5,410 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $779,000 | 4,582 |
| Total equity capital | $17,957,000 | 3,643 |
| Total bank equity capital | $17,957,000 | 3,643 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,447,000 | 1,751 |
| Surplus | $13,563,000 | 2,059 |
| Undivided profits | $1,947,000 | 6,289 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,750,000 | 2,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $730,000 | 273 |
| Income earned, not collected on loans | $983,000 | 4,050 |
| Earning assets | $181,760,000 | 3,160 |
| Long-term assets (5+ years) | $25,055,000 | 3,239 |
| Average Assets, year-to-date | $176,660,000 | 3,366 |
| Average Assets, quarterly | $193,141,500 | 3,210 |
| Volatile liabilities | $68,490,000 | 2,007 |
| Insider loans | $5,164,000 | 1,478 |
| FHLB advances | $100,000 | 5,069 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $26,168,000 | 2,849 |
| Tier 1 (core) risk-based capital | $17,923,000 | 3,489 |
| Tier 2 risk-based capital | $2,279,000 | 2,161 |
| Total risk weighted assets | $182,238,000 | 2,553 |
| Total unused commitments | $26,168,000 | 2,850 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 76 | 2,280 |
| Assets and Liabilities | ||
| Total Assets: | $189,817,000 | 3,252 |
| Cash and due from depository institutions | $3,089,000 | 2,280 |
| Interest-bearing balances | $231,000 | 3,716 |
| Securities | $8,310,000 | 6,415 |
| Federal funds sold & reverse repurchase agreements | $2,241,000 | 3,982 |
| Net loans & leases | $163,105,000 | 2,635 |
| Loan loss allowance | $2,221,000 | 2,298 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,707,000 | 2,609 |
| Other real estate owned | $0 | 2,280 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $8,365,000 | 2,060 |
| Life insurance assets | $2,654,000 | 1,916 |
| Total liabilities and capital | $189,817,000 | 3,252 |
| Total liabilities | $171,946,000 | 3,208 |
| Total deposits | $171,106,000 | 2,946 |
| Interest-bearing deposits | $141,290,000 | 3,052 |
| Deposits held in domestic offices | $171,106,000 | 2,943 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $100,000 | 5,429 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $740,000 | 4,773 |
| Total equity capital | $17,871,000 | 3,611 |
| Total bank equity capital | $17,871,000 | 3,611 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,447,000 | 1,731 |
| Surplus | $13,563,000 | 2,021 |
| Undivided profits | $1,861,000 | 6,411 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 3,617 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $282,000 | 469 |
| Income earned, not collected on loans | $1,087,000 | 3,955 |
| Earning assets | $173,887,000 | 3,259 |
| Long-term assets (5+ years) | $24,711,000 | 3,144 |
| Average Assets, year-to-date | $171,708,500 | 3,439 |
| Average Assets, quarterly | $183,663,500 | 3,315 |
| Volatile liabilities | $61,243,000 | 2,151 |
| Insider loans | $4,291,000 | 1,722 |
| FHLB advances | $100,000 | 5,036 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $34,111,000 | 2,382 |
| Tier 1 (core) risk-based capital | $17,869,000 | 3,491 |
| Tier 2 risk-based capital | $2,221,000 | 2,183 |
| Total risk weighted assets | $177,758,000 | 2,563 |
| Total unused commitments | $34,111,000 | 2,382 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 75 | 2,338 |
| Assets and Liabilities | ||
| Total Assets: | $177,510,000 | 3,425 |
| Cash and due from depository institutions | $2,819,000 | 2,338 |
| Interest-bearing balances | $211,000 | 3,893 |
| Securities | $8,307,000 | 6,440 |
| Federal funds sold & reverse repurchase agreements | $4,144,000 | 3,017 |
| Net loans & leases | $152,573,000 | 2,793 |
| Loan loss allowance | $2,045,000 | 2,457 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $4,463,000 | 2,712 |
| Other real estate owned | $0 | 2,338 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,204,000 | 2,973 |
| Life insurance assets | $2,627,000 | 1,930 |
| Total liabilities and capital | $177,510,000 | 3,425 |
| Total liabilities | $162,746,000 | 3,354 |
| Total deposits | $161,988,000 | 3,106 |
| Interest-bearing deposits | $129,953,000 | 3,279 |
| Deposits held in domestic offices | $161,988,000 | 3,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $100,000 | 5,363 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $658,000 | 4,884 |
| Total equity capital | $14,764,000 | 4,151 |
| Total bank equity capital | $14,764,000 | 4,151 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,447,000 | 1,725 |
| Surplus | $10,563,000 | 2,413 |
| Undivided profits | $1,754,000 | 6,429 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 4,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 740 |
| Income earned, not collected on loans | $915,000 | 4,264 |
| Earning assets | $165,235,000 | 3,381 |
| Long-term assets (5+ years) | $18,848,000 | 3,596 |
| Average Assets, year-to-date | $165,672,330 | 3,558 |
| Average Assets, quarterly | $171,886,000 | 3,483 |
| Volatile liabilities | $53,518,000 | 2,382 |
| Insider loans | $4,069,000 | 1,794 |
| FHLB advances | $100,000 | 4,987 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $37,395,000 | 2,256 |
| Tier 1 (core) risk-based capital | $14,816,000 | 4,097 |
| Tier 2 risk-based capital | $1,836,000 | 2,562 |
| Total risk weighted assets | $146,671,000 | 3,039 |
| Total unused commitments | $37,395,000 | 2,257 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 64 | 2,716 |
| Assets and Liabilities | ||
| Total Assets: | $166,262,000 | 3,600 |
| Cash and due from depository institutions | $3,661,000 | 2,716 |
| Interest-bearing balances | $189,000 | 4,105 |
| Securities | $6,912,000 | 6,807 |
| Federal funds sold & reverse repurchase agreements | $11,953,000 | 1,706 |
| Net loans & leases | $134,197,000 | 3,105 |
| Loan loss allowance | $1,837,000 | 2,686 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,643,000 | 2,596 |
| Other real estate owned | $0 | 2,716 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,896,000 | 3,026 |
| Life insurance assets | $2,600,000 | 1,925 |
| Total liabilities and capital | $166,262,000 | 3,600 |
| Total liabilities | $153,540,000 | 3,499 |
| Total deposits | $152,927,000 | 3,280 |
| Interest-bearing deposits | $118,897,000 | 3,504 |
| Deposits held in domestic offices | $152,927,000 | 3,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $100,000 | 5,321 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $513,000 | 5,490 |
| Total equity capital | $12,722,000 | 4,614 |
| Total bank equity capital | $12,722,000 | 4,614 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,447,000 | 1,714 |
| Surplus | $8,563,000 | 2,789 |
| Undivided profits | $1,712,000 | 6,555 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $312,000 | 4,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $140,000 | 676 |
| Income earned, not collected on loans | $904,000 | 4,161 |
| Earning assets | $153,251,000 | 3,578 |
| Long-term assets (5+ years) | $10,126,000 | 4,690 |
| Average Assets, year-to-date | $159,753,500 | 3,689 |
| Average Assets, quarterly | $159,753,500 | 3,689 |
| Volatile liabilities | $46,498,000 | 2,618 |
| Insider loans | $5,235,000 | 1,379 |
| FHLB advances | $100,000 | 4,968 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $34,264,000 | 2,423 |
| Tier 1 (core) risk-based capital | $12,758,000 | 4,526 |
| Tier 2 risk-based capital | $1,643,000 | 2,803 |
| Total risk weighted assets | $131,221,000 | 3,289 |
| Total unused commitments | $34,264,000 | 2,423 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 70 | 2,506 |
| Assets and Liabilities | ||
| Total Assets: | $153,245,000 | 3,808 |
| Cash and due from depository institutions | $1,918,000 | 2,506 |
| Interest-bearing balances | $189,000 | 4,131 |
| Securities | $8,953,000 | 6,386 |
| Federal funds sold & reverse repurchase agreements | $3,499,000 | 3,512 |
| Net loans & leases | $130,133,000 | 3,172 |
| Loan loss allowance | $1,801,000 | 2,703 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $4,211,000 | 2,785 |
| Other real estate owned | $0 | 2,506 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,531,000 | 3,218 |
| Life insurance assets | $2,573,000 | 1,903 |
| Total liabilities and capital | $153,245,000 | 3,808 |
| Total liabilities | $140,646,000 | 3,743 |
| Total deposits | $139,926,000 | 3,510 |
| Interest-bearing deposits | $110,094,000 | 3,679 |
| Deposits held in domestic offices | $139,926,000 | 3,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $100,000 | 5,473 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $620,000 | 4,968 |
| Total equity capital | $12,599,000 | 4,599 |
| Total bank equity capital | $12,599,000 | 4,599 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,447,000 | 1,705 |
| Surplus | $9,525,000 | 2,527 |
| Undivided profits | $627,000 | 7,361 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $343,000 | 4,506 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 711 |
| Income earned, not collected on loans | $828,000 | 4,586 |
| Earning assets | $142,774,000 | 3,756 |
| Long-term assets (5+ years) | $8,575,000 | 4,949 |
| Average Assets, year-to-date | $144,185,400 | 3,857 |
| Average Assets, quarterly | $153,642,500 | 3,773 |
| Volatile liabilities | $39,228,000 | 3,150 |
| Insider loans | $5,105,000 | 1,410 |
| FHLB advances | $100,000 | 5,100 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $39,403,000 | 2,148 |
| Tier 1 (core) risk-based capital | $12,650,000 | 4,514 |
| Tier 2 risk-based capital | $1,582,000 | 2,884 |
| Total risk weighted assets | $136,236,000 | 3,178 |
| Total unused commitments | $39,403,000 | 2,148 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 67 | 2,634 |
| Assets and Liabilities | ||
| Total Assets: | $154,040,000 | 3,769 |
| Cash and due from depository institutions | $4,319,000 | 2,634 |
| Interest-bearing balances | $167,000 | 4,235 |
| Securities | $9,526,000 | 6,305 |
| Federal funds sold & reverse repurchase agreements | $13,306,000 | 1,048 |
| Net loans & leases | $119,055,000 | 3,379 |
| Loan loss allowance | $1,705,000 | 2,837 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,845,000 | 2,960 |
| Other real estate owned | $0 | 2,634 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,989,000 | 3,523 |
| Life insurance assets | $2,272,000 | 2,023 |
| Total liabilities and capital | $154,040,000 | 3,769 |
| Total liabilities | $141,584,000 | 3,684 |
| Total deposits | $140,929,000 | 3,434 |
| Interest-bearing deposits | $109,750,000 | 3,660 |
| Deposits held in domestic offices | $140,929,000 | 3,431 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $100,000 | 5,687 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $555,000 | 5,314 |
| Total equity capital | $12,456,000 | 4,621 |
| Total bank equity capital | $12,456,000 | 4,621 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,447,000 | 1,701 |
| Surplus | $9,525,000 | 2,495 |
| Undivided profits | $484,000 | 7,560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,910 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 730 |
| Income earned, not collected on loans | $750,000 | 4,942 |
| Earning assets | $142,054,000 | 3,752 |
| Long-term assets (5+ years) | $4,648,000 | 5,923 |
| Average Assets, year-to-date | $141,920,500 | 3,909 |
| Average Assets, quarterly | $151,896,500 | 3,769 |
| Volatile liabilities | $38,299,000 | 3,191 |
| Insider loans | $5,020,000 | 1,420 |
| FHLB advances | $100,000 | 5,274 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $35,110,000 | 2,349 |
| Tier 1 (core) risk-based capital | $12,509,000 | 4,539 |
| Tier 2 risk-based capital | $1,460,000 | 3,045 |
| Total risk weighted assets | $125,212,000 | 3,368 |
| Total unused commitments | $35,110,000 | 2,350 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 65 | 2,720 |
| Assets and Liabilities | ||
| Total Assets: | $149,753,000 | 3,812 |
| Cash and due from depository institutions | $3,294,000 | 2,720 |
| Interest-bearing balances | $202,000 | 4,037 |
| Securities | $11,019,000 | 6,036 |
| Federal funds sold & reverse repurchase agreements | $18,028,000 | 672 |
| Net loans & leases | $109,566,000 | 3,540 |
| Loan loss allowance | $1,565,000 | 2,999 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,820,000 | 2,946 |
| Other real estate owned | $0 | 2,720 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,026,000 | 3,463 |
| Life insurance assets | $2,249,000 | 1,996 |
| Total liabilities and capital | $149,753,000 | 3,812 |
| Total liabilities | $137,565,000 | 3,725 |
| Total deposits | $134,523,000 | 3,536 |
| Interest-bearing deposits | $100,963,000 | 3,848 |
| Deposits held in domestic offices | $134,523,000 | 3,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $2,600,000 | 4,466 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $442,000 | 5,569 |
| Total equity capital | $12,188,000 | 4,561 |
| Total bank equity capital | $12,188,000 | 4,561 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,447,000 | 1,695 |
| Surplus | $9,525,000 | 2,441 |
| Undivided profits | $216,000 | 7,688 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $277,000 | 4,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 741 |
| Income earned, not collected on loans | $619,000 | 5,219 |
| Earning assets | $138,815,000 | 3,764 |
| Long-term assets (5+ years) | $5,463,000 | 5,640 |
| Average Assets, year-to-date | $137,880,670 | 4,001 |
| Average Assets, quarterly | $143,247,500 | 3,917 |
| Volatile liabilities | $34,248,000 | 3,389 |
| Insider loans | $3,709,000 | 1,816 |
| FHLB advances | $2,600,000 | 4,276 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $29,090,000 | 2,663 |
| Tier 1 (core) risk-based capital | $12,294,000 | 4,532 |
| Tier 2 risk-based capital | $1,396,000 | 3,141 |
| Total risk weighted assets | $111,498,000 | 3,642 |
| Total unused commitments | $29,090,000 | 2,664 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 63 | 2,778 |
| Assets and Liabilities | ||
| Total Assets: | $136,742,000 | 4,047 |
| Cash and due from depository institutions | $3,700,000 | 2,778 |
| Interest-bearing balances | $183,000 | 4,302 |
| Securities | $11,150,000 | 6,051 |
| Federal funds sold & reverse repurchase agreements | $10,021,000 | 1,491 |
| Net loans & leases | $104,339,000 | 3,595 |
| Loan loss allowance | $1,487,000 | 3,092 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,772,000 | 2,922 |
| Other real estate owned | $0 | 2,778 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $3,760,000 | 3,546 |
| Life insurance assets | $2,224,000 | 1,972 |
| Total liabilities and capital | $136,742,000 | 4,047 |
| Total liabilities | $126,680,000 | 3,948 |
| Total deposits | $123,728,000 | 3,741 |
| Interest-bearing deposits | $91,615,000 | 4,101 |
| Deposits held in domestic offices | $123,728,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $2,600,000 | 4,337 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $352,000 | 6,030 |
| Total equity capital | $10,062,000 | 5,159 |
| Total bank equity capital | $10,062,000 | 5,159 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,447,000 | 1,683 |
| Surplus | $7,524,000 | 2,841 |
| Undivided profits | $91,000 | 7,869 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $172,000 | 5,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $609,000 | 5,056 |
| Earning assets | $125,693,000 | 4,033 |
| Long-term assets (5+ years) | $7,474,000 | 5,094 |
| Average Assets, year-to-date | $131,944,500 | 4,126 |
| Average Assets, quarterly | $131,944,500 | 4,126 |
| Volatile liabilities | $30,529,000 | 3,494 |
| Insider loans | $3,470,000 | 1,878 |
| FHLB advances | $2,600,000 | 4,190 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $21,390,000 | 3,210 |
| Tier 1 (core) risk-based capital | $10,141,000 | 5,089 |
| Tier 2 risk-based capital | $1,216,000 | 3,426 |
| Total risk weighted assets | $97,191,000 | 3,934 |
| Total unused commitments | $21,390,000 | 3,211 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 62 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $127,147,000 | 4,243 |
| Cash and due from depository institutions | $3,097,000 | 2,813 |
| Interest-bearing balances | $229,000 | 4,110 |
| Securities | $12,244,000 | 5,862 |
| Federal funds sold & reverse repurchase agreements | $9,268,000 | 1,479 |
| Net loans & leases | $95,683,000 | 3,835 |
| Loan loss allowance | $1,383,000 | 3,239 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,668,000 | 2,961 |
| Other real estate owned | $0 | 2,813 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,187,000 | 3,939 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $127,147,000 | 4,243 |
| Total liabilities | $117,250,000 | 4,154 |
| Total deposits | $114,272,000 | 3,961 |
| Interest-bearing deposits | $82,436,000 | 4,376 |
| Deposits held in domestic offices | $114,272,000 | 3,958 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,600,000 | 4,408 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $378,000 | 5,758 |
| Total equity capital | $9,897,000 | 5,176 |
| Total bank equity capital | $9,897,000 | 5,176 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,447,000 | 1,672 |
| Surplus | $6,729,000 | 3,070 |
| Undivided profits | $721,000 | 7,406 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,000 | 7,431 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $558,000 | 5,413 |
| Earning assets | $117,424,000 | 4,223 |
| Long-term assets (5+ years) | $7,248,000 | 5,184 |
| Average Assets, year-to-date | $114,593,200 | 4,408 |
| Average Assets, quarterly | $128,277,000 | 4,170 |
| Volatile liabilities | $24,691,000 | 3,916 |
| Insider loans | $4,193,000 | 1,589 |
| FHLB advances | $2,600,000 | 4,241 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,648,000 | 3,058 |
| Tier 1 (core) risk-based capital | $9,972,000 | 5,100 |
| Tier 2 risk-based capital | $1,106,000 | 3,621 |
| Total risk weighted assets | $88,248,000 | 4,173 |
| Total unused commitments | $22,648,000 | 3,058 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 53 | 3,198 |
| Assets and Liabilities | ||
| Total Assets: | $129,407,000 | 4,125 |
| Cash and due from depository institutions | $3,745,000 | 3,198 |
| Interest-bearing balances | $199,000 | 4,358 |
| Securities | $10,424,000 | 6,246 |
| Federal funds sold & reverse repurchase agreements | $17,999,000 | 732 |
| Net loans & leases | $92,503,000 | 3,901 |
| Loan loss allowance | $1,348,000 | 3,285 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,653,000 | 2,926 |
| Other real estate owned | $0 | 3,198 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,083,000 | 6,519 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $129,407,000 | 4,125 |
| Total liabilities | $119,603,000 | 4,017 |
| Total deposits | $116,653,000 | 3,813 |
| Interest-bearing deposits | $80,967,000 | 4,382 |
| Deposits held in domestic offices | $116,653,000 | 3,809 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,600,000 | 4,514 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $350,000 | 6,059 |
| Total equity capital | $9,804,000 | 5,212 |
| Total bank equity capital | $9,804,000 | 5,212 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,447,000 | 1,644 |
| Surplus | $6,563,000 | 3,058 |
| Undivided profits | $794,000 | 7,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 6,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $489,000 | 5,814 |
| Earning assets | $121,125,000 | 4,064 |
| Long-term assets (5+ years) | $5,920,000 | 5,578 |
| Average Assets, year-to-date | $111,454,750 | 4,489 |
| Average Assets, quarterly | $123,039,500 | 4,254 |
| Volatile liabilities | $23,385,000 | 4,002 |
| Insider loans | $4,333,000 | 1,503 |
| FHLB advances | $2,600,000 | 4,330 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $21,724,000 | 3,099 |
| Tier 1 (core) risk-based capital | $9,842,000 | 5,111 |
| Tier 2 risk-based capital | $1,072,000 | 3,683 |
| Total risk weighted assets | $85,511,000 | 4,226 |
| Total unused commitments | $21,724,000 | 3,101 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 47 | 3,536 |
| Assets and Liabilities | ||
| Total Assets: | $116,672,000 | 4,406 |
| Cash and due from depository institutions | $2,467,000 | 3,536 |
| Interest-bearing balances | $167,000 | 4,478 |
| Securities | $10,591,000 | 6,247 |
| Federal funds sold & reverse repurchase agreements | $11,505,000 | 1,040 |
| Net loans & leases | $87,446,000 | 3,966 |
| Loan loss allowance | $1,255,000 | 3,418 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,659,000 | 2,863 |
| Other real estate owned | $0 | 3,536 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,004,000 | 6,529 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $116,672,000 | 4,406 |
| Total liabilities | $107,125,000 | 4,304 |
| Total deposits | $104,230,000 | 4,107 |
| Interest-bearing deposits | $68,627,000 | 4,861 |
| Deposits held in domestic offices | $104,230,000 | 4,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,600,000 | 4,445 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $295,000 | 6,201 |
| Total equity capital | $9,547,000 | 5,232 |
| Total bank equity capital | $9,547,000 | 5,232 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,447,000 | 1,626 |
| Surplus | $6,563,000 | 3,003 |
| Undivided profits | $537,000 | 7,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $436,000 | 5,890 |
| Earning assets | $109,709,000 | 4,330 |
| Long-term assets (5+ years) | $6,074,000 | 5,599 |
| Average Assets, year-to-date | $105,470,670 | 4,662 |
| Average Assets, quarterly | $110,953,500 | 4,522 |
| Volatile liabilities | $15,676,000 | 4,869 |
| Insider loans | $4,045,000 | 1,580 |
| FHLB advances | $2,600,000 | 4,291 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $23,583,000 | 2,878 |
| Tier 1 (core) risk-based capital | $9,575,000 | 5,123 |
| Tier 2 risk-based capital | $984,000 | 3,870 |
| Total risk weighted assets | $78,457,000 | 4,403 |
| Total unused commitments | $23,583,000 | 2,879 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 48 | 3,436 |
| Assets and Liabilities | ||
| Total Assets: | $105,235,000 | 4,733 |
| Cash and due from depository institutions | $2,464,000 | 3,436 |
| Interest-bearing balances | $2,000 | 6,746 |
| Securities | $9,703,000 | 6,497 |
| Federal funds sold & reverse repurchase agreements | $10,522,000 | 1,184 |
| Net loans & leases | $77,783,000 | 4,244 |
| Loan loss allowance | $1,168,000 | 3,634 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,714,000 | 2,786 |
| Other real estate owned | $0 | 3,436 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $1,049,000 | 6,463 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $105,235,000 | 4,733 |
| Total liabilities | $97,954,000 | 4,584 |
| Total deposits | $95,272,000 | 4,392 |
| Interest-bearing deposits | $68,957,000 | 4,880 |
| Deposits held in domestic offices | $95,272,000 | 4,388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $2,500,000 | 4,364 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $182,000 | 7,089 |
| Total equity capital | $7,281,000 | 6,095 |
| Total bank equity capital | $7,281,000 | 6,095 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,447,000 | 1,626 |
| Surplus | $4,563,000 | 3,810 |
| Undivided profits | $271,000 | 7,836 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 7,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $344,000 | 6,542 |
| Earning assets | $98,010,000 | 4,685 |
| Long-term assets (5+ years) | $8,199,000 | 5,128 |
| Average Assets, year-to-date | $99,870,000 | 4,874 |
| Average Assets, quarterly | $99,870,000 | 4,874 |
| Volatile liabilities | $14,339,000 | 4,990 |
| Insider loans | $4,148,000 | 1,491 |
| FHLB advances | $2,500,000 | 4,204 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $23,335,000 | 2,818 |
| Tier 1 (core) risk-based capital | $7,320,000 | 6,027 |
| Tier 2 risk-based capital | $886,000 | 4,139 |
| Total risk weighted assets | $70,596,000 | 4,665 |
| Total unused commitments | $23,335,000 | 2,824 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 47 | 3,516 |
| Assets and Liabilities | ||
| Total Assets: | $94,505,000 | 5,073 |
| Cash and due from depository institutions | $2,103,000 | 3,516 |
| Interest-bearing balances | $36,000 | 5,935 |
| Securities | $11,371,000 | 6,212 |
| Federal funds sold & reverse repurchase agreements | $7,656,000 | 1,510 |
| Net loans & leases | $68,794,000 | 4,560 |
| Loan loss allowance | $1,097,000 | 3,759 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,582,000 | 2,863 |
| Other real estate owned | $0 | 3,516 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $999,000 | 6,546 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $94,505,000 | 5,073 |
| Total liabilities | $87,342,000 | 4,958 |
| Total deposits | $84,659,000 | 4,779 |
| Interest-bearing deposits | $61,368,000 | 5,237 |
| Deposits held in domestic offices | $84,659,000 | 4,775 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $2,500,000 | 4,392 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $183,000 | 7,027 |
| Total equity capital | $7,163,000 | 6,168 |
| Total bank equity capital | $7,163,000 | 6,168 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,447,000 | 1,609 |
| Surplus | $4,563,000 | 3,776 |
| Undivided profits | $153,000 | 8,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $496,000 | 3,816 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $306,000 | 6,843 |
| Earning assets | $87,857,000 | 5,022 |
| Long-term assets (5+ years) | $7,001,000 | 5,496 |
| Average Assets, year-to-date | $81,697,400 | 5,409 |
| Average Assets, quarterly | $91,758,500 | 5,133 |
| Volatile liabilities | $13,460,000 | 5,082 |
| Insider loans | $2,478,000 | 2,343 |
| FHLB advances | $2,500,000 | 4,212 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $22,814,000 | 2,769 |
| Tier 1 (core) risk-based capital | $7,176,000 | 6,055 |
| Tier 2 risk-based capital | $774,000 | 4,480 |
| Total risk weighted assets | $61,631,000 | 5,055 |
| Total unused commitments | $22,814,000 | 2,771 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 46 | 3,575 |
| Assets and Liabilities | ||
| Total Assets: | $89,012,000 | 5,219 |
| Cash and due from depository institutions | $1,589,000 | 3,575 |
| Interest-bearing balances | $117,000 | 4,973 |
| Securities | $8,085,000 | 6,921 |
| Federal funds sold & reverse repurchase agreements | $10,672,000 | 1,063 |
| Net loans & leases | $64,236,000 | 4,740 |
| Loan loss allowance | $1,164,000 | 3,592 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,544,000 | 2,853 |
| Other real estate owned | $0 | 3,575 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $886,000 | 6,846 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $89,012,000 | 5,219 |
| Total liabilities | $82,445,000 | 5,110 |
| Total deposits | $79,811,000 | 4,936 |
| Interest-bearing deposits | $62,456,000 | 5,146 |
| Deposits held in domestic offices | $79,811,000 | 4,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $2,500,000 | 4,397 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $134,000 | 7,768 |
| Total equity capital | $6,567,000 | 6,469 |
| Total bank equity capital | $6,567,000 | 6,469 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,447,000 | 1,599 |
| Surplus | $4,060,000 | 3,981 |
| Undivided profits | $60,000 | 8,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $586,000 | 3,638 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $302,000 | 7,030 |
| Earning assets | $83,110,000 | 5,166 |
| Long-term assets (5+ years) | $6,542,000 | 5,708 |
| Average Assets, year-to-date | $78,495,500 | 5,546 |
| Average Assets, quarterly | $83,939,000 | 5,360 |
| Volatile liabilities | $14,833,000 | 4,827 |
| Insider loans | $2,797,000 | 2,070 |
| FHLB advances | $2,500,000 | 4,221 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,603,000 | 3,639 |
| Tier 1 (core) risk-based capital | $6,439,000 | 6,405 |
| Tier 2 risk-based capital | $721,000 | 4,685 |
| Total risk weighted assets | $57,197,000 | 5,256 |
| Total unused commitments | $14,603,000 | 3,641 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 43 | 3,820 |
| Assets and Liabilities | ||
| Total Assets: | $78,866,000 | 5,612 |
| Cash and due from depository institutions | $2,835,000 | 3,820 |
| Interest-bearing balances | $498,000 | 3,573 |
| Securities | $8,735,000 | 6,849 |
| Federal funds sold & reverse repurchase agreements | $5,877,000 | 1,772 |
| Net loans & leases | $57,180,000 | 5,055 |
| Loan loss allowance | $1,083,000 | 3,778 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,369,000 | 2,926 |
| Other real estate owned | $0 | 3,820 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $870,000 | 6,851 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $78,866,000 | 5,612 |
| Total liabilities | $72,399,000 | 5,513 |
| Total deposits | $72,292,000 | 5,235 |
| Interest-bearing deposits | $52,333,000 | 5,761 |
| Deposits held in domestic offices | $72,292,000 | 5,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $107,000 | 7,900 |
| Total equity capital | $6,467,000 | 6,395 |
| Total bank equity capital | $6,467,000 | 6,395 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,447,000 | 1,601 |
| Surplus | $4,060,000 | 3,950 |
| Undivided profits | $-40,000 | 8,323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,845,000 | 1,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $262,000 | 7,247 |
| Earning assets | $72,290,000 | 5,592 |
| Long-term assets (5+ years) | $8,249,000 | 5,400 |
| Average Assets, year-to-date | $74,990,000 | 5,728 |
| Average Assets, quarterly | $77,485,000 | 5,636 |
| Volatile liabilities | $11,551,000 | 5,425 |
| Insider loans | $3,110,000 | 1,863 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,192,000 | 3,555 |
| Tier 1 (core) risk-based capital | $6,256,000 | 6,441 |
| Tier 2 risk-based capital | $659,000 | 4,935 |
| Total risk weighted assets | $52,324,000 | 5,521 |
| Total unused commitments | $15,192,000 | 3,556 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 32 | 4,775 |
| Assets and Liabilities | ||
| Total Assets: | $76,104,000 | 5,718 |
| Cash and due from depository institutions | $8,059,000 | 4,775 |
| Interest-bearing balances | $5,520,000 | 1,214 |
| Securities | $9,175,000 | 6,740 |
| Federal funds sold & reverse repurchase agreements | $2,881,000 | 3,941 |
| Net loans & leases | $52,283,000 | 5,259 |
| Loan loss allowance | $968,000 | 4,054 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,884,000 | 3,276 |
| Other real estate owned | $0 | 4,775 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $822,000 | 6,883 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $76,104,000 | 5,718 |
| Total liabilities | $70,613,000 | 5,593 |
| Total deposits | $70,531,000 | 5,339 |
| Interest-bearing deposits | $51,936,000 | 5,822 |
| Deposits held in domestic offices | $70,531,000 | 5,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $82,000 | 8,361 |
| Total equity capital | $5,491,000 | 7,011 |
| Total bank equity capital | $5,491,000 | 7,011 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,447,000 | 1,597 |
| Surplus | $3,060,000 | 4,590 |
| Undivided profits | $-16,000 | 8,470 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,455,000 | 1,971 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $244,000 | 7,382 |
| Earning assets | $69,859,000 | 5,718 |
| Long-term assets (5+ years) | $7,944,000 | 5,420 |
| Average Assets, year-to-date | $73,052,000 | 5,818 |
| Average Assets, quarterly | $73,052,000 | 5,818 |
| Volatile liabilities | $11,916,000 | 5,257 |
| Insider loans | $2,669,000 | 2,096 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $7,845,000 | 4,942 |
| Tier 1 (core) risk-based capital | $5,241,000 | 6,977 |
| Tier 2 risk-based capital | $603,000 | 5,158 |
| Total risk weighted assets | $47,894,000 | 5,746 |
| Total unused commitments | $7,845,000 | 4,949 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 31 | 4,893 |
| Assets and Liabilities | ||
| Total Assets: | $70,000,000 | 5,978 |
| Cash and due from depository institutions | $5,368,000 | 4,893 |
| Interest-bearing balances | $2,954,000 | 1,765 |
| Securities | $11,375,000 | 6,324 |
| Federal funds sold & reverse repurchase agreements | $1,845,000 | 4,158 |
| Net loans & leases | $48,244,000 | 5,482 |
| Loan loss allowance | $852,000 | 4,428 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,369,000 | 3,760 |
| Other real estate owned | $0 | 4,893 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $799,000 | 7,051 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $70,000,000 | 5,978 |
| Total liabilities | $64,456,000 | 5,873 |
| Total deposits | $64,367,000 | 5,627 |
| Interest-bearing deposits | $49,694,000 | 5,947 |
| Deposits held in domestic offices | $64,367,000 | 5,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $89,000 | 8,258 |
| Total equity capital | $5,544,000 | 6,940 |
| Total bank equity capital | $5,544,000 | 6,940 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,447,000 | 1,607 |
| Surplus | $3,060,000 | 4,567 |
| Undivided profits | $37,000 | 8,404 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,446,000 | 2,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $249,000 | 7,421 |
| Earning assets | $64,418,000 | 5,950 |
| Long-term assets (5+ years) | $7,703,000 | 5,509 |
| Average Assets, year-to-date | $65,149,200 | 6,086 |
| Average Assets, quarterly | $69,231,500 | 5,995 |
| Volatile liabilities | $11,696,000 | 5,288 |
| Insider loans | $2,883,000 | 1,935 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,077,000 | 4,047 |
| Tier 1 (core) risk-based capital | $5,329,000 | 6,913 |
| Tier 2 risk-based capital | $572,000 | 5,319 |
| Total risk weighted assets | $45,461,000 | 5,906 |
| Total unused commitments | $11,077,000 | 4,051 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 25 | 5,657 |
| Assets and Liabilities | ||
| Total Assets: | $68,463,000 | 6,049 |
| Cash and due from depository institutions | $5,297,000 | 5,657 |
| Interest-bearing balances | $2,908,000 | 1,952 |
| Securities | $10,213,000 | 6,509 |
| Federal funds sold & reverse repurchase agreements | $3,144,000 | 3,540 |
| Net loans & leases | $47,064,000 | 5,562 |
| Loan loss allowance | $744,000 | 4,852 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,967,000 | 4,230 |
| Other real estate owned | $0 | 5,657 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $778,000 | 7,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,463,000 | 6,049 |
| Total liabilities | $62,951,000 | 5,952 |
| Total deposits | $62,849,000 | 5,707 |
| Interest-bearing deposits | $48,768,000 | 6,010 |
| Deposits held in domestic offices | $62,849,000 | 5,705 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $102,000 | 8,408 |
| Total equity capital | $5,512,000 | 6,963 |
| Total bank equity capital | $5,512,000 | 6,963 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,447,000 | 1,605 |
| Surplus | $3,060,000 | 4,520 |
| Undivided profits | $5,000 | 8,497 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $972,000 | 2,922 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $218,000 | 7,842 |
| Earning assets | $63,329,000 | 6,012 |
| Long-term assets (5+ years) | $6,047,000 | 5,945 |
| Average Assets, year-to-date | $63,936,500 | 6,173 |
| Average Assets, quarterly | $68,116,500 | 6,047 |
| Volatile liabilities | $10,720,000 | 5,529 |
| Insider loans | $2,526,000 | 2,139 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $3,310,000 | 6,558 |
| Tier 1 (core) risk-based capital | $5,355,000 | 6,906 |
| Tier 2 risk-based capital | $557,000 | 5,399 |
| Total risk weighted assets | $44,398,000 | 5,977 |
| Total unused commitments | $3,310,000 | 6,566 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 24 | 5,823 |
| Assets and Liabilities | ||
| Total Assets: | $67,770,000 | 6,078 |
| Cash and due from depository institutions | $7,456,000 | 5,823 |
| Interest-bearing balances | $5,310,000 | 1,432 |
| Securities | $7,129,000 | 7,182 |
| Federal funds sold & reverse repurchase agreements | $3,938,000 | 3,473 |
| Net loans & leases | $46,552,000 | 5,583 |
| Loan loss allowance | $654,000 | 5,211 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,822,000 | 4,395 |
| Other real estate owned | $0 | 5,823 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $873,000 | 6,816 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,770,000 | 6,078 |
| Total liabilities | $62,253,000 | 5,988 |
| Total deposits | $62,180,000 | 5,738 |
| Interest-bearing deposits | $48,879,000 | 6,021 |
| Deposits held in domestic offices | $62,180,000 | 5,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $73,000 | 8,760 |
| Total equity capital | $5,517,000 | 6,974 |
| Total bank equity capital | $5,517,000 | 6,974 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,447,000 | 1,599 |
| Surplus | $3,060,000 | 4,486 |
| Undivided profits | $10,000 | 8,562 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,000 | 8,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $188,000 | 8,090 |
| Earning assets | $62,929,000 | 6,018 |
| Long-term assets (5+ years) | $6,134,000 | 5,837 |
| Average Assets, year-to-date | $62,427,670 | 6,261 |
| Average Assets, quarterly | $64,448,000 | 6,204 |
| Volatile liabilities | $11,377,000 | 5,348 |
| Insider loans | $2,198,000 | 2,400 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $7,840,000 | 4,759 |
| Tier 1 (core) risk-based capital | $5,499,000 | 6,773 |
| Tier 2 risk-based capital | $563,000 | 5,342 |
| Total risk weighted assets | $44,921,000 | 5,918 |
| Total unused commitments | $7,840,000 | 4,771 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 23 | 5,963 |
| Assets and Liabilities | ||
| Total Assets: | $61,126,000 | 6,356 |
| Cash and due from depository institutions | $6,287,000 | 5,963 |
| Interest-bearing balances | $3,190,000 | 2,006 |
| Securities | $5,882,000 | 7,565 |
| Federal funds sold & reverse repurchase agreements | $3,336,000 | 4,175 |
| Net loans & leases | $42,925,000 | 5,765 |
| Loan loss allowance | $614,000 | 5,365 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,765,000 | 4,465 |
| Other real estate owned | $0 | 5,963 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $931,000 | 6,634 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,126,000 | 6,356 |
| Total liabilities | $55,717,000 | 6,267 |
| Total deposits | $55,624,000 | 6,076 |
| Interest-bearing deposits | $43,338,000 | 6,374 |
| Deposits held in domestic offices | $55,624,000 | 6,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $93,000 | 8,581 |
| Total equity capital | $5,409,000 | 6,972 |
| Total bank equity capital | $5,409,000 | 6,972 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,447,000 | 1,608 |
| Surplus | $3,060,000 | 4,457 |
| Undivided profits | $-98,000 | 8,666 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $144,000 | 6,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 1,015 |
| Income earned, not collected on loans | $221,000 | 7,844 |
| Earning assets | $55,333,000 | 6,387 |
| Long-term assets (5+ years) | $7,547,000 | 5,415 |
| Average Assets, year-to-date | $59,756,500 | 6,403 |
| Average Assets, quarterly | $59,756,500 | 6,403 |
| Volatile liabilities | $11,356,000 | 5,318 |
| Insider loans | $2,074,000 | 2,475 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $6,007,000 | 5,277 |
| Tier 1 (core) risk-based capital | $5,315,000 | 6,842 |
| Tier 2 risk-based capital | $511,000 | 5,580 |
| Total risk weighted assets | $40,743,000 | 6,157 |
| Total unused commitments | $6,007,000 | 5,291 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 22 | 6,103 |
| Assets and Liabilities | ||
| Total Assets: | $58,387,000 | 6,495 |
| Cash and due from depository institutions | $5,407,000 | 6,103 |
| Interest-bearing balances | $3,081,000 | 1,929 |
| Securities | $6,697,000 | 7,357 |
| Federal funds sold & reverse repurchase agreements | $2,410,000 | 4,454 |
| Net loans & leases | $41,657,000 | 5,874 |
| Loan loss allowance | $553,000 | 5,649 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,364,000 | 5,120 |
| Other real estate owned | $0 | 6,103 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $852,000 | 6,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,387,000 | 6,495 |
| Total liabilities | $53,008,000 | 6,423 |
| Total deposits | $52,942,000 | 6,207 |
| Interest-bearing deposits | $40,818,000 | 6,521 |
| Deposits held in domestic offices | $52,942,000 | 6,204 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $66,000 | 8,938 |
| Total equity capital | $5,379,000 | 6,974 |
| Total bank equity capital | $5,379,000 | 6,974 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,447,000 | 1,599 |
| Surplus | $3,060,000 | 4,400 |
| Undivided profits | $-128,000 | 8,719 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $167,000 | 6,164 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $77,000 | 962 |
| Income earned, not collected on loans | $197,000 | 8,149 |
| Earning assets | $53,845,000 | 6,464 |
| Long-term assets (5+ years) | $7,660,000 | 5,326 |
| Average Assets, year-to-date | $50,430,600 | 6,816 |
| Average Assets, quarterly | $56,777,500 | 6,537 |
| Volatile liabilities | $11,850,000 | 5,223 |
| Insider loans | $1,872,000 | 2,657 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $6,723,000 | 4,937 |
| Tier 1 (core) risk-based capital | $5,250,000 | 6,849 |
| Tier 2 risk-based capital | $501,000 | 5,613 |
| Total risk weighted assets | $40,030,000 | 6,202 |
| Total unused commitments | $6,723,000 | 4,943 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 20 | 6,455 |
| Assets and Liabilities | ||
| Total Assets: | $41,396,000 | 7,498 |
| Cash and due from depository institutions | $2,187,000 | 6,455 |
| Interest-bearing balances | $204,000 | 4,431 |
| Securities | $5,478,000 | 7,796 |
| Federal funds sold & reverse repurchase agreements | $353,000 | 6,645 |
| Net loans & leases | $32,215,000 | 6,603 |
| Loan loss allowance | $358,000 | 6,898 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $229,000 | 8,393 |
| Other real estate owned | $0 | 6,455 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $934,000 | 6,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,396,000 | 7,498 |
| Total liabilities | $37,286,000 | 7,465 |
| Total deposits | $34,761,000 | 7,473 |
| Interest-bearing deposits | $27,181,000 | 7,728 |
| Deposits held in domestic offices | $34,761,000 | 7,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,370 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,000,000 | 4,622 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $25,000 | 9,555 |
| Total equity capital | $4,110,000 | 7,716 |
| Total bank equity capital | $4,110,000 | 7,716 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,447,000 | 1,601 |
| Surplus | $1,958,000 | 5,543 |
| Undivided profits | $-295,000 | 8,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $211,000 | 8,312 |
| Earning assets | $38,250,000 | 7,462 |
| Long-term assets (5+ years) | $3,693,000 | 6,616 |
| Average Assets, year-to-date | $34,605,600 | 7,846 |
| Average Assets, quarterly | $38,374,000 | 7,695 |
| Volatile liabilities | $7,540,000 | 6,391 |
| Insider loans | $1,969,000 | 2,428 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $6,900,000 | 4,763 |
| Tier 1 (core) risk-based capital | $3,919,000 | 7,750 |
| Tier 2 risk-based capital | $358,000 | 6,593 |
| Total risk weighted assets | $32,835,000 | 6,776 |
| Total unused commitments | $6,900,000 | 4,768 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 17 | 7,003 |
| Assets and Liabilities | ||
| Total Assets: | $30,532,000 | 8,309 |
| Cash and due from depository institutions | $1,594,000 | 7,003 |
| Interest-bearing balances | $230,000 | 3,714 |
| Securities | $7,015,000 | 7,670 |
| Federal funds sold & reverse repurchase agreements | $2,886,000 | 3,507 |
| Net loans & leases | $17,965,000 | 8,139 |
| Loan loss allowance | $201,000 | 8,289 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $366,000 | 8,014 |
| Other real estate owned | $0 | 7,003 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $706,000 | 7,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,532,000 | 8,309 |
| Total liabilities | $26,388,000 | 8,342 |
| Total deposits | $26,354,000 | 8,197 |
| Interest-bearing deposits | $19,516,000 | 8,482 |
| Deposits held in domestic offices | $26,354,000 | 8,196 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $34,000 | 9,786 |
| Total equity capital | $4,144,000 | 7,751 |
| Total bank equity capital | $4,144,000 | 7,751 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,447,000 | 1,609 |
| Surplus | $1,958,000 | 5,566 |
| Undivided profits | $-261,000 | 9,194 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $117,000 | 8,903 |
| Earning assets | $28,096,000 | 8,285 |
| Long-term assets (5+ years) | $1,335,000 | 7,740 |
| Average Assets, year-to-date | $24,428,800 | 8,654 |
| Average Assets, quarterly | $29,423,000 | 8,346 |
| Volatile liabilities | $2,705,000 | 8,532 |
| Insider loans | $1,124,000 | 3,569 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $3,419,000 | 6,241 |
| Tier 1 (core) risk-based capital | $3,843,000 | 7,887 |
| Tier 2 risk-based capital | $201,000 | 8,088 |
| Total risk weighted assets | $20,589,000 | 8,060 |
| Total unused commitments | $3,419,000 | 6,244 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 15 | 7,685 |
| Assets and Liabilities | ||
| Total Assets: | $16,676,000 | 9,626 |
| Cash and due from depository institutions | $1,031,000 | 7,685 |
| Interest-bearing balances | $104,000 | 4,591 |
| Securities | $7,443,000 | 7,840 |
| Federal funds sold & reverse repurchase agreements | $827,000 | 5,204 |
| Net loans & leases | $6,529,000 | 9,736 |
| Loan loss allowance | $60,000 | 9,798 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $396,000 | 8,150 |
| Other real estate owned | $0 | 7,685 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $450,000 | 8,493 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $16,676,000 | 9,626 |
| Total liabilities | $12,352,000 | 9,763 |
| Total deposits | $12,309,000 | 9,699 |
| Interest-bearing deposits | $8,673,000 | 9,791 |
| Deposits held in domestic offices | $12,309,000 | 9,698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $43,000 | 10,008 |
| Total equity capital | $4,324,000 | 7,526 |
| Total bank equity capital | $4,324,000 | 7,526 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,447,000 | 1,612 |
| Surplus | $1,958,000 | 5,612 |
| Undivided profits | $-81,000 | 9,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $31,000 | 9,865 |
| Earning assets | $14,903,000 | 9,618 |
| Long-term assets (5+ years) | $1,354,000 | 8,072 |
| Average Assets, year-to-date | $13,557,000 | 9,791 |
| Average Assets, quarterly | $15,602,000 | 9,683 |
| Volatile liabilities | $1,205,000 | 9,523 |
| Insider loans | $627,000 | 4,814 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $2,665,000 | 6,919 |
| Tier 1 (core) risk-based capital | $4,057,000 | 7,775 |
| Tier 2 risk-based capital | $60,000 | 9,770 |
| Total risk weighted assets | $8,435,000 | 9,695 |
| Total unused commitments | $2,665,000 | 6,924 |
| Derivatives | $0 | 488 |