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First Pennsylvania Savings Association, Income and Expense

2001-12-31 (YTD Data)		Rank
Total interest income	$1,649,000	8,581
Total interest expense	$1,279,000	7,444
Net interest income	$370,000	9,332
Provision for loan and lease losses	$12,000	7,834
Total noninterest income	$65,000	8,981
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	177
Additional Noninterest Income	$65,000	7,257
Total noninterest expense	$576,000	8,991
Salaries and employee benefits	$342,000	8,882
Premises and equipment expense	$120,000	8,004
Additional noninterest expense	$114,000	9,288
Pre-tax net operating income	$-153,000	8,918
Securities gains (losses)	$160,000	1,362
Applicable income taxes	$1,000	7,858
Income before extraordinary items	$6,000	8,792
Extraordinary gains, net	$0	105
Net income	$6,000	8,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	9,052
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$-131,600	8,933
2000-12-31 (YTD Data)		Rank
Total interest income	$1,669,000	8,767
Total interest expense	$1,147,000	7,914
Net interest income	$522,000	9,423
Provision for loan and lease losses	$4,000	8,198
Total noninterest income	$54,000	9,278
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	180
Additional Noninterest Income	$54,000	7,661
Total noninterest expense	$568,000	9,198
Salaries and employee benefits	$361,000	8,943
Premises and equipment expense	$110,000	8,272
Additional noninterest expense	$97,000	9,648
Pre-tax net operating income	$4,000	9,103
Securities gains (losses)	$2,000	1,609
Applicable income taxes	$-1,000	9,263
Income before extraordinary items	$7,000	9,119
Extraordinary gains, net	$0	38
Net income	$7,000	9,117
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,846
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$5,000	9,113
1999-12-31 (YTD Data)		Rank
Total interest income	$1,444,000	9,142
Total interest expense	$888,000	8,482
Net interest income	$556,000	9,590
Provision for loan and lease losses	$4,000	8,376
Total noninterest income	$44,000	9,676
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	173
Additional Noninterest Income	$44,000	8,263
Total noninterest expense	$586,000	9,366
Salaries and employee benefits	$347,000	9,210
Premises and equipment expense	$126,000	8,112
Additional noninterest expense	$113,000	9,827
Pre-tax net operating income	$10,000	9,369
Securities gains (losses)	$9,000	1,806
Applicable income taxes	$-3,000	9,624
Income before extraordinary items	$22,000	9,366
Extraordinary gains, net	$0	35
Net income	$22,000	9,360
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,573
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$13,000	9,365
1998-12-31 (YTD Data)		Rank
Total interest income	$1,433,000	9,378
Total interest expense	$822,000	8,883
Net interest income	$611,000	9,710
Provision for loan and lease losses	$-12,000	10,225
Total noninterest income	$29,000	10,108
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	224
Additional Noninterest Income	$29,000	9,064
Total noninterest expense	$645,000	9,275
Salaries and employee benefits	$389,000	9,040
Premises and equipment expense	$122,000	8,215
Additional noninterest expense	$134,000	9,807
Pre-tax net operating income	$7,000	9,761
Securities gains (losses)	$43,000	1,842
Applicable income taxes	$11,000	9,059
Income before extraordinary items	$39,000	9,679
Extraordinary gains, net	$0	32
Net income	$39,000	9,677
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	9,413
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$5,460	9,767
1997-12-31 (YTD Data)		Rank
Total interest income	$1,352,000	9,865
Total interest expense	$714,000	9,509
Net interest income	$638,000	10,097
Provision for loan and lease losses	$-11,000	10,618
Total noninterest income	$28,000	10,603
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	239
Additional Noninterest Income	$28,000	9,432
Total noninterest expense	$634,000	9,609
Salaries and employee benefits	$383,000	9,368
Premises and equipment expense	$127,000	8,316
Additional noninterest expense	$124,000	10,294
Pre-tax net operating income	$43,000	10,266
Securities gains (losses)	$8,000	2,485
Applicable income taxes	$4,000	9,982
Income before extraordinary items	$47,000	10,253
Extraordinary gains, net	$0	44
Net income	$47,000	10,254
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	9,989
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$39,640	10,256
1996-12-31 (YTD Data)		Rank
Total interest income	$1,339,000	10,328
Total interest expense	$657,000	10,102
Net interest income	$682,000	10,443
Provision for loan and lease losses	$7,000	8,718
Total noninterest income	$28,000	11,167
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	262
Additional Noninterest Income	$28,000	9,949
Total noninterest expense	$733,000	9,698
Salaries and employee benefits	$346,000	9,993
Premises and equipment expense	$129,000	8,550
Additional noninterest expense	$258,000	9,308
Pre-tax net operating income	$-30,000	10,864
Securities gains (losses)	$32,000	1,648
Applicable income taxes	$-2,000	10,899
Income before extraordinary items	$4,000	10,799
Extraordinary gains, net	$0	53
Net income	$4,000	10,794
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$-28,000	10,845
1995-12-31 (YTD Data)		Rank
Total interest income	$1,382,000	10,713
Total interest expense	$695,000	10,327
Net interest income	$687,000	10,883
Provision for loan and lease losses	$63,000	5,638
Total noninterest income	$44,000	11,452
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$44,000	9,521
Total noninterest expense	$605,000	10,549
Salaries and employee benefits	$335,000	10,445
Premises and equipment expense	$126,000	8,898
Additional noninterest expense	$144,000	11,121
Pre-tax net operating income	$63,000	11,259
Securities gains (losses)	$21,000	1,877
Applicable income taxes	$2,000	11,074
Income before extraordinary items	$82,000	11,086
Extraordinary gains, net	$0	65
Net income	$82,000	11,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	3,316
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$61,420	11,195
1994-12-31 (YTD Data)		Rank
Total interest income	$1,441,000	10,849
Total interest expense	$687,000	10,175
Net interest income	$754,000	11,208
Provision for loan and lease losses	$34,000	6,932
Total noninterest income	$83,000	11,175
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$83,000	8,126
Total noninterest expense	$608,000	11,083
Salaries and employee benefits	$298,000	11,226
Premises and equipment expense	$134,000	8,981
Additional noninterest expense	$176,000	11,454
Pre-tax net operating income	$195,000	10,930
Securities gains (losses)	$-15,000	10,127
Applicable income taxes	$23,000	11,093
Income before extraordinary items	$157,000	10,731
Extraordinary gains, net	$0	249
Net income	$157,000	10,735
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	4,238
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$170,050	10,647
1993-12-31 (YTD Data)		Rank
Total interest income	$1,532,000	11,166
Total interest expense	$740,000	10,359
Net interest income	$792,000	11,534
Provision for loan and lease losses	$162,000	4,451
Total noninterest income	$123,000	10,774
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$123,000	7,223
Total noninterest expense	$530,000	12,002
Salaries and employee benefits	$247,000	12,218
Premises and equipment expense	$130,000	9,470
Additional noninterest expense	$153,000	12,384
Pre-tax net operating income	$223,000	10,842
Securities gains (losses)	$0	7,477
Applicable income taxes	$-1,000	12,725
Income before extraordinary items	$224,000	10,357
Extraordinary gains, net	$83,000	1,747
Net income	$307,000	9,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,773
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$224,000	10,115
1992-12-31 (YTD Data)		Rank
Total interest income	$1,815,000	11,274
Total interest expense	$1,007,000	10,357
Net interest income	$808,000	11,882
Provision for loan and lease losses	$52,000	8,958
Total noninterest income	$94,000	11,878
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$94,000	8,290
Total noninterest expense	$543,000	12,384
Salaries and employee benefits	$228,000	12,854
Premises and equipment expense	$121,000	9,986
Additional noninterest expense	$194,000	12,318
Pre-tax net operating income	$307,000	10,072
Securities gains (losses)	$0	8,369
Applicable income taxes	$62,000	10,939
Income before extraordinary items	$245,000	9,987
Extraordinary gains, net	$0	1,422
Net income	$245,000	10,136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	7,780
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$245,000	9,612

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.