Home > First Parke State Bank > Income and Expense
First Parke State Bank, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,611,000 | 4,043 |
| Total interest expense | $547,000 | 3,369 |
| Net interest income | $1,064,000 | 4,299 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $222,000 | 3,798 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $133,000 | 2,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $88,000 | 3,993 |
| Total noninterest expense | $571,000 | 5,608 |
| Salaries and employee benefits | $315,000 | 5,582 |
| Premises and equipment expense | $79,000 | 5,553 |
| Additional noninterest expense | $177,000 | 5,481 |
| Pre-tax net operating income | $685,000 | 2,750 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $205,000 | 2,536 |
| Income before extraordinary items | $480,000 | 3,046 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $480,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $480,000 | 2,935 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,550,000 | 4,024 |
| Total interest expense | $2,332,000 | 3,528 |
| Net interest income | $4,218,000 | 4,197 |
| Provision for loan and lease losses | $165,000 | 4,406 |
| Total noninterest income | $730,000 | 4,446 |
| Gross Fiduciary activities income | $12,000 | 1,325 |
| Service charges on deposit accounts | $425,000 | 3,517 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $293,000 | 4,561 |
| Total noninterest expense | $2,268,000 | 5,574 |
| Salaries and employee benefits | $1,295,000 | 5,368 |
| Premises and equipment expense | $281,000 | 5,863 |
| Additional noninterest expense | $692,000 | 5,535 |
| Pre-tax net operating income | $2,515,000 | 2,873 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $728,000 | 2,717 |
| Income before extraordinary items | $1,806,000 | 3,097 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,806,000 | 3,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $177,000 | 3,087 |
| Cash dividends | $1,376,000 | 1,859 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,792,510 | 2,970 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,946,000 | 4,057 |
| Total interest expense | $1,779,000 | 3,594 |
| Net interest income | $3,167,000 | 4,217 |
| Provision for loan and lease losses | $135,000 | 4,077 |
| Total noninterest income | $510,000 | 4,689 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $281,000 | 3,815 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $224,000 | 4,574 |
| Total noninterest expense | $1,749,000 | 5,434 |
| Salaries and employee benefits | $981,000 | 5,310 |
| Premises and equipment expense | $250,000 | 5,331 |
| Additional noninterest expense | $518,000 | 5,525 |
| Pre-tax net operating income | $1,793,000 | 3,082 |
| Securities gains (losses) | $5,000 | 3,620 |
| Applicable income taxes | $497,000 | 3,040 |
| Income before extraordinary items | $1,301,000 | 3,281 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,301,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,715 |
| Cash dividends | $926,000 | 1,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,297,400 | 3,139 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,360,000 | 4,044 |
| Total interest expense | $1,208,000 | 3,646 |
| Net interest income | $2,152,000 | 4,167 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $332,000 | 4,723 |
| Gross Fiduciary activities income | $4,000 | 1,366 |
| Service charges on deposit accounts | $173,000 | 3,955 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $155,000 | 4,517 |
| Total noninterest expense | $1,169,000 | 5,416 |
| Salaries and employee benefits | $657,000 | 5,313 |
| Premises and equipment expense | $169,000 | 5,253 |
| Additional noninterest expense | $343,000 | 5,533 |
| Pre-tax net operating income | $1,240,000 | 3,006 |
| Securities gains (losses) | $5,000 | 3,210 |
| Applicable income taxes | $348,000 | 2,960 |
| Income before extraordinary items | $897,000 | 3,220 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $897,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,819 |
| Cash dividends | $413,000 | 2,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $893,400 | 3,061 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,704,000 | 4,011 |
| Total interest expense | $614,000 | 3,676 |
| Net interest income | $1,090,000 | 4,127 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $172,000 | 4,541 |
| Gross Fiduciary activities income | $2,000 | 1,343 |
| Service charges on deposit accounts | $85,000 | 3,938 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $85,000 | 4,228 |
| Total noninterest expense | $592,000 | 5,389 |
| Salaries and employee benefits | $329,000 | 5,312 |
| Premises and equipment expense | $89,000 | 5,083 |
| Additional noninterest expense | $174,000 | 5,473 |
| Pre-tax net operating income | $640,000 | 2,929 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $169,000 | 3,000 |
| Income before extraordinary items | $471,000 | 3,079 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $471,000 | 3,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,462 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $471,000 | 2,921 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,388,000 | 3,879 |
| Total interest expense | $2,844,000 | 3,682 |
| Net interest income | $4,544,000 | 3,959 |
| Provision for loan and lease losses | $110,000 | 5,550 |
| Total noninterest income | $737,000 | 4,198 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $417,000 | 3,428 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 4,260 |
| Total noninterest expense | $2,335,000 | 5,321 |
| Salaries and employee benefits | $1,318,000 | 5,159 |
| Premises and equipment expense | $319,000 | 5,371 |
| Additional noninterest expense | $698,000 | 5,412 |
| Pre-tax net operating income | $2,836,000 | 2,611 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $827,000 | 2,535 |
| Income before extraordinary items | $2,009,000 | 2,793 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,009,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,036 |
| Cash dividends | $657,000 | 2,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,009,000 | 2,702 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,086,000 | 3,991 |
| Total interest expense | $3,877,000 | 3,901 |
| Net interest income | $4,209,000 | 3,969 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $650,000 | 4,382 |
| Gross Fiduciary activities income | $15,000 | 1,352 |
| Service charges on deposit accounts | $361,000 | 3,682 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $274,000 | 4,308 |
| Total noninterest expense | $2,027,000 | 5,677 |
| Salaries and employee benefits | $1,171,000 | 5,420 |
| Premises and equipment expense | $253,000 | 6,053 |
| Additional noninterest expense | $603,000 | 5,817 |
| Pre-tax net operating income | $2,712,000 | 2,500 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $772,000 | 2,494 |
| Income before extraordinary items | $1,940,000 | 2,598 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,940,000 | 2,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,432 |
| Cash dividends | $1,212,000 | 1,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,940,000 | 2,528 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,037,000 | 4,113 |
| Total interest expense | $3,877,000 | 4,070 |
| Net interest income | $4,160,000 | 4,045 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $529,000 | 4,751 |
| Gross Fiduciary activities income | $22,000 | 1,146 |
| Service charges on deposit accounts | $361,000 | 3,498 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $1,877,000 | 5,906 |
| Salaries and employee benefits | $1,102,000 | 5,550 |
| Premises and equipment expense | $241,000 | 6,174 |
| Additional noninterest expense | $534,000 | 6,175 |
| Pre-tax net operating income | $2,752,000 | 2,563 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $843,000 | 2,420 |
| Income before extraordinary items | $1,909,000 | 2,674 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,909,000 | 2,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $695,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,909,000 | 2,664 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 4,220 |
| Total interest expense | $3,318,000 | 4,232 |
| Net interest income | $4,037,000 | 4,143 |
| Provision for loan and lease losses | $68,000 | 5,976 |
| Total noninterest income | $504,000 | 4,930 |
| Gross Fiduciary activities income | $16,000 | 1,227 |
| Service charges on deposit accounts | $350,000 | 3,573 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $138,000 | 5,795 |
| Total noninterest expense | $2,118,000 | 5,459 |
| Salaries and employee benefits | $1,264,000 | 4,974 |
| Premises and equipment expense | $241,000 | 6,169 |
| Additional noninterest expense | $613,000 | 5,748 |
| Pre-tax net operating income | $2,355,000 | 2,930 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $705,000 | 2,890 |
| Income before extraordinary items | $1,650,000 | 3,008 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,650,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,803 |
| Cash dividends | $3,064,000 | 944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,650,000 | 2,973 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,635,000 | 4,099 |
| Total interest expense | $3,661,000 | 3,970 |
| Net interest income | $3,974,000 | 4,138 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $454,000 | 5,217 |
| Gross Fiduciary activities income | $16,000 | 1,241 |
| Service charges on deposit accounts | $326,000 | 3,677 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $112,000 | 6,362 |
| Total noninterest expense | $1,954,000 | 5,685 |
| Salaries and employee benefits | $1,144,000 | 5,249 |
| Premises and equipment expense | $252,000 | 5,932 |
| Additional noninterest expense | $558,000 | 6,036 |
| Pre-tax net operating income | $2,444,000 | 2,843 |
| Securities gains (losses) | $57,000 | 1,648 |
| Applicable income taxes | $749,000 | 2,887 |
| Income before extraordinary items | $1,752,000 | 2,853 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,752,000 | 2,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,401 |
| Cash dividends | $5,604,000 | 588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,712,100 | 2,825 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,985,000 | 3,973 |
| Total interest expense | $3,909,000 | 3,762 |
| Net interest income | $4,076,000 | 4,176 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $387,000 | 5,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,345 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,462 |
| Total noninterest expense | $1,969,000 | 5,716 |
| Salaries and employee benefits | $1,107,000 | 5,444 |
| Premises and equipment expense | $261,000 | 5,909 |
| Additional noninterest expense | $601,000 | 5,801 |
| Pre-tax net operating income | $2,494,000 | 2,924 |
| Securities gains (losses) | $22,000 | 1,824 |
| Applicable income taxes | $722,000 | 3,161 |
| Income before extraordinary items | $1,794,000 | 2,838 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,794,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,007 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,778,380 | 2,807 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,468,000 | 4,302 |
| Total interest expense | $3,631,000 | 4,051 |
| Net interest income | $3,837,000 | 4,483 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $325,000 | 6,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,999 |
| Total noninterest expense | $1,939,000 | 6,071 |
| Salaries and employee benefits | $1,133,000 | 5,469 |
| Premises and equipment expense | $254,000 | 6,196 |
| Additional noninterest expense | $552,000 | 6,665 |
| Pre-tax net operating income | $2,223,000 | 3,128 |
| Securities gains (losses) | $29,000 | 1,716 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $1,658,000 | 2,909 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,658,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,632 |
| Cash dividends | $600,000 | 3,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,636,540 | 2,905 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 5,011 |
| Total interest expense | $2,899,000 | 4,910 |
| Net interest income | $3,363,000 | 5,025 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $309,000 | 6,978 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,896,000 | 6,236 |
| Salaries and employee benefits | $1,094,000 | 5,620 |
| Premises and equipment expense | $248,000 | 6,385 |
| Additional noninterest expense | $554,000 | 6,830 |
| Pre-tax net operating income | $1,776,000 | 3,881 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $329,000 | 5,674 |
| Income before extraordinary items | $1,437,000 | 3,373 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,437,000 | 3,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-208,000 | 11,857 |
| Cash dividends | $450,000 | 3,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,445,100 | 3,324 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,228,000 | 5,460 |
| Total interest expense | $2,007,000 | 5,599 |
| Net interest income | $3,221,000 | 5,289 |
| Provision for loan and lease losses | $125,000 | 3,960 |
| Total noninterest income | $239,000 | 8,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $69,000 | 9,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,815 |
| Total noninterest expense | $1,881,000 | 6,498 |
| Salaries and employee benefits | $1,025,000 | 5,973 |
| Premises and equipment expense | $246,000 | 6,584 |
| Additional noninterest expense | $610,000 | 6,961 |
| Pre-tax net operating income | $1,454,000 | 4,524 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $229,000 | 6,867 |
| Income before extraordinary items | $1,229,000 | 3,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,229,000 | 3,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,225,640 | 3,818 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,628,000 | 5,226 |
| Total interest expense | $2,263,000 | 5,248 |
| Net interest income | $3,365,000 | 5,134 |
| Provision for loan and lease losses | $470,000 | 2,190 |
| Total noninterest income | $241,000 | 8,512 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,582 |
| Total noninterest expense | $2,062,000 | 6,170 |
| Salaries and employee benefits | $1,094,000 | 5,676 |
| Premises and equipment expense | $265,000 | 6,412 |
| Additional noninterest expense | $703,000 | 6,530 |
| Pre-tax net operating income | $1,074,000 | 5,600 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $368,000 | 5,316 |
| Income before extraordinary items | $725,000 | 5,959 |
| Extraordinary gains, net | $88,000 | 1,693 |
| Net income | $813,000 | 5,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,652 |
| Cash dividends | $1,150,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $712,460 | 5,766 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 5,187 |
| Total interest expense | $2,852,000 | 5,384 |
| Net interest income | $3,579,000 | 4,914 |
| Provision for loan and lease losses | $260,000 | 4,489 |
| Total noninterest income | $212,000 | 9,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 7,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $2,509,000 | 5,298 |
| Salaries and employee benefits | $1,437,000 | 4,389 |
| Premises and equipment expense | $285,000 | 6,202 |
| Additional noninterest expense | $787,000 | 6,150 |
| Pre-tax net operating income | $1,022,000 | 5,536 |
| Securities gains (losses) | $87,000 | 3,239 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $937,000 | 4,772 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $937,000 | 4,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,307 |
| Cash dividends | $240,000 | 4,583 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $863,920 | 4,763 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.