Home > First Pacific National Bank > Income and Expense
First Pacific National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,401,000 | 1,181 |
| Total interest expense | $8,048,000 | 1,923 |
| Net interest income | $20,353,000 | 876 |
| Provision for loan and lease losses | $432,000 | 1,979 |
| Total noninterest income | $3,229,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,435,000 | 886 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,794,000 | 1,176 |
| Total noninterest expense | $14,977,000 | 939 |
| Salaries and employee benefits | $7,539,000 | 881 |
| Premises and equipment expense | $2,668,000 | 764 |
| Additional noninterest expense | $4,770,000 | 1,005 |
| Pre-tax net operating income | $8,173,000 | 1,008 |
| Securities gains (losses) | $89,000 | 1,043 |
| Applicable income taxes | $3,154,000 | 884 |
| Income before extraordinary items | $5,108,000 | 1,081 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,108,000 | 1,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,191,000 | 711 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,051,040 | 1,066 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,207,000 | 1,518 |
| Total interest expense | $6,115,000 | 2,509 |
| Net interest income | $16,092,000 | 1,132 |
| Provision for loan and lease losses | $700,000 | 1,321 |
| Total noninterest income | $2,882,000 | 1,402 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,229,000 | 1,072 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,653,000 | 1,324 |
| Total noninterest expense | $14,223,000 | 1,059 |
| Salaries and employee benefits | $6,482,000 | 1,032 |
| Premises and equipment expense | $2,513,000 | 871 |
| Additional noninterest expense | $5,228,000 | 1,094 |
| Pre-tax net operating income | $4,051,000 | 1,780 |
| Securities gains (losses) | $-147,000 | 11,267 |
| Applicable income taxes | $-960,000 | 11,389 |
| Income before extraordinary items | $4,864,000 | 1,070 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,864,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $882,000 | 971 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,011,000 | 1,029 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,961,000 | 1,987 |
| Total interest expense | $4,559,000 | 3,277 |
| Net interest income | $12,402,000 | 1,448 |
| Provision for loan and lease losses | $600,000 | 1,345 |
| Total noninterest income | $2,410,000 | 1,585 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,076,000 | 1,245 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,334,000 | 1,480 |
| Total noninterest expense | $12,065,000 | 1,208 |
| Salaries and employee benefits | $5,245,000 | 1,270 |
| Premises and equipment expense | $2,003,000 | 1,058 |
| Additional noninterest expense | $4,817,000 | 1,154 |
| Pre-tax net operating income | $2,147,000 | 3,275 |
| Securities gains (losses) | $-159,000 | 11,630 |
| Applicable income taxes | $-829,000 | 11,893 |
| Income before extraordinary items | $2,817,000 | 1,793 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,817,000 | 1,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,056,000 | 558 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,976,000 | 1,675 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,689,000 | 2,389 |
| Total interest expense | $2,663,000 | 4,391 |
| Net interest income | $10,026,000 | 1,804 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,888,000 | 1,910 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $802,000 | 1,683 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,086,000 | 1,746 |
| Total noninterest expense | $10,969,000 | 1,338 |
| Salaries and employee benefits | $4,743,000 | 1,425 |
| Premises and equipment expense | $1,988,000 | 1,071 |
| Additional noninterest expense | $4,238,000 | 1,347 |
| Pre-tax net operating income | $945,000 | 6,189 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $945,000 | 4,720 |
| Extraordinary gains, net | $-1,000 | 12,483 |
| Net income | $944,000 | 4,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,164,000 | 790 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $945,000 | 4,765 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,788,000 | 2,412 |
| Total interest expense | $3,524,000 | 3,565 |
| Net interest income | $9,264,000 | 1,955 |
| Provision for loan and lease losses | $3,106,000 | 594 |
| Total noninterest income | $2,398,000 | 1,732 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $970,000 | 1,380 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,428,000 | 1,610 |
| Total noninterest expense | $13,032,000 | 1,189 |
| Salaries and employee benefits | $5,207,000 | 1,289 |
| Premises and equipment expense | $2,313,000 | 958 |
| Additional noninterest expense | $5,512,000 | 1,175 |
| Pre-tax net operating income | $-4,476,000 | 13,167 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-4,457,000 | 13,153 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-4,457,000 | 13,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,069,000 | 464 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-4,476,000 | 13,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,602,000 | 4,016 |
| Total interest expense | $2,598,000 | 5,797 |
| Net interest income | $6,004,000 | 3,048 |
| Provision for loan and lease losses | $3,295,000 | 778 |
| Total noninterest income | $1,567,000 | 2,313 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $603,000 | 2,277 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $964,000 | 2,060 |
| Total noninterest expense | $7,298,000 | 2,017 |
| Salaries and employee benefits | $2,841,000 | 2,290 |
| Premises and equipment expense | $772,000 | 2,689 |
| Additional noninterest expense | $3,685,000 | 1,689 |
| Pre-tax net operating income | $-3,022,000 | 13,718 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-580,000 | 13,770 |
| Income before extraordinary items | $-2,442,000 | 13,721 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,442,000 | 13,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,160,000 | 919 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-2,442,000 | 13,668 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.