Home > First Option Bank > Income and Expense
First Option Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $27,168,000 | 1,519 |
| Total interest expense | $11,181,000 | 1,194 |
| Net interest income | $15,987,000 | 1,721 |
| Provision for loan and lease losses | $783,000 | 976 |
| Total noninterest income | $8,377,000 | 848 |
| Gross Fiduciary activities income | $3,657,000 | 305 |
| Service charges on deposit accounts | $1,535,000 | 718 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,185,000 | 1,207 |
| Total noninterest expense | $18,460,000 | 1,291 |
| Salaries and employee benefits | $10,154,000 | 1,327 |
| Premises and equipment expense | $1,566,000 | 1,486 |
| Additional noninterest expense | $3,185,000 | 1,207 |
| Pre-tax net operating income | $5,121,000 | 1,885 |
| Securities gains (losses) | $-216,000 | 3,980 |
| Applicable income taxes | $199,000 | 2,445 |
| Income before extraordinary items | $4,706,000 | 1,797 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,706,000 | 1,819 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,706,000 | 1,800 |
| Net charge-offs | $136,000 | 1,334 |
| Cash dividends | $2,486,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,913,360 | 1,777 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $19,715,000 | 1,526 |
| Total interest expense | $7,616,000 | 1,204 |
| Net interest income | $12,099,000 | 1,714 |
| Provision for loan and lease losses | $205,000 | 1,633 |
| Total noninterest income | $6,185,000 | 862 |
| Gross Fiduciary activities income | $2,726,000 | 304 |
| Service charges on deposit accounts | $1,092,000 | 749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,367,000 | 1,220 |
| Total noninterest expense | $13,581,000 | 1,306 |
| Salaries and employee benefits | $7,391,000 | 1,352 |
| Premises and equipment expense | $1,136,000 | 1,526 |
| Additional noninterest expense | $2,367,000 | 1,220 |
| Pre-tax net operating income | $4,498,000 | 1,771 |
| Securities gains (losses) | $-216,000 | 4,211 |
| Applicable income taxes | $109,000 | 2,659 |
| Income before extraordinary items | $4,173,000 | 1,655 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,173,000 | 1,668 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,173,000 | 1,655 |
| Net charge-offs | $146,000 | 1,023 |
| Cash dividends | $1,072,000 | 1,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,382,520 | 1,626 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $12,675,000 | 1,534 |
| Total interest expense | $4,579,000 | 1,182 |
| Net interest income | $8,096,000 | 1,724 |
| Provision for loan and lease losses | $137,000 | 1,625 |
| Total noninterest income | $3,950,000 | 852 |
| Gross Fiduciary activities income | $1,712,000 | 306 |
| Service charges on deposit accounts | $653,000 | 805 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,585,000 | 1,147 |
| Total noninterest expense | $9,045,000 | 1,297 |
| Salaries and employee benefits | $4,918,000 | 1,353 |
| Premises and equipment expense | $735,000 | 1,557 |
| Additional noninterest expense | $1,585,000 | 1,146 |
| Pre-tax net operating income | $2,864,000 | 1,800 |
| Securities gains (losses) | $-59,000 | 4,116 |
| Applicable income taxes | $19,000 | 3,168 |
| Income before extraordinary items | $2,786,000 | 1,644 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,786,000 | 1,663 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,786,000 | 1,643 |
| Net charge-offs | $69,000 | 1,066 |
| Cash dividends | $1,428,000 | 1,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,844,410 | 1,640 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,771,000 | 1,639 |
| Total interest expense | $1,992,000 | 1,190 |
| Net interest income | $3,779,000 | 1,827 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $1,998,000 | 836 |
| Gross Fiduciary activities income | $846,000 | 320 |
| Service charges on deposit accounts | $318,000 | 825 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 1,097 |
| Total noninterest expense | $4,485,000 | 1,322 |
| Salaries and employee benefits | $2,446,000 | 1,386 |
| Premises and equipment expense | $342,000 | 1,678 |
| Additional noninterest expense | $834,000 | 1,097 |
| Pre-tax net operating income | $1,292,000 | 1,976 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $-11,000 | 4,500 |
| Income before extraordinary items | $1,303,000 | 1,755 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,303,000 | 1,754 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,303,000 | 1,755 |
| Net charge-offs | $64,000 | 721 |
| Cash dividends | $581,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,303,000 | 1,776 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,156,000 | 1,635 |
| Total interest expense | $3,156,000 | 1,130 |
| Net interest income | $16,000,000 | 1,703 |
| Provision for loan and lease losses | $157,000 | 1,938 |
| Total noninterest income | $7,759,000 | 895 |
| Gross Fiduciary activities income | $3,336,000 | 326 |
| Service charges on deposit accounts | $1,298,000 | 823 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,125,000 | 1,219 |
| Total noninterest expense | $16,311,000 | 1,381 |
| Salaries and employee benefits | $8,911,000 | 1,449 |
| Premises and equipment expense | $1,270,000 | 1,733 |
| Additional noninterest expense | $3,125,000 | 1,219 |
| Pre-tax net operating income | $7,291,000 | 1,595 |
| Securities gains (losses) | $-20,000 | 3,571 |
| Applicable income taxes | $358,000 | 2,277 |
| Income before extraordinary items | $6,913,000 | 1,476 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,913,000 | 1,476 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,913,000 | 1,476 |
| Net charge-offs | $10,000 | 2,149 |
| Cash dividends | $6,239,000 | 650 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,932,000 | 1,488 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $13,794,000 | 1,641 |
| Total interest expense | $1,565,000 | 1,271 |
| Net interest income | $12,229,000 | 1,664 |
| Provision for loan and lease losses | $105,000 | 1,837 |
| Total noninterest income | $5,819,000 | 915 |
| Gross Fiduciary activities income | $2,445,000 | 331 |
| Service charges on deposit accounts | $968,000 | 841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,406,000 | 1,231 |
| Total noninterest expense | $11,985,000 | 1,399 |
| Salaries and employee benefits | $6,608,000 | 1,453 |
| Premises and equipment expense | $893,000 | 1,835 |
| Additional noninterest expense | $2,406,000 | 1,231 |
| Pre-tax net operating income | $5,958,000 | 1,495 |
| Securities gains (losses) | $-20,000 | 3,940 |
| Applicable income taxes | $282,000 | 2,262 |
| Income before extraordinary items | $5,656,000 | 1,348 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,656,000 | 1,347 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,656,000 | 1,348 |
| Net charge-offs | $3,000 | 2,106 |
| Cash dividends | $5,197,000 | 564 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,675,000 | 1,373 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,785,000 | 1,652 |
| Total interest expense | $736,000 | 1,454 |
| Net interest income | $8,049,000 | 1,659 |
| Provision for loan and lease losses | $53,000 | 1,895 |
| Total noninterest income | $3,945,000 | 892 |
| Gross Fiduciary activities income | $1,684,000 | 292 |
| Service charges on deposit accounts | $610,000 | 868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,651,000 | 1,234 |
| Total noninterest expense | $7,857,000 | 1,402 |
| Salaries and employee benefits | $4,380,000 | 1,457 |
| Premises and equipment expense | $579,000 | 1,867 |
| Additional noninterest expense | $2,898,000 | 1,189 |
| Pre-tax net operating income | $4,084,000 | 1,399 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $206,000 | 2,106 |
| Income before extraordinary items | $3,878,000 | 1,259 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,878,000 | 1,259 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,878,000 | 1,259 |
| Net charge-offs | $-5,000 | 3,441 |
| Cash dividends | $4,131,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,878,000 | 1,282 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,187,000 | 1,670 |
| Total interest expense | $295,000 | 1,704 |
| Net interest income | $3,892,000 | 1,657 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $2,033,000 | 877 |
| Gross Fiduciary activities income | $849,000 | 290 |
| Service charges on deposit accounts | $286,000 | 912 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $898,000 | 1,158 |
| Total noninterest expense | $3,930,000 | 1,409 |
| Salaries and employee benefits | $2,229,000 | 1,441 |
| Premises and equipment expense | $288,000 | 1,891 |
| Additional noninterest expense | $1,413,000 | 1,195 |
| Pre-tax net operating income | $1,995,000 | 1,351 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $130,000 | 1,903 |
| Income before extraordinary items | $1,865,000 | 1,256 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,865,000 | 1,256 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,865,000 | 1,256 |
| Net charge-offs | $-2,000 | 3,266 |
| Cash dividends | $3,309,000 | 333 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,865,000 | 1,267 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,981,000 | 1,779 |
| Total interest expense | $1,087,000 | 2,093 |
| Net interest income | $14,894,000 | 1,733 |
| Provision for loan and lease losses | $70,000 | 2,383 |
| Total noninterest income | $8,682,000 | 921 |
| Gross Fiduciary activities income | $3,187,000 | 296 |
| Service charges on deposit accounts | $1,149,000 | 871 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,346,000 | 1,176 |
| Total noninterest expense | $14,352,000 | 1,511 |
| Salaries and employee benefits | $7,757,000 | 1,598 |
| Premises and equipment expense | $1,110,000 | 1,912 |
| Additional noninterest expense | $5,485,000 | 1,230 |
| Pre-tax net operating income | $9,154,000 | 1,354 |
| Securities gains (losses) | $-20,000 | 4,435 |
| Applicable income taxes | $203,000 | 2,701 |
| Income before extraordinary items | $8,931,000 | 1,249 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,931,000 | 1,248 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,931,000 | 1,249 |
| Net charge-offs | $-220,000 | 4,573 |
| Cash dividends | $2,184,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,950,600 | 1,232 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $12,053,000 | 1,800 |
| Total interest expense | $832,000 | 2,151 |
| Net interest income | $11,221,000 | 1,752 |
| Provision for loan and lease losses | $70,000 | 2,189 |
| Total noninterest income | $6,747,000 | 928 |
| Gross Fiduciary activities income | $2,367,000 | 296 |
| Service charges on deposit accounts | $840,000 | 886 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,540,000 | 1,140 |
| Total noninterest expense | $10,811,000 | 1,500 |
| Salaries and employee benefits | $6,033,000 | 1,561 |
| Premises and equipment expense | $811,000 | 1,967 |
| Additional noninterest expense | $3,967,000 | 1,266 |
| Pre-tax net operating income | $7,087,000 | 1,369 |
| Securities gains (losses) | $-20,000 | 4,633 |
| Applicable income taxes | $127,000 | 2,813 |
| Income before extraordinary items | $6,940,000 | 1,254 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,940,000 | 1,254 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,940,000 | 1,254 |
| Net charge-offs | $-81,000 | 4,391 |
| Cash dividends | $1,550,000 | 1,353 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,959,600 | 1,237 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,327,000 | 1,747 |
| Total interest expense | $572,000 | 2,163 |
| Net interest income | $7,755,000 | 1,696 |
| Provision for loan and lease losses | $70,000 | 1,916 |
| Total noninterest income | $3,780,000 | 1,032 |
| Gross Fiduciary activities income | $1,519,000 | 299 |
| Service charges on deposit accounts | $532,000 | 896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,729,000 | 1,406 |
| Total noninterest expense | $7,040,000 | 1,530 |
| Salaries and employee benefits | $3,888,000 | 1,594 |
| Premises and equipment expense | $532,000 | 1,980 |
| Additional noninterest expense | $2,620,000 | 1,262 |
| Pre-tax net operating income | $4,425,000 | 1,424 |
| Securities gains (losses) | $-20,000 | 4,713 |
| Applicable income taxes | $51,000 | 3,025 |
| Income before extraordinary items | $4,354,000 | 1,305 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,354,000 | 1,305 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $4,354,000 | 1,305 |
| Net charge-offs | $-63,000 | 4,429 |
| Cash dividends | $934,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $4,373,800 | 1,276 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,160,000 | 1,751 |
| Total interest expense | $298,000 | 2,194 |
| Net interest income | $3,862,000 | 1,687 |
| Provision for loan and lease losses | $17,000 | 2,318 |
| Total noninterest income | $1,806,000 | 1,065 |
| Gross Fiduciary activities income | $712,000 | 303 |
| Service charges on deposit accounts | $257,000 | 896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $837,000 | 1,426 |
| Total noninterest expense | $3,538,000 | 1,512 |
| Salaries and employee benefits | $1,920,000 | 1,605 |
| Premises and equipment expense | $275,000 | 1,948 |
| Additional noninterest expense | $1,343,000 | 1,214 |
| Pre-tax net operating income | $2,113,000 | 1,472 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $-25,000 | 4,917 |
| Income before extraordinary items | $2,138,000 | 1,332 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $2,138,000 | 1,331 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,138,000 | 1,332 |
| Net charge-offs | $-57,000 | 4,646 |
| Cash dividends | $708,000 | 964 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $2,138,000 | 1,300 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $15,592,000 | 1,831 |
| Total interest expense | $1,803,000 | 2,104 |
| Net interest income | $13,789,000 | 1,770 |
| Provision for loan and lease losses | $873,000 | 1,750 |
| Total noninterest income | $6,523,000 | 1,067 |
| Gross Fiduciary activities income | $2,424,000 | 312 |
| Service charges on deposit accounts | $929,000 | 1,012 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,170,000 | 1,386 |
| Total noninterest expense | $13,574,000 | 1,536 |
| Salaries and employee benefits | $7,262,000 | 1,637 |
| Premises and equipment expense | $1,092,000 | 1,908 |
| Additional noninterest expense | $5,220,000 | 1,225 |
| Pre-tax net operating income | $5,865,000 | 1,590 |
| Securities gains (losses) | $57,000 | 1,663 |
| Applicable income taxes | $279,000 | 2,353 |
| Income before extraordinary items | $5,643,000 | 1,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,643,000 | 1,492 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,643,000 | 1,493 |
| Net charge-offs | $81,000 | 2,135 |
| Cash dividends | $2,514,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,588,850 | 1,456 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $11,913,000 | 1,812 |
| Total interest expense | $1,440,000 | 2,095 |
| Net interest income | $10,473,000 | 1,747 |
| Provision for loan and lease losses | $430,000 | 2,085 |
| Total noninterest income | $4,490,000 | 1,094 |
| Gross Fiduciary activities income | $1,769,000 | 312 |
| Service charges on deposit accounts | $618,000 | 1,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,103,000 | 1,439 |
| Total noninterest expense | $10,146,000 | 1,514 |
| Salaries and employee benefits | $5,478,000 | 1,610 |
| Premises and equipment expense | $808,000 | 1,927 |
| Additional noninterest expense | $3,860,000 | 1,214 |
| Pre-tax net operating income | $4,387,000 | 1,559 |
| Securities gains (losses) | $57,000 | 1,485 |
| Applicable income taxes | $177,000 | 2,458 |
| Income before extraordinary items | $4,267,000 | 1,439 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,267,000 | 1,440 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,267,000 | 1,440 |
| Net charge-offs | $16,000 | 2,583 |
| Cash dividends | $2,009,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,212,280 | 1,411 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,198,000 | 1,792 |
| Total interest expense | $1,044,000 | 2,089 |
| Net interest income | $7,154,000 | 1,707 |
| Provision for loan and lease losses | $287,000 | 2,105 |
| Total noninterest income | $2,808,000 | 1,085 |
| Gross Fiduciary activities income | $1,151,000 | 318 |
| Service charges on deposit accounts | $312,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,345,000 | 1,400 |
| Total noninterest expense | $6,756,000 | 1,509 |
| Salaries and employee benefits | $3,635,000 | 1,620 |
| Premises and equipment expense | $531,000 | 1,946 |
| Additional noninterest expense | $2,590,000 | 1,211 |
| Pre-tax net operating income | $2,919,000 | 1,494 |
| Securities gains (losses) | $57,000 | 1,247 |
| Applicable income taxes | $115,000 | 2,438 |
| Income before extraordinary items | $2,861,000 | 1,353 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,861,000 | 1,353 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,861,000 | 1,353 |
| Net charge-offs | $22,000 | 2,145 |
| Cash dividends | $1,497,000 | 1,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,806,280 | 1,346 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,760,000 | 1,906 |
| Total interest expense | $610,000 | 2,033 |
| Net interest income | $3,150,000 | 1,850 |
| Provision for loan and lease losses | $143,000 | 1,717 |
| Total noninterest income | $1,571,000 | 962 |
| Gross Fiduciary activities income | $598,000 | 317 |
| Service charges on deposit accounts | $287,000 | 987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $686,000 | 1,247 |
| Total noninterest expense | $3,440,000 | 1,494 |
| Salaries and employee benefits | $1,813,000 | 1,629 |
| Premises and equipment expense | $273,000 | 1,924 |
| Additional noninterest expense | $1,354,000 | 1,180 |
| Pre-tax net operating income | $1,138,000 | 1,654 |
| Securities gains (losses) | $6,000 | 1,418 |
| Applicable income taxes | $53,000 | 2,361 |
| Income before extraordinary items | $1,091,000 | 1,555 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,091,000 | 1,554 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,091,000 | 1,555 |
| Net charge-offs | $-282,000 | 5,060 |
| Cash dividends | $969,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,085,300 | 1,527 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,971,000 | 2,288 |
| Total interest expense | $2,113,000 | 2,259 |
| Net interest income | $9,858,000 | 2,269 |
| Provision for loan and lease losses | $70,000 | 3,172 |
| Total noninterest income | $5,403,000 | 1,075 |
| Gross Fiduciary activities income | $2,249,000 | 325 |
| Service charges on deposit accounts | $1,182,000 | 993 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,972,000 | 1,553 |
| Total noninterest expense | $10,673,000 | 1,815 |
| Salaries and employee benefits | $5,849,000 | 1,885 |
| Premises and equipment expense | $763,000 | 2,412 |
| Additional noninterest expense | $4,061,000 | 1,487 |
| Pre-tax net operating income | $4,518,000 | 1,891 |
| Securities gains (losses) | $106,000 | 905 |
| Applicable income taxes | $228,000 | 2,549 |
| Income before extraordinary items | $4,396,000 | 1,763 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,396,000 | 1,765 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,396,000 | 1,765 |
| Net charge-offs | $-67,000 | 4,827 |
| Cash dividends | $1,930,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,295,300 | 1,753 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,513,000 | 2,409 |
| Total interest expense | $1,531,000 | 2,320 |
| Net interest income | $6,982,000 | 2,400 |
| Provision for loan and lease losses | $70,000 | 2,898 |
| Total noninterest income | $3,965,000 | 1,076 |
| Gross Fiduciary activities income | $1,642,000 | 327 |
| Service charges on deposit accounts | $817,000 | 1,073 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,506,000 | 1,533 |
| Total noninterest expense | $7,517,000 | 1,929 |
| Salaries and employee benefits | $4,091,000 | 1,985 |
| Premises and equipment expense | $534,000 | 2,529 |
| Additional noninterest expense | $2,892,000 | 1,548 |
| Pre-tax net operating income | $3,360,000 | 1,961 |
| Securities gains (losses) | $31,000 | 1,258 |
| Applicable income taxes | $166,000 | 2,622 |
| Income before extraordinary items | $3,225,000 | 1,834 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,225,000 | 1,833 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,225,000 | 1,835 |
| Net charge-offs | $-142,000 | 5,029 |
| Cash dividends | $1,452,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,195,550 | 1,815 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,547,000 | 2,438 |
| Total interest expense | $975,000 | 2,367 |
| Net interest income | $4,572,000 | 2,435 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $2,560,000 | 1,068 |
| Gross Fiduciary activities income | $1,108,000 | 332 |
| Service charges on deposit accounts | $506,000 | 1,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $946,000 | 1,547 |
| Total noninterest expense | $4,859,000 | 1,975 |
| Salaries and employee benefits | $2,623,000 | 2,045 |
| Premises and equipment expense | $347,000 | 2,573 |
| Additional noninterest expense | $1,889,000 | 1,592 |
| Pre-tax net operating income | $2,213,000 | 1,963 |
| Securities gains (losses) | $28,000 | 922 |
| Applicable income taxes | $104,000 | 2,645 |
| Income before extraordinary items | $2,137,000 | 1,815 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,137,000 | 1,814 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,137,000 | 1,815 |
| Net charge-offs | $228,000 | 913 |
| Cash dividends | $1,021,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,110,400 | 1,802 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 2,463 |
| Total interest expense | $477,000 | 2,372 |
| Net interest income | $2,253,000 | 2,470 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $1,242,000 | 1,063 |
| Gross Fiduciary activities income | $498,000 | 343 |
| Service charges on deposit accounts | $227,000 | 1,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $517,000 | 1,413 |
| Total noninterest expense | $2,370,000 | 2,020 |
| Salaries and employee benefits | $1,262,000 | 2,118 |
| Premises and equipment expense | $174,000 | 2,591 |
| Additional noninterest expense | $934,000 | 1,600 |
| Pre-tax net operating income | $1,095,000 | 1,938 |
| Securities gains (losses) | $-24,000 | 5,197 |
| Applicable income taxes | $44,000 | 2,717 |
| Income before extraordinary items | $1,027,000 | 1,832 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,027,000 | 1,830 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,027,000 | 1,831 |
| Net charge-offs | $232,000 | 554 |
| Cash dividends | $505,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,050,040 | 1,781 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $10,709,000 | 2,410 |
| Total interest expense | $1,626,000 | 2,227 |
| Net interest income | $9,083,000 | 2,432 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $4,339,000 | 1,200 |
| Gross Fiduciary activities income | $1,604,000 | 387 |
| Service charges on deposit accounts | $984,000 | 1,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,751,000 | 1,626 |
| Total noninterest expense | $9,052,000 | 2,052 |
| Salaries and employee benefits | $4,778,000 | 2,176 |
| Premises and equipment expense | $647,000 | 2,704 |
| Additional noninterest expense | $3,627,000 | 1,630 |
| Pre-tax net operating income | $4,370,000 | 1,976 |
| Securities gains (losses) | $12,000 | 676 |
| Applicable income taxes | $106,000 | 3,061 |
| Income before extraordinary items | $4,276,000 | 1,813 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,276,000 | 1,812 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,276,000 | 1,812 |
| Net charge-offs | $108,000 | 2,094 |
| Cash dividends | $2,772,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,264,240 | 1,813 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,002,000 | 2,413 |
| Total interest expense | $1,133,000 | 2,256 |
| Net interest income | $6,869,000 | 2,416 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $3,150,000 | 1,225 |
| Gross Fiduciary activities income | $1,133,000 | 394 |
| Service charges on deposit accounts | $714,000 | 1,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,303,000 | 1,653 |
| Total noninterest expense | $6,745,000 | 2,060 |
| Salaries and employee benefits | $3,582,000 | 2,172 |
| Premises and equipment expense | $470,000 | 2,780 |
| Additional noninterest expense | $2,693,000 | 1,647 |
| Pre-tax net operating income | $3,274,000 | 1,997 |
| Securities gains (losses) | $12,000 | 667 |
| Applicable income taxes | $65,000 | 3,224 |
| Income before extraordinary items | $3,221,000 | 1,807 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,221,000 | 1,806 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,221,000 | 1,806 |
| Net charge-offs | $60,000 | 2,072 |
| Cash dividends | $1,974,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,209,240 | 1,802 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,293,000 | 2,411 |
| Total interest expense | $692,000 | 2,308 |
| Net interest income | $4,601,000 | 2,404 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,902,000 | 1,334 |
| Gross Fiduciary activities income | $733,000 | 401 |
| Service charges on deposit accounts | $449,000 | 1,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $720,000 | 1,848 |
| Total noninterest expense | $4,494,000 | 2,077 |
| Salaries and employee benefits | $2,382,000 | 2,191 |
| Premises and equipment expense | $302,000 | 2,853 |
| Additional noninterest expense | $1,810,000 | 1,638 |
| Pre-tax net operating income | $2,009,000 | 2,094 |
| Securities gains (losses) | $2,000 | 815 |
| Applicable income taxes | $24,000 | 3,438 |
| Income before extraordinary items | $1,987,000 | 1,885 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,987,000 | 1,883 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,987,000 | 1,884 |
| Net charge-offs | $-1,000 | 3,891 |
| Cash dividends | $1,266,000 | 1,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,985,020 | 1,881 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 2,427 |
| Total interest expense | $339,000 | 2,256 |
| Net interest income | $2,271,000 | 2,425 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $1,012,000 | 1,265 |
| Gross Fiduciary activities income | $363,000 | 408 |
| Service charges on deposit accounts | $219,000 | 1,285 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $430,000 | 1,631 |
| Total noninterest expense | $2,278,000 | 2,081 |
| Salaries and employee benefits | $1,198,000 | 2,195 |
| Premises and equipment expense | $140,000 | 3,041 |
| Additional noninterest expense | $940,000 | 1,596 |
| Pre-tax net operating income | $1,005,000 | 2,039 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $-17,000 | 5,489 |
| Income before extraordinary items | $1,022,000 | 1,813 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,022,000 | 1,812 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,022,000 | 1,813 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $623,000 | 1,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,022,000 | 1,805 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,918,000 | 2,458 |
| Total interest expense | $1,180,000 | 2,262 |
| Net interest income | $8,738,000 | 2,472 |
| Provision for loan and lease losses | $90,000 | 3,158 |
| Total noninterest income | $3,848,000 | 1,325 |
| Gross Fiduciary activities income | $948,000 | 464 |
| Service charges on deposit accounts | $950,000 | 1,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,950,000 | 1,563 |
| Total noninterest expense | $8,162,000 | 2,231 |
| Salaries and employee benefits | $4,302,000 | 2,353 |
| Premises and equipment expense | $546,000 | 3,096 |
| Additional noninterest expense | $3,314,000 | 1,795 |
| Pre-tax net operating income | $4,334,000 | 1,923 |
| Securities gains (losses) | $20,000 | 1,329 |
| Applicable income taxes | $195,000 | 2,980 |
| Income before extraordinary items | $4,159,000 | 1,564 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,159,000 | 1,564 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,159,000 | 1,564 |
| Net charge-offs | $-8,000 | 4,751 |
| Cash dividends | $2,670,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,139,800 | 1,550 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,385,000 | 2,483 |
| Total interest expense | $865,000 | 2,285 |
| Net interest income | $6,520,000 | 2,493 |
| Provision for loan and lease losses | $90,000 | 2,745 |
| Total noninterest income | $2,702,000 | 1,396 |
| Gross Fiduciary activities income | $605,000 | 495 |
| Service charges on deposit accounts | $701,000 | 1,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,396,000 | 1,623 |
| Total noninterest expense | $5,982,000 | 2,281 |
| Salaries and employee benefits | $3,160,000 | 2,395 |
| Premises and equipment expense | $396,000 | 3,196 |
| Additional noninterest expense | $2,426,000 | 1,825 |
| Pre-tax net operating income | $3,150,000 | 1,987 |
| Securities gains (losses) | $13,000 | 1,503 |
| Applicable income taxes | $131,000 | 3,024 |
| Income before extraordinary items | $3,032,000 | 1,724 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,032,000 | 1,725 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,032,000 | 1,725 |
| Net charge-offs | $-7,000 | 4,638 |
| Cash dividends | $2,070,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,019,520 | 1,708 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,855,000 | 2,499 |
| Total interest expense | $547,000 | 2,328 |
| Net interest income | $4,308,000 | 2,494 |
| Provision for loan and lease losses | $60,000 | 2,608 |
| Total noninterest income | $1,766,000 | 1,428 |
| Gross Fiduciary activities income | $358,000 | 524 |
| Service charges on deposit accounts | $448,000 | 1,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $960,000 | 1,587 |
| Total noninterest expense | $3,950,000 | 2,302 |
| Salaries and employee benefits | $2,049,000 | 2,450 |
| Premises and equipment expense | $260,000 | 3,221 |
| Additional noninterest expense | $1,641,000 | 1,793 |
| Pre-tax net operating income | $2,064,000 | 1,980 |
| Securities gains (losses) | $-8,000 | 5,463 |
| Applicable income taxes | $85,000 | 3,024 |
| Income before extraordinary items | $1,971,000 | 1,722 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,971,000 | 1,722 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,971,000 | 1,722 |
| Net charge-offs | $-6,000 | 4,624 |
| Cash dividends | $1,557,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,978,680 | 1,701 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,385,000 | 2,521 |
| Total interest expense | $262,000 | 2,383 |
| Net interest income | $2,123,000 | 2,516 |
| Provision for loan and lease losses | $30,000 | 2,408 |
| Total noninterest income | $919,000 | 1,374 |
| Gross Fiduciary activities income | $175,000 | 535 |
| Service charges on deposit accounts | $223,000 | 1,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $521,000 | 1,492 |
| Total noninterest expense | $1,933,000 | 2,360 |
| Salaries and employee benefits | $983,000 | 2,546 |
| Premises and equipment expense | $133,000 | 3,230 |
| Additional noninterest expense | $817,000 | 1,801 |
| Pre-tax net operating income | $1,079,000 | 1,871 |
| Securities gains (losses) | $-3,000 | 5,540 |
| Applicable income taxes | $44,000 | 2,972 |
| Income before extraordinary items | $1,032,000 | 1,630 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,032,000 | 1,630 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,032,000 | 1,630 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $966,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,034,880 | 1,612 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,268,000 | 2,567 |
| Total interest expense | $941,000 | 2,524 |
| Net interest income | $8,327,000 | 2,536 |
| Provision for loan and lease losses | $60,000 | 3,507 |
| Total noninterest income | $3,647,000 | 1,437 |
| Gross Fiduciary activities income | $717,000 | 517 |
| Service charges on deposit accounts | $972,000 | 1,232 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,958,000 | 1,615 |
| Total noninterest expense | $7,972,000 | 2,297 |
| Salaries and employee benefits | $4,180,000 | 2,422 |
| Premises and equipment expense | $544,000 | 3,200 |
| Additional noninterest expense | $3,248,000 | 1,840 |
| Pre-tax net operating income | $3,942,000 | 1,958 |
| Securities gains (losses) | $82,000 | 1,492 |
| Applicable income taxes | $160,000 | 3,061 |
| Income before extraordinary items | $3,864,000 | 1,688 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,864,000 | 1,686 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,864,000 | 1,687 |
| Net charge-offs | $187,000 | 1,993 |
| Cash dividends | $3,151,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,785,280 | 1,687 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,928,000 | 2,584 |
| Total interest expense | $709,000 | 2,522 |
| Net interest income | $6,219,000 | 2,556 |
| Provision for loan and lease losses | $30,000 | 3,648 |
| Total noninterest income | $2,741,000 | 1,424 |
| Gross Fiduciary activities income | $529,000 | 520 |
| Service charges on deposit accounts | $729,000 | 1,234 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,483,000 | 1,603 |
| Total noninterest expense | $5,955,000 | 2,304 |
| Salaries and employee benefits | $3,103,000 | 2,423 |
| Premises and equipment expense | $408,000 | 3,228 |
| Additional noninterest expense | $2,444,000 | 1,828 |
| Pre-tax net operating income | $2,975,000 | 1,977 |
| Securities gains (losses) | $82,000 | 1,406 |
| Applicable income taxes | $122,000 | 3,108 |
| Income before extraordinary items | $2,935,000 | 1,720 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,935,000 | 1,720 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,935,000 | 1,720 |
| Net charge-offs | $253,000 | 1,281 |
| Cash dividends | $2,315,000 | 909 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,856,280 | 1,709 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 2,594 |
| Total interest expense | $480,000 | 2,496 |
| Net interest income | $4,129,000 | 2,575 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,832,000 | 1,408 |
| Gross Fiduciary activities income | $339,000 | 533 |
| Service charges on deposit accounts | $460,000 | 1,281 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,033,000 | 1,516 |
| Total noninterest expense | $3,963,000 | 2,316 |
| Salaries and employee benefits | $2,066,000 | 2,446 |
| Premises and equipment expense | $266,000 | 3,291 |
| Additional noninterest expense | $1,631,000 | 1,839 |
| Pre-tax net operating income | $1,998,000 | 1,943 |
| Securities gains (losses) | $46,000 | 1,479 |
| Applicable income taxes | $81,000 | 3,122 |
| Income before extraordinary items | $1,963,000 | 1,693 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,963,000 | 1,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,963,000 | 1,694 |
| Net charge-offs | $258,000 | 960 |
| Cash dividends | $1,757,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,918,840 | 1,676 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 2,597 |
| Total interest expense | $246,000 | 2,455 |
| Net interest income | $2,042,000 | 2,590 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $945,000 | 1,351 |
| Gross Fiduciary activities income | $174,000 | 529 |
| Service charges on deposit accounts | $216,000 | 1,342 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $555,000 | 1,415 |
| Total noninterest expense | $1,998,000 | 2,299 |
| Salaries and employee benefits | $1,030,000 | 2,458 |
| Premises and equipment expense | $134,000 | 3,310 |
| Additional noninterest expense | $834,000 | 1,779 |
| Pre-tax net operating income | $989,000 | 1,939 |
| Securities gains (losses) | $13,000 | 1,414 |
| Applicable income taxes | $40,000 | 3,119 |
| Income before extraordinary items | $962,000 | 1,679 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $962,000 | 1,680 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $962,000 | 1,680 |
| Net charge-offs | $39,000 | 1,595 |
| Cash dividends | $1,199,000 | 647 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $949,520 | 1,661 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,124,000 | 2,569 |
| Total interest expense | $991,000 | 2,434 |
| Net interest income | $8,133,000 | 2,564 |
| Provision for loan and lease losses | $70,000 | 3,350 |
| Total noninterest income | $3,490,000 | 1,435 |
| Gross Fiduciary activities income | $702,000 | 533 |
| Service charges on deposit accounts | $985,000 | 1,239 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,803,000 | 1,645 |
| Total noninterest expense | $7,640,000 | 2,398 |
| Salaries and employee benefits | $4,042,000 | 2,482 |
| Premises and equipment expense | $534,000 | 3,351 |
| Additional noninterest expense | $3,064,000 | 1,969 |
| Pre-tax net operating income | $3,913,000 | 1,900 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $159,000 | 3,074 |
| Income before extraordinary items | $3,756,000 | 1,689 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,756,000 | 1,690 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,756,000 | 1,691 |
| Net charge-offs | $-48,000 | 5,550 |
| Cash dividends | $1,751,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,754,080 | 1,650 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,851,000 | 2,581 |
| Total interest expense | $756,000 | 2,428 |
| Net interest income | $6,095,000 | 2,579 |
| Provision for loan and lease losses | $70,000 | 2,996 |
| Total noninterest income | $2,661,000 | 1,429 |
| Gross Fiduciary activities income | $523,000 | 536 |
| Service charges on deposit accounts | $739,000 | 1,249 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,399,000 | 1,615 |
| Total noninterest expense | $5,692,000 | 2,409 |
| Salaries and employee benefits | $3,022,000 | 2,485 |
| Premises and equipment expense | $395,000 | 3,421 |
| Additional noninterest expense | $2,275,000 | 1,979 |
| Pre-tax net operating income | $2,994,000 | 1,903 |
| Securities gains (losses) | $-3,000 | 5,887 |
| Applicable income taxes | $121,000 | 3,159 |
| Income before extraordinary items | $2,870,000 | 1,692 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,870,000 | 1,694 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,870,000 | 1,694 |
| Net charge-offs | $-23,000 | 5,382 |
| Cash dividends | $1,328,000 | 1,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,872,880 | 1,648 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,586,000 | 2,562 |
| Total interest expense | $515,000 | 2,416 |
| Net interest income | $4,071,000 | 2,572 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $1,782,000 | 1,431 |
| Gross Fiduciary activities income | $357,000 | 536 |
| Service charges on deposit accounts | $469,000 | 1,279 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $956,000 | 1,607 |
| Total noninterest expense | $3,708,000 | 2,459 |
| Salaries and employee benefits | $2,011,000 | 2,504 |
| Premises and equipment expense | $259,000 | 3,465 |
| Additional noninterest expense | $1,438,000 | 2,074 |
| Pre-tax net operating income | $2,085,000 | 1,841 |
| Securities gains (losses) | $-3,000 | 5,992 |
| Applicable income taxes | $83,000 | 3,141 |
| Income before extraordinary items | $1,999,000 | 1,617 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,999,000 | 1,620 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,999,000 | 1,620 |
| Net charge-offs | $-79,000 | 5,866 |
| Cash dividends | $918,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,001,880 | 1,569 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,263,000 | 2,596 |
| Total interest expense | $261,000 | 2,408 |
| Net interest income | $2,002,000 | 2,600 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $851,000 | 1,443 |
| Gross Fiduciary activities income | $192,000 | 529 |
| Service charges on deposit accounts | $223,000 | 1,317 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $436,000 | 1,664 |
| Total noninterest expense | $1,862,000 | 2,463 |
| Salaries and employee benefits | $1,007,000 | 2,511 |
| Premises and equipment expense | $125,000 | 3,567 |
| Additional noninterest expense | $730,000 | 2,030 |
| Pre-tax net operating income | $961,000 | 1,921 |
| Securities gains (losses) | $-1,000 | 6,051 |
| Applicable income taxes | $37,000 | 3,210 |
| Income before extraordinary items | $923,000 | 1,724 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $923,000 | 1,726 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $923,000 | 1,726 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $617,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $923,960 | 1,659 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,837,000 | 2,685 |
| Total interest expense | $1,153,000 | 2,332 |
| Net interest income | $7,684,000 | 2,717 |
| Provision for loan and lease losses | $310,000 | 1,948 |
| Total noninterest income | $3,420,000 | 1,421 |
| Gross Fiduciary activities income | $694,000 | 546 |
| Service charges on deposit accounts | $1,061,000 | 1,230 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,665,000 | 1,664 |
| Total noninterest expense | $7,209,000 | 2,555 |
| Salaries and employee benefits | $3,909,000 | 2,552 |
| Premises and equipment expense | $545,000 | 3,445 |
| Additional noninterest expense | $2,755,000 | 2,202 |
| Pre-tax net operating income | $3,585,000 | 1,990 |
| Securities gains (losses) | $57,000 | 1,642 |
| Applicable income taxes | $145,000 | 3,176 |
| Income before extraordinary items | $3,497,000 | 1,769 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,497,000 | 1,769 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,497,000 | 1,768 |
| Net charge-offs | $428,000 | 1,640 |
| Cash dividends | $1,688,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,442,280 | 1,759 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,604,000 | 2,713 |
| Total interest expense | $889,000 | 2,319 |
| Net interest income | $5,715,000 | 2,751 |
| Provision for loan and lease losses | $230,000 | 1,907 |
| Total noninterest income | $2,575,000 | 1,429 |
| Gross Fiduciary activities income | $511,000 | 547 |
| Service charges on deposit accounts | $801,000 | 1,225 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,263,000 | 1,654 |
| Total noninterest expense | $5,344,000 | 2,578 |
| Salaries and employee benefits | $2,893,000 | 2,580 |
| Premises and equipment expense | $408,000 | 3,488 |
| Additional noninterest expense | $2,043,000 | 2,198 |
| Pre-tax net operating income | $2,716,000 | 2,010 |
| Securities gains (losses) | $37,000 | 1,650 |
| Applicable income taxes | $108,000 | 3,236 |
| Income before extraordinary items | $2,645,000 | 1,759 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,645,000 | 1,760 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,645,000 | 1,759 |
| Net charge-offs | $531,000 | 1,103 |
| Cash dividends | $1,339,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,609,480 | 1,754 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,343,000 | 2,742 |
| Total interest expense | $600,000 | 2,326 |
| Net interest income | $3,743,000 | 2,786 |
| Provision for loan and lease losses | $60,000 | 2,755 |
| Total noninterest income | $1,695,000 | 1,425 |
| Gross Fiduciary activities income | $341,000 | 544 |
| Service charges on deposit accounts | $508,000 | 1,264 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $846,000 | 1,637 |
| Total noninterest expense | $3,453,000 | 2,648 |
| Salaries and employee benefits | $1,925,000 | 2,594 |
| Premises and equipment expense | $276,000 | 3,486 |
| Additional noninterest expense | $1,252,000 | 2,396 |
| Pre-tax net operating income | $1,925,000 | 1,874 |
| Securities gains (losses) | $-7,000 | 6,249 |
| Applicable income taxes | $74,000 | 3,230 |
| Income before extraordinary items | $1,844,000 | 1,643 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,844,000 | 1,646 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,844,000 | 1,645 |
| Net charge-offs | $24,000 | 3,316 |
| Cash dividends | $1,052,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,850,720 | 1,612 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,142,000 | 2,770 |
| Total interest expense | $302,000 | 2,344 |
| Net interest income | $1,840,000 | 2,824 |
| Provision for loan and lease losses | $30,000 | 2,577 |
| Total noninterest income | $819,000 | 1,432 |
| Gross Fiduciary activities income | $162,000 | 558 |
| Service charges on deposit accounts | $243,000 | 1,303 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $414,000 | 1,611 |
| Total noninterest expense | $1,667,000 | 2,732 |
| Salaries and employee benefits | $959,000 | 2,606 |
| Premises and equipment expense | $131,000 | 3,648 |
| Additional noninterest expense | $577,000 | 2,573 |
| Pre-tax net operating income | $962,000 | 1,828 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $34,000 | 3,221 |
| Income before extraordinary items | $928,000 | 1,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $928,000 | 1,587 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $928,000 | 1,587 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $568,000 | 956 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $928,000 | 1,555 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 2,792 |
| Total interest expense | $1,265,000 | 2,467 |
| Net interest income | $7,282,000 | 2,826 |
| Provision for loan and lease losses | $450,000 | 1,964 |
| Total noninterest income | $3,045,000 | 1,596 |
| Gross Fiduciary activities income | $648,000 | 553 |
| Service charges on deposit accounts | $995,000 | 1,367 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,402,000 | 1,941 |
| Total noninterest expense | $6,594,000 | 2,766 |
| Salaries and employee benefits | $3,803,000 | 2,591 |
| Premises and equipment expense | $568,000 | 3,438 |
| Additional noninterest expense | $2,223,000 | 2,743 |
| Pre-tax net operating income | $3,283,000 | 2,021 |
| Securities gains (losses) | $9,000 | 2,663 |
| Applicable income taxes | $137,000 | 3,224 |
| Income before extraordinary items | $3,155,000 | 1,822 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,155,000 | 1,824 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,155,000 | 1,824 |
| Net charge-offs | $30,000 | 4,644 |
| Cash dividends | $1,239,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,146,360 | 1,798 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,428,000 | 2,810 |
| Total interest expense | $960,000 | 2,519 |
| Net interest income | $5,468,000 | 2,832 |
| Provision for loan and lease losses | $375,000 | 1,842 |
| Total noninterest income | $2,278,000 | 1,631 |
| Gross Fiduciary activities income | $470,000 | 554 |
| Service charges on deposit accounts | $740,000 | 1,385 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,068,000 | 1,952 |
| Total noninterest expense | $4,827,000 | 2,830 |
| Salaries and employee benefits | $2,835,000 | 2,610 |
| Premises and equipment expense | $420,000 | 3,501 |
| Additional noninterest expense | $1,572,000 | 2,869 |
| Pre-tax net operating income | $2,544,000 | 2,025 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $105,000 | 3,286 |
| Income before extraordinary items | $2,441,000 | 1,803 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,441,000 | 1,807 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,441,000 | 1,808 |
| Net charge-offs | $32,000 | 4,149 |
| Cash dividends | $929,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,439,080 | 1,764 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,294,000 | 2,802 |
| Total interest expense | $649,000 | 2,548 |
| Net interest income | $3,645,000 | 2,830 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $1,482,000 | 1,660 |
| Gross Fiduciary activities income | $294,000 | 569 |
| Service charges on deposit accounts | $461,000 | 1,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $727,000 | 1,960 |
| Total noninterest expense | $3,237,000 | 2,817 |
| Salaries and employee benefits | $1,871,000 | 2,656 |
| Premises and equipment expense | $276,000 | 3,545 |
| Additional noninterest expense | $1,090,000 | 2,763 |
| Pre-tax net operating income | $1,690,000 | 1,994 |
| Securities gains (losses) | $5,000 | 2,459 |
| Applicable income taxes | $70,000 | 3,268 |
| Income before extraordinary items | $1,625,000 | 1,800 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,625,000 | 1,804 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,625,000 | 1,806 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $681,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,620,200 | 1,745 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 2,834 |
| Total interest expense | $327,000 | 2,592 |
| Net interest income | $1,809,000 | 2,846 |
| Provision for loan and lease losses | $125,000 | 1,855 |
| Total noninterest income | $710,000 | 1,706 |
| Gross Fiduciary activities income | $145,000 | 580 |
| Service charges on deposit accounts | $213,000 | 1,533 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $352,000 | 2,002 |
| Total noninterest expense | $1,642,000 | 2,807 |
| Salaries and employee benefits | $943,000 | 2,654 |
| Premises and equipment expense | $141,000 | 3,529 |
| Additional noninterest expense | $558,000 | 2,711 |
| Pre-tax net operating income | $752,000 | 2,141 |
| Securities gains (losses) | $7,000 | 1,580 |
| Applicable income taxes | $31,000 | 3,338 |
| Income before extraordinary items | $728,000 | 1,945 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $728,000 | 1,946 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $728,000 | 1,947 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $436,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $721,280 | 1,872 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 2,819 |
| Total interest expense | $1,442,000 | 2,813 |
| Net interest income | $7,601,000 | 2,775 |
| Provision for loan and lease losses | $910,000 | 1,875 |
| Total noninterest income | $2,794,000 | 1,733 |
| Gross Fiduciary activities income | $563,000 | 572 |
| Service charges on deposit accounts | $897,000 | 1,552 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,334,000 | 1,993 |
| Total noninterest expense | $6,721,000 | 2,763 |
| Salaries and employee benefits | $3,721,000 | 2,624 |
| Premises and equipment expense | $515,000 | 3,750 |
| Additional noninterest expense | $2,485,000 | 2,580 |
| Pre-tax net operating income | $2,764,000 | 2,238 |
| Securities gains (losses) | $46,000 | 2,777 |
| Applicable income taxes | $114,000 | 3,421 |
| Income before extraordinary items | $2,696,000 | 2,042 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,696,000 | 2,041 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,696,000 | 2,043 |
| Net charge-offs | $873,000 | 1,967 |
| Cash dividends | $1,738,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,651,840 | 1,946 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,832,000 | 2,860 |
| Total interest expense | $1,098,000 | 2,868 |
| Net interest income | $5,734,000 | 2,805 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $1,927,000 | 1,831 |
| Gross Fiduciary activities income | $377,000 | 595 |
| Service charges on deposit accounts | $661,000 | 1,589 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $889,000 | 2,143 |
| Total noninterest expense | $4,788,000 | 2,891 |
| Salaries and employee benefits | $2,744,000 | 2,687 |
| Premises and equipment expense | $364,000 | 3,944 |
| Additional noninterest expense | $1,680,000 | 2,835 |
| Pre-tax net operating income | $2,648,000 | 1,870 |
| Securities gains (losses) | $35,000 | 2,632 |
| Applicable income taxes | $108,000 | 3,321 |
| Income before extraordinary items | $2,575,000 | 1,706 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,575,000 | 1,705 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,575,000 | 1,707 |
| Net charge-offs | $-11,000 | 6,627 |
| Cash dividends | $1,561,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,541,400 | 1,617 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,574,000 | 2,871 |
| Total interest expense | $732,000 | 2,954 |
| Net interest income | $3,842,000 | 2,798 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $1,188,000 | 1,926 |
| Gross Fiduciary activities income | $251,000 | 605 |
| Service charges on deposit accounts | $424,000 | 1,615 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $513,000 | 2,295 |
| Total noninterest expense | $3,095,000 | 2,982 |
| Salaries and employee benefits | $1,815,000 | 2,720 |
| Premises and equipment expense | $223,000 | 4,148 |
| Additional noninterest expense | $1,057,000 | 2,984 |
| Pre-tax net operating income | $1,785,000 | 1,839 |
| Securities gains (losses) | $30,000 | 2,327 |
| Applicable income taxes | $72,000 | 3,310 |
| Income before extraordinary items | $1,743,000 | 1,670 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,743,000 | 1,668 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,743,000 | 1,670 |
| Net charge-offs | $2,000 | 5,336 |
| Cash dividends | $1,165,000 | 859 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,714,200 | 1,610 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,288,000 | 2,906 |
| Total interest expense | $364,000 | 3,058 |
| Net interest income | $1,924,000 | 2,811 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $659,000 | 1,787 |
| Gross Fiduciary activities income | $127,000 | 603 |
| Service charges on deposit accounts | $200,000 | 1,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $332,000 | 1,970 |
| Total noninterest expense | $1,563,000 | 2,947 |
| Salaries and employee benefits | $929,000 | 2,674 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $548,000 | 2,870 |
| Pre-tax net operating income | $945,000 | 1,766 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $36,000 | 3,305 |
| Income before extraordinary items | $909,000 | 1,600 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $909,000 | 1,601 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $909,000 | 1,601 |
| Net charge-offs | $15,000 | 3,852 |
| Cash dividends | $242,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $909,000 | 1,500 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,115,000 | 3,008 |
| Total interest expense | $1,638,000 | 3,215 |
| Net interest income | $7,477,000 | 2,902 |
| Provision for loan and lease losses | $150,000 | 4,935 |
| Total noninterest income | $2,501,000 | 1,713 |
| Gross Fiduciary activities income | $467,000 | 568 |
| Service charges on deposit accounts | $937,000 | 1,550 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,097,000 | 2,008 |
| Total noninterest expense | $6,528,000 | 2,837 |
| Salaries and employee benefits | $3,698,000 | 2,601 |
| Premises and equipment expense | $572,000 | 3,704 |
| Additional noninterest expense | $2,258,000 | 2,799 |
| Pre-tax net operating income | $3,300,000 | 1,680 |
| Securities gains (losses) | $220,000 | 1,375 |
| Applicable income taxes | $140,000 | 3,166 |
| Income before extraordinary items | $3,380,000 | 1,447 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,380,000 | 1,447 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,380,000 | 1,447 |
| Net charge-offs | $55,000 | 5,423 |
| Cash dividends | $841,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,168,800 | 1,465 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,825,000 | 3,046 |
| Total interest expense | $1,289,000 | 3,215 |
| Net interest income | $5,536,000 | 2,943 |
| Provision for loan and lease losses | $112,000 | 4,842 |
| Total noninterest income | $1,846,000 | 1,710 |
| Gross Fiduciary activities income | $328,000 | 575 |
| Service charges on deposit accounts | $708,000 | 1,548 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $810,000 | 2,023 |
| Total noninterest expense | $4,849,000 | 2,870 |
| Salaries and employee benefits | $2,721,000 | 2,657 |
| Premises and equipment expense | $429,000 | 3,746 |
| Additional noninterest expense | $1,699,000 | 2,813 |
| Pre-tax net operating income | $2,421,000 | 1,785 |
| Securities gains (losses) | $40,000 | 2,462 |
| Applicable income taxes | $96,000 | 3,234 |
| Income before extraordinary items | $2,365,000 | 1,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,365,000 | 1,605 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,365,000 | 1,605 |
| Net charge-offs | $-4,000 | 6,858 |
| Cash dividends | $748,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,326,600 | 1,553 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 3,077 |
| Total interest expense | $876,000 | 3,271 |
| Net interest income | $3,640,000 | 2,980 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $1,204,000 | 1,736 |
| Gross Fiduciary activities income | $219,000 | 589 |
| Service charges on deposit accounts | $449,000 | 1,606 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $536,000 | 2,002 |
| Total noninterest expense | $3,219,000 | 2,901 |
| Salaries and employee benefits | $1,812,000 | 2,671 |
| Premises and equipment expense | $278,000 | 3,847 |
| Additional noninterest expense | $1,129,000 | 2,877 |
| Pre-tax net operating income | $1,550,000 | 1,830 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $58,000 | 3,271 |
| Income before extraordinary items | $1,492,000 | 1,630 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,492,000 | 1,630 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,492,000 | 1,630 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $425,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,492,000 | 1,556 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 3,122 |
| Total interest expense | $443,000 | 3,353 |
| Net interest income | $1,787,000 | 3,013 |
| Provision for loan and lease losses | $37,000 | 4,473 |
| Total noninterest income | $593,000 | 1,764 |
| Gross Fiduciary activities income | $111,000 | 593 |
| Service charges on deposit accounts | $210,000 | 1,681 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $272,000 | 2,036 |
| Total noninterest expense | $1,598,000 | 2,931 |
| Salaries and employee benefits | $894,000 | 2,715 |
| Premises and equipment expense | $140,000 | 3,885 |
| Additional noninterest expense | $564,000 | 2,869 |
| Pre-tax net operating income | $745,000 | 1,883 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $720,000 | 1,631 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $720,000 | 1,631 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $720,000 | 1,631 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $184,000 | 1,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $720,000 | 1,588 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,937,000 | 3,237 |
| Total interest expense | $1,898,000 | 3,698 |
| Net interest income | $7,039,000 | 3,061 |
| Provision for loan and lease losses | $1,110,000 | 2,893 |
| Total noninterest income | $2,526,000 | 1,751 |
| Gross Fiduciary activities income | $454,000 | 574 |
| Service charges on deposit accounts | $1,049,000 | 1,448 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,023,000 | 2,158 |
| Total noninterest expense | $6,471,000 | 2,915 |
| Salaries and employee benefits | $3,579,000 | 2,667 |
| Premises and equipment expense | $645,000 | 3,527 |
| Additional noninterest expense | $2,247,000 | 2,940 |
| Pre-tax net operating income | $1,984,000 | 2,257 |
| Securities gains (losses) | $47,000 | 2,700 |
| Applicable income taxes | $-13,000 | 6,587 |
| Income before extraordinary items | $2,044,000 | 1,986 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,044,000 | 1,986 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,044,000 | 1,987 |
| Net charge-offs | $1,152,000 | 2,494 |
| Cash dividends | $1,380,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,997,000 | 1,946 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,721,000 | 3,293 |
| Total interest expense | $1,450,000 | 3,786 |
| Net interest income | $5,271,000 | 3,094 |
| Provision for loan and lease losses | $150,000 | 5,242 |
| Total noninterest income | $1,955,000 | 1,719 |
| Gross Fiduciary activities income | $330,000 | 574 |
| Service charges on deposit accounts | $796,000 | 1,472 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $829,000 | 2,031 |
| Total noninterest expense | $4,802,000 | 2,942 |
| Salaries and employee benefits | $2,659,000 | 2,708 |
| Premises and equipment expense | $454,000 | 3,751 |
| Additional noninterest expense | $1,689,000 | 2,870 |
| Pre-tax net operating income | $2,274,000 | 1,726 |
| Securities gains (losses) | $27,000 | 2,762 |
| Applicable income taxes | $93,000 | 3,171 |
| Income before extraordinary items | $2,208,000 | 1,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,208,000 | 1,513 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,208,000 | 1,513 |
| Net charge-offs | $176,000 | 4,351 |
| Cash dividends | $1,199,000 | 908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,182,080 | 1,460 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 3,345 |
| Total interest expense | $1,011,000 | 3,777 |
| Net interest income | $3,449,000 | 3,139 |
| Provision for loan and lease losses | $120,000 | 4,894 |
| Total noninterest income | $1,251,000 | 1,721 |
| Gross Fiduciary activities income | $227,000 | 572 |
| Service charges on deposit accounts | $522,000 | 1,510 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $502,000 | 2,089 |
| Total noninterest expense | $3,107,000 | 3,024 |
| Salaries and employee benefits | $1,748,000 | 2,754 |
| Premises and equipment expense | $271,000 | 4,070 |
| Additional noninterest expense | $1,088,000 | 2,980 |
| Pre-tax net operating income | $1,473,000 | 1,744 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $59,000 | 3,178 |
| Income before extraordinary items | $1,414,000 | 1,546 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,414,000 | 1,547 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,414,000 | 1,547 |
| Net charge-offs | $122,000 | 4,025 |
| Cash dividends | $879,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,414,000 | 1,477 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 3,421 |
| Total interest expense | $545,000 | 3,698 |
| Net interest income | $1,677,000 | 3,246 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $614,000 | 1,754 |
| Gross Fiduciary activities income | $112,000 | 583 |
| Service charges on deposit accounts | $250,000 | 1,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 2,051 |
| Total noninterest expense | $1,544,000 | 3,083 |
| Salaries and employee benefits | $880,000 | 2,788 |
| Premises and equipment expense | $135,000 | 4,161 |
| Additional noninterest expense | $529,000 | 3,017 |
| Pre-tax net operating income | $717,000 | 1,785 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $29,000 | 3,203 |
| Income before extraordinary items | $688,000 | 1,590 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $688,000 | 1,592 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $688,000 | 1,592 |
| Net charge-offs | $74,000 | 3,377 |
| Cash dividends | $556,000 | 601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $688,000 | 1,527 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,109,000 | 3,469 |
| Total interest expense | $2,405,000 | 3,998 |
| Net interest income | $6,704,000 | 3,155 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $2,223,000 | 1,977 |
| Gross Fiduciary activities income | $447,000 | 575 |
| Service charges on deposit accounts | $1,017,000 | 1,661 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $759,000 | 2,543 |
| Total noninterest expense | $6,258,000 | 3,074 |
| Salaries and employee benefits | $3,455,000 | 2,816 |
| Premises and equipment expense | $546,000 | 4,147 |
| Additional noninterest expense | $2,257,000 | 3,011 |
| Pre-tax net operating income | $2,369,000 | 1,654 |
| Securities gains (losses) | $9,000 | 3,295 |
| Applicable income taxes | $176,000 | 2,490 |
| Income before extraordinary items | $2,202,000 | 1,519 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,202,000 | 1,516 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,202,000 | 1,518 |
| Net charge-offs | $6,000 | 7,003 |
| Cash dividends | $1,216,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,193,630 | 1,489 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,856,000 | 3,515 |
| Total interest expense | $1,874,000 | 4,025 |
| Net interest income | $4,982,000 | 3,204 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $1,681,000 | 2,007 |
| Gross Fiduciary activities income | $290,000 | 597 |
| Service charges on deposit accounts | $742,000 | 1,709 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $649,000 | 2,403 |
| Total noninterest expense | $4,549,000 | 3,157 |
| Salaries and employee benefits | $2,534,000 | 2,913 |
| Premises and equipment expense | $406,000 | 4,221 |
| Additional noninterest expense | $1,609,000 | 3,109 |
| Pre-tax net operating income | $1,889,000 | 1,707 |
| Securities gains (losses) | $9,000 | 3,002 |
| Applicable income taxes | $69,000 | 3,131 |
| Income before extraordinary items | $1,829,000 | 1,470 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,829,000 | 1,468 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,829,000 | 1,470 |
| Net charge-offs | $5,000 | 6,691 |
| Cash dividends | $979,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,820,360 | 1,439 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 3,547 |
| Total interest expense | $1,297,000 | 4,041 |
| Net interest income | $3,273,000 | 3,221 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $1,006,000 | 2,189 |
| Gross Fiduciary activities income | $133,000 | 695 |
| Service charges on deposit accounts | $462,000 | 1,792 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $411,000 | 2,517 |
| Total noninterest expense | $2,891,000 | 3,320 |
| Salaries and employee benefits | $1,651,000 | 3,004 |
| Premises and equipment expense | $259,000 | 4,366 |
| Additional noninterest expense | $981,000 | 3,335 |
| Pre-tax net operating income | $1,238,000 | 1,783 |
| Securities gains (losses) | $9,000 | 2,610 |
| Applicable income taxes | $53,000 | 3,125 |
| Income before extraordinary items | $1,194,000 | 1,557 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,194,000 | 1,554 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,194,000 | 1,556 |
| Net charge-offs | $8,000 | 6,088 |
| Cash dividends | $548,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,185,360 | 1,545 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,244,000 | 3,638 |
| Total interest expense | $643,000 | 4,183 |
| Net interest income | $1,601,000 | 3,265 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $406,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $214,000 | 1,856 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $192,000 | 2,576 |
| Total noninterest expense | $1,424,000 | 3,278 |
| Salaries and employee benefits | $801,000 | 3,099 |
| Premises and equipment expense | $139,000 | 4,200 |
| Additional noninterest expense | $484,000 | 3,090 |
| Pre-tax net operating income | $508,000 | 2,355 |
| Securities gains (losses) | $9,000 | 1,939 |
| Applicable income taxes | $21,000 | 3,530 |
| Income before extraordinary items | $496,000 | 2,156 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $496,000 | 2,155 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $496,000 | 2,157 |
| Net charge-offs | $23,000 | 4,220 |
| Cash dividends | $336,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $487,360 | 2,043 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 3,874 |
| Total interest expense | $3,160,000 | 4,105 |
| Net interest income | $5,584,000 | 3,660 |
| Provision for loan and lease losses | $260,000 | 4,843 |
| Total noninterest income | $1,781,000 | 2,322 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,026,000 | 1,719 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $755,000 | 2,521 |
| Total noninterest expense | $5,326,000 | 3,388 |
| Salaries and employee benefits | $3,049,000 | 3,204 |
| Premises and equipment expense | $554,000 | 4,193 |
| Additional noninterest expense | $1,723,000 | 3,253 |
| Pre-tax net operating income | $1,779,000 | 2,697 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $66,000 | 3,683 |
| Income before extraordinary items | $1,717,000 | 2,284 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,717,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 4,145 |
| Cash dividends | $621,000 | 3,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,713,160 | 2,424 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,521,000 | 3,960 |
| Total interest expense | $2,489,000 | 4,086 |
| Net interest income | $4,032,000 | 3,778 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $1,333,000 | 2,399 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $781,000 | 1,713 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $552,000 | 2,656 |
| Total noninterest expense | $3,926,000 | 3,438 |
| Salaries and employee benefits | $2,280,000 | 3,241 |
| Premises and equipment expense | $409,000 | 4,246 |
| Additional noninterest expense | $1,237,000 | 3,298 |
| Pre-tax net operating income | $1,319,000 | 3,113 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $37,000 | 4,286 |
| Income before extraordinary items | $1,286,000 | 2,625 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,286,000 | 2,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,031 |
| Cash dividends | $470,000 | 2,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,282,120 | 2,766 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,357,000 | 4,015 |
| Total interest expense | $1,760,000 | 4,076 |
| Net interest income | $2,597,000 | 3,871 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $871,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $497,000 | 1,762 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $374,000 | 2,693 |
| Total noninterest expense | $2,626,000 | 3,431 |
| Salaries and employee benefits | $1,516,000 | 3,302 |
| Premises and equipment expense | $274,000 | 4,247 |
| Additional noninterest expense | $836,000 | 3,233 |
| Pre-tax net operating income | $782,000 | 3,471 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $23,000 | 4,596 |
| Income before extraordinary items | $763,000 | 3,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $763,000 | 3,145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,064 |
| Cash dividends | $313,000 | 2,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $759,120 | 3,106 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,216,000 | 4,048 |
| Total interest expense | $954,000 | 4,015 |
| Net interest income | $1,262,000 | 3,951 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $447,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $241,000 | 1,779 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $206,000 | 2,524 |
| Total noninterest expense | $1,293,000 | 3,491 |
| Salaries and employee benefits | $768,000 | 3,274 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $393,000 | 3,362 |
| Pre-tax net operating income | $386,000 | 3,616 |
| Securities gains (losses) | $-3,000 | 8,245 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $368,000 | 3,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $368,000 | 3,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $257,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $370,880 | 3,259 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,938,000 | 4,055 |
| Total interest expense | $3,997,000 | 4,010 |
| Net interest income | $4,941,000 | 4,036 |
| Provision for loan and lease losses | $60,000 | 5,449 |
| Total noninterest income | $1,677,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $957,000 | 1,840 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $720,000 | 2,714 |
| Total noninterest expense | $5,151,000 | 3,373 |
| Salaries and employee benefits | $3,050,000 | 3,185 |
| Premises and equipment expense | $499,000 | 4,366 |
| Additional noninterest expense | $1,602,000 | 3,242 |
| Pre-tax net operating income | $1,407,000 | 4,012 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $53,000 | 4,900 |
| Income before extraordinary items | $1,354,000 | 3,661 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,354,000 | 3,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,631 |
| Cash dividends | $1,299,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,354,000 | 3,651 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,651,000 | 4,092 |
| Total interest expense | $2,953,000 | 4,059 |
| Net interest income | $3,698,000 | 4,051 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $1,211,000 | 2,572 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $682,000 | 1,901 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $529,000 | 2,747 |
| Total noninterest expense | $3,717,000 | 3,445 |
| Salaries and employee benefits | $2,188,000 | 3,283 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $1,172,000 | 3,251 |
| Pre-tax net operating income | $1,147,000 | 4,052 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $37,000 | 5,146 |
| Income before extraordinary items | $1,110,000 | 3,652 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,110,000 | 3,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $976,000 | 2,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,110,000 | 3,638 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,152 |
| Total interest expense | $1,922,000 | 4,121 |
| Net interest income | $2,452,000 | 4,097 |
| Provision for loan and lease losses | $30,000 | 4,873 |
| Total noninterest income | $767,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $443,000 | 1,939 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $324,000 | 2,897 |
| Total noninterest expense | $2,358,000 | 3,619 |
| Salaries and employee benefits | $1,376,000 | 3,469 |
| Premises and equipment expense | $233,000 | 4,577 |
| Additional noninterest expense | $749,000 | 3,370 |
| Pre-tax net operating income | $831,000 | 3,930 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $12,000 | 5,584 |
| Income before extraordinary items | $819,000 | 3,469 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $819,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $708,000 | 1,957 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $819,000 | 3,446 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 4,155 |
| Total interest expense | $955,000 | 4,127 |
| Net interest income | $1,221,000 | 4,098 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $401,000 | 2,560 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $214,000 | 1,950 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $187,000 | 2,652 |
| Total noninterest expense | $1,177,000 | 3,626 |
| Salaries and employee benefits | $696,000 | 3,473 |
| Premises and equipment expense | $124,000 | 4,417 |
| Additional noninterest expense | $357,000 | 3,478 |
| Pre-tax net operating income | $430,000 | 3,837 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $11,000 | 5,272 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $419,000 | 3,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,431 |
| Cash dividends | $665,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $419,000 | 3,359 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,376,000 | 4,082 |
| Total interest expense | $3,319,000 | 4,054 |
| Net interest income | $5,057,000 | 3,969 |
| Provision for loan and lease losses | $45,000 | 5,711 |
| Total noninterest income | $1,602,000 | 2,589 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $970,000 | 1,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $632,000 | 2,926 |
| Total noninterest expense | $4,763,000 | 3,480 |
| Salaries and employee benefits | $2,780,000 | 3,339 |
| Premises and equipment expense | $458,000 | 4,514 |
| Additional noninterest expense | $1,525,000 | 3,252 |
| Pre-tax net operating income | $1,851,000 | 3,820 |
| Securities gains (losses) | $5,000 | 1,264 |
| Applicable income taxes | $71,000 | 5,217 |
| Income before extraordinary items | $1,785,000 | 3,376 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,785,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,727 |
| Cash dividends | $952,000 | 2,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,780,200 | 3,359 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 4,090 |
| Total interest expense | $2,406,000 | 4,060 |
| Net interest income | $3,785,000 | 4,002 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $1,190,000 | 2,614 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $736,000 | 1,783 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $454,000 | 2,998 |
| Total noninterest expense | $3,493,000 | 3,538 |
| Salaries and employee benefits | $2,027,000 | 3,414 |
| Premises and equipment expense | $345,000 | 4,504 |
| Additional noninterest expense | $1,121,000 | 3,300 |
| Pre-tax net operating income | $1,452,000 | 3,858 |
| Securities gains (losses) | $5,000 | 1,041 |
| Applicable income taxes | $61,000 | 5,302 |
| Income before extraordinary items | $1,396,000 | 3,358 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,396,000 | 3,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,050 |
| Cash dividends | $545,000 | 2,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,391,200 | 3,352 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,063,000 | 4,080 |
| Total interest expense | $1,534,000 | 4,056 |
| Net interest income | $2,529,000 | 4,012 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $711,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $473,000 | 1,825 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $238,000 | 3,411 |
| Total noninterest expense | $2,294,000 | 3,583 |
| Salaries and employee benefits | $1,338,000 | 3,458 |
| Premises and equipment expense | $228,000 | 4,532 |
| Additional noninterest expense | $728,000 | 3,361 |
| Pre-tax net operating income | $931,000 | 3,966 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $39,000 | 5,403 |
| Income before extraordinary items | $892,000 | 3,467 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $892,000 | 3,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $348,000 | 2,913 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $892,000 | 3,457 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 4,086 |
| Total interest expense | $734,000 | 4,055 |
| Net interest income | $1,263,000 | 4,015 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $366,000 | 2,697 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $220,000 | 1,890 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $146,000 | 3,015 |
| Total noninterest expense | $1,141,000 | 3,617 |
| Salaries and employee benefits | $651,000 | 3,537 |
| Premises and equipment expense | $103,000 | 4,872 |
| Additional noninterest expense | $387,000 | 3,215 |
| Pre-tax net operating income | $488,000 | 3,792 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $20,000 | 5,352 |
| Income before extraordinary items | $468,000 | 3,332 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $468,000 | 3,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $182,000 | 2,525 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $468,000 | 3,310 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 3,979 |
| Total interest expense | $2,504,000 | 3,819 |
| Net interest income | $4,909,000 | 4,000 |
| Provision for loan and lease losses | $-339,000 | 8,729 |
| Total noninterest income | $1,516,000 | 2,671 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $942,000 | 1,815 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $574,000 | 3,139 |
| Total noninterest expense | $4,524,000 | 3,524 |
| Salaries and employee benefits | $2,579,000 | 3,392 |
| Premises and equipment expense | $447,000 | 4,513 |
| Additional noninterest expense | $1,498,000 | 3,235 |
| Pre-tax net operating income | $2,240,000 | 3,416 |
| Securities gains (losses) | $-237,000 | 8,612 |
| Applicable income taxes | $83,000 | 5,516 |
| Income before extraordinary items | $1,920,000 | 3,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,920,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $1,959,000 | 1,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,147,520 | 2,880 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,483,000 | 3,968 |
| Total interest expense | $1,780,000 | 3,824 |
| Net interest income | $3,703,000 | 3,982 |
| Provision for loan and lease losses | $-339,000 | 8,767 |
| Total noninterest income | $1,087,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $698,000 | 1,836 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $389,000 | 3,328 |
| Total noninterest expense | $3,390,000 | 3,482 |
| Salaries and employee benefits | $1,924,000 | 3,394 |
| Premises and equipment expense | $320,000 | 4,633 |
| Additional noninterest expense | $1,146,000 | 3,146 |
| Pre-tax net operating income | $1,739,000 | 3,390 |
| Securities gains (losses) | $-27,000 | 8,295 |
| Applicable income taxes | $72,000 | 5,527 |
| Income before extraordinary items | $1,640,000 | 2,920 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,640,000 | 2,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,335 |
| Cash dividends | $1,083,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,665,920 | 2,842 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,631,000 | 3,928 |
| Total interest expense | $1,142,000 | 3,763 |
| Net interest income | $2,489,000 | 3,938 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $709,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $453,000 | 1,847 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $256,000 | 3,335 |
| Total noninterest expense | $2,224,000 | 3,512 |
| Salaries and employee benefits | $1,274,000 | 3,390 |
| Premises and equipment expense | $210,000 | 4,651 |
| Additional noninterest expense | $740,000 | 3,218 |
| Pre-tax net operating income | $974,000 | 3,782 |
| Securities gains (losses) | $-27,000 | 8,446 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $915,000 | 3,310 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $915,000 | 3,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,334 |
| Cash dividends | $761,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $941,190 | 3,196 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 3,917 |
| Total interest expense | $533,000 | 3,852 |
| Net interest income | $1,271,000 | 3,869 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $337,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $204,000 | 1,973 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $133,000 | 3,203 |
| Total noninterest expense | $1,068,000 | 3,652 |
| Salaries and employee benefits | $627,000 | 3,444 |
| Premises and equipment expense | $98,000 | 4,931 |
| Additional noninterest expense | $343,000 | 3,422 |
| Pre-tax net operating income | $540,000 | 3,474 |
| Securities gains (losses) | $-27,000 | 8,705 |
| Applicable income taxes | $20,000 | 5,658 |
| Income before extraordinary items | $493,000 | 3,084 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $493,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $423,000 | 1,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $518,920 | 2,924 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,844,000 | 3,872 |
| Total interest expense | $1,786,000 | 3,993 |
| Net interest income | $5,058,000 | 3,776 |
| Provision for loan and lease losses | $110,000 | 4,839 |
| Total noninterest income | $1,380,000 | 2,842 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $906,000 | 1,928 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $474,000 | 3,414 |
| Total noninterest expense | $4,272,000 | 3,550 |
| Salaries and employee benefits | $2,467,000 | 3,385 |
| Premises and equipment expense | $463,000 | 4,324 |
| Additional noninterest expense | $1,342,000 | 3,433 |
| Pre-tax net operating income | $2,056,000 | 3,441 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $78,000 | 5,743 |
| Income before extraordinary items | $1,981,000 | 2,943 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,981,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,177 |
| Cash dividends | $1,545,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,978,120 | 2,886 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,073,000 | 3,893 |
| Total interest expense | $1,299,000 | 4,041 |
| Net interest income | $3,774,000 | 3,771 |
| Provision for loan and lease losses | $80,000 | 4,713 |
| Total noninterest income | $1,024,000 | 2,873 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $685,000 | 1,926 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $339,000 | 3,496 |
| Total noninterest expense | $3,179,000 | 3,545 |
| Salaries and employee benefits | $1,862,000 | 3,341 |
| Premises and equipment expense | $337,000 | 4,409 |
| Additional noninterest expense | $980,000 | 3,488 |
| Pre-tax net operating income | $1,539,000 | 3,512 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $54,000 | 5,904 |
| Income before extraordinary items | $1,490,000 | 2,968 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,490,000 | 2,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,529 |
| Cash dividends | $1,158,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,485,150 | 2,896 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,339,000 | 3,931 |
| Total interest expense | $854,000 | 4,081 |
| Net interest income | $2,485,000 | 3,802 |
| Provision for loan and lease losses | $50,000 | 4,677 |
| Total noninterest income | $671,000 | 2,925 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $445,000 | 1,940 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $226,000 | 3,513 |
| Total noninterest expense | $2,123,000 | 3,568 |
| Salaries and employee benefits | $1,260,000 | 3,308 |
| Premises and equipment expense | $228,000 | 4,370 |
| Additional noninterest expense | $635,000 | 3,573 |
| Pre-tax net operating income | $983,000 | 3,576 |
| Securities gains (losses) | $5,000 | 2,738 |
| Applicable income taxes | $39,000 | 5,843 |
| Income before extraordinary items | $949,000 | 3,062 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $949,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $853,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $944,200 | 2,992 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 3,915 |
| Total interest expense | $428,000 | 4,124 |
| Net interest income | $1,245,000 | 3,775 |
| Provision for loan and lease losses | $20,000 | 4,792 |
| Total noninterest income | $302,000 | 3,094 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $210,000 | 1,982 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $92,000 | 3,884 |
| Total noninterest expense | $1,023,000 | 3,689 |
| Salaries and employee benefits | $637,000 | 3,293 |
| Premises and equipment expense | $108,000 | 4,563 |
| Additional noninterest expense | $278,000 | 3,983 |
| Pre-tax net operating income | $504,000 | 3,503 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $20,000 | 5,783 |
| Income before extraordinary items | $484,000 | 3,026 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $484,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $454,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $484,000 | 2,918 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,649,000 | 3,977 |
| Total interest expense | $1,826,000 | 4,301 |
| Net interest income | $4,823,000 | 3,779 |
| Provision for loan and lease losses | $112,000 | 5,151 |
| Total noninterest income | $1,227,000 | 3,253 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $832,000 | 2,061 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $395,000 | 4,000 |
| Total noninterest expense | $3,994,000 | 3,724 |
| Salaries and employee benefits | $2,375,000 | 3,409 |
| Premises and equipment expense | $428,000 | 4,515 |
| Additional noninterest expense | $1,191,000 | 3,748 |
| Pre-tax net operating income | $1,944,000 | 3,452 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $59,000 | 6,164 |
| Income before extraordinary items | $1,905,000 | 2,969 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,905,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-49,000 | 8,933 |
| Cash dividends | $1,173,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,885,600 | 2,880 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,992,000 | 4,037 |
| Total interest expense | $1,391,000 | 4,383 |
| Net interest income | $3,601,000 | 3,819 |
| Provision for loan and lease losses | $113,000 | 4,460 |
| Total noninterest income | $929,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $610,000 | 2,113 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $319,000 | 3,935 |
| Total noninterest expense | $2,950,000 | 3,749 |
| Salaries and employee benefits | $1,746,000 | 3,457 |
| Premises and equipment expense | $307,000 | 4,636 |
| Additional noninterest expense | $897,000 | 3,722 |
| Pre-tax net operating income | $1,467,000 | 3,559 |
| Securities gains (losses) | $17,000 | 3,051 |
| Applicable income taxes | $39,000 | 6,406 |
| Income before extraordinary items | $1,445,000 | 3,046 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,445,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,102 |
| Cash dividends | $913,000 | 1,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,428,510 | 2,928 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,299,000 | 4,096 |
| Total interest expense | $929,000 | 4,487 |
| Net interest income | $2,370,000 | 3,862 |
| Provision for loan and lease losses | $75,000 | 4,385 |
| Total noninterest income | $582,000 | 3,424 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $396,000 | 2,117 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $186,000 | 4,163 |
| Total noninterest expense | $1,880,000 | 3,866 |
| Salaries and employee benefits | $1,123,000 | 3,546 |
| Premises and equipment expense | $196,000 | 4,760 |
| Additional noninterest expense | $561,000 | 3,898 |
| Pre-tax net operating income | $997,000 | 3,537 |
| Securities gains (losses) | $17,000 | 2,697 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $994,000 | 2,987 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $994,000 | 2,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $670,000 | 1,763 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $977,340 | 2,871 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,640,000 | 4,140 |
| Total interest expense | $469,000 | 4,543 |
| Net interest income | $1,171,000 | 3,901 |
| Provision for loan and lease losses | $37,000 | 4,214 |
| Total noninterest income | $292,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $189,000 | 2,117 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $103,000 | 3,872 |
| Total noninterest expense | $893,000 | 4,013 |
| Salaries and employee benefits | $545,000 | 3,627 |
| Premises and equipment expense | $95,000 | 4,865 |
| Additional noninterest expense | $253,000 | 4,171 |
| Pre-tax net operating income | $533,000 | 3,351 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $22,000 | 5,997 |
| Income before extraordinary items | $528,000 | 2,830 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $528,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,340 |
| Cash dividends | $436,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $511,680 | 2,755 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,442,000 | 4,333 |
| Total interest expense | $2,127,000 | 4,606 |
| Net interest income | $4,315,000 | 4,119 |
| Provision for loan and lease losses | $390,000 | 2,895 |
| Total noninterest income | $1,212,000 | 3,060 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $806,000 | 1,978 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $406,000 | 3,670 |
| Total noninterest expense | $3,772,000 | 3,721 |
| Salaries and employee benefits | $2,205,000 | 3,450 |
| Premises and equipment expense | $438,000 | 4,348 |
| Additional noninterest expense | $1,129,000 | 3,783 |
| Pre-tax net operating income | $1,365,000 | 4,354 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $57,000 | 6,436 |
| Income before extraordinary items | $1,337,000 | 3,813 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,337,000 | 3,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,849 |
| Cash dividends | $861,000 | 2,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,309,160 | 3,761 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,571,000 | 4,643 |
| Total interest expense | $3,205,000 | 4,486 |
| Net interest income | $3,366,000 | 4,676 |
| Provision for loan and lease losses | $86,000 | 5,884 |
| Total noninterest income | $1,165,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $668,000 | 2,243 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $497,000 | 3,144 |
| Total noninterest expense | $3,482,000 | 3,841 |
| Salaries and employee benefits | $1,963,000 | 3,648 |
| Premises and equipment expense | $441,000 | 4,299 |
| Additional noninterest expense | $1,078,000 | 3,820 |
| Pre-tax net operating income | $963,000 | 4,999 |
| Securities gains (losses) | $20,000 | 3,157 |
| Applicable income taxes | $27,000 | 7,147 |
| Income before extraordinary items | $956,000 | 4,401 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $956,000 | 4,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $558,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $936,600 | 4,345 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,393,000 | 4,883 |
| Total interest expense | $3,385,000 | 4,491 |
| Net interest income | $3,008,000 | 5,153 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $804,000 | 3,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $453,000 | 2,948 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $351,000 | 3,618 |
| Total noninterest expense | $3,049,000 | 4,173 |
| Salaries and employee benefits | $1,735,000 | 3,888 |
| Premises and equipment expense | $361,000 | 4,827 |
| Additional noninterest expense | $953,000 | 4,143 |
| Pre-tax net operating income | $708,000 | 6,191 |
| Securities gains (losses) | $-23,000 | 8,808 |
| Applicable income taxes | $28,000 | 7,665 |
| Income before extraordinary items | $657,000 | 5,588 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $657,000 | 5,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,939 |
| Cash dividends | $598,000 | 3,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $679,080 | 5,496 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,898,000 | 5,006 |
| Total interest expense | $2,866,000 | 4,757 |
| Net interest income | $3,032,000 | 5,124 |
| Provision for loan and lease losses | $25,000 | 7,415 |
| Total noninterest income | $669,000 | 4,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,259 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,208 |
| Total noninterest expense | $2,638,000 | 4,673 |
| Salaries and employee benefits | $1,516,000 | 4,302 |
| Premises and equipment expense | $269,000 | 5,815 |
| Additional noninterest expense | $853,000 | 4,578 |
| Pre-tax net operating income | $1,038,000 | 5,192 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,041,000 | 4,297 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,041,000 | 4,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $1,068,000 | 2,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,038,000 | 4,273 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 5,062 |
| Total interest expense | $2,909,000 | 4,840 |
| Net interest income | $2,992,000 | 5,142 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $605,000 | 4,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $360,000 | 3,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $245,000 | 4,471 |
| Total noninterest expense | $2,498,000 | 4,782 |
| Salaries and employee benefits | $1,368,000 | 4,572 |
| Premises and equipment expense | $315,000 | 5,236 |
| Additional noninterest expense | $815,000 | 4,618 |
| Pre-tax net operating income | $1,039,000 | 5,302 |
| Securities gains (losses) | $-4,000 | 10,023 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,035,000 | 4,385 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,035,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,741 |
| Cash dividends | $761,000 | 2,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,039,000 | 4,283 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,795,000 | 5,193 |
| Total interest expense | $2,906,000 | 4,853 |
| Net interest income | $2,889,000 | 5,463 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $579,000 | 4,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,864 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 4,297 |
| Total noninterest expense | $2,239,000 | 5,222 |
| Salaries and employee benefits | $1,282,000 | 4,832 |
| Premises and equipment expense | $271,000 | 5,790 |
| Additional noninterest expense | $686,000 | 5,297 |
| Pre-tax net operating income | $1,109,000 | 5,501 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $87,000 | 8,619 |
| Income before extraordinary items | $1,021,000 | 4,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,021,000 | 4,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $647,000 | 2,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,021,920 | 4,566 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,545,000 | 5,485 |
| Total interest expense | $2,781,000 | 5,103 |
| Net interest income | $2,764,000 | 5,782 |
| Provision for loan and lease losses | $108,000 | 4,918 |
| Total noninterest income | $523,000 | 5,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,952 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 5,254 |
| Total noninterest expense | $2,329,000 | 5,294 |
| Salaries and employee benefits | $1,437,000 | 4,485 |
| Premises and equipment expense | $238,000 | 6,414 |
| Additional noninterest expense | $654,000 | 6,007 |
| Pre-tax net operating income | $850,000 | 6,296 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $248,000 | 6,477 |
| Income before extraordinary items | $608,000 | 6,226 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $608,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $603,740 | 6,192 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,125,000 | 5,881 |
| Total interest expense | $2,641,000 | 5,320 |
| Net interest income | $2,484,000 | 6,349 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $489,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $307,000 | 4,212 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 5,396 |
| Total noninterest expense | $2,139,000 | 5,705 |
| Salaries and employee benefits | $1,254,000 | 5,021 |
| Premises and equipment expense | $255,000 | 6,261 |
| Additional noninterest expense | $630,000 | 6,331 |
| Pre-tax net operating income | $774,000 | 6,944 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $204,000 | 7,346 |
| Income before extraordinary items | $570,000 | 6,782 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $570,000 | 6,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,418 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $570,000 | 6,758 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,317,000 | 6,328 |
| Total interest expense | $1,997,000 | 5,622 |
| Net interest income | $2,320,000 | 6,824 |
| Provision for loan and lease losses | $111,000 | 4,322 |
| Total noninterest income | $484,000 | 5,415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $286,000 | 4,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,306 |
| Total noninterest expense | $2,155,000 | 5,853 |
| Salaries and employee benefits | $1,246,000 | 5,074 |
| Premises and equipment expense | $288,000 | 5,894 |
| Additional noninterest expense | $621,000 | 6,882 |
| Pre-tax net operating income | $538,000 | 8,395 |
| Securities gains (losses) | $-5,000 | 9,408 |
| Applicable income taxes | $125,000 | 8,819 |
| Income before extraordinary items | $408,000 | 8,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $408,000 | 8,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,390 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $411,850 | 8,129 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,031,000 | 6,848 |
| Total interest expense | $1,793,000 | 6,344 |
| Net interest income | $2,238,000 | 7,070 |
| Provision for loan and lease losses | $97,000 | 5,852 |
| Total noninterest income | $527,000 | 5,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $254,000 | 5,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,734 |
| Total noninterest expense | $2,063,000 | 6,167 |
| Salaries and employee benefits | $1,186,000 | 5,287 |
| Premises and equipment expense | $182,000 | 8,093 |
| Additional noninterest expense | $695,000 | 6,599 |
| Pre-tax net operating income | $605,000 | 7,916 |
| Securities gains (losses) | $9,000 | 5,582 |
| Applicable income taxes | $145,000 | 8,762 |
| Income before extraordinary items | $469,000 | 7,804 |
| Extraordinary gains, net | $-48,000 | 12,717 |
| Net income | $421,000 | 8,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $150,000 | 6,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $462,160 | 7,611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,407,000 | 7,003 |
| Total interest expense | $2,172,000 | 6,690 |
| Net interest income | $2,235,000 | 7,163 |
| Provision for loan and lease losses | $132,000 | 6,450 |
| Total noninterest income | $445,000 | 6,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,916 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 6,025 |
| Total noninterest expense | $1,809,000 | 6,920 |
| Salaries and employee benefits | $1,022,000 | 5,914 |
| Premises and equipment expense | $148,000 | 9,172 |
| Additional noninterest expense | $639,000 | 7,185 |
| Pre-tax net operating income | $739,000 | 6,891 |
| Securities gains (losses) | $18,000 | 5,726 |
| Applicable income taxes | $217,000 | 7,239 |
| Income before extraordinary items | $540,000 | 7,004 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $540,000 | 7,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 4,775 |
| Cash dividends | $100,000 | 6,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $527,220 | 6,732 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.