First Oklahoma Bank and Trust Company of Edmond, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$3,544,000	8,114
Total interest expense	$1,548,000	8,374
Net interest income	$1,996,000	7,787
Provision for loan and lease losses	$119,000	6,863
Total noninterest income	$830,000	3,872
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$644,000	2,113
Trading account gains and fees	NA	NA
Additional Noninterest Income	$186,000	5,920
Total noninterest expense	$1,498,000	7,927
Salaries and employee benefits	$728,000	7,786
Premises and equipment expense	$240,000	6,971
Additional noninterest expense	$530,000	8,195
Pre-tax net operating income	$1,209,000	4,890
Securities gains (losses)	$214,000	1,926
Applicable income taxes	$535,000	3,768
Income before extraordinary items	$888,000	4,981
Extraordinary gains, net	$0	1,422
Net income	$888,000	5,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$126,000	5,311
Cash dividends	$350,000	3,631
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$751,040	5,287

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.