Home > First of America-North Central Illinois > Income and Expense
First of America-North Central Illinois, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $58,432,000 | 606 |
| Total interest expense | $23,764,000 | 623 |
| Net interest income | $34,668,000 | 585 |
| Provision for loan and lease losses | $2,035,000 | 800 |
| Total noninterest income | $7,986,000 | 708 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $3,313,000 | 440 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,673,000 | 705 |
| Total noninterest expense | $26,517,000 | 678 |
| Salaries and employee benefits | $8,681,000 | 797 |
| Premises and equipment expense | $2,395,000 | 924 |
| Additional noninterest expense | $15,441,000 | 565 |
| Pre-tax net operating income | $14,102,000 | 534 |
| Securities gains (losses) | $524,000 | 873 |
| Applicable income taxes | $4,896,000 | 545 |
| Income before extraordinary items | $9,730,000 | 552 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,730,000 | 567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,596,000 | 837 |
| Cash dividends | $500,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,378,920 | 526 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,497,000 | 861 |
| Total interest expense | $19,373,000 | 935 |
| Net interest income | $25,124,000 | 788 |
| Provision for loan and lease losses | $771,000 | 2,205 |
| Total noninterest income | $5,119,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,304,000 | 594 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,815,000 | 1,000 |
| Total noninterest expense | $19,399,000 | 873 |
| Salaries and employee benefits | $6,947,000 | 984 |
| Premises and equipment expense | $1,759,000 | 1,254 |
| Additional noninterest expense | $10,693,000 | 732 |
| Pre-tax net operating income | $10,073,000 | 631 |
| Securities gains (losses) | $104,000 | 2,949 |
| Applicable income taxes | $3,308,000 | 707 |
| Income before extraordinary items | $6,869,000 | 692 |
| Extraordinary gains, net | $-423,000 | 13,813 |
| Net income | $6,446,000 | 736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 3,394 |
| Cash dividends | $3,720,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,799,320 | 637 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.