Home > First of America Bank-West Michigan > Loan Charge- Offs and Recoveries
First of America Bank-West Michigan, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,351,000 | 448 |
| Loans secured by real estate, total | $306,000 | 1,079 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $306,000 | 1,079 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 4,473 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $304,000 | 563 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $1,781,000 | 261 |
| Loans to individuals | $2,264,000 | 318 |
| Credit card loan charge offs | $827,000 | 291 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,437,000 | 260 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,550,000 | 416 |
| Loans secured by real estate, total | $73,000 | 1,213 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $73,000 | 1,213 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $73,000 | 656 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $509,000 | 372 |
| Loans to individuals | $968,000 | 281 |
| Credit card loan recoveries | $289,000 | 229 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $679,000 | 258 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,801,000 | 433 |
| Loans secured by real estate, total | $233,000 | 1,039 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $233,000 | 1,039 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 3,781 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $231,000 | 550 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,272,000 | 215 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,296,000 | 332 |
| Credit card loan net charge offs | $538,000 | 307 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $758,000 | 253 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,172,000 | 668 |
| Loans secured by real estate, total | $884,000 | 737 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $884,000 | 735 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 3,167 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $863,000 | 415 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $775,000 | 705 |
| Loans to individuals | $1,513,000 | 416 |
| Credit card loan charge offs | $682,000 | 337 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $831,000 | 420 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,125,000 | 520 |
| Loans secured by real estate, total | $11,000 | 3,321 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $11,000 | 3,321 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $11,000 | 1,512 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $358,000 | 518 |
| Loans to individuals | $756,000 | 333 |
| Credit card loan recoveries | $253,000 | 238 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $503,000 | 313 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,047,000 | 719 |
| Loans secured by real estate, total | $873,000 | 662 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $873,000 | 660 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 2,699 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $852,000 | 374 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $417,000 | 873 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $757,000 | 495 |
| Credit card loan net charge offs | $429,000 | 364 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $328,000 | 557 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,078,000 | 678 |
| Loans secured by real estate, total | $1,092,000 | 818 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,092,000 | 818 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $3,000 | 5,919 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $1,089,000 | 446 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,037,000 | 757 |
| Loans to individuals | $1,949,000 | 441 |
| Credit card loan charge offs | $689,000 | 373 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,260,000 | 392 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,438,000 | 428 |
| Loans secured by real estate, total | $50,000 | 1,558 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $50,000 | 1,558 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $50,000 | 743 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $264,000 | 673 |
| Loans to individuals | $1,124,000 | 264 |
| Credit card loan recoveries | $372,000 | 196 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $752,000 | 256 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,640,000 | 801 |
| Loans secured by real estate, total | $1,042,000 | 774 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,042,000 | 774 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $3,000 | 5,217 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $1,039,000 | 423 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $773,000 | 818 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $825,000 | 594 |
| Credit card loan net charge offs | $317,000 | 466 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $508,000 | 564 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.