Home > First of America Bank-West Michigan > Net charge- offs to loans
First of America Bank-West Michigan, Net charge- offs to loans
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3326% | 2,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1476% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7651% | 265 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7432% | 420 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9155% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2668% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1872% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5922% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 960 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3165% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5259% | 715 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4984% | 629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3751% | 5,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2258% | 716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8279% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0011% | 1,108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7465% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7060% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1425% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |