Home > First of America Bank-West Michigan > Assets and Liabilities
First of America Bank-West Michigan, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 479 | 442 |
| Assets and Liabilities | ||
| Total Assets: | $1,353,158,000 | 447 |
| Cash and due from depository institutions | $51,452,000 | 442 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $317,286,000 | 474 |
| Federal funds sold & reverse repurchase agreements | $45,000 | 8,291 |
| Net loans & leases | $923,584,000 | 405 |
| Loan loss allowance | $9,145,000 | 596 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $30,284,000 | 298 |
| Other real estate owned | $1,260,000 | 442 |
| Goodwill and other intangibles | $7,544,000 | 369 |
| All other assets | $21,703,000 | 568 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,353,158,000 | 447 |
| Total liabilities | $1,260,437,000 | 439 |
| Total deposits | $1,037,686,000 | 424 |
| Interest-bearing deposits | $886,308,000 | 436 |
| Deposits held in domestic offices | $1,037,686,000 | 419 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $125,231,000 | 358 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $91,128,000 | 398 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $6,392,000 | 780 |
| Total equity capital | $92,721,000 | 500 |
| Total bank equity capital | $92,721,000 | 500 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $20,910,000 | 198 |
| Surplus | $50,088,000 | 434 |
| Undivided profits | $21,723,000 | 1,089 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,018,000 | 935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $52,000 | 1,070 |
| Income earned, not collected on loans | $5,233,000 | 442 |
| Earning assets | $1,240,915,000 | 438 |
| Long-term assets (5+ years) | $379,404,000 | 252 |
| Average Assets, year-to-date | $1,251,443,000 | 457 |
| Average Assets, quarterly | $1,338,278,000 | 447 |
| Volatile liabilities | $288,166,000 | 434 |
| Insider loans | $14,249,000 | 320 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,029,000 | 451 |
| Unused loan commitments | $365,566,000 | 319 |
| Tier 1 (core) risk-based capital | $89,327,000 | 514 |
| Tier 2 risk-based capital | $9,145,000 | 478 |
| Total risk weighted assets | $934,020,400 | 408 |
| Total unused commitments | $365,566,000 | 322 |
| Derivatives | $80,245,000 | 322 |
| 1993-12-31 | Rank | |
| # of Employees: | 476 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $1,129,641,000 | 507 |
| Cash and due from depository institutions | $46,572,000 | 472 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $263,352,000 | 579 |
| Federal funds sold & reverse repurchase agreements | $654,000 | 8,681 |
| Net loans & leases | $769,184,000 | 453 |
| Loan loss allowance | $8,346,000 | 673 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $29,210,000 | 301 |
| Other real estate owned | $2,563,000 | 472 |
| Goodwill and other intangibles | $8,257,000 | 311 |
| All other assets | $9,849,000 | 962 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,129,641,000 | 507 |
| Total liabilities | $1,042,579,000 | 506 |
| Total deposits | $978,711,000 | 465 |
| Interest-bearing deposits | $853,725,000 | 465 |
| Deposits held in domestic offices | $978,711,000 | 457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,603,000 | 506 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $11,184,000 | 1,005 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $6,081,000 | 838 |
| Total equity capital | $87,062,000 | 522 |
| Total bank equity capital | $87,062,000 | 522 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $20,910,000 | 195 |
| Surplus | $51,605,000 | 398 |
| Undivided profits | $14,547,000 | 1,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,018,000 | 849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $3,944,000 | 500 |
| Earning assets | $1,033,190,000 | 502 |
| Long-term assets (5+ years) | $277,964,000 | 288 |
| Average Assets, year-to-date | $1,086,650,800 | 508 |
| Average Assets, quarterly | $1,127,291,500 | 499 |
| Volatile liabilities | $161,596,000 | 602 |
| Insider loans | $7,737,000 | 544 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $32,399,000 | 147 |
| Unused loan commitments | $263,919,000 | 374 |
| Tier 1 (core) risk-based capital | $77,288,000 | 547 |
| Tier 2 risk-based capital | $8,346,000 | 505 |
| Total risk weighted assets | $754,191,400 | 463 |
| Total unused commitments | $263,919,000 | 380 |
| Derivatives | $27,482,000 | 411 |
| 1992-12-31 | Rank | |
| # of Employees: | 450 | 512 |
| Assets and Liabilities | ||
| Total Assets: | $1,012,261,000 | 576 |
| Cash and due from depository institutions | $53,504,000 | 512 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $190,963,000 | 724 |
| Federal funds sold & reverse repurchase agreements | $2,796,000 | 5,295 |
| Net loans & leases | $716,641,000 | 487 |
| Loan loss allowance | $7,525,000 | 748 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $27,340,000 | 320 |
| Other real estate owned | $2,006,000 | 512 |
| Goodwill and other intangibles | $9,014,000 | 294 |
| All other assets | $9,997,000 | 989 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,012,261,000 | 576 |
| Total liabilities | $938,662,000 | 572 |
| Total deposits | $899,627,000 | 529 |
| Interest-bearing deposits | $786,682,000 | 534 |
| Deposits held in domestic offices | $899,627,000 | 522 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,400,000 | 596 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,246,000 | 1,188 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $5,389,000 | 904 |
| Total equity capital | $73,599,000 | 566 |
| Total bank equity capital | $73,599,000 | 566 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $20,910,000 | 192 |
| Surplus | $40,088,000 | 471 |
| Undivided profits | $12,601,000 | 1,739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,559,000 | 1,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $4,160,000 | 536 |
| Earning assets | $910,400,000 | 578 |
| Long-term assets (5+ years) | $158,379,000 | 433 |
| Average Assets, year-to-date | $993,845,400 | 577 |
| Average Assets, quarterly | $1,015,242,500 | 570 |
| Volatile liabilities | $116,100,000 | 677 |
| Insider loans | $791,000 | 1,104 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $224,094,000 | 390 |
| Tier 1 (core) risk-based capital | $64,585,000 | 605 |
| Tier 2 risk-based capital | $7,525,000 | 549 |
| Total risk weighted assets | $683,452,700 | 519 |
| Total unused commitments | $224,094,000 | 395 |
| Derivatives | $0 | 651 |