Home > First of America Bank-Upper Peninsula > Loan Charge- Offs and Recoveries
First of America Bank-Upper Peninsula, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $626,000 | 1,935 |
| Loans secured by real estate, total | $126,000 | 2,162 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $126,000 | 2,161 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $28,000 | 2,760 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $98,000 | 1,310 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $61,000 | 4,081 |
| Loans to individuals | $439,000 | 877 |
| Credit card loan charge offs | $282,000 | 494 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $157,000 | 1,507 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $582,000 | 816 |
| Loans secured by real estate, total | $188,000 | 658 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $188,000 | 657 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $21,000 | 1,436 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $167,000 | 407 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $72,000 | 2,000 |
| Loans to individuals | $322,000 | 542 |
| Credit card loan recoveries | $73,000 | 416 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $249,000 | 513 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Loans secured by real estate, total | $-62,000 | 12,967 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-62,000 | 13,006 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 3,860 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-69,000 | 13,085 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-11,000 | 11,494 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $117,000 | 1,639 |
| Credit card loan net charge offs | $209,000 | 501 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-92,000 | 13,224 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,783,000 | 1,228 |
| Loans secured by real estate, total | $404,000 | 1,477 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $404,000 | 1,477 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $196,000 | 1,035 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $208,000 | 1,182 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $591,000 | 1,193 |
| Loans to individuals | $788,000 | 747 |
| Credit card loan charge offs | $299,000 | 527 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $489,000 | 786 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $427,000 | 1,023 |
| Loans secured by real estate, total | $47,000 | 1,618 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $47,000 | 1,618 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $30,000 | 978 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $163,000 | 1,026 |
| Loans to individuals | $217,000 | 725 |
| Credit card loan recoveries | $68,000 | 425 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $149,000 | 832 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,356,000 | 1,284 |
| Loans secured by real estate, total | $357,000 | 1,418 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $357,000 | 1,418 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $179,000 | 978 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $178,000 | 1,205 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $428,000 | 1,321 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $571,000 | 742 |
| Credit card loan net charge offs | $231,000 | 539 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $340,000 | 751 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.