Home > First of America Bank - Springfield > Loan Charge- Offs and Recoveries
First of America Bank - Springfield, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,737,000 | 976 |
| Loans secured by real estate, total | $109,000 | 2,325 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $109,000 | 2,324 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $4,000 | 4,948 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $105,000 | 1,256 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $16,000 | 138 |
| Commercial and industrial loans | $144,000 | 2,489 |
| Loans to individuals | $1,468,000 | 423 |
| Credit card loan charge offs | $334,000 | 449 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,134,000 | 329 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $408,000 | 1,054 |
| Loans secured by real estate, total | $49,000 | 1,621 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $49,000 | 1,621 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $49,000 | 844 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 180 |
| Commercial and industrial loans | $105,000 | 1,425 |
| Loans to individuals | $250,000 | 634 |
| Credit card loan recoveries | $64,000 | 438 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $186,000 | 630 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,329,000 | 939 |
| Loans secured by real estate, total | $60,000 | 2,597 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $60,000 | 2,595 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 4,264 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $56,000 | 1,422 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $12,000 | 96 |
| Commercial and industrial loans | $39,000 | 3,839 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,218,000 | 381 |
| Credit card loan net charge offs | $270,000 | 445 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $948,000 | 252 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $887,000 | 1,993 |
| Loans secured by real estate, total | $56,000 | 3,946 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $56,000 | 3,946 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 3,490 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $31,000 | 2,577 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $3,000 | 187 |
| Commercial and industrial loans | $96,000 | 4,198 |
| Loans to individuals | $732,000 | 778 |
| Credit card loan charge offs | $308,000 | 519 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $424,000 | 855 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $304,000 | 1,373 |
| Loans secured by real estate, total | $30,000 | 2,141 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $30,000 | 2,141 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $9,000 | 2,272 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $21,000 | 1,128 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $63,000 | 72 |
| Commercial and industrial loans | $54,000 | 2,651 |
| Loans to individuals | $157,000 | 941 |
| Credit card loan recoveries | $87,000 | 384 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $70,000 | 1,470 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $583,000 | 2,209 |
| Loans secured by real estate, total | $26,000 | 4,631 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $26,000 | 4,631 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,657 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $10,000 | 3,025 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-60,000 | 1,156 |
| Commercial and industrial loans | $42,000 | 4,966 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $575,000 | 741 |
| Credit card loan net charge offs | $221,000 | 551 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $354,000 | 733 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.