Home > First of America Bank - Springfield > Income and Expense
First of America Bank - Springfield, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $57,458,000 | 615 |
| Total interest expense | $22,732,000 | 642 |
| Net interest income | $34,726,000 | 584 |
| Provision for loan and lease losses | $793,000 | 1,530 |
| Total noninterest income | $11,369,000 | 553 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $5,012,000 | 315 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,357,000 | 572 |
| Total noninterest expense | $31,892,000 | 591 |
| Salaries and employee benefits | $11,857,000 | 617 |
| Premises and equipment expense | $3,409,000 | 690 |
| Additional noninterest expense | $16,626,000 | 536 |
| Pre-tax net operating income | $13,410,000 | 548 |
| Securities gains (losses) | $1,072,000 | 517 |
| Applicable income taxes | $4,819,000 | 555 |
| Income before extraordinary items | $9,663,000 | 555 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,663,000 | 569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,329,000 | 939 |
| Cash dividends | $11,395,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $22,375,000 | 66 |
| Net operating income | $8,944,760 | 550 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $44,470,000 | 862 |
| Total interest expense | $16,445,000 | 1,095 |
| Net interest income | $28,025,000 | 713 |
| Provision for loan and lease losses | $711,000 | 2,341 |
| Total noninterest income | $6,777,000 | 783 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,421,000 | 429 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,356,000 | 882 |
| Total noninterest expense | $26,851,000 | 669 |
| Salaries and employee benefits | $9,499,000 | 734 |
| Premises and equipment expense | $2,848,000 | 835 |
| Additional noninterest expense | $14,504,000 | 584 |
| Pre-tax net operating income | $7,240,000 | 897 |
| Securities gains (losses) | $1,403,000 | 509 |
| Applicable income taxes | $3,904,000 | 606 |
| Income before extraordinary items | $4,739,000 | 1,006 |
| Extraordinary gains, net | $-437,000 | 13,816 |
| Net income | $4,302,000 | 1,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 2,209 |
| Cash dividends | $2,835,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $5,934,000 | 149 |
| Net operating income | $3,841,080 | 1,130 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.