Home > First of America Bank-Security > Loan Charge- Offs and Recoveries
First of America Bank-Security, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $28,138,000 | 154 |
| Loans secured by real estate, total | $939,000 | 713 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $939,000 | 711 |
| Construction and land development | $112,000 | 566 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $190,000 | 938 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $637,000 | 496 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $31,000 | 5,441 |
| Loans to individuals | $27,168,000 | 57 |
| Credit card loan charge offs | $26,023,000 | 47 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,145,000 | 326 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,374,000 | 233 |
| Loans secured by real estate, total | $159,000 | 735 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $159,000 | 734 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $53,000 | 724 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $106,000 | 525 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $42,000 | 2,924 |
| Loans to individuals | $4,173,000 | 99 |
| Credit card loan recoveries | $3,689,000 | 49 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $484,000 | 327 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $23,764,000 | 142 |
| Loans secured by real estate, total | $780,000 | 704 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $780,000 | 702 |
| Construction and land development | $112,000 | 502 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $137,000 | 1,012 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $531,000 | 491 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-11,000 | 11,494 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $22,995,000 | 49 |
| Credit card loan net charge offs | $22,334,000 | 46 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $661,000 | 342 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $20,590,000 | 246 |
| Loans secured by real estate, total | $709,000 | 1,057 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $709,000 | 1,057 |
| Construction and land development | $137,000 | 719 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $549,000 | 494 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $23,000 | 2,801 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $154,000 | 3,190 |
| Loans to individuals | $19,727,000 | 84 |
| Credit card loan charge offs | $19,165,000 | 56 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $562,000 | 707 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,873,000 | 278 |
| Loans secured by real estate, total | $25,000 | 2,356 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $25,000 | 2,356 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $23,000 | 1,363 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $2,000 | 2,082 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $76,000 | 2,041 |
| Loans to individuals | $2,772,000 | 143 |
| Credit card loan recoveries | $2,601,000 | 58 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $171,000 | 743 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $17,717,000 | 236 |
| Loans secured by real estate, total | $684,000 | 986 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $684,000 | 986 |
| Construction and land development | $137,000 | 688 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $526,000 | 449 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $21,000 | 2,623 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $78,000 | 3,820 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $16,955,000 | 81 |
| Credit card loan net charge offs | $16,564,000 | 59 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $391,000 | 686 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.