Home > First of America Bank - Northwest Indiana > Income and Expense
First of America Bank - Northwest Indiana, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,975,000 | 1,549 |
| Total interest expense | $7,779,000 | 1,620 |
| Net interest income | $12,196,000 | 1,476 |
| Provision for loan and lease losses | $264,000 | 2,491 |
| Total noninterest income | $3,256,000 | 1,283 |
| Gross Fiduciary activities income | $1,073,000 | 510 |
| Service charges on deposit accounts | $1,142,000 | 1,157 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,041,000 | 1,792 |
| Total noninterest expense | $10,216,000 | 1,432 |
| Salaries and employee benefits | $3,625,000 | 1,848 |
| Premises and equipment expense | $995,000 | 2,051 |
| Additional noninterest expense | $5,596,000 | 1,071 |
| Pre-tax net operating income | $4,972,000 | 1,480 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $1,569,000 | 1,493 |
| Income before extraordinary items | $3,396,000 | 1,452 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,396,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,443 |
| Cash dividends | $2,400,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,400,760 | 1,465 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,815,000 | 1,663 |
| Total interest expense | $7,433,000 | 1,766 |
| Net interest income | $11,382,000 | 1,584 |
| Provision for loan and lease losses | $597,000 | 1,875 |
| Total noninterest income | $3,646,000 | 1,259 |
| Gross Fiduciary activities income | $1,130,000 | 516 |
| Service charges on deposit accounts | $1,181,000 | 1,140 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,335,000 | 1,689 |
| Total noninterest expense | $9,967,000 | 1,533 |
| Salaries and employee benefits | $3,490,000 | 1,918 |
| Premises and equipment expense | $1,080,000 | 1,920 |
| Additional noninterest expense | $5,397,000 | 1,194 |
| Pre-tax net operating income | $4,464,000 | 1,570 |
| Securities gains (losses) | $336,000 | 1,197 |
| Applicable income taxes | $1,328,000 | 1,756 |
| Income before extraordinary items | $3,472,000 | 1,464 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,472,000 | 1,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,777 |
| Cash dividends | $2,800,000 | 766 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,230,080 | 1,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,407,000 | 1,738 |
| Total interest expense | $9,208,000 | 1,838 |
| Net interest income | $11,199,000 | 1,646 |
| Provision for loan and lease losses | $354,000 | 3,754 |
| Total noninterest income | $3,078,000 | 1,406 |
| Gross Fiduciary activities income | $1,120,000 | 522 |
| Service charges on deposit accounts | $1,208,000 | 1,082 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $750,000 | 2,404 |
| Total noninterest expense | $10,144,000 | 1,511 |
| Salaries and employee benefits | $3,832,000 | 1,734 |
| Premises and equipment expense | $1,124,000 | 1,878 |
| Additional noninterest expense | $5,188,000 | 1,272 |
| Pre-tax net operating income | $3,779,000 | 1,649 |
| Securities gains (losses) | $175,000 | 2,204 |
| Applicable income taxes | $1,155,000 | 1,824 |
| Income before extraordinary items | $2,799,000 | 1,644 |
| Extraordinary gains, net | $-233,000 | 13,758 |
| Net income | $2,566,000 | 1,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $421,000 | 2,739 |
| Cash dividends | $2,224,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $4,672,000 | 181 |
| Net operating income | $2,674,750 | 1,577 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.