Home > First of America Bank - Northern Michigan > Net charge- offs to loans
First of America Bank - Northern Michigan, Net charge- offs to loans
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1254% | 6,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0445% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1298% | 652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1830% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4902% | 754 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2305% | 430 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4105% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1953% | 7,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1393% | 857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4335% | 607 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2097% | 159 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0139% | 1,494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0146% | 1,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5417% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2109% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |