Home > First of America Bank-Metro Southwest > Loan Charge- Offs and Recoveries
First of America Bank-Metro Southwest, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,174,000 | 844 |
| Loans secured by real estate, total | $77,000 | 2,753 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $77,000 | 2,752 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $77,000 | 1,430 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $25,000 | 121 |
| Commercial and industrial loans | $161,000 | 2,324 |
| Loans to individuals | $1,911,000 | 372 |
| Credit card loan charge offs | $424,000 | 403 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,487,000 | 269 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $539,000 | 859 |
| Loans secured by real estate, total | $10,000 | 3,447 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $10,000 | 3,448 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,266 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,713 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $53,000 | 77 |
| Commercial and industrial loans | $94,000 | 1,599 |
| Loans to individuals | $382,000 | 488 |
| Credit card loan recoveries | $50,000 | 471 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $332,000 | 432 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,635,000 | 819 |
| Loans secured by real estate, total | $67,000 | 2,474 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $67,000 | 2,472 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-3,000 | 11,947 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $70,000 | 1,300 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-28,000 | 1,111 |
| Commercial and industrial loans | $67,000 | 2,957 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,529,000 | 328 |
| Credit card loan net charge offs | $374,000 | 385 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,155,000 | 216 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,584,000 | 1,327 |
| Loans secured by real estate, total | $49,000 | 4,185 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $49,000 | 4,185 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $39,000 | 295 |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 4,794 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $90,000 | 88 |
| Commercial and industrial loans | $76,000 | 4,744 |
| Loans to individuals | $1,369,000 | 531 |
| Credit card loan charge offs | $252,000 | 564 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,117,000 | 433 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $468,000 | 959 |
| Loans secured by real estate, total | $41,000 | 1,772 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $41,000 | 1,771 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $22,000 | 226 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,677 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,361 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $81,000 | 64 |
| Commercial and industrial loans | $50,000 | 2,773 |
| Loans to individuals | $296,000 | 610 |
| Credit card loan recoveries | $16,000 | 810 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $280,000 | 522 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,116,000 | 1,463 |
| Loans secured by real estate, total | $8,000 | 6,059 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $8,000 | 6,058 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $17,000 | 428 |
| Secured by 1-4 family residential properties- net charge-offs | $4,000 | 5,044 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-13,000 | 13,512 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 128 |
| Commercial and industrial loans | $26,000 | 5,699 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,073,000 | 513 |
| Credit card loan net charge offs | $236,000 | 534 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $837,000 | 400 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.