Home > First of America Bank-Metro Southwest > Income and Expense
First of America Bank-Metro Southwest, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $38,540,000 | 858 |
| Total interest expense | $16,039,000 | 883 |
| Net interest income | $22,501,000 | 837 |
| Provision for loan and lease losses | $1,987,000 | 821 |
| Total noninterest income | $6,287,000 | 836 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,025,000 | 674 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,262,000 | 768 |
| Total noninterest expense | $16,652,000 | 969 |
| Salaries and employee benefits | $6,083,000 | 1,113 |
| Premises and equipment expense | $1,251,000 | 1,673 |
| Additional noninterest expense | $9,318,000 | 800 |
| Pre-tax net operating income | $10,149,000 | 719 |
| Securities gains (losses) | $268,000 | 1,407 |
| Applicable income taxes | $3,381,000 | 760 |
| Income before extraordinary items | $7,036,000 | 743 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,036,000 | 770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,635,000 | 819 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,853,760 | 706 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $31,165,000 | 1,176 |
| Total interest expense | $14,041,000 | 1,262 |
| Net interest income | $17,124,000 | 1,084 |
| Provision for loan and lease losses | $972,000 | 1,878 |
| Total noninterest income | $3,761,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,674,000 | 787 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,087,000 | 1,206 |
| Total noninterest expense | $12,961,000 | 1,226 |
| Salaries and employee benefits | $5,022,000 | 1,337 |
| Premises and equipment expense | $991,000 | 2,108 |
| Additional noninterest expense | $6,948,000 | 1,016 |
| Pre-tax net operating income | $6,952,000 | 939 |
| Securities gains (losses) | $664,000 | 876 |
| Applicable income taxes | $2,325,000 | 994 |
| Income before extraordinary items | $5,291,000 | 903 |
| Extraordinary gains, net | $-305,000 | 13,784 |
| Net income | $4,986,000 | 960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,116,000 | 1,463 |
| Cash dividends | $2,257,000 | 755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $4,832,840 | 894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.