Home > First of America Bank-Indiana > Income and Expense
First of America Bank-Indiana, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $105,606,000 | 411 |
| Total interest expense | $49,034,000 | 429 |
| Net interest income | $56,572,000 | 399 |
| Provision for loan and lease losses | $5,140,000 | 330 |
| Total noninterest income | $22,088,000 | 365 |
| Gross Fiduciary activities income | $4,078,000 | 242 |
| Service charges on deposit accounts | $8,665,000 | 223 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,345,000 | 441 |
| Total noninterest expense | $54,075,000 | 371 |
| Salaries and employee benefits | $15,326,000 | 475 |
| Premises and equipment expense | $6,122,000 | 401 |
| Additional noninterest expense | $32,627,000 | 310 |
| Pre-tax net operating income | $19,445,000 | 466 |
| Securities gains (losses) | $-62,000 | 11,093 |
| Applicable income taxes | $7,571,000 | 435 |
| Income before extraordinary items | $11,812,000 | 501 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $11,812,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,364,000 | 369 |
| Cash dividends | $14,300,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $11,851,680 | 495 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $115,486,000 | 407 |
| Total interest expense | $59,100,000 | 383 |
| Net interest income | $56,386,000 | 415 |
| Provision for loan and lease losses | $3,793,000 | 385 |
| Total noninterest income | $24,967,000 | 353 |
| Gross Fiduciary activities income | $3,619,000 | 269 |
| Service charges on deposit accounts | $6,306,000 | 286 |
| Trading account gains and fees | $-244,000 | 4,830 |
| Additional Noninterest Income | $15,286,000 | 337 |
| Total noninterest expense | $48,334,000 | 408 |
| Salaries and employee benefits | $14,140,000 | 512 |
| Premises and equipment expense | $5,258,000 | 465 |
| Additional noninterest expense | $28,936,000 | 335 |
| Pre-tax net operating income | $29,226,000 | 361 |
| Securities gains (losses) | $55,000 | 1,247 |
| Applicable income taxes | $11,620,000 | 338 |
| Income before extraordinary items | $17,661,000 | 384 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $17,661,000 | 382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,081,000 | 362 |
| Cash dividends | $12,807,000 | 343 |
| Sale, conversion, retirement of capital stock, net | $19,576,000 | 25 |
| Net operating income | $17,625,800 | 384 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $82,074,000 | 470 |
| Total interest expense | $37,885,000 | 449 |
| Net interest income | $44,189,000 | 484 |
| Provision for loan and lease losses | $2,252,000 | 527 |
| Total noninterest income | $13,441,000 | 486 |
| Gross Fiduciary activities income | $2,392,000 | 333 |
| Service charges on deposit accounts | $3,787,000 | 410 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,262,000 | 508 |
| Total noninterest expense | $38,058,000 | 484 |
| Salaries and employee benefits | $12,053,000 | 600 |
| Premises and equipment expense | $3,581,000 | 649 |
| Additional noninterest expense | $22,424,000 | 408 |
| Pre-tax net operating income | $17,320,000 | 505 |
| Securities gains (losses) | $676,000 | 216 |
| Applicable income taxes | $6,336,000 | 478 |
| Income before extraordinary items | $11,660,000 | 500 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $11,660,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,732,000 | 623 |
| Cash dividends | $2,600,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $11,220,600 | 517 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $76,845,000 | 486 |
| Total interest expense | $35,759,000 | 463 |
| Net interest income | $41,086,000 | 508 |
| Provision for loan and lease losses | $608,000 | 1,825 |
| Total noninterest income | $10,117,000 | 603 |
| Gross Fiduciary activities income | $2,474,000 | 335 |
| Service charges on deposit accounts | $3,185,000 | 457 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,458,000 | 742 |
| Total noninterest expense | $31,772,000 | 593 |
| Salaries and employee benefits | $11,837,000 | 619 |
| Premises and equipment expense | $3,258,000 | 721 |
| Additional noninterest expense | $16,677,000 | 533 |
| Pre-tax net operating income | $18,823,000 | 427 |
| Securities gains (losses) | $1,163,000 | 480 |
| Applicable income taxes | $6,695,000 | 438 |
| Income before extraordinary items | $13,291,000 | 427 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $13,291,000 | 440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $863,000 | 1,265 |
| Cash dividends | $9,400,000 | 303 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $12,511,790 | 425 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $77,316,000 | 544 |
| Total interest expense | $38,306,000 | 551 |
| Net interest income | $39,010,000 | 537 |
| Provision for loan and lease losses | $646,000 | 2,501 |
| Total noninterest income | $8,192,000 | 685 |
| Gross Fiduciary activities income | $1,973,000 | 388 |
| Service charges on deposit accounts | $3,038,000 | 472 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,181,000 | 915 |
| Total noninterest expense | $38,312,000 | 498 |
| Salaries and employee benefits | $11,787,000 | 621 |
| Premises and equipment expense | $2,954,000 | 810 |
| Additional noninterest expense | $23,571,000 | 409 |
| Pre-tax net operating income | $8,244,000 | 779 |
| Securities gains (losses) | $480,000 | 1,118 |
| Applicable income taxes | $6,779,000 | 370 |
| Income before extraordinary items | $1,945,000 | 2,351 |
| Extraordinary gains, net | $-724,000 | 13,846 |
| Net income | $1,221,000 | 3,789 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,145,000 | 1,433 |
| Cash dividends | $3,153,000 | 565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,637,800 | 2,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.