Home > First of America Bank-Indiana > Net charge- offs to loans
First of America Bank-Indiana, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4140% | 2,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0743% | 503 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1228% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0606% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0687% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6587% | 271 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2717% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1644% | 848 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3678% | 2,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 1.0587% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0221% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1281% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3190% | 410 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1259% | 328 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9567% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2048% | 3,955 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 1.4918% | 116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1268% | 593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6077% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8285% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3424% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1124% | 6,843 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0080% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0085% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1735% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6113% | 634 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7263% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1653% | 1,203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1612% | 7,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0329% | 1,152 |
| Percentage Net Loans Charged-off:Construction & development | 0.2186% | 537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4146% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7438% | 756 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3643% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |