Home > First of America Bank-Illinois > Loan Charge- Offs and Recoveries
First of America Bank-Illinois, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $57,338,000 | 86 |
| Loans secured by real estate, total | $1,531,000 | 217 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,531,000 | 217 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $627,000 | 239 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $904,000 | 126 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $159,000 | 53 |
| Commercial and industrial loans | $6,884,000 | 77 |
| Loans to individuals | $48,764,000 | 71 |
| Credit card loan charge offs | $36,099,000 | 59 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $12,665,000 | 64 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $12,698,000 | 90 |
| Loans secured by real estate, total | $318,000 | 327 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $318,000 | 327 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $102,000 | 360 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $216,000 | 246 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $169,000 | 31 |
| Commercial and industrial loans | $886,000 | 149 |
| Loans to individuals | $11,325,000 | 56 |
| Credit card loan recoveries | $2,612,000 | 76 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,713,000 | 32 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $44,640,000 | 76 |
| Loans secured by real estate, total | $1,213,000 | 179 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,213,000 | 178 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $525,000 | 231 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $688,000 | 93 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-10,000 | 1,075 |
| Commercial and industrial loans | $5,998,000 | 63 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $37,439,000 | 70 |
| Credit card loan net charge offs | $33,487,000 | 57 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,952,000 | 123 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $55,176,000 | 92 |
| Loans secured by real estate, total | $2,658,000 | 192 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $2,658,000 | 192 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $507,000 | 316 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $2,151,000 | 96 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $329,000 | 41 |
| Commercial and industrial loans | $3,097,000 | 146 |
| Loans to individuals | $49,092,000 | 62 |
| Credit card loan charge offs | $29,990,000 | 65 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $19,102,000 | 41 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,896,000 | 74 |
| Loans secured by real estate, total | $1,310,000 | 146 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $1,310,000 | 146 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $33,000 | 869 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $1,277,000 | 87 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 145 |
| Commercial and industrial loans | $1,021,000 | 172 |
| Loans to individuals | $14,552,000 | 42 |
| Credit card loan recoveries | $1,648,000 | 96 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,904,000 | 17 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $38,280,000 | 91 |
| Loans secured by real estate, total | $1,348,000 | 240 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,348,000 | 239 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $474,000 | 276 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $874,000 | 141 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $316,000 | 34 |
| Commercial and industrial loans | $2,076,000 | 138 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $34,540,000 | 64 |
| Credit card loan net charge offs | $28,342,000 | 60 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,198,000 | 86 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $49,000,000 | 87 |
| Loans secured by real estate, total | $3,904,000 | 177 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $3,904,000 | 176 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $93,000 | 1,141 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $3,811,000 | 88 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $31,000 | 111 |
| Commercial and industrial loans | $2,267,000 | 185 |
| Loans to individuals | $42,798,000 | 53 |
| Credit card loan charge offs | $18,552,000 | 68 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $24,246,000 | 16 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $16,749,000 | 71 |
| Loans secured by real estate, total | $1,266,000 | 155 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,266,000 | 153 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $31,000 | 914 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $1,235,000 | 104 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $26,000 | 108 |
| Commercial and industrial loans | $673,000 | 267 |
| Loans to individuals | $14,784,000 | 30 |
| Credit card loan recoveries | $1,046,000 | 117 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $13,738,000 | 8 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $32,251,000 | 89 |
| Loans secured by real estate, total | $2,638,000 | 188 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $2,638,000 | 187 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $62,000 | 1,202 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $2,576,000 | 101 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 119 |
| Commercial and industrial loans | $1,594,000 | 153 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $28,014,000 | 63 |
| Credit card loan net charge offs | $17,506,000 | 64 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $10,508,000 | 29 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $29,139,000 | 117 |
| Loans secured by real estate, total | $1,919,000 | 347 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,919,000 | 347 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $385,000 | 476 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,534,000 | 208 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 147 |
| Commercial and industrial loans | $6,232,000 | 104 |
| Loans to individuals | $20,979,000 | 70 |
| Credit card loan charge offs | $8,715,000 | 89 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $12,264,000 | 30 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $10,708,000 | 116 |
| Loans secured by real estate, total | $291,000 | 477 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $291,000 | 476 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $89,000 | 470 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $202,000 | 344 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $20,000 | 122 |
| Commercial and industrial loans | $2,219,000 | 142 |
| Loans to individuals | $8,178,000 | 60 |
| Credit card loan recoveries | $616,000 | 151 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,562,000 | 23 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,431,000 | 120 |
| Loans secured by real estate, total | $1,628,000 | 313 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,628,000 | 313 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $296,000 | 482 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $1,332,000 | 189 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-11,000 | 1,097 |
| Commercial and industrial loans | $4,013,000 | 83 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $12,801,000 | 81 |
| Credit card loan net charge offs | $8,099,000 | 80 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,702,000 | 44 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,530,000 | 616 |
| Loans secured by real estate, total | $737,000 | 828 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $737,000 | 826 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $8,000 | 4,351 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $729,000 | 457 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $975,000 | 566 |
| Loans to individuals | $1,818,000 | 383 |
| Credit card loan charge offs | $1,168,000 | 261 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $650,000 | 500 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $463,000 | 962 |
| Loans secured by real estate, total | $7,000 | 3,899 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $7,000 | 3,899 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 2,509 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $95,000 | 1,582 |
| Loans to individuals | $361,000 | 503 |
| Credit card loan recoveries | $47,000 | 484 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $314,000 | 448 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,067,000 | 555 |
| Loans secured by real estate, total | $730,000 | 732 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $730,000 | 730 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 4,760 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $729,000 | 414 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $880,000 | 472 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,457,000 | 341 |
| Credit card loan net charge offs | $1,121,000 | 239 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $336,000 | 542 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,455,000 | 1,401 |
| Loans secured by real estate, total | $91,000 | 3,150 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $91,000 | 3,150 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $91,000 | 1,723 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $437,000 | 1,549 |
| Loans to individuals | $927,000 | 687 |
| Credit card loan charge offs | $197,000 | 641 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $730,000 | 590 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $689,000 | 737 |
| Loans secured by real estate, total | $73,000 | 1,194 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $73,000 | 1,194 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $73,000 | 528 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $137,000 | 1,211 |
| Loans to individuals | $479,000 | 462 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $474,000 | 366 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $766,000 | 1,862 |
| Loans secured by real estate, total | $18,000 | 5,153 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $18,000 | 5,153 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $18,000 | 3,513 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $300,000 | 1,703 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $448,000 | 865 |
| Credit card loan net charge offs | $192,000 | 588 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $256,000 | 921 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.