Home > First of America Bank-Illinois > Income and Expense
First of America Bank-Illinois, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $471,301,000 | 123 |
| Total interest expense | $205,710,000 | 141 |
| Net interest income | $265,591,000 | 117 |
| Provision for loan and lease losses | $46,598,000 | 84 |
| Total noninterest income | $145,369,000 | 111 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $33,425,000 | 80 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $111,944,000 | 103 |
| Total noninterest expense | $222,479,000 | 125 |
| Salaries and employee benefits | $54,866,000 | 167 |
| Premises and equipment expense | $19,818,000 | 155 |
| Additional noninterest expense | $147,795,000 | 94 |
| Pre-tax net operating income | $141,883,000 | 105 |
| Securities gains (losses) | $-762,000 | 10,892 |
| Applicable income taxes | $57,277,000 | 102 |
| Income before extraordinary items | $83,844,000 | 123 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $83,844,000 | 123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,640,000 | 76 |
| Cash dividends | $79,000,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $84,331,680 | 116 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $514,093,000 | 127 |
| Total interest expense | $240,894,000 | 132 |
| Net interest income | $273,199,000 | 124 |
| Provision for loan and lease losses | $37,369,000 | 95 |
| Total noninterest income | $122,140,000 | 134 |
| Gross Fiduciary activities income | $30,796,000 | 70 |
| Service charges on deposit accounts | $32,257,000 | 94 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $59,087,000 | 156 |
| Total noninterest expense | $258,467,000 | 123 |
| Salaries and employee benefits | $61,708,000 | 164 |
| Premises and equipment expense | $22,915,000 | 154 |
| Additional noninterest expense | $173,844,000 | 84 |
| Pre-tax net operating income | $99,503,000 | 152 |
| Securities gains (losses) | $1,558,000 | 184 |
| Applicable income taxes | $41,199,000 | 131 |
| Income before extraordinary items | $59,862,000 | 167 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $59,862,000 | 165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,280,000 | 91 |
| Cash dividends | $142,500,000 | 57 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $58,864,880 | 165 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $563,978,000 | 108 |
| Total interest expense | $285,994,000 | 109 |
| Net interest income | $277,984,000 | 122 |
| Provision for loan and lease losses | $39,228,000 | 72 |
| Total noninterest income | $83,898,000 | 162 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $29,247,000 | 101 |
| Trading account gains and fees | $-622,000 | 4,837 |
| Additional Noninterest Income | $55,273,000 | 143 |
| Total noninterest expense | $228,426,000 | 135 |
| Salaries and employee benefits | $64,825,000 | 157 |
| Premises and equipment expense | $23,109,000 | 152 |
| Additional noninterest expense | $140,492,000 | 96 |
| Pre-tax net operating income | $94,228,000 | 157 |
| Securities gains (losses) | $-8,000 | 9,956 |
| Applicable income taxes | $37,258,000 | 144 |
| Income before extraordinary items | $56,962,000 | 172 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $56,962,000 | 171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,251,000 | 89 |
| Cash dividends | $96,600,000 | 72 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $56,967,120 | 171 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $506,123,000 | 104 |
| Total interest expense | $224,130,000 | 103 |
| Net interest income | $281,993,000 | 109 |
| Provision for loan and lease losses | $26,508,000 | 81 |
| Total noninterest income | $71,834,000 | 179 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $26,079,000 | 105 |
| Trading account gains and fees | $72,000 | 258 |
| Additional Noninterest Income | $45,683,000 | 155 |
| Total noninterest expense | $232,076,000 | 119 |
| Salaries and employee benefits | $73,054,000 | 142 |
| Premises and equipment expense | $22,710,000 | 149 |
| Additional noninterest expense | $136,312,000 | 100 |
| Pre-tax net operating income | $95,243,000 | 152 |
| Securities gains (losses) | $669,000 | 217 |
| Applicable income taxes | $32,095,000 | 147 |
| Income before extraordinary items | $63,817,000 | 153 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $63,817,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,431,000 | 120 |
| Cash dividends | $71,800,000 | 79 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $63,368,770 | 153 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $69,698,000 | 525 |
| Total interest expense | $28,273,000 | 547 |
| Net interest income | $41,425,000 | 504 |
| Provision for loan and lease losses | $4,924,000 | 438 |
| Total noninterest income | $11,017,000 | 567 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $4,478,000 | 348 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,539,000 | 564 |
| Total noninterest expense | $34,905,000 | 542 |
| Salaries and employee benefits | $10,587,000 | 682 |
| Premises and equipment expense | $4,417,000 | 549 |
| Additional noninterest expense | $19,901,000 | 465 |
| Pre-tax net operating income | $12,613,000 | 571 |
| Securities gains (losses) | $163,000 | 1,907 |
| Applicable income taxes | $2,741,000 | 934 |
| Income before extraordinary items | $10,035,000 | 537 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $10,035,000 | 548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,067,000 | 555 |
| Cash dividends | $3,100,000 | 692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,906,230 | 510 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $59,082,000 | 672 |
| Total interest expense | $26,247,000 | 725 |
| Net interest income | $32,835,000 | 627 |
| Provision for loan and lease losses | $2,334,000 | 1,023 |
| Total noninterest income | $7,013,000 | 761 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $4,394,000 | 351 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,619,000 | 1,049 |
| Total noninterest expense | $34,303,000 | 551 |
| Salaries and employee benefits | $9,854,000 | 711 |
| Premises and equipment expense | $3,906,000 | 641 |
| Additional noninterest expense | $20,543,000 | 450 |
| Pre-tax net operating income | $3,211,000 | 1,940 |
| Securities gains (losses) | $627,000 | 908 |
| Applicable income taxes | $3,643,000 | 650 |
| Income before extraordinary items | $195,000 | 10,664 |
| Extraordinary gains, net | $-461,000 | 13,818 |
| Net income | $-266,000 | 13,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $766,000 | 1,862 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-206,280 | 13,069 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.