Home > First of America Bank-Illinois > Net charge- offs to loans
First of America Bank-Illinois, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9834% | 610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0363% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1463% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9385% | 191 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5260% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3345% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0063% | 1,167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7664% | 1,038 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0467% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1023% | 356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0528% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0264% | 663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3030% | 461 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7392% | 147 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9207% | 126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1965% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5915% | 1,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0863% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3248% | 305 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0033% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0149% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2290% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8165% | 168 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5583% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0032% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.8923% | 16 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3703% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2038% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0047% | 387 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0195% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6702% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7653% | 406 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7312% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0076% | 1,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -14.4207% | 555 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4976% | 2,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4970% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 1,112 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0483% | 1,280 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 1,010 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1651% | 344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2756% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7465% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1629% | 7,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 1,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1600% | 264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3524% | 883 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2519% | 461 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9704% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |