Home > First of America Bank - Florida, FSB > Loan Charge- Offs and Recoveries
First of America Bank - Florida, FSB, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,685,000 | 292 |
| Loans secured by real estate, total | $-95,000 | 10,907 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-95,000 | 10,930 |
| Construction and land development | $-183,000 | 10,917 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $88,000 | 983 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $0 | 1,725 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $150,000 | 1,743 |
| Loans to individuals | $6,630,000 | 208 |
| Credit card loan charge offs | $162,000 | 523 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,468,000 | 110 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,575,000 | 185 |
| Loans secured by real estate, total | $791,000 | 180 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $791,000 | 180 |
| Construction and land development | $784,000 | 31 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $7,000 | 1,822 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $0 | 1,668 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,592 |
| Loans to individuals | $2,784,000 | 131 |
| Credit card loan recoveries | $24,000 | 515 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,760,000 | 82 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,110,000 | 376 |
| Loans secured by real estate, total | $-886,000 | 10,874 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $-886,000 | 10,896 |
| Construction and land development | $-967,000 | 10,907 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $81,000 | 856 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $0 | 1,405 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $150,000 | 1,332 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,846,000 | 234 |
| Credit card loan net charge offs | $138,000 | 518 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,708,000 | 125 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $11,203,000 | 238 |
| Loans secured by real estate, total | $905,000 | 423 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $905,000 | 423 |
| Construction and land development | $31,000 | 401 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $874,000 | 218 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,405 |
| Loans to individuals | $10,298,000 | 168 |
| Credit card loan charge offs | $428,000 | 389 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $9,870,000 | 81 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,608,000 | 193 |
| Loans secured by real estate, total | $15,000 | 2,267 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,000 | 2,267 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,416 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $4,593,000 | 109 |
| Credit card loan recoveries | $20,000 | 621 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,573,000 | 53 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $6,595,000 | 282 |
| Loans secured by real estate, total | $890,000 | 311 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $890,000 | 310 |
| Construction and land development | $31,000 | 338 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $859,000 | 176 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,817 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $5,705,000 | 203 |
| Credit card loan net charge offs | $408,000 | 371 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $5,297,000 | 96 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,765,000 | 336 |
| Loans secured by real estate, total | $1,136,000 | 444 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,136,000 | 442 |
| Construction and land development | $500,000 | 125 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $636,000 | 285 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $5,629,000 | 208 |
| Credit card loan charge offs | $525,000 | 375 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $5,104,000 | 109 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $2,621,000 | 292 |
| Loans secured by real estate, total | $500,000 | 291 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $500,000 | 290 |
| Construction and land development | $500,000 | 54 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $2,121,000 | 173 |
| Credit card loan recoveries | $75,000 | 380 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,046,000 | 107 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,144,000 | 356 |
| Loans secured by real estate, total | $636,000 | 500 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $636,000 | 499 |
| Construction and land development | $0 | 772 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $636,000 | 240 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $3,508,000 | 226 |
| Credit card loan net charge offs | $450,000 | 360 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,058,000 | 119 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,000 | 9,762 |
| Loans secured by real estate, total | $0 | 6,101 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 6,096 |
| Construction and land development | $0 | 994 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $10,000 | 7,084 |
| Credit card loan charge offs | $4,000 | 2,719 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,000 | 7,481 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,000 | 9,183 |
| Loans secured by real estate, total | $0 | 5,649 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 5,631 |
| Construction and land development | $0 | 797 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,282 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $6,000 | 6,100 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,000 | 5,822 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Loans secured by real estate, total | $0 | 4,935 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $0 | 4,935 |
| Construction and land development | $0 | 849 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $0 | 4,088 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,000 | 6,889 |
| Credit card loan net charge offs | $4,000 | 2,434 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,947 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.