Home > First of America Bank - Florida, FSB > Income and Expense
First of America Bank - Florida, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $81,352,000 | 472 |
| Total interest expense | $41,293,000 | 463 |
| Net interest income | $40,059,000 | 487 |
| Provision for loan and lease losses | $3,325,000 | 408 |
| Total noninterest income | $9,394,000 | 601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,394,000 | 431 |
| Total noninterest expense | $35,270,000 | 450 |
| Salaries and employee benefits | $9,855,000 | 693 |
| Premises and equipment expense | $8,543,000 | 274 |
| Additional noninterest expense | $16,872,000 | 383 |
| Pre-tax net operating income | $10,858,000 | 757 |
| Securities gains (losses) | $508,000 | 424 |
| Applicable income taxes | $935,000 | 2,574 |
| Income before extraordinary items | $10,431,000 | 581 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,431,000 | 581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,110,000 | 376 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $9,963,640 | 581 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $84,412,000 | 487 |
| Total interest expense | $44,065,000 | 465 |
| Net interest income | $40,347,000 | 509 |
| Provision for loan and lease losses | $7,563,000 | 259 |
| Total noninterest income | $5,886,000 | 853 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,886,000 | 583 |
| Total noninterest expense | $52,021,000 | 382 |
| Salaries and employee benefits | $11,321,000 | 619 |
| Premises and equipment expense | $7,085,000 | 363 |
| Additional noninterest expense | $33,615,000 | 305 |
| Pre-tax net operating income | $-13,351,000 | 11,467 |
| Securities gains (losses) | $122,000 | 880 |
| Applicable income taxes | $-6,851,000 | 11,438 |
| Income before extraordinary items | $-6,378,000 | 11,435 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-6,378,000 | 11,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,595,000 | 282 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-6,456,080 | 11,434 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $88,892,000 | 494 |
| Total interest expense | $53,380,000 | 418 |
| Net interest income | $35,512,000 | 580 |
| Provision for loan and lease losses | $7,000,000 | 250 |
| Total noninterest income | $3,971,000 | 1,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,971,000 | 766 |
| Total noninterest expense | $40,620,000 | 461 |
| Salaries and employee benefits | $10,573,000 | 662 |
| Premises and equipment expense | $9,646,000 | 302 |
| Additional noninterest expense | $20,401,000 | 427 |
| Pre-tax net operating income | $-8,137,000 | 11,981 |
| Securities gains (losses) | $686,000 | 282 |
| Applicable income taxes | $-2,771,000 | 11,938 |
| Income before extraordinary items | $-4,680,000 | 11,942 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-4,680,000 | 11,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,144,000 | 356 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-5,119,040 | 11,943 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,640,000 | 1,574 |
| Total interest expense | $11,307,000 | 1,164 |
| Net interest income | $8,333,000 | 2,173 |
| Provision for loan and lease losses | $1,375,000 | 754 |
| Total noninterest income | $1,170,000 | 2,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,170,000 | 1,660 |
| Total noninterest expense | $17,104,000 | 908 |
| Salaries and employee benefits | $3,811,000 | 1,763 |
| Premises and equipment expense | $3,995,000 | 583 |
| Additional noninterest expense | $9,298,000 | 739 |
| Pre-tax net operating income | $-8,976,000 | 12,601 |
| Securities gains (losses) | $-711,000 | 12,329 |
| Applicable income taxes | $-3,389,000 | 12,576 |
| Income before extraordinary items | $-6,298,000 | 12,555 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-6,298,000 | 12,554 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $97,113,000 | 15 |
| Net operating income | $-5,835,850 | 12,553 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.