Home > First of America Bank - Florida, FSB > Net charge- offs to loans
First of America Bank - Florida, FSB, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4093% | 1,973 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1737% | 1,447 |
| Percentage Net Loans Charged-off:Construction & development | -3.2191% | 1,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 776 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6117% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0174% | 739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6842% | 266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6809% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8511% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9163% | 812 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1872% | 217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2304% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1867% | 210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1350% | 117 |
| Percentage Net Loans Charged-off: Credit card loans | 39.7738% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6099% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1134% | 467 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1319% | 298 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1328% | 298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6976% | 98 |
| Percentage Net Loans Charged-off: Credit card loans | 39.8936% | 7 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0070% | 8,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0194% | 1,276 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7118% | 498 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |